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I am 31 now and already reached 50% of FIRE, targeting to retire by 35. I will chose a peaceful job in my home, i have teaching experience in the past. I will be mentally dead if i work in IT for 40 above.
@@Amarnath0880 from last four years, I am spending only 20 to 25% salary, making sure every month I am keeping 1.5lac aside from my salary to achieve fire, Also, i do swing trading with 15Lac capital. Remaining amount i put in FD with 7.75% interest.
I agree your last 5 minutes of discussion - we should occupied for something for day time. i'm retired by force due to my family member death and even though i have good corpus i should feel like i should work for mental stability. thanks for video SAI garu,,
Wonderful Sai Anna super and so genuine thoughts about financial freedom. Anna pedda dandalle neeku. Na age 33 already sagam jeevetam ayepokotesyanu. Career start chesinapudi meeru dorki unte matram nen laksha adikari unde Vanni I guess . But thanks alot Anna and money perse team. Chala helpful 😊
Very well explained. 1. Health uncertainity, kids education and family functions, Travel, peer pressure ...lot many things to be covered as part of the FIRE ideally. I believe we should get the number and get the same generated through passive fixed income source. And handle the volatility with other investments !!
There is so much buzz on this topic these days. It’s always good to be financially independent but retiring early is not a great idea I think . Thanks for adding diff perspectives/ real time problems of it . Thanks Saigaru.
@@50cents44 RE doesn't mean , you will sit idle post retirement. Its gives flexibility to be out of rate race and act as per liking. One can travel, work with NGO, teaching, farming etc
Retirement doesn't mean you don't do anything, you will have hell lot of time to do what ever you want , go to dance classes, learn music, hit the road , trading etc..
Sai Garu please do one video about EPF higher pension option is Good or Bad..please do some Research and make a video..This video will be helped to lakhs of employees..Dont forget...Hope you will start research immediately
@@Amarnath0880 I'm an NRI andi, though it's not my present expenses but for future purpose it good to know the figures...that's where I tried with imaginery values although I knew its not accurate...
@@mounikareddy6873 Good to know. Yes,, being an NRI you need to consider higher multiple . 25/30 multiple won't suffice as being an NRI you are accustomed to a particular life style
Hello Sai garu and team..thanks for this informative video. I watched this video some times..I entered values in the fire excel and got a positive outcome.. But agreeing to what you explained in the video, this FIRE concept is not fool proof and there are too many loopholes in the concept to take it seriously. For now, I would still keep the values in tact this year..and revisit the sheet every year and see how this calculation stays inline with practical/real life situations here in India.
Sai garu and team. Your efforts to educate both upside and downside and adding Indianize touch to it is truly amazing. Stressing on the downside and other factors is most important in any of the finance planning concepts and your presentation on it is commendable. Please take a bow team. 👏 👏
Excellent thank you so much brother ❤ if any person wants to lead spiritual life after retirement then only FIRE is suitable otherwise consequences are painful
Sai garu.. good explanation..Good work.. Don't bother about other financial influencers. Thank you sharing your knowledge.And I had been following your channel since you started your channel.
Problem in the Excel calculation is that, I don't invest all the remaining amount other than expenses. Instead it is better to provide an excel which provides the user to enter his annual investments and annual increase in investments.
Hi Sir every thing is crystal clear, just a small doubt current investment daggara monthly entha invest chestunnamo enter cheyyala (or) yearly entha invest chestunnamo enter cheyyala (or) ippativaraku entha invest chesamo enter cheyyala??? I humbly request you to please clarify. Thanks in advance same concept ki chala mandi money thesukuntaru.... YOU GUYS ARE AWESOME
Thanks for the informative video Sai garu and MP team. Please take the below action: Please add a column for the Lump sum money one would have or will get in the future. Thanks once again.
Present chala members video ni open cheyakundane chusthunaru dhani valla youtube channel vallaki income radhu because ads play avvavu ga so Na assumption correct ithy 1.25x speed lo chudamani cheppadam oka trap dheni valla viewers video open cheyalsivasthundhi so appude adds play ayye meku youtube income generate avuthundhi Best planning
సాయిగారు అన్నిజాగ్రత్తలూచెప్పి అసలు విషయం చెప్పడం మరిచిపోయారు…. మీరన్న గోల్స్ అన్నీ పూర్తి చేసుకొని 40 ఏళ్లకే fire అయినా ఇంటివద్ద ఖాళీగా కూర్చొంటే పెళ్లాం చేతిలో మూడుపూటలా “ఫ్రై“ కావడం ఖాయం 😅😅 …కాబట్టి ఏ ఈడుకి ఆముచ్చట65 దాటాకే రిటైర్ కావాలి
Impressive Sai garu. Thx for taking time and making the .xls file. Indeed very useful. It would atleast give us some idea about how much fund would be required for retirement devoid of other aspects which are unaccounted for as you have alerted us. Three Cheers to you and your team.
But education inflation is more than 15% and health inflation is 10%. The inflation of 6% stated in calculation has spoiled the calculation. If we use realistic inflation, then we may not be able to retire. May be each individual should fend for self. Nobody depends on any body
This calculator is exclusively for your retirement. Its already mentioned in the video, for kids and other expenses, you need to do alternative arragements
Sai garu, excellent points to be remembered on the drawbacks. Started following your channel recently and liking your videos day by day, thank you very much for sharing your knowledge with everyone.
@Ask money purse, Hi Anna pick my question this week. How do claim Un claim dividend? Cause I did not change my bank details in the Dmat account for the last 02 years and that account was closed a long time ago.
Sai garu, also make a video on post retirement life style. When I visited US, I came to a statistics as the retired people are dying early, if they are not working or keeping themselves busy.
Anna nenu ipude stock marketing gurunchi telusukovali anukuntunaa.....meeru eminaa training provide chestaraaa...pls anna....am doing software job...am interested in stock market...love u sai anna...❤❤❤
Thanks Sai garu... I got answers for my questions on this.. when I was first heard about on other platforms I was very much impressed but when I was thinking I got few queries now you covered in your video by stressing the RE.. Thanks for that..
Video is fine, Sai anna. Actually, FIRE concept is a bit flawed. Not just lifestyle or kids education, a lot of other expenses are not covered in these calculations. So, FIRE pakkana pedithe, we need to calculate the expected expenses each year, till we turn 60. This will include kids, lifestyle, appliances, travel etc. Calculate it using 6% inflation. Then back calculate the present value of money. Now, chart a course of desired income and desired investment journey. Ila aithene we will be FI. I figured it all and the excel is of almost 20 sheets. Konchem complicated anipistundhi, but okkasari chesukunte terrific ga untundhi. Also, look out for lean FIRE, Fat FIRE, Barista FIRE etc. Levels untai ee FIRE lo.
My suggestion 30 % Market, 40% fd or 30 gold & real estate lo oka 2cr investment chesta least return 9% expect chesina.we will achieve financial freedom Anna.
Total any crore unte 30% 40% 30% Lo invest cheyavacchu Inni crore etla vasttyi Job chesi wastada? Cheti lo 80000 vasthe qarchulu 40000 vellipothe monthly 40000 ante yearly 500000 save chesi 20 years lo 1 crore avuthadi Present age 25 inka dabbulu save chesina age 20 total 45 years lo 1crore malli Illu epuudu konaali? Gold lo epoudu invest cheyali, Market lo epoudu invest cheyali Meeru mahaanubaavulu sir 😢😢😢😢😢😢
Is have a doubt. In the field current investment, for example if there are some fixed investments which give a return of say 50 lacs for sure then can we add this amount in current investment?
Sai garu expences means only food, health insurance premium, clothing, like expenses not current home loan EMI is my understanding correct might be a basic question but from long time i have this question
Hi bro I am big fan of yours, thank you for sharing your knowledge, you gave us very good financial knowledge with a good and smart thinking. Thank you for your support, coming to the point 8lac or above per annum antey kastam bro. Ma laga 3lac to 4 lac per annum vallaki kuda oka manchi video's chey bro. which includes retirement scheme or how much corpus should be built for retirement by 55y, financial independence, children educational expenses, investments like these. Koncham mamalani kuda pattichiko Sai bro.
మీ రిటైర్మెంట్ కి ఎంత అమౌంట్ కావాలో , మీ పిల్లల చదువులకు , పెళ్లికి ఎంత కావాలో పక్కన వాళ్ళు చెప్పలేరు. అది మీరు డిసైడ్ చేసుకోవాలి. డిసైడ్ అయ్యాక , ఆ అమౌంట్ ని ఎలా achieve చెయ్యాలో ఆడివిసోర్ ని అడగాలి.
@@udaychadalavada. మీ రిటైర్మెంట్ కి ఎంత అమౌంట్ కావాలో మీకే తెలియకపోతే పక్కన వాళ్ళు ఎలా హెల్ప్ చేరతారు. ఉదాహరణకు, మీరు కార్ కొనాలని అనుకోని అడ్వైసర్ దెగ్గరకు వెళ్లి ఎంత అమౌంట్ కావాలి అని అడిగితే, ఆయన 10 లక్షలు అన్నాడు అనుకోండి, కానీ మీరు కొనాలి అనుకున్నది BMW. సారిపోతాయా, 10 లక్షలు?
@@Amarnath0880 na vudesam yentantay, let say na pillala medha aadhara padakunda brathakalantey oka certain amount kavali, aadhi na mind lo vundhi, oka middle class family yentha amount built cheyali aani, deeniki inflation, unknown expenses, oka certain age vachey sareki medical expenses which was not covered by insurance, regular expenditure ect,. Ma mind 3cr aani oka figure vundhi, but aadhi nenu chepithey, na way lo calculate Correct or kadhi Naku teliyadhu, meeru chependi kuda correctey, oka figure cheppalisindhi.
Hi Sai anna. Thank you for all your efforts to give us financial knowledge. Can you please do a similar video for people who are living in abroad and want to retire and comeback to India at an early age? Please consider my request.
సాయి గారు 55 to 60 years మధ్యలో రిటైర్ అయిన తరువాత మిగతా జీవితాన్ని దేశం కోసం ధర్మం కోసం సమాజం కోసం అంకితం చేయాలి.జీవితాంతం ధన దాహంతో ధన వ్యామోహంతో జీవితం గడపకూడదు.మానవ సేవయే మాధవ సేవ,అవయవ దానం చేయండి పునర్జన్మ పొందండి.జై భారత్ జై జై భారత్.
Oka 50k /M salary vache vallu retairment kosam savings chesi house kosam plan cheyada eala anedhi miku teliste chepandi. Only saving kosam chupinchesi antha save cheyali entha save cheyali ani chepinatha easy kadhu kadha. Life ante saing okate okadhu boledu badyathalu kuda untai pillala chadhuv lu hospital karchulu relatives marriages and chavulu enka life lo chala unatai. Mana telugu states lo 50k/M sampadhichevallu natha mandhi untaru chepandi. E rojuki 10k 20k ki pani chesevallu lacks lo unnaru mari mallaki mi lekkalu andhuku paniki ravu. Machi stocks unte chepandi investment plan chesukuntam
In The sheet it considers salary minus expenses as saving and based on that retirment amount was planned.what about the goals of child education,home,travel ect which will comes under same savings. So the logic in the sheet seems to be not accurate.please check bro
There is nothing called retirement, you will do this or that, Paid or not thats all it is , Financial freedom is to do what you love to do , it not for not to do anything :)
Getting Scared About After Knowing All Of These One And Only Main Support Is Income ( It Is Backbone For All Of These ) So, Increase Your Income Constantly & Start It Early If It Is Not Yet
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Bro before marriage only 35000 expenses means
After marriage how much expenses
😮😮😮😮😮
After kids 😮😮😮😮
@@RakeshR111 After mrrg 50k and with kids 60K around you can consider
Please lock formulas,which we cannot edit tho8
It's asking password
It's asking password. Can u pls share it
Post retirement go to village and do agriculture, you will get peace, health and achieve fire easy
No man can achieve FIRE unless and until you are single for life. The way the salary grows, the monthly expenses increases for any family.
edhava pichi pichi masterclasses cheppe so called influencers andharu ee video chusi budhi thechukovali. Kudos to MoneyPurse team ❤
Thank you very much for such a valuable information.ok 10 yrs mundu money purse channel unte chala bagunde di.
thank you so much sai for sharing this wonderful video
my retirement at 51 years
I am 31 now and already reached 50% of FIRE, targeting to retire by 35. I will chose a peaceful job in my home, i have teaching experience in the past. I will be mentally dead if i work in IT for 40 above.
Please explain , how you reached the FIRE number?
All the best andi
@@MoneyPursepls reply me anna
@@MoneyPursemeru last tym kuda formula open kadhu aslu
@@Amarnath0880 from last four years, I am spending only 20 to 25% salary, making sure every month I am keeping 1.5lac aside from my salary to achieve fire, Also, i do swing trading with 15Lac capital. Remaining amount i put in FD with 7.75% interest.
I agree your last 5 minutes of discussion - we should occupied for something for day time. i'm retired by force due to my family member death and even though i have good corpus i should feel like i should work for mental stability. thanks for video SAI garu,,
Wonderful Sai Anna super and so genuine thoughts about financial freedom.
Anna pedda dandalle neeku. Na age 33 already sagam jeevetam ayepokotesyanu. Career start chesinapudi meeru dorki unte matram nen laksha adikari unde Vanni I guess . But thanks alot Anna and money perse team. Chala helpful 😊
Ela chuskuntu pothe life ante bayamesthadi..basic savings basic investment chedkondi life enjoy cheyandi..intha constraint tho life chirakosthadi
Very well explained. 1. Health uncertainity, kids education and family functions, Travel, peer pressure ...lot many things to be covered as part of the FIRE ideally. I believe we should get the number and get the same generated through passive fixed income source. And handle the volatility with other investments !!
We can only think of this, if we have an emergency fund(12x ur monthly expenses), an ongoing term insurance snd a health insurance.
There is so much buzz on this topic these days. It’s always good to be financially independent but retiring early is not a great idea I think . Thanks for adding diff perspectives/ real time problems of it . Thanks Saigaru.
Glad it was helpful!!
by the way - what will do after retiring early ?
@@50cents44 RE doesn't mean , you will sit idle post retirement. Its gives flexibility to be out of rate race and act as per liking. One can travel, work with NGO, teaching, farming etc
Retirement doesn't mean you don't do anything, you will have hell lot of time to do what ever you want , go to dance classes, learn music, hit the road , trading etc..
Sai Garu please do one video about EPF higher pension option is Good or Bad..please do some Research and make a video..This video will be helped to lakhs of employees..Dont forget...Hope you will start research immediately
Pls increases the voice modules anna not louder but the FIRE concept is so wow I will apply...!
Hi Sai garu
For 25x = 4.22cr
For 30x = 5.06cr
Thanks for sharing the excel
So your monthly expense - 140500/- !!!
All the best
@@Amarnath0880 I'm an NRI andi, though it's not my present expenses but for future purpose it good to know the figures...that's where I tried with imaginery values although I knew its not accurate...
@@mounikareddy6873 Good to know. Yes,, being an NRI you need to consider higher multiple . 25/30 multiple won't suffice as being an NRI you are accustomed to a particular life style
Aaa stress kosam mey nenu mee videos chustanu anna❤
Love you all
Very matured analysis Sai anna. With love ❤️.
Yeswanth gari timings and comedy chala baguntai.
Jokes with content sharing ❤️❤️❤️
The information is great, each and every nook is covered. Thank you money purse team😊
Hello Sai garu and team..thanks for this informative video. I watched this video some times..I entered values in the fire excel and got a positive outcome.. But agreeing to what you explained in the video, this FIRE concept is not fool proof and there are too many loopholes in the concept to take it seriously.
For now, I would still keep the values in tact this year..and revisit the sheet every year and see how this calculation stays inline with practical/real life situations here in India.
Good video Money Purse Team, You guys have put in the practical points in addition to the number game
Thank you saigaru, really I got a good point related to age 77.
Sai garu and team. Your efforts to educate both upside and downside and adding Indianize touch to it is truly amazing. Stressing on the downside and other factors is most important in any of the finance planning concepts and your presentation on it is commendable. Please take a bow team. 👏 👏
Excellent thank you so much brother ❤ if any person wants to lead spiritual life after retirement then only FIRE is suitable otherwise consequences are painful
There are so many people leading fruitful FIRE life, even in India
Sai garu.. good explanation..Good work.. Don't bother about other financial influencers. Thank you sharing your knowledge.And I had been following your channel since you started your channel.
Most welcome
very well explained in the Indian context. Thank you Sai
Most welcome
Thank you very much sir for the information.. have a great day..
FIRE: finance investment returns enjoy 😊, nice video Anna , money purse team is on fire 🎉
Hi sai anna
Me videos valla chala nerchukunnanu
Stocks lo 0 nundi mi videos thone nerchukunnanu
Thank you sai anna & MP team
Superb sir...koncham video sound ekkuva undela chudandi sir..
Noted
@@MoneyPursenijam anna
Reality lo ivvemi avavu baya manchi planning cheskuntu fallow ayyi velthey 50-60 years madyalo retire avvachu aa planning cheskokapothey jeevitha kalam daridralu annubavistu final gaa oka adbutamaina roju potham
Yes Sai garu your explanation is very practical.. thank you for being practical
FIRE avvalante abroad ki velli pani cheyali. Oka 10-15 yrs pani chesthe 40 yrs ki retire avachu
well said brother all questions are very true and it has given me deep insight on early retirement.
Do some practical videos
What is your age now
Are you retired at 37 with same return
Problem in the Excel calculation is that, I don't invest all the remaining amount other than expenses. Instead it is better to provide an excel which provides the user to enter his annual investments and annual increase in investments.
Hi Sir every thing is crystal clear, just a small doubt current investment daggara monthly entha invest chestunnamo enter cheyyala (or) yearly entha invest chestunnamo enter cheyyala (or) ippativaraku entha invest chesamo enter cheyyala??? I humbly request you to please clarify. Thanks in advance same concept ki chala mandi money thesukuntaru.... YOU GUYS ARE AWESOME
Great explanation brother
Yes, this concept has flaws not at all worked if you have a family.
Exactly!
Already 50 years over, is it is possible any retirement plan?
Thanks for the informative video Sai garu and MP team. Please take the below action:
Please add a column for the Lump sum money one would have or will get in the future.
Thanks once again.
2:08 2:10
Hi Sai Garu & Money purse team,
Thank you for sharing full information on FIRE concept with Excell sheet🤝☺
❤ to the drawbacks which u exposed. Thanks sai anna for unique than others
sir,
Current investment is - amount till now we have invested OR per year investment?
Value of the invested funds andi
Please also tell good investments and better equity funds
Always.. valuable information from you.... Thanks for educating like us.. I am near 40 now... But my thoughts are changed :)
As always great work MP team. I like the way for making this video interactive ❤
Thank you so much 😀
Present chala members video ni open cheyakundane chusthunaru dhani valla youtube channel vallaki income radhu because ads play avvavu ga so Na assumption correct ithy 1.25x speed lo chudamani cheppadam oka trap dheni valla viewers video open cheyalsivasthundhi so appude adds play ayye meku youtube income generate avuthundhi
Best planning
సాయిగారు అన్నిజాగ్రత్తలూచెప్పి అసలు విషయం చెప్పడం మరిచిపోయారు…. మీరన్న గోల్స్ అన్నీ పూర్తి చేసుకొని 40 ఏళ్లకే fire అయినా ఇంటివద్ద ఖాళీగా కూర్చొంటే పెళ్లాం చేతిలో మూడుపూటలా “ఫ్రై“ కావడం ఖాయం 😅😅
…కాబట్టి ఏ ఈడుకి ఆముచ్చట65 దాటాకే రిటైర్ కావాలి
FIRE అంటే ఇంట్లో కూర్చొని గోళ్లు గిల్లుకోటం కాదు. నచ్చింది చెయ్యడం
Impressive Sai garu. Thx for taking time and making the .xls file. Indeed very useful. It would atleast give us some idea about how much fund would be required for retirement devoid of other aspects which are unaccounted for as you have alerted us. Three Cheers to you and your team.
What ever the points you said, i totally agree with you
But education inflation is more than 15% and health inflation is 10%. The inflation of 6% stated in calculation has spoiled the calculation. If we use realistic inflation, then we may not be able to retire. May be each individual should fend for self. Nobody depends on any body
This calculator is exclusively for your retirement. Its already mentioned in the video, for kids and other expenses, you need to do alternative arragements
Excellent explanation SaiGaru
Thank you ❤
Very good information
I really liked the draw backs which was highlighted
Chala rojultaruvata manchi video vachindi
Unfortunately I am watching this vedio @40😂
Ohh God, please reset😅
😂
😂😂😂
😂😂
No problem andi, you can start your retirement plan even now. However you need save more money compared to younger ones
Sai garu, excellent points to be remembered on the drawbacks. Started following your channel recently and liking your videos day by day, thank you very much for sharing your knowledge with everyone.
Glad you liked the content!!
@Ask money purse, Hi Anna pick my question this week. How do claim Un claim dividend? Cause I did not change my bank details in the Dmat account for the last 02 years and that account was closed a long time ago.
Govt employees ki any suggestions for the investment in mutual funds in the stock
Hi sai anna! Very informative; thank you so much!
Sai garu, also make a video on post retirement life style. When I visited US, I came to a statistics as the retired people are dying early, if they are not working or keeping themselves busy.
Some body is coping exact same video after you released I realised your pain
Anna nenu ipude stock marketing gurunchi telusukovali anukuntunaa.....meeru eminaa training provide chestaraaa...pls anna....am doing software job...am interested in stock market...love u sai anna...❤❤❤
Thanks Sai garu... I got answers for my questions on this.. when I was first heard about on other platforms I was very much impressed but when I was thinking I got few queries now you covered in your video by stressing the RE.. Thanks for that..
You're most welcome
SBI SIP MITRA concept or icici freedom SIP or hdfc dream sip can plz make the video
Financial independence vachaka 9 to 5 job maanesi mana hobbies evanna unte vaati pina concentrate cheyali like farming,travelling,painting,meditation,yoga ilantivi vaati pina concentrate cheyali khaliga undanavasaram ledu.e busy lifelo atleast naturelo unna beautyni eyes unna chusi aasvadinchalekunnam Kali kaalam.60yrs work chesi tarvata health problems elago vastayi tarvata em cheyagalam atleast 50yrski retire avvali.
Video is fine, Sai anna. Actually, FIRE concept is a bit flawed. Not just lifestyle or kids education, a lot of other expenses are not covered in these calculations. So, FIRE pakkana pedithe, we need to calculate the expected expenses each year, till we turn 60. This will include kids, lifestyle, appliances, travel etc. Calculate it using 6% inflation. Then back calculate the present value of money. Now, chart a course of desired income and desired investment journey. Ila aithene we will be FI. I figured it all and the excel is of almost 20 sheets. Konchem complicated anipistundhi, but okkasari chesukunte terrific ga untundhi. Also, look out for lean FIRE, Fat FIRE, Barista FIRE etc. Levels untai ee FIRE lo.
After 60 ki we can then extrapolate. Just example ki 60 anna. We can do this exercise for 100 years. But each year is unique
Hi Hari garu, if it is OK, can you please share your excel to people so that we can get good our financial planing ..
Thank you so much sia garu.
Whare to invest
Systamatic withdrawal plan lo best mutual fund explain cheyyandi cheyyandi for 30yrs age person
My suggestion 30 % Market, 40% fd or 30 gold & real estate lo oka 2cr investment chesta least return 9% expect chesina.we will achieve financial freedom Anna.
Total any crore unte
30%
40%
30%
Lo invest cheyavacchu
Inni crore etla vasttyi
Job chesi wastada?
Cheti lo 80000 vasthe qarchulu 40000 vellipothe monthly 40000 ante yearly 500000 save chesi 20 years lo 1 crore avuthadi
Present age 25 inka dabbulu save chesina age 20 total 45 years lo 1crore malli Illu epuudu konaali?
Gold lo epoudu invest cheyali, Market lo epoudu invest cheyali
Meeru mahaanubaavulu sir 😢😢😢😢😢😢
Hi Sai Garu, Hope you are doing well.. Are you giving financial planning to clients. If yes, I would like to know?
Hi Anna I am 20 years old I reached 20% of FIRE
All the Best, however please check once again
How did you reached at your FIRE number?
Is have a doubt. In the field current investment, for example if there are some fixed investments which give a return of say 50 lacs for sure then can we add this amount in current investment?
మంచి ఇన్ఫర్మేషన్ 😊😊
Health problems valla expenses increase avtai definitely during 60's
Inka Video chustunna...But..Expected growth in salary ante adi meere cheppali kadha Sai anna :D
too good content andi. Thank you
Good detailed explanation
Sai garu expences means only food, health insurance premium, clothing, like expenses not current home loan EMI is my understanding correct might be a basic question but from long time i have this question
it should include EMI too, unless you have other income to cover EMI
Yes andi, ideally you should not have EMI’s post FIRE age . If you have any EMI’s , you need to create additional provision for that
Hi bro I am big fan of yours, thank you for sharing your knowledge, you gave us very good financial knowledge with a good and smart thinking. Thank you for your support, coming to the point 8lac or above per annum antey kastam bro. Ma laga 3lac to 4 lac per annum vallaki kuda oka manchi video's chey bro. which includes retirement scheme or how much corpus should be built for retirement by 55y, financial independence, children educational expenses, investments like these. Koncham mamalani kuda pattichiko Sai bro.
మీ రిటైర్మెంట్ కి ఎంత అమౌంట్ కావాలో , మీ పిల్లల చదువులకు , పెళ్లికి ఎంత కావాలో పక్కన వాళ్ళు చెప్పలేరు. అది మీరు డిసైడ్ చేసుకోవాలి. డిసైడ్ అయ్యాక , ఆ అమౌంట్ ని ఎలా achieve చెయ్యాలో ఆడివిసోర్ ని అడగాలి.
@@Amarnath0880 aadhi telisthey nenu ee videos yendhuku chusta bro🤪
@@udaychadalavada. మీ రిటైర్మెంట్ కి ఎంత అమౌంట్ కావాలో మీకే తెలియకపోతే పక్కన వాళ్ళు ఎలా హెల్ప్ చేరతారు. ఉదాహరణకు, మీరు కార్ కొనాలని అనుకోని అడ్వైసర్ దెగ్గరకు వెళ్లి ఎంత అమౌంట్ కావాలి అని అడిగితే, ఆయన 10 లక్షలు అన్నాడు అనుకోండి, కానీ మీరు కొనాలి అనుకున్నది BMW. సారిపోతాయా, 10 లక్షలు?
@@Amarnath0880 na vudesam yentantay, let say na pillala medha aadhara padakunda brathakalantey oka certain amount kavali, aadhi na mind lo vundhi, oka middle class family yentha amount built cheyali aani, deeniki inflation, unknown expenses, oka certain age vachey sareki medical expenses which was not covered by insurance, regular expenditure ect,. Ma mind 3cr aani oka figure vundhi, but aadhi nenu chepithey, na way lo calculate Correct or kadhi Naku teliyadhu, meeru chependi kuda correctey, oka figure cheppalisindhi.
@@udaychadalavada. ippudu mee age entha?
Nice video brother loved the suggestions 🎉❤
Glad you enjoyed
Hi Sir, How to buy Institutional stocks in our Country
Hi Sai anna. Thank you for all your efforts to give us financial knowledge. Can you please do a similar video for people who are living in abroad and want to retire and comeback to India at an early age? Please consider my request.
Sai garu,I invested 10L in mutual funds through paytm,I need 10k monthly as SWP.And how can I process SWP automatically.
Already iam 45 sai anna invested 5,50,000 in sbi mutual funds till date since past 5 years also invested in
PPF 5,00,000 since 10 years
What's return rate?? @bharanikp
In which you are asking about manikanta 7803
సాయి గారు 55 to 60 years మధ్యలో రిటైర్ అయిన తరువాత మిగతా జీవితాన్ని దేశం కోసం ధర్మం కోసం సమాజం కోసం అంకితం చేయాలి.జీవితాంతం ధన దాహంతో ధన వ్యామోహంతో జీవితం గడపకూడదు.మానవ సేవయే మాధవ సేవ,అవయవ దానం చేయండి పునర్జన్మ పొందండి.జై భారత్ జై జై భారత్.
Chala baga chepparu.
Haha evaru babu
@@ram7324 నేను మనిషిని బాబు.
Appudu cheyyadaniki amuntandandi ippude cheyyaligani
ఏం 60 కి ముందు చేస్తే మీకేమైనా అభ్యంతరమా 😂
well explained Sai Anna..
Oka 50k /M salary vache vallu retairment kosam savings chesi house kosam plan cheyada eala anedhi miku teliste chepandi. Only saving kosam chupinchesi antha save cheyali entha save cheyali ani chepinatha easy kadhu kadha. Life ante saing okate okadhu boledu badyathalu kuda untai pillala chadhuv lu hospital karchulu relatives marriages and chavulu enka life lo chala unatai. Mana telugu states lo 50k/M sampadhichevallu natha mandhi untaru chepandi. E rojuki 10k 20k ki pani chesevallu lacks lo unnaru mari mallaki mi lekkalu andhuku paniki ravu. Machi stocks unte chepandi investment plan chesukuntam
Exactly, chivarlo cheppindi ade
Yes you are right, life is not only saving but also living today. It seems you haven't seen the full video. watch the full video brother
In The sheet it considers salary minus expenses as saving and based on that retirment amount was planned.what about the goals of child education,home,travel ect which will comes under same savings. So the logic in the sheet seems to be not accurate.please check bro
Most FIRE Cal's deals with retirement corpus only. For other goals you need to have seperate arrangements. I think it was mentioned in the video.
@@Amarnath0880 thanks for the inputs
There is nothing called retirement, you will do this or that, Paid or not thats all it is , Financial freedom is to do what you love to do , it not for not to do anything :)
Great explanation.
Thank you @Sai for detailed explanation by considering the actual and practical issues in this concept
E numbers anni kuda before tax or after tax sai Garu??? Coz tax inflation kuda bayankaranga undi we have to conservative more
Getting Scared About After Knowing All Of These
One And Only Main Support Is Income ( It Is Backbone For All Of These ) So, Increase Your Income Constantly & Start It Early If It Is Not Yet
Single ga unnatha varake anna manam edina achive cheyagalam, inka family start iethe adoka big tarchr jet speed lo salary credit and debit ipotundi.
We want this kind of content🤩
My age is 36 i have reached 30 % of fire amount.
Target age is 45
So , have you made arrangements for other expenses?
Excel part superb..
Thanks sai garu & team for the efforts 😃
Few influences are conducting workshop & charging for the same content 😂
Most welcome
Is this calculator is working with higher values ? Like the current salary is 25L and the age is 34 years ?
Correct ga chepparu bro
Thank you Team for your efforts @moneypurse ❤