I honestly love having a budget. I find it not only fun to track but also see where I am overspending and save more money. I feel like in order to truly save money, you need to define a true goal for the money you are saving, that way you can stay focused and better track your progress. Great work Vincent and keep it up!
Retired, receiving about 87k in dividends. I have been in the market about 30 years. Am I worried? Of course. Am I selling? Absolutely not. I have purchased stock a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding a little at a time. I am not going to panic. my investment strategy actually calm me down. It is difficult not to make emotional decisions in times like these. Eye on the prize, stay the course!
Nice one, i am so tired of working a 9 to 5, not that i dont fit my bills, i just dont know how long this would last. so much work. what strategy and pattern did you apply in order to start making consistent profit from your investment?
At first I thought this would be one of those scam comments about Mr or Mrs whoever that helped you learn to invest lol. Pleasantly surprised though. God bless you man.
Already in my mid 20s and the pandemic made me realize how much how we are enslave with money as much as I want to leave my job but I have to be prepared for it too. I have a lot to reconsider if I want to be financially free. It will take some planning and some research but I can see it being doable. I dont want to become like my father who gets to enjoy at his 60s. If I want to retire early, then I have to be serious with my finances
Love this and love any way to systematically approach finances while keeping things simple. It’s one of the few areas of our life that we can model mathematically and predict how things will turn out in the long run. If we just commit to a certain strategy and stay with it, success is practically guaranteed!
YES that's exactly why i love finances and also things like fitness and other areas of life.. there is a science.. if you follow the formula it doesn't matter age, race, religion, background, orientation, family history, etc.. you will get the result. Let's keep building that dream!! Here's to a great year
Successful people don't become victorious overnight. What most people see as a glance wealth, a great career purpose is the results of hard work and hustle over time. I pray that anyone reading this will be successful in life..
I want to work until 70 because idling around would bore me to death. I still love videos like this because I want to save money for my future health conditions when I grow old.
@@VincentChan I'm a lawyer working for the judiciary branch so the pay is really good. My work is also my advocacy so I find it very fulfilling. I grew up in a farm with adults what have what you call 'financial freedom.' Because the climate is good, the adults would go visit the fields every morning then the work is done. Except during the planting and harvesting times, the days are very idle. We also have farm helpers so we're not doing the physical work. I don't want to live an idle life like that. But then again, different strokes for different folks. My brother who's 28 wants to retire now and he could by simply inheriting the farm.
That’s really fortunate to have the choice. And respect for choosing work. I just wanted to add, that people who retire early can go travelling around the world or go into expensive hobbies as much as they want. It doesn’t have to be sitting at home doing nothing. My mom would always tell my little brother, “Boring people get bored.” 😉
The easiest way for me to manage my money is to see saving as a game. Once finding Bargains and saving money becomes fun it is self-reinforcing! And even better is if you can make the game so fun that your friends start joining in!
Phenomenal presentation…you’ve mastered editing and story telling and know how to link your viewers to the next video. I got here because I was watching another video then you go and suggest another video. Hey V it’s after 1 AM and I have work in the morning so I will have to catch up on all your great videos later on. Until then, thank you for sharing and I subscribed and gave this video a thumbs up!
I’ve found that the most effective way for me to increase my net worth is to try to set a hard line for my monthly investment goals, then work from there. It works for me because I’m not very inclined to spend in excess and by developing frugal habits, I can carry those habits into retirement.
Can we get a “guideline automation” in-depth video? I feel like most of the video was about the outdated 50/30/20 rule. I would have preferred to see more of what works vs what only kinda works.
1. that flame was no where near your hand, A+ for acting on that bit. 2. I'd like my $3.50 thank you. 3. In Australia we have the Barefoot Investor with his 'serviette strategy' (so easy it fits on a serviette) which has been around for ages and is basically the buckets. 4. The table said you have nothing to ask forgiveness for. 5. It's surprising how many people don't understand Personal Finance is highly personal, even though it has it in the name. Nice call out. 6. FIRE all the way, retiring asap even if I have to geoarbitrage. 7. Same. I found after implementing the finance breakdown and slowly going through and slowly reviewing everything like insurances/loans/bills, it now mostly looks after itself so no longer splitting funds like buckets, it's a good way to learn to budget and track funds when beginning the Financial Independence journey as well as reviewing your own values and not what society says you should do. 8. Boots with the fur.
I considered ways to get my savings to work for me and make me more profit, although it’s with the help of a financial expert, I’m steady making good ROI.
Of course, there is. Having experienced hands guiding you is also a part of the rule that most newbies overlook and end up losing money. Got expert hands to oversee my trades now I've gone on to earn 3x more than I was doing before.
@Reyansh Bhatt like I stated, I've been putting aside money in the market with the assistance of an executive-trade analyst, Levi Clemans, who is under a licensed broker. He has been the backbone of my trades.. Here,
I’m also trying to earn, doesn’t matter if I have to pay a token, as long as he can help me trade and I can make income from it while I’m fully focused on building a career for myself I’m ok. Left a message thanks
It’s safe to say that Levi Clemans is indeed legitimate after a succession of payouts. I have no doubts investing more, he even turned down my gift token and asked me to give it to charity saying, “God has blessed with everything I need, be His servant and help the less fortunate” .
The call to action to click your end screen was too good. I see why this channel is succeeding! Well, plus the content is just amazing. Great video and channel Vincent, you've got a new subscriber!
Thought the same thing! How one video already makes me want to watch another, and then he takes the lead to direct me to the next one with a seamless transition. Well done!
I have only 2 buckets. Survival purchase bucket and financial goal bucket. With my job filling me 14 hours a day, I barely have time to spend nor to go anywhere. Weekends are my learning days, Japanese classes and more studies on work so I can do better. My saving rate are at 80% of income. Seriously, when a life is so occupied, I not that inclined to spend money, It dosent lift the stress of work.
I used to feel the same. But now I save and invest the maximum I can and treat myself once in a while with unnecessary things and live a little. I found a balance and I’m sure you can too!
I would argue going to the gym is a want because you don’t NEED to work out in a gym, you can work out wherever and personally I see it as a waste of money. Great video though :)
@Piga yeah but planet fitness is literally $10 a month so $2.50 a week to have the luxury of a gym with good equipment, and available in snow rain cold ect...
I guess that just comes down to personal discretion. You could say the same thing with food "yeah I just eat noodle cups. Meat, fruits, and vegetables are not necessary because I can survive on noodles." Or you could rent out at a backpackers for like $50 a week but you don't feel safe there so instead you choose to rent out a share home with some mates for $150 each. Both of these are things you could "technically" label as wants, but in reality they're needs. If someone isn't going to be able to get a good quality workout at home for whatever reason (motivation, equipment, safety, so on) than going to the gym, or the pool, or whatever is a need. The want is when they choose to get a PT, or buy an expensive Gi, or use a GoPro to film their bike rides.
@@jacobday3826 I agree with you to a degree within all of your paragraphs except for the last one because the truth is, a gym is a want. Somebody built that business (gym) to make money, we don't NEED gyms. All sports can be played outside. You have inside/outside to workout no matter where you live and your own body weight. I mean there are poor people in the world right.
First thing after my weekly paycheck is to fully seperate needful expenses. With the balance I decide how much to move to a long term savings account and an emergency fund and what is left is purely for spending. I tend to put aside more for savings when I know that more money left in my spending account will eventually get spent just because it’s there. You aren’t as careful on your spending when you have more there just you would to drive less aggressively when your fuel light is on.
your channel is calming my gen z ass doom mentality with FAX and LOGICK…. especially after being moved out for a while and feeling lost.. i love you, universe bless you
I'm proud I started saving since I was 19 - I made myself a saying everything month I put money away to save for retirement: "This is how young me takes care of old me". Granted, I'll inherit from my parents, get a little from my work pension, as well as something from a state pension, but I don't want to coast on those. I have every plan to retire no later than 60.
How long do you take to decide how much to deposit in your spending account using guideline automation? I have relatively fixed spending per month but sometimes I have a purchase come up like a new laptop etc. how do you determine to provide funds for those types of expenses?
I love your content, man 🔥 you are such a humble person when explain this and that about personal budgeting. It makes me more confidence about my financial knowledge.
I'm a HR Psych masters student. My phone's not the fastest, could get away with calling, streaming and classes. I want a device for school, can't afford enough for a good laptop, so thinking of getting an iPad 9/tablet or should I try to go with just my phone for as long as possible?
Starbucks & skincare is a need for me. 😳 covid had proven it…I was so broke from taking a year off but still gota meet my “need.” Retirement scare me cuz I have a spending problem 😩
Funny thing about this is my mom been telling me for the last 2 years only eat fast food once a week not everyday 😭 I seriously need help on how to save money . I practice burn it as fast as I can as soon as I get it .
A lot of people cannot do a thing about it. Their income is about $800.00 a month, have to get a second job to cover a semi amt of the rest of their bills, and do not even have a penny to save. Others make 2,000- 3,000 a month, of course they can save.
Disregarding any debt because that's situational.. My rule is a question, How Old Are You?? That's how much money you should have saved up(5 digits) more or less. Obviously highschool and college ages are situational too. But if you're at least 30+ years old than this rule should apply to you the most. Ex: 35 years old = 35k in savings 57 years old = 57k in savings Hopefully its a lot more as you age but its the general concept that matters...
What if your weekly rent is 90% of your income and your left with 10% with a family to take care of. Your video easy to understand and yet still is a dream. Welcome to NZ
🤔 someone can help me figure this. I work at amazon and make 15.5 with 40 hours. I do 10% 401k and get around 390 a check after taxes. (Anyone know is coding is a good career or any out their with some pointers of how to start?)
man i love how u doing ur thing man very planned out and calculated been watching for quite some time now because its so dam interesting loool nice one man
I saw Tai Lopez in the beginning part of the video..he is actually very sharp and I have sent the 67 steps to a lot of kids I mentor and its a great program. Its never 1 thing with money its a combination of things you do. I went from making $2K/month to making $20K-$50K/month and none of it had to do with saving or managing my money. I had an income problem in the past. I do own commercial buildings now but back then it was about increasing income first
This is how you're financially secure in the USA, hope the FED keeps supplementing the stock market and forcing people into high valued assets with TINA. Otherwise the market is trash, simple.
Question. When u talked about money deposit into ur checking account then u move it to ur spending account. Do you have an actual spending account ? Or is ur checking account ur spending account. Ik it might be dumb question but I thought ask.
For the average Juan (Joe) and employee in the Philippines, having as much as 10,000 dollars (Gross) annual income is considered as a high earner. And it takes many years even to achieve this level of income already. I have this hunch that this is no way near your first gross annual income. But regardless of the high difference in financial gap and living between our countries, I still find your videos relatable.
Me, personally, being a teenager. Saving more money than I'm spending is a great idea for me. Got a 20 and a 1 right now might as well save 15, spend 5, and spend the one off. ✔ If I stay on the right track then who knows how much money I'll have in the future! -Guys, imma go under the table and make 10 more dollars.. Wish me more ;) -Woah dudes! I made a dollar.. In an hour. Just goes to show how much trying can pay off, just go out there and ask people what work they might have for you, and they most likely will end up giving you just the money and not the work.. And when they do have work, you end up getting more money 💰 So... ( + $1 )
Would basic skincare hygine products, such as a face wash, moisturizer, sunscreen, and acne product, be considered a want or a need? Technically, I guess I could live without it, but I am not entirely sure.
Hey Vincent, I would like to invest in with Wealthfront, however i'm not a US citizen and i don't have a bank account... Any alternative you can help with ?
I'ma paraphrase him a bit, a want is something you can live without. A need is things similar in importance as food, electricity, water, rent/mortgage, health insurance, car insurance, car payment, etc. If you are able to operate without it and continue to produce, then it is a want.
Just imagine in what world we are living in, where ppl should being worried about theyre retirement days..This world getting ruled by those ones who got a lot and not other way..so sick of this all..
It's very obvious these "influencers" center their videos around their sponsors. They are clearly salespeople who use their audience to pitch their shit to, regardless if their audience has a need for it.
I honestly love having a budget. I find it not only fun to track but also see where I am overspending and save more money. I feel like in order to truly save money, you need to define a true goal for the money you are saving, that way you can stay focused and better track your progress. Great work Vincent and keep it up!
agree!
thanks so much jacob!! you make some great points :)
@@VincentChan thanks Vincent!
Retired, receiving about 87k in dividends. I have been in the market about 30 years. Am I worried? Of course. Am I selling? Absolutely not. I have purchased stock a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding a little at a time. I am not going to panic. my investment strategy actually calm me down. It is difficult not to make emotional decisions in times like these. Eye on the prize, stay the course!
Nice one, i am so tired of working a 9 to 5, not that i dont fit my bills, i just dont know how long this would last. so much work. what strategy and pattern did you apply in order to start making consistent profit from your investment?
My coach is Lisa Jill Grenell. look her up
@@hermandavid2171 Lmao this scam account actually copied OPs name to start their scam conversation
@@methodmadge9535 yeah, there is a lot of these retarded scam threads on mostly finance youtube videos
At first I thought this would be one of those scam comments about Mr or Mrs whoever that helped you learn to invest lol. Pleasantly surprised though. God bless you man.
*5 things to quit right now:*
*1. Overthinking*
*2. Trying to make everyone happy*
*3. Living in the past*
*4. Worrying*
*5. Doubting yourself*
Already in my mid 20s and the pandemic made me realize how much how we are enslave with money as much as I want to leave my job but I have to be prepared for it too. I have a lot to reconsider if I want to be financially free. It will take some planning and some research but I can see it being doable. I dont want to become like my father who gets to enjoy at his 60s. If I want to retire early, then I have to be serious with my finances
me ^^^
Love this and love any way to systematically approach finances while keeping things simple. It’s one of the few areas of our life that we can model mathematically and predict how things will turn out in the long run. If we just commit to a certain strategy and stay with it, success is practically guaranteed!
thanks for sharing that joey! appreciate you
YES that's exactly why i love finances and also things like fitness and other areas of life.. there is a science.. if you follow the formula it doesn't matter age, race, religion, background, orientation, family history, etc.. you will get the result. Let's keep building that dream!! Here's to a great year
Successful people don't become victorious overnight. What most people see as a glance wealth, a great career purpose is the results of hard work and hustle over time. I pray that anyone reading this will be successful in life..
I want to work until 70 because idling around would bore me to death. I still love videos like this because I want to save money for my future health conditions when I grow old.
woah very impressive! what work for you do right now?
@@VincentChan I'm a lawyer working for the judiciary branch so the pay is really good. My work is also my advocacy so I find it very fulfilling.
I grew up in a farm with adults what have what you call 'financial freedom.' Because the climate is good, the adults would go visit the fields every morning then the work is done. Except during the planting and harvesting times, the days are very idle. We also have farm helpers so we're not doing the physical work. I don't want to live an idle life like that. But then again, different strokes for different folks. My brother who's 28 wants to retire now and he could by simply inheriting the farm.
That’s really fortunate to have the choice. And respect for choosing work. I just wanted to add, that people who retire early can go travelling around the world or go into expensive hobbies as much as they want. It doesn’t have to be sitting at home doing nothing.
My mom would always tell my little brother, “Boring people get bored.” 😉
The easiest way for me to manage my money is to see saving as a game. Once finding Bargains and saving money becomes fun it is self-reinforcing! And even better is if you can make the game so fun that your friends start joining in!
thta's really smart, thanks for sharing charlotte
Technically you're bound to fail without a plan!! Keep up the good work
🤗 Let's be best friends on Instagram: instagram.com/hivincentc for exclusive content! Also, beware of scammers, this is my ONLY IG account.
@@rachellerivers6778 nope, that’s a scam account please be safe
What’s the app? I don’t use ig. Cmon don’t hold out on me bruh. I just subbed and liked the video 👍
It is good.
@@rachellerivers6778 yes! All others are scam imposters
Phenomenal presentation…you’ve mastered editing and story telling and know how to link your viewers to the next video. I got here because I was watching another video then you go and suggest another video. Hey V it’s after 1 AM and I have work in the morning so I will have to catch up on all your great videos later on. Until then, thank you for sharing and I subscribed and gave this video a thumbs up!
I think what we could rename the buckets to:
1) fixed expenses
2) variable expenses
3) financial goals
Love your videos, Vincent! Thank you for taking time to share your knowledge. It helps with my money anxiety.
thank you so much parker, appreciate your comment
I’ve found that the most effective way for me to increase my net worth is to try to set a hard line for my monthly investment goals, then work from there. It works for me because I’m not very inclined to spend in excess and by developing frugal habits, I can carry those habits into retirement.
Good job 👍🏻!!
I like how he's always talking about Cheese Burger
hahahahha
Can we get a “guideline automation” in-depth video? I feel like most of the video was about the outdated 50/30/20 rule. I would have preferred to see more of what works vs what only kinda works.
great suggestion! maybe in the future :)
1. that flame was no where near your hand, A+ for acting on that bit.
2. I'd like my $3.50 thank you.
3. In Australia we have the Barefoot Investor with his 'serviette strategy' (so easy it fits on a serviette) which has been around for ages and is basically the buckets.
4. The table said you have nothing to ask forgiveness for.
5. It's surprising how many people don't understand Personal Finance is highly personal, even though it has it in the name. Nice call out.
6. FIRE all the way, retiring asap even if I have to geoarbitrage.
7. Same. I found after implementing the finance breakdown and slowly going through and slowly reviewing everything like insurances/loans/bills, it now mostly looks after itself so no longer splitting funds like buckets, it's a good way to learn to budget and track funds when beginning the Financial Independence journey as well as reviewing your own values and not what society says you should do.
8. Boots with the fur.
I considered ways to get my savings to work for me and make me more profit, although it’s with the help of a financial expert, I’m steady making good ROI.
Of course, there is. Having experienced hands guiding you is also a part of the rule that most newbies overlook and end up losing money. Got expert hands to oversee my trades now I've gone on to earn 3x more than I was doing before.
@Reyansh Bhatt like I stated, I've been putting aside money in the market with the assistance of an executive-trade analyst, Levi Clemans, who is under a licensed broker. He has been the backbone of my trades.. Here,
@Reyansh Bhatt Leviclemans(a)Gmai
Lcom...Is he taking commissions for trades? Yes, I’m I still making money in the process? Hell yes!
I’m also trying to earn, doesn’t matter if I have to pay a token, as long as he can help me trade and I can make income from it while I’m fully focused on building a career for myself I’m ok. Left a message thanks
It’s safe to say that Levi Clemans is indeed legitimate after a succession of payouts. I have no doubts investing more, he even turned down my gift token and asked me to give it to charity saying, “God has blessed with everything I need, be His servant and help the less fortunate” .
The call to action to click your end screen was too good. I see why this channel is succeeding! Well, plus the content is just amazing. Great video and channel Vincent, you've got a new subscriber!
welcome to the family johnny :)
Thought the same thing! How one video already makes me want to watch another, and then he takes the lead to direct me to the next one with a seamless transition. Well done!
50/30/20? I'm basically living in an 80/15/5 setup. Bills are steep here
oh man, do you live in a very high cost of living city
@@VincentChan You can not find even a studio apartment for under $1500 here.
@@RedLeader327 do you live in Toronto? Cuz that’s what post-COVID rent is looking like right now here in Toronto.
I have only 2 buckets. Survival purchase bucket and financial goal bucket.
With my job filling me 14 hours a day, I barely have time to spend nor to go anywhere.
Weekends are my learning days, Japanese classes and more studies on work so I can do better.
My saving rate are at 80% of income. Seriously, when a life is so occupied, I not that inclined to spend money, It dosent lift the stress of work.
I feel guilty Everytime I spend money on unnecessary things
Same I need to loosen up a little 😪
I used to feel the same. But now I save and invest the maximum I can and treat myself once in a while with unnecessary things and live a little. I found a balance and I’m sure you can too!
I would argue going to the gym is a want because you don’t NEED to work out in a gym, you can work out wherever and personally I see it as a waste of money.
Great video though :)
@Piga yeah but planet fitness is literally $10 a month so $2.50 a week to have the luxury of a gym with good equipment, and available in snow rain cold ect...
I guess that just comes down to personal discretion. You could say the same thing with food "yeah I just eat noodle cups. Meat, fruits, and vegetables are not necessary because I can survive on noodles."
Or you could rent out at a backpackers for like $50 a week but you don't feel safe there so instead you choose to rent out a share home with some mates for $150 each.
Both of these are things you could "technically" label as wants, but in reality they're needs. If someone isn't going to be able to get a good quality workout at home for whatever reason (motivation, equipment, safety, so on) than going to the gym, or the pool, or whatever is a need. The want is when they choose to get a PT, or buy an expensive Gi, or use a GoPro to film their bike rides.
@@jacobday3826 I agree with you to a degree within all of your paragraphs except for the last one because the truth is, a gym is a want. Somebody built that business (gym) to make money, we don't NEED gyms. All sports can be played outside. You have inside/outside to workout no matter where you live and your own body weight. I mean there are poor people in the world right.
First thing after my weekly paycheck is to fully seperate needful expenses. With the balance I decide how much to move to a long term savings account and an emergency fund and what is left is purely for spending. I tend to put aside more for savings when I know that more money left in my spending account will eventually get spent just because it’s there. You aren’t as careful on your spending when you have more there just you would to drive less aggressively when your fuel light is on.
Love your editing style man! Great advice and great humor!
"I'll bet you tree fiddy" lmao love this guy. Immediately subscribed for the mixture of guidance and humor.
Can you do a desk setup video? I like your setup.
ooo great suggestinon! i will in the future :)
From Vincent to Vincent. Thank you for the saying tips 💰✅
Thanks so much Vincent! I keep track of my expenses on Mint but I’m going to try this 😮💨
thank you for watching :)
your channel is calming my gen z ass doom mentality with FAX and LOGICK…. especially after being moved out for a while and feeling lost.. i love you, universe bless you
love u 2
I'm proud I started saving since I was 19 - I made myself a saying everything month I put money away to save for retirement: "This is how young me takes care of old me". Granted, I'll inherit from my parents, get a little from my work pension, as well as something from a state pension, but I don't want to coast on those. I have every plan to retire no later than 60.
Vincent, drop that link in the comments of your grey robe during that ad 😂 looks hella cozy
How long do you take to decide how much to deposit in your spending account using guideline automation? I have relatively fixed spending per month but sometimes I have a purchase come up like a new laptop etc. how do you determine to provide funds for those types of expenses?
I love your content, man 🔥 you are such a humble person when explain this and that about personal budgeting. It makes me more confidence about my financial knowledge.
Is debt consolidation a good idea?
I'm a HR Psych masters student. My phone's not the fastest, could get away with calling, streaming and classes. I want a device for school, can't afford enough for a good laptop, so thinking of getting an iPad 9/tablet or should I try to go with just my phone for as long as possible?
Buy a 2nd hand laptop then.
Vincent you do a great job bud , keep it up your videos are awesome
Starbucks & skincare is a need for me. 😳 covid had proven it…I was so broke from taking a year off but still gota meet my “need.” Retirement scare me cuz I have a spending problem 😩
Funny thing about this is my mom been telling me for the last 2 years only eat fast food once a week not everyday 😭 I seriously need help on how to save money . I practice burn it as fast as I can as soon as I get it .
Can you make a video on managing income that comes in on a weekly basis?
Great suggestion!!
thanks! i like the woody toy. take care sharing is caring.
I love your videos. You seriously give great advice that you can actually apply in real life.
0:30 "What the heck is he talking about??" ...... KNAWLEDGE
A lot of people cannot do a thing about it. Their income is about $800.00 a month, have to get a second job to cover a semi amt of the rest of their bills, and do not even have a penny to save. Others make 2,000- 3,000 a month, of course they can save.
Do 401k withholdings get counted as part of take home pay and counted toward 20% financial goals bucket
Thank you very much for your advise . I’m 45 years old and I have enjoyed your good avise on financial freedom! :)
Disregarding any debt because that's situational.. My rule is a question, How Old Are You?? That's how much money you should have saved up(5 digits) more or less. Obviously highschool and college ages are situational too. But if you're at least 30+ years old than this rule should apply to you the most.
Ex: 35 years old = 35k in savings
57 years old = 57k in savings
Hopefully its a lot more as you age but its the general concept that matters...
Hierarchy of needs is tough for the youngsters.
What if your weekly rent is 90% of your income and your left with 10% with a family to take care of. Your video easy to understand and yet still is a dream. Welcome to NZ
Can you share with us how you keep track of your finances?
great suggestion!! ill do it in the future :)
Great video man!! I really like the idea of this.
thanks so much taylor!!
🤔 someone can help me figure this. I work at amazon and make 15.5 with 40 hours. I do 10% 401k and get around 390 a check after taxes. (Anyone know is coding is a good career or any out their with some pointers of how to start?)
Very realistic advice. Thanks Vincent.
man i love how u doing ur thing man
very planned out and calculated been watching for quite some time now
because its so dam interesting
loool
nice one man
Great video! Thank you for sharing!
thank you for watching :D
I saw Tai Lopez in the beginning part of the video..he is actually very sharp and I have sent the 67 steps to a lot of kids I mentor and its a great program. Its never 1 thing with money its a combination of things you do. I went from making $2K/month to making $20K-$50K/month and none of it had to do with saving or managing my money. I had an income problem in the past. I do own commercial buildings now but back then it was about increasing income first
I had a crappy mindset thank you Chan very much
Glad I could help
Love the homemade stock footage 😂
This is how you're financially secure in the USA, hope the FED keeps supplementing the stock market and forcing people into high valued assets with TINA. Otherwise the market is trash, simple.
Well, I am asian, so I do the 20/0/80 rule. Cause my 'want' is financial freedom. I derive happiness from that.
Great video! But would love to have CC/subtitles too
It that 35% for full time workers
I came to take notes, get lessons, and inspiration…Not in any particular order 🤗🤗💰💰
ayyy love it shelly!!
Question. When u talked about money deposit into ur checking account then u move it to ur spending account. Do you have an actual spending account ? Or is ur checking account ur spending account. Ik it might be dumb question but I thought ask.
For the average Juan (Joe) and employee in the Philippines, having as much as 10,000 dollars (Gross) annual income is considered as a high earner. And it takes many years even to achieve this level of income already. I have this hunch that this is no way near your first gross annual income. But regardless of the high difference in financial gap and living between our countries, I still find your videos relatable.
Best advice i ever heard about personal finance...Btw i new here love ur content Vincent
Thanks so much aiman!!
Me, personally, being a teenager. Saving more money than I'm spending is a great idea for me.
Got a 20 and a 1 right now might as well save 15, spend 5, and spend the one off. ✔
If I stay on the right track then who knows how much money I'll have in the future!
-Guys, imma go under the table and make 10 more dollars.. Wish me more ;)
-Woah dudes! I made a dollar.. In an hour.
Just goes to show how much trying can pay off, just go out there and ask people what work they might have for you, and they most likely will end up giving you just the money and not the work.. And when they do have work, you end up getting more money 💰
So...
( + $1 )
At 2:08 you say "Fifty, thirty, twenty" in the exact same way I imagine Caesar said "Veni, vidi, vici".
This video is so helpful.
shoes to resell
I’m only 16 but I think I really needed this.
Are you open to a conversation about tour 50/30/20 rule? There's a flaw in your method,in my opinion.
You’re earned my sub
thank you so much
Great Video
Would basic skincare hygine products, such as a face wash, moisturizer, sunscreen, and acne product, be considered a want or a need? Technically, I guess I could live without it, but I am not entirely sure.
A need! You’re taking care of your body.
Thank u bro
"Personal finance is personal" - Might be the best quote I've heard all year.
Have an amazing day!
Thank you very much.
You are welcome!
great video!!
Is weed and alcohol a want?
Hey Vincent, I would like to invest in with Wealthfront, however i'm not a US citizen and i don't have a bank account... Any alternative you can help with ?
Crazy how we all still pay taxes for SS and that shhh will be non-exsistent in couple years lol........ We want our money back...
Just what i need
8:51 "What's the point if you save $200 a day?"
I wish I could save that amount of money lmao
I get overwhelmed and don't even track anything...luckily I don't have a life and spend practically nothing
is it wierd that i would rather use money on trips and stuff in my 20's-30's and then do actual work when im 40-70
It's your life.
thank you for sharing! 😁😁😁
thanks so much for watching
A new camara for streaming (if I'am starting) is a "need"or a "want" 🤔
I'ma paraphrase him a bit, a want is something you can live without. A need is things similar in importance as food, electricity, water, rent/mortgage, health insurance, car insurance, car payment, etc. If you are able to operate without it and continue to produce, then it is a want.
I hear you can stream with your phone or use the webcam on your laptop.
Just imagine in what world we are living in, where ppl should being worried about theyre retirement days..This world getting ruled by those ones who got a lot and not other way..so sick of this all..
I needed this thank you 😊
Wealthfront can you do more VDO for beginner in details please thanks .
what do you mean by VDO?
It was great video!
Glad you liked it!
Lmao tree fiddy. I love it bro!
LOL you're the only one who caught the reference
I live the 80/20 rule
I subbed so fast when I saw those action figures. I do the exact same thing too😂
It's very obvious these "influencers" center their videos around their sponsors. They are clearly salespeople who use their audience to pitch their shit to, regardless if their audience has a need for it.
Spend Less, Earn More.
Destroying USD bill is a federal crime.
Not the Tai Lopez video!!!
10/5/85