Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisers until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $100k to $250K
@@hasede-lg9hj This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Annette Marie Holt is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
Factos!!. After experiencing a major portfolio loss in 2020 amid the COVID pandemic while trying to manage my investments on my own, I reached out to an investment advisor. They helped me turn my $420k into a seven-figure portfolio by providing the guidance and strategy I needed. Having that expertise made a significant difference in my investment journey.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Teresa L. Athas a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Peterkelvin-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@Peterkelvin-90 *MARGARET MOLLI ALVEY* her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
I think the dividend investing strategy is great, because once you have enough to live off dividends you don't need to ever sell. It protects against large market swings.
Love Meb and completely agree with his takes. One of the few guys insisting of the importance of thorough diversifcation and especially global diversification! Just wish his funds would have lower ERs haha
Dividend reinvestment strategies always simulate using the dividend to purchase the same company that the dividend came from. If a person has a small portfolio of lets say 10 stocks, then what ought to be tested should be to re-invest the dividends on whichever stock is cheapest relative to its estimated value. So if 2 stocks have a 50 percent discount and the other 8 are over-valued, it would make sense to put all of the dividends in the two discounted ones. Instead of getting an average price over time, the purchase would always be at a low price of reinvestment, one that could compensate for the tax drag.
I like this take. I wonder if it would run into challenges as valuations are generally relative to the broader market or S&P500. So buying the “cheap” company would really just be buying something that is discounted for a specific reason. There is certainly a lot of “value” out there today that ends up being your highest yielding asset. So the yield from your winners in theory will end up being less overtime anyway. Good to see how it actually works :)
What about looking at dividends in this market as a way to exclude those over priced company at crazy PE we have nowdays? You should get the "good business at honest value" ones - that casually also pay a dividend. I mean, you don't go for the dividend, you use dividend as an implicit screening tool. What do you think ? (and by the way, i get the "ok so go to value" - but value often gets you in some spooky situations) Also, sorry for the multiple points - what about dividend (even better if global dividends) as a hedge in case we are headed to a lost decade like 2000-2010 or 1970-1980 ? Thank you! Great show
The problem with the “tax efficient” argument is that eventually you have to pay taxes (perhaps at a higher rate) in order to convert unrealized gains holdings into disposable income
How else am I going to have income stream if I don’t collect dividends? So what if I pay tax. I’m using government services. Totally disagree with his take. No matter what, somehow we all eventually have to pay the tax.
Typically, conventional trend following regimes have tended to employ a "price / moving average cross" signaling regime ( a singular variable ). A more precise and binary signaling strategy used for identifying periods of high equity market risk involves a "multi variable" approach - the variables being : - the relationship of the monthly basis price of the S&P 500 and its 10 period moving average - the 4 year Presidential term cycle - the "yield spread" ( the 3 month T Bill yield and the 10 year Treasury note yield ) The strategy "conditions" involve : - the observation of the S&P 500 price in relation to its moving average on "June 30th", - the year of the Presidential term cycle in which the price/moving average observation is conducted (the 1st/post election, 2nd/mid-term, 3rd/pre-election, and 4th/election years), - whether or not the yield spread is in "inversion" ( the yield of the 3 month T bill being greater than the yield of the 10 year Treasury note ), - and a "year to date" S&P 500 return on June 30th being "negative". Logic : If the S&P price resides "below" the moving average on June 30th, the year to date S&P return is negative, the current Presidential term year is the 1st, 3rd, or 4th, and the yield spread has been in inversion ( within a "proximity" of 24 months ), then the forward 12 month equity market environment is deemed to be one of "high risk". Since 1950 the strategy has signaled five 12 month high risk periods - those having produced negative double digit returns : Date. S&P 500 7/1969 - 6/1970 -22.8% 7/1973 - 6/1974 -14.5% 7/1980 - 6/1981 -11.4% 7/2001 - 6/2002 -18.0% 7/2008 - 6/2009 -26.2% Other notable negative double digit declines that didn't fit the criteria : 7/1961 ( -12.6%, 4th term year, SP500 above MA no yield inversion ) 2000 ( -14.8%, 4th term year, SP500 above MA ) 2007 ( -13.1%, 3rd term year, SP 500 above MA ) 2021 ( -10.3%, 1st term year, SP 500 above MA ) The July - June period starting in 2nd years of the Presidential term has been exempt from the logic because this period has produced positive returns in 100% of the occurrences since 1950 ( this being the best 12 month return period for the stock market, of the four Presidential term years ). The 12 month period starting in 1st Presidential years has produced the most occurrences of "negative" returns. The elegance of this strategy is that it narrows down the signaling events through an alignment of variables, and the observation of the price / moving average is restricted to a "fixed" date ( this eliminates false or whipsaw signaling prevalent in the conventional use of the price / moving average crossover ). Most likely, it is impractical to use this regime as a tool for a "readjustment" of portfolio holdings towards "defense". However, it may be useful for an investor who may be contemplating retirement, yet who may be wary of encountering a "bad returns sequence" right off the bat ( delaying going into retirement for 12 months or more ).
I like the Talmud portfolio idea, but here’s a challenge to the modern Talmud portfolio - if your stock holdings have reached insane valuations, you would have sold stocks and bought land/bonds along the way to rebalance. So it always seems to me that things that seem not correlated, may in fact be correlated through the rebalancing channel?
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advisers until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $100k to $250K
@@hasede-lg9hj This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Annette Marie Holt is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Fun one! Thanks guys.
Thanks for watching!
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
Factos!!. After experiencing a major portfolio loss in 2020 amid the COVID pandemic while trying to manage my investments on my own, I reached out to an investment advisor. They helped me turn my $420k into a seven-figure portfolio by providing the guidance and strategy I needed. Having that expertise made a significant difference in my investment journey.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Teresa L. Athas a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Peterkelvin-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@Peterkelvin-90 *MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
@Peterkelvin-90 *MARGARET MOLLI ALVEY* her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
I think the dividend investing strategy is great, because once you have enough to live off dividends you don't need to ever sell. It protects against large market swings.
Love Meb and completely agree with his takes. One of the few guys insisting of the importance of thorough diversifcation and especially global diversification! Just wish his funds would have lower ERs haha
Dividend reinvestment strategies always simulate using the dividend to purchase the same company that the dividend came from. If a person has a small portfolio of lets say 10 stocks, then what ought to be tested should be to re-invest the dividends on whichever stock is cheapest relative to its estimated value. So if 2 stocks have a 50 percent discount and the other 8 are over-valued, it would make sense to put all of the dividends in the two discounted ones. Instead of getting an average price over time, the purchase would always be at a low price of reinvestment, one that could compensate for the tax drag.
I like this take. I wonder if it would run into challenges as valuations are generally relative to the broader market or S&P500. So buying the “cheap” company would really just be buying something that is discounted for a specific reason. There is certainly a lot of “value” out there today that ends up being your highest yielding asset. So the yield from your winners in theory will end up being less overtime anyway. Good to see how it actually works :)
What about looking at dividends in this market as a way to exclude those over priced company at crazy PE we have nowdays?
You should get the "good business at honest value" ones - that casually also pay a dividend.
I mean, you don't go for the dividend, you use dividend as an implicit screening tool.
What do you think ?
(and by the way, i get the "ok so go to value" - but value often gets you in some spooky situations)
Also, sorry for the multiple points - what about dividend (even better if global dividends) as a hedge in case we are headed to a lost decade like 2000-2010 or 1970-1980 ?
Thank you! Great show
I wanted to listen to the podcast but a youtube commercial every few minutes had to turn it off.
The problem with the “tax efficient” argument is that eventually you have to pay taxes (perhaps at a higher rate) in order to convert unrealized gains holdings into disposable income
Since stock tips rarely pay off, perhaps an index perhaps call the ticker HYPE of them could be shorted as a strategy.
How else am I going to have income stream if I don’t collect dividends? So what if I pay tax. I’m using government services. Totally disagree with his take. No matter what, somehow we all eventually have to pay the tax.
Typically, conventional trend following regimes have tended to employ a "price / moving average cross" signaling regime ( a singular variable ). A more precise and binary signaling strategy used for identifying periods of high equity market risk involves a "multi variable" approach - the variables being :
- the relationship of the monthly basis price of the S&P 500 and its 10 period moving average
- the 4 year Presidential term cycle
- the "yield spread" ( the 3 month T Bill yield and the 10 year Treasury note yield )
The strategy "conditions" involve :
- the observation of the S&P 500 price in relation to its moving average on "June 30th",
- the year of the Presidential term cycle in which the price/moving average observation is conducted (the 1st/post election, 2nd/mid-term, 3rd/pre-election, and 4th/election years),
- whether or not the yield spread is in "inversion" ( the yield of the 3 month T bill being greater than the yield of the 10 year Treasury note ),
- and a "year to date" S&P 500 return on June 30th being "negative".
Logic :
If the S&P price resides "below" the moving average on June 30th, the year to date S&P return is negative, the current Presidential term year is the 1st, 3rd, or 4th, and the yield spread has been in inversion ( within a "proximity" of 24 months ), then the forward 12 month equity market environment is deemed to be one of "high risk".
Since 1950 the strategy has signaled five 12 month high risk periods - those having produced negative double digit returns :
Date. S&P 500
7/1969 - 6/1970 -22.8%
7/1973 - 6/1974 -14.5%
7/1980 - 6/1981 -11.4%
7/2001 - 6/2002 -18.0%
7/2008 - 6/2009 -26.2%
Other notable negative double digit declines that didn't fit the criteria :
7/1961 ( -12.6%, 4th term year, SP500 above MA no yield inversion )
2000 ( -14.8%, 4th term year, SP500 above MA )
2007 ( -13.1%, 3rd term year, SP 500 above MA )
2021 ( -10.3%, 1st term year, SP 500 above MA )
The July - June period starting in 2nd years of the Presidential term has been exempt from the logic because this period has produced positive returns in 100% of the occurrences since 1950 ( this being the best 12 month return period for the stock market, of the four Presidential term years ). The 12 month period starting in 1st Presidential years has produced the most occurrences of "negative" returns.
The elegance of this strategy is that it narrows down the signaling events through an alignment of variables, and the observation of the price / moving average is restricted to a "fixed" date ( this eliminates false or whipsaw signaling prevalent in the conventional use of the price / moving average crossover ).
Most likely, it is impractical to use this regime as a tool for a "readjustment" of portfolio holdings towards "defense". However, it may be useful for an investor who may be contemplating retirement, yet who may be wary of encountering a "bad returns sequence" right off the bat ( delaying going into retirement for 12 months or more ).
I like the Talmud portfolio idea, but here’s a challenge to the modern Talmud portfolio - if your stock holdings have reached insane valuations, you would have sold stocks and bought land/bonds along the way to rebalance. So it always seems to me that things that seem not correlated, may in fact be correlated through the rebalancing channel?
Muni bonds seems like the best choice for income if you live in California.
The guy who told you it was a garbage company was right 😅
Dividend investing just feels “safer”.. it’s all psychological..🍺
once again. fix your lighting. if you just turned your camera around with the light behind you to your back you'd fix it.
Haha. Where ive heard that statement? Oh yeah
Old Yiddish shite
First