I now get all my boys school shoes off vinted and it has saved me a fortune! I set the filters to Clark’s shoes in “new” or “very good” condition and only choose ones that have lots of photos. Particularly check the tread is still decent and if you can still see the Clark’s logo clearly under where the ball of their foot would go then they are usually in great shape. Some kids only wear their shoes for half a term before outgrowing so there are loads of barely worn shoes available.
I have had a sinking funds system in place for the last few years and it has helped me budget, so much better. I don't think it matters how you organise this as long as it works for you
I separate out the larger "sinking funds" such as car insurance and dental needs. I like your idea of multiple smaller savings funds. That would have been handy this month for postage (yikes!), Rx and vitamins at the very least. Will give it a try.
I wouldnt know how much to put in them each time as there are so many! I would probs stick to birthdays, car as one, school uniform and shoes as one, school holidays as one - i need to see progress more visibly and quickly than a £1 increment here and there!
Interesting to watch what other people do with their sinking funds. Mine aren’t changing a great deal, some need more cash per month which can be difficult, one category I have (cards/gifts - that’s small gifts if someone is ill etc) is getting less.
I now get all my boys school shoes off vinted and it has saved me a fortune! I set the filters to Clark’s shoes in “new” or “very good” condition and only choose ones that have lots of photos. Particularly check the tread is still decent and if you can still see the Clark’s logo clearly under where the ball of their foot would go then they are usually in great shape. Some kids only wear their shoes for half a term before outgrowing so there are loads of barely worn shoes available.
Oh, that’s such a good suggestion - thank you!
I have had a sinking funds system in place for the last few years and it has helped me budget, so much better. I don't think it matters how you organise this as long as it works for you
Absolutely ☺️
I’ve recently given up my job to be a carer for my disabled son so I will be starting sinking funds next year, I’m excited 😊x
I hope it works out for you 💜
Low cost suggestion: for the garden, winter sowing flower seeds. Easy, fun with the boys, and you will have many more flower varieties for the money.
Ooh I’ll have a look at that ☺️
Thank you for sharing 💖 😊 great ❤ sinking fund method for 2025 .planning ahead smart frugal living ❤❤❤❤
Thank you ☺️
I separate out the larger "sinking funds" such as car insurance and dental needs. I like your idea of multiple smaller savings funds. That would have been handy this month for postage (yikes!), Rx and vitamins at the very least. Will give it a try.
Postage is so expensive!
I wouldnt know how much to put in them each time as there are so many! I would probs stick to birthdays, car as one, school uniform and shoes as one, school holidays as one - i need to see progress more visibly and quickly than a £1 increment here and there!
Fair enough! ☺️ I have a plan - just hoping it works 🤞
Hi Nicola, hope your well. Maybe you could use some of your birthday money towards a beauty treatment. Have a bit of a pamper you deserve it. X
That’s not a bad idea 💜
Interesting to watch what other people do with their sinking funds. Mine aren’t changing a great deal, some need more cash per month which can be difficult, one category I have (cards/gifts - that’s small gifts if someone is ill etc) is getting less.
👍🏼👀✨