Lic Jeevan Umang | Lic Jeevan Umang 945 | Jeevan Umang Lic Plan | Lic Guaranteed Pension Plan
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- Lic Jeevan Umang | Lic Jeevan Umang 945 | Jeevan Umang Lic Plan | Lic Guaranteed Pension Plan
Dosto Aj Hum Lic Jeevan Umang 945 Ka Review Karenge Kese Yeh Sabse Best Plan hai Jo Guaranteed Pension Bhi Hai
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat -
Content Discussed
1. High Return With Proof
2. Guaranteed Returns with Whole Life Insurance
3. Best Plan For Kids Also 10 Time Return on Investment
Investment 8 lakh and return 1.11 crore
4. Watch Full Video Everything is there
Video Linked-
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One of the best policy of LIC.....👌👌
Beautiful plan which is securing three generations with guaranteed returns along with loan, big maturity or big surrender amount. Thank you for sharing this plan with detailed information 😊
Mera ek sal se zyada hua hai kiya ise hm nikal sakte hai mujhe zarurat hai
Jeevan umang sabse bahetarin plan hai
Best explanation. Thanks.
An agent tried to sell me this, when i calculated IRR, came out to be ~ 6% . Kachra plan, just looks catchy for ones who don't do any homework
Dude 6% lifetime is not bad .
In future fd rates will become 2 to 3 percent or even less . Lock in the rate now and later when everyone will be crying over low interest rates u will feel much better and happier .
@@tradingwizard562 if you r ok with 6% there r a ton out there, any index fund can easily provide 10% return consistently. I am not a lazy bone , to invest in subpar returns and still feel good abt it about an investment which marginally beats inflation
If u ok with 6% interest in 2024, u simply are ignorant. I don’t want to block my money for a subpar low return guaranteed plan when i can just invest for next 5 -7 years in even S&P 500 index at my own comfort and get easy 10-12% returns. I am not gullible
@@Null_pointer_exceptn5-7 saalon me ghanta return milna .. itna jada .. compounding ke lia time lgta ..
@@vikasthakur7471 abe milta hai wo to. Since 2010 its returning this rate. Google kar le shayad kuch pata chal jae tuje. I am talking abt US S&P not chu desi stocks. Tum log 6% pe khush raho
Isse achchi koi bhi policy na kabhi aayee hai na aayegi.
I have not seen a single policy where monthly income increase with inflation. Guarantee income means fix income. So even LIC agents know they will become popper if they bring such scheme which changes with inflation.
Sure sir. Please watch shanti or labh
Very nice tablet lic of India
Best vedio thanks sir ji 🙏
Dhanyavaad Utsav ko bhi ese hi explain karein
kya before death when pension 8 percent amount is started ...that lump sum amount bonus and all can be withdraw ???or it can only be given to legal hiers after death?
@@FrappeTunes you can withdraw surrender amount, or in case Of death lump sum amount will be given to your nominee
Lic ka shhhaandaar plan hai bhai
Meri umar 35 yrs h. Aur agle 25 saalon tak 6000 rs yearly premium bharne par mujhe kya fayde mileage?
Hi
Please tell me agar premium bharne wale ki death ho jayegi to baaki ki premium ismai lic payment karegi ya nhi...???
Pwb rider m esa hota hai. Woh bacho ki policy m hota hai .
One of the best plan😊
Jiwan umang or jiwan jyoti me kya diffrence hai
Thank you for information sir 🙏
AS on date LIC has not said any thing about bonus after PPT. A decision I respect of VESTED SIMPLE REVISIONARY BONUS after PPT is yet to be taken and the bonus after PPT upto 100 years or upto death will be different . Hence kindly make your calculations keeping this fact in mind
15k monthly sip me dalo 15 saal bad
17000000 milega wo fd me daalke pension lo mahina 1.2 lac
Sahi baat hai
Video ki starting m hi bataya gaya hai..ki yeh plan koi share market wala plan nahi hai. Yeh ek guaranteed plan hai.
Lic siip gives up returns upto 15%
If you dead in between? then?
Kaun sa sip apko 1.7 cr de Raha wo bhi Guaranteed. Aur risk cover kya de Raha.
@@madhurisaksena1843 Apko 5% risk free interest chalega ya for little risk ke saath 10-12% chalega?
Very nice and detailed information
Section 10(10D) has a Cap. above which pension amount is taxable.
It's not pension,it's servival benefit. Please study.
I have ICICI prudential Life yearly income and Tata AIA sip❤
Lic jeevan umang acha plan hai sab tarah se
Bai ji leader software me aur smart aal in one calcluater download kiya hain....kya jivan umang ..we rpay 15vyear in 5ok thousand eupees ..kya 16 years se cash value in rease hoti jayegoii
Yes. Cash bhi increase hogi aur life insurance bhi
@@insuranceclinic hmmm ok i dubt clear pl send contact
@@insuranceclinic wats aap contact send kerdijiye..
Please share your email id
LIC totally waste to invest.. in earlier days some people doesn't know about their money value. But inocent people invested in LIC and barbhad ho gaye.
Why sir
Every year sum of assured ka sirf 5% milega
Very good
Bhai pura family accident mai finished ho jay to kees ko meley ga money bolo company ko 100 nahe 50 year rakh na chahe yea & 30 year nahe 15 year pay insurance rakh na chahe yea 😓🙏
Sir can you explain agar if we take thik police for a baby and after 2-3 year the policy holder will die then what will company give to baby because baby can't pay the premium
very good question mam. if any thing happen to the proposer (father ) then all premiums will be paid by lic and the pension which is showing that will be given to child as per the plan, add PWB rider also for this
Hame invested amount kab refund milega.
Aur scheme locking period kitna hai
2 year lockin
After 15 year income start ho jayegi.
I think withdrwl option is not availble as u said policy holder close policy & get 92 lakhs ...clear this point
If you withdrawal policy and take money as shown in cash value. Policy will end there. Cash value is the surrender value.
इससे achha mutual fund हैं
A share market hai bhai life insurance nhi hai
Iska yearly kitna ammount kitna jama kr sakte hai
Sir ap apne hissab se kar sakte hai.
There is no limit
@@insuranceclinic sir suppose I have 18k per annum how much return I deserve from same policy and with lic
@@SonuSharma-ml2dy if your pay rs 18k for 15 year term
You will get rs 18000 every year whole life.
Please use this calculator
th-cam.com/video/y72kA-r7npg/w-d-xo.htmlfeature=shared
How the Sum Assured will increase every year... Lic agent told While Paying Premium Bonus will be added that i agree. Why the SA will increase even after PPT
Because lic ltd ...chori kom karte hai ....😂
Good
It’s monthly pension or year pension
92 lakh lump sum after 60 years of maturity. So according to which our kid would able to afford a Lamborghini at age of 60years don't you think so? Not sure who are they fooling, If we consider inflation into account than after 60 years, one can hardly survive with 90 lakhs Rs for a year.
Sir, you can increase your investment amount. Because you are paying very less and getting a yearly pension as well as maturity.
If we rquit. Agar him 15 saal me baad ya 20 saal baad plan quit ker dete hain toh..jitni cash valie show ho rehi hain kya same wahi milegi in acoount mee
Yes
@@insuranceclinic plz send number. ..aapna number dejiyega
@@amansehdev7787 contact us on ins1clinic@gmail.com
Sir agar kisi ki 70 saal me death hoti hai toh use insurance+cash value dono milnge kya
Death case मे Insurance amount मिलेगा।
Usse jyada milta hai..har saal alag hota hai...
Sir iska ditil list bhej with setrol
Sip is best
Nice explanation
Sir your description is not clear
Correction @12:41 ....listen carefully...it's accidental cover and not cash value....
Kindly correct it
Thank you , 🙏
Nice
Best
Can i close my policy?
After 3 year of policy, you can surrender it.
Mai 25 saal ka hu, mere liye kon sa term best rhega es policy ka, mujhe kab se pension milna suru ho jayegi
One time Investment karenge to jeevan shanti, aur regular 15 saal pay karenge toh 16tg year se pension Puri jindagi jeevan umang.
Jiban utsav pla
EVERY YEAR 5%
Lic best for only sellers .not best for buyers.
Wooooooooooooohhhhhh
Pura aek shadh bharna ho to
Bhar shkte he
Es plan ek sath nahi bhar sakte hai . Uske liye lic jeevan shanti plan le lijiye
Sir maine li hai jeewan umang policy 10 lac premium..sir kya main usme 15 saal baad 20 lac loan le skte hai kya..aur loan pension me se kata jayega sir
Sum Assured ka 60% kabhi bhi le sakt hai. Per ha loan pension se cut jayega
5 carod ka pyaln batav
Is plan main mini quarterly kitna investment kar sakte hain
Age 27
1500
Bhare koi or enjoy kare koi..
LIC mei investments mat karo, mere paisa kha gaya...
Yai doo policy lai sakati aak hi naam pai
Yes.sir
Minimum sumasuared 2lakh ka details bataie sir
Mutual fund is best, inocent people trap
Mutal fund apko insurance deti hai ??
@ 11:24
Loan ka interest kitna lagega sir?
12% yearly
@@insuranceclinicbahut jyada hai.
Umang vs siip?
Ok
Umang undoubtedly
Game .....
LIC APNE PAISE KO SHARE MARKET ME HI INVEST KRTI HAI
Yes but apko, guaranteed return deti hai.
Koi b insaan jisko share Market ki utar aur chadav se farak nahi padta woh share market m invest karte hai. Per jo lic guaranteed return pana chahte hai woh lic k guaranteed plan m invest karte hai
It would be better if people take some risk and invest in the share market.
Not a guaranteed bonus
Term rider till 70 year
Never believe what they tell. All lies. I got experience from 2 of the policies. One is Jeevan saral and other is wealth plus.
Sir this policy is guaranteed. And saral and wealth plus are ulip plans
Sir ek baar m jama kr sakte h j
Lic jeevan shanti. M kar sakte hai
Sbi ka swp plan me lic se jyada milega lic sahi nahi # jaldi mrutyu bad bhagwan ke pas jane wala hi lic me safal hoga MAR NE KE BAD RUPYA KYA KAM KA
Aaj ka news dekho adani ne chuna lagaya hai 1400cr ka....🤣😂🤣🤣😂😂
Hello Sir! I have a question.. Suppose I have opted this plan and i paid 1 lakh per annum for 15 years and sum assured is 1250000.. If any how I have to withdraw this amount after 15 years then how much i will get?
1 lakh per year life long pension
21 Lakhs
Sir ..apki age kya hai ?
@@insuranceclinicif one simply does SIP say 1 lakh per annum for 15 years than he would get 21 lakh lumpsum @ 4.1% return at end of 15 years.
It is better to invest in PPF for same duration and one can get 27.12 lakhs @ 7.1 returns at end of 15 years.
बीमा कारवाने के बाद पता लगेगा फ़ायदा कितना सारा मिला है
Jivan saeal ne logo ke sath frod kiya
Mein nikal jaunga aur pariwaar Aish karega baad mein 😂😂😂mujhey kya Mila fir ???? 😂😂😂Zinda rahunga to bhi family ke liye aur marunga to bhi family ko milega ... Meri life kis liye hai fir 😂😂😂???
Apko 15 year se income milegi sir pension. Ap chaho toh bich m withdraw kar sakte hai
Mujhe nominee banane k lea 😂😂😂😂😂😂😂😂😂
Sanmaj nai aa raha
80000₹ yearly ÷12 months =6666₹😂😂
dark side of lic 😅😂
Government ne to pension he khatam kar Diya he . Lic me kuch to mil raha he na.
Because there is a rebate of 2 % on yearly and 1% on half yearly premium.
Ye policy nahi bas ek sabjbaag hai
Faltu
Death ke bad pata lgta hai kitne dhakke khelne padte hai
भादव्य समजले नाही का? व्हिडिओ टाकणे बँड कर.
Aadani Chuna lagata hai
Koi mut liyo apnai paisai khudh invest kro yai sb chor h salai...
My request don't go for lic.useless policy
Why sir
@@Kannadavedevaru I paid 138000 rupees total premium and in maturity after 15 yrs.i got 146000. So you decide what is this
@@Kannadavedevaru after maturity you will know the fact
Tum to useless dikh rhe ho because tujhe security kuch nhi chahiye isliye aisa bak rhe ho..!!! Mujhe sabhi pta hai bhai
Private ka plan lo or paisa leke dikana maa ka duudh dobara peena padega😅😅
Absolutely 💯.
I have been ch ea ted by private player but so far lic has been good .
बहुत ही पकाऊ वीडियो है।
Don't buy any lic policy its just waste of money
kese brother example kro mujhe buy krni thi
@@gursewakdehot4366 lic ke kisi plan ke sath milne wala return calculate kar ke dekh lo aur uski compare karo baki policies se
Bakwas plan
100 me kon rahenga zinda.50 Sal karo. Bakwas
50 year 60 70 80 apke upar depend karta hai . Kabhi bhi withdraw kar sakte ho ap sir
Lic me kabhi paise nahi lagana Bhai Mai dhokha kha Chuka hu aap log inki baton mein nahi aana
Kese dokha Mila btaoo
Reason btao
money back policy only give your money back 😅😂
Bhai kiya huaa tha bato I am agene5
I am agent
Lic bhag gaya to?
Not at all sir, lic have sovereign guarantee
Sip in lic kya hey??
पोलिसी होल्डर पैसे नहि भर पाय तो तुरंत पुरा पैसा वापस मिलेगा क्या वो पहले बतााइये
Surrender value check kare.
Yaha apko life insurance bhi milta h sir.
Agar 1 saal me sirf 30 hajar bhare hai aur policy holder k sath kuch ho Jaye toh company ko 15 lakh toh dene hi padte hai .
Koi lic surendar valyu one sal bad deti hai
@@chaitanyapatel7827 no sir after 3 years.
Good 👍
Bakwas
Bakwas