Reality Of Retirement / What They Don't Talk About
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- เผยแพร่เมื่อ 25 ก.ค. 2024
- It’s not all about the money, most retirement advice revolves around finances, we see Retirement What They Don't Talk About as a crucial step in retirement planning. Not having good health or mobility is a way to destroy your retirement dreams.
If you are in your fifties we are talking to you, letting you know that your strength and mental ability to cope will wain as you age and quite quickly, more than you would imagine.
Join us for a pre retirement chat about health retired habits and a strategy for you to enjoy your retirement as a couple.
#retirement #retireearly #this_is_our_retirement
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I'm a community palliative care nurse. Don't wait to do things you want to do. You don't have infinite time. A single diagnosis can change your life and it can come at any time. I've seen people go from "healthy" to dead in less than 2 months. I've met people who just bought a new home and moved to a new city for retirement, received a cancer diagnosis, and died before all the boxes can be unpacked. Save what you need, but don't over-save to the point where you compromise your enjoyment.
Thanks for sharing your thoughts Nicol , it’s a very powerful message that we hope others will read and learn from. Enjoy your weekend Cheers 🍷🌺🍺
I'm also a nurse (not palliative care) and have seen similar stories numerous time. Find the balance. Do things throughout your life, not just at the end of life. Find a way to enjoy life all along the way, not just the future that may never come. That's not an excuse to recklessly blow your money, but to seek balance between saving and spending.
@@01happykat Thanks for a lovely comment we agree with everything you said Cheers 🍷🌺🍺
@@01happykat What a wonderful comment thanks for sharing , have a wonderful weekend Cheers 🍷🌺🍺
Hi Nicol
So very true as financial adviser I see this happen more and more every day.
Every now and again when I share some nice outings, I get people saying yes they will add it to their bucket list.
My basic comment, if you really like it, plan for it now and the h@ll of that stupid list, you will never end up following that list.
Wishing you more than enough!
As a 33 year old, I’ve watched so many financial videos so I could be prepared for retirement. This is literally the first retirement video I’ve seen covering this topic. I had no idea. Thank you so much for sharing this with the younger generation
Thanks for watching we are so glad you are enjoying and finding our videos helpful for your future Cheers 🍷🌺🍺
Please allow me to say one thing,
Be very careful time flies!
Wishing you more than enough!
@@francoismeyer4136 We couldn’t agree more Cheers 🍷🌺🍺
Your advice hits home for me. My husband and I retired several years ago.. since then, my husband has gotten COPD, had a heart attack and recently had a small stroke. Don’t wait to start living your retirement dreams.
Thanks Karen for sharing 🌺 we are sorry to hear that hope he gets better take care 🍷🙂🌺
This is what I've been wanting my husband to do. Retire now, while he still has his health. He's 64 but his knees are going and he looks tired and worn. He's a workaholic. I fear I'll spend our retirement alone. You two are the cutest. Thank you for your wise advice.
We are sorry to hear that about your hubby , we hope you manage to persuade him to stop working so you can enjoy your retirement together. Did you show him this video 🤔 have a nice week good luck 🍷🌻🙂
Quite right, when you retire swap working for regular exercise. I am 74 yrs of age and know from my own experience that inactivity will lead to a rapid decline in
mental.and physical health, also a shorter and less enjoyable retirement. Just learn to accept that exercise has to be a part of your daily routine, equally as important as eating and drinking.
So true thanks for making this important point.
I just found you two today. My wife will be 70 this year and is still working because she enjoys her job. I just turned 63. The plan was to work until I'm 65. We are both self-employed. All I have been focusing on is the money. Only recently have I thought about our declining health as we get older. This information is just what I needed to hear. I will share this video with my wife.
Hello Russ, we are glad you found us! You are very welcome to our channel. We felt health in retirement wasn’t being discussed, money is not the most important. Health could impact us far more. We are glad to have brought this to you and your Wife.
I worked and lived so hard in my youth , Damaged my body a lot . Old age is very painful now .
Sorry to hear that yes we are all getting older and adjusting ! take care 🍺🌺
Y'all are the most down to earth and authentic TH-camrs; I feel like we could be having this conversation over dinner and learning from friends. As a 51 year old this episode really resonates with me. Thanks so very much for sharing these important experiences and thoughts.
Thank you so much 🤗 Kim have a wonderful weekend Cheers 🍷🌺🍺
I spent 8 months in a wonderful town in Mexico and there are tons of people enjoying their life on so little money. They have the right idea on how to live life to the fullest. Don’t wait until your memory fades and you have amassed lots of money that you can no longer use for your much deserved retirement.
Mom was a stay-at-home. Dad retired at 60 & at 68 developed a brain tumor that took his life. Mom said it was a good 8 yrs. They went shopping for grandkids. Took a road trip across country & visited a lot of people on the Christmas card list. Took craft n gardening classes together. One yr made cabbage patch dolls for all the grandkids and had fun dressing them. When mom reached 70, she had a tough year. But we got through it & she lived an active life for another 22 yrs.
Hang in there Norm, 1 or 2 tough yrs and you can be active for another 25!
Thanks so much for sharing your story, we are glad your parents had a good if short retirement together. This was really the motive for us to do this video because we all know friends or family who have gone through this. We felt fifty year olds should be aware that retirement is more than saving money for it. Thanks for watching and we wish you a great weekend.
I am a emergency medicine physician. I see people from all ages and understand aging very well. When I talk to my financial planners they talk about all the things I can do when I retire with my money and I can't hold my laughter. I've always told them that they know numbers but the realities of aging escape their intellect.
It’s true! Most talk about retirement is financial the whole aging process largely ignored until in advanced stages. Thanks for sharing your thoughts.
Great comment. Thanks for sharing. Your right on the dynamics of age vs financial planning
Amazing content, thank you so much for your honesty and for making this video. My 55th birthday was yesterday, my son finishes high school in late May and will begin University in August. Being a single Mom means there is no way I'll retire until I'm 65. Being an "older" Mom, I have always stressed to my son that the present is now! No one is ever promised another tomorrow no matter your age. Already, we've traveled to two countries and seven US states. I've always been very aware to cram every available opportunity into our lives: a walk in the park, a live performance, travel, a new restaurant, etc... Thank you for this reminder, the timing was perfect and heaven sent, live now!
Thanks for watching sounds like you are an awesome Mum ! have a great weekend Cheers 🍷🇺🇸🍺🇨🇦
It's important to share this information. Too many people don't comprehend how fast the body can change.
I've seen people just stop doing anything at age 70. Saving money for dreams they ran out of energy to enjoy.
We felt it is important to talk about retirement health it’s the poor cousin to money. Thanks for watching and sharing your thoughts we appreciate it.
For the past months that I had been viewing videos about retirement, this one really hits the spot. As you said, almost all of those videos are about the financial side, but none that I have seen so far are about the actual practical suggestions about when that time comes. I am planning to work until 67 (or even extend to 70), and my wife, who is 5 years younger, plan to do the same, and I just realised from what you mentioned that it means 5 years of me being alone (partially, if she continues doing part-time work), and when we are both retired, then I will be 72 and she will be 67 - not much time left to spend together with good health and all anymore. After all, what I am looking forward to is spending my remaining years with the person I love to be with, and indeed, why not make that time the earliest possible (still considering, of course, the financial side of things). Honestly, I am so focused on the finance rather than what retirement really is/means.
Thank you very much to both of you for the wake-up call, and I am very happy to have found your channel.
Now time to recalculate my projections... 🙂
You really seem to "get" what we feel about retirement and living together as a couple. Today these are the best days of your life, you are at your healthiest today. Planning a budget and really thinking what you need in retirement, this is a new beginning and you don't need to compete with coworkers and neighbours to have the best house, best car, biggest T.V. We sold our "big" house, sold the second car cut the cellphone and live happy, together. We hope you and your wife can find the path to retirement together. Thanks for watching and sharing your thoughts. 😀😀
Excellent advice. I was 18 months younger than my husband of 41 years. He retired at age 56 and I was planning on retiring at age 62, seven years after him. Our house was going to be paid off and I would be eligible for social security benefits at age 62. Unfortunately God had other plans. My beloved husband died very suddenly and unexpectedly this past August at the age of 61. He didn’t live to see my 60th birthday or the retirement we planned to spend together. If I had retired when he did we could have spent five years together in retirement. As it is we didn’t even get to spend a day.
We are so sorry for your loss Pam 💐thank you for sharing your story for others take care of yourself 🌺
Such a great point. I take care of patients from 1 day old to 100+. No one can buy health. Certainly a larger pillar if you will of life. Health will always be far more important and the money, but if one has both, well that’s a thriving combination.
So true people are so busy making sure they have enough money 💰 they overlook looking after their health Kaynen Cheers 🌺🙂
Hard to hear, but such an important message.
Sadly I lost my husband suddenly last September. He was 58. We had so many plans. He loved his job and was able to work remotely. He also had a lot of vacation so retirement didn’t seem necessary. I lost my job to the pandemic in November 2020.
I am just highlighting this because we are not guaranteed our health or longevity. Also, many people our age (Im turning 58 next month) still have children in university. It’s another reason he wanted to keep working.
I am grateful that we travelled a bit in 2019, purchased a travel trailer in 2020 (camping 35 nights in total), and moved to the country in 2021. All in all he really enjoyed the past few years.
I agree with you. Don’t worry so much about the money. Heath is the greatest wealth. I am taking stock of my lifestyle including weight and fitness. I want to be around to enjoy time with my children and do the things I want to do while I am still able.
Thanks again.
Hello Esther, We are so sorry for your loss there just aren't any words... Health was the motivation for us to do this video so many folks get caught up with savings for retirement. We always wanted to retire while we had a young outlook. We also married young 18 and 19 and had our first child 4 years later, so we were the young parents at our children's schools and university. We really wish you happiness in the future. Your story will help others make decisions about working or retiring and we thank you for sharing it with us.
Health is the #1 asset to have. Everything else is secondary! I'm 53 and do strength training 4x a week. I'm in better shape now than in my 30's-40's. Hoping to be in top shape when I retire, and to continue with it throughout retirement. Appreciate your videos very much.
Thanks so much for watching you are right health is number #1 closely followed by Money 💰 #2 everyone needs to find a happy balance Cheers 🍷🌺🍺
Your video today addressed a thought I had on my mind for awhile. I worry since I have a bad back and an arthritic ankle at 54...what is my mobility going to be like at 65? It scares me. I am retiring this year because I have seen too many people wait until 60 or 65 to retire and tragically they did not have a lot of time left to enjoy the pensions they earned. I will have to be frugal for the next 5yrs, but after working full-time since I was 20, I just want time to enjoy coffee in my garden, feed and watch the birds, walk my dogs and go camping in the mountains. My life will be simple but all I really want is the time to enjoy those simple things that enrich one's soul. Thank you for your input as it solidifies that I believe I am making the right decision.
Hi Cyndi, Your comment is the exact reason we did this video, we hope you really enjoy “your time” now and it sounds idyllic. Have a wonderful weekend.
It is so true, if you don't have your health the retirement picture is not going to be as you dreamed. I did the same thing my husband retired at 60,I continued to work ,wanting to pad the nest egg for retirement together. My husband has diabetes and macular degeneration and is going blind. certainly not in the plan.what has happened is I have retired to be a caregiver after I had already taken care of my mother 8 yrs (alzheimers). It is a labor o love but I will never see what I worked so hard for. Pay attention to your health and retire together, you can't strategize for everything life may throw at you. Bless you and be well.
Thank you Patsy for sharing your story , yes sometimes life changes and it’s not what you thought would happen , look after your health while you are caring for your husband take care 🌺🤗
Your post makes me think if my hubby should work 1 more year….
Sometimes you watch a TH-cam video which changes your life, this is one of those times. Thank you.
Glad you enjoyed it Paul, whatever decisions you are making we hope it helped , hope you have a great week Cheers 🍺🙂
@@ThisIsOurRetirement Hi guys, always enjoy your content and appreciate the wise words. Being late fifties the knowledge of what’s most likely to come next really helps with the decision making process. Regards Paul
@@gealinga1994 That’s wonderful 🍷🌺
Great advice that really hit the mark with me. I'm 59 and just getting over my 3rd pneumonia in 6 months on the back end of having Covid -again! As we used to say in contracting "the money's great but you can't spend it if you're dead" . I think Covid warped me past the decision point. I went from a youthful 57-year old who passed for being in his 40s to a 59 year old whose health and energy is in his 70s. So I just coast on at work hoping for a health miracle.
Sorry to hear about your health situation, we hear you that you can have all the money in the world 🌎 but that doesn’t give you health thanks for sharing take care 🍷🌺🍺
I'm 42 and stumbled upon your channel this morning. You guys are great! Subscribed. I'm a little ways off but definitely want to retire early from working for someone else. That's been my plan for about 10 years now. I really appreciate you sharing your wisdom and experience. Thanks, and great channel!
Awesome! Thank you! and welcome Mike to our channel hope you enjoy our videos have a great weekend Cheers 🍷🌺🍺
Wise words indeed. Thanks for sharing. Stay safe and enjoy many years of happiness together!
Thank you kindly we hope you have a wonderful day Cheers 🍷🌺🍺
I have just joined your channel. I like it. I am 66 and a retired soldier and soon to be a retired civil servant in about a year. The wife is 70 this year, and she retired over a decade ago. I have been thinking about retirement for the past 5 years. Financially we are set. Two Gov pensions(me) one Gov pension for the wife + SSN + over 7 figures in savings and ZERO debt. The wife has had cancer twice and recovered and so far all is well. We have been travelling for a long time, not waiting for retirement...as there is no guarantee there will be a retirement. I am healthy, and very active and plan to stay that way as long as possible. I have decided to do volunteer work the first year plus in retirement so as not to go "cold turkey" into retirement. So the idea is to have an itinerary set up from day one...and slowly change it as I ease into retirement. My biggest fear is to be bored! I do have many hobbies....Photography, cycling, hiking, reading, motorcycling. So as my countdown clocks clicks away on my desk I look forward to a NEW life.....
Hi Martin welcome to our channel it doesn’t sound like you are going to be bored as you have lots of hobbies , looks like a great plan ahead for your retirement Cheers 🍷🌻🙂
Omg this I needed to hear! Husband 63, im 54, we just retired and travelled 5 months out west and I noticed husband def didnt have the energy i did. I had some reluctance in retiring but realize after I watched your video i did the right thing. Thank you so.much for this video!
You are welcome Elsa hope you are enjoying a wonderful weekend Cheers 🍷🌻🍺
Thanks for this candid conversation! I am approaching 60 and am semi retired (working 10 days a month) and notice my physical decline from when I turned 50. Without health, there is nothing....
Glad you found it interesting have a wonderful weekend Cheers 🍷🌺🍺
Good advice about 1 retiring before the other. I had that couples experience. My partner is 7 years older, retired about 7 years ago, and about 1 year ago he was diagnosed with a fatal brain disease (Glioblastoma). I have taken some time off to be with him this last 8 months, during this moment in time, before he passes and although we have enjoyed this time together, we could not travel as we planned because of the realities of Medical care that is linked to our location - so we traveled short periods locally and stayed put. With that said - I am so glad I took this time off to be with him. No matter where we are, it has changed me profoundly (no stress) and he is happier to have me in a stress free mode. *** He advises everyone who ask's: Remember 3 Things - Quality, Quality, Quality Time not quantity.
Thanks Susan for sharing your story and we are so sorry to hear about your partner we hope you can enjoy your precious time together 🌺🌺
I've now watched a number of your videos and must say, they have been extremely helpful and a pleasure to watch, you guys are about 5 years in front of us but most the topics you cover resonate with us. It's been great to hear your honest insight and advice. Keep up the great work, I'm convinced you are helping thousands of people, seems like a great way to spend your "retirement".
Glad you like them! it’s funny but since Covid and travel restrictions came in , it’s great doing the channel it keeps us busy and it’s nice to know we are helping other people too Cheers 🍷🌺🍺
Spot on, Tina and Norm! Love your channel
Thanks so much!
Thank you so much for this video. You've given me a lot to think about.
You are so welcome! hope you are keeping well and enjoying a great weekend Cheers 🍷🌺
This is such a great reminder, thank you both! So important!
Our pleasure! glad you enjoyed it Terese have a great weekend Cheers 🍷🌺🍺
This is a very important and needed message! Thank you Tina and Norm!
You are so welcome have a wonderful weekend Cheers 🍷🌺🍺
Thank you so much for bringing up this topic. I agree. No one tells you about this. I just retired a few months ago at 60 years of age and I am so glad I did. Retiring during a pandemic is not as fun as I would like but it is still a vacation everyday even if I can't travel yet. My stress level has gone way down now that I do not have to go to work. I wanted to be healthy enough to enjoy my retirement, so I chose to do it early. I worked out a budget and practiced using that budget for 15 weeks before
I actually retired. It is working much better than I imagined.
That’s wonderful we wish you a happy retirement, Tinas stress totally disappeared life being retired is so much more relaxing Cheers 🍷🌺🍺
I totally agree! I retired last October after 41 years as a Respiratory Therapist working in a Neonatal Intensive Care the majority of that time. Stress was the number one reason I retired. It really takes a toll on your health. I retired at 59, three years earlier then planned, but so glad I did. The stress was unbelievable especially with Covid. I couldn’t do another winter of it.
@@margaretf6147 Thanks for sharing your story Margaret Congrats 🥳 on your retirement , we love being retired Cheers 🍷🌺🙂
Just wanted to thank you for helping me to stop procrastinating. My husband is 66 and retired but being 8 years younger I wasn’t ready to retire. I did tell him I will retire at 60 next January but wasn’t 100% convinced this was best for me. Watching this has made me realise if I want to spend quality time with my husband I really do need to commit to retire
Thanks so much for leaving such a nice comment, we wish you a wonderful retirement together.
You will also be able to collect social security on his name.... I believe.
@@AhJodie Interesting point thanks for sharing 🍷🇺🇸🍺🇨🇦
Thanks for the good advice.
I will keep this in mind.
This is my favorite video you guys made.
Thanks Barry, we never know how our topics will be received.
Thanks for a video on retirement that focused on health. No one talks about that and it is very important. When I was 50 I felt very energetic even though I was very overweight. I felt quite young or around 35-45. Just a few years later I was diagnosed with diabetes and hip issues. Now at 58, I feel tired all the time and don't feel as young as I used to. Just a short 8 years and everything changed. Planning on retiring at 60 which I will be prepared Financially so now I have to prepare physically, health wise for retirement by losing weight, getting a hip replacement and have a plan in place during retirement to stay physically active and healthy.
Thanks for sharing your story Edgar we wish you a happy retirement and good luck for loosing the weight exercising so you can enjoy your retirement All the best 🍷🌺
Really great content. You're right. Nobody talks about this. Like the previous commenter, I've watched many videos on retirement and they focus solely on the financial aspects. I'm 39 now and planning to retire by 50. Watching this made me even more determined to make that happen. Thank you!
We wish you well , we are all brain washed that we have to have a million 💰dollars and need to work till 65 or 70 . This is so wrong we took early retirement at 58 and 60 but we think with the right plan you can retire at 50 .We don’t have a crystal ball 🔮 and don’t know what the future will bring so just do it Cheers 🍷🌺🍺
Thank you for sharing your wisdom with us, that is why we keep watching your videos every week.
You are so welcome, we really appreciate your support.
Thank you for all your wisdom. We listened and we are both retired now. I am 58 and my Husband is 71. It's been great. Doing a little bit of everything.
A great reminder. And congratulations on 38,000 subscribers!
Thank you so much 🙂 we hope you have a wonderful weekend Cheers 🍷🌺🍺
Great message! Well done! You are gems. Keep up the good work.
Thank you so much! have a great weekend Cheers 🍺🙂
We didn’t move to Spain until we were 70 and were there for 10 years and at 80 my husband developed cancer and we came back to the UK. My husband passed away and I still travelled until Covid now I am 86 and now develop aches and pains. I now just spend time at home living with my son and enjoy reading and TV we still holiday in Norfolk but no longer going abroad. Love your vlogs.❤️❤️❤️
Thanks for sharing your story Maureen take care and have a nice weekend we used to live in Norfolk it’s a lovely place Cheers 🍷🌺🙂
Thank you for the honest and caring advise. Please keep it coming!
Will do! and thanks for watching have a great weekend Cheers 🍷🌺🍺
Y’all look so sharp today! Thank you for the wonderful advice.
We dressed up! lol Thank you
Great advice, Tina and Norm! I just discovered your channel recently and I'm enjoying the videos immensely. I'm 57 and my wife is 56 and we are planning to retire at the end of this year. The financial aspect has always been a concern but your point about deteriorating health has always been our main motivation for giving early retirement a shot. Wish us luck!
Thanks for watching Jos, and yes we wish you both a long and happy retirement.
Good advice. I remember an old man telling me to make memories for your old age now! The future is not guaranteed.
What a great piece of advice David Have a wonderful week Cheers 🍷🌺🍺
Thank you so much for this message. It is much appreciated!
Thank you
This video really resonates with me today. My husband just retired at the beginning of this year and I'm contemplating quitting at the end of my contract in June. My husband is 6 years older. The hold back is that I don't have a pension. However, he has a full pension (with survivor benefits) , health benefits, an insurance plan and we have our savings. No debt at all. We're both relatively healthy. Both of our fathers died suddenly. Both at the age of 67 years. Nothing is guaranteed. Time is precious.
Sounds like you have a great plan we wish you both a very happy retirement spending time together Cheers 🍷🍺🌺
Thank you so much! This word was for us.
You are so welcome! have a great weekend Cheers 🍷🌺🍺
Thank you for sharing such a vulnerable, heartfelt and candid message. You have given me much to think about.
You are so welcome Kristina have a wonderful day Cheers 🍷🌺🙂
It's so so true! I was forced to retire early after a failed spinal surgery 5 years ago. My husband continued to work and plans to retire in 2 years....my health has deteriorated over time that I doubted if I could travel and see the world in 2 years time.....YOU CAN'T BUY HEALTH once it's gone!!! Thank you so much to share this valuable insight.
We are sorry to hear about your health , thanks for sharing your story we are sure it will help others take care 🌺🙂
Wowww this is sooo mouthwatering! I loved the quality and hard work you put into it! Your channel has my support
Thank you
My husband had 13 years of retirement while I had to continue working. And its taken the 1st year of my retirement for him to have me around! Now we're adjusted to both being retired together ❤ and keeping our health, mental and physical, the priority we deserve. Thanks for your sharing 😊
We are glad Deb that your retirement together is now working out , thanks for watching our video and have a great weekend Cheers 🍷🌺🍺
Thank you, your sharing is much appreciated.
Glad it was helpful! enjoy your weekend Cheers 🍷🌺🍺
It's important to stay in shape and go for those brisk walks rain or shine Everyday. Good points.
Yes it is and when it’s too cold 🥶 outside with us we walk the halls and go up and the flights of stairs Cheers 🍷🌺🍺
Just subbed. One of the most important topics I've ever seen listed on the internet! Husband and I are over 70. Advice from this perspective: (1.) be very careful and knowledgeable about your diets. When you eat remember your mouth can keep you going. It just needs to know when and what to eat. Choosing the right foods is harder than you might think. By our age, half of us have diverticulosis! (2) Motion is Lotion... You stay ALIVE because of the motions you choose. For us it's tai chi and yoga. It took over two years of guided instruction to really feel comfortable with the forms, but pain is not a part of our lives. So the hours spent on exercise are worth it! (3) expect great changes in perspective. Among our best friends, key words are "Pace yourself." I feel seventeen, but young people's exercise (skateboards, etc.) are no go..... (4) you're retiring from a job, that's all. There so many wonderful ways to invest yourself. I helped raise all my grandkids, wouldn't trade the memories for the world! My husband still teaches, just not for pay. (5) life is a good wine. Savor each day, each moment. It'll never be quite the same again. Blessings.
Wow what a great comment we are learning from you “Motion is Lotion “ and life is a good wine 🍷Savour each day and each moment we couldn’t say it any better thank you 🙏 Cheers 🍷🌺🍺
…Just ran across this video again Tina & Norm!
I believe this is one of your most poignant and powerful videos in the entire series because you’re correctly stating health trumps money .
The anecdotes you told, in here about people who waited and worked too long speak volumes! In fact, I think you might want to consider reposting this or reiterating this message in a current video.
Best wishes!✌️😊⌛️⏳
Thanks Steve we really appreciate your kind comment. The retirement industry is all about money and we are starting to experience a slight health decline. That’s why we wanted to make this video. We should do a volume two, thanks for suggesting it. 😀😀👍👍
@@ThisIsOurRetirement Wishing you and Tina the best of health Norm! Thx for all you both do to share your wisdom and experience about retirement matters! It is truly appreciate it! Wishing you both a good weekend!✌️😊
really appreciate your channel. I'm still in my 40's and have really appreciated the real-life tips in your videos.
Thanks so much Tavaris we appreciate your kind words.
Lovely couple, Good advice. Partner is 65 I'm 61, planning to work one more year and that's it.
To live frugal, paid your debts, don't get into more debt!
You can do it! sounds like a great plan Cheers 🍷🌺🍺
I do feel that I’m time traveling during watching y’all videos 😆 . Thank you so much for the precious wise advice.
You are so welcome! have a great weekend Cheers 🍷🌺🍺
I'm 65 and I can totally relate to your message. A friend recently told my husband and I to travel now (not wait til later). The message was: In your 60s, it is go, go. In your 70s, it's slow go and your 80s, it's no go!!
That’s very funny LOL 😂Jeanie but so true we are hoping to get back to travelling later this year and that 2022 will be goodbye 👋 to Covid have a great day 🍷🌺🙂
Yup - I always say there's no good done after 80.
What sensible advice guys! It does make total sense to be aware of health….
Glad you enjoyed the video Marion have a great day Cheers 🍷🌻🍺
A very good point and message. Thank you
Thanks for watching have a wonderful week Cheers 🍷🌺🍺
That is excellent advice. My partner and I both retired in our early 60's - together! Part of the reason we retired a bit early was to maintain our health, so we could travel and spend time together. COVID has set some limits on the traveling, of course. But we have still managed to visit family in other states and use our timeshare more often. We exercise at the same (or sometimes higher) level as we did in our 40's and 50's and watch our diet. That doesn't mean we will never get sick, but it does help us feel good and strong on a daily basis. Much luck to you both in the future. I'm so glad I found your channel!
We are glad you found our channel Petey too, sounds like a wonderful retirement you are having enjoy your weekend Cheers 🍷🇺🇸🌺🇨🇦🍺
I love your videos. Part of our complication is that we became parents later in life (mid-40s) so we are actually trying to do some bucket list trips before we start doing more family vacations. I hope covid abates and allows us all to travel more.
We totally agree with you about traveling we really miss it. In comparison to you we were the young parents, which brought certain problems but we did want life after kids lol. We hope you get to do some awesome trips soon.
I really appreciate that you keep this topic coming around in your videos.
Thank you we are glad you enjoyed it have a wonderful weekend Cheers 🍷🌺🍺
This is an incredible video! Thank you for sharing.
Thanks for watching have a wonderful week Cheers 🍷🌻🍺
A must watch for anyone under 60 pondering retirement. Thanks guys!
Thanks so much!
I really like how you give unusual, practical retirement information that no one else (that I've found) provides. Your advice about retiring together is excellent, in my experience. I recently retired (joyfully) at age 56, and my husband decided to close his small business at the same time, so we could have free time and fun together. It was one of the best decisions we've ever made.
Congrats to you both! You are young enough to enjoy life together for decades to come if granted good health.
That sounds wonderful we wish you both a safe and Happy retirement have a great weekend Cheers 🍷🌺🍺
Perfect time for them both to retire 🌺
Wonderful advice - thank you for sharing your experience!
You are so welcome!
Great video Norm and Tina!! Thank you!
Our pleasure! have a great weekend Cheers 🍷🌺🍺
Thank you for being real and so to the point! Do things now, don’t fool yourselves into thinking that you go on forever! I figure that if I am very lucky I night have 10-15 years to move around. I am 68 and my parents are 91 and 92 and they stopped traveling 5-6 years ago. All the best for you two and keep posting! ❤️
Absolutely!! Isabel we wish you lots more travelling have a wonderful weekend Cheers 🍷🌺🍺
You have longevity on your side, which might well keep you moving until at least 90.
For me being so restricted for the past two years has accelerated my physical decline. Being forced to stay home so much (i do still go to work 4 days a week but other than that sat at home) due to covid restriction has caused many people to spend a lot of time on the couch. That is a bit of an excuse, because I could be exercising at home etc - but by eliminating so many recreational activities over the past two years I'm getting 'older' faster than ever!
These last two years have been a strain on us all Carol, not only not exercising as much ( places keep closing ) but eating and drinking 🍷too much not to mention putting on weight LOL😂
Have a great weekend Cheers 🍷🌺🍺
Like many other comments, I want to add my appreciation of your posts. I have been following for the last year or so but watch on TV, so this is the first time I am commenting. Thank you for all the great content and keep it going.
Thanks for watching we really appreciate your support glad you are enjoying our videos Cheers 🍷🌺🍺
Thank you for this perspective. I am planning to retire earlier and many retirement channels are always emphasizing to delay your CPP/OAS payments . I do agree that you can't buy time or health.
Thank your for speaking about such an important consideration in relation to retirement. Great info!! 👍🇨🇦🇨🇦
Our pleasure! glad you enjoyed it have a wonderful week Cheers 🍷🌺🍺
Good and relevant content for those about to or has retired.
Thanks for watching have a wonderful weekend Cheers 🍷🌺🍺
Well said. Thanks so much for the insight.
Glad it was helpful!
Thanks, I really enjoy the channel and learning from your experience.
Awesome, thank you! have a wonderful week Sheryl Cheers 🍷🌺🍺
This video really spoke to me and inspired me to re-evaluate my retirement plans and prioritize doing things that I know will require more energy and mobility. I just booked a trip of a lifetime to the Galapagos and Machu Pichu. I love your candor, practical advice and down-to-earth manner.
Glad you enjoyed it and we hope you enjoy your trip have a lovely weekend Cheers 🍷🙂🌺
That’s interesting. My husband and I were lucky enough to retire early, we were 56 and 54 but as my husband is older I did chose to work an extra three years. I think your experience is relevant when you both have the same interests and do lots of things together but we have different interests and are a little more independent so my husband’s retirement wasn’t affected at all by the fact I continued to work. We always planned on retiring at 55 because my father who’s 92 has always said life’s just a long weekend and you must make the most of it. He retired at 56 and it’s his ambition to live until at least 96 because he worked 40 years and he wants 40 years of retirement! My mother is also still living and 91. You are quite right about your health, I retired 4 years ago and my health has deteriorated significantly! I don’t think the pandemic has helped. Thanks for sharing your perspective on retirement.
Very interesting Sylvia yes the Pandemic 😷 has put a dent in so many things we have all had to adjust to a new way of thinking. We hope your health gets better soon and have a nice weekend Cheers 🍷🌺🙂
You guys are great. Thanks for the wonderful video.
Our pleasure! Thanks for watching Margaret have a wonderful day Cheers 🍷🌺🙂
Great advice you two! Just been binge watching your videos - loving the insights!
Awesome! Thank you!🙂
Excellent advise that needs to be considered.
Thank you so much have a great week Cheers 🍷🌺🙂
I had planned before covid to work until 70! No way do I want to do that now. Life's too short, and it's not all about the money. Your video is a good reminder.
You got it Kate life is too short glad you enjoyed it have a wonderful weekend Cheers 🍷🌺🙂
Stop working as soon as you are physically and mentally ready. Why would you want to work if you don’t have to? I have been retired 7 years and not once have I regretted it. Not have I met anyone who wishes he hadn’t.
I just found your videos and absolutely love them! I'm in my fifties and thinking of retiring early because even at my age, I'm finding my health is slowly declining even though I do take care of myself. No one knows how much longer we'll be alive and kicking, so got to start doing what you love as much as possible.
Thanks for watching and welcome to our channel glad you are enjoying our videos have a great weekend Cheers 🍷🌺🍺
Really insightful video.Thank you for sharing.
Glad you enjoyed it! have a great weekend Cheers 🍷🌺🍺
Hi Tina & Norm, this is one of the most valuable precious advice i got from people who have retired. I always thought I can work ‘til 70 y.o & then start traveling & enjoy my retirement life…however, with 2 yrs of covid that has cancelled many of my vacation plans & with what I’ve been seeing from people around me, I am looking into retiring much much earlier than 70. Life is full of unexpected surprised & sometimes, health situation can alter your future plans especially traveling overseas. I am no longer putting my travel plans to ‘later on when I retire’, and do it once omnicron situation subsides. Life is very short & we only live once. Thanks again, both of you! Be well & safe.
Thanks so much for sharing your story, when we were younger we thought as most do we would live “forever”, now we are in retirement we want to share a sense of slight urgency to do the things you thought about. We hope you have some great travels and get to do what you always hoped to do.
The principle behind early retirement is that time is the scarcest resource we have. Health condition is the main variable that affects it, so having a healthy life is as important as saving/ investing for retirement. This is obvious, even outside the FIRE world, but everyone seems to ignore it and live their lives as they are immortal. Great topic to bring to the table! Cheers
Thanks for your comment Cesar you nailed it ! hope you are keeping well and have a great weekend Cheers 🍷🌺🍺
@@ThisIsOurRetirement Thanks. I'm about to turn 50 and "staying young" is one of my life's mottos. I do lots of sports as hobbies, additionally I practice Crossfit for healthy reasons (staying flexible, retaining muscle mass, keeping good cardio, etc).
Just be careful you don’t do too much and wear out knee or hip cartilage, there’s a fine line between healthy and incurring an injury.
@@ThisIsOurRetirement Thanks for the heads-up. I'm normally very rational about it, I'm not doing it with a competitive mindset.
Excellent video. Thanks for sharing your thoughts.
Thanks for watching!
Thank you for this insight. It’s much appreciated.
You are so welcome! Have a great week Michelle Cheers 🌺🙂🍷
Well Tina & Norm you hit the nail on the head. Thank you for your thoughtful approach to retirement. This vlogg will no doubt resonate with many retirees and hopefully with pre-retirees. I just sent it to cousins where the husband wants to keep working to save, save, save and the wife wants to retire and travel. Hopefully it will shed a bit more light for them.
Thank you so much for sharing the video, sometimes a person just needs to hear it from someone else. We hope they find it thought provoking and can start a conversation.
This video is exactly where we are in our life, my husband is retiring in May and I just turned 60 but we had the same conversation as you guys and I am retiring too, we are moving out West to spend more time with our grandchildren and take our small trailer into the mountains as well as spend more time in the u.k to be with our other 2 grandchildren, as soon as the children left home we was fortunate enough to travel to everywhere on our bucket list because we know how quickly life can change. Thank you for a brilliant video x
That sounds like a great plan Lynn , and we are glad you enjoyed the video hope you have a wonderful weekend Cheers 🍷🌺🍺
Always great advice!
Thanks for your insight!!!😊🍁
You are so welcome! thanks for watching Cheers 🍷🌺🍺
Thank you Norm and Tina, your advice brings great insight!
Cheers 🍻
Brian & Stacey
You are so welcome have a wonderful weekend Cheers 🍷🌺🍺
As everyone else has already said, a really good video. Thanks Tina and Norm. You can’t put a price on your health so working for an extra few years to earn a few more dollars could be a poor trade-in for the precious time you lose in retirement. That was certainly one of the motivators for us retiring early. Hopefully you will both stay excited about travelling for many more years as I love watching your videos :-).When travelling gets harder later down the track you could always change the way you travel and do more organised tours etc where the planning, driving and all the hard work etc is left to someone else.
Hi Danielle, great suggestions thank you, we really wanted to make people think about retirement from a different perspective. We hope you have many more adventures in retirement.
Me and my spouse, five year age difference, watched this video together and you certainly sparked some deep conversation. We have been trying to decide when is the best time to jump…and it is scary when there is no crystal ball. But you bravely took on the discussion of something that holds certainty…health will decline. It was something we had not given it’s proper “weight” in our analysis. Money always seems to get the highest consideration…and trying to determine when is “enough” can give a couple paralysis analysis! Lol We are so grateful that you two have given us a front row seat into your decisions and your experience. Your insight about doing this as a couple was also something we needed to hear. Thank you Tena and Norm for putting yourselves out there and sharing your beautiful personalities!
Thanks so much for this heart warming comment, we really hoped that this video would spur couples into discussions about their retirement future. We are so glad you have had this discussion and wish you a great retirement whenever that happens for you.
Well said !
@@rosiegirl7112 Have a wonderful weekend Cheers 🌺🍷🙂
Tomorrow... is not promised to anyone. Want to make God laugh?.... tell him what you are doing tomorrow.... Just sayin... turn the page, don't fear....
@@daviddionne8296 Thanks for dropping by have a great weekend Cheers 🍺🌺
You guy’s are the best, Learned so much. Thank you
We are glad you enjoyed it Jaemin , we hope you have a wonderful weekend Cheers 🍷🌻🍺
great video ! thanks foe sharing !!
Our pleasure! have a wonderful week Cheers 🍷🌸🙂