I have started my debt free mission and cash budget system. So depressing to discover I have about £85 to cash stuff each month. But it is my missing to get this debt cleared, you youtubers are all inspiring.
This was so nice for you to explain to us! I love that you keep them in the binder I used to do the exact same thing before I got sucked in to the planners lol
You explained that so well. I plan on starting this process when I get paid on Thursday to calculate my spending and help in saving. I didn’t know you had this video and it truly helped understand the breakdown of my money. Excellent job
Seriously I am soooo happy I was able to get this PDF! Also that you did this tutorial!! You have helped me out alot with getting my life financially together! Amazon and I am just done with how things have been going. I need to get a hold of my life. I have been trying to do the envelope method for a while now.
That was such a great explanation :) But, I do have three more questions XD 1) How do I write down my income, if it isn't a fix one (like, if you have an side income, which always fluctuates)... I can't calculate with it, or can I? 2) For the Debt Tracker... if you pay of more than the minimum payment... where or how can I mark that down in that tracker, so it really is on the actual amount I've to pay, still? 3) You've such a beautiful document binder for your Budget Sheets. Can you tell me where you got it from or where I can find that, please? :) For me it's the first month using your sheets and I really like it (even I'm always changing sums and stuff... but I hope to get that in order over time). :) All the best from Germany
If you le income isn’t fixed I would look at 1 or 2 months worth of your variable income and calculate what an average income will look like. If you pay more than the minimum you can write that as your “new” minimum. You can set it to be more than what it actually is. And I got my binder from target ❤️
Hi! Thanks for this video, Monet! A few questions… -Why did you put car insurance under sinking funds instead of monthly bills? 9:10 -What purchases fall under the “spending” category and why not allocate them to a more specific category? 10:15
I believe her insurance is paid every 6 months so she saves a little each month for it. Spending could be for fast food, special treats for yourself, etc.
I just visited the Etsy shop and wanted to know if you have to purchase a bundle every month for $7.50 x 12 months? Are the 12 calendar months already included as part of the bundle? Thank you in advance.
Hello I have watched dave ramsey for years and countless videos and never got started. I am now ready..the bottom is not where I belong. I am a single mom and I want my son to be a responsible head of his household one day and the example is now in me in our home. Now to to my question: I am Still confused as to how someone who has collection debt is to proceed. The balances are past due and no due date they also go up in an interval I have yet to master could you pls do a video about past due collection debt and how to budget to do a debt snowball in that scenario.
I'm twice ur age. I wish I had ur financial savvy when I was your age. Smart girl. Thank you. Helping me!❤
Aww thank you so much! ❤️
I have started my debt free mission and cash budget system. So depressing to discover I have about £85 to cash stuff each month. But it is my missing to get this debt cleared, you youtubers are all inspiring.
I have less than that . You can do it
I love revisiting these videos. It’s a great refresher to get me back on track after slacking last paycheck. Thank you!
Glad you like them! 🤗
This was so nice for you to explain to us! I love that you keep them in the binder I used to do the exact same thing before I got sucked in to the planners lol
This may sound random, but I absolutely love how articulate you are!
Aww thank you ❤️
Best cash budget video I found
Thank you so much
Everybody is talking about how yo start nobody explain maintaining it...great job
Amazing breakdown and thanks for sharing! 👏🏽🤩
Thank you for watching ❤️
@@MonetsMoney, you're most welcome ☺️
You are an excellent teacher. Thank you. 💰👍
Thank you ❤️
Excellent video. Thank you for the update
Thank you for watching ❤️
I have watched you so.much I think I could make my own video explaining how you break your budget down 🤣🤣🤣 I am obsessed with your channel Sis 💪🏽💯
😂 appreciate it ❤️
@@MonetsMoney 🤗
Ok Monet that was a really great breakdown of how to use your budgeting kit. TFS I really appreciate it.🥰
Thank you ❤️
You explained that so well. I plan on starting this process when I get paid on Thursday to calculate my spending and help in saving. I didn’t know you had this video and it truly helped understand the breakdown of my money. Excellent job
Glad it was helpful! ❤️
It gets me so motivated thank you for your videos
Glad you enjoy them! Thank you for watching 🤗
Seriously I am soooo happy I was able to get this PDF! Also that you did this tutorial!! You have helped me out alot with getting my life financially together! Amazon and I am just done with how things have been going. I need to get a hold of my life. I have been trying to do the envelope method for a while now.
You are so welcome! Take it one day at a time ❤️
Thank you my dear!!!
This video is amazing and thank you for taking the time to do this!!
Thank you for watching ❤️
You did an awesome job in explaining how you breakdown of everything 💜❤️💕
Thank you ❤️
Thank you Monet!
Brilliant as always 😊
Thank you ❤️
I was inspired by this channel to do a cash budget. After going through my finances I have no cash left to budget with 😩
Awesome breakdown you really explained everything so nicely 💖
Thank you ❤️
That was such a great explanation :)
But, I do have three more questions XD
1) How do I write down my income, if it isn't a fix one (like, if you have an side income, which always fluctuates)... I can't calculate with it, or can I?
2) For the Debt Tracker... if you pay of more than the minimum payment... where or how can I mark that down in that tracker, so it really is on the actual amount I've to pay, still?
3) You've such a beautiful document binder for your Budget Sheets. Can you tell me where you got it from or where I can find that, please? :)
For me it's the first month using your sheets and I really like it (even I'm always changing sums and stuff... but I hope to get that in order over time). :)
All the best from Germany
If you le income isn’t fixed I would look at 1 or 2 months worth of your variable income and calculate what an average income will look like.
If you pay more than the minimum you can write that as your “new” minimum. You can set it to be more than what it actually is.
And I got my binder from target ❤️
@@MonetsMoney Thank you so much for your advice :) I'll do that and hopefully find a good average :) Thanks so much for your help!
Hi! Thanks for this video, Monet! A few questions…
-Why did you put car insurance under sinking funds instead of monthly bills? 9:10
-What purchases fall under the “spending” category and why not allocate them to a more specific category? 10:15
I believe her insurance is paid every 6 months so she saves a little each month for it.
Spending could be for fast food, special treats for yourself, etc.
I like this video too
Thank you!
@@MonetsMoney your welcome so I'm trying to save and just pay the minimums on my debts I can save some but it's hard
I just visited the Etsy shop and wanted to know if you have to purchase a bundle every month for $7.50 x 12 months? Are the 12 calendar months already included as part of the bundle? Thank you in advance.
This was gooood
Thank you ❤️
Can I ask you how do you edit your calendar I would like to be able to edit mine too if possible
❤️
Hello I have watched dave ramsey for years and countless videos and never got started. I am now ready..the bottom is not where I belong. I am a single mom and I want my son to be a responsible head of his household one day and the example is now in me in our home. Now to to my question:
I am Still confused as to how someone who has collection debt is to proceed. The balances are past due and no due date they also go up in an interval I have yet to master could you pls do a video about past due collection debt and how to budget to do a debt snowball in that scenario.
I writing the dates down by the bills
Great video. 👍
Can't see the writing.
💚💜👍💛🧡