we wish we knew this sooner

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

ความคิดเห็น • 146

  • @ToriAndChad
    @ToriAndChad  2 ปีที่แล้ว +10

    Download the FREE Upside App at upside.app.link/mastersfam to get $5 or more cash back on your first purchase of $10 or more!

    • @mariamangion21
      @mariamangion21 2 ปีที่แล้ว +1

      So proud of you for getting sponsored 🥰

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      Aww thank you! The Upside App truly is awesome!

    • @shwetav
      @shwetav 2 ปีที่แล้ว +1

      I feel so proud to see your videos being sponsored by such wonderful qualitative brands! Great going you two!!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      awww thank you so much!!!

  • @sarahchadwick4672
    @sarahchadwick4672 2 ปีที่แล้ว +40

    Even as a young girl, I know that videos like this are so so important!!!! Being able to chat about finances openly is so nice because I don’t hear about them a lot, especially because my family has had a lot of trouble with finances. It’s become something that nobody talks about and we all just pray things get better! (Obviously my parents chat about it to each other, but I basically never hear anything about budgeting or stuff like that) so thank you so much guys! Sending lots of prayers and lots of love 🥳❤️

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +4

      aww that means so much!!! We hope to keep making videos like this to help others adopt mindsets that are helpful!!

  • @neledy7476
    @neledy7476 2 ปีที่แล้ว

    Love LOVE LOVEE how purposeful your videos ALWAYS are, I absolutely love how I always leave ever single one of your videos feeling joyful and rejuvenated

  • @cassidykennington2703
    @cassidykennington2703 2 ปีที่แล้ว +24

    I would love a part 2!! I’m 19 and knowing this info is so so helpful. Love yall:)

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +4

      we love you!! thank you for encouraging us!!

  • @alena4212
    @alena4212 2 ปีที่แล้ว +3

    Our nursery budget was all the money and gift cards from my baby shower lol But it covered all we needed and more!! Baby girl is 7 months and haven’t bought a single box of diapers, wipes, soaps and so much more!! We did a diaper raffle, best idea ever!! Also, the thrift store is great for baby clothes. They grow so fast, you can get new or gentle used clothes at the thrift very in expensive. I have gotten onesies for 45 cents!!!! And new outfits for 2 and 3 bucks 😏 They only wear it a couple times before they grow out of it. Part 2 would be great!!

  • @jarie9689
    @jarie9689 2 ปีที่แล้ว +24

    Part two please! This was so helpful and encouraging 🫶🏼🫶🏼🫶🏼

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +3

      hope to do another!

  • @stefaniejohnson6729
    @stefaniejohnson6729 2 ปีที่แล้ว

    Yes please, a part 2! Just got the Upside app!

  • @mariamangion21
    @mariamangion21 2 ปีที่แล้ว +22

    Your videos are so incredibly encouraging to me! I've been watching you for 5 months and I'm proud to say that I have never missed a video 🤍

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +4

      aww thank you so much!!!

  • @L.O.V.E.CaratStay
    @L.O.V.E.CaratStay 2 ปีที่แล้ว +1

    I went shopping today, and every time I reached for something extra, I heard Chad in my head, "Every time you say yes to something, you say no to everything else." LOL, but seriously, that advice was really helpful and made me think WAY more carefully about the things I got today. Definitely saved me on some things I didn't actually need! So grateful for you guys and for videos like this! :D

  • @hijaelectrico
    @hijaelectrico 2 ปีที่แล้ว

    This video is so warm please do a part 2 . Well done!

  • @ToriAndChad
    @ToriAndChad  2 ปีที่แล้ว +11

    hey yall! We noticed a few comments about the title of this video and we went ahead and changed it! Totally see your POV! the title was meant to point to "how we are adapting our finances towards this next life stage and what we have learned in the past!" but that title is too long lol So we posed it as a question... But it didn't land the way we had hoped! Thanks for doing life with us, growing with us and learning with us!

    • @tinabb5402
      @tinabb5402 2 ปีที่แล้ว +8

      @selena james no but for real! They must be strapped for cash and that's why the use clickbait titles for views and $$$. Gotta love getting financial advice from the couple whose mother basically funds their whole lifestyle lmao. Also Tori if you're reading this, if you're so desperate to give financial advice, then don't blow so much money on a nose job. make better use of that money (like say fixing those horse gums).

    • @lussipolak9850
      @lussipolak9850 2 ปีที่แล้ว +1

      @selena james this!👏👏

  • @veritygrace1257
    @veritygrace1257 2 ปีที่แล้ว +7

    Well this is a nice treat for a Friday 🥳

  • @shwetav
    @shwetav 2 ปีที่แล้ว +6

    Thank you so much for this! Very very informative & real. This will help so many of us who are navigating life at different stages with stable/ fluctuating incomes. I just love how straightforward and truthful you'll are by stating the facts of reality coupled with incorporating desires/achieving dreams as well. The efforts towards doing it all with good intentions is the key!!
    Love you three!! ❤ ( & that rhymed! :) )

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      aww thank you! It did rhyme! Thanks for lifting our spirits!

    • @shwetav
      @shwetav 2 ปีที่แล้ว +1

      @@ToriAndChad You'll are the best! Most welcome. 😊

  • @helenb5203
    @helenb5203 2 ปีที่แล้ว

    As someone who just turned 22, this video actually made me excited about handling my future finances!!

  • @honeyana2
    @honeyana2 2 ปีที่แล้ว

    I love long videos! Please don't change how you naturaly do things! I think we all love you chatting and sharing all of it.
    Beacuse when the boy comes then you probably have less time.

  • @mishajacobs.2000
    @mishajacobs.2000 2 ปีที่แล้ว +2

    Can't wait for this topic. So needed!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      aww we can talk about so much more, but this is a good start! lol

  • @chelseawebb3344
    @chelseawebb3344 2 ปีที่แล้ว +3

    Hello from Australia! 🤩 I am so happy for you two and wish you nothing but happiness for your growing family. I love how open and honest you are and how you always bring God into the picture 🙏🏼

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      awww thank you so much! We appreciate you tuning in!!!

  • @ruthtieman4896
    @ruthtieman4896 2 ปีที่แล้ว

    I am younger and this is encouraging to me. I would love a part two. Love y’all.

  • @belleingersoll6240
    @belleingersoll6240 2 ปีที่แล้ว

    what a beautiful beautiful encouragement of a video to take care of our finances in a biblical way . . . just like tori said ! thank you also for sharing tips && practical ways to walk in confidence through this very hard but so rewarding task . all the financial blessings come from the Lord , for nothing is ours . i really really hope that the way we all spend our money daily can be pleasing && honoring to Him ! ✞ ッ ♡

  • @AdemGlory
    @AdemGlory 2 ปีที่แล้ว

    Thanks for the video. It's inspiring. Please do more of this

  • @Greg_Orr
    @Greg_Orr 2 ปีที่แล้ว +2

    Looking forward to this one!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      Hope it is helpful!!!

  • @Greg_Orr
    @Greg_Orr 2 ปีที่แล้ว +2

    Loved this video and you both always have such amazing practical advice! Also people who want more of this, make sure you’ve watched the other money/finance videos from Tori and Chad too! So much great advice all round! Love you three and hope you’re all doing well! Hope you’re enjoying some time to yourself this weekend too Chad while Tori is away!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      Thanks a lot my man! We love talking about this and hope it encourages people! Love you man!

    • @Greg_Orr
      @Greg_Orr 2 ปีที่แล้ว +1

      @@ToriAndChad You’re absolutely encouraging people and I know so many appreciate your advice and these types of videos! Thanks so much!

  • @Miracleshappentv
    @Miracleshappentv 2 ปีที่แล้ว +2

    Great topic. A much needed video for many. Have a wonderful and blessed weekend

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      thanks a ton! Continuing in prayer over you!!

    • @Miracleshappentv
      @Miracleshappentv 2 ปีที่แล้ว +1

      @@ToriAndChad thank you.

  • @rachelboal2029
    @rachelboal2029 2 ปีที่แล้ว +3

    Thank you so much Chad and Tori for giving such good advice on budgeting and financing! I'm 17 almost 18, and budgeting is super important to me even right now. I took the Dave Ramsey high school course and I absolutely loved it! I can't wait to use some of his tactics! Love yall so much!!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      We love you! Glad this was helpful to you!!

    • @rachelboal2029
      @rachelboal2029 2 ปีที่แล้ว +1

      @@ToriAndChad 😁

  • @elenabomfim665
    @elenabomfim665 2 ปีที่แล้ว

    Accounting student and bookkeeper here. 100% yes to EveryDollar and Intuit/Quickbooks!! 🔥

  • @teresacaceresvillarroya3793
    @teresacaceresvillarroya3793 2 ปีที่แล้ว

    Yessss! I want parts 2, 3, 4… on this financial series! It is so helpful!

  • @RagnarLothbrok2222
    @RagnarLothbrok2222 2 ปีที่แล้ว +1

    My parents always told me - you can always find a way to afford children. You have to make sacrifices but it’s very doable to have a big family.

  • @kenzhayes
    @kenzhayes 2 ปีที่แล้ว

    Thank you so much for this video! PLEASE DO A PART 2! I am currently trying to figure out a better way to budget my money and this was very helpful.

  • @brasengrizelda4713
    @brasengrizelda4713 2 ปีที่แล้ว +3

    loved the description ❤❤ Can't wait to meet baby masters🥳😇

    • @brasengrizelda4713
      @brasengrizelda4713 2 ปีที่แล้ว +3

      also is that a way of telling us you are missing Tori ?😁😉

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      awww yay!!!

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      and yes. lolol

  • @isabellalacy9901
    @isabellalacy9901 2 ปีที่แล้ว +2

    Lover this so much and thank you for doing this video and being so open with us! I would love a part two for this video

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      awesome thank you so much!!

  • @gabbacado
    @gabbacado 2 ปีที่แล้ว +2

    NEEDED THIS! So helpful and encouraging. Thank you guys for being you 🤍

  • @emilyprescott4215
    @emilyprescott4215 2 ปีที่แล้ว

    I want a part 2! These conversations are so helpful.

  • @faithpeggar
    @faithpeggar 2 ปีที่แล้ว

    Part two please!!

  • @karolinakowalski5291
    @karolinakowalski5291 2 ปีที่แล้ว +2

    Thank youuuu guys 🙏🙏😍😍😍 Love learning from you two❤

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      Thank you for tuning in!!

  • @nadiafox777
    @nadiafox777 2 ปีที่แล้ว

    I love budgeting it's so freeing . It reminds me of friends when Monica says Rules Control The Fun ! Lol. I literally love to budget things like buying a smoothie cause I like to buy smoothies and walk my dog or budgeting for "free play" which means walking through Canadian tire and buying whatever I want once a month . I'm a raging shopaholic and I thank God we don't have Target in my country. Amazon is already enough and it's inside my phone. But seriously budgeting and sticking to my budget gives me feelings of security and self worth where as being irresponsible with money has always made me feel lost hopefless and ashamed. I think a lot of people don't realize budgeting for the fun things too is how to have a successful budget - it's not just a list of bills and saving every other dollar

  • @sharonlefa1634
    @sharonlefa1634 2 ปีที่แล้ว

    Part two please!!! This was VERY helpful🙌🏾

  • @savannahserna4133
    @savannahserna4133 2 ปีที่แล้ว

    Yes please!! Next one

  • @JK-nd9yz
    @JK-nd9yz 2 ปีที่แล้ว +1

    I love how open y’all are about this🤍 God bless

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      aww thank you! God bless you too!!!

  • @jemimaabraham5329
    @jemimaabraham5329 2 ปีที่แล้ว

    Part 2 please... this is very helpful

  • @shonamcbride6200
    @shonamcbride6200 2 ปีที่แล้ว +2

    Such an amazing and helpful video! Thanks you guys! Would love another video of this advice 💕

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      awww yay! Thank you for letting us know!

  • @kaitlynneer6832
    @kaitlynneer6832 2 ปีที่แล้ว

    I would love to see some more financial tips from ya'll! I am looking forward to having children, but right now it seems so impossible for my husband and I, so these videos are so encouraging!

  • @brendaknapp3704
    @brendaknapp3704 2 ปีที่แล้ว

    😂😂 I love this video!! Love the faces!! Great information, thank you so much for your wisdom and always sharing such great content! ❤️

  • @priscillabohn4621
    @priscillabohn4621 2 ปีที่แล้ว

    42 years married raised 3 children have 6 grandchildren, we always lived below our income for trips house repairs etc. I even managed to get a cruise to Hawaii for $600 and have been paying monthly amount for the cruise of course I need to pay the gratuity of $400, but we live frugally. after kids left we have a 3 bedroom 2 bathroom house we buy rented suv that are 1 year old 6 cylinder and paid $17,000.00 the mileage was 45,000 but it is an amazing vehicle. husband made sure we had a smaller more affordable home, but that was 1985. now a days the economy and homes are crazy high. clearance and sale items always from clothing to food to snacks

  • @makalsiashepherd3275
    @makalsiashepherd3275 2 ปีที่แล้ว +1

    I Like how Tori says "Like" a lot.

  • @carolineawada9556
    @carolineawada9556 2 ปีที่แล้ว

    Yes please! Part 2🙏

  • @keana._
    @keana._ 2 ปีที่แล้ว +1

    The best way to go into the weekend 🥳

  • @blessingebuh2711
    @blessingebuh2711 2 ปีที่แล้ว

    Please, I would really love a part 2

  • @graceazar4776
    @graceazar4776 2 ปีที่แล้ว

    Part two, please!! If you can please touch more on the multiple streams of income topic and what streams you have found to be very helpful!

  • @amyison5139
    @amyison5139 2 ปีที่แล้ว

    More please!!!

  • @ariairida
    @ariairida 2 ปีที่แล้ว

    Wow guys, this video was so helpful! Thank you both for always putting out such helpful content for us. Really appreciate that. Would love to see a part about creative ways you use to increaae your income ☺️ and definetly would live a part 2 🥳🥳🥳🙏🏻

  • @Songwritersbehindthecurtain
    @Songwritersbehindthecurtain 2 ปีที่แล้ว +1

    Congratulations 🎉🍾🎊🎈 on 127k subscribers.

  • @anisabell6187
    @anisabell6187 2 ปีที่แล้ว

    I would love a part two!!!

  • @katherinedennison445
    @katherinedennison445 2 ปีที่แล้ว

    Part Two Please

  • @shalommulungu7300
    @shalommulungu7300 2 ปีที่แล้ว +1

    Thanks for the advice 🥰🥰

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      thank you very kindly!!!

  • @leticiacastillo6550
    @leticiacastillo6550 2 ปีที่แล้ว

    Oh my goodness! WHAT!! I am so behind. When did y’all come back? I remember you were needing to take time away from the channel. Congratulations. I spray Gid will richly bless you in you need for your baby and this blessing. Psalm 46.10. 🙏❤️

    • @leticiacastillo6550
      @leticiacastillo6550 2 ปีที่แล้ว

      I pray God will bless you richly. I’m sorry about the misspellings.😊

  • @nataliejaemartin
    @nataliejaemartin 2 ปีที่แล้ว +1

    I need more of these!!! Lol

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      would love to make more!!

  • @amandakate1247
    @amandakate1247 2 ปีที่แล้ว

    Love this subject! 💸💰💵

  • @lauracooke3906
    @lauracooke3906 2 ปีที่แล้ว +1

    Part 2!!!! More more videos

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      hahah we will do our best!

  • @unapologeticallyromel7096
    @unapologeticallyromel7096 2 ปีที่แล้ว

    Love watching your channel👏

  • @RachelWalker01
    @RachelWalker01 2 ปีที่แล้ว

    Part 2 please!!!

  • @jettamartin5435
    @jettamartin5435 2 ปีที่แล้ว +1

    Part 2, please!!!! 🤍

  • @janaelenakolade2440
    @janaelenakolade2440 2 ปีที่แล้ว

    Sadly I couldn’t download any of the apps mentioned since they’re not available in my country 😔 But I loved the advice and will definitely start budgeting and gonna read the Ramsey Book on Money. 😊

  • @rachelsmith3895
    @rachelsmith3895 2 ปีที่แล้ว

    Thanks for the great video! I personally would really like to hear more on baby costs, and if you're willing to share, the specifics. I'm about to enter the season of trying for a baby, and we've had a lot of financial hardship that has prevented us from starting that season. Would love to know more about what to expect. Bless you both! You are in my prayers!

  • @savannahserna4133
    @savannahserna4133 2 ปีที่แล้ว

    Hey fam !! I just wanna ask for prayer over my family. We maybe going through a divorce and it’s may be a needed but hard. I just really need prayer and encouragement!! In Jesus name

  • @FairlightChristianna1Cor318
    @FairlightChristianna1Cor318 2 ปีที่แล้ว +1

    We use Mint! So helpful! Also we budget/live off last months income. Current income goes into a "income savings" account for next month, the way we're always a month ahead, and have that buffer, in addition to our 6 month emergency fund, and other savings.

  • @anyaanderson1473
    @anyaanderson1473 2 ปีที่แล้ว

    Part 2 please!! Does the Upside app apply to the UK as well?

  • @elysepryor3728
    @elysepryor3728 2 ปีที่แล้ว

    Yes please for a part 2 of this video!!! This was so good

  • @brendaedith
    @brendaedith 2 ปีที่แล้ว +2

    Y’all are too adorable. Yesterdays photo post, tori where is that pink dress from? I’m currently shopping for a wedding guest dress and love the style of your dress. 🤗

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      the one from the reel?? rstyle.me/cz-n/f6uv2zc9xip

    • @brendaedith
      @brendaedith 2 ปีที่แล้ว

      @@ToriAndChad it’s that one Thank you so much 🤍

  • @barbarboyland2877
    @barbarboyland2877 2 ปีที่แล้ว

    That’s a great idea I love that I did that and I only have One beautiful daughter who is Married and 2 beautiful granddaughters

  • @andreasosa7449
    @andreasosa7449 2 ปีที่แล้ว

    Part 2!!!!😁😁

  • @Kiarasahara_07
    @Kiarasahara_07 2 ปีที่แล้ว

    I’m always trying to learn about saving and investing. Would you go over more on how to get started with compound investing.
    Your videos are always inspiring, thank you! 💛

  • @DivineThorpeBlair
    @DivineThorpeBlair 2 ปีที่แล้ว +1

    I really liked this and found it helpful especially because I just finished university 😳 I’d also love a part 2 🥰

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +2

      aww that means so much Divine! Love you!

    • @DivineThorpeBlair
      @DivineThorpeBlair 2 ปีที่แล้ว

      @@ToriAndChad love you guys! 🫶🏾

  • @ayanfevese
    @ayanfevese 2 ปีที่แล้ว

    We like the long videos 🥹🥹

  • @simoneschoeman235
    @simoneschoeman235 2 ปีที่แล้ว

    We are accepting any second hand baby stuff and letting go of the picture we have about this perfect Instagram nursery. We are saving so much money

  • @anne.8830
    @anne.8830 2 ปีที่แล้ว +3

    It's a crime to be this early 🥺❤️
    I love this family! (Like plus we TH-cam family)

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      hahahah if being this early is wrong, then I don't want to be right!!!

    • @anne.8830
      @anne.8830 2 ปีที่แล้ว +1

      @@ToriAndChad exactly babies😂😂❤️

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      hahah

  • @jlv61560
    @jlv61560 2 ปีที่แล้ว

    Stockpile some baby formula!!! Even if you plan to breast-feed, it's really important to have a back-up plan! If memory serves, you can put the cans in the freezer and greatly extend their shelf-life. Oh, and you may need to buy a separate freezer, because, let me tell you, you're gonna need that extra storage.

  • @haroldgeernian3699
    @haroldgeernian3699 2 ปีที่แล้ว

    What are neutral baby clothes?

  • @Giancarlo_1997
    @Giancarlo_1997 2 ปีที่แล้ว +1

    So start budgeting even as a single 24 yr old?

  • @malikbishop9798
    @malikbishop9798 2 ปีที่แล้ว +4

    What's up guys

  • @HelloKeianaS
    @HelloKeianaS 2 ปีที่แล้ว +1

    a great book I love about money is titled "Managing Gods Money" by Randy Alcorn. I've read it twice and will probably read again, i love it! I also love this video (helpful and timely encouragement)!! (:

  • @mariaaasholm8531
    @mariaaasholm8531 2 ปีที่แล้ว

    Would you guys make a video about the more biblical side of finances- Tori mentioned it at the end of the video

  • @augustusgreen7881
    @augustusgreen7881 2 ปีที่แล้ว

    can you do Feel Good Friday with random videos and bonus videos

  • @rebekahmonet3776
    @rebekahmonet3776 2 ปีที่แล้ว +3

    Hello everybody, welcome back *to the comments* :)

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      awww hello!!! WElcome backkkkk! Tooooo Our Commentsss

  • @anaeyachipo7854
    @anaeyachipo7854 2 ปีที่แล้ว +1

    ❤️

  • @JMKrech
    @JMKrech 2 ปีที่แล้ว

    🔥🔥🔥

  • @noeliajimenez1016
    @noeliajimenez1016 2 ปีที่แล้ว +1

    Part 2 pls! for ex. what the bible says about $ .. how we could apply what God says about it to our life etc btw love all your videos 🤍

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว

      that is a great topic!!

  • @Science_explained
    @Science_explained 2 ปีที่แล้ว +1

    How fast I clicked on this:)

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      hahah let's goooo!!!

  • @augustusgreen7881
    @augustusgreen7881 2 ปีที่แล้ว +1

    hi

  • @riyb8506
    @riyb8506 2 ปีที่แล้ว

    Hiiiii😄

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      hey there!!

    • @riyb8506
      @riyb8506 2 ปีที่แล้ว +1

      @@ToriAndChad This was great video!...I think i will look into compounding haha, thanks for your helpful advice 🙏 Hope you guys have an awesome and blessed day :)

    • @ToriAndChad
      @ToriAndChad  2 ปีที่แล้ว +1

      aww yay!!!

  • @ruthie2759
    @ruthie2759 2 ปีที่แล้ว

    I am attempting to learn this as my 3 and 1 year old chat me up😂🤣😂 were all learning together ❤

    • @rosefox2021
      @rosefox2021 2 ปีที่แล้ว +1

      You should learn from literally anyone else lmao