Too bad the governor is busy fighting with Mikey and Minnie Mouse instead of tacking issues that REALLY affects Floridians. Rent, property insurance etc...
I was born and raised in FL, but I’m happy to have migrated out of there 21 years ago when I was 18 years old. Since then my entire immediate family (parents and siblings) have moved out of FL. I have no desire to ever move back to FL.
Why? I purposely moved to FL to escape IL, Chicago area. Please tell me what you feel is so bad in FL. I am just an individual. I am considering moving to N GA, for family. Thank you.
@@karentate9114 The area where I grew up was bad, very bad (South Miami). When I joined the military I naturally settled in TX and fell in love with TX. I’ve left TX twice and I was always eager to get back. We lived in SC for 2 years and my entire family was ready to get back to TX.
I live inland, rural area, unincorporated town in Florida, and our premium went up $1000 this year compared to last, in addition to property tax going up, our mortgage increased by $400+ dollars a month to cover escrow payouts.....it is insane! We only bought this house 2 years ago. Insane!
The reason that area has so many litigation claims is due to the amount of tile roofs in that area. Tile roofs do not get approved without litigation unfortunately. A better solution may be to no longer insure tile roofs, insure at higher than normal rates, or no longer allow for tile roof installations. The new laws they are making will hurt all homeowners and contractors, but allow insurances to get away with collecting premiums but not paying claims.
@@clagueb3686 concrete tile or Spanish tile... Both are very expensive and very prevalent in that area. Insurance companies hate to pay for them due to the price being so high and typically make all tile claims go to litigation. If you drive through any neighborhood down in that area you will see them everywhere so it makes sense why that area has so many litigation claims. However, i don't think the rest of the state should have to pay for their claims, and the new laws are going to hurt everyone except the poor insurance companies. This kind of media really needs to stop, it is almost laughable, if you're an insurance company in Florida, you have to expect that there are going to be storms often, it literally rains every day 3-4 months out of the year and sometimes hurricanes come through. Our weather is crazy and we even get hail, like you can't blame contractors for high insurance rates, it is the environment we live in. If people keep feeding into this they will pay high rates and have no coverage, because that is the true insurance goal, collect and never pay out.
Yes also homes on the ocean should also not be on the backs of the citizens of the state. If you can afford to live on the ocean then they should be able to pay a separate insurance. The roof chasers and crazy loop holes that lobbyists allow to create this problem thankfully attorneys wrote it so they have a reason to fight it in court. It's all about money. Insurance companies should not be canceling people maybe if they did there job on inspections but that would mean the would have to higher competent employees with knowledge of building.
Thanks to the recent materials increase because of the Democrat lockdowns and climate change policies, most homes in Florida are under insured. It costs twice as much to rebuild a house right now.
I have a 30 yr old house. Never made a claim. Tile roof, that's what all the newer homes after 1990 have. Live in South Florida. My homeowners insurance went up to $10,200 a year. That is insane. They said I would get a discount if I get a new roof. Hummm my roof per 3 different roofing companies said the roof is in good condition but the insurance company said pay the price. New roofs cost around $40,000. No choices here. My insurance agent said even if you get a new roof now your name and birthdate is added to the list of who made insurance claims then harder to get coverage. There are still thousands of older homes who withstood all the hurricanes here with no claims. We shouldn't be forced to make these expensive hard choices.
supply and demand does that. too little home supply, too many rich people moving to florida. when there are 10 cash buyers bidding on a desirable home, i'm sure it will sell way above list.
I live in Indiana so I’m not sure what you meant about DeSantis. What has he done that’s bad? Please understand I don’t want to argue one way or the other. I’d just like to know.
Look to Attorneys and Public Adjusters filing claims for Insureds. Also, many attorney offices own roofing companies who are canvassing neighborhoods. Just seems shady if you ask me.
Oh yes. Lawyers figured out over the last few hurricanes how to find the loop holes to sue the insurance industry into oblivion. Now people are being dropped if they don't do a roof replacement after 10 years. DEMOCRAT LAWYERS!
@@DimplesGenX I am a state certified Florida Building Contractor. I don't need to convince myself of anything. This is how the law works. Lawyers are taking advantage of it.
My take is that properties with mortgafes are a windfall for insurance companies. They know they can raise the prices & will get paid no matter what as most mortgages have escrow accounts & will pay whatever the insurance company sends them.
Viv, you need to do a little more research on the issue. Insurance companies aren't the problem. This issue was self inflicted as a result of corrupt politicians and lawyers who directly benefit from legislation that they claimed was to protect homeowners.
We all over pay on insurance Its a law we have to have it My insurance goes up a few $$$$ I ask why they said we have had a lot of claims Not me I said I guess I have to pay for others
All insurance companies are scam There needs to laws that restrict them from charging too much And they all should pay out what they are suppose to No skip states and say no Insane Banks own the companies They pay no taxes And keep getting richer and richer All banks need to stop requiring home owners insurance
The reporter states "It may take a year and a half before any relief comes out of the special session". Total failure of Govt and of the Tort system. Politicians do not want to risk biting the hand that feeds them all that re-election graft. Very Sad.
I see Progressive on list of those leaving the state or no longer writing. That is my insurer. To lower your premium ask for 10% deductible on Hurricane coverage. My policy premium is $389, for limit of $219,000, Hurricane deductible $21,900.
Insurance companies always fight claims. Roofers are criminals for the most part. Tiles roofs should be illegal Shingles are low quality materials Citizens insurance owners are super Rich and local owners in Florida
AS HARD AS IT SOUNDS INSURANCE COMPANIES ARE THE WEALTHIEST WORLD WIDE. THE MANAGE MOST CASH FLOW THAN ANY OTHER COMPANIES ,ALSO ARE HUGE LOBBYEST IN WASHINGTON. AMAZING FORTUNE THEY MANAGED.
A perfect example of areas where humans just shouldn’t live in. In CA people force themselves into these rural and wooded or dry areas prone to wildfires and then bitch about insurance premiums going up. Just don’t live there. This is also happening in TX in flood areas and the NFIP jacking up premiums. I for one champion higher rates. If you don’t want to pay the premiums then it’s time to move. Free market baby.
Homeowners insurance in Florida is a scam. If something breaks it is cheaper to fix it yourself than paying for insurance. I got rid of my insurance completely.
In the thumbnail picture, those homes are on top of eachother, no land around them! Your neighbors can hear everything in your home, every conversation, every fartt. Every love making. No privacy. How awful.
@Ash Friday Florida has humidity, mosquitoes, gators, python snakes, hurricanes, and some of the most corrupt politicians in the country. And Disney World is a huge tax cheat, and they pay poverty wages. California is much much better!
Your vote matters, do your research and don't fall into the lies of politicians, it doesn't make SENSE that working class people have to pay more and the top 1% that already have more than they need got to pay LESS
The state backed the this insurance company. A favor was given to this insurance company from the state insurance officer. He approved the company in order to work as insurance company. Perfect tax payers will back the state insurance. Board of governors should be ashamed - This company could appears, that they set them selves up to fail, on purpose. Do not worry- they choose the contractors, brought them in to work. Brought them in and backed loans so they can form contractors lLLC. Transferring money, as business conducts- Merging and taking bad debt- an error will be to blame Stock all NON FDIC setting self to fail. Officers or holding companies are venders or governors of venders- They use wives and children names and trusts and it’s a win for everyone that is a criminal Tax payers pay- As soon as their friend that was placed in their state insurance officer position to approve the insured claim.
Figures, a news team with credibility would tell its citizens about things that really and mostly affect them and not report political nonsense that barely affects their lives from thousands of miles away. What is happening in the US economy? Capitalism. That's all. But most Americans are undereducated in the systems they live in. How would it be a "free market" system if politicians actually controlled prices, wages, etc? You can stop slapping your head now smh). It only aggravates brain damage. It's traditionally called CTE.
@@VoodooV1 The wall was never completed due to Biden putting a halt to it his first day in office. People aren't climbing the wall genius. they are crossing where there is no wall. What are you in kindergarten???
Miami has our support as it always has done before lieu of investment We even booked a new building and equipment and housing near us to keep.such outlets safe out of harms way as promised.for the employees To make it happen immediately as mentioned before a long time ago with all amenities . there are buildings available. AFFA angels never die nffn hms Make sure it happens
Too bad the governor is busy fighting with Mikey and Minnie Mouse instead of tacking issues that REALLY affects Floridians. Rent, property insurance etc...
Move somewhere else then. 👋 ✌🏼
Its boards of governors , not the governor
I was born and raised in FL, but I’m happy to have migrated out of there 21 years ago when I was 18 years old. Since then my entire immediate family (parents and siblings) have moved out of FL. I have no desire to ever move back to FL.
good for you
Why? I purposely moved to FL to escape IL, Chicago area. Please tell me what you feel is so bad in FL. I am just an individual. I am considering moving to N GA, for family. Thank you.
@@karentate9114 The area where I grew up was bad, very bad (South Miami). When I joined the military I naturally settled in TX and fell in love with TX. I’ve left TX twice and I was always eager to get back. We lived in SC for 2 years and my entire family was ready to get back to TX.
Roofing scams are the #1 offender...
Bingo! The insurance companies not sending out their OWN staff to inspect is their fault.
I live inland, rural area, unincorporated town in Florida, and our premium went up $1000 this year compared to last, in addition to property tax going up, our mortgage increased by $400+ dollars a month to cover escrow payouts.....it is insane! We only bought this house 2 years ago. Insane!
The reason that area has so many litigation claims is due to the amount of tile roofs in that area. Tile roofs do not get approved without litigation unfortunately. A better solution may be to no longer insure tile roofs, insure at higher than normal rates, or no longer allow for tile roof installations. The new laws they are making will hurt all homeowners and contractors, but allow insurances to get away with collecting premiums but not paying claims.
By saying tile do you mean concrete tile or asphalt shingle?
@@clagueb3686 concrete tile or Spanish tile... Both are very expensive and very prevalent in that area. Insurance companies hate to pay for them due to the price being so high and typically make all tile claims go to litigation. If you drive through any neighborhood down in that area you will see them everywhere so it makes sense why that area has so many litigation claims. However, i don't think the rest of the state should have to pay for their claims, and the new laws are going to hurt everyone except the poor insurance companies. This kind of media really needs to stop, it is almost laughable, if you're an insurance company in Florida, you have to expect that there are going to be storms often, it literally rains every day 3-4 months out of the year and sometimes hurricanes come through. Our weather is crazy and we even get hail, like you can't blame contractors for high insurance rates, it is the environment we live in. If people keep feeding into this they will pay high rates and have no coverage, because that is the true insurance goal, collect and never pay out.
Yes also homes on the ocean should also not be on the backs of the citizens of the state. If you can afford to live on the ocean then they should be able to pay a separate insurance. The roof chasers and crazy loop holes that lobbyists allow to create this problem thankfully attorneys wrote it so they have a reason to fight it in court. It's all about money. Insurance companies should not be canceling people maybe if they did there job on inspections but that would mean the would have to higher competent employees with knowledge of building.
Imagine building houses in a hurricane prone area and being surprised by high homeowners insurance prices.
Rent prices going up to cover these rates.
Thanks to the recent materials increase because of the Democrat lockdowns and climate change policies, most homes in Florida are under insured. It costs twice as much to rebuild a house right now.
@@francismarion6400 lol trump initiated the lockdowns wtf? Whatever u folks don’t like u just slap dem on it 😂
@@jasminewilliams1673 Trump didn't lock businesses down. Democrats like Cuomo, Whitmer, and Newsome did,
@@jasminewilliams1673 Democrat cities started the lockdowns. Many Republican states and cities did not. Don't get confused.
I have a 30 yr old house. Never made a claim. Tile roof, that's what all the newer homes after 1990 have. Live in South Florida. My homeowners insurance went up to $10,200 a year. That is insane. They said I would get a discount if I get a new roof. Hummm my roof per 3 different roofing companies said the roof is in good condition but the insurance company said pay the price. New roofs cost around $40,000. No choices here. My insurance agent said even if you get a new roof now your name and birthdate is added to the list of who made insurance claims then harder to get coverage. There are still thousands of older homes who withstood all the hurricanes here with no claims. We shouldn't be forced to make these expensive hard choices.
Are you getting the new roof? It’s the same issue in Louisiana.
People also pay 3 times as much for their home. Or More.. But no one seems to care..
supply and demand does that. too little home supply, too many rich people moving to florida. when there are 10 cash buyers bidding on a desirable home, i'm sure it will sell way above list.
@@TeamMadcrew Rich people and corporate landlords drive up the price.
Pretty soon no one in FL will have a home but the 1%
At one time I wanted to retire in Florida. NOT any more! Ron De$hitStain is Destroying Florida!
Me too. Now I’m looking at eastern Tennessee
That’s the point Florida will not be a retirement state anymore
I live in Indiana so I’m not sure what you meant about DeSantis. What has he done that’s bad? Please understand I don’t want to argue one way or the other. I’d just like to know.
You should move to California and stay with the homeless people there. They all vote for Democrats like you.
@@haterfansclub3490 just retire at the state you're in now what could go wrong?
They are in a high risk location with ridiculously expensive homes
If the contractors lose, they should have to pay for the insurance’s legal fees.
Look to Attorneys and Public Adjusters filing claims for Insureds. Also, many attorney offices own roofing companies who are canvassing neighborhoods. Just seems shady if you ask me.
Oh yes. Lawyers figured out over the last few hurricanes how to find the loop holes to sue the insurance industry into oblivion. Now people are being dropped if they don't do a roof replacement after 10 years. DEMOCRAT LAWYERS!
@@francismarion6400 AND THE DEMOCRAT HURRICANES!
@@PSCA1988 Hurricanes aren't causing lawyers to sue.
@@francismarion6400 lmao..keep telling yourself that.
@@DimplesGenX I am a state certified Florida Building Contractor. I don't need to convince myself of anything. This is how the law works. Lawyers are taking advantage of it.
My take is that properties with mortgafes are a windfall for insurance companies. They know they can raise the prices & will get paid no matter what as most mortgages have escrow accounts & will pay whatever the insurance company sends them.
Absolutely
insurance companies are recouping their losses from scams. that's the only way to stay in business.
They should not be allowed to gouge.
Viv, you need to do a little more research on the issue. Insurance companies aren't the problem. This issue was self inflicted as a result of corrupt politicians and lawyers who directly benefit from legislation that they claimed was to protect homeowners.
This will lead to more people homes getting foreclosed on!
Can someone please dumb this down for me? Is home insurance going up bc housing cost is going up?
HOW DO YOU SUPPOSED TO LIVE IF YOU GOT NO MONEY FOR EVERYTHING THAT GOING UP OOOOOOOOOOOOOOOOOH THEY WANT US AT THEIR MERCY.
A bad year with a few hurricanes crossing Florida and no private insurance company will insure in Florida.
We all over pay on insurance
Its a law we have to have it
My insurance goes up a few $$$$
I ask why they said we have had a lot
of claims Not me I said
I guess I have to pay for others
All insurance companies are scam
There needs to laws that restrict them from charging too much
And they all should pay out what they are suppose to
No skip states and say no
Insane
Banks own the companies
They pay no taxes
And keep getting richer and richer
All banks need to stop requiring home owners insurance
@@MusicLover-ui9sm No doubt
That’s how insurance works, pooling. New construction goes up then so does insurance.
The reporter states "It may take a year and a half before any relief comes out of the special session". Total failure of Govt and of the Tort system.
Politicians do not want to risk biting the hand that feeds them all that re-election graft. Very Sad.
I see Progressive on list of those leaving the state or no longer writing. That is my insurer. To lower your premium ask for 10% deductible on Hurricane coverage. My policy premium is $389, for limit of $219,000, Hurricane deductible $21,900.
Insurance companies always fight claims.
Roofers are criminals for the most part.
Tiles roofs should be illegal
Shingles are low quality materials
Citizens insurance owners are super Rich and local owners in Florida
AS HARD AS IT SOUNDS INSURANCE COMPANIES ARE THE WEALTHIEST WORLD WIDE. THE MANAGE MOST CASH FLOW THAN ANY OTHER COMPANIES ,ALSO ARE HUGE LOBBYEST IN WASHINGTON.
AMAZING FORTUNE THEY MANAGED.
A perfect example of areas where humans just shouldn’t live in. In CA people force themselves into these rural and wooded or dry areas prone to wildfires and then bitch about insurance premiums going up. Just don’t live there. This is also happening in TX in flood areas and the NFIP jacking up premiums. I for one champion higher rates. If you don’t want to pay the premiums then it’s time to move. Free market baby.
Stop suing your insurance companies then.
Homeowners insurance in Florida is a scam. If something breaks it is cheaper to fix it yourself than paying for insurance. I got rid of my insurance completely.
Unless you own your home free and clear, thats a lie.
if your home burns down, can you afford to rebuild it? just avoid hurricane/flood insurance. if you have no mortgage, pay for what you want.
And when a hurricane flattens your home?
@@selanryn5849 the dead don't care...
@James Deam that's what lawyers are for
😩gotta plan a whole escape plan to get outta Florida!!!
Take I-75 or I-95 North.
Those Democrat areas are going to cause the collapse of insurance. I swear we can't have anything nice with these people around.
@Florida Violets Roofers aren't suing insurance companies.
@@francismarion6400 That’s not true, homeowners assigning ability to sue to contractors.
@@raybod1775 That makes no sense. Lawyers are the one's that sue. Contractors pull permits and get work done. Don't be a fool.
@@francismarion6400 Lawyers are instruments that represent clients and sue on behalf of clients. Clients like contractors.
Well, the King of Cons lives there doesn't he? What happens when people try to scam the system.
In the thumbnail picture, those homes are on top of eachother, no land around them! Your neighbors can hear everything in your home, every conversation, every fartt. Every love making. No privacy. How awful.
not true, i can't hear the neighbors dog barking at night. hurricane proof houses are built better than wood framed homes.
@@TeamMadcrew But still, you look out the window, and you see your disheveled neighbor, walking around in his underwear. No privacy. How awful!!
@Ash Friday Florida has humidity, mosquitoes, gators, python snakes, hurricanes, and some of the most corrupt politicians in the country. And Disney World is a huge tax cheat, and they pay poverty wages.
California is much much better!
@@DerekDavis213 i see them on the beaches wearing speedos... not a big deal.
@@TeamMadcrew People still wear speedos? Not in Cali !
Of course. The hurricanes, storm surge, floods etc.
DeSantis signed a bunch of petty laws this week but nothing impactful like addressing the housing crisis/inflation and fraudulent insurance claims!
Your vote matters, do your research and don't fall into the lies of politicians, it doesn't make SENSE that working class people have to pay more and the top 1% that already have more than they need got to pay LESS
Louisiana is worst they are not having insurance for those in Mobil homes
You people voted to make florida red
Too bad. They can thank their Governor.
The state backed the this insurance company.
A favor was given to this insurance company from the state insurance officer.
He approved the company in order to work as insurance company.
Perfect tax payers will back the state insurance.
Board of governors should be ashamed -
This company could appears,
that they set them selves up to fail, on purpose.
Do not worry- they choose the contractors,
brought them in to work.
Brought them in and backed loans so they can form contractors lLLC.
Transferring money, as business conducts-
Merging and taking bad debt- an error will be to blame
Stock all NON FDIC setting self to fail.
Officers or holding companies are
venders or governors of venders-
They use wives and children names and trusts and it’s a win for everyone that is a criminal
Tax payers pay-
As soon as their friend that was placed in their state insurance officer position to approve the insured claim.
Hurricane areas, I would expect it to be
They should...hello hurricanes.
here's the TRUTH If ya live up by the beach your premium is insane .. if your 3 miles inland ...not so bad
Your great governor will help you.
Red🛑state with ⤵️regulations NOT believing in Climate Disruptions ⛈️
Great book..true story,title-"Cowboy Mafia "..
Leopard ate my face
What a mess
Corrupt roofing companies
wow!
Figures ABC is putting out this story. Nothing happening with the economy, at the boarder or in our democratic cities. smh
Figures, a news team with credibility would tell its citizens about things that really and mostly affect them and not report political nonsense that barely affects their lives from thousands of miles away. What is happening in the US economy? Capitalism. That's all. But most Americans are undereducated in the systems they live in. How would it be a "free market" system if politicians actually controlled prices, wages, etc? You can stop slapping your head now smh). It only aggravates brain damage. It's traditionally called CTE.
@@olzt100 Lots of words but very little meaning. All I got out of that is you have first hand knowledge of brain damage! smdh
I heard old bone spurs Border wall is crumbling. There ya go idiot.
so....you're admitting the wall was a failure then. cuz if the wall worked, we wouldn't have an immigration problem....right?
@@VoodooV1 The wall was never completed due to Biden putting a halt to it his first day in office. People aren't climbing the wall genius. they are crossing where there is no wall. What are you in kindergarten???
Wow, These group... So dramatic... gosh...
Miami has our support as it always has done before lieu of investment
We even booked a new building and equipment and housing near us to keep.such outlets safe out of harms way as promised.for the employees
To make it happen immediately as mentioned before a long time ago with all amenities . there are buildings available.
AFFA angels never die nffn hms
Make sure it happens
Who cares .
Filthy capitalists