Hi guys, may nagcomment if may application link raw. I accidentally deleted the comment when I was replying using my phone. So sorry!! 😅 Found the UB S&R Visa Platinum link (NOT A REFERRAL LINK; from their website): apply.cc-pl.unionbankph.com/PLCC/UnionBankSnRCard?media=&pcode=VP205&scode=DCPASRPRUB ❣️Here's my referral link (FAST APPROVAL UB Rewards Visa Platinum NO ANNUAL FEE FOR LIFE, promo until JUNE 30, 2024) in case you want to use it: apply.cc-pl.unionbankph.com/PLCC/StartApplication?media=1176777843&scode=DCMMOR0000&DCMMOR0000&MGM&DCMMOR0000
@@RicsWil Khit hndi new to bank NAFFL tlga ang card na to no? Prang simplicity? Ang ganda kasi rebate sya tas naffl. I just opened the link need plang member kna ng snr hahaha. So e autodebit ba nila yung membership fee mo sa card na to?
8:26 Meron po akong nitong UB SNR Visa card. Yes po, dual card sya. Sa likod nito nandun din yung SNR membership number pati yung picture😅. Hindi mo na kailangan na dahil yung SNR card itong UB SNR visa lang ay okay na.
Hi, may I just ask, I got my SnR unionbank visa platinum and activated it last night, I tried using it in different merchant but it says it was declined. the agent told me that I can use it with different merchants, does this card can be used in SnR only?
Hi po! Any chance may naka experience po sa inyo na while trying to activate ung card. Hindi mapindot ung "Activate" na button. Nailagay ko naman ung mga kailangan na info like expiry date and BirthDate. Thanks!
Hello, new subscriber po maam! ask ko lang po sana kung counted po yung installment purchases para dun sa 20k spend ni UB visa plat, first cc ko rin po approved last week.
Hello, maam ask po, ako, may un cc ako at first ime ko mag, ka cc no annual fee po cya forever pero may, naka lagay na dapat 60 days maka 20k ka na spend para ma avail mo ang forever no annual fee... Pano pag di ka naka 20k with in 60days may annual fee padin na babayaran?
Hindi po magiging No Annual Fee For Life yung card nyo. So magbabayad kayo sa susunod na taon ng annual fee. Libre po ang annual fee sa unang taon ng card.
Question, nagagamit nyo na po ba yung unionbank platinum credit card as snr membership card? Yung sa akin kasi kapag ni swipe sa P.O.S. lumalabas na Member ID not found. Also, tama ba na rewards lang yung na e-earn, then, kapag naka 500 points, yun ang pwede i redeem sa snr? Thank you. P.s. i applied online kasi rather than sa booth
Hi Jumar, thanks for sharing your experience! I haven't tried it yet kasi nakakaloka yung delivery. Hanggang ngayon di ko pa narereceived :( Bakit kaya ganun daw yung lumabas? Have you tried asking SNR Customer Service? Di ko na marecommend na tumawag kayo sa UB hotline kasi ilang araw na ko tumatawag, 1 hour+ waiting time, wala pa rin nasagot. Ang haggard ng UB na to! 😂
Hi, may I just ask, I got my SnR unionbank visa platinum and activated it last night, I tried using it in different merchant but it says it was declined. the agent told me that I can use it with different merchants, does this card can be used in SnR only?
nag try ako. then nasa part pa dapat ako ng employment something. then wala pa akong nalalagay kasi nagloading bigla lumabas 1-3 working days. ano yon? successful na? kahit walang mga address o employment something?
Hello! May email dapat if successful or na-save lang at need i-proceed yung application. May reference number na ibibigay dapat. Check nyo po sa email or text :)
Hello po ask lang po about virtual card. Nagamit q na kasi siya den i need to pay na. And i used Maya po. Successful na sa Maya pero nd pa siya nababawasan sa amount ng credit ko? Binayaran ko po ung virtual. Nd pa kasi activated ung physical card ko nun. Anu po need gawin? Thanks po
Hi! Usually hindi kasi real time ang pagpost ng payment especially if hindi same bank ang ginamit sa pagbabayad. Hopefully nagreflect na sa app mo. If not, call the hotline asap!
@@RicsWilmiss Rica dumating na S&R unionbank card ko wala kasabay na T&C saan pwde makita? Ntatakot ako baga may hidden na need mag spend ng 20K bago magka NAFFL. Thank you for help hehe
Hi po, lahat po ng T&C ng mga cc laging nasa website nila. Ito po yung UB S&R: www.unionbankph.com/sites/default/files/2023-12/UBLegal_SR-Credit-Card-TCs_Dec2023.pdf If I'm not mistaken, automatic NAFFL po ang UB S&R once approved. Yung UB Rewards po ang may 20k spend requirement :)
sabi daw kapag nag avail ka ng rewards platinum credit card .may mareceived na 2000 gcash egift . paano po iredeem yun kapag nareceived na ang credit card
nung chineck ko yung UB app, nakalagay yung Credit Limit (ex. amount 100,000) pero sa baba po may nakalagay din na "Available Credit" (5,000), ano po meaning nitong available credit? prang free credit ba to?
Sabi sa terms and conditions sa unionbank website, promo will run from Aug 2023 - Oct 2023? Naavail nyo po ba yung promo? If not ano po kaya ngayon ang spend requirement nyo para ma waive ang annual fee if wala na sa promo?
Hi Dexter, baka hindi lang updated yung website or UB Rewards yung nabasa mo. As mentioned sa video, Dec ako nag apply ng S&R Visa Plat. Once approved, no annual fee for life na yun. Walang spend requirement ang UB S&R. :)
Hello po na approved po ako then gusto kong icancel kaso walang nag reresponse saakin na representative from UB then dumating na saakin yung card. Kapag hindi ko ba inactivate yung card at hindi ko inopen yung app wala naman pong mangyayari, like kahit hindi ko galawin magkakaroon ako ng utang? Ayoko na kasing ituloy due to my health condition. Please answer po 😢
Hi! If di nyo naman ginamit, walang machacharge. Pero pwede kayong icharge ng annual fee (if hindi NAFFL) kahit di nyo ginagamit. Pwede nyo naman ipacancel para sure kayong walang machacharge kung di nyo naman po gagamitin.
Single purchase lang po ba yung 20k spend para ma avail si NAFFL sa UB rewards platinum? Or pwede multiple purchase basta ma complete si 20k spend within 60 days? TIA
Quick clarification. Counted ba ang bills payment para ma-avail ang 20k spent ni union for no annual fee? (Ex. Electric, water and internet bills) Thanks you sa sasagot
Hi maam tanong ko lang . mag na recieve po kasi akong text about kay ub s&r cc .. inopen ko po link .. nag fill out ako ng info ko ,kinuha rin account ko sa s&r , nung nag next na po ako biglang “Thank you for your application “keneme na siya .. decline na kaya yun ? hehe
Hi! Wala!! You can check the photo of the booth sa video at 02:27. :) Medyo malabo nga lang ata pero nakalagay ay "Annual Fee is waived for life upon approval for the Unionbank S&R Credit Card..."
mam pa help naman po nag bayad po kasi ako ng credit card via gcash pero ang nailgay ko pong number is ung pang virtual number, ma ttransfer po ba ung payment sa tunay na creditcard number?unionbank din po ang gamit ko card plss pa help po thank you so much po in advance
Hello po mam ok na po credit card ko so ang tanung ko po pwde ko na po ba gamitin ang card without balance? Kasi ang minimum lang po kAsi nakalagay is 15k. Sana mapansin nyo po mam thank you
Hello po, pwede mag ask? Nag open po kc ako savings sa BPI and nag offer po sila ng credit card saken kinuha kopo pero hinold po nila yung dineposit ko that time.. Ang ask kopo if may change poba mag increase yung credit limit ko? Almost 6months na po bpi cc ko. Salamat po
Hi Jealyn, mukhang secured credit card ang in-issue nila sayo. YES, nagiincrease ang credit limit. Usually after a year or so, automatic nagbibigay ng increase yung ibang bank. You can also request. Call ka lang sa hotline or email them :)
Sna my makatulong about s concern ko approved po ako sa gold visa card November 17 pa until now wla pa ung card isang beses daw ng attemp e s office nmin address e d nmn yun ung billing address ko mula nun wla ng update
hi mam, san ko po makikita yung union bank s&r card transactions ko? inactivate ko kasi sya sa UB app pero hindi nalabas dun yung card yung savings account ko lang. may ibang app pa po ba?
Hi! Upon approval, NAFFL na. No spending requirement. You can check the photo of the booth sa video at 02:27. :) Medyo malabo nga lang ata pero nakalagay ay "Annual Fee is waived for life upon approval for the Unionbank S&R Credit Card..."
Hi po, I just subscribed to your channel. Ask ko lang po I activated my S&R Visa Platinum CC online just yesterday. How to know my due date po? Or should I wait for the physical card to be delivered - activated and know when the due date po?
Hi! Thanks for subscribing! 💗 Best to wait for the physical card kaso baka magaya ka sa kin na ang tagal ng delivery. If gamitin mo naman yung virtual card, check mo na lang siguro from time to time sa app, lalabas naman yung Statement of Account (SOA) dun. :)
Hi baka my pwede maghelp 3 months n po since ma approve ako wla prin card ko nag email n call wlng help pwedr po kaya magpunta sa bank mismo about s credit card para mag change ng delivery address since thousands of pesos n nagastos ko wlang sumasagot sa tawag sna my makapag advice
hello po mam nakarecieve po ako ng text kay union bank nakalagay you are qualify to apply unionbank rewards credit card.. anu po yun mam depende paren po ba yu salamat sa sagot
Hey guys! I think kapag may invite to apply and it says "you are qualified" that usually means pre-approved po. So most likely, mataas ang chance na approve yan. Try applying :)
Best to contact their CS po to know the status of your card delivery. Aside from calling the hotline (which is sobrang tagal ng pila), pwede rin daw po thru their website.
Hi Shiella! Hindi ko pa natanong yan sa UB. Pero sa experience ko with other banks, sabi nila possible i-bill kahit di i-activate. Best thing to do is ask UB CS :)
pwedi patulong?ng bayad ako thru gcash di ng reflect sa union bank account ko..ano po ko gawin?sakto naman account number ko naka lagay sa card..may mali bah?
Hi Kristian! You mean nagbayad ka ng UB cc gamit ang Gcash? Check mo with UB if gano katagal ang payment posting. Madalas hindi real time kapag other banks/e-wallet ang gamit. It can take 2-3 days usually. Best to call the hotline to know :)
Hi po! Pwede po punta kayo sa S&R, may booths po sila dun where agents will assist you. Less than 5 minutes process hehe. Or you can use the link on the video description to apply online.
Hi Elize, di ko pa nagamit yung UB cc pero pag nagbabayad ako ng other cc bills ko, thru RCBC, Maya, and CIMB dati wala namang fee :) Check mo lang muna before processing, nalabas naman yung fees if meron.
Wow congrats! Di ko pa nagagawa yung Virtual Card hehe 😅 Yung last 4 digit though nasa email nila. Update kita kung makita ko man yung whole card # after ko ma-link :)
Hi Kim, click mo yung Accounts. Under Account Details, click "Card Settings", makikita mo na dun yung whole card number. But this is for the Virtual Card only ah.
"Error: we cannot usehe details you have provided at this time".. Yan naman po nakalagay if I'm to sign up using the unique card reference # provided sa email
@@RicsWil wala po e. Saka damingbeses ko mag call da cs disconnected ako palagi.. tapos sa apps nila mag create ako ng ticket lumalabas,, cannot proceed.. kakaloka..
@@annalyngutierrez1330 Hala :( You can expedite the delivery siguro by emailing their CS tapos cc mo BSP haha. First time ko pa lang kasi sa UB cc kaya wala pa ko masyado experience with their CS. Hopefully mareceived mo card mo! :)
Hi@@annalyngutierrez1330 yung card ko rin di pa nadedeliver. 3x failed delivery attempt. Ang haggard ni UB, 3 araw sunod sunod ako tumawag. 1 hour+ waiting, wala pa ring nasagot na agent. 😤
If di po ako nagkakamali, yung ₱2000 Gcash ay after nyo magspend ng 20k. For UB Rewards po ata yun. Check nyo na lang po sa posts ng UB or contact them :)
question lang po. i applied for visa platinum and got approved. sabi sa rules to get the naffl promo, spend 20k within the 60 days after nang approval. the promo ends on jan 30, 1024. counted pa ron po ba if i accumulate the 20k by feb na since i got approved this dec 15 lang
@thatkaye hello po same here. I got approved on Dec 18 then I planned to accumulate 20k spend this week. Am I still qualified to get naffl promo? Sana po masagutan. Salamat
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Hi guys, may nagcomment if may application link raw. I accidentally deleted the comment when I was replying using my phone. So sorry!! 😅 Found the UB S&R Visa Platinum link (NOT A REFERRAL LINK; from their website): apply.cc-pl.unionbankph.com/PLCC/UnionBankSnRCard?media=&pcode=VP205&scode=DCPASRPRUB
❣️Here's my referral link (FAST APPROVAL UB Rewards Visa Platinum NO ANNUAL FEE FOR LIFE, promo until JUNE 30, 2024) in case you want to use it: apply.cc-pl.unionbankph.com/PLCC/StartApplication?media=1176777843&scode=DCMMOR0000&DCMMOR0000&MGM&DCMMOR0000
Ask q lang Po may naricve aq Ng egift pero Wala pa credit card please sana may makSagot
Saan po kayo nagbabayad for S&R CC? Halimbawa nagamit mo siya saan po pwede magbayad sa balance?
c @jero8478 Lahat po ng banks or e-wallets na may Unionbank biller. Pwede rin sa mga bayad centers. Basta sa nag a-accept ng payment for UB cc
@@RicsWil Khit hndi new to bank NAFFL tlga ang card na to no? Prang simplicity? Ang ganda kasi rebate sya tas naffl.
I just opened the link need plang member kna ng snr hahaha.
So e autodebit ba nila yung membership fee mo sa card na to?
8:26 Meron po akong nitong UB SNR Visa card. Yes po, dual card sya. Sa likod nito nandun din yung SNR membership number pati yung picture😅. Hindi mo na kailangan na dahil yung SNR card itong UB SNR visa lang ay okay na.
Hi Ray, thank you for sharing! I'll pin your comment. Hopefully many viewers can read it. This is helpful! :)
@@RicsWil thank you. Update ko po kayo kapag lumabas na yung 1st SOA ko para po malaman natin yung rebate/cashback nitong SNR Unionbank Plat. Visa
Thank you so much @@rayfernando6102! 💗
Hi, may I just ask, I got my SnR unionbank visa platinum and activated it last night, I tried using it in different merchant but it says it was declined. the agent told me that I can use it with different merchants, does this card can be used in SnR only?
Paano po kapag na expire na yung SNR membership mo? Auto renew naba sya kasi naka auto deduct na sya sa CC? Ganun po ba?
Hi po! Any chance may naka experience po sa inyo na while trying to activate ung card. Hindi mapindot ung "Activate" na button. Nailagay ko naman ung mga kailangan na info like expiry date and BirthDate. Thanks!
Question po.
It is true na NAFFL na ako if magstart lang ako mag purchase.
Any amount daw within 60 days sabi ng agent?
No po. It's 20k spent within 60 days. Make sure to read the promo's terms & conditions to be sure :)
Hello po sa akin po application ng ub cc ko ay in process papo ... possible poba na ma approved na pagkaganyan?
How much ang card limit ng platinum credit card ng union bank?
Hello, new subscriber po maam! ask ko lang po sana kung counted po yung installment purchases para dun sa 20k spend ni UB visa plat, first cc ko rin po approved last week.
Wow congrats! Best to read their T&C po para sure, nandun na lahat ng hindi counted: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870
Paano po gawin kung mag apply nag credit card first mo mag kuha ?
Hello, maam ask po, ako, may un cc ako at first ime ko mag, ka cc no annual fee po cya forever pero may, naka lagay na dapat 60 days maka 20k ka na spend para ma avail mo ang forever no annual fee... Pano pag di ka naka 20k with in 60days may annual fee padin na babayaran?
Hindi po magiging No Annual Fee For Life yung card nyo. So magbabayad kayo sa susunod na taon ng annual fee. Libre po ang annual fee sa unang taon ng card.
Question, nagagamit nyo na po ba yung unionbank platinum credit card as snr membership card? Yung sa akin kasi kapag ni swipe sa P.O.S. lumalabas na Member ID not found.
Also, tama ba na rewards lang yung na e-earn, then, kapag naka 500 points, yun ang pwede i redeem sa snr?
Thank you.
P.s. i applied online kasi rather than sa booth
Hi Jumar, thanks for sharing your experience! I haven't tried it yet kasi nakakaloka yung delivery. Hanggang ngayon di ko pa narereceived :( Bakit kaya ganun daw yung lumabas? Have you tried asking SNR Customer Service? Di ko na marecommend na tumawag kayo sa UB hotline kasi ilang araw na ko tumatawag, 1 hour+ waiting time, wala pa rin nasagot. Ang haggard ng UB na to! 😂
Hi Jumar, kindly read pinned comment. Merong viewer na nagamit nya raw as S&R card :) Contact UB or S&R, hopefully they can fix your issue :)
After 3 months kamusta nman po ang cc na ito?
Hi, may I just ask, I got my SnR unionbank visa platinum and activated it last night, I tried using it in different merchant but it says it was declined. the agent told me that I can use it with different merchants, does this card can be used in SnR only?
No. Pwede sya outside S&R, basta accepted by Visa. :) Not sure bakit di nagagamit with other merchants.
nag try ako. then nasa part pa dapat ako ng employment something. then wala pa akong nalalagay kasi nagloading bigla lumabas 1-3 working days. ano yon? successful na? kahit walang mga address o employment something?
Hello! May email dapat if successful or na-save lang at need i-proceed yung application. May reference number na ibibigay dapat. Check nyo po sa email or text :)
Update po ganyan din sakin?😢
Hello po ask lang po about virtual card. Nagamit q na kasi siya den i need to pay na. And i used Maya po. Successful na sa Maya pero nd pa siya nababawasan sa amount ng credit ko? Binayaran ko po ung virtual. Nd pa kasi activated ung physical card ko nun. Anu po need gawin? Thanks po
Hi! Usually hindi kasi real time ang pagpost ng payment especially if hindi same bank ang ginamit sa pagbabayad. Hopefully nagreflect na sa app mo. If not, call the hotline asap!
Hello po basta po ba UB S&R creditcard kahit hindi maka 20k in 60days ok lang? NAFFL pa rin po ba? Thankyou 😊
Yes! Feature nya yung NAFFL! Best to read the T&C rin :)
If ever you get the credit card. Tpos di ka naka renew ng S&R membership magagamit mo parin ba yung credit card? Thank you for answers
I think so! Iba naman po ang expiration ng credit cards. Pwede rin sya outside S&R. Best to read UB S&R's T&C para sure :)
@@RicsWilmiss Rica dumating na S&R unionbank card ko wala kasabay na T&C saan pwde makita? Ntatakot ako baga may hidden na need mag spend ng 20K bago magka NAFFL. Thank you for help hehe
Hi po, lahat po ng T&C ng mga cc laging nasa website nila. Ito po yung UB S&R: www.unionbankph.com/sites/default/files/2023-12/UBLegal_SR-Credit-Card-TCs_Dec2023.pdf
If I'm not mistaken, automatic NAFFL po ang UB S&R once approved. Yung UB Rewards po ang may 20k spend requirement :)
sabi daw kapag nag avail ka ng rewards platinum credit card .may mareceived na 2000 gcash egift . paano po iredeem yun kapag nareceived na ang credit card
Hi kindly check sa promo terms & conditions nila. Meron un sa website or just search it on Google.
nung chineck ko yung UB app, nakalagay yung Credit Limit (ex. amount 100,000) pero sa baba po may nakalagay din na "Available Credit" (5,000), ano po meaning nitong available credit? prang free credit ba to?
Hi, credit limit po yung max na pwede nyo utangin sa card nyo. Available credit po ay kung magkano na lang ang natitira sa credit limit nyo.
@@RicsWil ask ko lng mam kpg naka spend kna Ng 15k monthly ba babayaran un or buo na 15k?
Sabi sa terms and conditions sa unionbank website, promo will run from Aug 2023 - Oct 2023? Naavail nyo po ba yung promo? If not ano po kaya ngayon ang spend requirement nyo para ma waive ang annual fee if wala na sa promo?
nung tuesday lang nasa SNR ako may nag assist saken mg apply tas may voucher pa after application free 18" pizza ng S SNR no joke snr prañaque ako
@@mamawhaydhangchannel4159Yes meron pang mga kiosks. Thank you for sharing your experience! 💗
Hi Dexter, baka hindi lang updated yung website or UB Rewards yung nabasa mo. As mentioned sa video, Dec ako nag apply ng S&R Visa Plat. Once approved, no annual fee for life na yun. Walang spend requirement ang UB S&R. :)
Hello po na approved po ako then gusto kong icancel kaso walang nag reresponse saakin na representative from UB then dumating na saakin yung card. Kapag hindi ko ba inactivate yung card at hindi ko inopen yung app wala naman pong mangyayari, like kahit hindi ko galawin magkakaroon ako ng utang? Ayoko na kasing ituloy due to my health condition. Please answer po 😢
I believe hindi naman po magccharge kung hindi nyo po ginamit ang card just base on my experience 🙂
@@Savysd kahit po iactivate yung card hindi po mag chacharge?
Hi! If di nyo naman ginamit, walang machacharge. Pero pwede kayong icharge ng annual fee (if hindi NAFFL) kahit di nyo ginagamit. Pwede nyo naman ipacancel para sure kayong walang machacharge kung di nyo naman po gagamitin.
@@RicsWil baka po may CS ka na pwedeng kontakin sa UB ang hirap po kasi nilang kontakin 😫
@@Sammm04 Naku Ma'am, halos 1 hr nga po ako sa waiting time bago sila sumagot. Wala po akong kilala 😅
Hello mam. I applied snr ub cc just today. But i wonder bakit d man lang ako natanong regarding sa employment status ko po.
Hmm baka po nagchange na sila ng form? Not sure po..
Single purchase lang po ba yung 20k spend para ma avail si NAFFL sa UB rewards platinum? Or pwede multiple purchase basta ma complete si 20k spend within 60 days? TIA
Single or accumulated. :) You can read their T&C here: www.unionbankph.com/cards/credit-card/discounts-and-promos?id=870
Quick clarification.
Counted ba ang bills payment para ma-avail ang 20k spent ni union for no annual fee?
(Ex. Electric, water and internet bills)
Thanks you sa sasagot
Hi maam tanong ko lang . mag na recieve po kasi akong text about kay ub s&r cc .. inopen ko po link .. nag fill out ako ng info ko ,kinuha rin account ko sa s&r , nung nag next na po ako biglang “Thank you for your application “keneme na siya .. decline na kaya yun ? hehe
Hi Jessa! They will send you a notif naman if approved :) Wait for it or you can follow up thru their CS. Best of luck!
Meron po ba spend requirement to? Or pag kakuha nyo po is NAFFL na sya agad without any conditions? Ty po
Hi! Wala!! You can check the photo of the booth sa video at 02:27. :) Medyo malabo nga lang ata pero nakalagay ay "Annual Fee is waived for life upon approval for the Unionbank S&R Credit Card..."
Hi mam include po ang airlines sa pag spend ng no anual fee
bali magiging no annual fee na siya for life kapag nag spend ng 20k in 60days? after that 60days wala na minimum spend requirement po?
Hi! Yung UB Rewards po ang may NAFFL promo ha, not the UB S&R. After magspend ng 20k within 60 days, yes, wala ng min spend requirement.
mam pa help naman po nag bayad po kasi ako ng credit card via gcash pero ang nailgay ko pong number is ung pang virtual number, ma ttransfer po ba ung payment sa tunay na creditcard number?unionbank din po ang gamit ko card plss pa help po thank you so much po in advance
Hello! Best to contact their CS. Di ko pa po naexperience yan..
Hello po mam ok na po credit card ko so ang tanung ko po pwde ko na po ba gamitin ang card without balance? Kasi ang minimum lang po kAsi nakalagay is 15k. Sana mapansin nyo po mam thank you
Ano pong ibig sabihin nyo sa without bal? Ano rin po yung minimum? Credit limit po ba ibig nyong sabihin?
Hello po, pwede mag ask? Nag open po kc ako savings sa BPI and nag offer po sila ng credit card saken kinuha kopo pero hinold po nila yung dineposit ko that time.. Ang ask kopo if may change poba mag increase yung credit limit ko? Almost 6months na po bpi cc ko. Salamat po
Hi Jealyn, mukhang secured credit card ang in-issue nila sayo. YES, nagiincrease ang credit limit. Usually after a year or so, automatic nagbibigay ng increase yung ibang bank. You can also request. Call ka lang sa hotline or email them :)
hello yung sa employment po hindi ng proceed loadind lang tapos successfully completed na hnd pa tapos ung sa employment bkt po kaya
Sna my makatulong about s concern ko approved po ako sa gold visa card November 17 pa until now wla pa ung card isang beses daw ng attemp e s office nmin address e d nmn yun ung billing address ko mula nun wla ng update
Hello! Best po talaga is to contact UB. Sila lang po makakacheck ng status ng card nyo. Call, email, or yung contact us page nila sa website :)
hi mam, san ko po makikita yung union bank s&r card transactions ko? inactivate ko kasi sya sa UB app pero hindi nalabas dun yung card yung savings account ko lang. may ibang app pa po ba?
Isa lang naman po yung app. Hopefully nagreflect na yung UB cc nyo sa app :)
how do you get the "no annual fee for life?" yearly dapat 20k ma spend mo? or this is one-time? from the date of the card approval?
Hi! Upon approval, NAFFL na. No spending requirement. You can check the photo of the booth sa video at 02:27. :) Medyo malabo nga lang ata pero nakalagay ay "Annual Fee is waived for life upon approval for the Unionbank S&R Credit Card..."
Wow very nice credit card i try this, thank you for your videos @@RicsWil
@@RicsWilanong NAFFL po?
@@A.y.i.e No Annual Fee For Life :)
May naricve pong aqng eGift sa money m
ilang oras ba application ng credit card kase sabi 3 mins lang approved agad pero bat wala pa
As mentioned po in the video, in my experienced, it only took 3 mins. Depende po sya dahil hindi po tayo pare parehas ng eligibility :)
Hi po, I just subscribed to your channel. Ask ko lang po I activated my S&R Visa Platinum CC online just yesterday. How to know my due date po? Or should I wait for the physical card to be delivered - activated and know when the due date po?
Hi! Thanks for subscribing! 💗 Best to wait for the physical card kaso baka magaya ka sa kin na ang tagal ng delivery. If gamitin mo naman yung virtual card, check mo na lang siguro from time to time sa app, lalabas naman yung Statement of Account (SOA) dun. :)
Hi paano po activate ung CC?
Hello.. Paano po e redeem ang points sa unionbank SR?
I haven't tried it po. Best to check their website, nandun naman na lahat :)
ask ko lang po, sa SNR lang po ba sya pdeng gamitin ung card?
No! Pwede outside S&R. Best to read the card's terms & conditions so you can max its perks and usage :)
pwede mag cash loan like other cc?
Ang bilis nga nila mag approved perfect!
Hi po nagapply dn ko nito kaso lng bkt po hnd ko maActive ung sa akin? Paano po b?
Check nyo po email nyo for instruction regarding how you can add the virtual card/activate the card.
Pano ba malaman kung approved na application mo? Matagal na kasi. Wla pa update
May text and email po sinesend si UB :) You can contact their CS to follow up
Malaki po ba ang chance nun pag may text na you are qualify .. anu po next step nun? Nakalagay kase no document needed sakin nakapag fillup naden ako
Yes! It means you are already pre-qualified :)
Hi baka my pwede maghelp 3 months n po since ma approve ako wla prin card ko nag email n call wlng help pwedr po kaya magpunta sa bank mismo about s credit card para mag change ng delivery address since thousands of pesos n nagastos ko wlang sumasagot sa tawag sna my makapag advice
Hi Melcris, only their CS po can check the status of your card. Best to contact them asap :)
How to contact them?
hello po mam nakarecieve po ako ng text kay union bank nakalagay you are qualify to apply unionbank rewards credit card.. anu po yun mam depende paren po ba yu salamat sa sagot
Looks like pre-qualified yun. Meaning high chance of approval
Malaki po ba ang chance nun pag may text na you are qualify .. anu po next step nun? Nakalagay kase no document needed sakin nakapag fillup naden ako
@@RicsWil mam bakit ganun wala paren responce sakin si UB 1 and half week napo
Malaki po ba ang chance nun pag may text na you are qualify .. anu po next step nun? Nakalagay kase no document needed sakin nakapag fillup naden ak
Same here kya napunta me d2
Natawagan kana ba or na email
Hey guys! I think kapag may invite to apply and it says "you are qualified" that usually means pre-approved po. So most likely, mataas ang chance na approve yan. Try applying :)
@@Bryanguinto-ig1ir Aq sis wlang text n approve at wla rn eMail. Nagulat nlng aq after 2weeks dumting n credit card q
Pwede po ba ofw kahit nsa ibang bansa po ako tapos mag register ako cc unionbank at address na gagamitin ko po is sa pinas ?
1 month na po sa akin ngayong February 7 pero wala pa rin yung card,
Best to contact their CS po to know the status of your card delivery. Aside from calling the hotline (which is sobrang tagal ng pila), pwede rin daw po thru their website.
ma'am saan po I manage ang credit card natin, may sariling app po ba?
UB app po
Need ba mag spend ng 20k pra ma activate ung no anual fee?
For the UB Rewards Visa po, yes. For UB S&R cc, automatic NAFFL na sya.
Need po ba i request physical card? Or kusang madedeliver?
No need to request. In my experience, may text si UB about delivery tracking :)
May naricve po aqng egift sa moneyax pero wala pa ung credit card ko sana po mapansin
Hi! Marami nga po akong nababasa na matagal yung delivery ng card :(
Pano ko po malalaman kung declined yung application ko for cc ng unionbank e kasi 1 week ago na wala parin ako narerecieve na txt
Contact their CS po to know the status of your application :) Either thru hotline, website, or email.
pano po kaya kung hndi ko activate union bank ko . in a future ma anual fee pa rin ba ako?
Hi Shiella! Hindi ko pa natanong yan sa UB. Pero sa experience ko with other banks, sabi nila possible i-bill kahit di i-activate. Best thing to do is ask UB CS :)
Maam meron me cc na bdo pero wala me work pero meron kami negayo na cocolate kunti pwode kaya maka apply po kahit wala work po pero i have cc bdo po
Kung may source of income po kayo, like your business, I guess pwede po kayo mag-apply. Best to check with the bank po about requirements :)
pwedi patulong?ng bayad ako thru gcash di ng reflect sa union bank account ko..ano po ko gawin?sakto naman account number ko naka lagay sa card..may mali bah?
Hi Kristian! You mean nagbayad ka ng UB cc gamit ang Gcash? Check mo with UB if gano katagal ang payment posting. Madalas hindi real time kapag other banks/e-wallet ang gamit. It can take 2-3 days usually. Best to call the hotline to know :)
hi, nakakapag cash withdrawal din po ba dyn like certain amount na pde withdrawin?
Hello! Di ko pa nareceive yung physical card with the letter and sa card info online naman, walang nakalagay eh. So I'm not sure..
@@RicsWil oks po salamat. waiting sa new vids nio after mareceived ung card nio hehe
yes pwede ka mag cash advance pero babayaran mo din cya ng buo 1time payment...
I want to have that credit card but I don't.know how to apply online can you assist me mam n how?
Hi po! Pwede po punta kayo sa S&R, may booths po sila dun where agents will assist you. Less than 5 minutes process hehe. Or you can use the link on the video description to apply online.
Pwede po bang i installment ang straight payment sa UB credit card?
Hello! Hindi ko lang po sure kasi di ko pa nagamit, pero most likely, oo. Ganun naman sa ibang banks. Tinatawag po sya sa hotline. :)
Can we still use the card po even di sa snr? Thanks
Yes! Wherever Visa is accepted :)
first!
ask kulang po pwd po mag activate sa ATM ?
Not sure! Via app nakalagay sa email nila
Paano po activate sa apps Meron ako UB apps for salary,.
Ma'am tanong lng poh pwedi bang mag widraw thru cash sa credit cards ni union bank sa platinum.
YES meron pong "Cash Advance" feature na pwedeng magwdraw ang UB credit cards as per checking the T&C :)
paano po mag redeem points ?
mam pano kaya makapasok sa mobile app di po kase ako maka log in gamit yung card reference number na binigay ni UB.
Bakit s&r lang po? Wala po bang landers?
Recently may in-announce na partnership ang Landera with a Maya card. Check nyo po sa FB page nila :)
Credit limit po usually nabbgy?
Depends po sa evaluation sa inyo ng bank :)
MAGKANU PO YUNG CREDIT LIMIT NA BINIGAY SAYO PO?
How do you pay the bill po yung walang charge?
Hi Elize, di ko pa nagamit yung UB cc pero pag nagbabayad ako ng other cc bills ko, thru RCBC, Maya, and CIMB dati wala namang fee :) Check mo lang muna before processing, nalabas naman yung fees if meron.
May interest po ba ang cc ni ub?
Hi! If walang 0% installment promo and hindi nyo po binayaran yung total amount due, YES, may interest yun :)
Mam ask ko lang if may minimum spending per month?
Usually po, wala namang minimum spending ang mga credit cards per month :)
anung S&R???
Membership shopping :)
Pede po ba ofw ?
Anong meaning nyan SnR CC?
Hello, S&R credit card po. Para po sa mga nagsashopping sa S&R. Pero pwede rin naman gamitin outside S&R :)
how much credit limit?
may existing sa other cc, pwde kaya mataas limit ibigay nila ?
Hello! Usually po, tinatapatan or mas mataas sa reference cc nyo yung CL. Pero depende pa rin talaga sya sa assessment sa inyo ng bank :)
Bkit ako sinisingil ng 700 di ko pa ngagagamit ang card
How po mg apply
You can apply via their website or use the links in the description :)
Same approved in 6mins yata kanina. Though nung nilink ko yung virtual sa app hindi pa makita ang card #
Wow congrats! Di ko pa nagagawa yung Virtual Card hehe 😅 Yung last 4 digit though nasa email nila. Update kita kung makita ko man yung whole card # after ko ma-link :)
Hi Kim, click mo yung Accounts. Under Account Details, click "Card Settings", makikita mo na dun yung whole card number. But this is for the Virtual Card only ah.
@@RicsWilvid po mam how to log in sa virtual card thnx🤗
"Error: we cannot usehe details you have provided at this time".. Yan naman po nakalagay if I'm to sign up using the unique card reference # provided sa email
Jusko 4 months na wala parin card ko dyan. Papa cut ko na yang ganyan ko.. panget
Hi Annalyn! Have you tried following up sa CS nila? May nareceived akong text regarding delivery with tracking number naman..
@@RicsWil wala po e. Saka damingbeses ko mag call da cs disconnected ako palagi.. tapos sa apps nila mag create ako ng ticket lumalabas,, cannot proceed.. kakaloka..
@@annalyngutierrez1330 Hala :( You can expedite the delivery siguro by emailing their CS tapos cc mo BSP haha. First time ko pa lang kasi sa UB cc kaya wala pa ko masyado experience with their CS. Hopefully mareceived mo card mo! :)
@@RicsWil ako din po first time e. Pwede naman po kaya cguro punta ako sa Unionbank branch ano dun nalang ako makipag usap.
Hi@@annalyngutierrez1330 yung card ko rin di pa nadedeliver. 3x failed delivery attempt. Ang haggard ni UB, 3 araw sunod sunod ako tumawag. 1 hour+ waiting, wala pa ring nasagot na agent. 😤
Nakalagy may 2000 gcash panu makuha un?
If di po ako nagkakamali, yung ₱2000 Gcash ay after nyo magspend ng 20k. For UB Rewards po ata yun. Check nyo na lang po sa posts ng UB or contact them :)
question lang po. i applied for visa platinum and got approved. sabi sa rules to get the naffl promo, spend 20k within the 60 days after nang approval.
the promo ends on jan 30, 1024. counted pa ron po ba if i accumulate the 20k by feb na since i got approved this dec 15 lang
Usually nagstart po yung 60 days after approval/upon card activation. But best to ask the CS pa rin to be sure :)
@thatkaye hello po same here. I got approved on Dec 18 then I planned to accumulate 20k spend this week. Am I still qualified to get naffl promo? Sana po masagutan. Salamat
@@helenjeequinineza9403 yes po but have to spend 20k before jan 30 2024, that's what CS told me
Pwede bang gamitin sa ibang shop si card??
@@geofreyferrer2084Yes! Hindi lang sya pang S&R :)
Malaki po ba ang chance nun pag may text na you are qualify .. anu po next step nun? Nakalagay kase no document needed sakin nakapag fillup naden ak
Same here. Kaso via email sakin. Nag apply na din ako and no documents needed as well. Waiting nalang sa cc.
anu nextstep nun pag fill up sakin kase wala pa response till now@@skyeishakenzchasez487
Hello, if it says you are qualified, usually higher chance of approval or approve na yan. You just have to apply :)
S and r lng b mggmit ito? Bwal ba a ibng store?
Pwede po. As discussed on the video :)