hahah so true. Once you are rich you can do any gas. he says property is 2-3 % rental yield but does not talk about the price appreciation due to black market economy.
A lot of people in the comments section dont seem to get their thought process. For a 2.5 lakh emi they will get “a” house in “a” location. They are not looking for that. They are specifically looking at this location and a house in that building. For this house their EMI at 9% interest for 20 years would be approx 8.5 Lakhs per month if they take about 9 crores as loan and put 1 cr as downpayment. Plus they will be paying almost 10cr in interest by end of term. They are at a stage of life where they dont want 20 years of EMI. They are getting the lifestyle they want for 1/4th of the price and they can shift anywhere they want based on the requirement. After 5 years if they want to stop working completely they can shift to a bungalow in tier 2 city and even that rent would be cheaper than the rent of this house. They have ownership of other houses which are more for investment and disposal. I loved their concept because most of us stuck in owning the house we want to live in and it makes it difficult to free up money for investments
All the points you have mentioned seems like excuses to run away from the city. If they are likely to stay in some other location then they should be purchasing the property there asap
To all the people who feel like following them should refrain from this because they are exceptions. If you catch exceptions you can land nowhere. I would suggest go by the trend and take a home loan which comes at low interest, feel the pride of ownership , enjoy the property in your younger ages. Once you get bored you feel like owning a bigger property. Hence you are up skilling and growing up. RENTALS WILL NEVER GIVE YOU FINANCIAL MATURITY.
I have been renting for last 15 years, have lived in luxury houses,and never feel owning a house! I can’t ruin my life under heavy EMI. I want to enjoy my life.
Its waste of your money to give in loan interest instead live in rent save every penny and buy house without taking loan even if it come in your late 40 or mid 50s. No care if you have own home or not but u alone have to take the burden of emi.
this is a brilliant strategy, instead of thinking vertical, think & act Horizontal. I have been writing in the social media as well as to Govt. agencies, to concentrate economy not vertically but horizontally. The phase of vertical growth ends with concentration of focus on metro cities, which have become only concrete jungles, & now is the time to think horizontal. This will work best for the diverse nature of our geography!
Very impressed with his future venture .,Now a days in India people are so obsessed with money . life is to short, and expansion brings , health problems , emotions, anger, and limited time for yourself . spider builds it's web more than it needs and one day gets entangled in the same web and dies , it builds web to catch a pray it does not need that big , capitalism ruins a healthy life style. this successful couple seem to be a very well educated couple and with a great performance capacity , i wish them a good luck .
Tq Kushal for ur lovely interview with Abhishek gi and Sneha gi , we the prawn framer of India now struggling to export our prawns to 50 % USA , 25 % to China , 10% EU , 8% to Japan & rest other parts of globe, now we are looking for domestic market as National president of prawn farmers federation of India ( IPR Mohan Raju) , we are also exactly looking for 100 cities in India to penetrate at least 1000 MT of prawns every day to take care of 1 lakh primary producers and their ₹ 5000cr wages to rural folk, can you make some effort with Abishek gi & Sneha gi way forward ( consumer preference, venture startup, consumer awareness and investment guidance etc ) . Regards/ Mohan raju
Power couple and very thoughtful with their investments and life decisions 👍 Insightful video but one suggestion. The video is giving much more info than what title suggests. title description needs a change.
Absolutely agree with this man. A man buying house for 10 crore. When he will sell he will not get 20 crore the cost of the house will still be the same.
The last piece of advice was really insightful for a person like me who has recently started his professional journey ( Staying for that 1 extra hour) Brilliant insights guis!🍻
Big fat weddings support the local economy, it supports the vendors supplying flowers, decors, food etc. For eg Anant Ambani spending 1300 crores on pre wedding gets directly injected into the local economy of Jamnagar, atleast most of it. The trend towards minimalism when it comes to weddings will hurt these small vendors. Not a trend I would I like to see.
About Investment both wife and husband has great knowledge. Every one has their own thoughts. Your video conversations I am watching how to interact new and old people to invest on land , PLOTS and other investments like apartments. I am a property advisor senior from Hyderabad. Nice to watch the new startup people from India business.
I am from udaipur too.. more power to Udaipurities❤ It was a great Insight by your father on Managing Money......Save 50% of Salary and Spent 1 hour more at office🎉🎉 and invest money on experiences and Travel😅❤ Loved your Insights and the Clearity you have in life❤
That's why people like you remain poor. Jab Paisa kamane layak nahi rahenge tab tak investments itni badi ho chuki hongi ki saara Paisa nikal kar agar sirf Bank FD mein bhi rakh denge toh saal ka itna interest aega jisse saare kharche nikal jaenge including rent aur fir bhi Paisa bach jaega
Hey . So after each question you say got . Got it! Sounds bit normL. May be after each convo you can say hmm that's good . I get it . That's nice . Quite insightful.
Video ke shuruaat me jis ghar me wall pr world map laga hua hai usme india ka distorted map dikhaya hua hai... please awareness create kare... apne desh ke logo ko apne desh ka original map pata hona chahiye.. Please agar possible ho to un couple ko bol kar us map ko living room se hatwa diya jaye.. please please 🙏
Lol! You don't do that when you already have another assets. You always use yeild from those assets to finance your rent. You pay EMI when you don't have any other asset so you prefer to pay EMI instead of rent to create an asset. As they mentioned that flat is of 10 Cr so it's definitely better to pay rent than the huge EMI.
30LPA EMI, similar to their current rent - for a 10cr house that will take 33 years to pay in full, idk what are you talking about getting ownership in few years? I think these guys know what they are doing.
But instead of putting 2.5 lakhs in emi for buying a house. Why not invest that 2.5 lakhs monthly in any other investments where returns are more? After 6 years maybe you'll end up losing 1.8 crores in rent but may get more returns by other investment
They don't need house anymore They are just using those houses filled with luxury to fulfill their desires Take it as a rich man already has a pretty wife and kids with her but still wants to explore other kind of beauties but doesn't want another lifelong commitment as it comes with it's own set of issues as well So he is paying for services and fulfilling his desires😆
EMI of 2.5L will not get them the same house that they are living in. They would have to downgrade their lifestyle. Besides, after 20-25 years, there's no structural guarantee of the huge apartment building they are living in. Owning an apartment in high towers is absolutely useless because you do not own any land, and also no guarantee wrt building's structural integrity. For them, 2.5L of expense over 20 years will yield them better returns than 2.5L of investment over 20 years. Returns for them is not always financial, they could prefer lifestyle, mobility, neighborhood, freedom ..etc.
This is all total BS. The fact remains that Abhishek's venture is a total failure, his wife is as big a failure as their MBA institute ISB. Kushal should take examples from IIMA which is the premier most institute in India and not ISB which takes candidates who do not quality for IIMA in the first place.
@@reetunayan4840 Jaativaad se kuch nahee hota. Ambani is also not marwari and neither is Adani. Marwaris are only kanjoos, even Punjabis do better business than Marwaris. Sorry to disappoint you
Bahut saalo pehle kharida hua jaaydad gift mein mila ho tho usse jyada kamaney vaaley bhi hai. Abhi khudh se property khareed kar utna kamaney ki liye bahut investment leg jaata hai
![2.5 Lakhs VS 1 CRORE Annual Expense? [Minimalist VS Spender]](http://i.ytimg.com/vi/A3DA8FB1bIw/mqdefault.jpg)
A successful man is one who does whatever he wants and then invents an argument to prove it was a perfect decision
Very well put😂
hahah so true. Once you are rich you can do any gas. he says property is 2-3 % rental yield but does not talk about the price appreciation due to black market economy.
@@logicsandtrolls3616 👍
Just started casually to watch, but I could not stop it till end. Nice Konversation
A lot of people in the comments section dont seem to get their thought process. For a 2.5 lakh emi they will get “a” house in “a” location. They are not looking for that. They are specifically looking at this location and a house in that building. For this house their EMI at 9% interest for 20 years would be approx 8.5 Lakhs per month if they take about 9 crores as loan and put 1 cr as downpayment. Plus they will be paying almost 10cr in interest by end of term.
They are at a stage of life where they dont want 20 years of EMI.
They are getting the lifestyle they want for 1/4th of the price and they can shift anywhere they want based on the requirement. After 5 years if they want to stop working completely they can shift to a bungalow in tier 2 city and even that rent would be cheaper than the rent of this house.
They have ownership of other houses which are more for investment and disposal. I loved their concept because most of us stuck in owning the house we want to live in and it makes it difficult to free up money for investments
All the points you have mentioned seems like excuses to run away from the city. If they are likely to stay in some other location then they should be purchasing the property there asap
Your point is valid. That's exactly what they are looking for. Rich people that I know are doing the same today.
To all the people who feel like following them should refrain from this because they are exceptions.
If you catch exceptions you can land nowhere. I would suggest go by the trend and take a home loan which comes at low interest, feel the pride of ownership , enjoy the property in your younger ages. Once you get bored you feel like owning a bigger property. Hence you are up skilling and growing up. RENTALS WILL NEVER GIVE YOU FINANCIAL MATURITY.
I have been renting for last 15 years, have lived in luxury houses,and never feel owning a house! I can’t ruin my life under heavy EMI. I want to enjoy my life.
@@naseemahamad3006 Happy for you
Its waste of your money to give in loan interest instead live in rent save every penny and buy house without taking loan even if it come in your late 40 or mid 50s. No care if you have own home or not but u alone have to take the burden of emi.
Thank you Kushal and many thanks to Abhishek and Sneha for amazing insights 👌
They are spending 30 lakhs per year in just rent..... They are surely on top of there fields🎉
this is a brilliant strategy, instead of thinking vertical, think & act Horizontal. I have been writing in the social media as well as to Govt. agencies, to concentrate economy not vertically but horizontally. The phase of vertical growth ends with concentration of focus on metro cities, which have become only concrete jungles, & now is the time to think horizontal. This will work best for the diverse nature of our geography!
This is Ground level eye opener and knowledge📚 👍🙏
Very impressed with his future venture .,Now a days in India people are so obsessed with money . life is to short, and expansion brings , health problems , emotions, anger, and limited time for yourself . spider builds it's web more than it needs and one day gets entangled in the same web and dies , it builds web to catch a pray it does not need that big , capitalism ruins a healthy life style. this successful couple seem to be a very well educated couple and with a great performance capacity , i wish them a good luck .
The title seems exaggerated and designed to attract clicks rather than provide genuine content.
Tq Kushal for ur lovely interview with Abhishek gi and Sneha gi , we the prawn framer of India now struggling to export our prawns to 50 % USA , 25 % to China , 10% EU , 8% to Japan & rest other parts of globe, now we are looking for domestic market as National president of prawn farmers federation of India ( IPR Mohan Raju) , we are also exactly looking for 100 cities in India to penetrate at least 1000 MT of prawns every day to take care of 1 lakh primary producers and their ₹ 5000cr wages to rural folk, can you make some effort with Abishek gi & Sneha gi way forward ( consumer preference, venture startup, consumer awareness and investment guidance etc ) . Regards/ Mohan raju
So enlightening, especially their thoughts on spending on wedding 👌
Best and most informative video...
Power couple and very thoughtful with their investments and life decisions 👍
Insightful video but one suggestion. The video is giving much more info than what title suggests. title description needs a change.
The definition of tier 2 is complete nonsense. I was flabbergasted after hearing this 😂😂😂
Absolutely agree with this man. A man buying house for 10 crore. When he will sell he will not get 20 crore the cost of the house will still be the same.
The last piece of advice was really insightful for a person like me who has recently started his professional journey ( Staying for that 1 extra hour)
Brilliant insights guis!🍻
Hy Kushal..Very insightful conversation.. liked the guests in your show. pls have more such sessions wirh ISB alumni
Big fat weddings support the local economy, it supports the vendors supplying flowers, decors, food etc. For eg Anant Ambani spending 1300 crores on pre wedding gets directly injected into the local economy of Jamnagar, atleast most of it. The trend towards minimalism when it comes to weddings will hurt these small vendors. Not a trend I would I like to see.
About Investment both wife and husband has great knowledge. Every one has their own thoughts. Your video conversations I am watching how to interact new and old people to invest on land , PLOTS and other investments like apartments. I am a property advisor senior from Hyderabad. Nice to watch the new startup people from India business.
Itna pesa hone k baad bhi kabutarkhane mai rhte hain apna banglow kyu nahi le lete
Ghr wahi hota hai jiske niche zameen ho
I was keep looking for the point of time to skip this video and I end up watching till the end. Nice 🎉 work
I am from udaipur too.. more power to Udaipurities❤
It was a great Insight by your father on Managing Money......Save 50% of Salary and Spent 1 hour more at office🎉🎉 and invest money on experiences and Travel😅❤
Loved your Insights and the Clearity you have in life❤
Rich folks staying in rented space is not a new thing. This might be new to you guys
To who?
Bhai home tour bhi karva dete.😢
Good podcast...lots to learn from this ..Thanks kushal
AT LAST I FIND A HUGE DIFFRENCE IN THINKING OF PEOPLE LIVING IN NCR DELHI VS MUMBAI PEOPLES THINKING AND INVESTMENT IS POPULAR IN PEOPLE OF MUMBAI
This is real women empowerment ❤
Best real talks❤...
We would love to have more of such
Renting husband and wife is nice concept.
Inspiring/Lively/Happy couple... GOALS!
Great to hear about Udaipur. I grew up in Bangalore and now in Bangalore. This couple is so grounded and yet so resourceful with their thoughts.
What is the interest on personal loan by pepper money?
Loving this interview so much relatable
smart people
A wonderful conversation 🎉🎉
thanks for this much informative
Help people in need . Employee poor people . Donate and feed hungry 🙏 Jai hind
such a wonderful couple
Instead of buying properties for investment and renting, might as well buy an own house .
Such a balanced woman
damn kushal loved it
Tier 2 cities infrastructure is bogus in india
I dont know why he sounds so much like oyo founder ritesh .
Wrong choice jab paisa kamane layak nahi rahege to kese rent bharege
That's why people like you remain poor.
Jab Paisa kamane layak nahi rahenge tab tak investments itni badi ho chuki hongi ki saara Paisa nikal kar agar sirf Bank FD mein bhi rakh denge toh saal ka itna interest aega jisse saare kharche nikal jaenge including rent aur fir bhi Paisa bach jaega
Very interesting point of view
This was fun and helpful in many ways.
Very insightful and intellectual
thanks
supressed smiles
Hosur in tamil nadu is the emerging city.....
No kids that's why they are not investing in anything....whom they will leave it to
Watching this video with no financial planning..and no hope to become rich
I am from indore❤....where he lives in indore
such a joyous couple hahahah!! loved it
I like this couple bonding❤
They already own house...
It’s just 3000$ for them
Nice
Hey . So after each question you say got . Got it! Sounds bit normL. May be after each convo you can say hmm that's good . I get it . That's nice . Quite insightful.
Dream couple!!
Great podcast
Video ke shuruaat me jis ghar me wall pr world map laga hua hai usme india ka distorted map dikhaya hua hai... please awareness create kare... apne desh ke logo ko apne desh ka original map pata hona chahiye..
Please agar possible ho to un couple ko bol kar us map ko living room se hatwa diya jaye.. please please 🙏
what is the location dude ?- one should always mention location first
What is the meaning of doing a podcast where someone is only annswering indirectly .
The logic you gave for a seperate city is quite unconvincing. Think thru and be flexible. You dont have to be different just be so - thats a drawback
Insightful conversation 💯
Smart couple
One thing is common that "makes sense"
Bombay not Mumbai...
Lovely couple.. fresh thoughts..!!
As I was supposed to spend 2lakhs on rent. My wife would be sitting on my lap while interviewing.
Garhwali Couple ❤️
You guys put wrong India’s map it doesn’t cover POK
They don't have Children so they don't have commitments and extra expenses
Sad people though 😢
How can you decide on other's happiness?Not everyone needs to equate their happiness with having children.
Only sad person is you who's judging other people's choices.
How do you know they dont have children?
They r called as "DINKS= Double INcome No Kids" 😂
Stop getting personal. Your IQ most probably is 1/10th their's, so you are not in a position to comment on them
Conjus people means this one
Seriously after earning so much better to have your own farm house and stay there , these buildings do not look that good
Ur or our
लोकेशन ???
@@saviral376Lodha tower Mumbai lower parel
Trump towers Mumbai
I like how people from mumbai dress looks liye they are so grounded ♥️
Wo apne ghar me baithe hain
Bore hogye Yaar, same chzen itne sare channel
Middle class will think of buying home only instead wasting on rent
And buying house will make middle class into poor class 😂
It’s how you use your brain which area to buy home .. buying away from city will definitely help middle class ..
Itna to muze monthly milta😂😂
its mumbai not bombay
ITS ALWAYZ BOMBAY
How dumb can one be,?? With that kind of rent they can pay EMI and get ownership in a few years after they can sell it..
Lol! You don't do that when you already have another assets. You always use yeild from those assets to finance your rent. You pay EMI when you don't have any other asset so you prefer to pay EMI instead of rent to create an asset. As they mentioned that flat is of 10 Cr so it's definitely better to pay rent than the huge EMI.
30LPA EMI, similar to their current rent - for a 10cr house that will take 33 years to pay in full, idk what are you talking about getting ownership in few years? I think these guys know what they are doing.
10cr house...and they have 10cr...but invest in other things .if returns are 8%..they get 80lpa and house rent is 30lpa...50lpa saving ...got it??
oh yes so you mean co founder of zerodha nikhil kamath is also dumb to pay lakhs in rent rather than buying a house
BUY a home with EMI of 2.5 lakh .. after 20to 25 years home completely yours if live 6 years with paying 2.5 lakh rant u lose 1.8cr
But instead of putting 2.5 lakhs in emi for buying a house. Why not invest that 2.5 lakhs monthly in any other investments where returns are more? After 6 years maybe you'll end up losing 1.8 crores in rent but may get more returns by other investment
They own some houses
@@Unknown-wo9ygare you stupid?
They don't need house anymore
They are just using those houses filled with luxury to fulfill their desires
Take it as a rich man already has a pretty wife and kids with her but still wants to explore other kind of beauties but doesn't want another lifelong commitment as it comes with it's own set of issues as well
So he is paying for services and fulfilling his desires😆
EMI of 2.5L will not get them the same house that they are living in. They would have to downgrade their lifestyle. Besides, after 20-25 years, there's no structural guarantee of the huge apartment building they are living in. Owning an apartment in high towers is absolutely useless because you do not own any land, and also no guarantee wrt building's structural integrity. For them, 2.5L of expense over 20 years will yield them better returns than 2.5L of investment over 20 years. Returns for them is not always financial, they could prefer lifestyle, mobility, neighborhood, freedom ..etc.
Jaldi comment krne walo ko like mat dena heart dena 🩷❤
The guy said gurgoan as tier 2😂😂
Yes sorry
Muje bhi de do paisa ...agar jyada h tho😂
I need a smart wife such as her!
Try out Rakhi Sawant
NOIDA - TIER 2?? SINCE WHEN? @KUSHAL LODHA
Zero bank balanc and watch this show😂😂😂😂
Dont hammer to prolang vidoes ,talk about actual scheme dont hammer
both of them soft spken
This is all total BS. The fact remains that Abhishek's venture is a total failure, his wife is as big a failure as their MBA institute ISB. Kushal should take examples from IIMA which is the premier most institute in India and not ISB which takes candidates who do not quality for IIMA in the first place.
But he is born marwadi… don’t worry they just need degree for show sake … they know how to do business.. it’s in their blood
@@reetunayan4840 Jaativaad se kuch nahee hota. Ambani is also not marwari and neither is Adani. Marwaris are only kanjoos, even Punjabis do better business than Marwaris. Sorry to disappoint you
Kuch bhi
👍
6/6.5 lakh to mere papa ke dost ke aata he rent or 1 lakh humara aaata he Rent
Kon sa business karte ho Bhai aap so
@@villagenetwork3167 property he mere papa ki us se rent aata he and finance and property ka kam he
Bahut saalo pehle kharida hua jaaydad gift mein mila ho tho usse jyada kamaney vaaley bhi hai. Abhi khudh se property khareed kar utna kamaney ki liye bahut investment leg jaata hai
WTF no cap gain on real estate in Mumbai, NCR these dudes dont know what they are saying
all marwaris end gujjus😂😂
Jogging trump ma