2:02 if you fly 1-2 times per year then there are airline cards that have either no annual fee but no perks or a low $95 annual fee with perks that exceed the annual fee In this case if you travel 1-2 times per year then the Explorer card is a solid choice.
Stan, I agree with your statement about Titanium Elite. I’ve had it since the beginning of the year, and have seen nothing different than what I would have been given/upgraded to when I was Platinum. But I do enjoy the United Premier access with it. I recently got the United Club Infinite card with the 90k elevated sign up bonus. I bought two round trip United Polaris Business Class tickets from LAX to Bangkok via Hong Kong and hit the SUB instantly. Now I have around 140k United Airlines miles waiting to post, and not counting the 32k miles I’ll get after completing the actual flight. Thanks for all your hard work! Videos are great!
You're welcome Delhi Belly! Congrats on the new United Club card, that's awesome! And it sounds like you'll be building a nice stash of United Miles with it. Hope you enjoyed the Polaris experience! That's one of my goals - to experience a long haul Polaris flight (and also a Polaris lounge too)! I don't know though, when it comes to international flights, I try to fly international airlines just for the novelty.
@@TheCreditFrog I certainly agree. I wanted to initially fly EVA, LAX to Taipei to Bangkok. But when the United infinite card had the elevated bonus with decent multiplayer for United purchases, it just made sense to fly United. It’ll be my first on United Polaris, I’ll definitely check back and give you my half cent!
@@jwil4286 I’m not sure but I’ll openly share I rent one of my cars through Turo and make only about $3000 a year in revenue. It was more than enough for them I suppose.
@TheCreditFrog I've had the Brilliant for a few years now and always get great value from it. th-cam.com/video/Ae96WSrmZJQ/w-d-xo.htmlsi=V86OapeJ6IvUpwVC
I don't know if one of those exists, but if you want to withdraw money in ATMs outside the USA, the Schwab debit card is a good choice since it reimburses ATM fees!
2 more weeks for my Ritz Carlton product change! Would u recommend waiting 4-8 weeks for the boundless FNC? (Annual fee is waived for active duty anyways)
For titanium Marriott & United silver, would the status be applicable by the authorized user (spouse) on respective cards? I hope that makes sense! Thank you!!
@@JessicaHolmes Hi! Unfortunately, the status is only for the primary cardholder (Brilliant for Platinum). Titanium is separate and is individual to the person with that status with Marriott so it’s not transferable.
@@TheCreditFrog thank you! Good to know! I was debating who to go the brilliant platinum (potential titanium) route with - me or my husband. I decided to do it since he is 3/24 with Chase, and I’m maxed out for now lol. We have a potential to earn titanium early next year with a single military move, so I wanted to take advantage of the latest SUB and elite status perks. Thanks for all the informative content! Love it!
Yeah, I believe you can status match, but I haven’t tried it myself so I’m not sure when it comes to the UA Premier Silver from Marriott Titanium Elite
Mr.Stan....what are your thoughts on getting the Marriott Bold card if Im a Hilton Diamond guy? I want an additional hotel chain to have small status with but promarily stay at Hilton.
I'll discuss this further during the livestream this weekend, but to make a long story short, I'd recommend the Boundless over the Bold. Marriott Silver is not that great and at least the Boundless gets you an anniversary $35k FNC for $95
While you can get into Priority Pass lounges and the Chase Sapphire lounges, you won't be able to get into AA Admirals clubs, United Clubs, or Delta SkyClubs without an additional membership or airline credit card.
I guess it depends if you're ok with getting Aeroplan points, specifically on that grocery multiplier. It's kind of a niche case and probably isn't the best way to capture that category for most people as you suggested.
The Bonvoy Business was my introduction to Marriot. First Impressions im not impressed with the certificates. To get maximum availability for my use date's, I can't use the card because I will meet the spending Sub and they immediately will issue the certificates. Why thats a issue is because Marriot has Dynamic Pricing.. the value of 50K is trashed. I was already planning on topping off. My First impression is dont have expectations for the 50k certificates at a destination location. Basically what would be 35K becomes 50K or more during peek use months . If you want a nicer place in the 50 to 60 range they become 70+ This is my 5 months opinion.
Yeah, the Marriott FNCs aren't nearly as good as the ones from other issuers (maybe better than Hyatts). For me, I've been able to find availability within the 50k range for mid-range properties so it works for me. But yeah, dynamic pricing makes it much harder to redeem these certificates on peak travel days. Thanks for leaving your DP and opinion Bill! I think the Bonvoy Business is best used with the Bonvoy Brilliant as part of a strategy. Sometimes that 7% room rate discount helps since it basically matches the prepaid price of rooms, but you have the flexibility to cancel 2-7 days before your reservation, depending on the property.
What are your thoughts on Hyatt? Hilton is kind of crap, outside of their luxury brands. I stayed at an all inclusive in Mexico that part of the Hyatt umbrella, and I was blown away. Like I want all of my business travel to be rewarded with that experience.
I don't stay at many Hyatts, but it's the most valuable hotel chain for redemptions, especially with Chase UR points! The only issue is footprint, but if you can find a Hyatt where you want to stay than it can be a great program to be a part of!
.ARRIOTT BOUNTIFUL STUPID... Not for me. It's 4X multipliers make my other Marriott cards gather dust, as I accumulate points and free nights. What works for some may not fit for others.
I guess it depends on what you're looking for. For a $250 annual fee, that's a high price to pay for 4X categories as well as a $15k free night (and that night is capped at 50k?!). There are a lot of other cards out there that can do the same with much better value. For example, the Gold card gets you 4X on the same categories but you could transfer it to Marriott if you wanted or another transfer partner.
@@TheCreditFrog your points are valid, but I'm trending towards personal simplification. I'm pretty certain Bountiful will only improve...if not, I may go back to a 35K annual free night, which I find little value in. 4X is 4X and the fact that it covers groceries is MY sweet spot. Meanwhile, I'll ve discarding my convoluted $695 Plat and it's "stupid" traits system. Saks..😀 An ever increasing fee card whose multipliers are ridiculously dysfuntunctional...unless you travel for work. Now the Brilliant, I can make sense of..
@@kinart2543 Hey, I can get behind simplification for sure! As long as you find value in the card you have - no problem. I think it's great you've found a way to do without the Amex Platinum. I'm also toying with a similar decision myself, but we'll have to see! Brilliant is awesome, but the $25 monthly dining credit kind of sucks to deal with.
@@TheCreditFrog Seattle mind the dining credit because it's not relegated 21 or two specific restaurants like the gold or platinum. That aside I figured two or three stays with breakfast More than pays for The car. D with the eighty five k free night. So now I have to downgrade my ritz in order to get it.. Ask for hotels through Marriott.Try the arizona built more off season like now or in the winter. Meteor at the hacienda del mar in kabul is not a bad stay.
Stan the man !!! You are consistently making the best content in this space right now. Keep up the great work.
I appreciate that man! Will keep bringing you the awesome content!
2:02 if you fly 1-2 times per year then there are airline cards that have either no annual fee but no perks or a low $95 annual fee with perks that exceed the annual fee
In this case if you travel 1-2 times per year then the Explorer card is a solid choice.
I agree! The Explorer card is a great one!
I was looking for a video like this, looking forward to watching!
Nice Ahmad! Hope it helps.
💯💯💯 Thanks for the info + video!
You're welcome Jimmy James! 👍👍👍
Stan, I agree with your statement about Titanium Elite. I’ve had it since the beginning of the year, and have seen nothing different than what I would have been given/upgraded to when I was Platinum. But I do enjoy the United Premier access with it.
I recently got the United Club Infinite card with the 90k elevated sign up bonus. I bought two round trip United Polaris Business Class tickets from LAX to Bangkok via Hong Kong and hit the SUB instantly. Now I have around 140k United Airlines miles waiting to post, and not counting the 32k miles I’ll get after completing the actual flight.
Thanks for all your hard work! Videos are great!
You're welcome Delhi Belly! Congrats on the new United Club card, that's awesome! And it sounds like you'll be building a nice stash of United Miles with it. Hope you enjoyed the Polaris experience! That's one of my goals - to experience a long haul Polaris flight (and also a Polaris lounge too)! I don't know though, when it comes to international flights, I try to fly international airlines just for the novelty.
@@TheCreditFrog I certainly agree. I wanted to initially fly EVA, LAX to Taipei to Bangkok. But when the United infinite card had the elevated bonus with decent multiplayer for United purchases, it just made sense to fly United. It’ll be my first on United Polaris, I’ll definitely check back and give you my half cent!
I just got the Marriott Bonvoy Business with Amex. Really low risk card. Currently 3 FNC SUB which I already have plans to use. Not a bad card at all.
Very nice! Congrats on the new card!! 🎉🎉
Do you need $1000 in business revenue to get it?
@@jwil4286 I’m not sure but I’ll openly share I rent one of my cars through Turo and make only about $3000 a year in revenue. It was more than enough for them I suppose.
@@TheCreditFrog Thanks to your video, I’ll be looking at more Westins as an option! 🙏
@@jwil4286 Not necessarily!
The United status that comes with Titanium is nice, but I still think Platinum status is the sweet spot in the Bonvoy program.
Platinum status is definitely the sweet spot. Not too low, but not too high, but easily achievable with the Brilliant - thankfully!
@TheCreditFrog I've had the Brilliant for a few years now and always get great value from it.
th-cam.com/video/Ae96WSrmZJQ/w-d-xo.htmlsi=V86OapeJ6IvUpwVC
Which credit cards offer the best exchange rates for foreign currency? When I use and withdraw money out of the USA.
I don't know if one of those exists, but if you want to withdraw money in ATMs outside the USA, the Schwab debit card is a good choice since it reimburses ATM fees!
2 more weeks for my Ritz Carlton product change! Would u recommend waiting 4-8 weeks for the boundless FNC? (Annual fee is waived for active duty anyways)
Very nice! The Marriott FNAs tend to appear about 8 weeks after the renewal date so if you want to wait for it, that’s what I’d expect!
For titanium Marriott & United silver, would the status be applicable by the authorized user (spouse) on respective cards? I hope that makes sense! Thank you!!
@@JessicaHolmes Hi! Unfortunately, the status is only for the primary cardholder (Brilliant for Platinum). Titanium is separate and is individual to the person with that status with Marriott so it’s not transferable.
@@TheCreditFrog thank you! Good to know! I was debating who to go the brilliant platinum (potential titanium) route with - me or my husband. I decided to do it since he is 3/24 with Chase, and I’m maxed out for now lol. We have a potential to earn titanium early next year with a single military move, so I wanted to take advantage of the latest SUB and elite status perks. Thanks for all the informative content! Love it!
Yay new vid!
Hooray! 😃
So since titanium gives you the United Silver do you also get Star Alliance Silver?
Yeah, I believe you can status match, but I haven’t tried it myself so I’m not sure when it comes to the UA Premier Silver from Marriott Titanium Elite
Are you going to do a video on the refreshed Bonvoy Bold?
I'm probably not going to do a dedicated video, but maybe I'll incorporate into this week's live stream!
Mr.Stan....what are your thoughts on getting the Marriott Bold card if Im a Hilton Diamond guy? I want an additional hotel chain to have small status with but promarily stay at Hilton.
I'll discuss this further during the livestream this weekend, but to make a long story short, I'd recommend the Boundless over the Bold. Marriott Silver is not that great and at least the Boundless gets you an anniversary $35k FNC for $95
@@TheCreditFrog ok...thank you for the advice!
Fun fact: the AA Executive card gets you into Alaska lounges as well!
Very cool! Didn’t know that, but that’s a nice extra perk!
Can you use chase sapphire reserve for lounge access with domestic flights?
While you can get into Priority Pass lounges and the Chase Sapphire lounges, you won't be able to get into AA Admirals clubs, United Clubs, or Delta SkyClubs without an additional membership or airline credit card.
But how do you justify keeping the Chase Aeroplan card after the first year? I don’t think you can justify it.
I guess it depends if you're ok with getting Aeroplan points, specifically on that grocery multiplier. It's kind of a niche case and probably isn't the best way to capture that category for most people as you suggested.
The Bonvoy Business was my introduction to Marriot. First Impressions im not impressed with the certificates. To get maximum availability for my use date's, I can't use the card because I will meet the spending Sub and they immediately will issue the certificates. Why thats a issue is because Marriot has Dynamic Pricing.. the value of 50K is trashed.
I was already planning on topping off.
My First impression is dont have expectations for the 50k certificates at a destination location. Basically what would be 35K becomes 50K or more during peek use months . If you want a nicer place in the 50 to 60 range they become 70+
This is my 5 months opinion.
Yeah, the Marriott FNCs aren't nearly as good as the ones from other issuers (maybe better than Hyatts). For me, I've been able to find availability within the 50k range for mid-range properties so it works for me. But yeah, dynamic pricing makes it much harder to redeem these certificates on peak travel days. Thanks for leaving your DP and opinion Bill!
I think the Bonvoy Business is best used with the Bonvoy Brilliant as part of a strategy. Sometimes that 7% room rate discount helps since it basically matches the prepaid price of rooms, but you have the flexibility to cancel 2-7 days before your reservation, depending on the property.
What are your thoughts on Hyatt? Hilton is kind of crap, outside of their luxury brands. I stayed at an all inclusive in Mexico that part of the Hyatt umbrella, and I was blown away. Like I want all of my business travel to be rewarded with that experience.
I don't stay at many Hyatts, but it's the most valuable hotel chain for redemptions, especially with Chase UR points! The only issue is footprint, but if you can find a Hyatt where you want to stay than it can be a great program to be a part of!
hey stan, what you think about the chase ink 120,000 sign up bonus?
I think it's awesome, and if you can meet the $8k MSR in time - totally worth applying for!
lets go!!
Let's gooo!! 👍
Way to catch me off guard. I’m claiming first tho!!
Haha, well no one else claimed First, so I guess it'll have to go to you CJ 🏆🥇
Shout out to Aunt Connie and her socks
🤣🤣🤣
.ARRIOTT BOUNTIFUL STUPID...
Not for me. It's 4X multipliers make my other Marriott cards gather dust, as I accumulate points and free nights.
What works for some may not fit for others.
I guess it depends on what you're looking for. For a $250 annual fee, that's a high price to pay for 4X categories as well as a $15k free night (and that night is capped at 50k?!). There are a lot of other cards out there that can do the same with much better value. For example, the Gold card gets you 4X on the same categories but you could transfer it to Marriott if you wanted or another transfer partner.
@@TheCreditFrog your points are valid, but I'm trending towards personal simplification. I'm pretty certain Bountiful will only improve...if not, I may go back to a 35K annual free night, which I find little value in. 4X is 4X and the fact that it covers groceries is MY sweet spot.
Meanwhile, I'll ve discarding my convoluted $695 Plat and it's "stupid" traits system. Saks..😀
An ever increasing fee card whose multipliers are ridiculously dysfuntunctional...unless you travel for work.
Now the Brilliant, I can make sense of..
@@kinart2543 Hey, I can get behind simplification for sure! As long as you find value in the card you have - no problem. I think it's great you've found a way to do without the Amex Platinum. I'm also toying with a similar decision myself, but we'll have to see! Brilliant is awesome, but the $25 monthly dining credit kind of sucks to deal with.
@@TheCreditFrog Seattle mind the dining credit because it's not relegated 21 or two specific restaurants like the gold or platinum. That aside I figured two or three stays with breakfast More than pays for The car.
D with the eighty five k free night.
So now I have to downgrade my ritz in order to get it..
Ask for hotels through Marriott.Try the arizona built more off season like now or in the winter. Meteor at the hacienda del mar in kabul is not a bad stay.