Facts. There’s so many medium-big purchases I “needed” and I would just wait it out or forget and look back and think. I did not need that so thank God I didn’t get it
I love all this advice - especially the 2 week rule. It is also very effective to think about how much things cost in terms of your hourly earning rate. I like celebrating by having meaningful experiences (travelling, skiing, quitting a job when I don’t like it hahaha)
My worst financial decisions came from sacrificing good times and the habits that came with them (drinking alcohol and smoking) for investing and being committed to being okay with losing money as long as I'm learning fast and growing my methods for wealth generation. It's also my best decision.
I been focused on my savings this whole year and have a little over 4 grand saved so far. But jeez man I am fighting the urge too go on a vacation, a date, a night out in the city. But I'm trying too stay focused as possible but damn I still want too enjoy life a little 😕 anyone else dealing with the same feelings ?
Are you saving or are you investing? If you invest that 4000 into something with stable returns (S&P500 for example) then you automatically get an extra 5-10% a year on average. You save 4000 and you make an average 250-300 for free, once you're at 10000 you get a holiday for free after the year. The point where your passive income (or return on investment) starts paying for a yearly holiday is a good start, the goal should always be so it can pay for your monthly outgoings if you want it to. If you think of it like this it makes it so much easier to save, especially in the beginning.
Great steps to think about saving money Vincent. I also like a mindful pause before buying something and like to first consider borrowing the item, getting it from a Buy Nothing Group, or getting is second-hand to save money as well.
yea i also like looking at the question -- if someone were to offer me money instead of buying it would i take it... so many great ways to help with not spending money. I used many different things and was able to save 9k off 19k income my first year moving to LA and then save 100k in just over 4 years on lower income.. this in turn helped me buy rental properties and other investments down the road. now its about expanding more rentals , adding to my crypto portfolio and growing my channel Hope you are crushing it out there!! let's build that dream
2 ปีที่แล้ว +41
In addition to the 2 weeks rule, I spend those 2 weeks trying to convince myself of all the reasons why I shouldn't buy it. If all those reasons are enough to change my mind, then I don't buy it. That includes spending a lot of time reading bad reviews and "pros vs cons" articles on the internet
That's a really great point about reading pro and cons articles on the internet and focusing on the cons especially. I also really like to look at 3 star reviews because chances are it's the most "balanced" feedback
this is really great and definitely a good way to do it.. i also like to ask myself if someone offered me cash would i rather take the cash.. OR how much that would be worth 30 years from now if invested and earning a 10% average annual return. These tactics helped me save 9k off 19k income and 100k in just around 4 years of lower income-- now i own rental properties and many other investments hope you are crushing it out there .... let's build that dream
Hi Vince, I've been watching your videos, thank you for your tips! I have a lingering question on one of your previous video getting into more debt now to purchase 'assets' such as property in view of high inflation. I'm in Singapore, and for example, the fixed interest that the banks gives out is likely only for 2 or 3 years. While we are able to get cheap financing now, (about 1%) the interest rates would most likely increase after that and inflation is likely here to stay. The housing market here has exploded because of COVID like everywhere else. How then, would we be better off if we were to purchase property, given the fact that our wages are not rising as fast as inflation? Thank you!
Investing in precious stocks like gold, silver, crude oil and cannabis is one of the best way to safely invest and grow your portfolio but can seems scary to some but with the help of a financial advisor I have been able to invest and grow my portfolio. You can take part in this great stock market too.
when it comes to investment, diversification is key. Do not inv, est all your money in a particular stock. Diversifying across different sectors is the way to go.
please can you recommend a good one for us or still connect me to yours please please because I know that successfull people don't settle for less they go for the best I'm sure..
@@ameliaemerson2250 Well for me I work with *ARMANI* *WANG* He's a pro. Investment Advisor he's knowledge and ideas has been top notch . With he's help I have been making lot of profit from my investment.
Great suggestions for saving money, especially the 2 week rule where literally anyone can implement. Everyone wants to be an investor but if you can’t save…. Then well… that makes investing a bit challenging lol.
this is SOO true... too many people always say just make more money.. and that works IF you already have the foundation of being able to save money. I was able to save 9k off 19k income in LA my first year i moved there using a lot of different techniques.. as i saved my first 40k then bought rental property and kept stacking.. now i've invested in over 20 rentals and property flips, own a bunch of crypto and other investments all starting with $400 and no job Amazing how much can be done in a short amount of time Hope you are killing it out there.. let's build that dream
After watching this video I've realized that I have been needing a different cell phone and I have been putting it off for well over a year now to replace the refurbished one that I bought cheaply at $250 on Amazon over four years ago. Rinse and repeat as I just now purchased another refurbished cell phone at Samsung S10 at $230 plus an otter box. I'm not paying brand new prices of $1,000+ for a cell phone when a refurbished lasted me over four years trouble free at a fraction of the brand new cost.
This is a great video!! However I want to point out a little something : the average is what *everyone would make a year if we all made the same amount.* There's this weird bias that the average is a valut corresponding to most people, which isn't the case at all. While the average in 2019 was 51K, meaning that if everyone made the same salary if would be 51K, the median was only ...34K!!! Which means 50% of American citizens made *less* than that and 50% made *more* - and when you put that into perspective, you realize how terrible the economy actually is. This comes from a langage confusion between the meaning of "average" in mathematics and the meaning of "average" in current langage : if the "average American" made 71K a year, man we would have one solid economy!!! Also the current inflation is around 5% so 105 bucks in a year is pretty much equivalent to 100 bucks now :P
yea great point with the average vs median those are huge differences and typically median is a great indicator because it gets rid of anomalies / outliers. I used many tactics to save 9k off 19k income my first year in LA and then it helped me get to 100k savings in just over 4 years off lower income. That then turned into investment properties and other investments the goal this year is to add more to the portfolio of rentals and also some crypto and build out my channel hope you are crushing it out there. Let's build that dream
Hey Vincent!!! The truth about value is what stops me EVERY time from impulse purchases. Works perfectly. It’s like do I want this item which is roughly 3 hours of my time working as a psych nurse on a high acuity unit. Umm nope. I’ll save that thanks lol. Anyways, you’re the best. Much love from Oregon.
Prize Pool sounds similar to Yotta. But i love the whole "10X THE NATIONAL AVERAGE"..but its only 0.3-0.5%. thats practically the equivalent of SALE prices marking down 60% off and such
Rather than the 2 week rule, if I have to think about whether or not I should buy it that means I shouldn't. If I really really want/need something I don't have any doubt. I've never regretted a purchase I had no doubts over.
yea i do believe you have to break down goals into very small actionable chunks. If you stay too focused on the long term goal it be discouraging when you put in all this effort and realize you are still really far away from the goal. helped me save 9k off 19k income and around 100k in just over 4 years on a lower income in LA. Now i have rental properties, and all kinds of investments. Hoping to add a few more rentals to the portfolio, more cryto and grow my channel hope you are crushing it out there and let's build that dream.
Hey In my country we don’t have $,€ or £ we use our own currency,it’s only used in my country so do u think it is better to convert my money in $,€ or £?
@@VincentChan first off the editing is too tier! But I really like how you broke down why time really does correlate with money and how we can take the next step to better strategize how to make our time worth it. Great video Vincent🙌🏽
@@VincentChan probably a video discussing/summarizing an important book you’ve read, or different tactics you used to grow a channel on TH-cam through the personal finance niche
I’m a new subscriber. 👋🏻 I’ve been enjoying catching up on your videos. I wish we could be best friends. You are so intelligent, funny and interesting! 😄
Take out 10% for savings, so cut out food and gas. I’m good with the first one, I can eat a couple eggs a day but how do I make money at all with no gas?
I don't "plan" my savings anymore. It has become so integrated in my life - and my budget - that I now operate with fixed "Guilt free spending money". My pay is 16,000 of my currency after tax (a low income in my country), I have fixed expenses for 8,000, I invest 2,500 in index funds every month, save an additional 1,800 for car repair, dentist bills and unexpected expenses (and other bigger expenses like shoes, clothes, medication and christmas presents), and the rest (3,700) is for food, fuel and fun. If I have extra income, I will usually invest the money in dividend stocks (which I enjoy). Honestly, 3,700 is not a lot (the official amount is estimated at 6,600), but it is enough for me as I have done the saving-living for 3.5 years now. I do go out to eat, I do have take away, but it is only once a month and then I really enjoy it. I like my life and I do not feel I am living a frugal life, I just don't spend money on unnecessary stuff. I life in a country with good health care etc. Automation is the best way to secure a good nest egg and retirement fund.
yes average and median are very different things.. median typically is better as it rules out the anomalies and outliers.. but overall i used a lot of tactics to help me save money. I was able to save 9k off 19k income and 100k in just over 4 years on lower income living in LA. This turned into rental properties and other investment vehicles. Now this year i'm looking to add more rentals to the portfolio as well as more crypto and building out my channel Hope you are crushing it out there. Let's build that dream
yes always great videos and insights. I used a lot of these tactics to help me save 9k off 19k income my first year in LA and eventually 100k in just over 4 years on lower income. This then turned into rental properties and other investments it's amazing how much a little discipline can compound into over time. Now the goal is to add a few more rentals this year as well as more crypto and build out my channel Hope you are crushing it out there.. let's build that dream!
Wow! I thought it was the 48 hours rule before buying things. I guess I’ll be using the 2 week tule from now on. Lol I’m only saving to get my first 10K emergency fund in case something happens like a recession or future lay offs. Then, I will super charge my taxable account to hedge from inflation. Great video! 😄
Can you do a video on Huiz ? Its insanely deep value growing revenue at 66 percent and broke into positive cash flow but is priced lower than the cash it has on balance sheet.
Today I renewed my driver’s license and started savings goals for future adventures! I celebrated by buying & cooking a tasty steak w/ vegetables dinner 😋
There is a cool book called The Mystery Method. I’ve been wondering how to balance a lifestyle like that with saving. So far I’ve been successful with neither approach.
Been sitting on my 6S Plus for years ... Verizon keeps jerking me around to get an upgrade. So I'll keep sitting on my 6S Plus until the cows come home.
Hi Vincent, What are your thoughts on I-bonds? Due to the current concerns with inflation do you think they'd be a smart investment? I'm interested to know your opinion and why you think that way.
49% of my commission paychecks go straight to a ROTH 401k regardless if I make $200 or $2000. I started saving only 2 years ago and I'm hitting 50 soon. 😭😭 I don't drink or smoke or go to any salons. I don't pay for services.
Here's one strange way to save a little money. Give your wife an expensive card for birthday or anniversary in the store. Then she puts it back. You still picked it out and she enjoyed reading it. What's the use of keeping a bunch of cards? Write her a note. On occasions like Valentine's Day or your Anniversary you both pick out cards for each other. You go through many as you normally would to find that perfect card. It's fun and it's free. 😄 Sorry Hallmark. 😊
I have my own role when it comes to buying things like for entertainment. I would make it that the item is 30% of my savings. For example, i want this game which is $60. So I should have $200 in my savings.
That 67 app is controlled by national bank or something? We have in Europe national banks which controls different money investing, saving etc companies.
As a non North American citizen living in the US with zero credit score (started building now) I would love to know how to get started in the stock market/cryptos. I want to invest the saved money to make money off dividends. I have no trouble at all saving (doing 20% off every paycheck) but just throwing it into the savings account, I don't believe is that worthwhile.
I definitely like to look at things with the time vs money aspect. Most of the time when I look at how much time I have to spend working for a materialistic thing it's probably not worth it
Good ideas but give this same information to people living paycheck to paycheck. 10% will be very difficult for these people. And no I'm not one of these people. I'm easily saving 20% of my paycheck. Yes I've learned to live with less.
Vincent, please make a financial savvy video for the Otakus and the gaming hobbyist! We have Manga, figures, games, PC parts, PS5,. Switch, Accessories, it's a happy burden! (Don't get me started on GUNPLA)
@@VincentChan not an American but I get the idea of tracking so you don’t overspend. Really love your videos and I am really happy that I know this stuff at an early age because i’m just 15 so this will really change my future. Thank you so much
If you know how painful it is to step on Legos, then you must have kids lol… Speaking of kids, I’m going to start showing these videos to my 17-year-old. He’s having a really hard time with understanding patience and reward. he’s been very depressed about having a limitation‘s in his life and the realization that money is tied to freedom, and how important it is to manage that, while staying happy or at least content with the pursuit.
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The two week rule is underrated. Most of my worst financial mistakes were rooted in impulse shopping and decision making.
100% Thanks for sharing Jon :) What do you think about the other rules?
Just waiting one night can help
Facts. There’s so many medium-big purchases I “needed” and I would just wait it out or forget and look back and think. I did not need that so thank God I didn’t get it
.
Big facts. I just implemented this thinking into my to box. Used to go off the 3day rule. But 2 weeks is really where it’s at
I love all this advice - especially the 2 week rule. It is also very effective to think about how much things cost in terms of your hourly earning rate. I like celebrating by having meaningful experiences (travelling, skiing, quitting a job when I don’t like it hahaha)
hhahaha yes! when you have enough savings, its great to be able to afford quitting a terrible job. great to see you again charlotte!
Great
My worst financial decisions came from sacrificing good times and the habits that came with them (drinking alcohol and smoking) for investing and being committed to being okay with losing money as long as I'm learning fast and growing my methods for wealth generation. It's also my best decision.
I been focused on my savings this whole year and have a little over 4 grand saved so far. But jeez man I am fighting the urge too go on a vacation, a date, a night out in the city. But I'm trying too stay focused as possible but damn I still want too enjoy life a little 😕 anyone else dealing with the same feelings ?
Yes the vacation is the most tempting for me 😬
Are you saving or are you investing?
If you invest that 4000 into something with stable returns (S&P500 for example) then you automatically get an extra 5-10% a year on average. You save 4000 and you make an average 250-300 for free, once you're at 10000 you get a holiday for free after the year. The point where your passive income (or return on investment) starts paying for a yearly holiday is a good start, the goal should always be so it can pay for your monthly outgoings if you want it to.
If you think of it like this it makes it so much easier to save, especially in the beginning.
@@Financialguide2023 I have a few passive incomes.... no S&P 500
Go out it don’t take much in put it back
Great steps to think about saving money Vincent. I also like a mindful pause before buying something and like to first consider borrowing the item, getting it from a Buy Nothing Group, or getting is second-hand to save money as well.
yea i also like looking at the question -- if someone were to offer me money instead of buying it would i take it... so many great ways to help with not spending money. I used many different things and was able to save 9k off 19k income my first year moving to LA and then save 100k in just over 4 years on lower income.. this in turn helped me buy rental properties and other investments down the road.
now its about expanding more rentals , adding to my crypto portfolio and growing my channel
Hope you are crushing it out there!! let's build that dream
In addition to the 2 weeks rule, I spend those 2 weeks trying to convince myself of all the reasons why I shouldn't buy it. If all those reasons are enough to change my mind, then I don't buy it. That includes spending a lot of time reading bad reviews and "pros vs cons" articles on the internet
That's a really great point about reading pro and cons articles on the internet and focusing on the cons especially. I also really like to look at 3 star reviews because chances are it's the most "balanced" feedback
this is really great and definitely a good way to do it.. i also like to ask myself if someone offered me cash would i rather take the cash.. OR how much that would be worth 30 years from now if invested and earning a 10% average annual return.
These tactics helped me save 9k off 19k income and 100k in just around 4 years of lower income-- now i own rental properties and many other investments
hope you are crushing it out there .... let's build that dream
I love your videos man, the psychology about saving holds so many people back!
Glad you like them! thank you :) which tip was your favorite?
@@VincentChan the one about rest/fun as a way to use the dopamine to fuel your journey
Hi Vince, I've been watching your videos, thank you for your tips! I have a lingering question on one of your previous video getting into more debt now to purchase 'assets' such as property in view of high inflation. I'm in Singapore, and for example, the fixed interest that the banks gives out is likely only for 2 or 3 years. While we are able to get cheap financing now, (about 1%) the interest rates would most likely increase after that and inflation is likely here to stay. The housing market here has exploded because of COVID like everywhere else. How then, would we be better off if we were to purchase property, given the fact that our wages are not rising as fast as inflation? Thank you!
Investing in precious stocks like gold, silver, crude oil and cannabis is one of the best way to safely invest and grow your portfolio but can seems scary to some but with the help of a financial advisor I have been able to invest and grow my portfolio. You can take part in this great stock market too.
when it comes to investment, diversification is key. Do not inv, est all your money in a particular stock. Diversifying across different sectors is the way to go.
please can you recommend a good one for us or still connect me to yours please please because I know that successfull people don't settle for less they go for the best I'm sure..
@@ameliaemerson2250 Well for me I work with *ARMANI* *WANG* He's a pro. Investment Advisor he's knowledge and ideas has been top notch . With he's help I have been making lot of profit from my investment.
@@ameliaemerson2250 He's on tele gram 👇
*ARMANIWANGG*
The future value topic is interesting! Mastering that and overcoming impulse buying is powerful!
Great suggestions for saving money, especially the 2 week rule where literally anyone can implement. Everyone wants to be an investor but if you can’t save…. Then well… that makes investing a bit challenging lol.
this is SOO true... too many people always say just make more money.. and that works IF you already have the foundation of being able to save money. I was able to save 9k off 19k income in LA my first year i moved there using a lot of different techniques.. as i saved my first 40k then bought rental property and kept stacking.. now i've invested in over 20 rentals and property flips, own a bunch of crypto and other investments all starting with $400 and no job
Amazing how much can be done in a short amount of time
Hope you are killing it out there.. let's build that dream
After watching this video I've realized that I have been needing a different cell phone and I have been putting it off for well over a year now to replace the refurbished one that I bought cheaply at $250 on Amazon over four years ago. Rinse and repeat as I just now purchased another refurbished cell phone at Samsung S10 at $230 plus an otter box. I'm not paying brand new prices of $1,000+ for a cell phone when a refurbished lasted me over four years trouble free at a fraction of the brand new cost.
Great information! It helps to know that the anticipation of spending makes us release dopamine. It helps me to control of my impulses.
This is a great video!! However I want to point out a little something : the average is what *everyone would make a year if we all made the same amount.* There's this weird bias that the average is a valut corresponding to most people, which isn't the case at all. While the average in 2019 was 51K, meaning that if everyone made the same salary if would be 51K, the median was only ...34K!!! Which means 50% of American citizens made *less* than that and 50% made *more* - and when you put that into perspective, you realize how terrible the economy actually is. This comes from a langage confusion between the meaning of "average" in mathematics and the meaning of "average" in current langage : if the "average American" made 71K a year, man we would have one solid economy!!! Also the current inflation is around 5% so 105 bucks in a year is pretty much equivalent to 100 bucks now :P
yea great point with the average vs median those are huge differences and typically median is a great indicator because it gets rid of anomalies / outliers. I used many tactics to save 9k off 19k income my first year in LA and then it helped me get to 100k savings in just over 4 years off lower income. That then turned into investment properties and other investments
the goal this year is to add more to the portfolio of rentals and also some crypto and build out my channel
hope you are crushing it out there. Let's build that dream
Thank you so much. This info is so valuable. Tyvm
Hey Vincent!!! The truth about value is what stops me EVERY time from impulse purchases. Works perfectly. It’s like do I want this item which is roughly 3 hours of my time working as a psych nurse on a high acuity unit.
Umm nope. I’ll save that thanks lol. Anyways, you’re the best. Much love from Oregon.
haha exactly the time value thing helps me a lot too :) and thank you so much for the kind words :) which other tips do you think were helpful?
Prize Pool sounds similar to Yotta. But i love the whole "10X THE NATIONAL AVERAGE"..but its only 0.3-0.5%. thats practically the equivalent of SALE prices marking down 60% off and such
Vincent: Just save $24.66 a day.
Me living in a 3rd world country: I don't even make $20 a day...
Great video btw.
Rather than the 2 week rule, if I have to think about whether or not I should buy it that means I shouldn't. If I really really want/need something I don't have any doubt. I've never regretted a purchase I had no doubts over.
I like how you break the saving plan into day to day savings. At the end of the year you reach the goal❤️🎉
yea i do believe you have to break down goals into very small actionable chunks. If you stay too focused on the long term goal it be discouraging when you put in all this effort and realize you are still really far away from the goal.
helped me save 9k off 19k income and around 100k in just over 4 years on a lower income in LA. Now i have rental properties, and all kinds of investments. Hoping to add a few more rentals to the portfolio, more cryto and grow my channel
hope you are crushing it out there and let's build that dream.
Hey
In my country we don’t have $,€ or £ we use our own currency,it’s only used in my country so do u think it is better to convert my money in $,€ or £?
Your videos are genuinely inspiring me to keep on posting man.❤️
Mann i canceled my order on the new Samsung and returned a tablet. I need to be discipline because im buying a house in 3 years
8:44 what about inflation
Can’t ever go wrong with saving some money
thanks jasen :) what did you think of the video?
@@VincentChan first off the editing is too tier! But I really like how you broke down why time really does correlate with money and how we can take the next step to better strategize how to make our time worth it. Great video Vincent🙌🏽
@@JasenF thank you man, truly appreciate it :) what kinds of videos do you want to see in the futurev
@@VincentChan probably a video discussing/summarizing an important book you’ve read, or different tactics you used to grow a channel on TH-cam through the personal finance niche
@@JasenF ooo that’s a great suggestion!! Thank you
I’m a new subscriber. 👋🏻 I’ve been enjoying catching up on your videos. I wish we could be best friends. You are so intelligent, funny and interesting! 😄
That video is so insightful! 😊 Thank you so much! 🤗
Your content is Soooo Great and AMAZING!!!!👏🏽👏🏽👍🏽👌🏽👊🏽🙏🏽🙆🏽♀️🧠
Hello where’s the link for prize pool did I miss it
Take out 10% for savings, so cut out food and gas. I’m good with the first one, I can eat a couple eggs a day but how do I make money at all with no gas?
I hope your channel gets all the love traction and support it deserves ❤
thank you audrey :) that means a lot! i hope you found this video helpful
I don't "plan" my savings anymore. It has become so integrated in my life - and my budget - that I now operate with fixed "Guilt free spending money". My pay is 16,000 of my currency after tax (a low income in my country), I have fixed expenses for 8,000, I invest 2,500 in index funds every month, save an additional 1,800 for car repair, dentist bills and unexpected expenses (and other bigger expenses like shoes, clothes, medication and christmas presents), and the rest (3,700) is for food, fuel and fun. If I have extra income, I will usually invest the money in dividend stocks (which I enjoy). Honestly, 3,700 is not a lot (the official amount is estimated at 6,600), but it is enough for me as I have done the saving-living for 3.5 years now. I do go out to eat, I do have take away, but it is only once a month and then I really enjoy it. I like my life and I do not feel I am living a frugal life, I just don't spend money on unnecessary stuff. I life in a country with good health care etc. Automation is the best way to secure a good nest egg and retirement fund.
The average hourly wage might be $32 an hour the median wage is $16
yes average and median are very different things.. median typically is better as it rules out the anomalies and outliers.. but overall i used a lot of tactics to help me save money. I was able to save 9k off 19k income and 100k in just over 4 years on lower income living in LA. This turned into rental properties and other investment vehicles.
Now this year i'm looking to add more rentals to the portfolio as well as more crypto and building out my channel
Hope you are crushing it out there. Let's build that dream
Whats the app u recommend for expenses?
Such awesome, concise and well done videos that give really helpful and practically useful advice. Love
yes always great videos and insights. I used a lot of these tactics to help me save 9k off 19k income my first year in LA and eventually 100k in just over 4 years on lower income. This then turned into rental properties and other investments
it's amazing how much a little discipline can compound into over time. Now the goal is to add a few more rentals this year as well as more crypto and build out my channel
Hope you are crushing it out there.. let's build that dream!
True, my internet use and those subscriptions ugh. I'm not poor or financially struggling but my lifestyle is not right.
Wow! I thought it was the 48 hours rule before buying things. I guess I’ll be using the 2 week tule from now on. Lol
I’m only saving to get my first 10K emergency fund in case something happens like a recession or future lay offs. Then, I will super charge my taxable account to hedge from inflation. Great video! 😄
that's awesome geovanni! im wishing you the best of luck with your 10k emergency fund. which tip do you think is most helpful?
Vincent-those glasses look perfect on you!
Love the info!
what is your thought on moving away from USD ? is it really happening, the world changing order
You are amazing 👏 ❤
I’ve just discovered your wonderful channel Vincent, subscribed ✅👍 keep up the amazing, informative work mate!
Good info
Always on point 👌
I liked the dbz over 9000 reference !! Awesome 😁
My spending habits are awful. But i think I\ve been good with saving at the same time.
That ego example is so interesting !!
Can you do a video on Huiz ? Its insanely deep value growing revenue at 66 percent and broke into positive cash flow but is priced lower than the cash it has on balance sheet.
Great review.
Today I renewed my driver’s license and started savings goals for future adventures! I celebrated by buying & cooking a tasty steak w/ vegetables dinner 😋
That’s amazing!!!
I just realized I don't celebrate my small financial wins. I don't know how to celebrate it... I gonna think about this
The 10% self tax clip to 'Back to the Future' scene of a guy slapping himself was perfect, kudos. Liked! 🤣
Great videos man! I personally love to open a pack of pokemon cards to celebrate the small wins.
$24/day? That's over $600/mo that many people cannot budget for.
But they can sure budget their $600 car payment with insurance.
@@Bonanzoo Someone paying that much is getting hosed/robbed. And yes, car payments need to be budgeted for.
Can I sign up for Prize pool as a canadian?
Underrated channel deserves millions
I'm convinced!! Now let me see how long this last 😂
hi，I want to collaborate with u on a video, but I dn't know how to tact u
Binge watching...keep it going Vincent 😎
Editing is on point!!!
Bravo. A gamer at heart.
There is a cool book called The Mystery Method. I’ve been wondering how to balance a lifestyle like that with saving. So far I’ve been successful with neither approach.
Been sitting on my 6S Plus for years ... Verizon keeps jerking me around to get an upgrade. So I'll keep sitting on my 6S Plus until the cows come home.
Is there a Canadian counterpart to Prizepool?
“Over 9000” just for that you get a like 20 seconds into the video. And a comment
Hi Vincent, What are your thoughts on I-bonds? Due to the current concerns with inflation do you think they'd be a smart investment? I'm interested to know your opinion and why you think that way.
Great information! Love the idea of 2 week rule.
A few dollars a day for snacks and drinks adds up.
OVER 9000!!!!!!!!!!!!!!!!!!!!!
But how can I wait 2 weeks when it's on sale
49% of my commission paychecks go straight to a ROTH 401k regardless if I make $200 or $2000. I started saving only 2 years ago and I'm hitting 50 soon. 😭😭 I don't drink or smoke or go to any salons. I don't pay for services.
You'll be fine.
500k subs soon 👀
Here's one strange way to save a little money. Give your wife an expensive card for birthday or anniversary in the store. Then she puts it back. You still picked it out and she enjoyed reading it. What's the use of keeping a bunch of cards? Write her a note. On occasions like Valentine's Day or your Anniversary you both pick out cards for each other. You go through many as you normally would to find that perfect card. It's fun and it's free. 😄 Sorry Hallmark. 😊
Wow Gratz on 400k!!
great video!
Legend 👏
awesome
Old school man. How do you save money? Fold it in half and it in your pocket.
Please do a video on how to save for a house, great videos as always!
Excellent use of the OVER 9000?! meme!
I have my own role when it comes to buying things like for entertainment. I would make it that the item is 30% of my savings. For example, i want this game which is $60. So I should have $200 in my savings.
interesting! thanks for sharing :) do you constantly compare it to your savings when it's growing?
@@VincentChan Yes I do
@@reviathan3524 nice! what other rules do you personally follow that you suggest for others?
That 67 app is controlled by national bank or something? We have in Europe national banks which controls different money investing, saving etc companies.
How much do you all save per month after paying bills, rent, food, index funds, what number is left? Comment below...so we all get an idea...
I like to put money into my savings account for all my small wins
As a non North American citizen living in the US with zero credit score (started building now) I would love to know how to get started in the stock market/cryptos. I want to invest the saved money to make money off dividends. I have no trouble at all saving (doing 20% off every paycheck) but just throwing it into the savings account, I don't believe is that worthwhile.
Like and comment, Vincent would love to hear your thoughts on the markets and your buy and sells!
thanks andrew! be on the lookout for something like this :)
I definitely like to look at things with the time vs money aspect. Most of the time when I look at how much time I have to spend working for a materialistic thing it's probably not worth it
welp meanwhile here I am wanting to buy stuff since 2 years ago, still wanting it but haven't bought it :D
Good ideas but give this same information to people living paycheck to paycheck. 10% will be very difficult for these people.
And no I'm not one of these people. I'm easily saving 20% of my paycheck. Yes I've learned to live with less.
Vincent, please make a financial savvy video for the Otakus and the gaming hobbyist! We have Manga, figures, games, PC parts, PS5,. Switch, Accessories, it's a happy burden!
(Don't get me started on GUNPLA)
Buy gold and silver, food and tools
Happy 400k bro
Aww thanks so much Gino :) Truly appreciate you and your support! What do you think of this video?
@@VincentChan not an American but I get the idea of tracking so you don’t overspend. Really love your videos and I am really happy that I know this stuff at an early age because i’m just 15 so this will really change my future. Thank you so much
@@16thxvi18 wow that's amazing that you care about personal finance at such a young age :) you're going to do very well in life
31 hour of work😮 in my country it’s more like 640 Hours of work and I’m not even exaggerating😂😂 and still everybody buy iPhones))
Sick
Been on prize pool since last year 🤑🙋🏻♀️💆
If you know how painful it is to step on Legos, then you must have kids lol… Speaking of kids, I’m going to start showing these videos to my 17-year-old. He’s having a really hard time with understanding patience and reward. he’s been very depressed about having a limitation‘s in his life and the realization that money is tied to freedom, and how important it is to manage that, while staying happy or at least content with the pursuit.
"age of mythology" babeee
I wanted to buy a sandwich for my lunch as I was starving but then I waited for two weeks and found that I no longer need it
Loved this!!!
thanks so much james! which tip was your favorite?
@@VincentChan I liked #6 with looking of future value.
My Dad always says money saved is money made