Glad you acknowledge Dave Ramsey snowball method in this video. Also glad that you encourage people to pay off debt, especially their credit card, and build better habits. Nice work.
Greta video Raymond. I've just switched banks and opened a HISA which earns me 5.5%pa after only recently realising my old bank was only paying 2.35%pa. I'm also looking into ETFs but still trying to learn more about them and which ones to buy etc.
Great video Raymond! One way I used to automate savings and investments , was to ask my pay office to transfer 10% pretax to super and 20% to an online high interest savings account. They were happy to accomodate.
Great content! Absolutely love it. ❤ I've been listening to Dave Ramsey for a while now and wished someone made similar content for Australians. Could you make some content comparing the 401k option he constantly talks about to any similar options available for Australians.
Love Dave Ramsey also. When he talks about 401k options, it refers to their superannuation as they don't have it automatically paid in the states like we do. For example when he speaks about the 'match', it's because when they put in their 401k option, their employer also adds to it as a contribution. A bit like 'salary sacrificing' for us here where we can add additional payments to our super up to $30,000 this financial year (including our employers contributions) for a tax benefit.
Hey mate appreciate that feedback, I have a playlist on superannuation (which is our equivalent of a 401k) which you can check out here - th-cam.com/play/PLEOAm-2VrjywLF37LJOqkRQXHR-wFhSiQ.html
Hey mate I personally use Moomoo now but there are plenty of other low cost brokers that you can choose which include Stake or CMC. Perhaps check out a video I did recently regarding my broker of choice - th-cam.com/video/rXliZSRek_M/w-d-xo.html
Glad you acknowledge Dave Ramsey snowball method in this video. Also glad that you encourage people to pay off debt, especially their credit card, and build better habits. Nice work.
I appreciate that! There's no point investing if you're paying $100s worth of interest
Greta video Raymond. I've just switched banks and opened a HISA which earns me 5.5%pa after only recently realising my old bank was only paying 2.35%pa. I'm also looking into ETFs but still trying to learn more about them and which ones to buy etc.
That spreadsheet is amazing, thank you Raymond!!
Great video Raymond! One way I used to automate savings and investments , was to ask my pay office to transfer 10% pretax to super and 20% to an online high interest savings account. They were happy to accomodate.
Thanks Raymond - quality content!
Glad you enjoyed it
Thanks for the helpful content! Where can I find the spreadsheet download link?
I've updated the description with the link apologies!
Great content! Absolutely love it. ❤ I've been listening to Dave Ramsey for a while now and wished someone made similar content for Australians.
Could you make some content comparing the 401k option he constantly talks about to any similar options available for Australians.
Love Dave Ramsey also. When he talks about 401k options, it refers to their superannuation as they don't have it automatically paid in the states like we do. For example when he speaks about the 'match', it's because when they put in their 401k option, their employer also adds to it as a contribution. A bit like 'salary sacrificing' for us here where we can add additional payments to our super up to $30,000 this financial year (including our employers contributions) for a tax benefit.
Hey mate appreciate that feedback, I have a playlist on superannuation (which is our equivalent of a 401k) which you can check out here - th-cam.com/play/PLEOAm-2VrjywLF37LJOqkRQXHR-wFhSiQ.html
Love the content mate. Keep it up!
Glad you enjoy it!
Hey, where's the spready at?
I've updated the description with the link apologies!
Hi Raymond, which one is the link for the excel spreadsheet?
I've updated the description with the link apologies!
Which platform charge less while investing
Hey mate I personally use Moomoo now but there are plenty of other low cost brokers that you can choose which include Stake or CMC. Perhaps check out a video I did recently regarding my broker of choice - th-cam.com/video/rXliZSRek_M/w-d-xo.html
Could you please make video on paying rent with credit card?
LOL money in red pocket
😂😂