In England, they aren't as kind when you owe a debt. Don't pay, get sued and they win, they can and often will send people to your house to literally take away your belongings to sell them at auction to pay off your debt. That being said, I am surprised some people seem shocked that they don't just go away and will often take them to court if they feel it is worth it.
He’s being lazy, he’s young and many people are like this when they are in their early 20s. He need to go get his debts in order. Get onto his feet and continue his life
Has 4K to put down on a vehicle and did not bother to pay off Best Buy?? He thought that the debt was going to disappear and not worry about it ever again.
This is another call leaving me wishing that there were a way to very directly assist this young man because I believe the feeling he would get from people gifting him even small amounts of money would equal a comfort that he probably never received growing up
The same thing happened to me.......got served papers from an old debt.......called the firm handling the case and negotiated a settlement......I work pretty much from sun up to sun down...... whether it be my mechanical business selling portable buildings or mowing grass......For the most part I have money coming in on a consistent basis and paying my debts down every day........I hope this guy takes things serious and is able to pay off his debts and start putting money away......after that the sky is the limit........
Why you didn't pay??? Bla bla, bc don't have money hellloooooo, do your research people, don't pay f to collection, they have to validate de debt plus they need to show original contract with previous cc , 99 % this collection agency don't have it, plus if they call you non stop they are violating your consumer right, so sue them ,,, why this people don't tell you that 😅😅😅
yea I am getting sick and tired of the talking over each other. Especially when Dave is on. When dave talks, everyone including the caller needs to shut up , but i especially dont want interruptions by john or george aka Ramsey mini personalities (say it is not a true label, we all know the pecking order there)
I don't think he's looking for sympathy I think he's floundering a bit and I think Dr John is correct that he is at a Crossroads and just the right amount of assist right now would head him in the right direction
Such bad advice. Just don't pay them. They won't do anything to you for such a small debt. They are playing you. Quit answering the phone and quit opening the letters. Do yourself a favor and use that money to pay off your car and keep paying the minimum on your student loans. After you do that start looking for a higher paying job. You can volunteer for the church when you are off work. This poor guy is still discouraged after talking to these guys and he really has a small amount of manageable debt and his car payment is nothing.
Great sounding Young man. I really hope he gets some guidance around him as he goes through this journey. Hopefully you can connect with some older men at the church who can guide him and give him the direction he probably didn't get as a kid. Good luck dude.
It’s such an excuse to blame your upbringing for you getting into debt. Completely deflecting blame and responsibility. I grew up poor with a parent in and out of prison, kicked out at 16… I still managed to land on my feet, start a business, graduate school, paid my bills all on my own… your life is what you make of it.
@@minoozolala It's not a high horse. It's perseverance, hard work, sacrifice and self accountability that's how you change your life, change your future. Your comment is literally telling people it's okay to be a victim in life. To settle for less and be okay with less. That's your message to people.
I lived in Gainesville. I went to college out there. You can get a shared place to live for 300-400 and I had a studio for in the $700s. There’s plenty of bars or restaurant jobs. Also, loads of door dash etc. you chose to not make any money.
THIS IS A JOKE THIS IS 2,700$ I OWED 80,000$ IN DEBT AND DIDNT PAY A DIME TO ANY OF THEM ..... THESE TO GUYS HERE ARE GIVING WRONG ADVICE ITS BEEN 6 YEARS AND IM NOW AT $250,000 IN CREDIT CARDS AND I MAY MAX THEM OUT AGAIN ..... THE REAL ADVICE YOU CAN GIVE TO THIS GUY IS TELL HIM TO THAT THEY CAN PISS OFF NOTHING WILL HAPPEN AND IF YOU LIVE IN TEXAS THEY CANT EVEN TAKE YOUR WAGES.
How is that useful advise? They can certainly sue you in Texas and if a judgment is against you, and if it comes down to it, they can go after bank account. Its my understanding that they will not take social security income. The only way I can see that you did not pay a dime is that the statue of limitations ran out on the debt, or you filed for bankruptcy, or the creditor just didn't think it was worth to sue you. People call an attorney that deals with stuff like this. Most will give a free consolation so you can ask all the questions you may have. Your advise doesn't really help. Good luck with the new debt.
Poor young guy. Can feel him breaking up here. Always amazed by this show for throwing people some lifeline whenever they needed it. This is how it should be, being compassionate to others can bring us places.
2:27 "You figure it out when your back is on the wall" Well said. So many try to prepare for the worst and want to only focus on positive...but sht happens. And when it happens, you really DONT know what you'll do til Ur neck deep in shit!
When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it
I didn't hear where the caller stated this was a sold/assigned debt. Did I miss it, or did the hosts assume that's the case and this is not an original creditor suing them to collect?
CCard companies will often take a haircut on the amount owed (10% best and final offer) rather than go through the expense of litigation only to risk ending up with nothing.
Dave would’ve said to pay the car first, other immediate debts then the creditors. He had a call like this years ago with a woman and it made sense. I don’t think he should have paid the creditors first…
it's because he's about to get sued and the creditor will win. Legal stuff always comes first and among legal IRS is top of that list. At least from my understanding
@@faylinameir I thought I heard him say it was a collections company not a subpoena/ summons. I must’ve missed that. If that is the case, yes. But if not, car first.
Actually since the debt collector has bought his debt, technically he doesn’t owe it.. it was sold which means his debt was bought and technically he owes Best Buy nothing… as long as he didn’t talk to the debt collectors and under the new FDCPA the only way they can come collect if they have spoken to him and he verbally said he will pay it or has responded to the letter and he can sue this company for it… look it up… don’t pay the debt my friend. You have rights
I saw this on credit karma. It’s true! According to Credit Karma the legal clock starts again if you make contact with the debt collectors. So once it’s in collections just leave it alone.
He’s right I lost my mother and I got a DUI. I ended up studying my ass off and I got my class A back now I’m big chillin with 5 credit cards and $ in the bank
Poor kid probably doesn't have any guidance it sounds like, sometimes people need someone to walk through a game plan with them rather than bark corrections at them, I hope this guy find the guidance he needs
I love the question “why aren’t you paying it off? Maybe cause he has no money Einstein! If someone income goes down, mortgage payment is getting paid before Best Buy card!
@@hvaball150 I don't know but I don't ASSUME it's video games. Back when I was around his age before I started my career, I had a best buy card. I put a washer and dryer on it because I needed one for my family. Only difference is, I paid it off. Stop with that "He's irresponsible so it HAS to be video games" logic.
Exactly. I had a coworker who took the bus to and from work, a 4 hour bus ride, every day for two years before she was able to afford her own car. She also had two little babies at home but she still works full time. Her and her husband take shifts, she works days and he works nights, so there's always one parent at home with the kids. A 4 hour bus ride every day for two years yet this caller is coming up with so many excuses as to why he can't get a job.
Love this story.... Work hard...pay off debt....the debt could garnish 1/3 of paycheck.. It's better the caller settle the debt for $1500..and keep the courts out of his business.. Best Luck to young people under 30 years old... Rents are $2000/ month... Food up 20%... They youth have it bad in 2022..
Caller: “I’m broke, I have nothing, I ate a can of corn for dinner, I don’t have gas money to make it to the court date!” Advise: “Why not just offer them a $1500 cash offer and just settle the debt”
I have a question. What are your thoughts on the cost of renting or home ownership? I have adult children who cannot afford rent. Both work full time. One has a small auto loan debt, payment is less than $300/mo and is close to being paid off; he owes nothing else. The other child has no debt. Neither can afford rent on an efficiency or a one bedroom. Owning a house is out of the question. Aside from roommates, who are often unreliable, do you have any suggestions?
@@nmc1859 thanks for clarifying the victim mentality. That was a pretty lousy assumption on your part, but hey that's what you do to keep perpetrating it. I've actually worked my *as off to get out of situations I've experienced in life, and didn't blame anyone else.
Agreed, and honestly I think they do it to mimic Dave who does it almost ad nauseam. I get it, it’s radio and they have limited time but it is a little bit frustrating. I really empathize with the caller on this one and I don’t think he’s had an opportunity to really vent everything he’s dealing with.
Great advice.Ido not think this guy will get two extra jobs. Working 49 hours a week is lot for him. I can see him working some extra hours over the 40 hours.
yea, this is not a 50-60hrs a week guy. and sorry, but I want proof of actual, meaningful 40hr/week work at church. His church lawn care, maintenance work is probably more like an average 1.5hrs of work in an 8hr day with talking and non work the rest of the time. If smart, he would negotiate to work for $19/hr for only 5-6hrs a day, actually work during that time, and leave early to work another job... but that is not his mindset. sorry, he is NOT a go-getter
Hi guys ,,, this video popped up this afternoon on my phone .. an hour before I was served a civil suit from capital one … I was on it as soon as the officer left … If you want to here a wild story ,, about how I lifted myself out of the worst possible situation that I have yet to here anyone have to go through .. And God pray 🙏🏻 I never do here of someone having to … I need to write a book 📕 about it…I am almost finished fixing everything in my life … I wish I was 24 again ,, would do life a lot different … this guy needs to get motivated !!!!
The thing is with Dave his background basically has been through this and these two I don’t know there history but the way John and George are they act like it’s simple.
The response from Dr John and George brought tears to my eyes because of their heartfelt connection to the caller.The Ramsey Solutions team are constantly a gift! . They are all so intelligent and could be earning money in ways that are more self-centered but choose to make a difference in the world for others.
In England, they aren't as kind when you owe a debt. Don't pay, get sued and they win, they can and often will send people to your house to literally take away your belongings to sell them at auction to pay off your debt. That being said, I am surprised some people seem shocked that they don't just go away and will often take them to court if they feel it is worth it.
that's why we separated from England. long ago.
Another example of England is run by losers and elitists
@@hvaball150 honestly England sounds cooler in that respect.
@@hvaball150 Because we didn't want to be held accountable for debts that we owe?
Doesn't sound from worker friendly there in paradise
Man sounded like he started tearing up. I hope he follows through.
Hopefully he’ll learn from this
John is getting better. Also, the caller is in a mess at this moment but he sounds like a good person and I think hes gonna get through this.
He’s being lazy, he’s young and many people are like this when they are in their early 20s. He need to go get his debts in order. Get onto his feet and continue his life
His show is pretty good too.
Has 4K to put down on a vehicle and did not bother to pay off Best Buy??
He thought that the debt was going to disappear and not worry about it ever again.
...and it will in Florida
@@hvaball150 why?
this is financial literacy at its best. Debt don’t disappear 😅 unless settled or paid
John and Dave just threw this youngster a lifeline. I hope he has sense enough to grab on and run with it.
***George and John...not Dave
This is another call leaving me wishing that there were a way to very directly assist this young man because I believe the feeling he would get from people gifting him even small amounts of money would equal a comfort that he probably never received growing up
2 to 3 jobs lol just don't pay them fuck them. Advice from ripping of people for free money
When he said 8,000 a year my brain heard 80 thousand. I couldn’t process making 8,000 a year! Oh jeez
Excuses kills growth...😏
Agree he needs to get a an additional full time second shift job or multiple other jobs.
Why not just a higher paying 1st and only job?
Just answer the kids question, I'm sure he's already shitting bricks as it is from thinking he's getting sued.
Ikr these guys act like they are his dad wtf
“To be honest with you…” the words of a lie coming next
They may sue but they can't collect!
How so?
The same thing happened to me.......got served papers from an old debt.......called the firm handling the case and negotiated a settlement......I work pretty much from sun up to sun down...... whether it be my mechanical business selling portable buildings or mowing grass......For the most part I have money coming in on a consistent basis and paying my debts down every day........I hope this guy takes things serious and is able to pay off his debts and start putting money away......after that the sky is the limit........
For the young man caller who didn't have a great upbringing, he just received the benefit of tough truth from men who care about him.
except they couldnt give 2 shits about him is just for the show
Gave a young boy a much needed Grown Man Conversation.
Well done.
Super excited, I paid off my vehicle loan today, two years three months! Now just the home left! Thanks DR.
Very exciting!
John is so full of himself. Lol
Excuses excuses! Go to work and pay off your debt! You probably enjoyed what ever it was you bought.
No he is genuinely struggling.
@@cazpk6840 ya due to his own lazyness
@@monoxzide1073 blah blah blah it's easy to blame others for their laziness
Boomers going to boom
Why you didn't pay??? Bla bla, bc don't have money hellloooooo, do your research people, don't pay f to collection, they have to validate de debt plus they need to show original contract with previous cc , 99 % this collection agency don't have it, plus if they call you non stop they are violating your consumer right, so sue them ,,, why this people don't tell you that 😅😅😅
Right ?!!!! 😂😂😂😂 why would you pay it now after going this long without paying it.
John, don't interrupt George, dude. Plus, would you be this tough if he were a woman? Probably not, but you should be.
yea I am getting sick and tired of the talking over each other. Especially when Dave is on. When dave talks, everyone including the caller needs to shut up , but i especially dont want interruptions by john or george aka Ramsey mini personalities (say it is not a true label, we all know the pecking order there)
George is looking for sympathy not a solution that involves him having to take responsibility for the mess he made.
I don't think he's looking for sympathy I think he's floundering a bit and I think Dr John is correct that he is at a Crossroads and just the right amount of assist right now would head him in the right direction
Such bad advice. Just don't pay them. They won't do anything to you for such a small debt. They are playing you. Quit answering the phone and quit opening the letters. Do yourself a favor and use that money to pay off your car and keep paying the minimum on your student loans. After you do that start looking for a higher paying job. You can volunteer for the church when you are off work. This poor guy is still discouraged after talking to these guys and he really has a small amount of manageable debt and his car payment is nothing.
I agree with that.
those guys are idiots on a high horse
I miss Dave…I just feel he knows how to ask the right questions. How much, why and what you are going to do next.
Dave is so rude
@@srlee3350 CALL THE WHAAAAMBULANCE
Where is he?
@@srlee3350 Hi has his days...but you know what you are in for...no one is perfect.
@@Thelilmissbz Not sure...possibly off for the day.
Great sounding Young man. I really hope he gets some guidance around him as he goes through this journey. Hopefully you can connect with some older men at the church who can guide him and give him the direction he probably didn't get as a kid.
Good luck dude.
It’s such an excuse to blame your upbringing for you getting into debt. Completely deflecting blame and responsibility. I grew up poor with a parent in and out of prison, kicked out at 16… I still managed to land on my feet, start a business, graduate school, paid my bills all on my own… your life is what you make of it.
Just because you made it doesn't mean that everyone can manage. Get off your high horse.
I went to school with you Raleigh, your family was rich AF growing up...
Sounds like he just needs a hand up...some knowledge and support go a long way.
@@minoozolala
It's not a high horse.
It's perseverance, hard work, sacrifice and self accountability that's how you change your life, change your future.
Your comment is literally telling people it's okay to be a victim in life. To settle for less and be okay with less. That's your message to people.
What business did you start before graduating from school?
How did he have down payment To purchase a new used car? He should of used the down payment to pay off Best Buy.
terrible advice. period.
I lived in Gainesville. I went to college out there.
You can get a shared place to live for 300-400 and I had a studio for in the $700s.
There’s plenty of bars or restaurant jobs. Also, loads of door dash etc. you chose to not make any money.
THIS IS A JOKE THIS IS 2,700$ I OWED 80,000$ IN DEBT AND DIDNT PAY A DIME TO ANY OF THEM ..... THESE TO GUYS HERE ARE GIVING WRONG ADVICE ITS BEEN 6 YEARS AND IM NOW AT $250,000 IN CREDIT CARDS AND I MAY MAX THEM OUT AGAIN ..... THE REAL ADVICE YOU CAN GIVE TO THIS GUY IS TELL HIM TO THAT THEY CAN PISS OFF NOTHING WILL HAPPEN AND IF YOU LIVE IN TEXAS THEY CANT EVEN TAKE YOUR WAGES.
How is that useful advise? They can certainly sue you in Texas and if a judgment is against you, and if it comes down to it, they can go after bank account. Its my understanding that they will not take social security income. The only way I can see that you did not pay a dime is that the statue of limitations ran out on the debt, or you filed for bankruptcy, or the creditor just didn't think it was worth to sue you.
People call an attorney that deals with stuff like this. Most will give a free consolation so you can ask all the questions you may have.
Your advise doesn't really help. Good luck with the new debt.
Poor young guy. Can feel him breaking up here. Always amazed by this show for throwing people some lifeline whenever they needed it. This is how it should be, being compassionate to others can bring us places.
George for the win "Are you done making excuses".
Caller dancing around why he didnt pay the debt. I hear lots of excuses and laziness.
Because people spend money on stupid shit
2:27
"You figure it out when your back is on the wall"
Well said. So many try to prepare for the worst and want to only focus on positive...but sht happens. And when it happens, you really DONT know what you'll do til Ur neck deep in shit!
Dave tells people not to pay their cards and wait for the debt collector and then settel for pennys on the dollar.
When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it
Wow I'm just shocked you mentioned Mrs Lisa, I thought I'm the only one trading with her.
Talking about been successful. I know I am blessed if not I wouldn't have met someone as spectacular as Mrs Lisa Erkin Fx.
She helped me recovered all I've lost trading by myself.
Yes I'm a living testimony of Lisa Erkin Fx.
I have also experience her great work too, she is good in trading.
I didn't hear where the caller stated this was a sold/assigned debt. Did I miss it, or did the hosts assume that's the case and this is not an original creditor suing them to collect?
CCard companies will often take a haircut on the amount owed (10% best and final offer) rather than go through the expense of litigation only to risk ending up with nothing.
You made 8k a year but have 4k saved for car? That makes no sense 😕. His math isn't mathing
Wish their were shows like this in the UK
You can listen to this show all over the world
Dave would’ve said to pay the car first, other immediate debts then the creditors. He had a call like this years ago with a woman and it made sense. I don’t think he should have paid the creditors first…
it's because he's about to get sued and the creditor will win. Legal stuff always comes first and among legal IRS is top of that list. At least from my understanding
@@faylinameir I thought I heard him say it was a collections company not a subpoena/ summons. I must’ve missed that. If that is the case, yes. But if not, car first.
2:50 ughhhh people at his church are probably holding him back. He needs to get out and make more money than church can pay.
So the whole eternal life means nothing
I'm stopping payment on two cards now, too bad.
See you in court!
What happened
@@jimcole6423 sad for you
How did you make 8k? It’s called not working. This is a him problem, not a money problem.
Actually since the debt collector has bought his debt, technically he doesn’t owe it.. it was sold which means his debt was bought and technically he owes Best Buy nothing… as long as he didn’t talk to the debt collectors and under the new FDCPA the only way they can come collect if they have spoken to him and he verbally said he will pay it or has responded to the letter and he can sue this company for it… look it up… don’t pay the debt my friend. You have rights
I saw this on credit karma. It’s true! According to Credit Karma the legal clock starts again if you make contact with the debt collectors. So once it’s in collections just leave it alone.
He’s right I lost my mother and I got a DUI. I ended up studying my ass off and I got my class A back now I’m big chillin with 5 credit cards and $ in the bank
Poor kid probably doesn't have any guidance it sounds like, sometimes people need someone to walk through a game plan with them rather than bark corrections at them, I hope this guy find the guidance he needs
True man..Guy on the right just ate his lunch.
Yup
I love the question “why aren’t you paying it off? Maybe cause he has no money Einstein! If someone income goes down, mortgage payment is getting paid before Best Buy card!
He's young and he is in a bind. Bankruptcy is also an option.
Happen to me I went to BK I’m happy asf now we all make mistakes get a fresh start
I bet if he sold all his gaming gear, that debt would be gone!
It won't.
What gaming gear?
@@Leeon_King what do you think he bought at best buy!!!
@@hvaball150 I don't know but I don't ASSUME it's video games. Back when I was around his age before I started my career, I had a best buy card. I put a washer and dryer on it because I needed one for my family. Only difference is, I paid it off. Stop with that "He's irresponsible so it HAS to be video games" logic.
@@hvaball150 Bingo! 👊
Help, Dave, I murdered someone and got arrested. What should I do?
Nachos?? Lol
Nachos and a Horchata with Jorge!🤣
He’s lazy. He deserves to be sued. I know folks without a vehicle who walk or ride a bike to work.
Exactly.
I had a coworker who took the bus to and from work, a 4 hour bus ride, every day for two years before she was able to afford her own car. She also had two little babies at home but she still works full time.
Her and her husband take shifts, she works days and he works nights, so there's always one parent at home with the kids.
A 4 hour bus ride every day for two years yet this caller is coming up with so many excuses as to why he can't get a job.
Not the sharpest tool in the shed...
Not even sharp. He's a tool.
Love this story.... Work hard...pay off debt....the debt could garnish 1/3 of paycheck.. It's better the caller settle the debt for $1500..and keep the courts out of his business.. Best Luck to young people under 30 years old... Rents are $2000/ month... Food up 20%... They youth have it bad in 2022..
But he said he was being honest with you🤣🤣🤣🤣🤣
Caller: “I’m broke, I have nothing, I ate a can of corn for dinner, I don’t have gas money to make it to the court date!”
Advise: “Why not just offer them a $1500 cash offer and just settle the debt”
He has a car
Just don’t go
ghetto fabulous that was funny
This guy short on cash long on excuses.
Good show from these guys today.
lol yall almost made this man cry. The condemnation is real man.
man great advice !!
I cant stand when people take unnecessary shots at video games. What if I say if you go home and Jughead your Bible playing the victim 🤔
That bites got cut short. But good vid and great advice.
The hottest job market? That was when Trump was in the White House.
Seriously tho, even if it isn't macdonalds parttime pay more than 8000 dollars so he should get *something*
I have a question. What are your thoughts on the cost of renting or home ownership? I have adult children who cannot afford rent. Both work full time. One has a small auto loan debt, payment is less than $300/mo and is close to being paid off; he owes nothing else. The other child has no debt. Neither can afford rent on an efficiency or a one bedroom. Owning a house is out of the question. Aside from roommates, who are often unreliable, do you have any suggestions?
I have zero tolerance for this victim mentality.
Wow so you must be 100 % perfect your whole life 👍
You are a psychopath
@@nmc1859 Come on. The kid is full of excuses. If you don't make money, then why do you borrow money? It's simple math.
Things happen, cut him some slack…there’s probably more than he willing to say.
@@nmc1859 thanks for clarifying the victim mentality. That was a pretty lousy assumption on your part, but hey that's what you do to keep perpetrating it. I've actually worked my *as off to get out of situations I've experienced in life, and didn't blame anyone else.
Based on the math, he should have his Best Buy card paid off in less than a year.
What gets on my nerves about these calls is that they cut the callers off. Sometimes, maybe let them get out a complete sentence.
Too many ramble and need to be reeled in. Scumbag for not paying his debt anyways
Agreed, and honestly I think they do it to mimic Dave who does it almost ad nauseam. I get it, it’s radio and they have limited time but it is a little bit frustrating.
I really empathize with the caller on this one and I don’t think he’s had an opportunity to really vent everything he’s dealing with.
Because they don’t have the time. They provide quick free advice. Some callers will take hours to answer a yes or no question.
@@ykciR Facts
You get what you don't pay for.
The ending was brilliant. I thought my iPad froze.
Ended half-way...
We need a Ramsey Bankrupt pro
Shaming people because they fell in debt. Life goes that way sometimes. Some of the comments here are so anti Christian.
Great advice.Ido not think this guy will get two extra jobs. Working 49 hours a week is lot for him. I can see him working some extra hours over the 40 hours.
yea, this is not a 50-60hrs a week guy. and sorry, but I want proof of actual, meaningful 40hr/week work at church.
His church lawn care, maintenance work is probably more like an average 1.5hrs of work in an 8hr day with talking and non work the rest of the time.
If smart, he would negotiate to work for $19/hr for only 5-6hrs a day, actually work during that time, and leave early to work another job... but that is not his mindset. sorry, he is NOT a go-getter
It could be they sent him something looking like it’s from an attorney to scare him. That’s a common ploy.
Would their response be the same if the caller was a woman?
Great advice to this kid.
I just paid out $17K and I am now debt free… you think that was fun? No but it needed to be done.
What do you do when a scamming doctor is sending you bills for 2yrs that i been fighting
I’m not sure what he thought would happen.
Lol you can squeeze water from a rock
Everyone hating on this kid and not the greedy corp that allowed it.
Hi guys ,,, this video popped up this afternoon on my phone ..
an hour before I was served a civil suit from capital one … I was on it as soon as the officer left …
If you want to here a wild story ,, about how I lifted myself out of the worst possible situation that I have yet to here anyone have to go through .. And God pray 🙏🏻 I never do here of someone having to … I need to write a book 📕 about it…I am almost finished fixing everything in my life …
I wish I was 24 again ,, would do life a lot different … this guy needs to get motivated !!!!
I'm so glad i'm good at poker LOL
I find John to be patronizing. Just sayin
Theres a 0% chance he's actually being sued.
What do you mean?
@@infiniteclutchgaming8206 they are probably just threatening. I think it costs more than 1500 to sue.
bad loan from best buy. no accountability to shareholders. they should take the loss, and have.
Technically the only actual money is the one that’s created after a bankruptcy 😮
Who here thinks, George is only 2nd Dave? And John, man I don't know 😕
Sounds like you get a 75 percent discount not paying
Pay your debts bruh , too many excuses these days
Get more than one job if need be, straight up I dont feel sorry for this behavior
He will be served a subpoena by the court.
Become a truck driver. The one job that would change your life right now. People are making $100k fist year.
does the caller sound like he is responsible and disciplined enough to be a trucker and maintain a strict driving schedule?
The thing is with Dave his background basically has been through this and these two I don’t know there history but the way John and George are they act like it’s simple.
Dave defaulted. so should this guy.
@@hvaball150 This guy already defaulted. That is why he is being sued.
It is simple: you take on debt, don’t pay it, and suffer the consequences. 🤷♂️
Because it is.
The response from Dr John and George brought tears to my eyes because of their heartfelt connection to the caller.The Ramsey Solutions team are constantly a gift! . They are all so intelligent and could be earning money in ways that are more self-centered but choose to make a difference in the world for others.
He start his own business , why work for for someone else. You have no job security that way
Pay up.
Settle in Court for Way Less
What will dave say because I just bought an $800 pokemon card
Depression?
Counter for harassment lol
Even McDonalds pays more.
I heard 80K lol
He can offer them far less.
I think the dude is just lazy and a bit simple. It’s a terrible combination.
For reals.
Hopefully he doesn't procreate and pass down his Gene. Yikes.
His parents were probably full of excuses too. Idiots raising idiots.