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Sir ye maind game hota hai.property sirf book krne ki or 2 din me bech dene ki.1 lakh to nikal he jayega.so apki video real knowledge full hai. Motivation deti hai
Ankit ji thank you for asking question??Mr Yogesh pahle registered agreement karta hai..extra cost par thodi jyada stamp duty pay karta hai loan hone ke bad vo amount jo lga return kar deta hai..jisse arrange kiya tha..seller ko uska amount deta hai 16L out of 19L loan amount..rest amount stamp duty and renovation me use karta hai..!!
@@dramolmourya agr phle rjistry krwai ogi to to phle byana dena pde ga yogesh ko house owner ko wo ni btya apne Bina peso k to koi b agreement nai one deta sir
Ankit ji excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..paid stamp duty amount to the person from whom he arranged. The amount..with small size flats..rent is good their because of industrial area..!!
Hii sir, i have a question how will we get loan details or loan wuthout docs first we have to get docs and for that we have to pay registration amount......if anyone know please clear my confusion
True you are right that's why Mr Yogesh does an agreement first and then applies for loan..in destress deals it is possible to take more loan even if the actual deal is at low cost..
Veeraj ji yhi to benefit hai industrial area me property lene ka..ye Hingna Nagpur ke industrial area ki 1 Township ke ander ka flat hai..jo launch 10 Lakh me hua tha 8 years before abhi iska price 22 lakh Tak hai..yhi agar pure residential area me hota to kam rent hota
Better to invest in mutual fund, stocks for 15 years with the same EMI amount from his salary and purchase flat after some years because anyhow he is buying that flat as investment.
Flat apne name registry huye bina loan kese de diya bank ne jabki flat k documents party k name h dusre k name registry par aapko bank ne loan kese de diya ye bataiye aap
Thank you Krishna ji for your question?? Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Kisne bola 15lac ke flat mai 11k ka rent ata hai????? Kuch logic hai kya? Wo 15lac wali jagah city se jada dur hoti hai ...waha 11k dene wale log nahi rehte Ye tumhara logic pune Mumbai delhi aise metro city mai bhi nahi chal payega... Chote shehro ka to chod do... Usecase lo... Talegao jo pune city centre se 45km hai .... Waha 1bhk 25-28lac mai ata hai Emi 28 lac pe 19k ata hai... Check karo website pe jake kisi bhi bank ke Aur talegaon mai 1bhk 5k pe jata hai rent mai... Likes ke liye pagal mat banao logo ko
Thank you Ajit ji for your question?? Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Dear Arpit Gautam ji thank you so much for your Question?? the process is very simple Mr Yogesh have done registered agreement in november 2020... you can check on Google at that time stamp duty waiver was going on in Maharashtra..only 3% stamp duty was implecable..the township is situated at Hingna near Industrial area so rent demand is more.. 1 st and then applied for loan... finalized deal at 16L applied for 20 lakh loan..Got 90% Sanctioned as he is already doing Construction business and filling ITR of nearly 6L Annual Income..got 18L given 16L to seller..and got extra estamp duty Amount back and used 1 L for flat renovation because of which he got good rental return..!!
Oh Bhai.... I am a banker, kindly share real fact bank don't give more then 90% on actual selling amout. How Mr Yogesh got loan of 20Lacs when he purchasing the flat with 16Lacs??? No matter the market value of the flat but bank only disburse on selling amount. Kuch bhi???? 19L ki property mai koun 10 to 11k rent deta hai??? U r crazy man.
Your are Right Brother Done registered agreement at 20L got 90% as 18L loan.. Dear brother....thank you so much for asking this question?? excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..paid stamp duty amount to the person from whom he arranged..after getting 18L from bank... The amount..with small size flats..rent is good their because of industrial area..!!This is the Actual Scenario..
Bother watch video twice..seller bought flat at 9.5 lakhs 5 years before..it's a resale property..he want Urgent money..it was destressed sell..that Why for stamp duty and Renovation work buyer needed extra money so he has done an agreement of 20lakhs..buyer paid extra stamp duty..just to avail power of leverage..just watch video once again dear Nitin ji..you will understand..I will make a detail video on this topic..soon how to buy flat with No money so you will get clarification..it's a nice learning for our team also..thank you for asking question??
There is one more complication that if the registration is for 20 lakh and selling price is for 16 lakh the seller has to pay tax on 20 lakh right then who will do this ?
Hllo sir Agr kisi property pr 19 lakh ka home loan le to uska intrest hi pr month 14250/- h or agr bank emi bnayegi to monthly emi 9% ki rate se bhi aprox 18000/- rahega Apk according rental income monthly 10-12 k aani h to cash flow to 6000/- negative ho jayega Agr is baare m koi sujhav ho to pls bataye
Ha aapne sahi kha..aur thoda detail ho sakta tha..kuch chize aur detail me ho sakti thi..main Bina paiso ke flat kaise kharide..ya bahot kam paise lagakar flat kaise kharide ye video lekar aunga..jaldi hi..with detail case study..!!
Thank you for asking a question??loan aise hi nhi mila bande ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit nhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between in required..!!
Thank you for your question?? Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Sr home lane ke liye Ghar ki registry and document bank ko Dane padte hai uske bad loan dete hai ok but home owner ko pahle paise dene padenge uske baad hum registry karwa sakte hai tabtak home owner Hume Ghar ke document nhi dega
Aapne sahi kha video 1 bar aur dekhiye Mr yogesh ne registered agreement kiya..kuch amount diya then loan ke liye apply Kiya..phir jo extra loan amount aya owner ko dene ke bad..stamp duty and initial payment jha se arrange hua tha use vapas kar diya..
bhai g lo0ne lene per lo0n ammount owner ko h chaqe deta he bank hume nahi or jab owner ko ammount jada milega uske account me to wo hume kam me nahi dega
Thank you so much for your question??Aap ekdum sahi hai..Yogesh ne pahle Registered agreement kiya this case is of Nov 2020 at that time stamp duty was Only 3% in Maharashtra then took loan at that time loan interest rate was 6.6% Only..extra amount jo mila vo use Kiya for renovation and paying stamp duty back..
Achha hai tarika but isake liye bahut se parpanch hai … loan itna jaldi kaise milega… milega ki nahi… registration pahale pay karna hota hai aur sabse badi baat… oooh saheb… jo owner bech raha hai use kharidane ke liye jo bank loan kahe degi
Sir bina registry kiye Yogesh ko loan kaise mil gaya yogesh ke nam ka jab tak flat nhi hota tab tak usko loan nhi mil payegi aap jo bta rahe he oo posible nhi he
Your are Right Amit ji..Yogesh has done Done registered agreement at 20L got 90% as 18L loan.. Dear Amit ji....thank you so much for asking this question?? excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..that why cost is less and Rental demand is more..paid stamp duty amount to the person from whom he arranged.. amount for registered agreement..after getting 18L from bank... The amount..with small size flats..rent is good their because of industrial area..!!This is the Actual Scenario..
Thank you Abhishek ji for your question?? Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
The story is not covering the whole details as getting loan the way mentioned is not possible so easily. But i dont deny the fact it is possible with a lot of planning and execution of strategy. Not for newbies in real estate.
It's a no money down concept in real estate. Anyway, on a loan of around 20 lac, in 10 years tenure How come emi would be only 10-11k ? Please do some calculation in any EMI calculator. However, The residential rental yield is not more than 3% in India, but in this case how Yogesh is getting almost 7 to 8% ? This is not so easy Sir, as you've explained.
Thank you so much Dear Arijit ji for your question??will request you to watch the video once again..Loan amount is 18L only..90% of 20L ..16L is deal amount 60K stamp duty as Nov 2020 Stamp duty waiver in Maharashtra going on so 3% was the stamp duty amount and 1.3 utilised for Renovation..10K legal charges..About rent this project is located near the Hingna Industrial area.. Nagpur Maharashtra so the rental demand is more here..and you are right the average Rental yield for residential is 3-4 % but it's ana average..plus 15% Escalation in Rent every 2-3 Years..Plus deposit of at least 2-3 Months from tenants all this cost will help a buyer in dealing with difference in rent at that time 4 Years before Home loan % was 7.8 Only so EMI comes near about 12-13K only max that to with an option of foreclosure if the rent increases you can use the deposit to have an SIP of 2-3K per month which will give you a lump sum of 6-7L in next 8-10 Years..to close the loan amount faster..
@@dramolmourya Yes, agreed,Makes sense. My only point is getting these opportunities is not easy. Many co-incidences are required😊. Anyway, thanks Sir, for providing the idea, so that we can at least think towards this. Some more or less will happen, that's completely fine. Once again thanks for replying and clarifying points🙏
Thank you Jaggu dada for your question?? Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Genuine question hai mera. Uske pass paisa nahi hai to kaam bhi nahi huga. so bina purane ITR filing and income source ke bank usko kaise loan deraha hai. Please reply
Shiva ji thank you so much for your genuine question??Video me kahi aisa nhi kha gya uske pass paise nhi hai..Mr Yogesh me agreement kiya ITR show kiya..unhone property Stretegy se banai..apne pass ka paisa lagae bina.. registered agreement kiya deal 16 me done ki..owner ne 5 Years before 9.5 me liya tha project ka nam kanchanganga township in Hingna..20 Lakh ka registered agreement karke loan liya 90% Disbursement hua..18lakh Owner ko 16L diye Nov 2020 me registery ki tab Maharashtra me 3% stamp duty lag rahi thi..Jisse 60K for registration liya tha use vapas kar diya bache hue amount se property ka renovation kiya.. Industrial area Hingna and MIHAN ne close hone ki vajah se rental demand achi hai..2 BHK ka rent 10 K mil gya..Ab sawal owner ne khud loan kyu nhi liya it's a distressed sell..already uska loan chal rha tha..Ko 16L use mile usne 5 L bank ko dekar old loan foreclose kiya..8 lakhs ka jo usne liya tha..Buy karte samay..rest is your wish this is what I have seen and checked with Origin Buyer..!!
Vinayak ji thank you so much tumchaya message baddal..yogesh ni registered agreement kela..stamp duty pay lri..nov 2020 madhe Maharashtra madhe 3% stamp duty cha offer hota..Ani nantar loan ghetle..ekda video ajun bagha..Ani mag tyani 16L madhe property final keli actual valuation dakhvun loan 19L cha ghetla..Deal Kami cost madhe keli..
REAL ESTATE GAME CHANGERS CHAMPIONS WORKSHOP: leadmachine.dramolmourya.com/index.php/rgc-organic-website/
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dramolmourya.com/
Contact Us:- +91 8087010150 / 9371555663
Sir is video se meri zindagi badalgyi.. thank you so much..
Thank you so much Ravi chabda ji...!!
Kaise badal diya woh v to bata de
thora tips muze vi dijie sir . Kon bank loan dega ?
great and the best strategy for buying plot .. never heard this type of strategy, Thank you so much sir for making valuable videos.
Thank you so much for your feedback and for loving our content and work
Sir ye maind game hota hai.property sirf book krne ki or 2 din me bech dene ki.1 lakh to nikal he jayega.so apki video real knowledge full hai. Motivation deti hai
Thank you so much..!!
Very Good Sir.I Folow my property.by Dun.
Before Yogesh I did it, Thank You Sir
Thank you Mr Paul for informing...
Hello brother can i get your insta handle..
Thanks sir, Sir your video is very helpfull👍🙂
Thank you so much for your feedback and for loving our content and work
Thanks bhai good information par aisai log bhut kam milengai Kafi hardwork lagega 😊
Bat to ekdum sahi hai hardwork to hai humne bhi video me yhi bataya hai easy nhi hai par possible hai..
Jay jagannath 🙏🙏🙏🙏🙏🙏 good experience sir
Thank you so much for your feedback..!!
Please make a complete playlist on real estate sir❤ your explanation is outstanding ❤
Please make a complete playlist sir❤
Thank you so much for your feedback and for loving our content and work we have various playlists on our channel..
But if he paid all income towards emi . What will he do to pay broker for comission to get the tenants also for yearly maintenance
if his emi< rental income because of long 15 to 20 years of loan tenure then he would be able to pay to broker to get tenants
This channel is factory of real estate information.. sir please bring more videos on the lgal documents.
Thank you so much for your feedback and for loving our content and work will soon come up with more videos about legal documents..
Is video se mera life change hoga 🔥 💯%
Ho gaya? 😂
Very nice thank you
Thank you so much for your feedback and for loving our content and work
Mujhe apke jaise adviser ki jarorat thi
Thank you so much for your feedback..!!
Bahut badiyan sir🙏🙏👍🏻👍🏻
Thank you so much for your feedback..!!
Thanks sir very nice idea great sir 👍👍👍👍👍
Thank you so much for your feedback
अगर प्रोपर्टी रेंट पे जल्दी नही गया तो आपने कोई eml भरणे पडेगापे ना तो फिर कैसे??? Bolo
Supppprrr bhai tenkssss my frend
Thank you so much for Dear..for your feedback and for loving our content and work
Very helpful video,
Love from West Bengal
Thank you so much for your feedback and for loving our content and work..love from Nagpur Maharashtra
Sir your video is very useful and important for me
Thank you sir give some knowledge📚📚 🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗🤗
Thank you so much for your feedback
Tbi tum bahut kuch kr reh ho lol 🙄🙄
Yes
Thanks for advice sir.
Thank you so much for your feedback..!!
I had this idea before so I need to apply
Taking action is very important...Thank you so much for sharing your views..!!
Thank you so much sir 😊
Thank you so much for your feedback and for loving our content and work
Bank may koun sa scheme pay loan liya
Very nice
Thank you so much..!!
Vo 16lac mei bekne se acha....khud hi loan le leta
Thank you Sir, you are just awesome
Thank you so much for your feedback and for loving our content and work
good ser je
Sir...jis properly pe yogesh ne loan liya tha vo properly owner ke nam par thi to yogesh ko loan ksise mil gaya?
Mil jata hai
Thank you
Thank you so much for your feedback..!!
SMARTY LOOKING SPEAKING AND PRESENTATION.
Indian, Salami Dena chahata hoo es soch me liye
Bahi shab ak questions CLR kdio usko
Agr house rjistry house owner k name h to
Mr Yogesh uske uper loan kese le skta h ?
Ankit ji thank you for asking question??Mr Yogesh pahle registered agreement karta hai..extra cost par thodi jyada stamp duty pay karta hai loan hone ke bad vo amount jo lga return kar deta hai..jisse arrange kiya tha..seller ko uska amount deta hai 16L out of 19L loan amount..rest amount stamp duty and renovation me use karta hai..!!
@@dramolmourya agr phle rjistry krwai ogi to to phle byana dena pde ga yogesh ko house owner ko wo ni btya apne
Bina peso k to koi b agreement nai one deta sir
Destressed property me owner ko jab jarurat ho to aap agreement to sell karke loan karwakar amount de sakte hai Ankit ji..it's a normal practice..!!
Ankit ji excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..paid stamp duty amount to the person from whom he arranged. The amount..with small size flats..rent is good their because of industrial area..!!
This is the actual scenario..!!
Loan kse mila without registry pls explain
Property ke price se jyada kaun sa bank finance karta hai
Thanks for advice sir
Thank you so much for your feedback..!!
Hii sir, i have a question how will we get loan details or loan wuthout docs first we have to get docs and for that we have to pay registration amount......if anyone know please clear my confusion
True you are right that's why Mr Yogesh does an agreement first and then applies for loan..in destress deals it is possible to take more loan even if the actual deal is at low cost..
@@dramolmourya 18 lac ke loan pe 11000 ki emi konsa bank deta haiiii
Sir mera duplex 45 lakh ka h koi 7000 k bhi rent nhi deta...yogesh ji ka 22 lakh ka makan 11000 mein chala gya rent per...
Veeraj ji yhi to benefit hai industrial area me property lene ka..ye Hingna Nagpur ke industrial area ki 1 Township ke ander ka flat hai..jo launch 10 Lakh me hua tha 8 years before abhi iska price 22 lakh Tak hai..yhi agar pure residential area me hota to kam rent hota
Bahut Jaan Hain aap ki baat and looks mein.
Good information sir
Thank you so much for your feedback..!!
Thank you sir 👼
Thank you so much for your feedback..!!
19 lakh ka loan 12000 emi 15 sal ke liye
ROI 0% HAI KYA BHAISAAB KYQ PADHA RHE HO
Mebi vahi bolra hun kuch bhi batate hein
Nice guidelines sir.
Thank you so much for your feedback and for loving our content and work
nice sir
Thank you so much for your feedback and for loving our content and work
Story achhi hai..par sare haalat sahi. Bane iski koi guarantee nahi hai...
Mumbai mein milega ya nahi pata nahi
Mumbai City me difficult hai outskirts me near industrial area jha rental demand achi ho might be possible..
Sir if i buy property and rent is less than emi, then can I increase loan tenure to decrease emi below rental income in this strategy??
Ya that's possible but if you see the most beautiful thing about rental income is it increases minimum 5 to 6 % Per year and your EMI remains same..
Bank only gives 80% of total register amount. And cheque goes to owner directly
Better to invest in mutual fund, stocks for 15 years with the same EMI amount from his salary and purchase flat after some years because anyhow he is buying that flat as investment.
19 lakh loan ka emi 20 saal ka bhi 16740 hota h monthly so don't make fool ok
Dear sir lone Lana ho ga to kasa Lana hoga
Sir rent per chadane Se EMI kese puri ho jaige
Thanks
Thank you so much for your feedback
Flat apne name registry huye bina loan kese de diya bank ne jabki flat k documents party k name h dusre k name registry par aapko bank ne loan kese de diya ye bataiye aap
Thank you Krishna ji for your question??
Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
bank itni asani or jaldi se lone deta he kya
Kisne bola 15lac ke flat mai 11k ka rent ata hai????? Kuch logic hai kya?
Wo 15lac wali jagah city se jada dur hoti hai ...waha 11k dene wale log nahi rehte
Ye tumhara logic pune Mumbai delhi aise metro city mai bhi nahi chal payega... Chote shehro ka to chod do...
Usecase lo... Talegao jo pune city centre se 45km hai .... Waha 1bhk 25-28lac mai ata hai
Emi 28 lac pe 19k ata hai... Check karo website pe jake kisi bhi bank ke
Aur talegaon mai 1bhk 5k pe jata hai rent mai...
Likes ke liye pagal mat banao logo ko
Aap ne to ye bataya nai ki bank kaise loan dega. Plz tell me
Thank you Ajit ji for your question??
Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Good
Very nice sir
Thank you so much for your feedback..!!
bank bina registry loan nahi deta
and bina payment k registration nahi hota iska kya ?
Dear Arpit Gautam ji thank you so much for your Question?? the process is very simple Mr Yogesh have done registered agreement in november 2020...
you can check on Google at that time stamp duty waiver was going on in Maharashtra..only 3% stamp duty was implecable..the township is situated at Hingna near Industrial area so rent demand is more.. 1 st and then applied for loan... finalized deal at 16L applied for 20 lakh loan..Got 90% Sanctioned as he is already doing Construction business and filling ITR of nearly 6L Annual Income..got 18L given 16L to seller..and got extra estamp duty Amount back and used 1 L for flat renovation because of which he got good rental return..!!
Oh Bhai.... I am a banker, kindly share real fact bank don't give more then 90% on actual selling amout. How Mr Yogesh got loan of 20Lacs when he purchasing the flat with 16Lacs??? No matter the market value of the flat but bank only disburse on selling amount.
Kuch bhi????
19L ki property mai koun 10 to 11k rent deta hai??? U r crazy man.
Your are Right Brother Done registered agreement at 20L got 90% as 18L loan..
Dear brother....thank you so much for asking this question??
excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..paid stamp duty amount to the person from whom he arranged..after getting 18L from bank... The amount..with small size flats..rent is good their because of industrial area..!!This is the Actual Scenario..
@@dramolmourya why seller do agreement of 20 lakh when he only get 16L. 4 lakh income where he adjust man
Bother watch video twice..seller bought flat at 9.5 lakhs 5 years before..it's a resale property..he want Urgent money..it was destressed sell..that Why for stamp duty and Renovation work buyer needed extra money so he has done an agreement of 20lakhs..buyer paid extra stamp duty..just to avail power of leverage..just watch video once again dear Nitin ji..you will understand..I will make a detail video on this topic..soon how to buy flat with No money so you will get clarification..it's a nice learning for our team also..thank you for asking question??
Selling amount 25 lakh btane se 20 lakh loan mill jayenge na
There is one more complication that if the registration is for 20 lakh and selling price is for 16 lakh the seller has to pay tax on 20 lakh right then who will do this ?
V good idea
Can give real estate tranning sir
You can contact our team members on 8087010150/53 to know more about.. Advance training programs..!!
this is veri nice vedio i am intersting
Thank you so much Adarsh maurya ji..for your feedback..!!
Hllo sir
Agr kisi property pr 19 lakh ka home loan le to uska intrest hi pr month 14250/- h or agr bank emi bnayegi to monthly emi 9% ki rate se bhi aprox 18000/- rahega
Apk according rental income monthly 10-12 k aani h to cash flow to 6000/- negative ho jayega
Agr is baare m koi sujhav ho to pls bataye
Agr aap 20 lakh ka loan lege 15 year tak toh monthly emi approx 13 hazar ki bnati hai
Awesome
Thank you so much for your feedback
Sar apne kucch topics jo important hai bahut jaldi bataya is wajah se kuchh cheeje mujhe clear nahi hui
Ha aapne sahi kha..aur thoda detail ho sakta tha..kuch chize aur detail me ho sakti thi..main Bina paiso ke flat kaise kharide..ya bahot kam paise lagakar flat kaise kharide ye video lekar aunga..jaldi hi..with detail case study..!!
wo ye puchna thaa ki bina 1600000 diy rigistry kese karayga .samne wala . jis par lon mili 1900000
Thank you for asking a question??loan aise hi nhi mila bande ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit nhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between in required..!!
Flat ke name se loan kyse le liya jb tk ki uske name se flat nhi hoga ??
Ha ye doubt mujhe bhi hai... Agar solution mil jaaye toh mujhe bhi batana aap
Just explain one thing on what basis Mr. Yogesh Got Loan from Bank ??
Thank you for your question??
Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Sr home lane ke liye Ghar ki registry and document bank ko Dane padte hai uske bad loan dete hai ok but home owner ko pahle paise dene padenge uske baad hum registry karwa sakte hai tabtak home owner
Hume Ghar ke document nhi dega
Aapne sahi kha video 1 bar aur dekhiye Mr yogesh ne registered agreement kiya..kuch amount diya then loan ke liye apply Kiya..phir jo extra loan amount aya owner ko dene ke bad..stamp duty and initial payment jha se arrange hua tha use vapas kar diya..
@@dramolmourya Han ji sr
bhai g lo0ne lene per lo0n ammount owner ko h chaqe deta he bank hume nahi or jab owner ko ammount jada milega uske account me to wo hume kam me nahi dega
Rent is very small compared to EMI
Yes.. City se durr he toh koi 10000 rent nai deta
Exceptional cases me esa ho skta h
Yes you are right..it's a rare case but possible..
बैंक ने लोन किस आधार पे दिया योगेश को जबतक उसके नाम कोई प्रॉपर्टी ही नहीं थी क्यूक लोन भी तो किसी चीज़ के बदले ही मिलता ? जवाब ज़रूर दें
Thank you so much for your question??Aap ekdum sahi hai..Yogesh ne pahle Registered agreement kiya this case is of Nov 2020 at that time stamp duty was Only 3% in Maharashtra then took loan at that time loan interest rate was 6.6% Only..extra amount jo mila vo use Kiya for renovation and paying stamp duty back..
Sir loan kese milta h yeh bhi batey
Ager bhai rant ke liye koi taiyar hi nhi rahega to loan kaise chukayega 😊
Achha hai tarika but isake liye bahut se parpanch hai … loan itna jaldi kaise milega… milega ki nahi… registration pahale pay karna hota hai aur sabse badi baat… oooh saheb… jo owner bech raha hai use kharidane ke liye jo bank loan kahe degi
Ye saval aapne bahaut hi sahi kaha hai
Ye mere dimag me bhi hai
Bank can give you a home loan
OCR, STAMP DUTY, REGISTRATION KE LIYE PAISE LAGTE HAI.
19 LAKH OWNER KE ACCOUNT ME JAYEGA TO KYA OWNER 3 LAKH RETURN DEGA
Sir bina registry kiye Yogesh ko loan kaise mil gaya yogesh ke nam ka jab tak flat nhi hota tab tak usko loan nhi mil payegi aap jo bta rahe he oo posible nhi he
Your are Right Amit ji..Yogesh has done Done registered agreement at 20L got 90% as 18L loan..
Dear Amit ji....thank you so much for asking this question??
excellent question watch the video twice..the person had bought property by doing registered agreement then applied for loan..arranged amount for stamp duty that to in Nov 2020 when the stamp duty waiver offer was going on in Maharashtra only 3% stamp duty was applicable..then he took extra loan Done a real deal at 16 Lakh the township is outside city near to industrial area..that why cost is less and Rental demand is more..paid stamp duty amount to the person from whom he arranged.. amount for registered agreement..after getting 18L from bank... The amount..with small size flats..rent is good their because of industrial area..!!This is the Actual Scenario..
Sir property ke papaer to yogesh k name pe the hi nhi fir usko loan kis base pe mila???? Is topic par detail me ek video bana dijiye plz
Thank you Abhishek ji for your question??
Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Really it's inspirational
Thank you so much for your feedback..!!
bank nilame wale property kese khrede ser je jarur banana ser je
Thanks for sharing
Good job sir ❤️
Thank you so much for your feedback..!!
The story is not covering the whole details as getting loan the way mentioned is not possible so easily. But i dont deny the fact it is possible with a lot of planning and execution of strategy. Not for newbies in real estate.
20lac pe 11000 ka emi . Konsa bank de rha hai ye
Yes muje bhi chahiye
15 year ka laon lena pdega to hojega 11 hazar month ka emi
It's a no money down concept in real estate. Anyway, on a loan of around 20 lac, in 10 years tenure How come emi would be only 10-11k ?
Please do some calculation in any EMI calculator.
However, The residential rental yield is not more than 3% in India, but in this case how Yogesh is getting almost 7 to 8% ?
This is not so easy Sir, as you've explained.
Thank you so much Dear Arijit ji for your question??will request you to watch the video once again..Loan amount is 18L only..90% of 20L ..16L is deal amount 60K stamp duty as Nov 2020 Stamp duty waiver in Maharashtra going on so 3% was the stamp duty amount and 1.3 utilised for Renovation..10K legal charges..About rent this project is located near the Hingna Industrial area.. Nagpur Maharashtra so the rental demand is more here..and you are right the average Rental yield for residential is 3-4 % but it's ana average..plus 15% Escalation in Rent every 2-3 Years..Plus deposit of at least 2-3 Months from tenants all this cost will help a buyer in dealing with difference in rent at that time 4 Years before Home loan % was 7.8 Only so EMI comes near about 12-13K only max that to with an option of foreclosure if the rent increases you can use the deposit to have an SIP of 2-3K per month which will give you a lump sum of 6-7L in next 8-10 Years..to close the loan amount faster..
@@dramolmourya Yes, agreed,Makes sense. My only point is getting these opportunities is not easy. Many co-incidences are required😊.
Anyway, thanks Sir, for providing the idea, so that we can at least think towards this. Some more or less will happen, that's completely fine.
Once again thanks for replying and clarifying points🙏
bank is giving loan on the basis of 60% of salary .. if I dont posses any loan. I am having a existing home loan how I can apply this method?
Lone laynay Kay liya kya bass tha sir
Mr Yogesh loan liya kaise
Zabardast
Thank you so much..!!
Par Bhai bina kuch giravi rakhake.bank apko loan kaise degi ye batao.bas gaye Bank me aur leke aaye 20 L ka loan.🤔
Thank you Jaggu dada for your question??
Loan aise hi nhi mila Mr Yogesh ne pahle registered agreement kiya Nov 2020 me amount borrow karke tab Sirf 3% stamp duty lag rhi thi Maharashtra me..Loan 20L ka 90%. Matlab 18 Lakh Sanctioned and disbursement hua as property resale and ready thi..then 16L owner ko dekar..60K stamp duty amount Return karke bache hue amount se property ko aur acha repair and renovate kiya.. jisse rent jyada mil sake..Industrial area me township home ki vajah se rent acha mil jata hai Hingna,Nagpur area me you can search on Google..that's why rent se EMI nikal jata hai..plus every 3 year minimum 10 to 15% ka rent appraisal hota hai..!!and Owner ko security deposit bhi milta hai..that can help him in Decreasing the loan by doing lump Sam payment in between if required..!!
Aise khi milta hoga to mujhe bhi batao mujhe Leni hai mira road me
Genuine question hai mera. Uske pass paisa nahi hai to kaam bhi nahi huga. so bina purane ITR filing and income source ke bank usko kaise loan deraha hai. Please reply
Shiva ji thank you so much for your genuine question??Video me kahi aisa nhi kha gya uske pass paise nhi hai..Mr Yogesh me agreement kiya ITR show kiya..unhone property Stretegy se banai..apne pass ka paisa lagae bina.. registered agreement kiya deal 16 me done ki..owner ne 5 Years before 9.5 me liya tha project ka nam kanchanganga township in Hingna..20 Lakh ka registered agreement karke loan liya 90% Disbursement hua..18lakh Owner ko 16L diye Nov 2020 me registery ki tab Maharashtra me 3% stamp duty lag rahi thi..Jisse 60K for registration liya tha use vapas kar diya bache hue amount se property ka renovation kiya.. Industrial area Hingna and MIHAN ne close hone ki vajah se rental demand achi hai..2 BHK ka rent 10 K mil gya..Ab sawal owner ne khud loan kyu nhi liya it's a distressed sell..already uska loan chal rha tha..Ko 16L use mile usne 5 L bank ko dekar old loan foreclose kiya..8 lakhs ka jo usne liya tha..Buy karte samay..rest is your wish this is what I have seen and checked with Origin Buyer..!!
Agar rental person bich me hi shod kr chla gya property to rent aana band emi chalu .
Good strategy but with risk☺
Yes you are right but the reward is there just because of the risk you take..
@@dramolmourya hello sir i am acctualy looking into understanding real estate and i need a little bit of help do you mind helping me
What kind of risk according to you . Can you guide me
Nice information, but isme toda luck or, toda mind game h
I would like to buy property as a joint holder so kindly suggest a suitable plan
Ye baate video me hi aachi lgti hai sir ji 🤣🤣
सर हे सर्व बोलायला सोप आहे परंतु बँकेने कर्ज कशावर दिले योगेशला कारण कागदपत्रे मुळ मालकाकडेच आहेत
Vinayak ji thank you so much tumchaya message baddal..yogesh ni registered agreement kela..stamp duty pay lri..nov 2020 madhe Maharashtra madhe 3% stamp duty cha offer hota..Ani nantar loan ghetle..ekda video ajun bagha..Ani mag tyani 16L madhe property final keli actual valuation dakhvun loan 19L cha ghetla..Deal Kami cost madhe keli..