Is Money Everything? NRI’s guide to finding happiness back in India | R2I | OCI | PIO
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- เผยแพร่เมื่อ 19 มิ.ย. 2024
- Join Renu on a fascinating journey as she shares her experiences of living in India for 17 years after spending more than 40 years abroad (USA, Canada, Hong Kong). From cultural differences to insights on kids' education, she delves into practical tips for those contemplating a move back to India. With valuable information and unique perspectives, this video is a must-watch for anyone interested in the expat life in India.
Chapters:
1:31 Background and why move to India?
7:53 Life abroad vs India - quality of life, finance, safety, etc.,
22:49 Adjustment in India after living abroad for 4 decades
29:34 Kids college admission and process
34:17 Advice for future aspirants
Credit to pexels and freepiks for the stock images and vidoes
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Our mission is to provide support and guidance for Non-Resident Indians (NRIs) who are considering or planning to return to India. We share informative and engaging content about frequently asked questions related to finance, culture, job opportunities, real estate etc.,. Our goal is to help you make an informed decision about your move to India and to ensure a smooth transition back to your home country.
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I live the way she took pride in saying" I was fortunate enough to be a sahm"
Thanks for watching and sharing your thoughts
May desi return to India because of visa/ job issue / parents etc given a chance Indians will live in usa . More freedom . No polical interference , good infrastructure.lats but not least Reservation . My children suffered because of reservations. Not getting admission in reputed colleges with very high mark .
Thanks for sharing your thoughts
East or West India is the Best❤
Thanks for watching and sharing your thoughts.
So don’t go overseas 😂😂
@@Sam-bb2jlso don’t come to India 🇮🇳 and Asia . Stay in your wasteland without trees and foods 😅
So don’t come to the India 🇮🇳 and Asia as well 😎 stay at your wasted lands without trees and foods 🥴
I'm a patriotic Indian too, but I'm not blind. Before saying such things please visit other countries, understand how their systems work, how their government takes care of them and then comment. Otherwise this is just empty rhetoric. India has a long long way to go before it becomes the best
How come your kids moved back to Canada? For people to come back to India, girls have to feel safe on the roads. Corruption has to stop and there has to be religious freedom and freedom of speech.
Every person has their own choice on what they want to do at a given stage in life. No place is perfect but things have evolved a lot ( girls are safe on indian roads unless you are in some shady pockets for sure; which is case anywhere in the world)
@@DesiReturn I think it is very clear. She is opportunitistic. She made the best of her career overseas. Then she got her kids western passport and packed them off. Her retirement she spent in India because it is cheap. That is all there is to it. All this India is great and India has arrived, is all BS.
This is hypocrisy
No one is dying here in India. You come out of depression first, mam !!!!
Excuse me, I also lived in West África, HongKong n now in Valencia since 46 years...I'm her sister. .I'll never return to India no matter what. Its not about money, its about quality life..social security...the govt who looks after its pple
Wonderfully articulated by mam! Thank you for sharing positive feedback about move to India. Truly inspiring!
Thanks for watching and glad to hear you liked it!!
Where one will live can not be generalized, it completely depends on personal circumstances - visa/greencard/education/job/income/family/net wealth.
Completely echo with it and what their key priorities are ( there is no perfect place)
Well articulated 🙏🏻thanks for sharing
Thanks for watching and for feedback!!
After living in USA for more than a decade, I moved back to India 2 years ago with my family. We have a girl and a boy who are in elementary school. It's the best decision we have made. Yes, there are some drawbacks like traffic and other things, but still, it's worth the move.
@desireturn: Can you suggest a good CA?
Thanks Sundeep for sharing your thoughts. Glad to hear that the move worked out for you and your family. Would you send a note to info @ desireturn dot com or on insta at desireturn.official so we can send info about CA
Excellent insights!! So positive and so well articulated
Glad you enjoyed it!! Completely echo with your thoughts about Renu.
Such great insights from her, very well comprehended thoughts and inputs.
Yes. Gald you found the insights helpful. Thanks for watching and sharing your feedback!!
Another great episode! And a varying perspective.
Thanks for watching and sharing your thoughts!
Excellent interview. Thanks for sharing your experience, Renu 🙏
Glad that you liked it! Feel free to share to others who might benefit
One of the best and sensible episodes.
Thanks a lot!
thanks for the detail discussion
Thanks for watching and sharing your thoughts
This was a great episode ❤
Glad that you liked it!!
great insights maam
Thanks for watching
Lovely inputs by the lady. And so well observed that bharat has changed so much under our pm modi.
Thanks for watching and sharing your thoughts
😂 yes unemployment, infrastructure collapse, more taxes and poor quality of life. People who come back have millions if US dollars and will buy everything with their money power. You are a certified AndhBhakt.
There are pros & cons whether India, US or Canada, quality of life is subjective, need a balanced view
Very well said. It's a balanced view and what's important as a person as there is no perfect place, which is the reality
I don't see the difference, Cost of living in top 5 costliest cities in India is same as that of living abroad. Education and drinking water is free in most G7 countries. Whereas in India, they are being run as a business by business-minded people. Buying flats or apartments in most of the cities in India are becoming "in your dreams". LPG price ₹802.50, Petrol ₹94.72 per liter. Public transport is pathetic in India. And none of the Politicians are bothered about the higher cost of living.
Thanks for sharing your thoughts. True cost of living is increasing but in India you have options on what life style you want to spend (different range of schools, restaurants, housing etc.,) but in abroad the basic lifestyle is expensive. Cost of living abroad is crazy too since Covid.
Live other countries then decide
@@DesiReturntrue
Thank you, but I disagree. I lived in Bangalore before moving abroad. I have seen my friends who return from US struggle to find an affordable apartment without a water shortage irrespective of the area they chose to live in. On an average 2 BHK starts from 1 crore in addition the buyers are burdened by many other taxes (some hidden litigations on the area where the apartment was built). Managing water mafia's. Standing in a big queue in front of a school for kid's admission (no parent wants their kid to get low-quality education in a government school where is no basic facility? ("Politicians" send their kids abroad for good education, why not the common man?). So, perspective of living abroad and returning back to India varies from person to person.
It's not the same cost, though we often hear this from people. Here's an example - the decent place I can rent a very nice 2-3 bedroom furnished apartment in Powai (Hiranandani) or Bandra, both premium locations in India's biggest business city, I would pay Rs 75000 - 150,000 per month. That is equal to CA$ 1250 - $2500 or US$900 - 1800 for which I could barely get a 1 bedroom apartment (not a condo) in a non-premium location in Toronto or NY. The cost of eating in a 5 star in India is half the cost or less of eating in such a place in Canada or US. Same with taxis, food, groceries, maid services, and North America has rubbish public transit barring 1-2 cities. There is no cost equivalency when comparing apples to apples - India is *great* value.
Thank you for sharing your insight ma'am. What was the process to move the dog? Cost, airline ticket etc. thank you in advance
Amit, Have you checked out this about moving pet to India. instagram.com/p/C7hBk2pMw18/ ?
My friend moved his Labrador from San Francisco to Mumbai last week(jun-2024) costed him $6500 usd. Don’t know much details.
I talked to someone who relocated pet from TX to Hyd and it costed them around 2k for transportation, vaccine, certificates in US and India
I will return to india when there is no air smoke sound pollution. First then good roads and cleaniness. And people behave in a civilised. Less corruption, equality to everyone not like few sections of people dominate the india. Chance for my children to become a good entrepreneurs.
You have your choices. Thanks for sharing your thoughts.
India doesn't need narrow minded people like you
Thank you so much for all videos and guests! We are interested in your desi return founder Avinash story in case if you stayed abroad too ?
Great!! Thanks and you are welcome. Yes I would love to share the journey and I lived in US for 20 years before moving back 2 years ago
10:33 no ma’m I have a landscaping company maintain my yard, a cleaning service to keep my house clean, on call cook for food if I don’t feel like cooking, and yes I am living a multi millionaire life in the US. And on the other hand, I have had issues transferring money from India, but sending from here has been a piece of cake. Not sure where you banked…
And grocery store coming out without paying 😂😂😂 if you go to a grocery store without your wallet where you are not known, I am highly doubtful they would let you in India either. During Covid humanity did prevail everywhere, especially when the delivery guy knows where you live😅😅.
Super happy to know that you have all you need in US and key message is that is Renus experience and she is not generalizing. All the best!!
@@S.A.1try what she said in Walmart, Target and then come back.
Living in Europe I agree only with the point of loneliness. Western world is a very lonely place.
Nobody is making a patient of brain tumour wait for surgery here it is based on priority only those surgeries which are not critical are made to wait not all. People here also pick up the person and help the person if someone fell from a bike yes they will not take your number and won’t be connected but they do help on the road if an issue happened though I don’t know how it is in Canada or US.
Thanks for sharing your thoughts. Agree people help in other countries too.
Just come back to 🇮🇳
In her perspective been lazy and having maids is quality of life
Not doing chores - doesn’t mean lazy and having extra time to so what you like. Quality of life definition varies from person to person.
Great insightful interview! Thank you
Glad that you liked it. Renu is very clear with her toughts and lot of knowledge/insights. Thanks
I would like to have our contact.
I am in a similar dilemma, to settle down in US or India.
Both have their own pros & cons.
Thanks for watching. Please send a note to info @ desireturn dot com so we can connect .
Although she downplays shoveling snow, taking out the trash and other household chores, these are things that keep you active, humble and heathy. In Canada, the average Gen X or millenial is generally more active and healthy than an Indian who has the ability to have household help. Convenience is not always your friend.
Thanks for sharing your thoughts. With convenience, one can choose what they want to do instead of of doing something that they dont enjoy. With that said, managing household help has its own challenges too 🤪
@@DesiReturn lol true. But if people had the choice who would really choose to do household chores? No one! Chores are nature's way of compelling one to be active and also practice mindfulness.
It was nice to hear her extol the humanity in India which is definitely true. Of course the flip side is the amount of scams one is subject to India which is not as prevalent in the west. Important to understand that one person's experience is not a reflection of what another will experience. Sorry, just wanted to keep it balanced!
Completely agree. No place is perfect and you need to decide what is more important to you and deal with other things that come along with it. Life is like that and everyone's journey is different.
@@DesiReturn Absolutely agree with you. One does these things out of necessity and not because they love to shovel or cook or do things not that doing chores is bad. The price comes at a cost and it is the time which you get when you have convenience.
@@Achtungatutube😂 entire us dollar is a scam another clown leave before it's too late
Brilliant episode Avinash, you bring diverse gem stories. Renu verbal skills is excellent.
I live in Vancouver ,IT job well settled but I can relate to her life choice supporting last stage of parents life. What else is there in life, she is wonderful.
But let’s not go to Road accidents I got beaten in India in accident which was not my fault just coz I was in car and other guy in bike,
It never happened in Vancouver people don’t fight during accidents.
Thanks
Thank you for your feedback!! Renu is great - clarity with her thoughts and good articulator. Thanks for sharing your experience and sorry to hear that.
Please do another episode with her.
Thanks
😂 The Canadian economy is collapsing tomorrow white will hold you accountable so best of luck
Excellent and insightful video. If you could kindly let me know as to how I can connect with ReNu. Many Thanks.
Thanks Sheena! Can you please reach us out at info @ desireturn.com or Instagram at desireturn.official, we will help with the contact info of Renu
Love this video from uk 🇬🇧 I visit India 🇮🇳 every year for 3 months I love ❤️ India 🇮🇳
Thanks for watching!
I am paying the same price for avocado in UK :D
:) lol
14:11 😊 ❤Bharat
Thanks for watching
Please could you mention the name of the chartered accountant his office address and number
Let me check with Renu.
Madam we have been to INDIA after retirement twice in last two years and to be honest and fair it is sad that when we left our motherland it was in much better condition than now.when a government cannot provide the basic services like clean water,air and rules and regulations for the roads and justice for all and services are poor then your quality of life is not good,so although we have a house in India 🇮🇳 we have no plans of moving back because of quality of life!🇮🇳
Thank you for sharing your experiences. Others had a good time and it varies based on what’s important for them. Have a great day!
@@DesiReturnRightly said.
After 18 your kids will move to abroad again like you did when you were young..just say it quality of life for rich buddhas is better in India then abroad becz of medical facilities😬
Didn’t you put your children in the same spot, from where you made the move.
Same vicious cycle?
Everyone has a choice to decide on what they want to do. Actually studying/working in different countries or even different cities opens up different perspectives and thought process. Based on given phase of life, one can can choose what they want to do
Well, her kids got Western passport, thats the goal everyone has. If you really feel India is great, why did you send you kids back to Canada? There in lies the answer.
I dont know getting a wester passport is goal for everyone ( I know few even though they are qualified and who doesnt want to take or took) . Every person has their own choice on what they want to do at a given stage in life.
By the way doing your household work is own responsibility.
Optional vs mandatory is the difference. Having that flexibility is great for some people.
In conclusion Her path, get western passport spend productive years in developed country, make sure kids will ,settle in western countries. Come back to India in your late fifties and be liability to Indian government
She is a tax paying resident and how can you say she is liability to Indian government. Anyway everyone can choose their own path.
I agree with your overall point except the last. There is no social security payments in India (at least not in amounts worth mentioning), no free healthcare ( except if you are willing to go to the government hospitals and take a chance there) , no free or great quality public education system. So I don't know what liability the government is taking for someone who moves to India in old age. In fact, if you have some source of global income to support you in your old age, government will be happy to tax you for it...and provide nothing in return.
@@earthling017Your last point is wrong too.
Is "having a lot of house-help, buying cigarettes from a paanwala = good quality of life?" She makes it sound as if doing chores around the house reduces the quality of life??
Everyone’s definition of qualityof life is different and having flexibility of time is important to some. Thanks for watching and sharing your thoughts
Only problem in india is pollution and red tape ,for these retired guys might be good as they earn but young is struggling to have good life
I would love to call out hypocrisy of these people. People who are moving out of USA mainly people on H1b. As backlog is building up. People are not getting their GC like other west country. Any time market goes down in USA , they loose their sponsorship from company. They need to return back to India. I saw multiple example when people were forced to return back to india from USA during covid 2020. As they loose their sponsorship. Now these people are singing song “ india is great.” on all social media group To make them feel better. My question to these people why did you move to USA in first place, if you love your country so much. It’s called hypocrisy. It reminds me saying “ Angoor Khatte hain” IT’S EASY TO DESPISE WHAT YOU CANNOT GET. 😂
Thanks for sharing your thoughts. People moved due to unforeseen and forced circumstances but also quite a few moved intentionally too. People go to different countries for getting better experiences, opportunities, etc but as your priorities change in life as you age, one candidate decide what they want to do ( move to a different country, change jobs, enroll in different programs etc.,) . Going back to home country is not a failure at all!!
@@DesiReturn People often defend their decision to move back to India by claiming a sudden awakening of love for their country. However, if it's really about the experience, why do many who get the chance to go abroad ensure their child is born in the USA? This way, even if they return to India, they keep the option of coming back to the U.S. open, as their American-born child can sponsor them when they turn 18. I live in the USA and have heard American managers criticize Indian IT workers, saying their main goal is to get sponsored for an H-1B visa. When these workers are sent back, they often justify their return by professing love for their homeland, seeking validation on social media. It’s quite hypocritical!
@@LifeLenswithJyotiGillThat's how you look at it. People who migrated to the US think that have/had a better life but people who did not go also made a lot of money. People who choose to move back also look at the potential India has and investment opportunities. Is grass greener on the India side?
@@ashutoshkulkarni551 duhhhh you are asking a question and answering youself . I am calling hypocrisy of people. How people get sudden awakening for love of their country. When any reason they need to go back to india , mostly visa issue . They start defeding their decision to get validation on social media.
@@LifeLenswithJyotiGill Nope. You are not getting it or don't want to accept that people seriously consider the India option even after living in the US for a long time. People do compare India option at various stages. And, people after returning from the US do make much more money and live a better life. You will find many examples in India if you keep your eyes and ears open. India offers a lot more investment options to make money. Also, US doesn't have UPI :) so you need to carry cash or cards. Very uncomfortable.
You should make these videos in Hindi also
We are looking into this and see how we can bring these episodes in multi languages
India is definitely growing and changing a lot, however, it is not even close to the quality of life, safety and peace of mind you get in western countries, environment is clean and wonderful, people are really nice while in India not all but most people are toxic and just weird and envy and jealousy is the top priority amongst many. Caste politics and religious divides makes even the biggest cities unsafe. Girls are not safe in India in any part no matter what anyone says, we have experienced this ourselves. There has to be a lot of change in the mindset of people to even be close to where it needs to be in the coming years. And no sane minded person who lives abroad would want their kids to grow up in India and that ia the reality.
Thanks for sharing your experiences and perspectives. There are lot of families who moved to India intentionally for the kids to grow up up in India and people can make their own own decisions based on their experiences and opinions. Have a great day!!
Im Renus sister. I will never return to India..not all shown is REALITY
Oh nice to e-meet you. Everyone can make thier choice and I respect it. Have a a great day
Doing your daily chores cooking food, cleaning, backyard mowing, cleaning cloths is a normal course of life, paying others below the minimum wages for such daily jobs is exploitation not to be name as comfort. One needs to integrited in society & upgrade to better social value to live happily in it. That waiting period for medical surgery is for ppl on free govt supported treatment not for the ppl who has private insurance like compared in india. Also india 7% interest comes with 4% deperition of INR VS $ yearly. I live in India & outside in last 30 yrs & in my experience this narattion is absolutely incorrect. Look at basic infra EDUCATION, Health, Judiciary & we all know the story isn't 😅😅😅
Thanks for sharing your thoughts and perspectives. Having flexibility to have chores taken care of is great to quite a lot of people and also another perspective is giving employment to others who needs jobs vs exploitation ( you see that in western countries too due to visa issues etc). There is no perfect place and one needs to decide which is good for them at given phase of life and act accordingly.
@@DesiReturn Understand that however one have to make prospective based on facts not only feelings. That 7% return on INR deposit & comparison of Private Health Care in India with Govt supported health care in US or Canada is totally incorrect & mis leading by any standards. Rest I understand can be different point of view. Such content on public platform from your channel .. just think about it. Prospectives can be different but facts are facts without any manuplation. Look at the truth of Indian infrastructure in this raining season on any TV channel & we all know that's happening in most of these private hospitals in India don't we...
Now they need cheap maid servants, cleaners and driver.
That's how countries are different. Pros and Cons everywhere (no perfect place) It's important to choose which one is better for one needs and circumstance.
wow
Thanks for watching
May desi return to India because of visa/ job issue / parents etc given a chance Indians will live in usa . More freedom . No polical interference , good infrastructure.lats but not least Reservation . My children suffered because of reservations. Not getting admission in reputed colleges with very high mark .