Thanks for watching! Let me know what you think of the leveraged investing strategy! Here are some follow-up videos: Asset Allocation Explained [Modern Portfolio Theory]: th-cam.com/video/QTgvWPAihIc/w-d-xo.html Factor Investing Explained [Small Cap Value Tilt?]: th-cam.com/video/2yNqB0o4p80/w-d-xo.html Three-Fund Portfolio [The BEST Portfolio!] th-cam.com/video/R81Z-obeB3s/w-d-xo.html
I personally have a small 5% allocation to UPRO(3X S&P Leverage ETF) in my Roth. During late 2021, it balooned to like 10% of my portfolio so i rebalanced it back to 5% right before stocks crashed. Got lucky on that one lol. Then during 2022, when UPRO was getting killed, dropping like 60+%, i kept DCAing into it to keep it at 5%, which wasnt fun tbh, but i was rewarded in 2023 when it went up like 58%. Key is to keep it a small percentage of your portfolio where huge losses wont effect you very much.
Excellent video Nick; thanks very much. For me, I'm sticking with VWIAX, VTSAX and VSCSX, though I'd like to add VBIAX and whittle-down bond holdings, especially VSCSX. I think for a younger investor, one with longer investment horizon, it appears that it would pay handsomely taking on a little added risk. Finally, thanks for the suggested readings; this truly rounds out your coverage of this excellent topic.
@@nickdoyle-achievefinancial2464, it is "just" that taking on risk via a loan seems a little risky for most--if not many--investors. Since the loan would most likely not be secured it would carry a higher interest rate than, for example, a mortgage loan. Overall I feel that an investment in VBIAX, Vanguard Balanced Index Fund, is a safe/sound way to go, very low risk and decent annual returns, and low management fee, I believe 0.07%/year!
Nick's materials are simply first-rate, no nonsense, no hustle, strictly from the Heart and in the total interest of the viewer. Strong man, trust all going well with your posts on youtube.
![Retirement Asset Allocation [Retirees Taking Too Much Risk?]](/img/n.gif)
Thanks for watching! Let me know what you think of the leveraged investing strategy! Here are some follow-up videos:
Asset Allocation Explained [Modern Portfolio Theory]: th-cam.com/video/QTgvWPAihIc/w-d-xo.html
Factor Investing Explained [Small Cap Value Tilt?]: th-cam.com/video/2yNqB0o4p80/w-d-xo.html
Three-Fund Portfolio [The BEST Portfolio!] th-cam.com/video/R81Z-obeB3s/w-d-xo.html
I'd definitely be interested in seeing more videos on the practical implementation of these ideas
Thanks for letting me know Zachary!
I personally have a small 5% allocation to UPRO(3X S&P Leverage ETF) in my Roth.
During late 2021, it balooned to like 10% of my portfolio so i rebalanced it back to 5% right before stocks crashed. Got lucky on that one lol.
Then during 2022, when UPRO was getting killed, dropping like 60+%, i kept DCAing into it to keep it at 5%, which wasnt fun tbh, but i was rewarded in 2023 when it went up like 58%.
Key is to keep it a small percentage of your portfolio where huge losses wont effect you very much.
Thanks for sharing! I think that's a good idea to take some extra risk with a smaller portion of your portfolio. Good job sticking to your plan!
Excellent video, thanks for sharing.
You're welcome, glad you got value from it!
Excellent video Nick; thanks very much. For me, I'm sticking with VWIAX, VTSAX and VSCSX, though I'd like to add VBIAX and whittle-down bond holdings, especially VSCSX. I think for a younger investor, one with longer investment horizon, it appears that it would pay handsomely taking on a little added risk. Finally, thanks for the suggested readings; this truly rounds out your coverage of this excellent topic.
You're welcome & thanks for your support! The Vanguard holdings sound good enough.
@@nickdoyle-achievefinancial2464, it is "just" that taking on risk via a loan seems a little risky for most--if not many--investors. Since the loan would most likely not be secured it would carry a higher interest rate than, for example, a mortgage loan. Overall I feel that an investment in VBIAX, Vanguard Balanced Index Fund, is a safe/sound way to go, very low risk and decent annual returns, and low management fee, I believe 0.07%/year!
I missed you!
Nick's materials are simply first-rate, no nonsense, no hustle, strictly from the Heart and in the total interest of the viewer. Strong man, trust all going well with your posts on youtube.
Thanks, I've been very busy with work and travel lately. I am planning to get more frequent.
@@nickdoyle-achievefinancial2464 , surely you have invested a tremendous amount of time in the new video you just posted today.