You Must Know These Terms & Conditions Of Five Years Insurance Policy Of Two Wheelers (Bike/Scooter)

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  • เผยแพร่เมื่อ 10 ก.พ. 2022
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    The highest insurance regulator in the country, IRDAI, makes changes in rules and regulations of vehicle insurance from time to time. The increasing number of two wheelers plying on Indian roads as well as the rising numbers of uninsured bikes and road accidents, IRDAI has made a recent change in two wheelers insurance regulations which states that it is necessary for every new two-wheeler to be issued with a long term insurance policy for 5 years.
    The change made by IRDAI to make 5 years' two-wheeler insurance mandatory was prompted by a Supreme Court ruling in September 2018. The intention behind this is to make sure that the maximum number of two-wheelers on the roads are insured and to reduce the number of cases of accidents with lapsed or expired policies or uninsured vehicles. Let’s read all about how this works.
    It is important to note that the minimum 5 year tenure is compulsory only for third party insurance plans. If you choose a comprehensive two-wheeler insurance cover, then your policy tenure will be for 3 years as opposed to 5 years. A minimum of third party cover at all times is already compulsory under the Motor Vehicles Act of 1988.
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ความคิดเห็น • 293

  • @yogeshyadavmly3535
    @yogeshyadavmly3535 2 ปีที่แล้ว +35

    भाई बिल्कुल सही वीडियो बनाइए मैं भी यही सर्च कर रहा था क्योंकि यहीं सेम प्रॉब्लम मेरे साथ भी थी लेकिन मैंने भी दूसरी कंपनी से फर्स्ट पार्टी का इंश्योरेंस ले लिया है आपका बहुत-बहुत धन्यवाद जो आपने अपने वीडियो के माध्यम से बहुत अच्छी तरीके से लोगों को समझाया है

  • @saiduszaman4892
    @saiduszaman4892 2 ปีที่แล้ว +17

    Most needed video and how to claim insurance .. pe Video banai ye 🙏

  • @abhisheknagar2410
    @abhisheknagar2410 2 ปีที่แล้ว +4

    बहुत ही सुंदर जानकारी आपने प्रदान की इसके लिए आपका बहुत-बहुत
    धन्यवाद 🙏🙏 👍

  • @Vyakti648
    @Vyakti648 2 ปีที่แล้ว +1

    बड़े भईया इतनी सारी जरूरी जानकारी देने के लिए आपका बहुत बहुत धन्यवाद 🙏🙏 ऐसे ही जानकारियां देते रहिएगा ।।

  • @automotiveskills4642
    @automotiveskills4642 2 ปีที่แล้ว +2

    Thank you sir after watching this video my all doubt are cleared on vehicle insurance

  • @arxcomputerexpert6913
    @arxcomputerexpert6913 2 ปีที่แล้ว +3

    Thank you 😊
    Sir
    You are great man
    💯

  • @sandeeppatwardhan1212
    @sandeeppatwardhan1212 2 ปีที่แล้ว +2

    Excellent Explaination 👌

  • @shyamalsamanta6322
    @shyamalsamanta6322 2 ปีที่แล้ว +1

    Thank you very much brother for this information.

  • @rajeshpanda3620
    @rajeshpanda3620 2 ปีที่แล้ว +2

    Bhai app ka information or app ka presentation bahut badhea,bahut asan se samajh main ajata he👍

  • @shivramsingh3795
    @shivramsingh3795 2 ปีที่แล้ว +3

    सर जी आपकी दी हुई जानकारी बहुत अच्छी लगी

  • @milindchouhan5248
    @milindchouhan5248 ปีที่แล้ว +2

    Bahut bahut dhanyawad ✌️😎

  • @abhaskar2669
    @abhaskar2669 2 ปีที่แล้ว

    Thanks bro. Nice information about byke insurance. I purchased expluse 200 4v.recently . The same insurance as told is with vehicle. I was doubtful about this. Now it is clear. Thanks again

  • @Ajay71292-s
    @Ajay71292-s 2 ปีที่แล้ว +1

    Thanks a lot guru ji

  • @roltapraveen8850
    @roltapraveen8850 2 ปีที่แล้ว +2

    Your all videos are very helpful

  • @sagarsutar8091
    @sagarsutar8091 2 ปีที่แล้ว +1

    Very helpful information 👍

  • @ankitahirwar9864
    @ankitahirwar9864 2 ปีที่แล้ว +1

    Thanks bhaiya bhagwan aapke liye khush rakhe ,🙏🙏

  • @herohero3279
    @herohero3279 2 ปีที่แล้ว +1

    Informative 🙏

  • @jeet4164
    @jeet4164 2 ปีที่แล้ว

    Can you please suggest, which company provides the best insurance policy for scooter with low premium.

  • @deepanshupatel2645
    @deepanshupatel2645 2 ปีที่แล้ว

    Thank You for this video

  • @pontysoldier
    @pontysoldier 2 ปีที่แล้ว +17

    The bike insurance premium skyrocketed after the implementation of 5 year mandatory policy. The 1 year renewal was much cheaper & policy holder had choice of switching every year with IDV re-evaluation. I remember of buying a 1st party insurance for my 2 yrs old bike for 1087/-, obviously IDV was less but it did cover...

    • @sanjeevprasad891
      @sanjeevprasad891 2 ปีที่แล้ว +1

      True.... premium depends on IDV....TATA AIG was showing premium online Rs 864 but the Idv they calculated was Rs 64000 of my bike...so I choose SBI with 0 dep and RTI.

  • @subhashch7581
    @subhashch7581 2 ปีที่แล้ว +1

    Nice video... useful information ❤️❤️❤️

  • @rishiraj9131
    @rishiraj9131 2 ปีที่แล้ว +10

    Many thanks for this information.
    Kindly present a video on same lines for cars / 4 wheeler insurances (1yr OD + 5yr TP)

    • @ridersforever8716
      @ridersforever8716 2 ปีที่แล้ว +1

      Sir, car me 1+2 or 1+3 hota h

    • @rishiraj2548
      @rishiraj2548 2 ปีที่แล้ว

      @@ridersforever8716 , thanks.

  • @pratikbarnwal7949
    @pratikbarnwal7949 2 ปีที่แล้ว +1

    I am planning to buy apache 1604v or 2004v the dealer is asking for an insurance approx 12500 approx but online I checked it says around 8-9k. How can I know and deal with this over pricing if anyone can suggest.

  • @PrahladSingh-ur6vc
    @PrahladSingh-ur6vc 2 ปีที่แล้ว +1

    बहुत बढ़िया इंफॉर्मेशन सर जी बहुत-बहुत धन्यवाद आई एम फोर नैनीताल उत्तराखंड

  • @tarininarayanofficial
    @tarininarayanofficial 2 ปีที่แล้ว +1

    Sir insurance lete samay kaun se options ya add-on select karna zaruri hai is par detail video bnaiye

  • @NarendraKumar-zb9qz
    @NarendraKumar-zb9qz 2 ปีที่แล้ว +1

    Bahut hi acchi insurance policy ki jankari , sort turm example explain

  • @darkjustice851
    @darkjustice851 2 ปีที่แล้ว

    A lots of Thanks😍 love from Gujarat 🙏

  • @manojchandrapandey18
    @manojchandrapandey18 ปีที่แล้ว +1

    Really very very helpful information sir 🙏🙏

  • @neel8011
    @neel8011 7 หลายเดือนก่อน

    Excellent explanation.. Thank you very much dear 🙏

  • @milindpadale6481
    @milindpadale6481 2 ปีที่แล้ว +1

    Insurance की जानकारी बहुत ही समजाकर बता दी

  • @chemistrywithme746
    @chemistrywithme746 2 ปีที่แล้ว +16

    Insurance to mujhe srf paise ki barbadi lagti hai vo bhi bike jaisi chiz ke liye.

    • @rahultanwar89
      @rahultanwar89 2 ปีที่แล้ว +4

      Jinki bike ghar me he khadi rehti unko he lgta hai insurence paise ki barbaadi hai

    • @maulaaanaaajee7759
      @maulaaanaaajee7759 2 ปีที่แล้ว +8

      अब बात ऐसी है जी
      बीमा एक जुआ है
      अगर अचानक कुछ हो जाता है तो जुआ हम जीत जाते है और अगर कुछ नहीं होता तो हम जुआ हार जाते है।

    • @Mukeshsharma-vo6nw
      @Mukeshsharma-vo6nw 2 ปีที่แล้ว +3

      chemistry sahi bol rhe ho bhai

    • @chemistrywithme746
      @chemistrywithme746 2 ปีที่แล้ว +3

      @@rahultanwar89 ha corona ne bike ghar mein hi jo khadi kr di hai.

    • @rahulkapoor7566
      @rahulkapoor7566 7 หลายเดือนก่อน +1

      Jb bhi koi damage vgera hota tb aati yaad ki krva li hoti to thik tha😊

  • @noobhrgaming
    @noobhrgaming 2 ปีที่แล้ว +1

    Superb information sir ji 🥰🥰

  • @siddharthapurkayastha5017
    @siddharthapurkayastha5017 2 ปีที่แล้ว +1

    Thanks bro.Now i got it 😊😊❤️❤️

  • @Mafia_Men_777
    @Mafia_Men_777 2 หลายเดือนก่อน

    Thanku sir boht acha bataya apne

  • @vickeykumaryadav4156
    @vickeykumaryadav4156 2 ปีที่แล้ว +1

    Very good information

  • @yummycount
    @yummycount 2 ปีที่แล้ว

    Nice yar.... Ek like to banta hai apki video k liye...

  • @niteshramwani1599
    @niteshramwani1599 2 ปีที่แล้ว +2

    Sir suggest good insurance company for two wheelers

  • @amitabharoy2711
    @amitabharoy2711 2 ปีที่แล้ว +1

    ❤️ thanks 👍🏻

  • @ajayrathiya374
    @ajayrathiya374 ปีที่แล้ว

    Bahut sunder jankari Bhai 👌🤗

  • @porirmagicvlog3636
    @porirmagicvlog3636 2 ปีที่แล้ว +1

    Thanks sir...👍🙏🙏

  • @shiladay-gg7jb
    @shiladay-gg7jb 2 ปีที่แล้ว +1

    Thanku bhaia

  • @bapandey7939
    @bapandey7939 2 ปีที่แล้ว +1

    Thank you boss...

  • @vinumundalli4634
    @vinumundalli4634 2 ปีที่แล้ว +1

    Your uploaded all videos are very knowledgeable videos.
    From karnataka

  • @madmax7437
    @madmax7437 2 ปีที่แล้ว

    Stock exhaust ka dp killer remove karne se kuch problem aata hain kya ?
    Sir plz rply

  • @akashoraon1754
    @akashoraon1754 ปีที่แล้ว

    Thanks for your help sar

  • @gajrajsinghgurjar127
    @gajrajsinghgurjar127 ปีที่แล้ว +1

    Bro bike k amodel konse bhare insurance k liye
    Mera hero splendor plus 2015 ha
    Please help

  • @rsagarkumar5503
    @rsagarkumar5503 2 ปีที่แล้ว +1

    Excellent 👌 bhai

  • @amaneducationchannel5992
    @amaneducationchannel5992 2 ปีที่แล้ว +2

    Thanks sir

  • @dheerajsharma1073
    @dheerajsharma1073 ปีที่แล้ว

    Bhai aap kaafi smart hai thanks 🙏

  • @somenathmondal6647
    @somenathmondal6647 10 หลายเดือนก่อน

    Bhaiya mere pas ntorq he konsa insurance lu?? Aur online me insurance liya tho clam Kai ke mile ga ???

  • @virendrapatil375
    @virendrapatil375 ปีที่แล้ว +1

    Very useful

  • @hiteshdhokai2662
    @hiteshdhokai2662 ปีที่แล้ว

    Bhai mene access buk karaya he sorum vala 5 sal ka aap bata rahe he vesehi polisi de rahe he to kya le lu ya bhar se lu Or lu to konsa lu?

  • @biswajitsingh3977
    @biswajitsingh3977 2 หลายเดือนก่อน

    Thanks a lot ❤

  • @ashishlawhale2245
    @ashishlawhale2245 ปีที่แล้ว +1

    Which bike insurance you have put here?

  • @surajroy4985
    @surajroy4985 2 ปีที่แล้ว +4

    Bike ka spare parts k liye koi site bataiye ??

  • @santoshsahoo5820
    @santoshsahoo5820 2 ปีที่แล้ว +1

    Good information

  • @MranalShinghal
    @MranalShinghal 2 ปีที่แล้ว +6

    Great video. However., I have a few doubts.
    1. Can we only take OD insurance not with TP insurance as in your case we already had TP for 4 more years.
    2. In your second insurance bill TP is still there for further 5 more years. Is TP of 5 years complimentary with 1 year OD. Every year, also paying TP (for 5 years) with 1 year OD is not justified.

    • @nadeemr9263
      @nadeemr9263 2 ปีที่แล้ว

      Right..👍

    • @amandeepshah
      @amandeepshah 2 ปีที่แล้ว +2

      For one year OD insuarance, one year TP insurance is complimentary. Hence it is also called Comprehensive insurance. And in this case, sir already has 4 year TP but also took 1 year OD, so he got 1 year TP also with that but it's waste. Did you got it?
      So my suggestion will be instead of going 5 year insurance of 1 year OD and 4 year TP, go for 3 year OD while purchasing new vehicle. Sir has also mentioned this in description of the video. And after expiry, go for OD always, tenure is your wish.

  • @JHAVLOG30
    @JHAVLOG30 ปีที่แล้ว

    Thanks bro 😊

  • @harekrushnanayak7814
    @harekrushnanayak7814 10 หลายเดือนก่อน

    Thank you🌹❤

  • @padmanrajgandha6792
    @padmanrajgandha6792 2 ปีที่แล้ว

    Insurance jis showroom se liya hai wohan se claim hoga ya other showroom se bhi ho sakta hai...plz tell us

  • @hardeepkumar1462
    @hardeepkumar1462 5 หลายเดือนก่อน

    Thank u so much sir.

  • @milindpadale6481
    @milindpadale6481 2 ปีที่แล้ว +1

    Very nice

  • @user-sk2tb2sn1e
    @user-sk2tb2sn1e หลายเดือนก่อน +1

    Valuable knowledge

  • @manishvishwakarma3976
    @manishvishwakarma3976 2 ปีที่แล้ว +1

    Thanks bhai

  • @rajvanshivineet
    @rajvanshivineet 5 หลายเดือนก่อน

    Helpful 👍🏻

  • @tusharverma7711
    @tusharverma7711 2 ปีที่แล้ว

    Sir maine bs6 splandor janury 2022 mein li thi ..or mere pas 5 sal ki insurance policy h ..to kya muj koi charhe dena pdega?? Or dena pdega to kab dena pdega?? ..
    Or kya ye charhe premium hota h .....or premium kab dena hota h??

  • @TravelogsIndia
    @TravelogsIndia 2 ปีที่แล้ว +1

    Aaga ke liye OD insurance nahi liya to? Please reply bhai

  • @pradeepkhare5137
    @pradeepkhare5137 2 ปีที่แล้ว +1

    Great sir

  • @shambhupatilmr.famous
    @shambhupatilmr.famous ปีที่แล้ว +1

    Ekdum sahi video....

    • @shambhupatilmr.famous
      @shambhupatilmr.famous ปีที่แล้ว

      Bhai 1st insurance 1 sal bad top up khatam hone ke bad 3rd party me ho or tab hamne dusra nikala insurance toh 1st insurance policy ke bache 4 sal ka insurance cancel krke refund kr sakto hai kya?

  • @Amit_Kasaudhan01
    @Amit_Kasaudhan01 2 ปีที่แล้ว

    Sir konsa two wheeler insurance lu mujhe apni Activa 125 bs6 k liye Lena hai

  • @suhasdhorje9242
    @suhasdhorje9242 2 ปีที่แล้ว

    inshuruns kaise nikale iski jankai dijiye plz. vdo banao.2 whiler/4 whiler

  • @SPNMUSICSONG3067
    @SPNMUSICSONG3067 2 ปีที่แล้ว +2

    Very nice video Bhai 👌
    👌 👌 👌 👌 ✌ ✌ ✌

  • @robinprince5827
    @robinprince5827 2 ปีที่แล้ว +2

    Sir, maine new bike li thi 17 sep 2021 ko aur wo 21oct ko mera ghar sai ek mahine mai chori hogayai insurance tata AIG ka hai policy mai Idv 102000 rs hai kya mujhe insurance etne hi paise ka claim degi.Maine Apache 160 2v lithi.Please help

  • @ajaykamble9938
    @ajaykamble9938 7 หลายเดือนก่อน

    Honda Activa 6g ka od karvane ke liye kithna pay karna padhega

  • @harishbahl3287
    @harishbahl3287 ปีที่แล้ว

    Brother ek bat btao.. agr hm apni new bike purchase krte h to first insurance showroom walo se hi lena jruri h ya online b le skte h..?? Plzz rply

  • @aiwithak256
    @aiwithak256 2 ปีที่แล้ว

    Tp insurance se kon kon se challan se bach sakte hai ?

  • @AshishKumar2066
    @AshishKumar2066 2 ปีที่แล้ว +5

    Many dealers force to get insurance from their vendor while purchasing new vehicle.
    What to do if to get insurance from my preferred company for new vehicle...

    • @nikhilPUD01
      @nikhilPUD01 5 หลายเดือนก่อน +1

      They also charged commission

  • @baba_rampuriya
    @baba_rampuriya ปีที่แล้ว

    Bhai aapne ko si policy li he icici me

  • @GaganKumar-go1ig
    @GaganKumar-go1ig 28 วันที่ผ่านมา

    Pls 1 chij btao, as 5 yr liability cover hai(3rd party) so har saal jo policy renew krani h wo Own damage ki hogi, toh usme bhi 3rd party include krna hi pdega ya OD se hi chal jayega??

  • @vinaykumar-ch6gs
    @vinaykumar-ch6gs 2 ปีที่แล้ว

    Pulsar As150 ka parts nhi mil raha hai kaha se milega online bataye..

  • @mrrishiraj88
    @mrrishiraj88 2 ปีที่แล้ว +2

    Big Bro, please tell if TP insurance for our car alone is enough to drive and avoid challans from TrafficPolice? Suppose, OD insurance has expired and now only TP is valid.

    • @MECHANICALTECHHINDI
      @MECHANICALTECHHINDI  2 ปีที่แล้ว

      TP is valid

    • @deepakdang8379
      @deepakdang8379 2 ปีที่แล้ว +1

      Jitni tumhe english aati hai, utne samajhdar nahi ho, 3rd party insurance ke sath challan nahi hota, lekin agar tumhari car ka accident ho jaaye ya chori ho jaaye tab own damage cover kaam aata hai accident jisse hua vo tp mein cover hoga, aur teesra hota hai owner cover car ke maalik ka 15 lac ka beema, driver cover, up to 5 passengers cover, engine protection cover ye paani mein engine dubkar kharab ho jaaye tab kaam aata hai ya engine ki warrenty khatam ho gayi ho tab kam aata hai, accident cover engine vo accident mein cover hoga. Doobna kharab hona ye additional lena hota hai.

    • @mrrishiraj88
      @mrrishiraj88 2 ปีที่แล้ว

      @@deepakdang8379 , thanks for explaining owner insurance in detail.
      It's helpful.
      English and ignorance... bas yahi seekha hai life me. Living my cool with simplicity and pride.
      🙏👍

    • @deepakdang8379
      @deepakdang8379 2 ปีที่แล้ว +1

      @@mrrishiraj88 agar tumhare pass own damage, TP dono ho aur car paani se nikalte ho engine mein fault ho jaata hai toh ye own damage mein cover nahi hoga ye additional lena hota hai.

  • @akashofficiall07-
    @akashofficiall07- 8 หลายเดือนก่อน

    Nice information about 5 year insurance policy thank you

  • @surend8235
    @surend8235 2 ปีที่แล้ว

    Boodmo kya sirf 4 wheeler ke geniune spare parts milte hai ki 2 wheeler ke bhi milte hai??

  • @ayushsharma5131
    @ayushsharma5131 2 ปีที่แล้ว

    Tvs Baik ke part kiss app SE mangaye

  • @kidslover1642
    @kidslover1642 2 ปีที่แล้ว +1

    Bhai, New bike ke tax token ke bare mein batana...

  • @DifferentCreationMedia
    @DifferentCreationMedia ปีที่แล้ว

    Gari kharidne ke time Yohi dukan se insurance karana keya jaruri hai?
    Which Insurance company will better for us, please describe.

  • @pstarboy674
    @pstarboy674 5 หลายเดือนก่อน

    1+4 ka insurance ka policy tha mere two wheeler may usme renewal nhi karwaya tho abhi mparivahan app pay insurance expired q dikha raha hai....

  • @ironman2.026
    @ironman2.026 7 หลายเดือนก่อน

    Ye alag se jo insurance lenge, usko har month pay krna hga ya yearly ???? Aapne jo OD Insurance liya, 6562₹ ka, wo kitne saal tk valid h ???

  • @balakrishnapanda4483
    @balakrishnapanda4483 2 ปีที่แล้ว

    हमें पता ही नहीं था, धन्यवाद।

  • @Thelostboy.07
    @Thelostboy.07 ปีที่แล้ว

    Means avi 5year insurance liya tha meine joki 1year hogaya toh avi next 4 year tuck toh OD wala insurance Lena hein na kiuki 3rd party toh or 3 years tuck covered hein

  • @Shivam.Singh.848
    @Shivam.Singh.848 ปีที่แล้ว +1

    Hello sir hmari bike ka 5year ka insurance hai lekin hmara 1year complete ho gya hai or ab third party chal rha hai to kya abhi bhi hm 1St party insurance le sakte hai kya

  • @prasenjitchakraborty1963
    @prasenjitchakraborty1963 2 ปีที่แล้ว

    Bike purchase ke time pe jo insurance milta he uspe pure 5 saal ka OD & TP damage insurance liya ja sakta hai kya...?? Plz Reply 🏍️🏍️✨✨

  • @punitpanchal3993
    @punitpanchal3993 2 ปีที่แล้ว

    Sir bike ke original part ki jaankari mile Or uska konsa acha app he uska video banaye.

  • @kamal17kishore
    @kamal17kishore 2 ปีที่แล้ว

    How to buy icici Lombard insurance and how to claim icici Lombard insurance what is the process

  • @sayankundu5819
    @sayankundu5819 2 ปีที่แล้ว

    Dada 3rd party insurance expiry ho gaya to Kiya karna parega.

  • @parbinkumar007
    @parbinkumar007 2 ปีที่แล้ว

    OD insurance main Full Damage claim kaise karen??

  • @amitsheoran909
    @amitsheoran909 2 ปีที่แล้ว

    2019 platina h third party insurance mil rha h 2500 m. Kya third party 3 sal k liye possible h

  • @punnu_khn
    @punnu_khn ปีที่แล้ว

    is OD insurance Mandatory?

  • @ashishguptashish2-lf4lc
    @ashishguptashish2-lf4lc 2 ปีที่แล้ว +1

    OK thanks bhayia but or acha se baat ye plz make 1 more video in insurance company

  • @guruji4649
    @guruji4649 2 ปีที่แล้ว

    Nice