Cash Envelope Stuffing + Sinking Funds | January 2022| Baddies & Budgets

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  • เผยแพร่เมื่อ 23 ต.ค. 2024

ความคิดเห็น • 207

  • @DaisyBudgets
    @DaisyBudgets 2 ปีที่แล้ว +82

    I can relate to that feeling you’re talking about. It’s how I feel whenever I open my fridge and see that it’s fully stocked or when I see a fully stocked pantry. Growing up the fridge was always empty and there never seem to be enough so now as an adult I probably spend more than I should on groceries but it gives me a sense of security and peace knowing that my kids can go grab whatever they want whenever they feel hungry. Till this day sometimes it still makes me emotional.

    • @christibare4175
      @christibare4175 2 ปีที่แล้ว +4

      @DaisyBudgets I am like you! I have to keep my fridge, freezer, and pantry well stocked to know that I am going to be able to get through the month

    • @chebebabybudgets
      @chebebabybudgets 2 ปีที่แล้ว +3

      Same! Forcing myself to find something in the fridge and pantry has helped boost my savings so far.

    • @candy2325
      @candy2325 2 ปีที่แล้ว +2

      I agree with this. I rather spend more on groceries than eating out because I like seeing my fridge full and I’m able to make whatever I want and make food stretch.

    • @christibare4175
      @christibare4175 2 ปีที่แล้ว +1

      @DaisyBudgets that and when we cook at home we can control the amounts of salt, fat, etc. Which is also healthier than eating out (and we can control the serving sizes too! The amounts served at restaurants and fast food drive thru's is outrageous!)

  • @kenethbudgets6034
    @kenethbudgets6034 2 ปีที่แล้ว +36

    *BUDGET QUEEN* coming in clutch with the upload! Keep inspiring us all & get that $$$$ ❤️🙏🏼✨💸

  • @PawPrintMelts
    @PawPrintMelts 2 ปีที่แล้ว +19

    I have 4 more loans left! Started with 12, and have only been cash stuffing since June-July-ish of 21! Congrats on all the progress you have been making with your loans!

  • @ZoeysMusings
    @ZoeysMusings 2 ปีที่แล้ว +21

    A standing desk is the next best thing after sliced bread. Paying yourself 10% every time really does add up. It's so sad that medical care isn't affordable for everyday people so we're blessed when we can afford to pay for what we need done 🙏🏾. I always enjoy your chats while you cash stuff, Jaz 😌P.S. please make a t-shirt with "Goldfish Brain" 🤣😭

  • @Im_amaris123
    @Im_amaris123 2 ปีที่แล้ว +3

    Because of you I have been able to save over $1,100 this month!! I'm so proud of my hard work and thank you so much for your inspiration!

  • @sayrayfordays3526
    @sayrayfordays3526 2 ปีที่แล้ว +5

    💜💜 Just in time for the end of the day wind down. Dinner and a Baddies vid. 👌

  • @jonnaborosky8836
    @jonnaborosky8836 2 ปีที่แล้ว +4

    Oh, girl...you nailed my state of living: gold fish brain!! I recognize that exactly.
    I used to work in an office that provided desks that were adjustable from sitting to standing...and everywhere in between. It was great! They did tell us that the mere fact that we were standing burned 60 calories an hour. 60 calories an hour burned off just by standing up!! You know I stood up all I could!! They actually put in a treadmill with a computer attached...but they forgot to put a company phone by it...so nobody used that. With all the equipment necessary, that would've been great.
    Love you, girl, and I'm so proud of you for doing do much in just one month.

  • @dreacavea6103
    @dreacavea6103 2 ปีที่แล้ว

    Since I’ve found your channel and tiktok, I’ve save almost 800 dollars I’ve paid 1300 to debt and still managing to save , I watch every video that my son literally loves the intro😂 thank you for this content 👏🏽👏🏽👏🏽

  • @lionslove44
    @lionslove44 2 ปีที่แล้ว +1

    Just want to say thank you. I have been watching your videos along with others and it’s been so insightful! Officially cash stuffed for the first time this paycheck and it’s already been so helpful with just grocery shopping alone.

  • @kaylee78910
    @kaylee78910 2 ปีที่แล้ว +1

    I am going to get started now. Super excited about this.

  • @SlytheringSnake
    @SlytheringSnake 2 ปีที่แล้ว +6

    I finally caught up watching all your videos! I’m so motivated to get started! Unfortunately due to COVID my bf and I both lost our jobs. But I took it as an opportunity and finally got my degree finished. I graduated in December and got my dream job two weeks ago and my bf got hired around the same time and is due to start on Monday. I’m so so ready for us to buckle down and save up for our goals and you are a big part of that inspiration. Thank you for all you do!
    Ps my name is also Jazmin and I’m also an April Aries (the 17th) ☺️❤️

    • @evelynherrera-gonzalez1474
      @evelynherrera-gonzalez1474 2 ปีที่แล้ว +1

      Wow!! Girl you are amazing! Blessings to you and your Boyfriend. Huge accomplishment finishing up your degree 🥰

    • @SlytheringSnake
      @SlytheringSnake 2 ปีที่แล้ว

      @@evelynherrera-gonzalez1474 thank you so much!! ❤️❤️

    • @futuristicmoneydiary4736
      @futuristicmoneydiary4736 2 ปีที่แล้ว +2

      Congratulations 🎊. You turn a negative situation into a positive one 😍.

  • @just_porsche
    @just_porsche 2 ปีที่แล้ว +3

    And another one!!! I love your videos, so inspiring. I can’t wait for the restock for the monthly challenges. I’m definitely going to play catch up for January. 🙌🏾🙌🏾

  • @RedSoYellow
    @RedSoYellow 2 ปีที่แล้ว +5

    Hey sis I completely agree with health care and I’m so happy you were able to save and treat yourself to what should be free for all of us. Me next, I’m otw for my fillings. I love your new desk 😍😍😍

  • @vgs376
    @vgs376 2 ปีที่แล้ว +5

    Love your videos! Thanks to you this month I started budgeting and it’s going great.

  • @Victoria3lain3
    @Victoria3lain3 2 ปีที่แล้ว

    I found you in the nick of time! Ive been trying to figure out how to budget to save my life. Now i will hold my breath for the pink cash envelope binder. Because it makes sense. I need that in my life! Actually i need most of it in my life... i just have to figure all of this out. It's all new to me. Thank you so much for sharing!

  • @rainytimes
    @rainytimes 2 ปีที่แล้ว +4

    Wooo another video! Your videos has inspired me to actually start budgeting my paycheck. I already have my budget binder from Amazon and I started to save a bit for my student loan payments for next year and my saving challenges! Keep up the good work queen!

  • @shadowarhi558
    @shadowarhi558 2 ปีที่แล้ว +6

    That’s a great desk, I need one of those desks I definitely work on a computer so this would be so nice! My week has been good, I love your digital downloads a lot and I’ve been using the bill tracker from your store. I think my goal for emergency fund is at least 1,000 but if I can do more I will. I finished my January challenge the low income version and so proud of myself for saving it. Enjoyed your video ❤️💕

  • @veronicathomas7419
    @veronicathomas7419 2 ปีที่แล้ว +6

    Great video as always! So inspiring to see that money grow 💰 I want to get my emergency fund to at least $5000 then I will put in extra money every month if I have it. I feel you can never have too much for your emergency fund, especially nowadays.

    • @Lifewithmrsvee
      @Lifewithmrsvee 2 ปีที่แล้ว +1

      So true!I feel like i will always add to emergency fund mainly because you will want to replace it if you have to use it

    • @candy2325
      @candy2325 2 ปีที่แล้ว +2

      Same here! I just used it and had to help my mom get her furnace/water pump fixed and praise the lord I had savings for that! Here in Connecticut it’s so cold!

    • @veronicathomas7419
      @veronicathomas7419 2 ปีที่แล้ว

      @@candy2325 always feels great being able to help family/friends! I hear you on the cold, I live in Ontario, Canada and its cold! LOL counting down the days for Summer!

  • @elainecarrillo5434
    @elainecarrillo5434 2 ปีที่แล้ว

    It is ridiculous how much health care can be. I’m so glad u got to go to the dentist. I like what u are going to do with ur Valentine’s Day savings I think I will treat myself too!

  • @TheJustJayJ
    @TheJustJayJ 2 ปีที่แล้ว +1

    I set a weekly budget to cash stuff for my first sinking fund. I’m saving to buy a peloton in 2 years. I’m so excited to start adding to that envelope each week. Plus I just finished revisions on my productivity planner I made to be available soon.

  • @outdoorsmatic6527
    @outdoorsmatic6527 2 ปีที่แล้ว

    Super inspiring! Love your energy!!!! I'm starting my budget so I can grow my money over time. I am very hard on myself, I have started and gave up because of being so overwhelmed. Now 2022 is here and I'm going to try and stay honest. I got discouraged last time with trying to budget and trying to stuff what I wanted and discouraged when I didn't stuff. So it's to new beginnings! Thank you for being awesome.

  • @amcgar1
    @amcgar1 2 ปีที่แล้ว +4

    Inspirational! This has been a life changing method of budgeting for me

  • @mjones4421
    @mjones4421 2 ปีที่แล้ว +1

    My emergency fund goal over the next 6 months is $5,000. The desk is luxury that’s pain relief! I always enjoy your videos.

  • @MortgagewithMe
    @MortgagewithMe 2 ปีที่แล้ว

    I had a desk like that at one my workplaces. It is nice to be able to sit and stand while working

  • @melissaderouin4372
    @melissaderouin4372 2 ปีที่แล้ว +1

    I'm so happy I found your channel. The desk is awesome. I'll have to look into it. Thank you for sharing!

  • @TammieNeptune090706
    @TammieNeptune090706 2 ปีที่แล้ว +1

    Awesome video love watching your videos, Jaz

  • @ecdoesit8283
    @ecdoesit8283 2 ปีที่แล้ว

    Heyy! Love the desk! I really appreciate that you put in the work when it comes to knowing what you need to about taxes and all that. It shows that important things need to be thought through! 👏 also grateful that you share your knowledge with us!

  • @Lifewithmrsvee
    @Lifewithmrsvee 2 ปีที่แล้ว

    I love that you focus on not only saving money but your retirement, paying back student loans and your health.

  • @LoBudgets
    @LoBudgets 2 ปีที่แล้ว +2

    Love that desk! So pretty and functional!

  • @eviegivens7572
    @eviegivens7572 2 ปีที่แล้ว +2

    Girl, that is an awesome desk!

  • @Dedication97
    @Dedication97 2 ปีที่แล้ว

    I love how detailed your videos are that's why I'm here every week!!!!❤️🥰🥰🥰

  • @kaybudgetslife3082
    @kaybudgetslife3082 2 ปีที่แล้ว +1

    I love that desk! That would help my back working from home! Great stuffing 🤑

  • @tammmygraves4317
    @tammmygraves4317 2 ปีที่แล้ว

    I love the PINK PC on your desk!!

  • @MoneywithGab
    @MoneywithGab 2 ปีที่แล้ว +2

    Yassss that dental work is definitely not cheap! Such a blessing to pay that in cash 🙌🏾🙌🏾

  • @allthingsalecia
    @allthingsalecia 2 ปีที่แล้ว +1

    Lol not argue with your momma 😂 you’re hilarious. Love your videos!

  • @naaats21
    @naaats21 2 ปีที่แล้ว +1

    i started tackling my student loans this year too!! such an inspiration

  • @emilybudgetz
    @emilybudgetz 2 ปีที่แล้ว +1

    Hey Jaz! Great video! I work from home and have been thinking or dreaming lol about those rising desks. Just being able to stand up while working would be a total game changer. You made me laugh so much in this video every time you said ghetto lol and I totally agree they can bail out big corps but not help the peeps with their student loans that’s crazy

  • @MoneywithGab
    @MoneywithGab 2 ปีที่แล้ว +3

    Heyyy!! Yass love seeing that paid promotion. I really need a standing desk too 👀 Hiring help 👏🏾👏🏾girl you are killing it that is a blessing. My week has been busy ready to chill lol

    • @Baddiesandbudgets
      @Baddiesandbudgets  2 ปีที่แล้ว +2

      Yes!!! I’m overwhelmed at this point! Was able to hire on two ladies this week. Looking forward to getting some of the workload off of me

    • @christibare4175
      @christibare4175 2 ปีที่แล้ว

      @Baddies and Budgets congratulations on hiring some help!

  • @ashleymariecoleman7158
    @ashleymariecoleman7158 2 ปีที่แล้ว

    You Are The Budget 👸 of Finances!✨🙏❤️💕💗❤️❤️💕💗💕❤️❤️❤️💕

  • @deborahadams1472
    @deborahadams1472 ปีที่แล้ว

    Wow! I didn't know you were so y'all! That is awesome!

  • @JudySpeaksDinero
    @JudySpeaksDinero 2 ปีที่แล้ว

    Your desk set up is so pretty! I love how everything looks together! I actually treated myself to a standing desk too and I am so excited! Loved the cash stuffing as always! ☺️🌸❤️

  • @moneymayi7295
    @moneymayi7295 2 ปีที่แล้ว

    I'm going to check out that desk. I work from home also and my butt needs a break HAHA! Great cash stuffing

  • @glammingbudgeting9238
    @glammingbudgeting9238 2 ปีที่แล้ว

    Love the desk they are awesome 🤩

  • @nailtech_onabudget623
    @nailtech_onabudget623 2 ปีที่แล้ว

    Great video as usual sis! Healthcare is so ridiculously priced in the USA!! But thankfully we have money for times in need like health!! 💛

  • @bizzybeebudgets4954
    @bizzybeebudgets4954 2 ปีที่แล้ว

    Awesome stuffing and I love that desk!!!

  • @bookish_nikki4579
    @bookish_nikki4579 2 ปีที่แล้ว

    It’s amazing how quickly money can add up, even for small incomes. I’ve been tracking my spending and I nearly fainted when I saw how much my convenience store purchases cost! I wish I had saved that money. Instead, I spent way too much on over priced foods 😳 those five dollar purchases added up.

  • @antowahmister5038
    @antowahmister5038 2 ปีที่แล้ว

    I’m a few days new to your channel and I love the way you are budgeting. Looking forward to learning more on budgeting.

  • @Crystalthewolf1000
    @Crystalthewolf1000 2 ปีที่แล้ว

    I actually finished my student loan pay back before I started watching your videos, so now I’m trying to pay my largest and only debt by the end of the year my MasterCard.

  • @amandagutierrez9994
    @amandagutierrez9994 2 ปีที่แล้ว +1

    Love the desk and the set up! Great video

  • @aspencer5004
    @aspencer5004 2 ปีที่แล้ว

    Oh friend...if only it weren't a 3-ish hour commute for me, I'd come work for ya! I still need to look for a virtual assistant job for my side hustle lol! 🖤

  • @Honeylovebudgets
    @Honeylovebudgets 2 ปีที่แล้ว +1

    Yaaasss Queen!!! I am loving your videos. I found you about a month ago and you are truly an inspiration! Keep up the great work love ❤️! Oh and lmao yaaasss argue wit cha mama not me! I love it 😂😂

  • @APinkeClothlife
    @APinkeClothlife 2 ปีที่แล้ว

    Always love your cash stuffings!!! That desk is really awesome!!!😍

  • @kaitlinhewgley4699
    @kaitlinhewgley4699 2 ปีที่แล้ว

    Love seeing your videos. You always do launches when I’m broke… I’m hoping I’ll have money when those envelopes will be stocked keeping my fingers crossed 🤞 🤞🤞🤞

  • @Lifewithmrsvee
    @Lifewithmrsvee 2 ปีที่แล้ว

    I love your new desk!

  • @SOFBudgets
    @SOFBudgets 2 ปีที่แล้ว +2

    Very inspiring Jasmine! "Don't argue with me go argue with your mama" lol

  • @budgetwithkriss4847
    @budgetwithkriss4847 2 ปีที่แล้ว

    Awesome video as always and love your desk!!!

  • @jordanstevens4692
    @jordanstevens4692 2 ปีที่แล้ว

    Hey hey emergency fund is around 6000
    But I am adding to it slowly just really paying that debt down this year !

  • @robindouglas1144
    @robindouglas1144 2 ปีที่แล้ว

    Love the desk

  • @toyamcgee3101
    @toyamcgee3101 2 ปีที่แล้ว +1

    Don’t argue with me, argue with yo momma! My type of carrying on. 😂😂

  • @taylorhawkins7616
    @taylorhawkins7616 2 ปีที่แล้ว

    In Australia we have HECS loans for our university /colleges. Basically the government takes out your money every time you get paid but it’s not much at all. American colleges seems so confusing and such a struggle to pay back student loans.

  • @rachelca3078
    @rachelca3078 2 ปีที่แล้ว

    Like the desk ☑️

  • @zhanea1941
    @zhanea1941 2 ปีที่แล้ว

    I love your videos, do you have a video explaining how you incorporate your credit card into your cash budgeting? I’m trying to and I need a little guidance on how to. Thank you!!!

  • @yasminemya3667
    @yasminemya3667 2 ปีที่แล้ว +2

    Always forget to comment but here I am!! Loved the video as always! You have inspired me so much you have no idea. I have started to do sinking funds and i'm building a product that i want to sell. You have made me realise that your side hustle can become your job! Love it
    Also, when you say getto i always laugh!!! and my emergency fund goal is 2k. My income for a month is about $1500 so i'm trying to get to 2k and then I'll add every month but less money.

  • @candifred1234
    @candifred1234 2 ปีที่แล้ว

    Off work and a new video is up. Newer subscriber and I love your channel

  • @thevermontbudgeter420
    @thevermontbudgeter420 2 ปีที่แล้ว

    i love you and your videos!💖
    hoping to see some sort of student loan bundle cause I love the way you do yours!🥰
    so excited for you about your business though!

  • @rarelifewithro895
    @rarelifewithro895 2 ปีที่แล้ว

    This is amazing as usual 🥰

  • @sassybell2015
    @sassybell2015 2 ปีที่แล้ว

    I love new video vibes and loving the desk! Are you gonna make the digital tracker available? The one you’re using would be so helpful to be able to just click through on my iPad ❤️❤️

  • @lizzypoo0511
    @lizzypoo0511 2 ปีที่แล้ว

    Oh i would love your budget planner pdf on your ipad! 💕

  • @miward0528
    @miward0528 2 ปีที่แล้ว +1

    My student loans were at 116k around may of last year. Im hoping before interest is back I can get under 100k.

  • @dreambigbudgets
    @dreambigbudgets 2 ปีที่แล้ว

    A realistic 6 month emergency fund for my family would most likely be about 20K. Which is a lot of money to think about right now, but we'll get there with time🤞

  • @angeliabatson9583
    @angeliabatson9583 ปีที่แล้ว

    Do you do personal coaching? I am fortunate to be able to have you on at work. I learn so much.

  • @amandawilson4352
    @amandawilson4352 2 ปีที่แล้ว

    500 a month minimum goal for savings a month for the next 6 months. 3000-5000 durring the half year mark 10,000 for the year. However I will have to get some side hustles going and try my best to work my delivery job and a little second job.

  • @_ndimamadu
    @_ndimamadu 11 หลายเดือนก่อน

    Is that an app you use specifically? Is that something I can create for myself to my own liking?

  • @PinkUniBudgetz
    @PinkUniBudgetz 2 ปีที่แล้ว

    Hey boo! That standing desk is the truth!! 😍 love this update l, I know ima be playing catch up for the month of January. Do you have this planner available printed?

  • @bycyn
    @bycyn 2 ปีที่แล้ว

    Goldfish brain lmao I feel personally attacked 🤣 🐠 I’m always learning something new from your stuffings!

  • @poorgirlfedup
    @poorgirlfedup 2 ปีที่แล้ว

    I don't have an emergency fund at all and I desperately need one and I would love to get at least $500 in mine in the next six months. Ideally, I would love to have $1000 but man, that number can be overwhelming when you're just starting out!

  • @budgetwithcat8207
    @budgetwithcat8207 2 ปีที่แล้ว

    Another great video!!! 💗💗

  • @chebebabybudgets
    @chebebabybudgets 2 ปีที่แล้ว

    My January savings isn't going so well, but it's not less than it was last month so I am counting that as a win :) Still learning how to do what works for me.

  • @taryng6798
    @taryng6798 2 ปีที่แล้ว

    Lmfao the "Omarion" i cant 🤣
    Not the Omarion

  • @catgodfrey6451
    @catgodfrey6451 2 ปีที่แล้ว

    Great as always. My savings is coming along

  • @paolaperryvega8261
    @paolaperryvega8261 2 ปีที่แล้ว +1

    My emergency fund is $5000! Just a random number I chose that I thought could keep me afloat for a while. Hmmm maybe I should breakdown why six months would actually be though 🧐

  • @LungCancerWTH
    @LungCancerWTH 2 ปีที่แล้ว

    Awesome as always! Thank you for sharing.

  • @alrami0421
    @alrami0421 2 ปีที่แล้ว

    Can you do a video on your month ahead process? Thanks!

  • @datgirlbudgets
    @datgirlbudgets 2 ปีที่แล้ว

    You are truly inspiring sis 💜 Congrats on growing your business 🥳 Great stuffing 💜

  • @Mrzbudgetways
    @Mrzbudgetways 2 ปีที่แล้ว

    Great video, that desk is sweet.

  • @shawnvarney4314
    @shawnvarney4314 2 ปีที่แล้ว

    cool desk

  • @khadijahgray6803
    @khadijahgray6803 2 ปีที่แล้ว

    Heyyy!! Great video as usual! Is that the pink crocodile wallet on your website? If so, when will it restock 😩

  • @t-budgets6540
    @t-budgets6540 2 ปีที่แล้ว

    Supper excited for the new video

  • @bahamianbudgeter6857
    @bahamianbudgeter6857 2 ปีที่แล้ว

    Great relate, I’m currently saving for 7k in my savings but I might push it to 10k just cause the extra wouldn’t hurt. Hoping to have the 7k by the end of the year

  • @kddavidson
    @kddavidson 2 ปีที่แล้ว

    Quick question for you. When you substitute a $1k slip for any given envelope, do you have a separate account for each one?

  • @sierracheyennee
    @sierracheyennee 2 ปีที่แล้ว

    I know you said you were going to add those envelopes to the shop for $5, have you added them?.

  • @LexisHauls
    @LexisHauls 2 ปีที่แล้ว

    The ghetto 🤣🤣Heyyy twin!!!!

  • @BudgetsByJada
    @BudgetsByJada 2 ปีที่แล้ว

    hey jaz 💗 love that standing desk!! i need one 😍 your business is growing nicely sis 👏🏽 your funds too 😋 my emergency fund goal is $10k right now. great stuffing!

  • @dreambigbudgets
    @dreambigbudgets 2 ปีที่แล้ว

    New video excitement! Was just thinking about when we would get one from you❤️

  • @miaharris6741
    @miaharris6741 2 ปีที่แล้ว

    Officially just bought an iPad. I been downloading your printables on Etsy but can you tell me how you got your set up on the iPad? Are you using an app then transferring your pdfs to it?

  • @DawnWilliamsNdyria9
    @DawnWilliamsNdyria9 2 ปีที่แล้ว

    Hi Queen great video. That desk is really nice I love how you can adjust the height. I was wondering if you plan to bring back the monthly binders or have the cards available anytime this year. I know you are a very busy woman just wanted to know. Continue to stay strong and be blessed.🥰

  • @MrsLBermudez
    @MrsLBermudez 2 ปีที่แล้ว

    Congrats on paying off several student loans! I’ve only been following for a few weeks but I’ve binged your videos. What degree(s) do you have?

  • @medabee1322
    @medabee1322 2 ปีที่แล้ว

    Do u carry your cash envelopes with u? If m on vacation do I bring the whole binder or cash envelopes?

  • @scenicroute6711
    @scenicroute6711 2 ปีที่แล้ว +1

    How would you say you stay disciplined after you stuff your envelopes? One thing I do for example, and I'm trying my best to break this habit is to .stop borrowing from other envelopes.

    • @DavidEVogel
      @DavidEVogel 2 ปีที่แล้ว +1

      I'm trying my best to break this habit is to .stop borrowing from other envelopes.
      You can put a post it note on your bathroom mirror. "Theres a thief in you house who is stealing your financial future!"

  • @goddessgang9946
    @goddessgang9946 2 ปีที่แล้ว

    Baddie Gang!!!