WAG MO ITONG GAWIN SA PAGKUHA MO NG HULUGANG SASAKYAN

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  • เผยแพร่เมื่อ 23 ม.ค. 2025
  • What not to do when getting a car loan

ความคิดเห็น • 377

  • @ardjheycalderon5828
    @ardjheycalderon5828 หลายเดือนก่อน +31

    Add ko lang po sana. Hangga't maaari, wag nyo po ipapahiram ang sasakyan nyo. Best is kayo ang mag drive at maghandle neto. Kase pag may nangyare sa sasakyan, or mishandled like nagasgas, or napabayaan ng gasolina at natuyuan, etc. masakit din sa ulo saluhin yun. Mabuti kung mag take responsibility yung humiram pero hassle parin sayo. In the end, your car your rules. Pero mas mabuting umiwas lang sa mga risks gaya din ng ibang nabanggit ni kuya Mikmik. Thanks!

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน +5

      tama. lalo na sa kapatid na lalaki, babalasubasin lang 😅😅

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +5

      Yes Tama Yun.
      Pag nasimulan mo magpahiram derederetso na yan.

    • @NB20079
      @NB20079 หลายเดือนก่อน

      Totoo po un, tas pag di ka pumayag simula na ng galit or tampuhan nun sir​@@damimongalam6987

    • @mijesalab2655
      @mijesalab2655 หลายเดือนก่อน +2

      Napakagaling na advise po nito. Super agree. Kotse ko kc napalitan na ang clutch lining at release bearing at may konting tama na ang transmission dahil sa pagpapagamit sa iba. Yung ugaling hindi marunong "humindi" pag may gustong mag drive sa sasakyan ko kahit kumbinsido ako na hindi pa masyadong marunnong. Wag na wag po ninyong gagawin yan kung ayaw niyo sumakit ulo niyo sa pagpapayos

    • @hardimoto7125
      @hardimoto7125 หลายเดือนก่อน

      para hindi ka mahiraman wag din mang hiram....

  • @rodolfodonato-jo6fk
    @rodolfodonato-jo6fk หลายเดือนก่อน +9

    Malaking tulong po ang channel n'yo sa mga taong biglaan na lang ang disisyon kahit hindi naman ganoon.kahalaga/kaimportante.

  • @pinoyswisshiker7119
    @pinoyswisshiker7119 หลายเดือนก่อน +8

    Dual passport na ako. Pero second hand Wigo lang binili ko 250K pesos. Yung mga kinita ko ibinili ko ng house and lot na 4.6M at isang Condo unit na 4.2M. Bagong sasakyan nalalaspag, wag na muna kaluhuan. Investment ang inuna ko. 👌👍

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Wise decision 😁

    • @haisee1671
      @haisee1671 28 วันที่ผ่านมา

      Good! Daming tangang mga Pilipino eh status symbol mentality pero puro utang.

  • @beltnergon
    @beltnergon หลายเดือนก่อน +5

    Tama talaga lahat sinabi ni idol mikmik. Kaya Kong kukuha man ng sasakyan pag isipan ng 1000 times o mahigit pa bago mag desisyon.

  • @LodiMindsetPinoy
    @LodiMindsetPinoy ชั่วโมงที่ผ่านมา

    I learned a lot thank you kuya mic silent viewer here!😊

  • @oliverjohntupaz3441
    @oliverjohntupaz3441 หลายเดือนก่อน +16

    Na experience ko lahat yan at ang hirap. Totoo lahat yan. Ngayon naka 2nd hand ako na Innova 2009 pero masasabi ko para na rin akong nag brand new na Xpander. Based lang naman yan sa experience ko. Alalahanin natin na matagal ang 5 years na hulugan na kotse. Sayang marami sana puwedeng puntahan yan. Like travel abroad or mag start ng business.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +5

      Same tayo sir naexperience ko na yan hirap sa paghulog ng sasakyan kaya nung makatapos ako sa bayarin di na ko umulit

  • @AchillesAlarcon
    @AchillesAlarcon หลายเดือนก่อน +3

    Kahit d ko po linya ang mechanic pero dahil sayo sir dami ko natutunan maraming salamat sayo more power po god bless.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      😁😁 thanks sa pag appreciate😁

  • @ange_lito2quero
    @ange_lito2quero หลายเดือนก่อน +9

    Kumuha ako ng sasakyan kc kailangan ng magpalit ng oldiest na unit ko, nagdown ako ng 25%, yung Unit na swak sa budget at yakang-yakang hulugan kc nagpapaaral pako, iba din naman yung saya kapag may sarili kang sasakyan, saka nalang ako kukuha ulit ng mas maganda ganda kapag nakapagpatapos naku ng mga Anak ko kc mas priority palang ang pag-aaral nila, may kanya kanya tayong pananaw sa buhay at saka kapag kukuha ka ng Hulugan, yung kayang bayaran at saka hindi magiging pabigat.😊❤

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Salto sir. Yan yung sinasabi ko wag kukuha ng sasakyan na lagpas sa kaya mong bayaran😁

  • @archiaziz3cadawas-tv3kf
    @archiaziz3cadawas-tv3kf หลายเดือนก่อน +2

    Using my hulugan Wigo, and I’m really proud of it-even if it’s financed! The main reason I chose it is because we live 50km away from the city, in a rural area (bukid), and I have passengers to consider: an 88-year-old and one PWD.
    Sometimes, I wonder if I should’ve gone for a 7-seater instead since it feels like it could’ve worked. But thanks to you, Sir, I realized I made the right choice. Our Wigo gets so much use-it already has over 15K km in just one year! I can confidently say it’s been worth it. While it’s a bit slower compared to bigger cars, it’s very convenient and much more affordable to maintain, which suits our needs perfectly.
    As for why I didn’t go for a second-hand car, I wanted to avoid the risks-and I’d rather not deal with the stress of repairs (or my wife getting upset if something goes wrong!).
    Thank you so much, Sir, for your videos. They’ve taught me a lot as a car owner and helped me make informed decisions. More Power & God bless! 👌👌

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Thanks din po sa appreciation.
      It means a lot sa mga content creators na tulad ko ang malaman na my efforts don't go in vein😁

    • @archiaziz3cadawas-tv3kf
      @archiaziz3cadawas-tv3kf หลายเดือนก่อน

      @@damimongalam6987 You're welcome po and thank you na din. More videos to come 😁😁

  • @bernardoaclan8276
    @bernardoaclan8276 หลายเดือนก่อน +8

    Ganda ng paliwanag ni sir mik mik marami ang natamaan ha ha,kaya ako mahilig din sa sasakyan hindi talaga ako kukuha ng hulugan kasi wala na akong trabaho hindi na makakahulog ha ha

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Ako rin di ko afford mag hulog.
      Tama na sa kin second hand para wala intindihing monthly

    • @NB20079
      @NB20079 หลายเดือนก่อน

      Parang may galit ot inggit ka sa mga meron sasakyan sir ah 😅😅,halata ka, bitawan muna inggit,ikaka stress mu yan sir😅😂

    • @edwardtabo4295
      @edwardtabo4295 หลายเดือนก่อน

      GOOD DAY pO Sir/iDOL Kuya MikMik,,,D'Best pO mga Topic nyo and Well explained kya noong matambay ako xa Utube ch nyo hindi npO ako bumitaw lagi ko inaabangan mga latest apload video nyo kc 4shure marami kapu2lutan ng aral,, Maraming Salamat pO well relate pO ako d2 xa topic nyo ngayon,,, napakuha din pO kc ako ng hulugan sa2kyan at matagal kopO pinag isipan hanggang xa nanuod pa ako ng mga car review kung ano ang D'Best Car na pasok xa budyet at sakto xa panga2ilangan ng pamilya ko sadyang naka2lito pO talaga xa dami ng Brand at xa pagandahan ng iniaalok na offer,,, yan din pong mga sinabi nyo naging batayan ko base xa mga vlog napanuod ko ,,, Maraming Salamat pO & GOD BLESS😊

  • @benbuilders7849
    @benbuilders7849 หลายเดือนก่อน

    Ganda na advise po Tama if hindi kailangan wag kumuha Kasi magiging liabilities molang mas ok sa business or investment sa lupa monalang ilagay mas sure na may malaking balik sayo. Ako kumuha ako pick up kasi gamit na gamit ko sa construction business

  • @jerceltuano6089
    @jerceltuano6089 หลายเดือนก่อน +2

    Mas maganda tlga mag invest s lupa o kya ginto, pro kung di tlga mapigilan kumuha ng sasakyan do the math muna bgo kumuha ng hulugan n hindi malalagay s alangin ang mga bills ska savings kc di rin maiiwasan n biglang my dumarating emergency s buhay ntin.

  • @AltheaAblanDavid
    @AltheaAblanDavid หลายเดือนก่อน +5

    Iyong Kapatid ko Po bumili Ng brand new Suzuki Alto 2019 model NASA 457,000 hulugan.
    Pero. Natapos na bayaran sa bangko
    Naibenta Niya Ng 185,000 pesos Ngayon 2024.

  • @JOHNYONARDPAULY
    @JOHNYONARDPAULY หลายเดือนก่อน +4

    Kelangan talaga may purpose ang pagbili. Kumuha kami ng kotse last 2021 dahil that time ay napakahirap magcommute at magcarpool dahil sa COVID at paikot-ikot ang carpool sa paghahatid. Since andito kami sa NCR then Pangasinan at Quezon province ang families namin e mas convenient samin ang nakakotse para anytime nakakauwi ng mas mabilis at isa pa ay may alaga kaming aso. One of our great investments!

    • @JOHNYONARDPAULY
      @JOHNYONARDPAULY หลายเดือนก่อน

      @@rupano_vertoga5933 Technically not an investment. But, the amount of convenience it brings to us makes it a viable investment. But yes, it may not be in the traditional sense 🙂

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Dyan pwede masabi investment ang Isang sasakyan, yung maserve nya ang purpose nya.
      😁

    • @allancarvajal1518
      @allancarvajal1518 หลายเดือนก่อน

      Car is not an investment. Anything that doesn't appreciate in value in a long time is not an investment. Car depreciate in time.

    • @akhiogaming971
      @akhiogaming971 หลายเดือนก่อน

      ​@@allancarvajal1518true....iniiba na nila ksi ang term ng investment...Investment ksi eh yun may pumapasok na pera sayo...sa ngayon ksi investment na tawag nila pang araw araw na gamit 😂😂 hindi nila alam na araw arww sila gumagastos sa gas at maintenance ng sasakyan..

    • @arnelllano1237
      @arnelllano1237 หลายเดือนก่อน

      Pwde na rin masasabing investment yan kasi nakakatipid ka ng time sa byahe...iba kasi pera lang ang basehan ng investment pero mahalaga din ang makatipid ka ng time sa byahe dahil mailalaan mo yung oras mo sa family o maging productive sa ibang bagay...isipin mo bbyahe ka NCR to Pangasinan or to Quezon, isang araw ang ilalaan mo papunta pa lang kung magcocomute ka. Whereas kung may sasakyan ka isang araw lang pwede na balikan...meron din po akong lumang sasakyan dati at iba yung nakakausap mo yung pamilya mo in the privacy of your car...dimo magagawa yan kung nagcocomute lang kayo....

  • @Tatalino511
    @Tatalino511 หลายเดือนก่อน

    Excellent advice! Really informative, helpful and relevant 👍

  • @dado22tv
    @dado22tv 7 วันที่ผ่านมา +1

    Salamat po sa kaalaman na nasagap ko

  • @boybakala9677
    @boybakala9677 หลายเดือนก่อน +18

    isa pang tip kung pipili kayo between low downpayment or low monthly mas maganda piliin yung low monthly, kahit malaki ang down maliit nmn ang tubo

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +2

      True 😊

    • @akhiogaming971
      @akhiogaming971 หลายเดือนก่อน

      ​@@damimongalam6987Lakihan ang downpayment para lilit monthly tpos liliit din ang interest nila😂

  • @shulonvlog1555
    @shulonvlog1555 หลายเดือนก่อน +1

    Na enlightened ako nito ..lalo na ung sinabi nio po na ndi nmn pala gagamitin lge mnsan lng pag my lakad..imbes na mangutang pagiponan ko nlng kahit ung mini van para makuha ko ng cash .. salamat po sir.

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน

      mag grab na lang kung minsan lang gagamitin. dami ganito sa pnas, isang taon wala pang 3000 kms tinakbo. syang pang rehistro, insurance at depreciation.

    • @sirkielmotovlog
      @sirkielmotovlog 10 วันที่ผ่านมา

      ​@@rodzvalv_5673ako din, gusto ko sana kumuha ng medyo modelo at mejo malaki kasi malalaki na anak ko.. 5 kmi ksama ung byanan ko. Pero sa trbaho eh motor2 lng ako.. npapaisip tuloy ako.

  • @titowhemoto3025
    @titowhemoto3025 หลายเดือนก่อน +1

    Yan ang pinaka magandang topic para maiwasan ang naglalakihang sasakyan sa kalasada iisa lang naman ang sakay pasikip lang sa kalsada. Mema lang😂

    • @WhyNoT_10
      @WhyNoT_10 หลายเดือนก่อน

      E may kaya Naman Kasi tsaka anytime pwd makasakay Ng kahit sino. Bat kung maliit sasakyan mo kaya mo bang palakihin bigla pag need mo? 😂 Ingit lang yang mga Hindi makabili. Pero bigyan mo Ng Pera bibili yan 😂 Yung traffic sa driver na Yan. Disiplina lng need. Sa america mas madaming tao at sasakyan Kasi bawat Isang tao may sasakyan Kasi Wala Naman mga jeep Dito. pero okay Naman daloy Ng traffic. Alam mo bakit? Kasi may disiplina mga driver Dito at sumusunod sa batas. Di tulad Dyan paunahan Ng nguso Ng sasakyan 😂😂😂 tapos kahit San pwd lumiko or U-turn kahit bawal Kasi Nga MAPARAAN MGA PINOY kahit mali na😂😂😂

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Pag may sapat na pera pang hulog or pang cash ng hindi magigipit ang buyer ok lang naman Pero kung saktong sakto lang ang pera pumili n lang ng low end at mas maliit kung hindi naman kelangan ng malaki para hindi mapamahal sa kukunin sasakyan.
      Mas malaki mas mahal mas malaks sa gas and mas mahal maintenance. Mga bagay na pwede maitipid para pandagdag sa panghulog😁

    • @titowhemoto3025
      @titowhemoto3025 หลายเดือนก่อน

      @@damimongalam6987 practical ba🤣

    • @WhyNoT_10
      @WhyNoT_10 หลายเดือนก่อน

      @@damimongalam6987 Tama Yan. pero walang connect sa comment nya haha may Galit sya sa may mga malalaking sasakyan 🤣

  • @jonnellicmuan7811
    @jonnellicmuan7811 หลายเดือนก่อน +2

    Nice 👍👍👍👍👍

  • @OrelMoto88
    @OrelMoto88 หลายเดือนก่อน +2

    Tama ka brother iba wala pang garahe masabi lang na may car siya kahit walang garahe

  • @daneurope9167
    @daneurope9167 หลายเดือนก่อน +1

    you only live once so kung kaya naman pwede ng makatikim ng bagong sasakyan kahit yun mura lang..feeling rich..😊

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Kung kaya talaga maghulog go for it pero kung pipilitin lang baka magsisinlang. You only live once masakit nman kung mararanasan pa yung mabatakan ng sasakyan

  • @pescaderaaquila3303
    @pescaderaaquila3303 หลายเดือนก่อน +1

    very informative sir micmic, Salamat sa information

  • @Jdem9666
    @Jdem9666 หลายเดือนก่อน +2

    Ok kumuha ng hulugan kung magagamit mo pra makapag produce ng income
    Example pang byahe araw araw sa
    Mga Service apps
    Basta magbbigay ng income ok yan
    Saka dapat kung Monthly ng sasakyan mong hulugan 18k
    Dapat kumikita ka sa isang buwan ng
    70k
    Panalo kaparin khit my bawas❤❤

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Correct. 😁

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน

      ang problema jan di alam ng owner concept ng depreciation ska maintenance. lustay lang ng kinita. ayun pag may major repair walang pang ayos, tengga sasakyan. di mka bayad ng pang hulog, hatak ng financier. back to zero 😅

  • @orlandojrsaflor2019
    @orlandojrsaflor2019 หลายเดือนก่อน +1

    Wala prob basta gagamitin sa pagkakakitaan depende un sa tao ngayon kukuha ka sasakyan magamit sa negosyo

  • @AltheaAblanDavid
    @AltheaAblanDavid หลายเดือนก่อน +2

    Kaya Po kuya Mik Mik Hindi Muna ako bibili Ng sasakyan mapa brand new o second hand, cash or hulugan Kahit bisikleta lang bumaba Po talaga Ang value pag lipas Ng ilang buwan. Kahit simpleng gamit sa Bahay at car accessories Ganon din Po bumaba Ang value pag tumagal Po.
    Salamat Po kuya Mik Mik 😊😊😊😊😊😊😊😊😊😊😊😊

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Pwede nman bumili kung talagang need sa buhay Pero kung hindi need dagdag gastos at dagdag imemaintain lang. Ako bumili noon ng hulugan kasi Sabi ko ipangpasada ko para Yun Kitain ko ipanghulog, natapos ko naman Pero di n ko umulit😁

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน

      @damimongalam6987 ah Ganon PO

  • @GenoCueme
    @GenoCueme 7 วันที่ผ่านมา +1

    Salamat sa advice sir

  • @oscartrapal4078
    @oscartrapal4078 หลายเดือนก่อน +1

    Dapat pag kukuha ka ng hulogan na sasakyan tiyakin mo muna na kaya mong hulogan monthly. Salamat sa paalala kuya vlogger.

  • @arnoldbayog7019
    @arnoldbayog7019 หลายเดือนก่อน +1

    salamat sa advice kuys

  • @clintariesancajas4690
    @clintariesancajas4690 หลายเดือนก่อน +3

    Tnx sa advice kuya. 👍

  • @PERCIVALLARANJO
    @PERCIVALLARANJO หลายเดือนก่อน +1

    Very well said sir😊

  • @donatoreyes5282
    @donatoreyes5282 6 วันที่ผ่านมา

    Boss mag topic k nmn tungkol sa multicab. Ty

  • @arnelmontalbo2693
    @arnelmontalbo2693 หลายเดือนก่อน +4

    Ang dami mo talagang alam

  • @jefong58
    @jefong58 หลายเดือนก่อน

    Tama naman kayo sir ako saka misis ko lang 3 sasakyan namin puro 6 cylinder Toyota 4 door SUV 8 seater at E class mercedes at retired na kami kaya nagpaplano na rin ako magbenta

  • @jacksonlapasaran265
    @jacksonlapasaran265 หลายเดือนก่อน

    ❤🎉🎉 nice moree

  • @SiteOne-24
    @SiteOne-24 หลายเดือนก่อน

    Salamat tama po yan paalala

  • @garrymendiola8418
    @garrymendiola8418 หลายเดือนก่อน +1

    Good advice sir

  • @NealSugano
    @NealSugano หลายเดือนก่อน +1

    very informative sir ty

  • @probonebarao
    @probonebarao หลายเดือนก่อน +2

    Buti nlng napanuod kita boss,Dina aq kukuha ng hulugan..

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +2

      Pwede nman po lalo kung kailangan Nyo, bsta sure kayo na hindi yan ang magiging dahilan para kayo magipit.
      😁

  • @ronielflores4028
    @ronielflores4028 5 วันที่ผ่านมา

    uso na ngayun ang may sasakyan, sa mga darating na panahon ang mga walang sasakyan ay magkakaroon ng isang lugar kung saan sila lang ang nakatira😅

  • @tagasamar3875
    @tagasamar3875 หลายเดือนก่อน

    Anu po ang masasabi nio sa secondhand na volvo S90 royal executive?

  • @zealot8220
    @zealot8220 หลายเดือนก่อน +19

    Dami naka suv at 7 seater pero ang laman driver lang ..gusto kasi ng pinoy ang rich look para masabi na may kaya sa buhay…ayaw mag commute kahit napakalapit lang ng pinapasukan..unlike sa europe at japan..paliitan sila ng sasakyan dahil mas akma ito sa kalye nila at praktikal pamasok

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน +4

      pang sundo sa ofw un boss. kailangan nasa airport lahat para may pasalubong.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      😁

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      True

    • @RaymartPCabales
      @RaymartPCabales หลายเดือนก่อน

      tama ka.Hindi uso dito sa europe ang mga suv.Sa pinas palakihan akala mo naman nasa America

    • @jandow007
      @jandow007 หลายเดือนก่อน +2

      case to case basis ito brad..
      budget, road condition pati flood proof.
      kung ako tatanungin 7 seater SUV talaga para all around na.
      isa lang ang garahe ko at can't afford mag dalawang sasakyan.
      pero may motor ako pamasok.

  • @briancaroll1194
    @briancaroll1194 หลายเดือนก่อน +2

    Sadya naman ganyan lagi ang tips at suggestion. Kakatiis mo at kakatipid mo sa pag bili ng mga bagay na gusto mo..d mo.na eenjoy ang iyong buhay hehe. 😂

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +4

      Hindi po yun titipirin ang sarili advice😊
      Ang paalala po ay pag isipan maigi kung kailangan bang kumuha ng huhulugang sasakyan, at kung kukuha ng sasakyan ay piliin yung tugma sa pangangailangan at Yun variant or brand na kayang bayaran.

    • @emilmadrona8360
      @emilmadrona8360 หลายเดือนก่อน +1

      Hindi lang sa material things ma eenjoy ang buhay po. May mas higit pa na importante po pwede pa din ma enjoy ang buhay kahit nag titipid ka contentment is the key. Pero kung madami tayo pera why not go for it basta kaya po. God bless

  • @AltheaAblanDavid
    @AltheaAblanDavid หลายเดือนก่อน

    Nakabili kami Ng 2nd hand na Isuzu crosswind xuv 2003 model noong December 2010.
    Binigay Ng first owner Ang sales invoice nakalagay Ang original price is 830,000 pesos noong June 2003 . Naibenta sa Amin sa halagang 335,000 pesos Ang laki Ng tapias Po sa value Ng sasakyan.😊😊😊😊

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน +1

      ang tawag po dun ay depreciation. ok na presyo na po un sa seller. nagamit nia ng 7 taon ang sasakyan. sulit na po.

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน

      ​@@rodzvalv_5673Tama ka Kapatid

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน

      ​@@rodzvalv_5673NASA 100,000 km Ang tinakbo Niya Ang makuha nanin noong December 2010 naka rating Ng naga city.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +2

      Yun friend ko bumili ng wigo first gen na TRD edition. Hinulugan nya ng 5 years ang tinakbo na sa 45k km lang. Although casa maintained ang makina yun body ang dami gasgas tapos andami nya pa nilagay n kung anuanong Accessories na hindi bumagay. Nung ibinenta nya sa buy n sell nya pa inalok. Kinuha lang ng 270K. Ok lang seaman nman sya malakas kumita. Bumili nman ngayon Honda accent.

  • @DrLaw-ul5op
    @DrLaw-ul5op หลายเดือนก่อน

    tAma si kuya mikmik . hindi n tlga ako uulot na maghulugan

  • @ogiefuegomotovlogs9455
    @ogiefuegomotovlogs9455 หลายเดือนก่อน +3

    Sakit talaga sa ulo pag kukuha ka ng hulugan kung hindi stable ang trabaho tapos mas malaki pa ang babayaran malaki pa tubo nila tulad din yan ng kukuha ng hulugan na motor yung ibang dealer ayaw nila ng cash kasi wala silang kikitain gusto nila hulugan kasi mas kikita sila sa hulugan....

    • @greggycometa7694
      @greggycometa7694 หลายเดือนก่อน +1

      invest ko, lote, patagal ng patagal pa mahalng pamahal

    • @ogiefuegomotovlogs9455
      @ogiefuegomotovlogs9455 หลายเดือนก่อน

      @greggycometa7694 tama ka Jan kasi pwede pang magtanim Jan eh Ang sasakyan habang tunatagal bumababa na Ang value....

  • @sundayrivas111
    @sundayrivas111 หลายเดือนก่อน

    Very informative 😊

  • @patlizsarmiento
    @patlizsarmiento หลายเดือนก่อน +1

    yes correct po

  • @florencejoy2834
    @florencejoy2834 11 วันที่ผ่านมา

    pinakamagandang maginvest sa lupa

    • @damimongalam6987
      @damimongalam6987  7 วันที่ผ่านมา

      Meron din po mga lupa na bumababa ang value katulad ng mga binabaha. Ginto ang hindi bumababa value 😁

  • @jayarquillano7252
    @jayarquillano7252 2 วันที่ผ่านมา

    sir, alin mas maganda, hulugan na brand new or hulugan na second hand na sasakyan?

  • @mhonsterfreak8482
    @mhonsterfreak8482 หลายเดือนก่อน +1

    Kaya pagkukuha talga ako yung magagamit ko sa business like L300 sana pag uwi ko makakuha na ako.

  • @TapoAndres-f3x
    @TapoAndres-f3x หลายเดือนก่อน +1

    Dami kung nalalaman sa mga blog po ninyo, salamat shout po

  • @jerminedombrigues7714
    @jerminedombrigues7714 หลายเดือนก่อน +1

    alwaays watching po kuya mikmik

  • @wakers3137
    @wakers3137 หลายเดือนก่อน +1

    tama c kuya mik mik. pero kung kaya din naman maghulog ok na din un, kasi in 5 years kung wala ka binabayaran at hinuhulugan hindi karin makakaipon.. kasi mas madali mawala ang pera kung wala ka pinaglalaanan..

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Yes Tama po, basta sa tantya Nyo ay hindi ito ang maging reason para kayo magipit at talagang need Nyo ng sasakyan ok din ang kumuha ng hulugan, ako rin nman 2x na kumuha Nyan at narausan ko Rin nman 😁

  • @jay-arsakirin2854
    @jay-arsakirin2854 หลายเดือนก่อน +3

    Tama ka boss salamat sa paalala♥️♥️😊

  • @ronilolegarce5802
    @ronilolegarce5802 หลายเดือนก่อน +28

    Huwag kau matakot kumuha ng hulogan kasi lahat na ikot sa pilipinas puro utang house and lot utang 25.yrs paghindi ka maglakas ng loob walang mangyayari sa buhay mo

    • @daisyanghay7604
      @daisyanghay7604 หลายเดือนก่อน

      Meron namn maganda mangyari kung hindi mgmadali mangotang

    • @allanmeneses1270
      @allanmeneses1270 หลายเดือนก่อน +2

      Hindi lang dyan nasusukat ang lakas ng loob ng tao huwag kang gaslighting.

    • @RiksMartin
      @RiksMartin 14 วันที่ผ่านมา

      Stupid mindset..dahil puro ang ikot daw sa pinas utang makikigaya k n? E tanga k pag ganun!

    • @RasedMB-v9o
      @RasedMB-v9o 3 วันที่ผ่านมา

      Tama,tatada at mamatay ka na lng ndi ka makakatikim ng Brand New car kung hahanatyin mong cash ang bilhin mo, at least khit hulugan nagamit muna,sa pang Araw Araw, mhirap kc puro Hiram.

  • @rodpau691
    @rodpau691 3 วันที่ผ่านมา

    Buying a vehicle for personal use is not a good investment because it depreciates fast.

  • @alexnoynay966
    @alexnoynay966 3 วันที่ผ่านมา

    Mali kasi ang kaisipan na ang sasakyan ay investment....luho po yan para reward sa sarili mo .

  • @bohcap418
    @bohcap418 หลายเดือนก่อน +1

    You are right Mic.Keep Safe

  • @joramtv9926
    @joramtv9926 วันที่ผ่านมา

    Kung doon ka masaya kumuha ng bago at d ka naman nakakaabala ng iBang tao bkit ipagkait mo sa Sarili mo.. naalala ko dati ng nag labas ako ng sasakyan.. sabi sa akin d ko dw kayang bayaran. Ngayon bayad ko na ang unit ko. Pero siya gang Ngayon motor parin

  • @tabilogrobertvlog5998
    @tabilogrobertvlog5998 หลายเดือนก่อน +1

    Thank you sa advice lods

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      😁😁😁 you're welcome po

  • @benjamindomingo1746
    @benjamindomingo1746 หลายเดือนก่อน +1

    good advice tnxs idol dma

  • @RhoanneLorica
    @RhoanneLorica หลายเดือนก่อน +1

    Kuya pwede siguro magkuha nang sasakyan kung itoy pasahero-an..para my kta at maganda na ikaw nga mag drive kasi iningatan mo yung maghiram kasi walang paki alam kung masira

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Yes very ideal ang sasakyan kung gagamitin sa business or sa work kahit na hulugan pa. Pero kung kukuha ng hulugan para masabi lang na may sasakyan kahit hindi naman talaga kailangan ay sayang lang pera na mapupunta sa interest ng banko

    • @RhoanneLorica
      @RhoanneLorica หลายเดือนก่อน

      @@damimongalam6987 opoh kuya thanks Poh

  • @hubertovictorino9868
    @hubertovictorino9868 2 วันที่ผ่านมา +1

    Natawa ako dun sa ang mga BANGKO WLANG AWA🤣😂😁

    • @damimongalam6987
      @damimongalam6987  2 วันที่ผ่านมา

      Hehe. Totoo PO Yan, walang awa ang mga yan, sasakyan man or house and lot sanay na sanay sila mag repo😁

  • @IreneoPanabang
    @IreneoPanabang หลายเดือนก่อน

    Kung saan ka masaya doon ka, no matter what😂

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน

      pag nahatak ng bangko, tapos ang saya boss 😅😅😅

  • @kristanvalencia0612
    @kristanvalencia0612 หลายเดือนก่อน +1

    Yung motor ko na nabili 2nd hand lang kse yun lang ang swak sa budget ko, nag inquire ako ng installment kso medyo nabibigatan ako kaya nag decide talaga ako 2nd hand na lang ang hanapin ayaw ko naman mangutang para makapag cash lang, mahalaga wala akong iniisip na buwanang hulog

  • @a151974
    @a151974 หลายเดือนก่อน +1

    #1 bago bumili ng sasakyan, siguraduhin mo na may sariling parking ka

  • @Janus-vc7uq
    @Janus-vc7uq หลายเดือนก่อน

    Mag minivan nalng kisa sa manga suv at sedan na old model baka na baha salit sa bulsa

  • @denzvlog3115
    @denzvlog3115 หลายเดือนก่อน +2

    sa akin 2nd hand lng na mayos pero hnd hulugan. palitan ko nmn ng peysa atleast sa akin n.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Same tayo. Second hand na lang para wala pinatutubuang utang😁

    • @briancaroll1194
      @briancaroll1194 หลายเดือนก่อน +3

      Tama yan since d mo tlga kaya kumuha ng bnew. Mahalaga masaya ka sa iyong naging desisyon. Madami akong kilala may pera at mayaman..pero 2nd hand ang binibili.

    • @denzvlog3115
      @denzvlog3115 หลายเดือนก่อน

      kht sbihin mo meron k pera png bago. pg labas yn sa kasa baba n yn halaga yn. hnd kagayan ng 2nd hand pg n tuned mo tataas p yng value. lalo n yng toyota 4gae 24v vvti at honda k20 vtec

  • @Francisco-k7z3k
    @Francisco-k7z3k หลายเดือนก่อน +2

    Idol' dmi ko natututunan syo.

  • @joselitorosales7227
    @joselitorosales7227 หลายเดือนก่อน +2

    Hello boss mik-mik ok tipz mo , me maliit sasakyan para sa maliit na pamilya yung kasya sa budjet lang, kei cars akma sa mga kalye sa atin

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Yes po Lalo ngayon palagi may traffic mahal pa gas😁

  • @reynaldocostanos
    @reynaldocostanos หลายเดือนก่อน

    Salamat idol sa tips mo❤

  • @AllenAbraham-ey4ie
    @AllenAbraham-ey4ie หลายเดือนก่อน +1

    Thank you kuya

  • @clark331
    @clark331 หลายเดือนก่อน

    dun sa part na sinabi si sir na para ka ng bumili ng dalawang car, hindi naman sir example nung akin let's say 1m yun price nung nicompute ko total nung M.A ko plus DP nag total lang sya 1.2M not bad kasi need din ng interest ni bank para kumita syempre for 5 years

  • @yiangarugamotovlog3234
    @yiangarugamotovlog3234 หลายเดือนก่อน +1

    Png second hand lng ako..mhirap bumili ng brandnew

  • @SeaTribe_M293
    @SeaTribe_M293 หลายเดือนก่อน +4

    sakto tlaga raize kinuha ko..hehe..

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Nice ride 😁

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน +1

      Buti Hindi na wigo halos same price na

    • @SeaTribe_M293
      @SeaTribe_M293 หลายเดือนก่อน +1

      @@AltheaAblanDavid ok na raize hindi gaano kaliitan makina, hindi din kalakihan.. matipid pa at pag manila palabam sa traffic.

    • @SeaTribe_M293
      @SeaTribe_M293 หลายเดือนก่อน

      @@damimongalam6987 matsalam kuya mik

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน +1

      @SeaTribe_M293 tamang Tama iyan Kapatid raize kinuha mo . kahit ako raize din or spresso Suzuki na kukunin ko Hindi na hatchback.

  • @isaganirosario118
    @isaganirosario118 หลายเดือนก่อน +2

    Masaya pa habang nag pa picture kasama mga pamilya habang hawak ang higanting susi at post agad sa facebook 😂 after a montn or year😢😢 kung pwede lang isauli sa casa😢 kaya lang nkakahiya na,kaya agwanta sa ginamos😂😂😂

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +2

      Yan ang dahilan kung bakit ako ginagawa ng mga ganitong vlog, naaawa ako sa mga nagkamali ng desisyon sa pagcimpute, sa timing at sa napiling sasakyan sasakyan
      Hanggang sa nauuwi lang din sa wala lahat ng pinaghirapan nila

  • @meregineamistoso7717
    @meregineamistoso7717 หลายเดือนก่อน +3

    Basta Ako Sir Pangarap KO Po Talaga Makabili Ng 8 SEATERS TOYOTA INNOVA 🙏👏😘💚 Yon Lang Po, Anyways Libre Naman Po Ang Mangarap 🤣😁😅😂 Thanks For Sharing Sir 🙏🙏🙏 Watching From Hong Kong 💚

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Tama PO Yan, keep on dreaming hanggang sa matupad.
      Happy viewing po sa Inyo dyan😁

  • @sundayrivas111
    @sundayrivas111 หลายเดือนก่อน +2

    Legit yan kuya micmic

  • @nhassprintingservices1016
    @nhassprintingservices1016 หลายเดือนก่อน +3

    dapat 50K to 100K ang monthly mo pag kukuha ka ng sasakyan. just my experience

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Sa akin di kakasya ang 50k kung kukuha ako ng hulugan. Dalawa pinag aaral ko parehas sa private schools. Kaya sa second hand lang ako para walang huhulugan.
      Tapos mas ginagamit ko pa motor, iwas traffic tipid pa sa gas. Yun car ginagamit lang pag family na sasakay😁

  • @phage4209
    @phage4209 หลายเดือนก่อน +1

    "Kelan kapa kukuha kung hindi ngayon..."

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +1

      Kapag may sapat na kita ka na, para Hindi mauwi sa batak

  • @AltheaAblanDavid
    @AltheaAblanDavid หลายเดือนก่อน +1

    Example Po. Diyan Daewoo cars noong 90's mura noon. Hangang year 2000 na Wala na Po.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +2

      Yes meron ako binili nya taxi 10k ko lang binili tapos kinatay ko benta sa junkshop Yun mga bakal. Yun mga piesa naman Hinanapan ko buyers.
      Kumita ako 10k din😁

    • @AltheaAblanDavid
      @AltheaAblanDavid หลายเดือนก่อน

      ​@@damimongalam6987 ayos

  • @migzyspidy92
    @migzyspidy92 หลายเดือนก่อน +2

    Kung kukuha ka ng sasakyan dalawa ang pagpipilian mo magiging Asset ba yn o Liabilities??

  • @cenoncamaligan849
    @cenoncamaligan849 25 วันที่ผ่านมา

    Tama lalot walang parking sa bahay nakakalat lang parang basura he he he.nakaka esturbo pa sa daan .tama?

  • @arnoldpangilinan5627
    @arnoldpangilinan5627 หลายเดือนก่อน +2

    Sir Mik bumili aq ng 650k worth na hilux, ginagamit ko pangservice sa samba (inc kasi ako) ng twice a week, 3 times a month gnagamit pang hango sa paninda(my sari2 store kasi kami), tpos 4 times a.month pambili ng feeds(my pigerry kasi kami). Ask ko sana kung worth it pagkabili ko ng pick up ko?

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน +1

      ayos yan boss. may gamit sasakyan nio pang negosyo kesa ipa upa at mabudol lang araw araw. basahin ang owners manual para malaman ang pms ng sasakyan.

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Ok yan sir, ang mahalaga dyan ay hindi nakastock sa garage. Mainam at napapakinabangan Nyo ng husto Pati sa negosyo

  • @SmilingHorseRacer-wb5fm
    @SmilingHorseRacer-wb5fm หลายเดือนก่อน +2

    Tama ka jan sir na experience ko yan 5 years to pay 2019 ng kumuha ng kotse akala ko kayang kaya dahil may paupahan ako pero hindi sapat lalo ako nagkautang utang samantalang kung dinamihan ko yun paupahan mas makakabili ako ng cash awa ng diyos nabayaran ko nmn pero mali

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Same tayo ng experience. Kumuha ako ng adventure noon kasi Sabi ko meron ako paupahan tapos ipampasada ko yung adventure.
      Hayun pag hindi sumasapat ang kita sa pasada nakukuha ang pera sa paupahan. Kapag nagkasakit at hindi makabyahe yari na ko. Lalo ako nalintikan nung mahuli ako ng colorum. Naimpound ako. But nabayaran ko naman, napakuha tuloy ako ng prankisa na lalo nagparami sa utang ko.
      Kaya nung marausan ko yan di na ko umulit. 😁

  • @papapaupapapau8217
    @papapaupapapau8217 หลายเดือนก่อน

    Try nyo kasi iconvert pera nyo sa Bitcoin kesa inflationary dollars o peso na every year bumababa ang presyo.

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน

      bitcoin 😅😅😅, try mo gamitin sa sm yan 😅😅😅

  • @Spartan-ty2vt
    @Spartan-ty2vt 26 วันที่ผ่านมา

    Pinagsasabe mu kailngan ko sasakyan dahil araw2x pasok trabaho wala bus or train masakyan
    Wala ako paki pinagsasabe mu🙃🙃🙃

  • @kennethowenocampo73
    @kennethowenocampo73 หลายเดือนก่อน +1

    Mabuti at wala pang nagpatahimik sayo kuya, masyado ka na kasing maraming nalalaman. 🤭

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Naku mababait lang mga viewers dito sa TH-cam Pero sa facebook grabe dami ko mga basher na buy n sell.

  • @medinam420
    @medinam420 หลายเดือนก่อน +3

    Unahin kayabangan kahit Kulo ang tiyan

    • @briancaroll1194
      @briancaroll1194 หลายเดือนก่อน +3

      Ayos lng magyabang...mahalaga ay masaya sya sa kanyang naging desisyon. D rin masama ang maingit kc iyon ay normal, ang masama ay maninira ka ng tao dahil lamang sa inngit😂

  • @rodrigocasimbon5242
    @rodrigocasimbon5242 หลายเดือนก่อน

    Hindi talaga ako kukuha ng hulugan kahit kailan……………wala kasi akong pera!😂😂😂😂😂😂

  • @Darkqoutation
    @Darkqoutation หลายเดือนก่อน

    Kuya mikmik. Tanong lng po bakit mas mlakas ang diesel kesa sa gasoline?

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Mas malakas ang torque ng diesel or yung pulling power nya kasi Mas maraming energy sa Isang Patak ng diesel kaysa sa Isang patak ng gasoline .
      Tapos ang diesel engine mas mahahaba mga stroke ng piston.
      Walang iniwan kapag meron ka pipihitin na turnilyong mahigpit pag hindi mo kaya luwagan kumukuha ka ng mas mahabang wrench para makatulong sa page pihit mo. Same sa diesel engine dahil sa haba ng stroke nito lumalakas ang pihit ng sa crank shaft ng makina

  • @JunDeiparine
    @JunDeiparine หลายเดือนก่อน

    Huwag kang bibili ng sasakyan puro gastos lang yan...mag commute ka na lang o' maglakad para iwas ka sa gastos.
    Itago mo na lang ang pera mo para walang sakit ng ulo... pero humanda ka sa siksikan, snatcher, holdaper, init, ulan at usok sa kapaligiran.
    Naku! yan ang magaling magpayo... 😂😂😂😂😂
    The Best katalaga...

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน

      Corny mo boy.
      Dami mo sinabi wala naman ganyan sa content ko.
      Naka drugs ka ba 😂😂😂

  • @Justanormalsmoothy
    @Justanormalsmoothy หลายเดือนก่อน

    Kung kukuha ng sasakyan hulugan man o kas unang2 gagawin ay magpagawa ng garahe pr hindi makaperwisyo sa ibang tao

    • @rodzvalv_5673
      @rodzvalv_5673 หลายเดือนก่อน

      kung maluang kalye at one way, ayos lang boss. pero kung iskinita, tama kayo 😅😅😅

  • @eugenecaliao2943
    @eugenecaliao2943 หลายเดือนก่อน +1

    Tanong ko lang po ok po ba ang Isuzu crosswind xt may benebenta kasi sakin eh...pang first car ko sana

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Kung maayos pa condition ng binibenta sa iyo na unit ok yan
      Pero kung ginamit na sa UV express wag mo n kunin

    • @eugenecaliao2943
      @eugenecaliao2943 หลายเดือนก่อน +1

      @damimongalam6987 kapitbahay ko Po Kasi Yung may Ari ..matandang babae na may Ari di na nagagamit kasi Yung mga anak nya nasa US na nakatira .sya nalang Kasi gumamit tas bihira lang ilabas sa isang buwan .11k Palang takbo nya

    • @gilbertserdenia2475
      @gilbertserdenia2475 หลายเดือนก่อน

      @@eugenecaliao2943pwede yan yan idol

  • @rolandoresco6236
    @rolandoresco6236 หลายเดือนก่อน +1

    😮😮😊😊😊

  • @ferdieflores3095
    @ferdieflores3095 หลายเดือนก่อน

    Kumuha ako ng dalawang parehong second hand nung nag uumpisa palang ako, ang masakit puro biogesic ang kailangan mo.... Ngayon hulugan na bagong sasakyan ang gamit ko, walang sakit ng ulo😂... Ang bulsa lang ay may sakit😂

  • @sanchez6922
    @sanchez6922 หลายเดือนก่อน

    I cannot afford cash sa house and lot kya utang ..thanks God amen nakaraos parin ..qong hintayin mo mka ipon para bumili ng car at house and lot ..hangang drawing nlng .mgyari kya pgkaya mo nman mgbayad ok ra mg utang

  • @euariaeu8873
    @euariaeu8873 หลายเดือนก่อน

    uung iba kasi kukuha ng SUV dalawa lang sakay..susme

  • @inocentesvillabas9007
    @inocentesvillabas9007 หลายเดือนก่อน +1

    Idol ok ba nissan mv350,

    • @damimongalam6987
      @damimongalam6987  หลายเดือนก่อน +3

      Ok yan pero mas ok ang hi ace.
      Kaso sa hi ace may waiting time para makabili ka. Sa nv350 anytime may available na unit