@@veejaymexico4840 The name "Halcón" is "Hawk." *And* "Falcon." The name "Gavilan" is "Hawk." *And* sometimes, "Falcon." But Halcón is more widely used for hawk than the word "Gavilan" is. My wife is born and raised in Mexico, I have 32 years in Mexico. Please don't argue dumb points with people who've spent most of all their lives here. It makes you look bad.
My mother lives in San Cristóbal de Las Casas. We have developed a two-step system over the years: 1. we withdraw small amounts and just take more trips if needed, 2. we select bank branches next to other establishments (supermarket, post office, coffee shops) and enter them immediately after withdrawing money. If anyone has marked us, they'd have to go to Chedraui and watch us stand in all kinds of lines (the fresh tortilla line, the cheese and ham line, el pan, the register...). We also do this when traveling in Europe. And, of course, if using an ATM, we use those adjacent to banks and only during operating hours.
I am a senior who is usually awake by 6a.m. and will be retiring in Mexico this fall. I think the best bet may be to hit the ATM's as early in the morning as possible while the crooks are still resting from all of their illegal activities from the previous day.
@@jamestinyvest6056 I can think of a few people in my life who would be happy to see me kidnapped and never to be seen again. In fact, they would probably pay the kidnappers to never return me. 🙁
It happened to me yesterday morning in a South Austin Walmart. I withdrew a handful of cash after self-checking my groceries, and noticed that a very tall black guy was watching me. He turned away when I looked at him. He and his (much shorter) compadre slowly followed me out to my car - but stopped when I didn't open the trunk, abandoned my grocery basket, and walked to the front of the car to watch them - and kept the car in between us. I also reached into my shirt behind my back as if I were fluffing it out to pull out a gun. They immediately got into a car and sat there after that display. I got into my car, locked the doors, and while I was starting the engine, I took stock of whomever was sitting around in other cars or walking around me while I had my thumb on the horn button - ready to push it. The guys did not get out of their car, and let me pass without further incident. This is commonly called " jugging" here in Texas. It happens at banks, too. I don't profile black folks unless they're paying close attention to me and acting suspicious. They were not carrying any grocery bags on their way out of the store, either. They were totally focused on me and what I was going to do. Had I been distracted with my cell phone, I would probably be missing my Mercedes and some cash tonight. Stay aware of who's around you. 😉
Lived in Mexico City for 4 years. We moved to an area Los Reyes to save some money...within the first week we noticed markings on the perimeter walls surrounding our home. Markings were unknown to us until a good neighbor befriended us and told us the house was being observed and the markings indicated: 1. How many people lived in the house (adults vs. kids) 2. Times of day we leave the house and when we are home typically 3. How many cars Turns out it was a parking attendees from an Oxxo (similar to a 7-Eleven) at the end of the street that was casing our house and marking for thief friends. We lasted 12 months and moved back to a better part of town.
I’ll make this quick. At mid day holy Thursday 2021, went to Scotiabank ATM machine at La Comer, Bucerias, Nayarit, Flamingos Plaza. The ATM machine is not in a good location as it has access from different directions. In my peripheral vision, I could see a man, dressed like a Mexican tourist (shorts etc.). Most noticeable was the cell phone in his hand. When my transaction was complete, with his cell phone, he changed the ‘screen’ on the Scotiabank machine. That’s what Conned me. He only got away with my card and my pin. My daughter cancelled my card immediately. Scotiabank and Intercam didn’t care. They could have caught him - on camera, exact times, and cell phone records. The robbers can now change the screen on the bank machines. There were about four security guards around, who appeared to not be paying attention.
My Family warned me about this... So I noticed people hanging around like : sitting on the steps" Playing with their phones.... even in busy areas... So If I notice anything at all strange after my withdrawal I Step into the coffee shop next door and plan on hanging out there a bit :) So yeah it's good to always have a strategy
I have often wondered about this sort of thing, but I have never experienced it. I probably don't take enough out when I use the exchange machines and I'm careful not to take money out when anyone's watching. I have had the tourist police assist me and they will help if you are being conned - they'll talk to the merchant and often the merchant will refund any money you've been scammed (by one of their workers) and, apparently, they'll go after the worker. Once I recovered $200 in that fashion. By and large, most Mexicans are very honest and dependable people, so be certain you work with honest businesses and stay away from anything that looks like a scam.
Thank you for the pointer on the risks of banking in Mexico. Unfortunately, this mode of criminal activity takes place throughout the world, specially when the potential victim is "foreign" looking, or, behaving like a "tourist". Easy targets! From experience, do not trust anyone in a bank, inside or outside. Never withdraw large amounts of cash, do not flaunt an image of being wealthy or rich, or, worse, arrogant. Never go to the same ATM periodically, and never, ever, when the surroundings are isolated or at night. When traveling, we prefer to use ATM dispensers in hotels, whenever possible, even if not guests. Never in banks, gas stations, malls, or other places where many people gather.
This is also a very common occurrence at "Casas de cambio" locations where you exchange your dollars for pesos. The very person that services you at the window will make a call and notify that someone has just walked away from their window with a large amount of cash.
You also have to keep a grip on your cash until it's exchanged (in the smaller kiosks). Years ago the girl took 2 twenties and dropped one on the floor out of sight. Then told me I had only given her one.
Thank you, its such a good reminder to be careful. I was followed once and just went into a store and looked at the guy from the window, he finally walked away knowing I spotted him. I was lucky.
It happens all the time in Vallarta. Again today, a couple of extranjeros withdrew cash at Plaza Marina and were approached by armed robbers arriving at Costco parking, few kms away. Certainly they were followed. It's a regular thing if you withdraw a bigger amount. I never withdraw more then 5000-7000 pesos max
Dang, Paul. What a bummer. Thanks for the information. A little extra paranoia can keep us all safe. This was common in Belize when we lived there, but it was the Gas Stations. If an attendant saw you had a bunch of cash when you paid, he would alert an accomplice who would "stumble" in front of your car and demand cash for nearly killing them. Crazy world!!!
My wife's cousin was a general contractor in Mexico City. All the workers were paid in cash, so he would take out large amounts. He was robbed twice by "halcones". The second time it was by the police. Thanks for the good strategies to avoid this. I'm not sure if they still pay the "albaniles" in cash.
I have lived in Mexico 41 years...my advice to you is be careful to what you say and do and super careful to who your friends are... I have found many 🏧 machines are now in local stores which is much safer than going to the bank, also avoiding big city's and crowds is very helpful, stay as low key, and dress like those around you, if you must go to a bank get a taxi driver you have known to take you there and back home...God bless and protect ...
I've never heard of this but when we were in Cabo 2019 we went to a bank and there were some people waiting around. I dismissed as maybe waiting to get a ride or bus. We used the ATM and someone else's card was in the machine. So strange. We noticed that the woman who was at that machine prior to us was just standing around by the wall. We gave her the card. The end. Now we will be so much more careful. Thank you for the information!!!
thanks dude .. 23 yrs of living in Mazatlán PDC PV and i just got robbed last yr. Dumb , wearing a black t-shirt with a fat gold chain shining like neon. I sat in a vulnerable place , got robbed my two punks on a bike wielding a pistol . Happened in broad daylight 40 witnesses took less than 30 seconds. Had I sat in a more secure spot , put my chain inside my T , kept my phone in my pocket , it wouldn't have happened. Frikkin nice chain and iPhone gone
Aye Dude...I bet you're Caucasian, right?...It's not the suburbs..... Just like walking in a bad part of town,,,, BOTH eyes on your surroundings, and NOT to stick out.
"Sweet mystery of life I think I found you!" You guys are putting out the best. I have now been over, under, and in-between everything you are putting out. My. My. My. I have lived in three countries and functioned in three languages. Mexico and Spanish looks like the next challenge for this white-bearded old man. You are a total resource!
We have a tendency to think of these things as unique to Mexico or LATAM. They do seem to be more blatant. In the US I have seen similar setups at ATM's and banks. It's worse in tourist cities like Orlando and Las Vegas, but it happens everywhere. Stay safe, friends!
Love your videos, you are good explaining the different situations of the daily life in Mexico, I'm Mexican living in Houston for 20 years, I visit México every month and your videos are really good. Saludos!
Happened to me in NY some years ago. I was withdrawing $5000 cash to purchase a car. After withdrawing the cash I drove out of the bank parking lot to find I had a flat tire on the driver side. I pulled over and got out to look at the tire and a stranger approached me and pointed in the opposite direction of the car saying there was a tire shop "that way". Meanwhile someone must have creeped in the passenger side and stole my purse. It was awful and unsettling but luckily I had put the cash in my pocket so they got my wallet but only like $20 (and my credit cards, etc). Can happen anywhere! Thanks for the great video :)
Te felicito, también si cambias un cheque o cobras gran cantidad, si la persona se para o alza la mano está avisando al que te intentará robar . Felicidades por tu información 🇲🇽😊🙏🇱🇷
Execellent video! I made a very good living for over 20 years consulting to major companies on risk prevention -- that included giving talks to their employees on their personal security. You nailed it.
THE SAME THING HAPPENED TO A FRIEND IN MANHATTAN IN 1964...HE HAD $75 SENT TO HIM BY WESTERN UNION. HE PICKED IT UP AND WALKED OUT AND WAS ROBBED AT GUNPOINT ALMOST IMMEDIATELY. IN 1960, A MAN IN MY NEIGHBORHOOD WAS CAUGHT DOING ARMED ROBBERIES AFTER BEING TIPPED OFF BY THE BANK TELLER...HIS GIRLFRIEND. THIS PROBLEM HAS BEEN AROUND AWHILE.
Very nice of the robbers not to puncture your tire, just let the air out. It also takes a long time, I'm guessing they did it before they even knew how much you were taking out of the bank.
I thank you for this video. Been here 7 years and yes, many beautiful things about Mexico. But honesty dealing with anything involving money is a notorious challenge.
Let’s not forget that rather than withdrawals in large amounts. Ask for a Cashiers Cheque or Cheque de Gerencia! Also, electronic payments should be used at all times. Why use cash?
Another very informative video. This type of crime is on the increase in the US as well. As Paul said, always be aware of your surroundings and be on the look out for things that seem out of place. If something doesn't feel right, it probably isn't. Stay safe.
Sadly this isn't just a trend this is hard fact that this is on the increase! The more desperate the people the more likely this kind of set up will happen. Just started to watch your pieces and was rather excited about particularly Zona Romantico as I prefer older architecture cost and beach access. However with seemingly EVERYWHERE decent people are just targets. Plus the language barrier. You are lucky of course that is Not one of your issues.
Many Mexicans think every gringo is a millionaire, can easily replace any money that is stolen. And there's a game aspect of it, to see if the thief can outwit the gringo. It's a strange thing... There's also the assumption that if a Mexican is poor. And if you have more than him, that he's entitled to steal from you. NO remorse at all.
Thanks for the heads up ! In my many years in Merida, Yucatan I have not heard of this problem. In contrast, years ago my friends in San Jose, Costa Rica insisted it was too risky to carry a large amount of cash out of a bank, as the falcons were so common.
Hey man I am in tuxpan Veracruz right now and I go to the bank a Lot. I have been doing it for about 12 years. I just came back over here two weeks ago. There has been a lots of price gouging. And the gas prices are killing me. We are doing it for Jesus Christ we are missionaries the whole family. You know sometimes you get complacent down here in Mexico you just walk around and you live life go on. I told my wife about the Falcons and she knew exactly what you were talking about. Wow I didn't know that I mean I did but I didn't thanks brother Paul. Always keep me informed.
Thanks for the in-depth info - we’ve spent some time in various parts of Mexico and plan to start spending a lot more time there in the near future. Being aware of scams like this is so helpful in increasing out safety while there. Glad we found your channel!
Your channel presents valuable information for those of us wanting to visit and stay longer term in Mexico -good stuff. On one of your previous videos there were comments indicating not doing your channel anymore. Just posting once in a while, even about things to do in Mexico would still be helpful. Especially keeping in line with your good safety measures.
When I first moved, I used to withdraw 3000 every day, felt nervous the first time but then i never even thought twice, but now with your video, I feel a chill thinking that could've been me.
Thanks a lot Paul. In Gallipoli, Italy and San Jose, Costa Rica we laughed about the security in the banks we visited that only allowed us in through a locked outside glass door and then into a locked glass lobby and then into a locked office with the teller. I guess the banks could use this in Mexico.
I spent quite a few months in Peru as a foreigner from the UK and having to withdraw cash all the time was a problem, firstly due to the bank transfer/exchange fees and secondly for security reasons. It would be much easier paying by card but there are still the fees to pay and many smaller vendors don't accept cards. I read just recently that Apple Pay has been launched in Peru so hopefully things will start to get easier, the great thing about Apple Pay is that your card details can not be stolen or cloned, and it's easier to keep track of purchases as you receive a notification every time a purchase is made. Having a Peruvian bank account makes things easier but it's difficult for foreigners to have one.
This is why I stick to the U.S. and Canada. Crime exists everywhere but at least you won’t get robbed because of a crooked bank employee. I’ve seen drunk tourist kids get robbed by the police in Mexico.
Excuse me, Mike, but I've been robbed by a bank employee, twice. Long story and it's 2 am but unless you personally know the employees at your town's bank, that person behind the counter could be anyone. A temp? A trainee? A new hire? Someone down from corporate? So they say. You'd be surprised at how easy it is for someone to pretend to be an employee and gain access to your acct. Security found a man parked outside my bank hacked into a cell phone and recording conversations between customers and employees. Btw, it's even easier to get medical records, a big money maker these days. Consider how many medical workers are temps, part timers, how many come and go like the ppl who do an xray or take blood or visit from Hospice. Stalking organizations get ppl placed in common jobs all the time. They can get them uniforms, badges, training, and move them all over the country or world. Police won't bother trying to go after anyone you can't detail. You can say you did business w Mr Waller but the facility will say they have nobody by that name or w that description, and you will look like a nut, or stupid. How many times do you think the police will bother w you? The criminals will have it easier the next time knowing nobody is going to believe you.
Gracias Senor. I visit Mexico at least once a Year and no one ever told me about alcones till 2 tears ago I used to carry $2,000 Dollars at least now I carry $2.000 pesos .
I'm in Mexico City! I think made a mistake let them make the conversion. My 1st atm withdraw......I'm in hospital compound. Staying at a holiday inn. I had my knee replaced. Interesting place. Thanks for sharing Paul!
Hi Paul, yup, back in 1988, this happened to my fiancée at the time and her mom in Guadalajara. I had wired her $600 from the US to be used for our wedding down there. They went to the bank to get the money and was robbed shortly after leaving the bank.
As your speaking right now things are pretty bad in Los Angeles, is so bad that the chief police warns tourist not to come to LA at this time because they can't guarantee their safety. Is all over.
That happened after the Mariel boatlift in Miami. Crime in Dade County jumped so high the police warned ppl that they just couldn't protect them and advised how to handle things as there was no deadly force law back then.
Just wanted you to know I really love you and the content of your videos!!!... You and your wife have been so helpful to me taking care of the business i need to take care of b4 the BIG MOVE! I watch you guys all the time!!!
@@qroo I remember the signs in the banks in Guatamala telling you to check your pistols with the guard as you enter. As a solo motorcycle traveler, I was blissfully unaware that every male from 16 - 70 carried a weapon. I figured that my confidence made everyone else believe that I was also carrying. As a foreigner, however, that's a major no-no. Even though locals may be tiny, the force multiplier is always there.
Great info here Paul. But as a former LEO myself I may have missed exactly how the bad guys identified your car. You obviously parked with the tire ok. You and Linda went into the mall and did not return to the car after visiting the bank. The only person I can tell who actually knew your car, and also knew you had money was Linda! Better keep a close eye on that woman! 🤣😂
Sure they can. As he and Linda pulled in, the outside falcon described them to the inside falcon. If they withdrew a lot of cash, the inside falcon let the outside falcon know.
Hey Paul, thank you for this information. We mostly visit Puerto Vallarta, but I always always keep an eye out for anyone around when I take out money, and never take out an obscene amount from an ATM. I keep reminding my friends when they travel to please don't take out more than you need, and always use debit/credit cards when all possible. I keep watching your help with (when we move to Mexico) living in Mexico. Thank you!
This reminds me of when I tried to game the black market in Argentina. I tried to change USD$8000 in one cash transaction. My (now) wife and I were ushered into a vault-like counting room with private shotgun guards, and the cell door clanked shut. Our money was counted in a bank counting machine (because everyone has one of those). Then the dude bagged it up, and left the room, leaving us with armed mercs. Wifey's eyes got super big, she whispered "They took our money!" It was like Pulp Fiction: "Stay cool, honeybunny. We're cool." We did not get robbed or shot. But we calmly got to my motorcycle and bit by bit I wicked up the escape velocity and doubled back, a lot. Betting two gringos could be disposed of for less than $8K US, down there.
This is often a problem, even in the States with transactions like Craigslist or classified ads...especially for large amounts like lets say a car or RV...Meet them at your bank and do the deal there...or next best at a Post Office...or even at a Police Station... But you own bank is the best...often they will give you a room to work in private...and you never even need to handle the money ...the BANK puts the cash in the buyer's hand ....and when I bought an RV off of the street..the seller decided that he actually wanted his money in the from of a check and not cash after all...as long as that check came directly from the Bank into his own hand!
Great tip ! I used to keep my cash in my socks. One day while riding on the Indios Verdes subway line, I actually caught an 8 year old boy crawling on the subway car floor inching his way up to my "sock stash". I wasn't angry, I was just majorly abused. I was nice to the kid, and the other riders just laughed and smiled...politeness and respect may get you what money may not. Be polite. Mexican people as a whole, are way more respectful than the average gringo imo
I was sitting at a bus stop in Orlando when a young woman and her 2 yr old girl sat next to me. The little girl crossed 2 fingers, slipped them into my pocket , and was sliding out my bus fare when I caught her. Her mother (?) said "Oh we are trying to teach her not to do that." Yeah. Right.
I adopted an adopted local family watched out for me. Pesos. Just take it out over a period of days. Debit cards may not work. You need some cash in Mexico.
@@anneli1735 a small spherical pellet e.g. a ball bearing or a plastic bead or even a bean. The tiny sphere placed under the valve cap pushes on the tyre valve, slowly releasing air from the tyre. After some time, the tyre goes flat.
“Gringo gouging” and crime are the two reasons that Mexico is off of my list of places to live during retirement. Skeptical of others and in fear for my own security is not how I want to live. Too many other inviting options available where you do not have to live with your guard up all day long.
Once we became residents, the "gringo gouging" thing went away completely and we were treated very differently. We started getting discounts at restaurants (10%-30%), private hospitals (10%-90%), theme parks (50%) and we have been able to negotiate for rates that locals typically get on other goods and services. As far as crime, we are careful when we do things like go to a bank to withdraw money, but other than that, it is a pretty relaxing place to live. We even hang out at more "local" places and the people have been very welcoming. It turns out the "gringo gouging" is really just tourist gouging.
@Kai Ikaika All of the places that you mention as well as a lot of countries in South America. I do not have personal knowledge of places like Equator or Chile but I have read good things about the safety and honesty of both. Another telltale is that they do not build fences around their homes and top them with broken glass and barbed wire.
We just moved here and after only two weeks gouging is so blatantly obvious. I was even asked once if I was Mexican at a local shop. I’m obviously not so they may have thought I was a “resident”. Trust me though, my Spanish sucks. Pretty sure that marks the price up a few points. We already decided that it was going to be a fact of life until we are more part of the local community. Robbery, well, I am in the security industry and and hyper vigilant and have practised situational awareness such that it is second nature, and that was back home in small town Canada. I figured that one day noting all the goings on around me might be helpful. Being aware of your surroundings and what is happening to be able to note unusual activity should be something everyone does. It’s not some onerous task any more than checking mirrors while driving is. Of course many people can’t drive worth a damn either so….
Pay everything by credit. Don't carry a lot of cash. Once I was at a Home Depot in Cabo and I noticed a stranger get out of a Texas plated car and follow me. I honestly thought I was going to get robbed ( by a foreigner?). Lucky I turned around and stopped. The person stopped following me. All in mid-afternoon at a Home Depot. Potentially being mugged by a foreigner, an American?? The police would never believe it.
Paul, here in Guanajuato 2 weeks ago I was at the bank to get cash on a Saturday morning, and banco halcones were scouting. I turned and took photos of them and they were nowhere to be seen in 10 seconds. A man in a vest and dress clothes got money next to me and he was watching my every move at my ATM. He rejoined his group, all dressed up for photos, in wedding type dresses and suits. He was definitely part of their scam against me. They followed me to several places I went afterward, and then they figured out which vehicle I was driving. They ran their car into the back of mine and took photos, then called their corrupt transito and police friends to try to extort me for $4,000, saying I hit their car. I had begun recording the instant the transito officer named Lara told me I was detained and that I was not free to go. I was told I was going to be arrested and my car was going to be towed. But the law in Mexico is, that if one vehicle is towed, the other must be towed as well if you cannot settle it out on the spot. I reminded them of that but they continued their scam. There was never any report made by the corrupt transito or the corrupt police officer. Eventually, after 20 minutes, they let me go, because every time they said "We're impounding your car" I said firmly, "No, you're not." Every time the cop said "I'm placing you under arrest and then impounding your car" I said, "No, you're absolutely not." I did an investigation myself before turning it over to the state investigative police, as to where all cameras in the location were, and asking around who those people were. I posted the video to my other TH-cam channel and made it private, and I sent it to my wife's family members. I asked my wife's next younger brother by WhatsApp after I sent him the link to the video, "Do you know these people?" He said "No." But at the next cookout at my new house last weekend, I'd gone inside and he told my wife and her dad and sister, "Those people who tried to extort money from him are my customers in my factory. They're from a rich family. I went to those people to tell them who they tried to extort. I told them he's pursuing charges against all 6 of them. The guy in the video (the family had all seen the video, I sent it to them all) who was wearing the vest said, 'yeah, I was just with them. It was my wife who was the one who borrowed the car for our photos that day and she tried to extort him and I wasn't part of it. They tried to extort him and I'm so sorry for what they tried to do to him' They could be in big trouble so please don't tell him that I told you." My brother in law said they were very sorry for what they did. But that's not true. They were not sorry, and that guy in the vest actually stalked me and set up the crime. The cop was part of it, too. My contact in the police office shrugged his shoulders when I gave him the cop's name and he told me that Moreno is one of the crookedest cops in the city. My wife told me what her brother said not to tell me, telling me that very night. I said "Thank you." So now I have more to go on as the AIC (Ministerio Publico) investigates and pursues charges against the cop, the transito officer and group of 4 extortionists. My lawyer dropped the case immediately because he is afraid of the police. I'm not. So, I'm spearheading the lawsuits and criminal charges. Why I'm going after the cop so much is because he would not let me get the people's identification at the end after they suddenly said "you can go" after I said, "Do you have an attorney? You're going to need one." The cop just wanted his cut of the $4,000 pesos. And, he said to me at the end as I was getting in my vehicle to leave, "Now don't go and hit any more cars." Which pissed me off but I kept my mouth shut because the new laws are that if you talk back to an officer you can be arrested for that. The extortionist family has money but so do I, and my lawyer said to expect they will keep countersuing to see who runs out of money first. Mexico living is supposed to be so free and easy... Ha.
I know that family. Venegas family, they sell talavera tiles. They're also part of the cartel. Their high school age kid just wrapped his new mustang around a concrete telephone pole in town, and killed himself and two of the three passengers. Karma?
Do not pay in advance unless for materials on the job. Request a receipt, knowing it could be a fraud. Never loan money, inspect all purchases ever with a sharp eye. Corruption for decades at the top has filtered down to everyday life.
When you buy land or a home, not in all cases but its smart, In Mexico you use a Mexican lawyer for a title search, many states in the U.S. use lawyers for a title search, so your don't buy a house already owned, nor land owned by indigenous people (who have many rights in Mexico) did you or anyone see that? getting a flat tire happen to me, but don't get robbed, I have lived in Mexico for over 40 years had a bank account in Mexico never happen to me, nor anyone I know, nor a relative in Mexico, YA I'm sure that happens just don't blow it out to proportion, there's crime all over the U.S.
I never have a problem ( over 30 years ) in Cuba because the law there states …,” it is a crime against the state to commit a crime against a tourist ‼️” And if they do… they disappear ‼️
Carry a stack of banded movie prop $100's. Worst case scenario, give them up and the robbers won't likely determine they're fake until they go to spend them or turn them over to their overlords.
At the casas de cambio when I exchange dllrs to pesos in the pink zone in Mexico City I take $200.00 no more than that once I took $300.0 dllrs there is a lot of police by the HSBC bank safer. Close to the subway metro.
As much as I love the Mexican people, the diversity of the regions, the food, and the beaches I count my blessings that I am living in one of the safest countries in the world--Portugal. It is not as exciting as Mexico and the water at the beaches not as warm, but we can take money out of a bank or AtM without any fear of being mugged.
Good to know. We will be heading to Portugal in Spring of 2022 to investigate long-term expat early retirement options. Do you have suggestions for areas? I don't need gringo expat experiences, so I am leaning toward Porto or Coimbra to start. But, we will just travel around and see what we like. Wife is super healthcare and security conscious.
@@BOULDERGEEK My parents moved there from the U.K. about 6 years ago and love it.They bought a house a couple of miles in from the beautiful coastal town of Peniche which is just down from Porto, so I would recommend having a look there also.
@@MrJx4000 The name is Ray but thanks for the question. In general Mexico is cheaper (40 to 50% cheaper) because of the lower salaries there. Lisbon has become much more expensive in recent years because of all the rich expats moving there and buying and renting properties. The advantage of Portugal is that you have all of Europe at your feet. Where I live I drive to the French border in 6 hours and be in Madrid in 5. In the Schengen Zone, there are no border checks. We can travel anywhere with only our ID.
Mmmm! Interesting food for thought 🤔 does that mean that retiring as a single woman is dangerous on a daily basis? I had made my mind up about retiring in Mexico (PV or Mazatlan) and now I’m a little worried since being alone is definitely not as safe as a couple or 2 people .. Maybe I’ll make it a point to always get my $ right before heading to a crowded restaurant before going back home and hope they wouldn’t stand and wait to follow…! Mind you, I wouldn’t drive the first few months, does that make a difference? I have so many questions but in the mean time, thank you so much for sharing this with us :) 👍🏼 Precious info!
Why not? We've been 20 times and never got robbed. We dress very "normal" - no lacrosse or high end stuff on us, and we enjoy all that MX has to offer. There are so many good people in MX and I feel safer there from many points of view than in US...
How about having the party you're paying meet you at the bank, withdraw the money, pay him and get a receipt, then it's HIS problem to get home safely.
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Halcones translates more to "hawks" than "falcons" But I always take photos of them to watch them scatter before I step into the ATM.
GREAT TIP CHRISTOS, PS..I THOUGHT GAVILAN WAS HAWK ?
@@frogman8591 Nope. Hawk is Halcón, and falcons in Mexico are considered hawks. Gavilan is also another name for hawk or falcon.
@@MissionaryInMexico Gavilan is hawk and falcon is halcon!
@@veejaymexico4840 The name "Halcón" is "Hawk." *And* "Falcon." The name "Gavilan" is "Hawk." *And* sometimes, "Falcon." But Halcón is more widely used for hawk than the word "Gavilan" is. My wife is born and raised in Mexico, I have 32 years in Mexico. Please don't argue dumb points with people who've spent most of all their lives here. It makes you look bad.
Bravo Christo,smart move. Which part of Greece , are you from ?🇬🇷@CristosPalabras
My mother lives in San Cristóbal de Las Casas. We have developed a two-step system over the years: 1. we withdraw small amounts and just take more trips if needed, 2. we select bank branches next to other establishments (supermarket, post office, coffee shops) and enter them immediately after withdrawing money. If anyone has marked us, they'd have to go to Chedraui and watch us stand in all kinds of lines (the fresh tortilla line, the cheese and ham line, el pan, the register...). We also do this when traveling in Europe. And, of course, if using an ATM, we use those adjacent to banks and only during operating hours.
I am a senior who is usually awake by 6a.m. and will be retiring in Mexico this fall. I think the best bet may be to hit the ATM's as early in the morning as possible while the crooks are still resting from all of their illegal activities from the previous day.
Good strategy.
Ok, here we have a man who figured this one out ! I had that same thought. Very smart thinking, power to you and I. TCB.
Unless they realize the early bird gets worm lol
You're going to end up getting kidnapped
@@jamestinyvest6056 I can think of a few people in my life who would be happy to see me kidnapped and never to be seen again. In fact, they would probably pay the kidnappers to never return me. 🙁
It happened to me yesterday morning in a South Austin Walmart. I withdrew a handful of cash after self-checking my groceries, and noticed that a very tall black guy was watching me. He turned away when I looked at him. He and his (much shorter) compadre slowly followed me out to my car - but stopped when I didn't open the trunk, abandoned my grocery basket, and walked to the front of the car to watch them - and kept the car in between us. I also reached into my shirt behind my back as if I were fluffing it out to pull out a gun. They immediately got into a car and sat there after that display. I got into my car, locked the doors, and while I was starting the engine, I took stock of whomever was sitting around in other cars or walking around me while I had my thumb on the horn button - ready to push it. The guys did not get out of their car, and let me pass without further incident. This is commonly called " jugging" here in Texas. It happens at banks, too.
I don't profile black folks unless they're paying close attention to me and acting suspicious. They were not carrying any grocery bags on their way out of the store, either. They were totally focused on me and what I was going to do. Had I been distracted with my cell phone, I would probably be missing my Mercedes and some cash tonight. Stay aware of who's around you. 😉
Calling it "jugging" is minimizing it. It's robbery, pure and simple.
@@Austin8thGenTexan you should be profiling them
@@damonmelendez856 "Them ?"
@@Austin8thGenTexan the criminals. Check the FBI’s annual crime reports and you’ll know where to target law enforcement.
@@Austin8thGenTexan the ‘criminals’ of course, we all know who they are.
Lived in Mexico City for 4 years. We moved to an area Los Reyes to save some money...within the first week we noticed markings on the perimeter walls surrounding our home. Markings were unknown to us until a good neighbor befriended us and told us the house was being observed and the markings indicated:
1. How many people lived in the house (adults vs. kids)
2. Times of day we leave the house and when we are home typically
3. How many cars
Turns out it was a parking attendees from an Oxxo (similar to a 7-Eleven) at the end of the street that was casing our house and marking for thief friends. We lasted 12 months and moved back to a better part of town.
Boobie trap your house. Mine has steel doors , 7/8" bars , deadbolts, gated community. Im buying bear spray and a crossbow for travelling.
Thanks for sharing. That is critically important information. You are helping a lot of people.
I’ll make this quick. At mid day holy Thursday 2021, went to Scotiabank ATM machine at La Comer, Bucerias, Nayarit, Flamingos Plaza. The ATM machine is not in a good location as it has access from different directions. In my peripheral vision, I could see a man, dressed like a Mexican tourist (shorts etc.). Most noticeable was the cell phone in his hand. When my transaction was complete, with his cell phone, he changed the ‘screen’ on the Scotiabank machine. That’s what Conned me. He only got away with my card and my pin. My daughter cancelled my card immediately. Scotiabank and Intercam didn’t care. They could have caught him - on camera, exact times, and cell phone records. The robbers can now change the screen on the bank machines. There were about four security guards around, who appeared to not be paying attention.
My Family warned me about this... So I noticed people hanging around like : sitting on the steps" Playing with their phones.... even in busy areas... So If I notice anything at all strange after my withdrawal I Step into the coffee shop next door and plan on hanging out there a bit :) So yeah it's good to always have a strategy
It's good to be observant.
Paul don't have doubts go with your instinct. Don't trust no one, choose your friends there(Mexico) very carefully. God bless you both
I have often wondered about this sort of thing, but I have never experienced it. I probably don't take enough out when I use the exchange machines and I'm careful not to take money out when anyone's watching. I have had the tourist police assist me and they will help if you are being conned - they'll talk to the merchant and often the merchant will refund any money you've been scammed (by one of their workers) and, apparently, they'll go after the worker. Once I recovered $200 in that fashion. By and large, most Mexicans are very honest and dependable people, so be certain you work with honest businesses and stay away from anything that looks like a scam.
Thank you for the pointer on the risks of banking in Mexico. Unfortunately, this mode of criminal activity takes place throughout the world, specially when the potential victim is "foreign" looking, or, behaving like a "tourist". Easy targets!
From experience, do not trust anyone in a bank, inside or outside. Never withdraw large amounts of cash, do not flaunt an image of being wealthy or rich, or, worse, arrogant. Never go to the same ATM periodically, and never, ever, when the surroundings are isolated or at night.
When traveling, we prefer to use ATM dispensers in hotels, whenever possible, even if not guests. Never in banks, gas stations, malls, or other places where many people gather.
This is also a very common occurrence at "Casas de cambio" locations where you exchange your dollars for pesos. The very person that services you at the window will make a call and notify that someone has just walked away from their window with a large amount of cash.
Thanks for sharing that. I can how that would be a popular location for this sort of destination.
You also have to keep a grip on your cash until it's exchanged (in the smaller kiosks). Years ago the girl took 2 twenties and dropped one on the floor out of sight. Then told me I had only given her one.
Thank you, its such a good reminder to be careful. I was followed once and just went into a store and looked at the guy from the window, he finally walked away knowing I spotted him. I was lucky.
not luck,.. that was smart.
It happens all the time in Vallarta. Again today, a couple of extranjeros withdrew cash at Plaza Marina and were approached by armed robbers arriving at Costco parking, few kms away. Certainly they were followed. It's a regular thing if you withdraw a bigger amount. I never withdraw more then 5000-7000 pesos max
Why live somewhere where you have to worry about getting robbed....
No matter what the weather is..
@@donthecon4516 the Canadian Govt are the biggest robbers in our land…
@@donthecon4516 you can be robbed anywhere in the world
@@donthecon4516 It will become much more common in the US. as the crime in general increases, and poverty increases
@@donthecon4516 you could live on the moon I suppose.
Dang, Paul. What a bummer. Thanks for the information. A little extra paranoia can keep us all safe. This was common in Belize when we lived there, but it was the Gas Stations. If an attendant saw you had a bunch of cash when you paid, he would alert an accomplice who would "stumble" in front of your car and demand cash for nearly killing them. Crazy world!!!
Thank you for the warning. Your delivery is pitch perfect, as always.
Thank you kindly!
@@qroo you have no shame
My wife's cousin was a general contractor in Mexico City. All the workers were paid in cash, so he would take out large amounts. He was robbed twice by "halcones". The second time it was by the police. Thanks for the good strategies to avoid this. I'm not sure if they still pay the "albaniles" in cash.
I have lived in Mexico 41 years...my advice to you is be careful to what you say and do and super careful to who your friends are... I have found many 🏧 machines are now in local stores which is much safer than going to the bank, also avoiding big city's and crowds is very helpful, stay as low key, and dress like those around you, if you must go to a bank get a taxi driver you have known to take you there and back home...God bless and protect ...
I've never heard of this but when we were in Cabo 2019 we went to a bank and there were some people waiting around. I dismissed as maybe waiting to get a ride or bus. We used the ATM and someone else's card was in the machine. So strange. We noticed that the woman who was at that machine prior to us was just standing around by the wall. We gave her the card. The end. Now we will be so much more careful. Thank you for the information!!!
You're welcome. Thanks for watching!
thanks dude .. 23 yrs of living in Mazatlán PDC PV and i just got robbed last yr. Dumb , wearing a black t-shirt with a fat gold chain shining like neon. I sat in a vulnerable place , got robbed my two punks on a bike wielding a pistol . Happened in broad daylight 40 witnesses
took less than 30 seconds. Had I sat in a more secure spot , put my chain inside my T , kept my phone in my pocket , it wouldn't have happened. Frikkin nice chain and iPhone gone
Aye Dude...I bet you're Caucasian, right?...It's not the suburbs.....
Just like walking in a bad part of town,,,,
BOTH eyes on your surroundings, and NOT to stick out.
"Sweet mystery of life I think I found you!" You guys are putting out the best. I have now been over, under, and in-between everything you are putting out. My. My. My. I have lived in three countries and functioned in three languages. Mexico and Spanish looks like the next challenge for this white-bearded old man. You are a total resource!
Very entertaining comment. It made me smile. Good luck on your next challenge. Take care.
We have a tendency to think of these things as unique to Mexico or LATAM. They do seem to be more blatant.
In the US I have seen similar setups at ATM's and banks. It's worse in tourist cities like Orlando and Las Vegas, but it happens everywhere.
Stay safe, friends!
Love your videos, you are good explaining the different situations of the daily life in Mexico, I'm Mexican living in Houston for 20 years, I visit México every month and your videos are really good. Saludos!
Thank you. Saludos. :)
Happened to me in NY some years ago. I was withdrawing $5000 cash to purchase a car. After withdrawing the cash I drove out of the bank parking lot to find I had a flat tire on the driver side. I pulled over and got out to look at the tire and a stranger approached me and pointed in the opposite direction of the car saying there was a tire shop "that way". Meanwhile someone must have creeped in the passenger side and stole my purse. It was awful and unsettling but luckily I had put the cash in my pocket so they got my wallet but only like $20 (and my credit cards, etc). Can happen anywhere! Thanks for the great video :)
Sorry to hear that, Heather. I'm happy to hear that you weren't injured.
Where there are lots of vehicles for sale, there you will find criminals hoping you have cash on you.
Very good and informative video. Always need to be aware of strange people and your surroundings...just like when you were a sheriff in Florida.
Te felicito, también si cambias un cheque o cobras gran cantidad, si la persona se para o alza la mano está avisando al que te intentará robar . Felicidades por tu información 🇲🇽😊🙏🇱🇷
Execellent video! I made a very good living for over 20 years consulting to major companies on risk prevention -- that included giving talks to their employees on their personal security. You nailed it.
Thanks!
THE SAME THING HAPPENED TO A FRIEND IN MANHATTAN IN 1964...HE HAD $75 SENT TO HIM BY WESTERN UNION. HE PICKED IT UP AND WALKED OUT AND WAS ROBBED AT GUNPOINT ALMOST IMMEDIATELY. IN 1960, A MAN IN MY NEIGHBORHOOD WAS CAUGHT DOING ARMED ROBBERIES AFTER BEING TIPPED OFF BY THE BANK TELLER...HIS GIRLFRIEND. THIS PROBLEM HAS BEEN AROUND AWHILE.
Very nice of the robbers not to puncture your tire, just let the air out. It also takes a long time, I'm guessing they did it before they even knew how much you were taking out of the bank.
Thanks for the info. When we retire in MX I’ll be opening up a MXN bank account!
I've watched a video where this same thing happened at the currency exchange booth in airports, so be careful.
I thank you for this video. Been here 7 years and yes, many beautiful things about Mexico. But honesty dealing with anything involving money is a notorious challenge.
I was in Playa del Carmen in 2005 and there was not much there. Took a dirt road off the highway which opened up to a beautiful beach.
Let’s not forget that rather than withdrawals in large amounts. Ask for a Cashiers Cheque or Cheque de Gerencia!
Also, electronic payments should be used at all times. Why use cash?
Who else enjoys seeing what shirt he will wear??
Hahaha
Even here in the USA you need to be careful. I only use drive-thru ATM's and don't go after the bank closes.
Another very informative video. This type of crime is on the increase in the US as well. As Paul said, always be aware of your surroundings and be on the look out for things that seem out of place. If something doesn't feel right, it probably isn't. Stay safe.
Sadly this isn't just a trend this is hard fact that this is on the increase! The more desperate the people the more likely this kind of set up will happen. Just started to watch your pieces and was rather excited about particularly Zona Romantico as I prefer older architecture cost and beach access. However with seemingly EVERYWHERE decent people are just targets. Plus the language barrier. You are lucky of course that is Not one of your issues.
Many Mexicans think every gringo is a millionaire, can easily replace any money that is stolen. And there's a game aspect of it, to see if the thief can outwit the gringo. It's a strange thing...
There's also the assumption that if a Mexican is poor. And if you have more than him, that he's entitled to steal from you. NO remorse at all.
Thanks for the heads up ! In my many years in Merida, Yucatan I have not heard of this problem. In contrast, years ago my friends in San Jose, Costa Rica insisted it was too risky to carry a large amount of cash out of a bank, as the falcons were so common.
Hey man I am in tuxpan Veracruz right now and I go to the bank a Lot. I have been doing it for about 12 years. I just came back over here two weeks ago. There has been a lots of price gouging. And the gas prices are killing me. We are doing it for Jesus Christ we are missionaries the whole family. You know sometimes you get complacent down here in Mexico you just walk around and you live life go on. I told my wife about the Falcons and she knew exactly what you were talking about. Wow I didn't know that I mean I did but I didn't thanks brother Paul. Always keep me informed.
I think it depends where in Mexico. Here in Cdmx chances are quite minimum. There is a lot of security. Maybe in the early mornings.
Thanks for the in-depth info - we’ve spent some time in various parts of Mexico and plan to start spending a lot more time there in the near future. Being aware of scams like this is so helpful in increasing out safety while there. Glad we found your channel!
Glad it was helpful!
Your channel presents valuable information for those of us wanting to visit and stay longer term in Mexico -good stuff. On one of your previous videos there were comments indicating not doing your channel anymore. Just posting once in a while, even about things to do in Mexico would still be helpful. Especially keeping in line with your good safety measures.
We plan to keep.posting as time permits. Thanks for following us. Take care.
When I first moved, I used to withdraw 3000 every day, felt nervous the first time but then i never even thought twice, but now with your video, I feel a chill thinking that could've been me.
Just stay alert and aware of your surroundings.
Thanks a lot Paul. In Gallipoli, Italy and San Jose, Costa Rica we laughed about the security in the banks we visited that only allowed us in through a locked outside glass door and then into a locked glass lobby and then into a locked office with the teller. I guess the banks could use this in Mexico.
The banks should be fined for allowing the customers to be robbed.
One thing you will learn in MX is that Mexicans NEVER admit to guilt. A mistake, etc
It's always someone else's fault..
I spent quite a few months in Peru as a foreigner from the UK and having to withdraw cash all the time was a problem, firstly due to the bank transfer/exchange fees and secondly for security reasons. It would be much easier paying by card but there are still the fees to pay and many smaller vendors don't accept cards. I read just recently that Apple Pay has been launched in Peru so hopefully things will start to get easier, the great thing about Apple Pay is that your card details can not be stolen or cloned, and it's easier to keep track of purchases as you receive a notification every time a purchase is made. Having a Peruvian bank account makes things easier but it's difficult for foreigners to have one.
This is why I stick to the U.S. and Canada. Crime exists everywhere but at least you won’t get robbed because of a crooked bank employee. I’ve seen drunk tourist kids get robbed by the police in Mexico.
Excuse me, Mike, but I've been robbed by a bank employee, twice. Long story and it's 2 am but unless you personally know the employees at your town's bank, that person behind the counter could be anyone. A temp? A trainee? A new hire? Someone down from corporate? So they say. You'd be surprised at how easy it is for someone to pretend to be an employee and gain access to your acct. Security found a man parked outside my bank hacked into a cell phone and recording conversations between customers and employees.
Btw, it's even easier to get medical records, a big money maker these days. Consider how many medical workers are temps, part timers, how many come and go like the ppl who do an xray or take blood or visit from Hospice.
Stalking organizations get ppl placed in common jobs all the time. They can get them uniforms, badges, training, and move them all over the country or world. Police won't bother trying to go after anyone you can't detail. You can say you did business w Mr Waller but the facility will say they have nobody by that name or w that description, and you will look like a nut, or stupid. How many times do you think the police will bother w you? The criminals will have it easier the next time knowing nobody is going to believe you.
glad ur alright!
Gracias Senor. I visit Mexico at least once a Year and no one ever told me about alcones till 2 tears ago I used to carry $2,000 Dollars at least now I carry $2.000 pesos .
If you carry U$2,000 in the states, won't the cops confiscate it because it could be used to commit a crime or some other such excuse?
Great information. My dad is retired and lives in Mexico most of the year.
Sounds like your dad has it all figured out. :)
I'm in Mexico City! I think made a mistake let them make the conversion. My 1st atm withdraw......I'm in hospital compound. Staying at a holiday inn. I had my knee replaced. Interesting place. Thanks for sharing Paul!
Informative, but you're really scaring me about going to Mexico! I have watched other of your videos.
Hi Paul, yup, back in 1988, this happened to my fiancée at the time and her mom in Guadalajara. I had wired her $600 from the US to be used for our wedding down there. They went to the bank to get the money and was robbed shortly after leaving the bank.
That's terrible. I hope she wasn't hurt. That's the most important thing.
Yayyyy jalisco is where I’m from! I love visiting 🥰🥰
Pay with Wise. Pay with cards.
As your speaking right now things are pretty bad in Los Angeles, is so bad that the chief police warns tourist not to come to LA at this time because they can't guarantee their safety. Is all over.
That happened after the Mariel boatlift in Miami. Crime in Dade County jumped so high the police warned ppl that they just couldn't protect them and advised how to handle things as there was no deadly force law back then.
Just wanted you to know I really love you and the content of your videos!!!... You and your wife have been so helpful to me taking care of the business i
need to take care of b4 the BIG MOVE!
I watch you guys all the time!!!
The banks in my town (in the Yucatan) do not allow phone usage in their banks!
Same signs here but no enforcement.
@@qroo I remember the signs in the banks in Guatamala telling you to check your pistols with the guard as you enter. As a solo motorcycle traveler, I was blissfully unaware that every male from 16 - 70 carried a weapon. I figured that my confidence made everyone else believe that I was also carrying. As a foreigner, however, that's a major no-no. Even though locals may be tiny, the force multiplier is always there.
Yikes! This is good to know. Thanks for the heads up and glad you didn't become a victim yourselves. Take care
Great info here Paul. But as a former LEO myself I may have missed exactly how the bad guys identified your car. You obviously parked with the tire ok. You and Linda went into the mall and did not return to the car after visiting the bank. The only person I can tell who actually knew your car, and also knew you had money was Linda! Better keep a close eye on that woman! 🤣😂
Sure they can. As he and Linda pulled in, the outside falcon described them to the inside falcon. If they withdrew a lot of cash, the inside falcon let the outside falcon know.
Hey Paul, thank you for this information. We mostly visit Puerto Vallarta, but I always always keep an eye out for anyone around when I take out money, and never take out an obscene amount from an ATM. I keep reminding my friends when they travel to please don't take out more than you need, and always use debit/credit cards when all possible. I keep watching your help with (when we move to Mexico) living in Mexico. Thank you!
Happy to help. Stay safe.
This reminds me of when I tried to game the black market in Argentina. I tried to change USD$8000 in one cash transaction. My (now) wife and I were ushered into a vault-like counting room with private shotgun guards, and the cell door clanked shut. Our money was counted in a bank counting machine (because everyone has one of those). Then the dude bagged it up, and left the room, leaving us with armed mercs. Wifey's eyes got super big, she whispered "They took our money!" It was like Pulp Fiction: "Stay cool, honeybunny. We're cool." We did not get robbed or shot. But we calmly got to my motorcycle and bit by bit I wicked up the escape velocity and doubled back, a lot. Betting two gringos could be disposed of for less than $8K US, down there.
@@BOULDERGEEK ???? I don't understand
@@BOULDERGEEK, so did you get your Argentinian money or not?
This is often a problem, even in the States with transactions like Craigslist or classified ads...especially for large amounts like lets say a car or RV...Meet them at your bank and do the deal there...or next best at a Post Office...or even at a Police Station...
But you own bank is the best...often they will give you a room to work in private...and you never even need to handle the money ...the BANK puts the cash in the buyer's hand ....and when I bought an RV off of the street..the seller decided that he actually wanted his money in the from of a check and not cash after all...as long as that check came directly from the Bank into his own hand!
In Costa Rica you are not allowed to use a phone in the bank.
In Mexico either but most people ignore it.
@@qroo not in CR, they call the guardiarual.
Thank you. I have not heard of this scam. I am filing it for future reference.
For big purchase use PayPal no cash needed and very safe.
If they have PayPal, that's a good option.
Great tip !
I used to keep my cash in my socks.
One day while riding on the Indios Verdes subway line, I actually caught an 8 year old boy crawling on the subway car floor inching his way up to my "sock stash".
I wasn't angry, I was just majorly abused.
I was nice to the kid, and the other riders just laughed and smiled...politeness and respect may get you what money may not.
Be polite. Mexican people as a whole, are way more respectful than the average gringo imo
What's the value of polite when it's merely a cover for malice.
I was sitting at a bus stop in Orlando when a young woman and her 2 yr old girl sat next to me. The little girl crossed 2 fingers, slipped them into my pocket , and was sliding out my bus fare when I caught her. Her mother (?) said "Oh we are trying to teach her not to do that."
Yeah. Right.
I adopted an adopted local family watched out for me.
Pesos. Just take it out over a period of days. Debit cards may not work.
You need some cash in Mexico.
Scary stuff man. Crime like that is the biggest fear I have of retiring there. Good looking out.
Well it doesn't happen in México but in the USA as well and everyhwere:
th-cam.com/video/NyemSRMZa14/w-d-xo.html
Many times the thief's will remove the tire valve cap and put in a BB, replace the cap so a slow leak develops then when you pull over they rob you..
Thanks for sharimg that.
@@qroo 🤔 what is a „BB“ please?
@@anneli1735 a small spherical pellet e.g. a ball bearing or a plastic bead or even a bean. The tiny sphere placed under the valve cap pushes on the tyre valve, slowly releasing air from the tyre. After some time, the tyre goes flat.
So glad I found your channel. Thanks for all the great information.
Great Great Safety Tip. Thank you Sir. Knowledge is power
Never go to the bank on the 15th or the 30th
I always avoid those pay days.
“Gringo gouging” and crime are the two reasons that Mexico is off of my list of places to live during retirement. Skeptical of others and in fear for my own security is not how I want to live. Too many other inviting options available where you do not have to live with your guard up all day long.
Once we became residents, the "gringo gouging" thing went away completely and we were treated very differently. We started getting discounts at restaurants (10%-30%), private hospitals (10%-90%), theme parks (50%) and we have been able to negotiate for rates that locals typically get on other goods and services. As far as crime, we are careful when we do things like go to a bank to withdraw money, but other than that, it is a pretty relaxing place to live. We even hang out at more "local" places and the people have been very welcoming. It turns out the "gringo gouging" is really just tourist gouging.
Would you mind to sharing what other more inviting options are there?
@Kai Ikaika All of the places that you mention as well as a lot of countries in South America. I do not have personal knowledge of places like Equator or Chile but I have read good things about the safety and honesty of both. Another telltale is that they do not build fences around their homes and top them with broken glass and barbed wire.
We just moved here and after only two weeks gouging is so blatantly obvious. I was even asked once if I was Mexican at a local shop. I’m obviously not so they may have thought I was a “resident”. Trust me though, my Spanish sucks. Pretty sure that marks the price up a few points. We already decided that it was going to be a fact of life until we are more part of the local community.
Robbery, well, I am in the security industry and and hyper vigilant and have practised situational awareness such that it is second nature, and that was back home in small town Canada. I figured that one day noting all the goings on around me might be helpful. Being aware of your surroundings and what is happening to be able to note unusual activity should be something everyone does. It’s not some onerous task any more than checking mirrors while driving is. Of course many people can’t drive worth a damn either so….
Pay everything by credit. Don't carry a lot of cash. Once I was at a Home Depot in Cabo and I noticed a stranger get out of a Texas plated car and follow me. I honestly thought I was going to get robbed ( by a foreigner?). Lucky I turned around and stopped. The person stopped following me. All in mid-afternoon at a Home Depot. Potentially being mugged by a foreigner, an American?? The police would never believe it.
Used to love going to Mexico can’t think of any good reason to go there now to unsafe
Paul, here in Guanajuato 2 weeks ago I was at the bank to get cash on a Saturday morning, and banco halcones were scouting. I turned and took photos of them and they were nowhere to be seen in 10 seconds.
A man in a vest and dress clothes got money next to me and he was watching my every move at my ATM. He rejoined his group, all dressed up for photos, in wedding type dresses and suits. He was definitely part of their scam against me.
They followed me to several places I went afterward, and then they figured out which vehicle I was driving.
They ran their car into the back of mine and took photos, then called their corrupt transito and police friends to try to extort me for $4,000, saying I hit their car.
I had begun recording the instant the transito officer named Lara told me I was detained and that I was not free to go.
I was told I was going to be arrested and my car was going to be towed. But the law in Mexico is, that if one vehicle is towed, the other must be towed as well if you cannot settle it out on the spot. I reminded them of that but they continued their scam.
There was never any report made by the corrupt transito or the corrupt police officer. Eventually, after 20 minutes, they let me go, because every time they said "We're impounding your car" I said firmly, "No, you're not." Every time the cop said "I'm placing you under arrest and then impounding your car" I said, "No, you're absolutely not."
I did an investigation myself before turning it over to the state investigative police, as to where all cameras in the location were, and asking around who those people were.
I posted the video to my other TH-cam channel and made it private, and I sent it to my wife's family members. I asked my wife's next younger brother by WhatsApp after I sent him the link to the video, "Do you know these people?" He said "No."
But at the next cookout at my new house last weekend, I'd gone inside and he told my wife and her dad and sister, "Those people who tried to extort money from him are my customers in my factory. They're from a rich family. I went to those people to tell them who they tried to extort. I told them he's pursuing charges against all 6 of them. The guy in the video (the family had all seen the video, I sent it to them all) who was wearing the vest said, 'yeah, I was just with them. It was my wife who was the one who borrowed the car for our photos that day and she tried to extort him and I wasn't part of it. They tried to extort him and I'm so sorry for what they tried to do to him' They could be in big trouble so please don't tell him that I told you."
My brother in law said they were very sorry for what they did.
But that's not true. They were not sorry, and that guy in the vest actually stalked me and set up the crime. The cop was part of it, too. My contact in the police office shrugged his shoulders when I gave him the cop's name and he told me that Moreno is one of the crookedest cops in the city.
My wife told me what her brother said not to tell me, telling me that very night. I said "Thank you."
So now I have more to go on as the AIC (Ministerio Publico) investigates and pursues charges against the cop, the transito officer and group of 4 extortionists.
My lawyer dropped the case immediately because he is afraid of the police. I'm not. So, I'm spearheading the lawsuits and criminal charges.
Why I'm going after the cop so much is because he would not let me get the people's identification at the end after they suddenly said "you can go" after I said, "Do you have an attorney? You're going to need one." The cop just wanted his cut of the $4,000 pesos. And, he said to me at the end as I was getting in my vehicle to leave, "Now don't go and hit any more cars." Which pissed me off but I kept my mouth shut because the new laws are that if you talk back to an officer you can be arrested for that.
The extortionist family has money but so do I, and my lawyer said to expect they will keep countersuing to see who runs out of money first.
Mexico living is supposed to be so free and easy...
Ha.
Thanks for sharing your story. It does serve as a warning to others of the possible dangers in Mexico.
I know that family. Venegas family, they sell talavera tiles. They're also part of the cartel. Their high school age kid just wrapped his new mustang around a concrete telephone pole in town, and killed himself and two of the three passengers. Karma?
Do not pay in advance unless for materials on the job. Request a receipt, knowing it could be a fraud. Never loan money, inspect all purchases ever with a sharp eye. Corruption for decades at the top has filtered down to everyday life.
Safety in numbers.
When you buy land or a home, not in all cases but its smart, In Mexico you use a Mexican lawyer for a title search, many states in the U.S. use lawyers for a title search, so your don't buy a house already owned, nor land owned by indigenous people (who have many rights in Mexico) did you or anyone see that? getting a flat tire happen to me, but don't get robbed, I have lived in Mexico for over 40 years had a bank account in Mexico never happen to me, nor anyone I know, nor a relative in Mexico, YA I'm sure that happens just don't blow it out to proportion, there's crime all over the U.S.
Good to know people are on to them.very good information.make this people famous by posting their picture .
Excellent information. Stay safe ! Hasta Luego !
Tu video es muy informativo, también para los q vivimos en Mexico City. gracias
I never have a problem ( over 30 years ) in Cuba because the law there states …,” it is a crime against the state to commit a crime against a tourist ‼️”
And if they do… they disappear ‼️
Carry a stack of banded movie prop $100's. Worst case scenario, give them up and the robbers won't likely determine they're fake until they go to spend them or turn them over to their overlords.
At the casas de cambio when I exchange dllrs to pesos in the pink zone in Mexico City I take $200.00 no more than that once I took $300.0 dllrs there is a lot of police by the HSBC bank safer. Close to the subway metro.
Very common in Colombia. That’s why you’re not allowed to use a phone inside of the bank.
My wife's aumt was a vicim of this in Bogotá.
Oh, freakin' great! Another thing to worry about. Thanks for the tip.
As much as I love the Mexican people, the diversity of the regions, the food, and the beaches I count my blessings that I am living in one of the safest countries in the world--Portugal. It is not as exciting as Mexico and the water at the beaches not as warm, but we can take money out of a bank or AtM without any fear of being mugged.
Good to know. We will be heading to Portugal in Spring of 2022 to investigate long-term expat early retirement options. Do you have suggestions for areas? I don't need gringo expat experiences, so I am leaning toward Porto or Coimbra to start. But, we will just travel around and see what we like. Wife is super healthcare and security conscious.
@@BOULDERGEEK My parents moved there from the U.K. about 6 years ago and love it.They bought a house a couple of miles in from the beautiful coastal town of Peniche which is just down from Porto, so I would recommend having a look there also.
Roy, how's the cost-of-living there in Portugal compared to Mex?
@@MrJx4000 The name is Ray but thanks for the question. In general Mexico is cheaper (40 to 50% cheaper) because of the lower salaries there. Lisbon has become much more expensive in recent years because of all the rich expats moving there and buying and renting properties. The advantage of Portugal is that you have all of Europe at your feet. Where I live I drive to the French border in 6 hours and be in Madrid in 5. In the Schengen Zone, there are no border checks. We can travel anywhere with only our ID.
@@rayvogensen2983, thank you Ray (sorry misspelling your name--I was drowsing off :-).
Thanks for all the information you give us.
You're welcome. Thanks for watching.
Thank you, Paul, this happened to my spouse in Guadalajara several years ago.
Sorry to hear that, Eric.
Mmmm! Interesting food for thought 🤔 does that mean that retiring as a single woman is dangerous on a daily basis? I had made my mind up about retiring in Mexico (PV or Mazatlan) and now I’m a little worried since being alone is definitely not as safe as a couple or 2 people .. Maybe I’ll make it a point to always get my $ right before heading to a crowded restaurant before going back home and hope they wouldn’t stand and wait to follow…! Mind you, I wouldn’t drive the first few months, does that make a difference? I have so many questions but in the mean time, thank you so much for sharing this with us :) 👍🏼 Precious info!
I’ve been to Mexico a half dozen times…won’t go back !
Why not? We've been 20 times and never got robbed. We dress very "normal" - no lacrosse or high end stuff on us, and we enjoy all that MX has to offer. There are so many good people in MX and I feel safer there from many points of view than in US...
@@yestohappiness2721 not keen on getting caught in the cross fire between two waring Catels ‼️😂😂🇨🇦
Thanks for sharing this story
I'm surprised that the bank doesn't keep on eye on who's in the bank.
How about having the party you're paying meet you at the bank, withdraw the money, pay him and get a receipt, then it's HIS problem to get home safely.
Thanks, I like your style
Damn! That totally sucks, thanks for sharing your knowledge with us
Oh yea, you covered the many angles for possibility of a crime. Great tips again.
Great information. We were at xcaret hotel last week. We felt very safe there. However I hear that Playa del Carmen and tulum have lots of crime.