Sharing my *VIEWERS* best money saving tips ⎟PERSONAL FINANCE TIPS⎟How to Save Money Fast

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  • เผยแพร่เมื่อ 5 พ.ย. 2024

ความคิดเห็น • 158

  • @ashleyross5874
    @ashleyross5874 3 ปีที่แล้ว +85

    When I cut my husband's hair, mow my lawn, hand wash my car, etc. I put the amount of money it would have cost to do those things in my savings account. It's not savings unless you actually save it :)

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +4

      Great point!

    • @shantedewise7345
      @shantedewise7345 3 ปีที่แล้ว +2

      I just started doing this, this year. I totally agree!!

    • @serenity1255
      @serenity1255 3 ปีที่แล้ว +8

      Before the pandemic i was attending a barre pilates studio and it cost be $155 a month. During the pandemic I couldn't go anymore and I just moved thr $155 to savings. I signed up for Peleton (don't have the bike) for $14 a month and I have a ton of exercises aside the barre and pilates available to me.
      Also when I have the urge to do Skipthedishes I put the money I would have spent to savings and go eat something from the kitchen.

    • @dollardiydecor9734
      @dollardiydecor9734 3 ปีที่แล้ว +4

      You've made a very simple point, but for some reason, I needed to hear it. lol

  • @iamjane9628
    @iamjane9628 3 ปีที่แล้ว +14

    I love the "pretend you don't have money" tip. This is pretty much what I do all the time, and that is why I actually DO have money!

    • @aurorasanchez7922
      @aurorasanchez7922 ปีที่แล้ว

      When I have cash in my purse even if few $dlls. I don ws ant to spend it.

  • @BrianaBudgets
    @BrianaBudgets 3 ปีที่แล้ว +47

    I am 100% the person that constantly says “I don’t have money.” It works! I’ve always done this.

    • @brokebudget4037
      @brokebudget4037 3 ปีที่แล้ว +3

      I have been doing this same thing for a while. But lately I have been feeling guilty saying this to friends that want to go out to do something fun. Since I know I really do have some money in the bank but I don’t want to spend extra money every week.

    • @iloveprivacy8167
      @iloveprivacy8167 3 ปีที่แล้ว +7

      @@brokebudget4037 "Sorry, it's not in my budget" is just as effective, and perfectly honest. (As long as you are actually budgeting the amount you are comfortable spending on gathering with friends.)

    • @yoursocialmoth
      @yoursocialmoth 2 ปีที่แล้ว +1

      My friends know I do have money, so I just don't spend like crazy when we do hang out. A couple of beers at the bar? No problem. I go shopping with friends? I don't buy anything. I watch them spend.

    • @lisaahmari7199
      @lisaahmari7199 2 ปีที่แล้ว +6

      @@brokebudget4037 This is going to sound ridiculous but my niece is in her late 20's. To save money, she and her friends have started playing cards on the weekends, like young people did back in the 1940's. They have taught themselves Bridge and are now obsessed with it. They also play poker but instead of betting money, they bet tasks. (They bet things like car washes and pet sits and errand running.) They drink homemade margaritas. They save a ton of money, while having an absolute blast. Anyway, just thought I would share that. My gram is still alive at 100 years old. She started playing Bridge in the 1930's and STILL PLAYS. We swear it is why she is still sharp as a tack!! She plays twice a week and has martini parties. 😀My nieces are following her role modelling!!!

  • @bruce5895
    @bruce5895 3 ปีที่แล้ว +51

    Tip # 34 for saving your money; live close to where you work.

  • @maryknaggs2966
    @maryknaggs2966 3 ปีที่แล้ว +48

    Instead of saying " I don't have the money" (negative thoughts) I say " I chose not to spend my money on that"

    • @denisetaylor8683
      @denisetaylor8683 3 ปีที่แล้ว +1

      I agree completely 🤗

    • @BimmerBabe
      @BimmerBabe 3 ปีที่แล้ว +1

      Yesss

    • @celebrationcruisetrip5735
      @celebrationcruisetrip5735 3 ปีที่แล้ว +2

      I always say " I don't have any money for that "

    • @de5072
      @de5072 2 ปีที่แล้ว +1

      I usually say "this isn't worth (× amount of )hours of my hard work"

  • @elainevelasquez607
    @elainevelasquez607 3 ปีที่แล้ว +40

    As a older person on a fixed income...your videos has really helped me and opened my eyes in so many areas. Thank you so much!😊

  • @erinnicolefranco6807
    @erinnicolefranco6807 3 ปีที่แล้ว +29

    Love my capsule wardrobe. I’ve been doing it for 4 years and people always compliment my outfits and make comments like, “You must have a closet full of cute clothes.” Girl... I have had 3-4 pairs of pants max in my closet during this time.
    And my kids love the library. We get free audio books through them too. ❤️

    • @caziontherise
      @caziontherise 3 ปีที่แล้ว +4

      My coworker have always had capsule wardrobes. I watched them and made one and it goes over so much better.

  • @tyresseferguson2462
    @tyresseferguson2462 3 ปีที่แล้ว +16

    I love having a separate account at different banks for spending and other sinking funds. It makes life so much easier for me and I'm not overspending.

  • @Apsaramain
    @Apsaramain 2 ปีที่แล้ว +3

    I love this! Skip the holidays - mostly gift giving! There are SO many ideas to make it enjoyable. I don’t need another low budget item, in fact - I am picky and I hate clutter. I would MUCH rather be invited to a hot cocoa or cookie exchange party, an Xmas light walk, a pasta dinner where I can bring the host a bottle of wine to share, an Xmas movie marathon with holiday goodies - I could go on and on. If it’s someone close like my sister, a heartfelt card would make me more happy than anything anyone could ever get me.
    I have to say that Pinterest is somewhat harmful for me - I start looking at things I don’t have. Cleaning/organizing with intent is a better choice for me - I never fail to feel more appreciative for what I have 💗

  • @AdrienneC
    @AdrienneC 3 ปีที่แล้ว +13

    Yes having separate accounts works. I use a cash envelope for my groceries. When that runs out no more grocery spending for the month. It's so easy to overspend on groceries using your debit card but that cash disciplines you.

  • @jazzcbudgets
    @jazzcbudgets 3 ปีที่แล้ว +24

    I love have separate bank accounts for bills, spending, etc. My friend told me about this tip a few years ago and it’s been a true game changer in my finances.

  • @BubblyViolin11
    @BubblyViolin11 2 ปีที่แล้ว +4

    In addition to unfollowing certain influencers, I’ll follow influencers that exhibit behaviors that I want to emulate. I’ve unfollowed all makeup and fashion channels that post frequent hauls, and followed influencers that use creativity to love what they own. This gets me out of a scarcity mindset and into an inspired one.

  • @rosanapoleon8212
    @rosanapoleon8212 3 ปีที่แล้ว +15

    I put money on a prepaid visa for shopping for 90 days after those 90 days i go shopping.

  • @maximalismrehab6030
    @maximalismrehab6030 3 ปีที่แล้ว +22

    Love this idea of sharing tips from different people - we all have different circumstances so different pieces of advice can be more or less helpful depending on those circumstances, I will definitely be trying out some of these tips!!

  • @becca_beckks
    @becca_beckks 3 ปีที่แล้ว +9

    I recently unfollowed a lot of influencers and it’s saving me lots of money!

  • @cheryldk
    @cheryldk 3 ปีที่แล้ว +14

    I have weekly budget for groceries and everytime I buy something I write it down on a little notepad. I add it all up and if I go over I subtract it from the next week. If I stay under I might add it to next week or transfer it to my savings.

    • @odessaharris5614
      @odessaharris5614 3 ปีที่แล้ว +1

      I do the same! Great frugal minds think alike.👍🏽

    • @plantlady1227
      @plantlady1227 3 ปีที่แล้ว

      I've started writing down an estimate of what I expect to pay next to each item on my list, along with a total of what I expect to pay for everything. I try to beat the price if I can every time - it keeps me on point budget-wise. Any time I come in under budget I put the extra away for when we have to restock items we buy in bulk, which require a larger outlay of funds but which will last longer and tend to be less expensive per pound (rice, beans, oatmeal, etc). Also, I'm starting to look harder at convenience foods - instead of buying some boxes of cake mix, I got some quart sized jars and made my own using flour, sugar, salt and baking powder (which I already had on hand). It cost me about 70 cents apiece compared to around 2 dollars per box at the store. When buying on Amazon, I can usually get a few dollars off by purchasing something used or from the Amazon Warehouse. So far I have gotten items that are perfectly serviceable with minimal to no wear at all. The most recent was a Lodge cast iron skillet with a single scratch on the side and a tiny knick on the edge. Neither matters at all to the function of the skillet and as it builds up layers of seasoning over time they won't even be noticed. It's good to save things from the landfill this way.

  • @tunisiarawles
    @tunisiarawles 3 ปีที่แล้ว +10

    I love this week's money saving tip. It's nice to know that you have viewer with useful tips of their own who shares their knowledge so we can benefit with the information that they give.

  • @carlaferguson8269
    @carlaferguson8269 2 ปีที่แล้ว +1

    I love the idea of setting a budget for each food category 😍😍

  • @jilldenkinger8540
    @jilldenkinger8540 2 ปีที่แล้ว +1

    I love the holidays, but my family and I haven’t exchanged Xmas gifts in over a decade. We just spend the time enjoying our time together. ❤
    I also have used an overdraft protection option for my checking account for years. It’s cut out a lot of financial stress for me!

  • @jonnaborosky8836
    @jonnaborosky8836 3 ปีที่แล้ว +3

    Very clever to show what others share! Thank you. I don't have to pretend I don't have money go spend. I really don't. Amazing how well that keeps me from spending!

  • @bonitajordan6825
    @bonitajordan6825 3 ปีที่แล้ว +4

    I now follow only certain sites that encourage mindfulness with spending, savings, heathy eating, decluttering and budgeting effectively. Determining needs versus wants is now easy. Presently my focus is rebuilding my emergency fund and culling my clothing using the capsule wardrobe concept.

  • @danicegewiss862
    @danicegewiss862 3 ปีที่แล้ว +3

    My husband and I exchange Christmas gifts between ourselves. Every year he does a major project to improve our home. We classify it as his birthday, anniversary, and Christmas gift to me. I buy him one item for Christmas. We celebrate our birthdays with free restaurant meals. I honestly don't want or anymore stuff in our house. The University I work for allows us to use its facilities for free...pool, gym, etc. as well as taking classes for free. I'll have to check if they allow students to eat their culinary goodies.

  • @the_only_living_ghost
    @the_only_living_ghost 2 ปีที่แล้ว +1

    Baked goods and homemade cards work well as gifts!

    • @thebrokenwallet
      @thebrokenwallet  2 ปีที่แล้ว +1

      Yes, that's an excellent idea...a great way to save money. Thanks for sharing!

  • @teishabee1993
    @teishabee1993 3 ปีที่แล้ว +10

    I often say I don't have any money. I don't have as much money in my savings account as I want.

  • @1818dedee
    @1818dedee 3 ปีที่แล้ว +7

    For gift giving, we are pretty simple. We don’t see our family and my husband’s family do not give gifts and don’t celebrate christmas. So we set a budget for each of our kid(100$ each), give a gift to my mom and my goddaughter. That’s it. Sometimes if we have money, we buy each other a gift. We bought gifts that are useful to the person. We ask my mom what she needs and we give it to her. I bought my husband a new bathrobe he uses everyday. He got me bath products I really use, but never buy myself for saving purpose. For kids, it’s harder since it’s mostly toys because they are little for now. Another trick I do is doing overtime to pay for the gifts and sell any kids’ toys and unessential items in my home. That way, I don’t end up with an insane amount of toys that don’t get played with. I have enough place for the new toys coming in

  • @user-kr4ek8qf4q
    @user-kr4ek8qf4q 3 ปีที่แล้ว +6

    I don’t comment often but I just have to say thank you. I love how you keep it real. I really resonated with you. You are really helping me get myself and my husband on track. ❤️

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +1

      Thank you so much 🤗 I appreciate that!

  • @azel.sorbe.fashion
    @azel.sorbe.fashion 3 ปีที่แล้ว +1

    Awwww! You said right about capsule wardrobe! 😄👍🏼👏🏼 So glad you mentioned that

  • @dontleaveamessage
    @dontleaveamessage 3 ปีที่แล้ว +10

    I deleted my Instagram altogether. That mess was toxic. Great video

    • @kezasmith6546
      @kezasmith6546 3 ปีที่แล้ว +1

      That's me with fb. Had to.

  • @candlewax5234
    @candlewax5234 3 ปีที่แล้ว +3

    After food shopping I put use by dates on meat on my kitchen calendar. Saves missing the date and throwing it away.

  • @michellemybelle22
    @michellemybelle22 3 ปีที่แล้ว +4

    Having separate accounts as you’ve outlined helped me tremendously

  • @ltgemini1599
    @ltgemini1599 2 ปีที่แล้ว

    I've been a library audiobook user for years. Great way to multi-task.....or be enthralled and stare into the distance.

  • @ms6760
    @ms6760 3 ปีที่แล้ว +3

    Thank you for putting those tips together! Having a separate spending account seems smart.

  • @azel.sorbe.fashion
    @azel.sorbe.fashion 3 ปีที่แล้ว +1

    I so agree with what you said regarding fashion hauls! They are bad for people's finances and - the environment cuz they promote unsustainable consumption! Also agree on pinterest! 👍🏼👏🏼

  • @hannahc2836
    @hannahc2836 3 ปีที่แล้ว +3

    Thank you for these tips! 😊 I was thinking the other day about how I’m trying to keep up with TH-camrs who shop a lot, but it’s part of their job and they get sent a lot for free/get paid to advertise the items. I hadn’t even thought that they might get things on expenses too!

  • @maswilli
    @maswilli 3 ปีที่แล้ว +3

    Great tips! I implement a lot of them, but the grocery one is a great idea!

  • @laynereed3702
    @laynereed3702 3 ปีที่แล้ว +7

    I do have separate spend vs billpay checking accounts and it's the best idea. I give myself $300 per paycheck for spending and transfer the rest to the bill account.

    • @celebrationcruisetrip5735
      @celebrationcruisetrip5735 3 ปีที่แล้ว

      Same here. $300 a check is for all my wants including my extra driving. Keep up the good work. Happy Saving 😊

  • @beverlysmith6708
    @beverlysmith6708 3 ปีที่แล้ว +9

    Thank You, what I do when I want to spend I go on the store web sight and put things in the box category and then put in the archives for a later date maybe in time I might buy it 😊

  • @hannahmckee2832
    @hannahmckee2832 3 ปีที่แล้ว +38

    Watch TH-cam videos like these instead of shopping!

  • @diamondsandpearls899
    @diamondsandpearls899 3 ปีที่แล้ว +1

    I’m heavy on the not celebrating the holidays for this entire year I’ve been saying that since January glad I’m
    Not the only one that feels that way

  • @trenekabrown1150
    @trenekabrown1150 3 ปีที่แล้ว +2

    Another tip don’t go grocery shopping when u hungry LOL 😂 I did that... spent way too much

  • @samevans1289
    @samevans1289 3 ปีที่แล้ว +2

    #3 works WONDERS for me! It gives me such a rush of endorphins, at the end I'm so satisfied it's like I actually bought all those things. I have no idea why it works but I'm not gonna question it. :)

  • @ercokatty
    @ercokatty 3 ปีที่แล้ว +5

    Great video as alway! BTW, I love the “karate chop” in the pillow behind you! 😂

  • @alonzofloyd8140
    @alonzofloyd8140 3 ปีที่แล้ว +5

    I use the I don't have any monies, this is the best way i save, but the Holidays are my biggest weakness when it come to family, I'm working on it :)

    • @cherylT321
      @cherylT321 3 ปีที่แล้ว +2

      I use Christmas club accounts so the money is always there!

  • @sabrina9333
    @sabrina9333 3 ปีที่แล้ว +3

    Everything was so good but grocery list catalog just blew my mind 🤯🥰💗

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +2

      Same!!

    • @sabrina9333
      @sabrina9333 3 ปีที่แล้ว +1

      I didn't even think to keep a budget for the meat and vegetables and just staple supplies. 😁

  • @charleswoods5516
    @charleswoods5516 3 ปีที่แล้ว +2

    The first one is golden!!!!! Excellent video as always!!!!!

  • @HZshah
    @HZshah 3 ปีที่แล้ว +1

    You're so right number 1
    Even in real life
    I did that in my life and
    social media

  • @hannahpedersen9429
    @hannahpedersen9429 2 ปีที่แล้ว

    Something that always helps me is to keep away from online shopping after a certain time. So like anytime after 9 pm I'm more likely to impulsively buy a makeup item I don't need, or a new phone charger. Definitely is a game changer.

  • @susanbullock7258
    @susanbullock7258 2 ปีที่แล้ว +1

    Preach sis!

  • @EmilyDowgialo
    @EmilyDowgialo 3 ปีที่แล้ว +9

    Excellent tips! I loved hearing these!

  • @faridahnakayemba1496
    @faridahnakayemba1496 3 ปีที่แล้ว

    Living within your budget is the key

  • @msladypmodel
    @msladypmodel 3 ปีที่แล้ว +1

    i like the grocery categories tip

  • @deedot_x
    @deedot_x 3 ปีที่แล้ว +9

    Love this, your videos keep me motivated to save :)

  • @GEAUXFRUGAL
    @GEAUXFRUGAL 3 ปีที่แล้ว +16

    2 account keep the money safe. Scammer cleaned out dads account. I have an account that never is involved in a transaction. It's atm access only.

    • @cherylT321
      @cherylT321 3 ปีที่แล้ว +1

      Good one! Did your dad get the money back?

    • @GEAUXFRUGAL
      @GEAUXFRUGAL 3 ปีที่แล้ว

      @@cherylT321 Nope it was a debit card so he got screwed.

    • @cherylT321
      @cherylT321 3 ปีที่แล้ว +1

      @@GEAUXFRUGAL Oh, man!

  • @lissetsanchez5316
    @lissetsanchez5316 3 ปีที่แล้ว +2

    These are some great tips that I never heard before. Thank you for sharing! 💵☺️

  • @kathleenhill5838
    @kathleenhill5838 3 ปีที่แล้ว +3

    We appreciate your tips so much, thank you for sharing others also.

  • @MoneywithGab
    @MoneywithGab 3 ปีที่แล้ว +2

    Great video love your content! Thanks for sharing our comments

  • @Mimi8402
    @Mimi8402 3 ปีที่แล้ว +3

    Thanks for the tips!

  • @jillstover8782
    @jillstover8782 3 ปีที่แล้ว

    I like the clothing idea👏🏻

  • @susanswinskey8573
    @susanswinskey8573 3 ปีที่แล้ว

    "Unfollow influencers."...Why didn't I think of this??? 😇 you are a peach! Thank you.

  • @MariaAndersenCrypto
    @MariaAndersenCrypto 3 ปีที่แล้ว +5

    That’s awesome 💪🏻💪🏻💪🏻

  • @shelleyviohl7876
    @shelleyviohl7876 3 ปีที่แล้ว

    You got that right. I shop out of boredom......I would love to have a capsule wardrobe too with classic timeless pieces. However, no one dresses like that where I live so I would be perceived as frumpy.

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +1

      Thanks for sharing!!

    • @murielbarry3766
      @murielbarry3766 3 ปีที่แล้ว

      Did you ever think of learning to sew. You can make outfits that they will envy you for, and remember, your outfits are designer made. Get your own label. Have fun life is short.

  • @mateleinadams433
    @mateleinadams433 3 ปีที่แล้ว +3

    Thanks so much for your tips. I really appreciate them🤑

  • @user-wf8xi5fs8r
    @user-wf8xi5fs8r 3 ปีที่แล้ว +6

    People should ask themselves whether it’s a need or a want when making purchases. If it’s not a need, then your money will probably look better in the bank.

  • @mammusaeinki6317
    @mammusaeinki6317 2 ปีที่แล้ว

    This is the third video of your that I have seen. You are great. Thank you.

  • @flovd2581
    @flovd2581 3 ปีที่แล้ว

    Hi, as regards clothes you can use lookastic to have outfit ideas from the clothes you already own. There were also lots of videos about what to wear when you have nothing to wear with all you have in your closet 😜😜😜

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +1

      I didn’t know about that, thank you for the tip!!

  • @FlossyT47
    @FlossyT47 3 ปีที่แล้ว +3

    Im already doing most of these!

  • @JuliaAthayde
    @JuliaAthayde 3 ปีที่แล้ว +4

    Vee, I love your videos. Can you make one about how to save electricity?

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +1

      Thanks for the suggestion! I'll add to my list!

  • @KLUDUP
    @KLUDUP 3 ปีที่แล้ว +5

    I love these videos, keep them coming! 👌🏾

  • @cynthiajudkins2250
    @cynthiajudkins2250 3 ปีที่แล้ว +2

    Great job a couple that I've never heard b4 thx

  • @plantlady1227
    @plantlady1227 3 ปีที่แล้ว

    You could consider "moving" holidays to save money. For example - my husband and I do not observe Valentines Day on Feb 14. The date has no significance in our relationship and things like dinner out and flowers are so over priced compared to any other time of year. Instead, we picked another day that had meaning to us a month later and we will do a nice dinner or something special on that day instead. I have also heard of people celebrating Christmas after the actual date and saving a bundle on decorations and all the trappings with clearance sales (one couple even hauled a tree home from the side of the road -that's pretty extreme though). That one may or may not work depending on your situation, but it has some possibilities in terms of decreased expenses, including travel expenses.

    • @thebrokenwallet
      @thebrokenwallet  2 ปีที่แล้ว

      That's a good point! Thank you for sharing!

  • @nataliefontane
    @nataliefontane 3 ปีที่แล้ว +1

    I haven't bought gifts since 2016. I donate to someone's favorite charity if they're expecting something from me, but most people don't expect us to give them presents for the holidays.

  • @BelleStreetBoyz
    @BelleStreetBoyz 3 ปีที่แล้ว

    So many fantastic tips!! Thank you for sharing 😊👍🏻🌻

  • @mabkoch
    @mabkoch 3 ปีที่แล้ว +1

    Thank you!

  • @HZshah
    @HZshah 3 ปีที่แล้ว +1

    I do celebrate maybe 2 in year
    Even that I save for if I don't have money I don't

  • @beverlyjdesigns1410
    @beverlyjdesigns1410 3 ปีที่แล้ว +2

    Great viewer tips!!

  • @mksugerman1500
    @mksugerman1500 3 ปีที่แล้ว +1

    I wish our library was open! Their website is very difficult to use.

  • @kayew7410
    @kayew7410 3 ปีที่แล้ว +1

    Please, please, please, PLEASE look up the overdraft protection opt-in regulation of July 2010. US banks can only charge you those overdraft "protection" fees IF you opt-in to overdraft protection; otherwise, insufficient balance charges just get declined.

  • @KRAFTEELEFTEE
    @KRAFTEELEFTEE 3 ปีที่แล้ว +2

    Love this thanks for sharing!

  • @maureenmccrackin6933
    @maureenmccrackin6933 3 ปีที่แล้ว +5

    These tips are excellent.

  • @sharondorival8853
    @sharondorival8853 3 ปีที่แล้ว

    Is it good to print money in your checking account from your savings?

  • @MmM20978
    @MmM20978 3 ปีที่แล้ว +1

    Good tips!

  • @sharondorival8853
    @sharondorival8853 3 ปีที่แล้ว +1

    How do you know when it's a good time to spend within your savings?

    • @chioma3100
      @chioma3100 3 ปีที่แล้ว +2

      I find when it is absolutely necessary for an emergency or when I really need an item. Minimalism has helped me focus.

    • @sharondorival8853
      @sharondorival8853 3 ปีที่แล้ว

      Ok I understand what you're saying only spend minimally on items that you really need.

    • @chioma3100
      @chioma3100 3 ปีที่แล้ว +4

      @@sharondorival8853 That and question like she said in another video, ask yourself, do I need it? Can I borrow it? Can I access it for less? Can I use something else that I have that will get the job done? Can I repair it or get it repaired for less than replacement or initial purchase? Then even wait 24-48 hours for it to see if you still need it and do not get it using anemic funds or credit if it will make you go over budget.
      Also, I've been going through our small apartment and can't believe all of the items I have or rather that have me. I've been going on a minimalism journey and it is freeing. I can see reclaiming more time in my life from less ownership and that is further incentive for me to keep going. That and I can't believe how much my family has saved using so many of the tips listed here and I'm incorporating more and hope to have a huge chunk to put down on a home if not purchase outright in an auction. This is a lot of incentive to keep me focused.
      ***Focus on your why and it falls into place.

  • @tammyconley4661
    @tammyconley4661 2 ปีที่แล้ว

    Watch survival shows for entertainment, Alone, Naked and Afraid- it may sound strange, but all give me a survivor mentality and help me think outside the box.

  • @SymonSays
    @SymonSays 3 ปีที่แล้ว +2

    It would be easier to buy a pre-paid Visa card rather than opening a seperate chequing account.

    • @biblioholic7139
      @biblioholic7139 3 ปีที่แล้ว +2

      A lot of banks in US offer cash bonuses for opening new accounts and meeting certain criteria so that might be worth the extra effort.

    • @thebrokenwallet
      @thebrokenwallet  3 ปีที่แล้ว +2

      Great tip! Thanks!

  • @aprilcastillo5487
    @aprilcastillo5487 3 ปีที่แล้ว +2

    Ive definitely stopped following all of these fake influencers... I Try and stay to people that help me grow mentally and give great education.