Retired 5 years ago after working 35 years (usually 2 jobs). After commuting two hours a day for over 800,000 miles during that time (and wearing out three trucks) I’m still amazed that I did it every day. Now, I only drive to the store, the rifle range, and the golf course. MUCH better lifestyle.
I retired two years ago. What I realized is that my life is my new job. I treat my week and month the same way I did when I worked. I plan out my day with chores or activities (day trips, vacations, lectures, calls with friends, social events etc) All of these are scheduled. This requires doing the research on what institutions or groups in your area have lectures, presentations, festivals, tours etc. Register for the ones you want to attend. When you worked you would say if I only had time I would love to do X when you are retired you have the time so plan it out. I don't miss anything thats happening in my city that interests me. I learned from older friends that you need to travel at least once every three months. Sometimes its an overseas trip, others a week trip in the states, a long weekend or a day trip (taking one to some place that is under 2 hr drive from where you live can really be fun, educational, and its shakes up your routine). Not all your travel has to be far or expensive just get out of town. I live in ATL and there are dozens of historic towns a short drive away. Connect with old friends and be a better neighbor and strengthen the friends you have.
I retired in 2018 at 63. I am single and have a home in the mountains. I can’t say I have hobbies that fill up my time nor can I say that I planned how I would structure the content of my retirement. It is the lack of structure and the absence of a defined, daily sense of purpose gifted by the luxury of time that I truly relish.
I retired as a main caregiver to elderly mother who has passed. Family first. Health is wealth is a priority. Over the years I have been cutting down on unnecessary expenses and looking at ways for energy saving practices. Contributed and donated to flood victims, earthquake victims and orphanages. In the process of downsizing and embrace frugal soft living. Gardening is the current favourite hobby. It brings me a lot of joy. Looking forward to next move and making it cosy,functional and disable friendly as I age to make it easier. It takes focus to think of how one would like to live for the next 20-30 years without burdening anyone. Thanks for your posting. Good points to consider. Getting there slowly and gradually step by step.
I’m a Viet Nam vet with agent orange aftereffects, and a service-connected back injury. I retired end of 2014. Thing one is to develop and practice a daily routine of stretching and exercise to maintain strength and flexibility. I changed the focus of my routine from upper body to core and legs - core because that supports the spine and minimizes back issues, and legs because if they are weak, you are more likely to fall and suffer injury. My basic routine is less than an hour daily but as much a part of my day as eating and sleeping. Ignore it at your peril - if your body fails, nothing else will be any fun.
I retired almost 2 years ago, the week before Thanksgiving was when I physically stopped working but my actual retirement date was the end of December 2019. I've never been happier in my life. I worked for 46 years and now I can do anything I want! I am single with no children and I still have plenty of interests. I would love to go to culinary school, learn to play a musical instrument, learn a foreign language, write a book, I'm looking to buy my first home, move to a new state, I loved to learn to tango, love to travel especially trains...I'd love to go across the USA by train and also take a train around Canada. I learned that there are 90+ dinner trains in the USA and I would love to have dinner on every one of them, lol!!! I'm really working hard on my health and financially, I make more than when I was working so I have a lot to look forward to. I thank God daily because He has blessed me so much. I never had a real plan but it has worked out better than I could have imagined. I hope I have decades more to enjoy this freedom! Retirement, it's a wonderful life!
Retired at age 55 and have been so for 7 yrs 8 mos. Am an RN .Left the stress of bedside nursing in Trauma ICU. Hospital pension ,which is a state pension ,kicked in for me one month following departure from the hospital. Retirement has worked well for me ,not perfect,but pretty well. My health wasn’t great ,but I improved it.Spend more time with my kids. Paid off debt. Got into hobbies that I enjoy and now have time for : collecting vintage toy airliners,old vintage comic books,weightlifting more frequently,reading for enjoyment.Don’t have to wake up and deal with a boss.I also run a family business. Claimed Social Security benefits at 62 last year which really made it easy for me to clear debt.I can honestly say I enjoy retirement.
Lots of good ideas and good advice. But two very important factors are missing: health and spouse.You may need to retire even though you enjoy your work, or can’t really afford it, or you may have things you want to do in retirement but cannot manage mentally or physically. And if you and your spouse don’t agree on finances or activities, all your good planning might be for naught, e.g.You saved money to enjoy in retirement but spouse panics at the thought of spending down. Your spouse loves to travel but you’d rather putter in the garden….and you don’t like the idea of spouse taking off without you. Or you’re a vigorous 60-something and your spouse has a bunch of health issues and is barely hanging on. Planning is great, but be prepared for plans to fall through.
Retired at 62 in 2016 that stopped my 110 miles commute I did for 29 years.That is true that I have Time and money and you can never go back,This is the best stage of your life where Life ls much easier.I do clean and maintain everything around the house,pool,landscape,fixing all my families vehicles and appliances,do projects with my wife who retired in 2012 at 55.Life cannot be better than this.God is good all the time He is always one step ahead of our time.
Why people complain? There's a time in your life that you need to take care of yourself. During your life long working you neglect yourself doing a full time job, taking care of the kids, many times you don't even know what you are eating. The time comes that kids grew up and successful, it's time to care for yourself. I am actually more active than before. I don't even have time to get bored walking 2 hours daily, cooking healthy meals, enjoy nature and going where I want and anytime I like without looking at the clock. However I look at the weather to plan for the next day. Keep active with fitness activities, eat healthy diet and live with nature more are the keys to happiness. Good to have friends but not necessary. If you spend lots of time with nature, you don't feel lonely. That's my retirement life. Thank you for this educational video. I am still working full time after my retirement, taking care of myself.
Loved, "Good to have friends but not necessary". The best company is me. I love being by myself most of the time. I like who I am, how I think, how I take care of loved ones, and most important, how take care of myself. Much of the time I enjoy outdoors.
Dave, I’m a 53 y/o nurse with $1.5 million saved in retirement. I recently cut back to 24 hours/week to spend time with my 90 y/o mother. It’s always been my plan to retire at 55. However after thinking about your question “what can I do in retirement that I can’t do today”? I have reconsidered. The answer is NOTHING!! Currently work is very manageable and enjoyable. I think this may be called “semi-retirement”? I find time to run two marathons per year, meet with friends, spend time with my special needs son and even get along with an ex-wife!!! Maybe all I needed was to cut my hours down?
Great advice sir! I am planning on retire next year and these tips are very on the spot. Exercise is key, plan ahead your days, control food/drink intake(Uff, tough one), I will add live with a purpose, I guess helping others, donating time specially, is a good one too. My partner is retired already, he is always doing something. He is dying for me to retire to do things together. Good luck to us!
Can’t wait to show this to my husband who is about to go into retirement. We have discussed every angle but listening to someone else give ideas I find so important. 🇨🇦
Volunteer, even at multiple places. Have a long-term project or two. Connect with people. Join groups. Have a number of interests. Travel. Help family. Have a real relationship. Clean and empty your house! Deal with all future legal issues. Learn to cook if you don't. Health is the most important retirement issue and money-saver. Etc.
Great video and great advice. I retired in 2018 after 30 years as a high school teacher. Pension is decent and portfolio is doing great. Thanks, Mom! But I very quickly found that I needed the structure of work as I became antsy doing nothing. So, now I sub every day at my old school, but since I know I don't have to, it's stress free. Then, I started ushering at the local community theatres. Saw some audition notices and went for those. When not in a play, I help out with lights and stage construction. I'm in love. Point is, retirement is a wonderful opportunity to try something new. The second half of life can be just as surprising as the first.
I reduced to 3 days a week before retiring and that helped me get used to having more time for myself. I’m never bored. My husband took a couple of years to not feel guilty about not working. He now has activities that he attends every week and is meeting more people
Right after I retired I volunteered for a local arts & culture board and did that for 3 years, then another board, then two county boards all for the same focus. I started, and lost, a business, but covid took it. Now, I'm working more seriously on my book.
I’m a high school teacher looking to retire in a year or so. I see myself enjoying my hobbies more fully, getting into better shape, working part time when I have a special financial project in mind, maybe volunteering and adopting an older dog.
Great post. I retired 2 1/2 years ago after 30 years in my career. I started working PT before my first pension check was deposited, and haven't looked back. At 60, I still feel too young to sit around all day and rust. I enjoy having the spare time to help others and the best part is, I never wake up to an alarm again!
50 years old! 30 years in the military! Managed our money well, investment making money! Receiving pension! 1. Happy for not having a boss! 2. Doing what I love to do, riding my bike! 3. No worries eating and staying healthy POA - check Will - check Living like a king and not working like a slave!😀 smiling everyday for we don’t own all the problems in the world
I agree 100%. I will outsource the cooking and the cleaning and the gardening so that I can dedicate more time to my life of the mind where my strength is.
I retired a year ago and it took me about six months to adjust but I am with the program now. I still have to do EVERYTHING there is to do around a home only now I don't have to work also. Love it❤!
Just retired recently from the USN after nearly 30 years. I am a Family physician and I have moved back to Florida for part time work. Too young to retire but I do not want to work full time. I tell patients never use the word retirement because it signifies loss. Instead part time, volunteer work, etc. See what has happened as we are now in the COVID semi-lockdown. The lack of contact with others is devastating so I recommend some part time paid or Unpaid benefits. It is better than sitting in the same room al day. Boredom.
I have been retired @601/2 . I don’t have to work and have no intention of ever having to go back. I volunteered at a soup kitchen and after 6 months and one woman was so intitled that I quit. I love having nothing that has to be done . Am starting to plan another vacation and can’t wait. I made it , I wanted to live long enough to be a drain on SS dam I made it. House and cars are paid for and just living life and love it
One person should not have affected your “ giving” at the food bank. One should never expect people to grovel in gratitude. It is your giving that is your reward.
I’m intrigued by the last “thing” you mentioned. I’ve always been driven by progress. I’m going to start doing that every night. And I bet that type of positive mental accounting could make me fall asleep quicker too. Thank you!
This is excellent, planning on retiring next year and I feel pretty comfortable with my financial goals. I have been thinking along the same lines. All 7 are good things to consider, but I think the first (Have a non financial plan) is key HAVE a PURPOSE, you cannot just say I am going fishing every day. Number 3 is SUPER important as well. Most people worry about the cost of healthcare. If so, why not do something about it and REDUCE your cost by exercising and eating healthy, you have time to do both and can be extremely healthy which will give you the energy to do many other things you probably never thought you could do. Overall an excellent post, thanks for putting this together.
Thank you for addressing the non financial aspects of retirement. Happiness for me is caring and service to others. I am a health care worker. In my retirement I will continue to provide service to others for fulfilment in retirement.
Who are these people? I retired 7 1/2 years ago at age 56. I love being retired. We moved to a great place (San Diego), I exercise a lot, do enjoyable things with hubby, made a lot of new friends, socialize, and relax. I'm never bored or anxious or down.
We are a few years short of retirement and discussing similar questions. It sometimes feels as if we are looking for complexity by doing so, so this video is reassuring.
People have to PLAN for what they will do with their new wealth of time in retirement. I think most retirees think it will all just fall into place, but that's not realistic. After spending decades of your life having very little free time, you need to consciously think about what to do with your time in retirement. I'm not retiring for at least another 8 years, but I already have A LOT of plans, primarily traveling, developing interests/hobbies that I don't have time for now and volunteering in areas that I care about. The transition into retirement doesn't have to be a traumatic if you plan it out.
3:30 "take a minute, pause the video, think about this...." I don't think I've ever seen someone say that before in one of these types of videos. Usually people are (understandably) trying to cram a lot of info in as little time. Your videos show you really care. Go well, sir.
Getting a walk in everyday, if possible, goes a long way for both mental and physical fitness. A treadmill is a great investment, if you live in cold or rainy climates. It will pay enormous dividends in the long run. Reading, music or videos make the time and distance go by very easily. My fitness watch is a great coach, btw. It will help motivate, even when you've been inactive for too long.
Ok, so I’ve been watching aaaalot of videos from financial firms about the $$ but I’m finding myself binging the uniqueness of this channel, great content thank you
I unfortunately forced into retirement before fully prepared. I have one hobby which I have a social group with this hobby I attend on a regular basis. I am looking to add more like this as the one hobby is fulfilling. Learning to cook again. Baking is my favorite. Still slowly getting rid of things. Letting go of stuff is great! Unfortunately, due to the pandemic my gym closed and I’m still nervous joining a new gym. I’m starting to think of joining a new gym. It’s physical fitness and a social outlet that I miss. The pandemic has definitely dampened a lot of activities and in person social activities. My money is not great but not suffering either. However, I do send gifts out on a regular basis.
Very nice, motivating... Too, your delivery is spot-on, reminding me of what Ralph Waldo Emmerson said: What you are shouts so loudly in my ears, I can't hear a word you're saying. Genuine, caring, concerned. Thank you. I'll look for you in the future on TH-cam.
Thank you for a refreshing video on retirement that addresses the mental and physical outlook of retirement. I am 6-8 months from retirement and will use this information as an outline that allows me to dial into my own interests and well being. Now that it's near, there has been some nervousness about this big change of life. So my first challenge is to be comfortable with the idea, visualize it and think about how the "7 things" manifest in my life. Thanks again!
I know preparing for retirement financially is essential. But this retiree experienced the most beautiful feeling in the the world. Yeah you have time on your hands to do anything you want. But I woke up one morning with this feeling of absolute bless when I realized I didn't have to answer to anyone, not deal with stupid mind games. Not be anywhere or any place. Not dealing with supervisors, Bosses, etc. If none of you felt that, sit down and think about it. It is one the most beautiful feeling in the world.
So glad to read so much positivity about being retired as I count down to that day. What can't I do now? Travel and stay healthy. Returning to the office after 18 months working from home I'm sleeping less and snacking more. As well as travelling (and I mean travel not lying on a sunbed with a cocktail for days on end) I'm thinking about volunteering (but not on day one) and I'm thinking about what I want to get out of it -sorry if that sounds selfish but it has to be something I feel a commitment to. And it must in no way be related to my current job. I want to retire from something I'm bored of - not do the same thing again without pay!
This were brilliant questions to think about, especially the last 2 ones “What can I make progress on…”. I look forward to more drawings as well, which made the content more creative. Thank you so much😊
Always love hearing your insights. Starting the 2 questions tonight! Thankfully we started a Wellness Challenge with several family members a few months ago. The accountability and encouragement has spurred us on to make some healthy lifestyle changes so that is another of your 7 tips we’ve said Yes! to. Keep your videos coming and thank you!
Crossed the "Starting Line" into retirement just a few months ago....and you are absolutely spot on. Of course financial resources must be in place-but it is not even the most important part. What will your LIFE look like? I had some ideas what was next; some have panned out, others have not, and there have been a few surprises. But it is important to not just drift, but to keep working to create that retirement life that is right for you, and your simple end-of-day strategy is one way to keep that focus. I am enjoying the journey!
Best retirement advice I have ever heard, thanks for sharing, I have been a financial advisor for 25 years and although I make a will part of the plan I haven't recommended POA! Thanks for the brilliant tips!
I retired at 70. I've been retired for 10 years. About the same time as I retired I got divorced. Meant I ended up with very little money. I moved to a little village. I found myself a lady who is a bit younger than me. We found a teenager who needed support in going to school. I coach school kids in mathematics. I designed and built the house I live in. It is a work in progress. Probably always will be. I have a good internet connection and I help village people with internet problems. I forgot: two very important things. Join the local library, and find a good doctor.
I don’t know, I’m kind of looking forward to the feeling of being bored. Not long term, but the anxiety of always having things to finish or get done has been the hardest part of my working life.
It's easier to work than not. "It's better to burn out, than to fade away". If you must have a strategy on how to spend your time, you are on the way out.
I’m 64 and love my job of 30 years. I’m retiring next year at 65 as soon as I can be on Medicare. I’m told I’ll miss my job. I know I won’t because we were off over 2 months back in the beginning of Covid and I LOVED it. There’s no way possible I’ll have the time to do all the hobbies I like, golf, pickle ball, cycling, hiking, gym, traveling, socializing with our many retired friends… The challenge I’ll have is my girlfriend of many years is 7 years younger and not able to retire for a few more years. My biggest fear is that she gets jealous of my new fun social life while she’s still going to work. Also important to note she is burned out as a physician and loathes her job. So my first few years of retirement could be interesting and unique. Any advice there?
Loved this session; my first one of you to watch! I just subscribed; looking forward to more. My comment question from the video: my least liked activity is housekeeping! ( But, a clean, organized home is what calms my mind the most!) I am struggling with paying someone to do it when I am retired and could do it myself!But I despise doing it. How do I justify paying for it?
All in the word 'Retirement' - Instead consider it as the chance to pursue what you have liked since you were 17 yrs of age but couldn't maximise and if possible to monetize them! Eg Travel and research and buy stuff while away that you can make a profit on to pay for holiday eg Persian Rugs. Hive off and get some investments working for you that you have some skin in the results.... this keeps you head-sharp too. Try to learn the drums or bass guitar etc etc, Collect all the album's you never managed to get, join a club or group around your interest (for me vintage watches and cars), go and learn about your local history and geography, makes you feel 'community' properly. Most of all - Wake up every day and realise nobody is the boss of you - which is the best feeling out there 👍
Interesting video, we just released a rap about Neil Pasricha's Happiness Equation book. There's some really interesting thoughts on retirement and whether it's a good idea or not. I think your video adds some decent texture to that argument.
Interesting information, but honestly the constant begging for "likes" and "shares" is off-putting. I dig that that is how you want to make your money, but when you push too hard like that, it backfires.
I don't agree with this word < GENEROSITY > I have been generous all my working life with others and in relationship also and end up with nothing after 50 years working . Now I stop that, no more relationship and witness my income its no wasted any more and live a happy life as retire saving money for myself , Lol
Retirement is not that much different from suddenly winning the lottery. Other than being able plan for retirement, you still have money and time. When the lotteries first became big people would say they would quit their job and had nothing after that. I would ask them, you still have to do something with the day and in their 40's or 50's you got alot of days
Retired 5 years ago after working 35 years (usually 2 jobs). After commuting two hours a day for over 800,000 miles during that time (and wearing out three trucks) I’m still amazed that I did it every day. Now, I only drive to the store, the rifle range, and the golf course. MUCH better lifestyle.
I retired two years ago. What I realized is that my life is my new job. I treat my week and month the same way I did when I worked. I plan out my day with chores or activities (day trips, vacations, lectures, calls with friends, social events etc) All of these are scheduled. This requires doing the research on what institutions or groups in your area have lectures, presentations, festivals, tours etc. Register for the ones you want to attend. When you worked you would say if I only had time I would love to do X when you are retired you have the time so plan it out. I don't miss anything thats happening in my city that interests me. I learned from older friends that you need to travel at least once every three months. Sometimes its an overseas trip, others a week trip in the states, a long weekend or a day trip (taking one to some place that is under 2 hr drive from where you live can really be fun, educational, and its shakes up your routine). Not all your travel has to be far or expensive just get out of town. I live in ATL and there are dozens of historic towns a short drive away. Connect with old friends and be a better neighbor and strengthen the friends you have.
I retired in 2018 at 63. I am single and have a home in the mountains. I can’t say I have hobbies that fill up my time nor can I say that I planned how I would structure the content of my retirement. It is the lack of structure and the absence of a defined, daily sense of purpose gifted by the luxury of time that I truly relish.
Me too, nothing like being a freebird ❤️♥️💕😇
Retired one year ago from corporate America, if you are bored you have problems, anything beats work, I’ve never been happier!
I retired as a main caregiver to elderly mother who has passed. Family first. Health is wealth is a priority. Over the years I have been cutting down on unnecessary expenses and looking at ways for energy saving practices. Contributed and donated to flood victims, earthquake victims and orphanages. In the process of downsizing and embrace frugal soft living. Gardening is the current favourite hobby. It brings me a lot of joy. Looking forward to next move and making it cosy,functional and disable friendly as I age to make it easier. It takes focus to think of how one would like to live for the next 20-30 years without burdening anyone. Thanks for your posting. Good points to consider. Getting there slowly and gradually step by step.
I’m a Viet Nam vet with agent orange aftereffects, and a service-connected back injury. I retired end of 2014. Thing one is to develop and practice a daily routine of stretching and exercise to maintain strength and flexibility. I changed the focus of my routine from upper body to core and legs - core because that supports the spine and minimizes back issues, and legs because if they are weak, you are more likely to fall and suffer injury. My basic routine is less than an hour daily but as much a part of my day as eating and sleeping. Ignore it at your peril - if your body fails, nothing else will be any fun.
I retired almost 2 years ago, the week before Thanksgiving was when I physically stopped working but my actual retirement date was the end of December 2019. I've never been happier in my life. I worked for 46 years and now I can do anything I want! I am single with no children and I still have plenty of interests. I would love to go to culinary school, learn to play a musical instrument, learn a foreign language, write a book, I'm looking to buy my first home, move to a new state, I loved to learn to tango, love to travel especially trains...I'd love to go across the USA by train and also take a train around Canada. I learned that there are 90+ dinner trains in the USA and I would love to have dinner on every one of them, lol!!! I'm really working hard on my health and financially, I make more than when I was working so I have a lot to look forward to. I thank God daily because He has blessed me so much. I never had a real plan but it has worked out better than I could have imagined. I hope I have decades more to enjoy this freedom! Retirement, it's a wonderful life!
Retired at age 55 and have been so for 7 yrs 8 mos. Am an RN .Left the stress of bedside nursing in Trauma ICU. Hospital pension ,which is a state pension ,kicked in for me one month following departure from the hospital.
Retirement has worked well for me ,not perfect,but pretty well. My health wasn’t great ,but I improved it.Spend more time with my kids. Paid off debt. Got into hobbies that I enjoy and now have time for : collecting vintage toy airliners,old vintage comic books,weightlifting more frequently,reading for enjoyment.Don’t have to wake up and deal with a boss.I also run a family business. Claimed Social Security benefits at 62 last year which really made it easy for me to clear debt.I can honestly say I enjoy retirement.
Thanks for sharing!
I’m glad you’re enjoying this time of life!
Lots of good ideas and good advice. But two very important factors are missing: health and spouse.You may need to retire even though you enjoy your work, or can’t really afford it, or you may have things you want to do in retirement but cannot manage mentally or physically. And if you and your spouse don’t agree on finances or activities, all your good planning might be for naught, e.g.You saved money to enjoy in retirement but spouse panics at the thought of spending down. Your spouse loves to travel but you’d rather putter in the garden….and you don’t like the idea of spouse taking off without you. Or you’re a vigorous 60-something and your spouse has a bunch of health issues and is barely hanging on. Planning is great, but be prepared for plans to fall through.
Retired at 62 in 2016 that stopped my 110 miles commute I did for 29 years.That is true that I have Time and money and you can never go back,This is the best stage of your life where Life ls much easier.I do clean and maintain everything around the house,pool,landscape,fixing all my families vehicles and appliances,do projects with my wife who retired in 2012 at 55.Life cannot be better than this.God is good all the time He is always one step ahead of our time.
I retired in 2012. I planned on working harvest just to be productive.
I volunteered with Boy Scouts/Cub Scouts.
I became active in veteran groups.
Why people complain? There's a time in your life that you need to take care of yourself. During your life long working you neglect yourself doing a full time job, taking care of the kids, many times you don't even know what you are eating. The time comes that kids grew up and successful, it's time to care for yourself. I am actually more active than before. I don't even have time to get bored walking 2 hours daily, cooking healthy meals, enjoy nature and going where I want and anytime I like without looking at the clock. However I look at the weather to plan for the next day. Keep active with fitness activities, eat healthy diet and live with nature more are the keys to happiness. Good to have friends but not necessary. If you spend lots of time with nature, you don't feel lonely. That's my retirement life.
Thank you for this educational video. I am still working full time after my retirement, taking care of myself.
Loved, "Good to have friends but not necessary". The best company is me. I love being by myself most of the time. I like who I am, how I think, how I take care of loved ones, and most important, how take care of myself. Much of the time I enjoy outdoors.
Dave, I’m a 53 y/o nurse with $1.5 million saved in retirement. I recently cut back to 24 hours/week to spend time with my 90 y/o mother. It’s always been my plan to retire at 55. However after thinking about your question “what can I do in retirement that I can’t do today”? I have reconsidered. The answer is NOTHING!! Currently work is very manageable and enjoyable. I think this may be called “semi-retirement”? I find time to run two marathons per year, meet with friends, spend time with my special needs son and even get along with an ex-wife!!! Maybe all I needed was to cut my hours down?
Great advice sir! I am planning on retire next year and these tips are very on the spot. Exercise is key, plan ahead your days, control food/drink intake(Uff, tough one), I will add live with a purpose, I guess helping others, donating time specially, is a good one too. My partner is retired already, he is always doing something. He is dying for me to retire to do things together. Good luck to us!
Can’t wait to show this to my husband who is about to go into retirement. We have discussed every angle but listening to someone else give ideas I find so important. 🇨🇦
Volunteer, even at multiple places. Have a long-term project or two. Connect with people. Join groups. Have a number of interests. Travel. Help family. Have a real relationship. Clean and empty your house! Deal with all future legal issues. Learn to cook if you don't. Health is the most important retirement issue and money-saver. Etc.
Excellent advice. The only drawback is the Covid-19 encounter.
Great video and great advice. I retired in 2018 after 30 years as a high school teacher. Pension is decent and portfolio is doing great. Thanks, Mom! But I very quickly found that I needed the structure of work as I became antsy doing nothing. So, now I sub every day at my old school, but since I know I don't have to, it's stress free. Then, I started ushering at the local community theatres. Saw some audition notices and went for those. When not in a play, I help out with lights and stage construction. I'm in love. Point is, retirement is a wonderful opportunity to try something new. The second half of life can be just as surprising as the first.
I reduced to 3 days a week before retiring and that helped me get used to having more time for myself. I’m never bored. My husband took a couple of years to not feel guilty about not working. He now has activities that he attends every week and is meeting more people
Right after I retired I volunteered for a local arts & culture board and did that for 3 years, then another board, then two county boards all for the same focus. I started, and lost, a business, but covid took it. Now, I'm working more seriously on my book.
Just do it. No need to think too much. You will be glad you did.
Wes Moss's book "You can retire sooner than you think" is a great read about happy retiree's.
I’m a high school teacher looking to retire in a year or so. I see myself enjoying my hobbies more fully, getting into better shape, working part time when I have a special financial project in mind, maybe volunteering and adopting an older dog.
I retired from teaching high school a year ago, and I’m having an amazing time! Wishing you well in your last stretch.
That sounds great, Lori. Best of luck in this new stage of life!
Great post. I retired 2 1/2 years ago after 30 years in my career. I started working PT before my first pension check was deposited, and haven't looked back. At 60, I still feel too young to sit around all day and rust. I enjoy having the spare time to help others and the best part is, I never wake up to an alarm again!
Thanks, Keith.
That sounds great!
50 years old! 30 years in the military! Managed our money well, investment making money! Receiving pension!
1. Happy for not having a boss!
2. Doing what I love to do, riding my bike!
3. No worries eating and staying healthy
POA - check
Will - check
Living like a king and not working like a slave!😀 smiling everyday for we don’t own all the problems in the world
I agree 100%. I will outsource the cooking and the cleaning and the gardening so that I can dedicate more time to my life of the mind where my strength is.
I retired a year ago and it took me about six months to adjust but I am with the program now. I still have to do EVERYTHING there is to do around a home only now I don't have to work also. Love it❤!
I love how you include the whole person and lifestyle in retirement planning. Kudos!
Thanks, Linda.
Just retired recently from the USN after nearly 30 years.
I am a Family physician and I have moved back to Florida for part time work.
Too young to retire but I do not want to work full time.
I tell patients never use the word retirement because it signifies loss.
Instead part time, volunteer work, etc.
See what has happened as we are now in the COVID semi-lockdown.
The lack of contact with others is devastating so I recommend some part time paid or Unpaid benefits.
It is better than sitting in the same room al day.
Boredom.
I like what you said.
Thanks for leaving this comment, Dipak.
Baloney, retire with clear eyes and a full heart. Get a dog. Walk . Travel. I’m a retired surgeon- never looked back
Not Retired.... but Rewired.
I have been retired @601/2 . I don’t have to work and have no intention of ever having to go back. I volunteered at a soup kitchen and after 6 months and one woman was so intitled that I quit. I love having nothing that has to be done . Am starting to plan another vacation and can’t wait. I made it , I wanted to live long enough to be a drain on SS dam I made it. House and cars are paid for and just living life and love it
One person should not have affected your “ giving” at the food bank. One should never expect people to grovel in gratitude. It is your giving that is your reward.
I’m intrigued by the last “thing” you mentioned. I’ve always been driven by progress. I’m going to start doing that every night. And I bet that type of positive mental accounting could make me fall asleep quicker too. Thank you!
I hope it’s a good exercise for you.
Would love to hear back from you after 5 nights of trying it. 😊
I consider myself “successfully retired “ but this video has insights I had not considered. I especially liked the 2 item to do list! Thanks.
I’m so glad it was helpful.
I hope you get as much out of those 2 questions as I have.
This is excellent, planning on retiring next year and I feel pretty comfortable with my financial goals. I have been thinking along the same lines. All 7 are good things to consider, but I think the first (Have a non financial plan) is key HAVE a PURPOSE, you cannot just say I am going fishing every day. Number 3 is SUPER important as well. Most people worry about the cost of healthcare. If so, why not do something about it and REDUCE your cost by exercising and eating healthy, you have time to do both and can be extremely healthy which will give you the energy to do many other things you probably never thought you could do. Overall an excellent post, thanks for putting this together.
You’re welcome, Jerry.
Thanks for your comment too.
I agree you should stay healthy and eat well but it helps to live in a country with paid healthcare e.g Europe
Thank you for addressing the non financial aspects of retirement.
Happiness for me is caring and service to others. I am a health care worker.
In my retirement I will continue to provide service to others for fulfilment in retirement.
If you love your work- don’t retire!
Scale back, but don’t give work you love.
You might end up divorced or depressed if you quit working
Agreed. Keep doing the things you love to do.
I retired at 44, I hope I don’t mess this up.
Who are these people? I retired 7 1/2 years ago at age 56. I love being retired. We moved to a great place (San Diego), I exercise a lot, do enjoyable things with hubby, made a lot of new friends, socialize, and relax. I'm never bored or anxious or down.
We are a few years short of retirement and discussing similar questions. It sometimes feels as if we are looking for complexity by doing so, so this video is reassuring.
People have to PLAN for what they will do with their new wealth of time in retirement. I think most retirees think it will all just fall into place, but that's not realistic. After spending decades of your life having very little free time, you need to consciously think about what to do with your time in retirement. I'm not retiring for at least another 8 years, but I already have A LOT of plans, primarily traveling, developing interests/hobbies that I don't have time for now and volunteering in areas that I care about. The transition into retirement doesn't have to be a traumatic if you plan it out.
Thank you for sharing that, D!
3:30 "take a minute, pause the video, think about this...."
I don't think I've ever seen someone say that before in one of these types of videos. Usually people are (understandably) trying to cram a lot of info in as little time.
Your videos show you really care. Go well, sir.
Getting a walk in everyday, if possible, goes a long way for both mental and physical fitness. A treadmill is a great investment, if you live in cold or rainy climates. It will pay enormous dividends in the long run. Reading, music or videos make the time and distance go by very easily. My fitness watch is a great coach, btw. It will help motivate, even when you've been inactive for too long.
Very nice point to describe liking the video as an act of kindness to others.
Thank you, Dave. I heartily agree with all you've said here...and I can speak from experience, for I've been 'retired' for 28 years.
I love that two-minute challenge. I will try it. Baby steps to a better tomorrow.
Thanks, Susan.
Ok, so I’ve been watching aaaalot of videos from financial firms about the $$ but I’m finding myself binging the uniqueness of this channel, great content thank you
so glad that I found this video - love the exercises - will be very impactful
What an extremely mature way to approach retirement. Wow. This has got me really thinking about what I need to think about. Thank you!
You're very welcome!
Thank you for the comment.
Find other things to love! Time for a change…
Thanks for this content. So well delivered. Planning for retirement in 2 years
Thanks, Pat!
I have heard the Happiest Retirees are those that have 3 - 4 hobbies or activities to keep them focused and active
That seems to make sense to me.
Thanks for sharing.
I unfortunately forced into retirement before fully prepared. I have one hobby which I have a social group with this hobby I attend on a regular basis. I am looking to add more like this as the one hobby is fulfilling. Learning to cook again. Baking is my favorite. Still slowly getting rid of things. Letting go of stuff is great!
Unfortunately, due to the pandemic my gym closed and I’m still nervous joining a new gym. I’m starting to think of joining a new gym. It’s physical fitness and a social outlet that I miss. The pandemic has definitely dampened a lot of activities and in person social activities.
My money is not great but not suffering either. However, I do send gifts out on a regular basis.
Very nice, motivating... Too, your delivery is spot-on, reminding me of what Ralph Waldo Emmerson said: What you are shouts so loudly in my ears, I can't hear a word you're saying. Genuine, caring, concerned. Thank you. I'll look for you in the future on TH-cam.
Thank you for a refreshing video on retirement that addresses the mental and physical outlook of retirement. I am 6-8 months from retirement and will use this information as an outline that allows me to dial into my own interests and well being. Now that it's near, there has been some nervousness about this big change of life. So my first challenge is to be comfortable with the idea, visualize it and think about how the "7 things" manifest in my life. Thanks again!
I know preparing for retirement financially is essential. But this retiree experienced the most beautiful feeling in the the world. Yeah you have time on your hands to do anything you want. But I woke up one morning with this feeling of absolute bless when I realized I didn't have to answer to anyone, not deal with stupid mind games. Not be anywhere or any place. Not dealing with supervisors, Bosses, etc. If none of you felt that, sit down and think about it. It is one the most beautiful feeling in the world.
So glad to read so much positivity about being retired as I count down to that day. What can't I do now? Travel and stay healthy. Returning to the office after 18 months working from home I'm sleeping less and snacking more.
As well as travelling (and I mean travel not lying on a sunbed with a cocktail for days on end) I'm thinking about volunteering (but not on day one) and I'm thinking about what I want to get out of it -sorry if that sounds selfish but it has to be something I feel a commitment to. And it must in no way be related to my current job. I want to retire from something I'm bored of - not do the same thing again without pay!
I'm 46 and retiring in a few months. We have a lot of adventures planned. Hope it goes well!
Retiring at 46, what is your planning strategies? Great spirit!
This were brilliant questions to think about, especially the last 2 ones “What can I make progress on…”. I look forward to more drawings as well, which made the content more creative. Thank you so much😊
Always love hearing your insights. Starting the 2 questions tonight! Thankfully we started a Wellness Challenge with several family members a few months ago. The accountability and encouragement has spurred us on to make some healthy lifestyle changes so that is another of your 7 tips we’ve said Yes! to. Keep your videos coming and thank you!
Retirement is wonderful if you have two essentials - much to live on and much to live for.
invest wisely and get good returns.
I like that, Amelia!
Thank you!
Crossed the "Starting Line" into retirement just a few months ago....and you are absolutely spot on. Of course financial resources must be in place-but it is not even the most important part. What will your LIFE look like? I had some ideas what was next; some have panned out, others have not, and there have been a few surprises. But it is important to not just drift, but to keep working to create that retirement life that is right for you, and your simple end-of-day strategy is one way to keep that focus. I am enjoying the journey!
That is so great to hear, Denise!
Keep enjoying the journey !
Retirement only works if you have zero debt and like being with your wife.
And also good health
I think it helps if your wife doesn’t mind spending time with you as well.
yep, that's key too!
Your videos are well done and I intend to get with you and team to plan my retirement in a few years. Good advice 👍
Probably the best retirement advice I’ve ever heard. I wrote this down and will spread the word. Thank you from Florida. 👍🏻
Thank you so much, Mark.
I'm glad this was helpful!
Best retirement advice I have ever heard, thanks for sharing, I have been a financial advisor for 25 years and although I make a will part of the plan I haven't recommended POA! Thanks for the brilliant tips!
Simple source of retirement happiness, get a dog or 2. Forces exercise and happiness, unavoidable
I never thought about that. But very true.
Thanks for sharing.
Very good talk, covering many aspects of life to lead in retirement.
Great video, especially the volunteering part, church is my normal place for charity, thanks.
I retired at 70. I've been retired for 10 years. About the same time as I retired I got divorced. Meant I ended up with very little money. I moved to a little village. I found myself a lady who is a bit younger than me. We found a teenager who needed support in going to school. I coach school kids in mathematics. I designed and built the house I live in. It is a work in progress. Probably always will be. I have a good internet connection and I help village people with internet problems. I forgot: two very important things. Join the local library, and find a good doctor.
Thank you. Great well thought out list.
You’re very welcome!
Thank you - I just started thinking about a start date for retirement. I'm enjoying your videos.
Thanks! I'll add more later, when I've used the advice gleaned today/tonight.
Excellent and Very useful tips…thank you!
You're welcome! I'm glad you liked tit, Orlando.
I don’t know, I’m kind of looking forward to the feeling of being bored. Not long term, but the anxiety of always having things to finish or get done has been the hardest part of my working life.
Thank you so much for this great video. I am struggling myself to retire or not to retire end of this year.
Great advice and guidance
All valuable info and ideas, thank you!
Thanks! Your videos are great 🙂
Great video. Thanks
It's easier to work than not. "It's better to burn out, than to fade away". If you must have a strategy on how to spend your time, you are on the way out.
Great video. Took notes. Thank you!
Great! I’m glad it was helpful, Dee.
I’m 64 and love my job of 30 years. I’m retiring next year at 65 as soon as I can be on Medicare. I’m told I’ll miss my job. I know I won’t because we were off over 2 months back in the beginning of Covid and I LOVED it. There’s no way possible I’ll have the time to do all the hobbies I like, golf, pickle ball, cycling, hiking, gym, traveling, socializing with our many retired friends… The challenge I’ll have is my girlfriend of many years is 7 years younger and not able to retire for a few more years. My biggest fear is that she gets jealous of my new fun social life while she’s still going to work. Also important to note she is burned out as a physician and loathes her job. So my first few years of retirement could be interesting and unique. Any advice there?
Awesome. TQ. Appreciate.
This is a great video. Helps a lot.
I still like to work but submitted my retirement letter lousy principal and can’t work for her, getting the early bonus but will look for other work
Relax take easy.
When I retire I plan to do volunteer but I find the people are not grateful. So I walk, play golf and keep my focus of doing good.
Thank you for sharing, Raul.
It’s not about people being non grateful. That’s not the point. One volunteers to “ give” not receive.
I'm not as concerned about losing direction or purpose by not working... I don't find either of those from my career anymore
after 25+ years.
Loved this session; my first one of you to watch! I just subscribed; looking forward to more.
My comment question from the video: my least liked activity is housekeeping! ( But, a clean, organized home is what calms my mind the most!) I am struggling with paying someone to do it when I am retired and could do it myself!But I despise doing it. How do I justify paying for it?
All in the word 'Retirement' - Instead consider it as the chance to pursue what you have liked since you were 17 yrs of age but couldn't maximise and if possible to monetize them! Eg Travel and research and buy stuff while away that you can make a profit on to pay for holiday eg Persian Rugs. Hive off and get some investments working for you that you have some skin in the results.... this keeps you head-sharp too. Try to learn the drums or bass guitar etc etc, Collect all the album's you never managed to get, join a club or group around your interest (for me vintage watches and cars), go and learn about your local history and geography, makes you feel 'community' properly. Most of all - Wake up every day and realise nobody is the boss of you - which is the best feeling out there 👍
Retirement is wonderful if you have two essentials - much to live on and much to live for. Invest wisely and get good returns.
Retirement = No more dealing with Sh*theads at work. There ya go!
I'm going to continue to groan in retirement.
Beefore adult work, what hobbies did you have or want, but didnt have enough
(Fill in the blank)? Go after your hobbies now!
Good question to think about here.
Thank you!
Interesting video, we just released a rap about Neil Pasricha's Happiness Equation book. There's some really interesting thoughts on retirement and whether it's a good idea or not. I think your video adds some decent texture to that argument.
WE Enjoy Them-Selfs, 😉 do what We want to
Plan for retirement!
Interesting information, but honestly the constant begging for "likes" and "shares" is off-putting. I dig that that is how you want to make your money, but when you push too hard like that, it backfires.
Thanks for the video.
You're very welcome!
I don’t understand how Americans waste their best years with an employer where you get next to zero vacation time for 35 years. It’s nonsense.
I don't agree with this word < GENEROSITY > I have been generous all my working life with others and in relationship also and end up with nothing after 50 years working . Now I stop that, no more relationship and witness my income its no wasted any more and live a happy life as retire saving money for myself , Lol
Retirement is not that much different from suddenly winning the lottery. Other than being able plan for retirement, you still have money and time. When the lotteries first became big people would say they would quit their job and had nothing after that. I would ask them, you still have to do something with the day and in their 40's or 50's you got alot of days
We breath.
❤