You did not fail!!!! You won in putting your family first and not going into debt for a MAJOR change in your life. Btw I don’t like how the USD isn’t colorful. 😉😂
Instead of looking at it as failure, look at it as a great success because had you not saved this money, how would you be able to move? This just changed from the challenge to a move out sinking fund 😊
This is why I follow you. You’re open and honest and I appreciate that. It lets me know that I’m not the only one struggling with trying to budget. Keep your head up Queen!! You got this!! I’m super proud of how far you’ve come and I can’t wait to see what your future holds!! ♥️
You should be proud of yourself! Look at what you were able to do in one of the toughests times we've experienced as a nation. It'll be back and be in abundance. Prayers for you and your family.🙏🏾
Don’t let this discourage you. At least you were smart enough to save this cash. You are blessed! This is just a temporary obstacle, not a fail. You can always restart this challenge at a later time. Best wishes! You got this 👍🏼
Girl, I did the same exact thing. I was doing the same challenge but i stopped cause I just didn't have enough once all the smaller numbers were filled and I didn't need the unnecessary stress that I created for myself when I didn't have enough money to fill an envelope. you have to do what is best you you and your budget
You could just take money from smaller envelopes and put them together in bigger ones. For example take everything from evelope 1-10 and put it in envelope 55. But of course dropping the challange is also not bad! We all need to do what's the best for us 😊
@@martao817 that’s a really good idea!!! ... then again if you need to use it there’s no point in the money just sitting in a envelope and going into debt yourself - it’s a weird balancing act 🤔
I actually didn’t even think of doing that, that’s a really good idea and good way of still keeping the challenge alive and just add to it when ever I can.I really didn’t need the money so I just put it in my savings. I think I will try again and use your suggestion. Thank you!
Thank you so much Vicki, and I wish you the best on finding the best strategy for your budget. But I know what you mean, once I almost filled the easy numbers... I felt very stressed
Priorities change and with those changes come budget changes as well. Don’t feel bad about it! This move will be good for your family and that’s the most important thing right now
You did not fail! Thank goodness you were doing this challenge so you have this money to help your family and not go into debt! I have been hesitant about doing this challenge because I was intimidated by those big numbers.
There's nothing wrong with making a decision to spend your money the way you need to. So don't beat yourself up over this and be proud of yourself. You've worked so hard get where you're at know. Keep up the good spirit
thank you so so much for putting this into my perspective, because I felt nothing but shame... But with this comment along with everyone elses, I feel empowered 💕
That is not a fail I call this a Win!!! You getting into a new season and priorities will change and you handled it well. Saving challenges is just a extra. So proud of you and love the transparency. You will go home when it’s time. YOU GOT THIS ✨🤗💕
Yay for not using a credit card! I depleted my emergency fund on my car but I was grateful I had it. But it sure stinks to build it back up and not be able to put money somewhere else. You WILL get to the Philippines hun! Family comes first and I commend you for taking that step!😊💚
that is so amazing Cathy!!! And I really really appreciate you lifting me up, during this time that I feel defeated. You're doing an aamazing job Cathy and I wish you the very best 💕
I depleted my emergency fund on my car but I was grateful I had it. Good point. I had a "fat" medical envelope. Went to the eye doctor for an exam, and spent $1200 for 2 pair of glasses. The envelope covered $1100. The balance is zero. Still, I did not have to charge $1200.
You did no fail, priorities change. I applaud you for realizing that you will not realistically be able to continue the challenge. Everyone has their own budget and we each need to budget in ways that work for us. It’s very responsible of you to put the money towards higher priority things in your life. You will find a way to go visit your family, im sure things will fall into place. I myself would love to do the 100 Envelope challenge but i as well know its not in my budget so i do smaller challenges. One day when i am able to do the 100 envelope challenge, i will. Keep up The good work. I wish i would’ve started budgeting at your age. You are doing great! 👍
Girl look for organization that help low income families with household items like pans, and all that. Also look at goodwill or even market watch as you said it's a ton of help!
for me i say fuck holidays and birthdays, getting bills paid and people fed and lowering "allowances" will help more in the short run rather the long run
@@DavidEVogel just coming from someone who has to decide whether we need electricity or rent, food or gas for the car. It's been over 10 years since I've gone clothes shopping so my comment is clearly just an opinion and shouldn't be forced on this TH-camr but knowing how debt can add up if someone loses their job it's better to be secured than plan for the unnecessary
I needed to see this. I had to take out all my savings out to pay for the start of childcare for my baby while I start a job to help my family get out of debt. It was so hard. But I was glad I had it.
It’s ok because I know that struggle. I’ve thought about starting it and so I took the amount 5000/12=416.67 and realize that my low income couldn’t put that amount on the side. I am glad you are being transparent with us. I hope this show that this plan would be great if you had extra income flowing in.
Found your channel last night and I’ve been binge watching and now you posted a new one yay! Your videos are so helpful especially now that I’m expecting it comes in real handy to be better with my saving habits.
Thank you for sharing EVERY aspect of your journey. I can only imagine how you feel right now, but I encourage you to think of this as a win. You were able to cover unexpected expenses without swiping a credit card. Definitely a bump in the road, but I have confidence that you’ll get yourself to the Phillipines 💕
I just started my journey with budgeting and cash stuffing. Thank you for your heart-bearing honesty because you just helped me go all in now! You just got another subscriber
As so many comments have said, you absolutely did not fail! You saved money, that was the goal, and you achieved that! To go from that moment to starting new savings challenges is super inspiring, you picked yourself up and focused on what was important to you and looked positively to your future!
You did not fail. You are moving forward and are making great choices for the future. Keeping it smart and real. You have thought this out clear and concise. Your doing great and I am proud of you. Keep going hun. Sending prayers love and light to you and your family from Ontario Canada here
You did NOT fail! Life sometimes throws us these hiccups. I know I wanted to start doing envelope stuffing for myself earlier this year and it’s just been one thing after another up until now. Try to look at it this way: having done the stuffing meant you put aside money and you’ll be better to afford this change than you would have without them! You can always pick back up on the challenge when you’re in a better place! It’s not a failure. It’s just a postponement ❤️
You didn't fail. I don't have children, it's just my mother and I. And it's still challenging. I commend what you're doing you have a whole family and girl you're rocking it! I've received many good points from your channel on how to save money and budget the correct way. Keep going! You inspire me and many others. Blessings to you and your family 🙏❤️.
you are Not failing. you have been working very hard on budgeting. You have accomplished a lot. you had a wonderful birthday party for Mia. and you have saved for your new home. You will go home when Mia is getting older so she will remember the trip to your home town.. keeping up with the good work.
I just watched one of your videos and then I stumbled across this one. You are so inspiring! I love your transparency and honesty. I can’t wait to go look back at your old videos so that I can start budgeting with this system.
Whenever you avoid using the credit card you also avoid paying interest!! GOOD FOR YOU! Life will always throw us challenges for our budget and we just have to change some goals or pick up on them at a latter time! It's good to plan AND to be flexable!!
Also, life happens, you are doing your best. So don't think you failed because eventually, you will be able to save for the Philippines to see your family. And you are also so kind and have a good head on your shoulders so hopefully, everything will end up working out.
You have inspired me so much with this video. I have been watching you for a while and I was never aware that you were legally blind. I am myself, I am totally blind and I am a cashless budgeter I just want to take hats off for you getting in front of the camera and talking about your journey. I'm still very afraid.
I appreciate your honesty about your situation and dipping into this challenge of yours. Ive really been getting upset with myself. I was out of work for a month and feel so drained financially and having to dip into accounts and envelipes makes me wanna cry
You are soooo right! You can fail. What’s great abt this is that you had the savings to fall back on. Thanks for being to honest with ur budget struggles. It happens.
You are by NO MEANS a failure! You do what you need tooFAMILY 1st !!!! You will get it back- life happens and just blessed to have that money to be able too do what you had to do🙏🏾🙏🏾🙏🏾🙏🏾GODS GOT YOU!!!!
Do you think you could please do a video on tips for saving and budgetting your money from when you are a teen? I really want to get better at saving but I would like your advice on how to do so? Thank you very much!
I think you are very brave.. failure does not have space in what you are doing.. You managed to have all that money and now you can use it because YOU put it there. I very much admire you for your dedication towards your family!
Girl, we are all so proud of you! That is a TOTAL win, not having to use a credit card. Very inspiring and you DID NOT fail. Cannot wait to hear/see the new place. Keep up the great work and I can't wait to see my virtual niece's birthday. Lots of love and positive vibes all the way from Nebraska :)
I don’t think this is a failure, this is reality. And just as you said, you are not completely abandoning it, you are merely putting it on hold! Don’t give up on yourself, because set backs are what make us stronger and teach us!! Best of luck on your move and all of your adventures and thank you for sharing!!
You're one of my favvv youtubers/budgeters. I love how you show the reaity of things and do whatever is best for your family!! I always watch through all your ads hoping it helps you in some little way LOL you got this!!!
Doing what’s best for you is alwayssss the best decision! Wishing you the best on your new move and I’m sure those job opportunities are going to open up!!
GURL. You killed the game. Please be kind to yourself. Did you set out to save money? Yes. Did you save money? Yes. You're counting is good. Your goals are good. You're amazing. Please be kind to yourself . Also, that asian math comment was a micro agression, not cool
Depending on the state you live in and your income you guys might qualify for subsidized daycare! I would look into if you are needing to enroll your daughter. 🙂
I dont think you should be upset about this. And honestly I wouldnt even call it a fail. Just a “budget adjustment”. The best thing about this is that you still have the Cash money to put towards your immediate needs instead of going into debt. Great video and I really appreciated your honesty
Hey Karla, Don't give up on the challenge. Just change it. If the most you can stuff each paycheck is $20 then do a 20 envelope challenge or if $10 is the most you can stuff do a 10 envelope challenge and do the challenge multiple times until you reach your savings goal. You've Got This!
Thank you for being honest! And no you didn’t fail, you did the best that you could and you being honest with us here encourages us to not feel bad aswell!
you still did very good , im proud of you most people are sinking in debt and your saving up for what you need , keep up the good work , when you decide to do another envelope challange start off with the 50 envelope challenge or 25 and work your way up
Buy a twin tub washer from Amazon for like $130 instead of a used traditional washer and dryer. They are cheaper to operate, lighter to move, do a great job, take up less space, and have a lot of other benefits. They don't have a dryer in the normal American way of thinking about it, but by the time they are done spinning, the clothes are nearly completely dry and finish drying in just a couple minutes.
Girl, you did NOT fail! I had started the envelope challenge and then decided against it because I was in the same boat. I knew I wouldn't be able to save those large amounts so instead, I took the money from there and put the small amounts in my 1 dollar challenge and put the other towards my debt. You priotized the right way and nothing wrong could be said about that.
Have you looked into portable washer and dryers? There are some on amazon and if you search youtube for reviews it’s very helpful on choosing the right one for your family! They are significantly cheaper
Thank you for sharing and CONGRATS on your move! Fail? You didn't FAIL, you showed each and every one of us how great this Savings Journey can be. I always say, this SAVINGS JOURNEY ISN'T FOR THE WEAK!
You are dong great and it's ok to have to change your financial goals based upon your life. That is the maturity part of savings/budgeting. Don't beat yourself up when you have to make changes, that's just part of life and being an adult. Big love to you and your family on your budgeting journey :)
Absolutely not a fail! You were saving the money for a reason, it just turns out that you need it for a different reason, and that is perfectly fine! You have to do what is best for you and your family, no matter what anyone else thinks about your decisions, they are only YOUR decisions to make ♡ I am absolutely excited to see your moving journey, and to see your family and your budget grow and evolve ♡
I’m so happy for you because you’re doing what’s best for you!!! And everyone’s life is different as long as you’re doing what’s best for you that’s all that matters. It’s great that you’ll move to a place that’s close for you to walk to work. Getting the moped will be good and in case it ever rains or bad weather you could always get an Uber for those days. I had driving anxiety for the longest and just got my license at 22 but people didn’t understand the fear I had in driving. You’re not failing in your budget, you’re succeeding ☺️
Don't ever think that you have failed in a challenge or anything, because you are doing it for your family. I hope the best for your beautiful family and God bless you.
You're doing so well regardless. That's what challenges are for, to use the money when you need it. I'm excited for you. You have a lot going on but you're managing.
It makes me sad to hear the disappointment in your voice. But please remember it's not what happens to you that's important it's how you handle it. You are handling your situation in a really mature way.
Failure is part of the road to success. Just because you didn’t succeed in this challenge, this time doesn’t mean that you aren’t going to succeed elsewhere or with another savings challenge. I hope your move goes well!
I think you are amazing!! U have not failed on anything!! U have accomplished so much!! I love watching your channel❤️ I would love a set of your new savings challenges please💕
It’s not the end! You can always start again when you have the means to do so. I’m not a low income earner, but I still do have debt that I’m still paying off (student loans and my car) so I need to live like I’m making half of what I make. If that makes sense lol. It sucks, but in the long run I’ll have more money to do whatever I’d like. Well I’ll be free to do whatever I’d like…if I choose to do so. Sacrifices like you’ve mentioned girl.Good luck. You’ll be fine!
You didn’t fail! Look how much you saved!!! 😱 their will ALWAYS be saving challenges. Don’t be so hard on yourself you’re doing great! Times are hard you gotta do what you gotta do.
Dont ever feel like you failed on that envelope challenge, you were able to start new challenges AND stuff new home envelopes, thats super exciting! And you said it best, when one door closes, 3 opens! Congrats btw on the new place! Cant wait for the challenges bundles 😃
Everything happens for a reason! How I see it you were doing the $100 saving challenge for this move, you just didn’t know it yet lol. But I Can’t wait for the moving vlogs! 😁
I love how open Nd honest you are I’m glad you posted this video your authentically real Nd I hear for it which is why I subscribed to your channel your amazing you didn’t fail you win to me!
You didn't fail! You successfully saved money and that's no small feat. Be proud of yourself and don't ever feel like you owe any of us any explanation. This is reality don't feel bad.
When I lived in a small apartment I had a portable washer. I would put it into a closet, out of sight, when it was not in use. I think that might be a frugal option for you.
That’s amazing of you!!! A few years ago my in-laws gave us $3,000 to get out of the living situation we were in and start “renovating” our house. When they moved to Texas it was a none stop asking train or hinting when we’d be able to pay them back. Even though they told us not to worry about it. Pay them back when we could. We didn’t worry too much even with their subtle hints because they ate out so much that I knew they didn’t need it too badly. We needed our taxes and I didn’t want to pay them to struggle ourselves. 🤷🏽♀️ I don’t know. But we definitely won’t be borrowing money from them ever!!
Mama, you did not fail! It breaks my heart hearing you say you failed. That couldn’t be further from the truth! Your discipline towards your family and budget is admirable. Life throws a lot of things at us sometimes, and you chose to break into that savings as opposed to using a credit card which would cause more harm than good. You made a sacrifice for yourself, husband, and daughter. You WILL see your family in the Philippines eventually… we take everything one day at a time! Keep pushing! And never, ever get down on yourself because you “failed”. You are able to move closer to your job BECAUSE of that money, not something you probably would have been able to do in the past. You saved once, you can do it again. Keep the Philippines in your sights!
Ik you unset about it but thank God you had the money for those things and you didn’t have to use credit cards or your check your still doing a great job and you’ve taught a lot of ppl including myself how to manage their money better if it wasn’t for you I wouldn’t be able to do half of the things I’m doing because I didn’t know how to manage my money so thank you so much Karla 🥰
Hugs. It sounds like you are making changes in your budget to better your family and yourself. It will get better. I have a visual impairment as well and don’t drive. It’s HARD!!
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You are going home - just a different home. You saved it once and you can do it again! :)
aaaahhhh this means so much I LOVE it thank you 😭💕
That's such a sweet sentiment, I love it!
You did not fail!!!! You won in putting your family first and not going into debt for a MAJOR change in your life.
Btw I don’t like how the USD isn’t colorful. 😉😂
I have the best people supporting me here, thank you so much 💕
You didn’t fail. You’re using money you saved to take care of your family, it may set you back from your original goal but you will get there
that is so true, thank you Bethany 💕
Instead of looking at it as failure, look at it as a great success because had you not saved this money, how would you be able to move? This just changed from the challenge to a move out sinking fund 😊
This is why I follow you. You’re open and honest and I appreciate that. It lets me know that I’m not the only one struggling with trying to budget. Keep your head up Queen!! You got this!! I’m super proud of how far you’ve come and I can’t wait to see what your future holds!! ♥️
that is so sweet 😭😭😭😭 this is so sweet!!! Thank you Domm... You have made my day 💕
You should be proud of yourself! Look at what you were able to do in one of the toughests times we've experienced as a nation. It'll be back and be in abundance. Prayers for you and your family.🙏🏾
Beautiful comment 💕
Thank you so much Traci 😭 And I am so so grateful for the prayers 💕
Don’t let this discourage you. At least you were smart enough to save this cash. You are blessed! This is just a temporary obstacle, not a fail. You can always restart this challenge at a later time. Best wishes! You got this 👍🏼
You didn’t fail. You succeeded in saving an amount of money. That’s not a fail!
Very well said!!
Girl, I did the same exact thing. I was doing the same challenge but i stopped cause I just didn't have enough once all the smaller numbers were filled and I didn't need the unnecessary stress that I created for myself when I didn't have enough money to fill an envelope. you have to do what is best you you and your budget
You could just take money from smaller envelopes and put them together in bigger ones. For example take everything from evelope 1-10 and put it in envelope 55.
But of course dropping the challange is also not bad! We all need to do what's the best for us 😊
@@martao817 that’s a really good idea!!!
... then again if you need to use it there’s no point in the money just sitting in a envelope and going into debt yourself - it’s a weird balancing act 🤔
@@soulEATERofcookies of course! If you need money right now then there is no point of keeping them in envelopes. I absolutny agree
I actually didn’t even think of doing that, that’s a really good idea and good way of still keeping the challenge alive and just add to it when ever I can.I really didn’t need the money so I just put it in my savings. I think I will try again and use your suggestion. Thank you!
Thank you so much Vicki, and I wish you the best on finding the best strategy for your budget. But I know what you mean, once I almost filled the easy numbers... I felt very stressed
Priorities change and with those changes come budget changes as well. Don’t feel bad about it! This move will be good for your family and that’s the most important thing right now
You did not fail! Thank goodness you were doing this challenge so you have this money to help your family and not go into debt! I have been hesitant about doing this challenge because I was intimidated by those big numbers.
I have the best people supporting me here, thank you so much Taja💕
There's nothing wrong with making a decision to spend your money the way you need to. So don't beat yourself up over this and be proud of yourself. You've worked so hard get where you're at know. Keep up the good spirit
thank you so so much for putting this into my perspective, because I felt nothing but shame... But with this comment along with everyone elses, I feel empowered 💕
That is not a fail I call this a Win!!! You getting into a new season and priorities will change and you handled it well. Saving challenges is just a extra. So proud of you and love the transparency. You will go home when it’s time. YOU GOT THIS ✨🤗💕
Yay for not using a credit card! I depleted my emergency fund on my car but I was grateful I had it. But it sure stinks to build it back up and not be able to put money somewhere else. You WILL get to the Philippines hun! Family comes first and I commend you for taking that step!😊💚
that is so amazing Cathy!!! And I really really appreciate you lifting me up, during this time that I feel defeated. You're doing an aamazing job Cathy and I wish you the very best 💕
I depleted my emergency fund on my car but I was grateful I had it.
Good point. I had a "fat" medical envelope. Went to the eye doctor for an exam, and spent $1200 for 2 pair of glasses. The envelope covered $1100. The balance is zero. Still, I did not have to charge $1200.
You did no fail, priorities change. I applaud you for realizing that you will not realistically be able to continue the challenge. Everyone has their own budget and we each need to budget in ways that work for us. It’s very responsible of you to put the money towards higher priority things in your life. You will find a way to go visit your family, im sure things will fall into place.
I myself would love to do the 100
Envelope challenge but i as well know its not in my budget so i do smaller challenges. One day when i am able to do the 100 envelope challenge, i will. Keep up
The good work. I wish i would’ve started budgeting at your age. You are doing great! 👍
You don't have to explain yourself to anybody you know what's best for you
Girl look for organization that help low income families with household items like pans, and all that. Also look at goodwill or even market watch as you said it's a ton of help!
for me i say fuck holidays and birthdays, getting bills paid and people fed and lowering "allowances" will help more in the short run rather the long run
I would not be so crass. but yes ,food clothing shelter are at the top of my list. However, I understand that others have different priorities.
@@DavidEVogel just coming from someone who has to decide whether we need electricity or rent, food or gas for the car. It's been over 10 years since I've gone clothes shopping so my comment is clearly just an opinion and shouldn't be forced on this TH-camr but knowing how debt can add up if someone loses their job it's better to be secured than plan for the unnecessary
It's about enjoying each other's company. The gifts are irrelevant...we know how much our relatives make.
I needed to see this. I had to take out all my savings out to pay for the start of childcare for my baby while I start a job to help my family get out of debt. It was so hard. But I was glad I had it.
It’s ok because I know that struggle. I’ve thought about starting it and so I took the amount 5000/12=416.67 and realize that my low income couldn’t put that amount on the side. I am glad you are being transparent with us. I hope this show that this plan would be great if you had extra income flowing in.
Good for you for being so aware of your finances and budget. Definitely not a fail. You're doing great! 🤩😊
thank you Jenica 💕
Found your channel last night and I’ve been binge watching and now you posted a new one yay! Your videos are so helpful especially now that I’m expecting it comes in real handy to be better with my saving habits.
thank you so so much Lorde, and for sticking around 💕
When you put your family 1st thats when life begins to bless you immensely 💕💕
😭 this is so true, thank you Evelyn
Thank you for sharing EVERY aspect of your journey. I can only imagine how you feel right now, but I encourage you to think of this as a win. You were able to cover unexpected expenses without swiping a credit card. Definitely a bump in the road, but I have confidence that you’ll get yourself to the Phillipines 💕
The realest budgeter here on TH-cam! We love you Karla! 🤍🤍
girl u went farther than i would lol saving period is hard u got far be proud of yourself
I’m glad you were able to figure out works best for your family! Plus all that savings really helped for the move!
it really did, I was so worried because everything was so sudden... I hope you and your family are doing well 💕
YOU DIDN’T FAIL! Something more important came up! You’re an amazing person with a big heart ❤️
I just started my journey with budgeting and cash stuffing. Thank you for your heart-bearing honesty because you just helped me go all in now! You just got another subscriber
You did not fail Karla. Failure is when you stop altogether. You are just taking a different route. God bless your family.
As so many comments have said, you absolutely did not fail! You saved money, that was the goal, and you achieved that!
To go from that moment to starting new savings challenges is super inspiring, you picked yourself up and focused on what was important to you and looked positively to your future!
You did not fail. You are moving forward and are making great choices for the future. Keeping it smart and real. You have thought this out clear and concise. Your doing great and I am proud of you. Keep going hun. Sending prayers love and light to you and your family from Ontario Canada here
You did NOT fail! Life sometimes throws us these hiccups. I know I wanted to start doing envelope stuffing for myself earlier this year and it’s just been one thing after another up until now. Try to look at it this way: having done the stuffing meant you put aside money and you’ll be better to afford this change than you would have without them! You can always pick back up on the challenge when you’re in a better place! It’s not a failure. It’s just a postponement ❤️
You didn't fail. I don't have children, it's just my mother and I. And it's still challenging. I commend what you're doing you have a whole family and girl you're rocking it! I've received many good points from your channel on how to save money and budget the correct way. Keep going! You inspire me and many others. Blessings to you and your family 🙏❤️.
you are Not failing. you have been working very hard on budgeting. You have accomplished a lot. you had a wonderful birthday party for Mia. and you have saved for your new home. You will go home when Mia is getting older so she will remember the trip to your home town.. keeping up with the good work.
I just watched one of your videos and then I stumbled across this one. You are so inspiring! I love your transparency and honesty. I can’t wait to go look back at your old videos so that I can start budgeting with this system.
Whenever you avoid using the credit card you also avoid paying interest!! GOOD FOR YOU! Life will always throw us challenges for our budget and we just have to change some goals or pick up on them at a latter time! It's good to plan AND to be flexable!!
I didn't even think about the interest that it would've built up... Thank you so much 💕
Also, life happens, you are doing your best. So don't think you failed because eventually, you will be able to save for the Philippines to see your family. And you are also so kind and have a good head on your shoulders so hopefully, everything will end up working out.
You have inspired me so much with this video. I have been watching you for a while and I was never aware that you were legally blind. I am myself, I am totally blind and I am a cashless budgeter I just want to take hats off for you getting in front of the camera and talking about your journey. I'm still very afraid.
I appreciate your honesty about your situation and dipping into this challenge of yours. Ive really been getting upset with myself. I was out of work for a month and feel so drained financially and having to dip into accounts and envelipes makes me wanna cry
You are soooo right! You can fail. What’s great abt this is that you had the savings to fall back on. Thanks for being to honest with ur budget struggles. It happens.
thank you so much for being here 💕
You're a humble young woman, You're doing great, You are making good decisions for yourself and family, I wish you the best! God bless you.
You're doing well Karla. As long as there is a will, there is a way. Give baby a hug!
You are by NO MEANS a failure! You do what you need tooFAMILY 1st !!!! You will get it back- life happens and just blessed to have that money to be able too do what you had to do🙏🏾🙏🏾🙏🏾🙏🏾GODS GOT YOU!!!!
Yay!!!!!!💕
Do not feel bad! The funds are still going to a positive occasion!
that is true 💕 thank you so much
Do you think you could please do a video on tips for saving and budgetting your money from when you are a teen? I really want to get better at saving but I would like your advice on how to do so? Thank you very much!
I think you are very brave.. failure does not have space in what you are doing.. You managed to have all that money and now you can use it because YOU put it there. I very much admire you for your dedication towards your family!
Girl, we are all so proud of you! That is a TOTAL win, not having to use a credit card. Very inspiring and you DID NOT fail. Cannot wait to hear/see the new place. Keep up the great work and I can't wait to see my virtual niece's birthday. Lots of love and positive vibes all the way from Nebraska :)
I have the best people supporting me here, thank you so much Ana 💕
I don’t think this is a failure, this is reality. And just as you said, you are not completely abandoning it, you are merely putting it on hold! Don’t give up on yourself, because set backs are what make us stronger and teach us!! Best of luck on your move and all of your adventures and thank you for sharing!!
You're one of my favvv youtubers/budgeters. I love how you show the reaity of things and do whatever is best for your family!! I always watch through all your ads hoping it helps you in some little way LOL you got this!!!
You’re doing great by putting your family first and you can always start saving again when you feel it’s right
I appreciate your transparency. While this challenge had end I know you will be able to save the money you need in no time
You didn't fail. You saved money that is helping your family. You're doing what's best for your family.
thank you so much 😭💕
Doing what’s best for you is alwayssss the best decision! Wishing you the best on your new move and I’m sure those job opportunities are going to open up!!
GURL. You killed the game. Please be kind to yourself. Did you set out to save money? Yes. Did you save money? Yes.
You're counting is good. Your goals are good. You're amazing. Please be kind to yourself .
Also, that asian math comment was a micro agression, not cool
You can save it again. Don’t be hard on yourself. Your family comes first.
Depending on the state you live in and your income you guys might qualify for subsidized daycare! I would look into if you are needing to enroll your daughter. 🙂
I am def gonna look into that, or if we can keep her at her current daycare we'll try that as well. Thank you Sydney 💕
I dont think you should be upset about this. And honestly I wouldnt even call it a fail. Just a “budget adjustment”. The best thing about this is that you still have the Cash money to put towards your immediate needs instead of going into debt. Great video and I really appreciated your honesty
Hey Karla, Don't give up on the challenge. Just change it. If the most you can stuff each paycheck is $20 then do a 20 envelope challenge or if $10 is the most you can stuff do a 10 envelope challenge and do the challenge multiple times until you reach your savings goal. You've Got This!
thank you so much for helping me out, and I think that's what I'm doing. I will do the $50 challenge and see how that goes
Girl you did not fail !!! Family first and that’s a WINNN !! 💕💕💕
yes!! Thank you 😭💕
Thank you for being transparent
Thank you for being honest! And no you didn’t fail, you did the best that you could and you being honest with us here encourages us to not feel bad aswell!
you still did very good , im proud of you most people are sinking in debt and your saving up for what you need , keep up the good work , when you decide to do another envelope challange start off with the 50 envelope challenge or 25 and work your way up
I can totally relate to the love you have for your sister. Sister love is so special. ❤️ I have two sisters and I would do anything for them also. ❤️
You didn't fall. Life happened and you revised your plan.
Buy a twin tub washer from Amazon for like $130 instead of a used traditional washer and dryer. They are cheaper to operate, lighter to move, do a great job, take up less space, and have a lot of other benefits. They don't have a dryer in the normal American way of thinking about it, but by the time they are done spinning, the clothes are nearly completely dry and finish drying in just a couple minutes.
Girl, you did NOT fail! I had started the envelope challenge and then decided against it because I was in the same boat. I knew I wouldn't be able to save those large amounts so instead, I took the money from there and put the small amounts in my 1 dollar challenge and put the other towards my debt. You priotized the right way and nothing wrong could be said about that.
I love ur channel and u inspire me !!
Budgeting is what u can afford not what ur watchers can afford - so rock 🎸 on
Hey this is perfect, budgeting is to help you out so when it doesn’t work you can make another
Have you looked into portable washer and dryers? There are some on amazon and if you search youtube for reviews it’s very helpful on choosing the right one for your family! They are significantly cheaper
I have never heard of that, but I will look into it more, thank you so much 💕
you didn't fail!! you managed to save up all of that money and are able to put it where you need it and towards your family:)
Doing what’s best for your family is never a failure, ever. Love this video. Where can I get a budget planner like yours?
Thank you for sharing and CONGRATS on your move! Fail? You didn't FAIL, you showed each and every one of us how great this Savings Journey can be. I always say, this SAVINGS JOURNEY ISN'T FOR THE WEAK!
You are dong great and it's ok to have to change your financial goals based upon your life. That is the maturity part of savings/budgeting. Don't beat yourself up when you have to make changes, that's just part of life and being an adult. Big love to you and your family on your budgeting journey :)
Absolutely not a fail! You were saving the money for a reason, it just turns out that you need it for a different reason, and that is perfectly fine! You have to do what is best for you and your family, no matter what anyone else thinks about your decisions, they are only YOUR decisions to make ♡ I am absolutely excited to see your moving journey, and to see your family and your budget grow and evolve ♡
I’m so happy for you because you’re doing what’s best for you!!! And everyone’s life is different as long as you’re doing what’s best for you that’s all that matters. It’s great that you’ll move to a place that’s close for you to walk to work. Getting the moped will be good and in case it ever rains or bad weather you could always get an Uber for those days. I had driving anxiety for the longest and just got my license at 22 but people didn’t understand the fear I had in driving. You’re not failing in your budget, you’re succeeding ☺️
Hello Karla. I’m new subscriber. I’m so glad to have found your channel. Your channel inspired me to get started on starting my cash envelope system.
Don't ever think that you have failed in a challenge or anything, because you are doing it for your family. I hope the best for your beautiful family and God bless you.
thank you so much Kimberly 😭💕
Great video. You are doing what’s best for your family.
You're doing so well regardless. That's what challenges are for, to use the money when you need it. I'm excited for you. You have a lot going on but you're managing.
It makes me sad to hear the disappointment in your voice. But please remember it's not what happens to you that's important it's how you handle it. You are handling your situation in a really mature way.
Failure is part of the road to success. Just because you didn’t succeed in this challenge, this time doesn’t mean that you aren’t going to succeed elsewhere or with another savings challenge.
I hope your move goes well!
I think you are amazing!! U have not failed on anything!! U have accomplished so much!! I love watching your channel❤️ I would love a set of your new savings challenges please💕
It’s not the end! You can always start again when you have the means to do so. I’m not a low income earner, but I still do have debt that I’m still paying off (student loans and my car) so I need to live like I’m making half of what I make. If that makes sense lol. It sucks, but in the long run I’ll have more money to do whatever I’d like. Well I’ll be free to do whatever I’d like…if I choose to do so. Sacrifices like you’ve mentioned girl.Good luck. You’ll be fine!
Your changes are a complete win🎉
You didn’t fail! Look how much you saved!!! 😱 their will ALWAYS be saving challenges. Don’t be so hard on yourself you’re doing great! Times are hard you gotta do what you gotta do.
Dont ever feel like you failed on that envelope challenge, you were able to start new challenges AND stuff new home envelopes, thats super exciting! And you said it best, when one door closes, 3 opens! Congrats btw on the new place! Cant wait for the challenges bundles 😃
I love your honesty. You will meet your goal!
Everything happens for a reason! How I see it you were doing the $100 saving challenge for this move, you just didn’t know it yet lol. But I Can’t wait for the moving vlogs! 😁
I lOVE it thank you so much for putting this into perspective, and just having amazing poeople like you lifting me up, I am blessed 💕
There is always a reason for everything and you'll see the blessing one day
I love how open Nd honest you are I’m glad you posted this video your authentically real Nd I hear for it which is why I subscribed to your channel your amazing you didn’t fail you win to me!
You didn't fail! You successfully saved money and that's no small feat. Be proud of yourself and don't ever feel like you owe any of us any explanation. This is reality don't feel bad.
thank you so much Luna 😭😭💕
When I lived in a small apartment I had a portable washer. I would put it into a closet, out of sight, when it was not in use. I think that might be a frugal option for you.
Someone else mentioned about portable washer, and I've never heard of it and will look into it... Thank you for being on the lookout for me 💕Arleen
You should see if you have a habitat for humanity restore near you. They have pretty good deals on appliances and other home needs
That’s amazing of you!!!
A few years ago my in-laws gave us $3,000 to get out of the living situation we were in and start “renovating” our house. When they moved to Texas it was a none stop asking train or hinting when we’d be able to pay them back. Even though they told us not to worry about it. Pay them back when we could. We didn’t worry too much even with their subtle hints because they ate out so much that I knew they didn’t need it too badly. We needed our taxes and I didn’t want to pay them to struggle ourselves. 🤷🏽♀️ I don’t know. But we definitely won’t be borrowing money from them ever!!
I know what you mean!! I can really relate to this
Girl that’s what you saved that money for - for unexpected situations. I laughed at the rant about US Currency. 🤣🤣
Mama, you did not fail! It breaks my heart hearing you say you failed. That couldn’t be further from the truth! Your discipline towards your family and budget is admirable. Life throws a lot of things at us sometimes, and you chose to break into that savings as opposed to using a credit card which would cause more harm than good. You made a sacrifice for yourself, husband, and daughter. You WILL see your family in the Philippines eventually… we take everything one day at a time! Keep pushing! And never, ever get down on yourself because you “failed”. You are able to move closer to your job BECAUSE of that money, not something you probably would have been able to do in the past. You saved once, you can do it again. Keep the Philippines in your sights!
You did great! You saved so much Karla. Big hugs!
thank you so much Ellen 💕
Ik you unset about it but thank God you had the money for those things and you didn’t have to use credit cards or your check your still doing a great job and you’ve taught a lot of ppl including myself how to manage their money better if it wasn’t for you I wouldn’t be able to do half of the things I’m doing because I didn’t know how to manage my money so thank you so much Karla 🥰
Hugs. It sounds like you are making changes in your budget to better your family and yourself. It will get better.
I have a visual impairment as well and don’t drive. It’s HARD!!
I have the best people supporting me here, thank you so much 💕