CHAPTERS BELOW 👇 I couldn’t make this talk on tax and health insurance any sexier so you got what you got 😁 Example of an emergency room visit: Emergency Room Visit In Rural Thailand, How much!? 🇹🇭 th-cam.com/video/PYrGB6lxZOI/w-d-xo.html BEST DEAL ON A VPN: Secure your privacy with Surfshark! Enter coupon code NAKEDGURU for an extra 4 months free at surfshark.deals/NAKEDGURU 🍄 MUSHROOMS: Get Discounted Fruiting Body Mushroom Supplements Thailand & Worldwide Shipping: shorturl.at/zAMqs Use Coupon code: BAMBOO10 00:00 No Gift Policy 00:21 Disclaimer 00:36 How Much Is Our Land Tax? 01:01 How Much Is Bin Collection? 01:30 Tax For National Health Insurance 01:47 Universal Health Care Thailand 02:50 Opd abs Young Monthly Grants 03:58 Monks Hospital Treatment 04:26 Minimum Fee In Hospitals For Thais 04:47 Whey Are The Hospitals Like? 05:30 Its Still Expensive For Expats 05:46 Private Insurance 06:41 Land Tax 07:17 Comparing With The UK 07:31 The UK Health System Is Better 07:47 Thailand Look After Farmers 09:10 Food For Thought 09:29 Interview With My Wife On Tax 13:21 Conclusion
I am from the US and I greatly prefer the health care system here in Thailand. I had cancer and the total cost for the removal and 6 nights in the hospital in the US would have cost $35,000 to $55,000 US dollars with my part being $13,500. I had the removal done in Bangkok for $9,000 US dollars (total for everything). In recovery I was in one of those VIP suits for about $120 per night but I took a bad turn and they moved me to the general ward so they could monitor my vital signs and take blood every hour and generally keep a closer eye on how I was doing. There were 12 other people on the floor and I enjoyed watching the doctors and nurses work and their and the other patients demeanor was so pleasant I stayed in the general ward. Additiaonlly, the food was really, really good better than most restaurants.
In 2010, I contracted an amoeba in a mountain village. I started getting fever and chills on the way back to Chiang Mai. Two days later I rode a tuk tuk to the hospital. The labs, medicine drips, doctor, nurses, 3 days, 2 nights in a private room with a mountain view cost me out of pocket $657. That would have easily cost $30,000 in the US.
We went to Bangkok Hospital i Phuket with our child then 3yr old with bad earinfection. In less than an hour we got to see a nurse who got the fever down, a general doctor and then a specialist. Prescription in hand used at the pharmacy on site. All in all less than an hour. 3000 baht.. We did have travelinsurance, but didnt bother using it due to the low cost. This is a close to Rank #1 hospital in the world by any standards.
No UK refuse collection once per week. We have yearly or monthly rates bill about £1200 per year. Depends on house size. My other family members pay between £2000 and £2700 per year, slightly cheaper if you pay in full. Unfortunately, the NHS has been run into ruin. I have had medical health insurance for years, which I object to on principle, but having children, ensured they didn't suffer. As I get older, and the NHS deteriorates further, it maybe was a better investment on my part!!!! Yes I think a huge amount of UK money is wasted.
Wow super expensive 👀😆. In Ireland 🇮🇪 you couldn’t buy a packet of chewing gums in the shop for this price!. Best of luck with the new build and thank you for your content 👌.
Thai healthcare is great. I've been to two clinics for minor injuries, dental cleaning, and laser removal of some skin blemishes. In all cases I was in and out in less than an hour and never paid more than 100 dollars for treatment, medication, and paperwork. You'd be lucky to get out after 5-6 hours wait in Canada. Also prescriptions are at least 50 percent cheaper there. The facilities have all been clean and modern and the staff very well trained and super.
In Khon Khan hospital they have a proton beam therapy unit which is a massive advantage over radiation therapy. Very safe, very very effective with no side effects or very very little in cancer treatment. There is no proton beam therapy in the UK and Ireland we have to go to the Check republic for the treatment usually cost 30000 euros for prostate cancer. Radiation therapy can Not be used in brain cancer but proton beam therapy can because it’s so safe.
The way Thailand can accomplish the current health care system is to not let the for profit sector control the price completely. The government is able to establish low cost structure for major medicine sold in the country. And also, the government sponsors ALL medical studies in Thailand. So many many doctors have to work under central policy. Westerners might think this is horrible for health care professionals. However, all health care professionals get much higher standard of living than average Thais. Medical providers just don't get to ask for any price they want.
I also suspect that medical malpractice lawsuits and insurance that drive up healthcare costs in North America and Europe are less of an issue in Thailand .
Thanks for this update. I have been in a hospital in Phuket - a government run one - and it was absolutely excellent. I was seen promptly by a doctor who was able to advise treatment. Incidentally, I have been going to Bangkok for the last 18 for teeth treatment. I have many implants and all but two have been placed in Thailand. The treatment is absolutely wonderful and the staff are just the best. I go to BIDC in Din Daeng, Bangkok.
Bins! We're 16km from Chanthaburi city, bins are cleared seven days a week, only effort is we have to take our rubbish, and separated recyclable materials, a whole 250m from house to the roadside collection bins. We pay 720 baht a year for this service. No complaints!
Separation of recyclables has been heavily promoted locally in the past year, what it has encouraged though is people with their salaeng sidecar keeping ahead of the rubbish contractor truck and taking the glass, plastic etc to sell privately as it's already sorted for them. The spirit of competition!
Sometimes they collect the garbage 2 times per week here in Rayong. Usually about 2-3 am. I sometimes hear them. Recycling is done by a daily assortment of bin pickers that cruise the street! Total cost per year for garbage collection: B350 or U$D 10. No complaints!
I'm outside Chanthaburi too. 2 times a week on Trash. Recycling I bag as we go along drop it off when I have a load and they give us cpl hundred baht which I walk next door and purchase more water with.. Pretty simple.
Hey dude in a hat. I've lived in Fang for the last two years ,and your experience is correct, except if the Thai citizen has to go to a hospital in another area away from where they live then they pay in full. Under their medical system They are only covered in the area that they live in, I know this from the Thai family that I live with.
Hi there for my opinion I live in Thailand. 1.Treated at a government hospital You have to wait in line for a very long time, at least 5-7 hours, before you can see a doctor. Even if you have an appointment with the doctor, you have to wait in line like that. Treatment in private hospitals Treatment costs are expensive, but in exchange for convenience, fast, good service they will treat you like a prince and no need to wait in long queues like in government hospitals. The quality of treatment is similar. 2. About social security rights If you have it, it's good because you can get treatment at the private hospital where you're registered. But now public and private hospitals have private rooms that look like 5-2 star hotels but you have to pay extra. Depend on with Hospital you in. For foreigners whom not have social security go buy health&accident insurance but that also expensive but better than you have nothing. 3.Child support(only for Thai citizen)from government 600 baht. Household members have an average income not exceeding 100,000 baht per person/per year.
Yes! I worked at an English Programme School in Ban Chang, near to Rayong. My understanding is there are several 'levels' of school but I'd be really interested in hearing Ryan's take on the education system.
Hi Ryan I don't cement much on your channel but me and my wife watch all your videos. My wife is thai and she is up to speed with everything in Thailand we are living in the uk at the moment .but moving to maha sarakham in the next couple of years or so .its not far from you i know we already have a house there that we go to for a months holiday each year.I find your videos very interesting and good info 👍 I find thai hospital,s much better than the uk Ian
Thailand is a great country, and lovely people, I have visited 10 times I hope they maintain its culture and respect ,keep the bad out,unlike the uk ,which is going down hill fast You have a lovely family and life ,you made the right move Thanks for sharing
I pay a yearly 'Council fee' of AUD$2700 for bin collection, sewerage fees and 'security', which we see a security vehicle drive by maybe once a year. This is upon federal taxes (Medicare, roads, salary taxes (47c for every dollar earnt), welfare, military, etc) and a Goods and Services Tax of 10% on just about everything you buy, including gas, electricity, water usage, groceries, fuel (already Federally taxed), eating out, coffee etc and other things. We are one of the most overtaxed countries in the world. I think I might move to Thailand.
As a monk I used to get health care for free in Thailand, always placed in front of the lines in hospitals. I absolutely destroyed some of my teeth drinking all those sugar drinks afternoon. Going to the dentist in Ubon was scary, but I have to say that they did a great job that is still good after 20 years.
My annual property tax costs in the USA was over $10,000 before I sold and began traveling. Health insurance was over $4000 annually. Looking at all the government subsidies, healthcare, etc., provided in Thailand and their low tax rates, I don't understand how they do it!
They are able to do this because of ‘corruption’ … you notice the ‘no gifts’ sign he mentioned at the start of the video. Well Thailand (and Asia in general, or at least the non westernized countries) are ‘famous’ for their ‘corruption’, but it’s a very different form of ‘corruption. Take the word ‘gifts’, that’s not just an ironic use of the word, in Thailand most of the ‘bribery’ is really just part of the Buddhist tradition of ‘merit’ and karma (the belief good deeds return good luck,) so it’s very normal for Thais when dealing with government workers (and businesses) to bring them gifts, usually of food, in order to bring good karma to the transaction. So in essence a lot of ‘karma’ transactions would be considered bribery in the west (and unfortunately in my opinion, these western ideas are starting to work their way into Thailand as well, because as usual, the west in its ‘superiority’ demands other countries change their internal laws to be more western if they want to keep good relations with Western countries.) But how does that help to make things less expensive you may ask? Well if you want to fight ‘corruption’ you first need to set up systems to identify what things will be considered corruption, systems to monitor those identified acts of corruption, systems to judge if someone has acted corruptly, systems to enforce the anti corruption laws, systems to educate the businesses and ensure they understand the differences and how to avoid corruption, then you need to staff and train the people who work in this anti corruption system, and once you have this anti system in place you start to see every aspect of life, from driving, to educating, to building you home, to selling food from a food cart, as being in need of if not exactly an anti corruption system, at least a set of rules and regulation (which also will need a large workforce to develop, implement and enforce) to ‘protect’ us from the crime of bringing a small basket of fruit to a front line worker to help bring good karma to the simple transaction. So, now you have a big government anti corruption infrastructure created, which of course the ‘capitalists’ will start to complain is too onerous and inefficient, not in order to end those costly and inefficient systems, but to outsource them to the private sector where preventing 100 baht worth of ‘good karma’ (ie. “Bribery”) becomes thousands and thousands of baht worth of taxes and fees needed to pay for ‘karma prevention’! Then to make matters worse instead of that 100 baht being spent by a local government clerk to take his family out to dinner one night, the thousands and thousands of baht going to private contractors gets sent to the West to some ‘parent company’ to be spent on a swimming pool for some rich CEO’s third mansion! So, instead of some nice inexpensive ‘karma’ that stays within the local economy contributing to the local people, you have an expensive system of rules, regulations, their administration and enforcement, of which much of the money derived from the system ends up leaving the local economy and contributing very little if anything to the local economy other than just leaving the people with everything being much more expensive! … welcome to crony capitalism, the organized, centralized, and controlled by the rich elites form of capitalism, rather than an actual ‘market system’!
That tax amount is peanuts! 😅😅😅 Property taxes are very high in the US. A lot of people lose their properties if they fail to pay their taxes. It is very sad that they purchased the property and can lose it if they don't their property taxes.
The NHS is finished in the UK. My good friend waa told he had cancer waited 5 months for an op was told not all the cancer was gone not given any chemo waited another 3 months to see a doctor was then told to late go home to die died about 2 months ago.
I'm told the largest growing homeless demographic in Amerika is elders on fixed income, who cannot keep up with tsxes, insurances, utilities, medical expenses, fuel, food costs, etc. Pretty sad isn't it. They keep you on the treadmill until your dead in Amerika...🙄
Think the Thai Healthcare system is fantastic. From local clinic to the local hospital. Always been first class service from staff, well equipped and treatment has been very fast. Also had to use clinic on Ko Samed and although we had to initially pay for the treatment for our son the service was first class. If I compare the UK and Thai Healthcare system I know that I would be far happier with the Thai one. My current experience with the UK health system is ongoing and it is shocking. Embarrassing. The system is failing.
Land Tax is different for each city, county and tax in the US. Some states and cities are crazy expensive. It is taxed differently depending if you have a house, land or farming the land. For example, rural county TN for 2 acres is about a $150 a year. I have another 2 acre property next to it with a house on it and the tax on it is $2000. Go to the next county over to a major city with the same size house and the tax with a house is about $4000 a year. That is consider cheap in certain places like NY or Cal.
We live in Mae Rim, Chiang Mai and our Thai friend has to wait all day to see her doctor & a long time to get meds from the hospital pharmacy.. the reputation of the government health support locally is very different to yours there.. best that you dont move
General hospitals are stretched. As in any country. It's the same with Lamphun general. At my private hospital I use I'm usually in and out in less than an hour.
If her dad crashed his motorbike the compulsory 3rd party insurance you get when you register your car or bike each year would cover medical. Of course some people don’t. I have car, it’s about 645 baht including tax and covers for 500,000 baht per person in the vehicle. As for taxes most country people pay in the form of VAT, fuel taxes and sin taxes on booze and smokes. All of which are still lower than anywhere in the West. As for where does the money go in the UK you’d be amazed how expensive wars and warmongering are. $US4000 for just one 155mm shell. Putting illegal aliens instead of paying tourists in hotels and paying them to stay doesn’t help the bottom line either. The last time I was put up for free here was never and that’s the way it should be. And all paid with borrowed money. Just read in Birmingham they're reducing garbage collection to every two weeks, closing libraries and turning off or dimming the lights at night because they're totally broke and can’t pay the power bill. This in the first city in the world lit by gas lights in the 1800’s and now its in the dark. Just saying.
The crazy thing is these rates wouldn't even cover the salary of the person processing it. Each district has govt offices with a tax department that likely costs 1 million baht a year to operate, and they collect about 100,000 baht per year 🤣🤣
In Chiang Mai a couple of years ago I had my foot run over by a truck, ouch. In the main hospital I found a sparkling clean facility, staff professional and efficient. consultation, x-rays, painkillers and exit interview cost a total of $32 US dollars. Would have been around $3,000 in the States, thanks to the payoffs the politicians get from the insurance companies.
Low land/house tax for me is a major draw for me to retire in Thailand. 500-700 USD a month in property tax savings adds up quickly. Regarding hospitals like many I have had first rate experiences with hospitals in Thailand.
I was in Bangkok hospital ICU with a very dangerous flesh-eating bug Necratitis Fasciitis, it was 7* treatment it was brilliant, I believe if I'd stayed there instead of being returned to the UK NHS I would not have had my leg amputated, please tell your viewers to ALWAYS HAVE TRAVEL INSURANCE!!
@susanquigley8383 after @thenakedguru Ryan compared his lovely wife, Damo, at the beginning of the vlog to a "duck", in the way she was walking, couldn't you come up with better than "horses mouth"? Maybe *sses mouth? 🤣 🤣 🤣
We don't have garbage collection in my village. We burn our trash. But we save what we can for use again. Like water bottles and plastic bags. Food waste we leave for the dogs.
We pay 600$usd in tax for a empty lot around 1 ray near pattaya, would be cheaper if we put a home or farm use. City life, mon house next door is 30$ usd a year,
The health care experince you described here is very different than what my Thai wifes family they are also on the social security system near Ayutthaya. It is extremely minimal and not good. They are forced to go to a local village hospital under this system that really isnt capable of anything. Maybe 2 doctors there. Over the years, the family has had plenty of ailments missiagnosed. Almost lead to death. My wife had to step in and force the hospital to do things such as testing that they didn't want to do which ends up with the family members being transferwd to better hospitals in Bangkok. Even then, most of the testing like cat scans arent covered. I had to step in and pay out of pocket for all kinds of stuff. No 5 star rooms ever. 1/2 star rooms shared with many people. We pay extra for private insurance for her neice. Glad to hear its better in your provence. I hear with decent private insurance, you do get top noch treatment in Thailand.
Wow😮 here in UK…Tax tax tax…income tax, NI tax basically for your pension, Council Tax going up up up for bins emptied and street lights oh and Police that won’t come out, for roads full of potholes…BUT Councils have had their budgets slashed and COVID cost ££££ putting everyone, not me I had to work, on furlough so full pay to sit in the garden getting drunk…it cost UK £70 billion? And NHS…I have a health diagnosis and 8 months later on a waiting list😢stay in Thailand 🎉
The 'pension' is low because 2/3 of all Thai are not 'in the system'. They do not pay personal tax, they don't have bank accounts, they live in a majority cash or barter exchange. So the country relies upon income from the other 1/3 of taxpayers & industry.
It probably works out very similar to Australia and similar countries: Big Businesses and their very wealthy owners and senior management have the money and means to legally(?) avoid paying tax, or only paying very little compared to their income size. Then, there's the opposite end of the scale, where people live on social security payments, live in government owned housing, doing odd jobs for cash in hand or have larger families for which they claim extra government payments and live at their 'comfort level' and avoid taxes. Oh and among them are the criminals who make decent money by causing suffering for others and don't pay taxes. Then there's those in between, the 'honest' middle income person, pays all taxes due and finds themselves in an ever increasing battle to survive.
Here in Tanzania, East Africa, health care is essentially free (a very small fee though). But private hospitals cost some money if you are not insured. Many countries are better than what some Westerners might think.
Land tax is high here in the US and it’s absolutely necessary to provide jobs for many people who go into work and do about 30 minutes of work per day.
Very interesting topic... well, at least, to me and a few others.... :) For reference, in central California, property tax runs about 1600-1700 USD per year, for a 0.3 acres lot, plus a 50-year-old house, no improvements, original owner, in a suburban residential area. As far as I am aware, this is likely about as cheap as it gets; generally, it will be much higher for a newer house, which has seen multiple owners/turnovers & improvements, and was purchased more recently - due to how they calculate property value for tax purposes. I believe that the bulk - say 90% - of the tax comes from the estimated house value, not the land value. Free socialized medicine in the US is limited to the poor, defined as earning less than 138% of the federal poverty level (FPL). For a single person, this works out to earning less than about 20K USD per year. This program is called Medicaid (in California, they call it Medi-Cal). Medicare - for retired people age 65 and up - is NOT free. They deduct a montly premium from a retiree's Social Security benefit. In addition, the coverage is not 100%. In order to extend the coverage and avoid large out-of-pocket expense, you need to get a supplemental insurance plan - generally known as a Medigap plan (there is another option called Medicare Part C, generally known as Advantage plans, but that gets more complicated). In central California, for a person about 90 years old, the Medicare premium, plus a Medigap plan, runs about 450-500 USD per month. Note that this still does not cover dental or vision - you need to purchase an additional plan to cover those issues, or pay out-of-pocket. The US is defnitely not a place where you want to get sick/injured, without medical insurance. You will never get turned away at a hospital for an emergency, but you can end up with a financially crippling bill. A relatively straightforward emergency surgery, such as an appendectormy, without complications, can easily run north of 30K-40K USD, out-of-pocket. Just wanted to contribute my admittedly limited 2 baht of knowledge to this fine vlog. I, too, am no expert, and anything I say can be partially or entirely wrong. Feel free to correct, or ignore and move right along.... :)
Thanks for this info Ryan. Since farang cannot own land, this is news to me. We DO know in the west our taxes are being squandered. People are waking up more and more.
I'd love to know more as to how a Farang can participate in the Thai social security system and get free health care. I didn't think it was possible. Could you give me a few pointers. Ta.
Got to play that tax game, write offs and devaluation of things. How does it work with your self-employment there? As you farm and grow food and animals can you claim the farm land tax credit? Can anyone claim on it, what if you lease a few acres to grow something for export?
In Thailand we do not have illegal immigrants nor Asylum rights. Also do not jump into wars in other countries which is the 3rd world country UK or Thailand?
I was in horror as I’ve got 1 rai of land and not paid a penny in 8 yrs until he said how much per year.i pay 20b for the bins but I put out about 6 bins.
Thanks for the great insite into these less covered subjects. Do live in the far north of Thailand? Are you far from a larger town/city? I've been looking around a bit in the north with the thought of settling later in life.
About the topics, I mostly agree with. In my opinion and based on my experience, if you have a general health concern, a government hospital is sufficient. However, when it comes to serious health issues, a private hospital is better. This is not because government hospitals are not good enough, but mostly because they have too many patients. That's why a private hospital is the better option if you can afford it.
My property tax is $300/month. I live in a very low cost of living area, with an unattractive public school system. This outlay represents ~20% of my yearly outlay. Taxation is theft.
It is, but what would your country be like with zero functioning government. They have to take from somewhere to fund the mismanagement. I get dinged all over. Property tax, sales tax, gas tax, social security tax, Medicare, Medicaid, and other junk taxes. Before deductions, they take something like 55 percent. While I hate it and can see the blatent mismanagement, it's a necessity evil no one has this far been able to improve on. I pay close to $10,000 USD a year just for property tax. Meanwhile, the government is giving out golden tickets also known as Section 8 to people who more or less don't work. The tickets are good for 10 years of 70% of rent being paid. That adds up to about $250,000 around here. Free! That's where your taxes go.
Great vid!! Not possible to pay online? My wife (Thai) is considering buying Thai land for later (retirement) though we'll live abroad for another couple decades.
While I've been in Thailand nearly 3 years ago unfortunately I managed to get covid plus one ugly allergy. I've been with my future wife at hospital to get check... treatment everything and paid nothing ( this was in Lampang).
@@thenakedguru its a pleasure to see you there...had to look for my parents the last 5 years in germany......we pay for maybe a similar grounds in germany ,country side 60 km near Köln:::3000 euro a year ,,,around
CHAPTERS BELOW 👇
I couldn’t make this talk on tax and health insurance any sexier so you got what you got 😁 Example of an emergency room visit: Emergency Room Visit In Rural Thailand, How much!? 🇹🇭
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00:00 No Gift Policy
00:21 Disclaimer
00:36 How Much Is Our Land Tax?
01:01 How Much Is Bin Collection?
01:30 Tax For National Health Insurance
01:47 Universal Health Care Thailand
02:50 Opd abs Young Monthly Grants
03:58 Monks Hospital Treatment
04:26 Minimum Fee In Hospitals For Thais
04:47 Whey Are The Hospitals Like?
05:30 Its Still Expensive For Expats
05:46 Private Insurance
06:41 Land Tax
07:17 Comparing With The UK
07:31 The UK Health System Is Better
07:47 Thailand Look After Farmers
09:10 Food For Thought
09:29 Interview With My Wife On Tax
13:21 Conclusion
I am from the US and I greatly prefer the health care system here in Thailand. I had cancer and the total cost for the removal and 6 nights in the hospital in the US would have cost $35,000 to $55,000 US dollars with my part being $13,500. I had the removal done in Bangkok for $9,000 US dollars (total for everything). In recovery I was in one of those VIP suits for about $120 per night but I took a bad turn and they moved me to the general ward so they could monitor my vital signs and take blood every hour and generally keep a closer eye on how I was doing. There were 12 other people on the floor and I enjoyed watching the doctors and nurses work and their and the other patients demeanor was so pleasant I stayed in the general ward. Additiaonlly, the food was really, really good better than most restaurants.
Thanks for sharing Hugh - appreciate it
Hope you are doing well now 👍🙏
If you are American wouldn't any other country be better for health care?
which hospital was it?
@@hobo1704 USA still has the best Healthcare doctors, yet the fees are very high...very very expensive for doctors and hospital stay.
@@AndyPat239 it was the government hospital- Siriraj
Better than Australia, politicians get all the benefits.
Thailand is better than Australia?? Delusion
Only in your town. Where I live taxes fund services.
In 2010, I contracted an amoeba in a mountain village. I started getting fever and chills on the way back to Chiang Mai. Two days later I rode a tuk tuk to the hospital. The labs, medicine drips, doctor, nurses, 3 days, 2 nights in a private room with a mountain view cost me out of pocket $657. That would have easily cost $30,000 in the US.
Says more about us health care than anything, would have cost somewhere in the neighborhood of 30$ here in Sweden🤷♂️
We went to Bangkok Hospital i Phuket with our child then 3yr old with bad earinfection. In less than an hour we got to see a nurse who got the fever down, a general doctor and then a specialist. Prescription in hand used at the pharmacy on site. All in all less than an hour. 3000 baht.. We did have travelinsurance, but didnt bother using it due to the low cost. This is a close to Rank #1 hospital in the world by any standards.
This is the hospital I went to too! I had excellent treatment there.
@@LouDeVere did you use insurance policy or cash?
My property tax on my primary residence in the US is 220kTHB or $6000 US. I have a very modest 3 br 2bath house on a less than 1/4 of acre
Am retiring in 14 months and can't wait to get out of the UK.
Love your vlogs, what a lovely family.
Best of luck with the retirement 👍
Bins collected daily in UK? Bi weekly matey and costs a fortune!
Very interesting to hear about this Ryan.
Good to know my friend 👍🙏
No UK refuse collection once per week. We have yearly or monthly rates bill about £1200 per year. Depends on house size. My other family members pay between £2000 and £2700 per year, slightly cheaper if you pay in full. Unfortunately, the NHS has been run into ruin. I have had medical health insurance for years, which I object to on principle, but having children, ensured they didn't suffer. As I get older, and the NHS deteriorates further, it maybe was a better investment on my part!!!! Yes I think a huge amount of UK money is wasted.
Mainly on Politicians !
Wow super expensive 👀😆. In Ireland 🇮🇪 you couldn’t buy a packet of chewing gums in the shop for this price!. Best of luck with the new build and thank you for your content 👌.
😂🙏
I pay $3600 USD per year for home owners tax and $1600 per year for home owners insurance.
My council tax in London was £140 per month for a one-bed flat. Rubbish was collected once every two weeks.
Thai healthcare is great. I've been to two clinics for minor injuries, dental cleaning, and laser removal of some skin blemishes. In all cases I was in and out in less than an hour and never paid more than 100 dollars for treatment, medication, and paperwork. You'd be lucky to get out after 5-6 hours wait in Canada. Also prescriptions are at least 50 percent cheaper there. The facilities have all been clean and modern and the staff very well trained and super.
In Khon Khan hospital they have a proton beam therapy unit which is a massive advantage over radiation therapy. Very safe, very very effective with no side effects or very very little in cancer treatment. There is no proton beam therapy in the UK and Ireland we have to go to the Check republic for the treatment usually cost 30000 euros for prostate cancer. Radiation therapy can Not be used in brain cancer but proton beam therapy can because it’s so safe.
Which hospital in Khon kaen? there are three government and three private hospitals in the city and many others around the province.
The way Thailand can accomplish the current health care system is to not let the for profit sector control the price completely. The government is able to establish low cost structure for major medicine sold in the country. And also, the government sponsors ALL medical studies in Thailand. So many many doctors have to work under central policy. Westerners might think this is horrible for health care professionals. However, all health care professionals get much higher standard of living than average Thais. Medical providers just don't get to ask for any price they want.
I also suspect that medical malpractice lawsuits and insurance that drive up healthcare costs in North America and Europe are less of an issue in Thailand .
Thanks for this update. I have been in a hospital in Phuket - a government run one - and it was absolutely excellent. I was seen promptly by a doctor who was able to advise treatment. Incidentally, I have been going to Bangkok for the last 18 for teeth treatment. I have many implants and all but two have been placed in Thailand. The treatment is absolutely wonderful and the staff are just the best. I go to BIDC in Din Daeng, Bangkok.
do BIDC organize a medical visa for you?
I love that the Kingdom of Thailand looks after its own
Where do you get this nonsense....lol.hahaha.
4 families control 50 % of the Weslth......lol.hahaha. if that's what you mean
Bins! We're 16km from Chanthaburi city, bins are cleared seven days a week, only effort is we have to take our rubbish, and separated recyclable materials, a whole 250m from house to the roadside collection bins.
We pay 720 baht a year for this service. No complaints!
Winning my friend 👍👍👍
Separation of recyclables has been heavily promoted locally in the past year, what it has encouraged though is people with their salaeng sidecar keeping ahead of the rubbish contractor truck and taking the glass, plastic etc to sell privately as it's already sorted for them. The spirit of competition!
Sometimes they collect the garbage 2 times per week here in Rayong. Usually about 2-3 am. I sometimes hear them. Recycling is done by a daily assortment of bin pickers that cruise the street! Total cost per year for garbage collection: B350 or U$D 10. No complaints!
I'm outside Chanthaburi too. 2 times a week on Trash. Recycling I bag as we go along drop it off when I have a load and they give us cpl hundred baht which I walk next door and purchase more water with.. Pretty simple.
Hey dude in a hat.
I've lived in Fang for the last two years ,and your experience is correct, except if the Thai citizen has to go to a hospital in another area away from where they live then they pay in full.
Under their medical system They are only covered in the area that they live in, I know this from the Thai family that I live with.
Thanks for sharing Russ 👍👍
😂They are now in the process of linking all the hospitals together under the UC system
Hi there for my opinion I live in Thailand.
1.Treated at a government hospital You have to wait in line for a very long time, at least 5-7 hours, before you can see a doctor. Even if you have an appointment with the doctor, you have to wait in line like that.
Treatment in private hospitals Treatment costs are expensive, but in exchange for convenience, fast, good service they will treat you like a prince and no need to wait in long queues like in government hospitals. The quality of treatment is similar.
2. About social security rights If you have it, it's good because you can get treatment at the private hospital where you're registered. But now public and private hospitals have private rooms that look like 5-2 star hotels but you have to pay extra. Depend on with Hospital you in.
For foreigners whom not have social security go buy health&accident insurance but that also expensive but better than you have nothing.
3.Child support(only for Thai citizen)from government 600 baht. Household members have an average income not exceeding 100,000 baht per person/per year.
For example , Thai dental clinics (like Sea Smile) outclass dentist services in Sydney !.
I would really love for you to do a video on schooling and what it would cost to send children to school.
im loving the information you share
Yes! I worked at an English Programme School in Ban Chang, near to Rayong. My understanding is there are several 'levels' of school but I'd be really interested in hearing Ryan's take on the education system.
Prices range from 80k -1M THB per year for English program or International schools
Watched this GREAT video TWICE. Very informative. Thank you for taking the trouble to record and edit this.
Glad it was helpful 👍
Hi Ryan
I don't cement much on your channel but me and my wife watch all your videos. My wife is thai and she is up to speed with everything in Thailand we are living in the uk at the moment .but moving to maha sarakham in the next couple of years or so .its not far from you i know we already have a house there that we go to for a months holiday each year.I find your videos very interesting and good info 👍 I find thai hospital,s much better than the uk
Ian
Thailand seems to be far ahead in a lot of things than the UK x
Who isn't!
it looks after its own - the way it should be ! Unlike the UK which puts its own at the bottom of the pile for many things.
I am in uk ,we pay our taxes for the wrong type, and wars aboard
Thailand is a great country, and lovely people, I have visited 10 times I hope they maintain its culture and respect ,keep the bad out,unlike the uk ,which is going down hill fast
You have a lovely family and life ,you made the right move
Thanks for sharing
Great content Ryan. Well received, I am sure.
I pay a yearly 'Council fee' of AUD$2700 for bin collection, sewerage fees and 'security', which we see a security vehicle drive by maybe once a year. This is upon federal taxes (Medicare, roads, salary taxes (47c for every dollar earnt), welfare, military, etc) and a Goods and Services Tax of 10% on just about everything you buy, including gas, electricity, water usage, groceries, fuel (already Federally taxed), eating out, coffee etc and other things. We are one of the most overtaxed countries in the world. I think I might move to Thailand.
Dammo is so cute. God bless you good people. I love watching your videos. The "Guru" is a blessed soul.
My uk council tax in UK is £140 month, that's lowest level. Bins collected every week and we have small bins the big ones was taken away years ago
Fascinating stuff. Never knew Thailand had any social benefits/ payments. Quite an aye opener, thank you.
As a monk I used to get health care for free in Thailand, always placed in front of the lines in hospitals. I absolutely destroyed some of my teeth drinking all those sugar drinks afternoon. Going to the dentist in Ubon was scary, but I have to say that they did a great job that is still good after 20 years.
My annual property tax costs in the USA was over $10,000 before I sold and began traveling. Health insurance was over $4000 annually. Looking at all the government subsidies, healthcare, etc., provided in Thailand and their low tax rates, I don't understand how they do it!
They are able to do this because of ‘corruption’ … you notice the ‘no gifts’ sign he mentioned at the start of the video. Well Thailand (and Asia in general, or at least the non westernized countries) are ‘famous’ for their ‘corruption’, but it’s a very different form of ‘corruption.
Take the word ‘gifts’, that’s not just an ironic use of the word, in Thailand most of the ‘bribery’ is really just part of the Buddhist tradition of ‘merit’ and karma (the belief good deeds return good luck,) so it’s very normal for Thais when dealing with government workers (and businesses) to bring them gifts, usually of food, in order to bring good karma to the transaction.
So in essence a lot of ‘karma’ transactions would be considered bribery in the west (and unfortunately in my opinion, these western ideas are starting to work their way into Thailand as well, because as usual, the west in its ‘superiority’ demands other countries change their internal laws to be more western if they want to keep good relations with Western countries.)
But how does that help to make things less expensive you may ask? Well if you want to fight ‘corruption’ you first need to set up systems to identify what things will be considered corruption, systems to monitor those identified acts of corruption, systems to judge if someone has acted corruptly, systems to enforce the anti corruption laws, systems to educate the businesses and ensure they understand the differences and how to avoid corruption, then you need to staff and train the people who work in this anti corruption system, and once you have this anti system in place you start to see every aspect of life, from driving, to educating, to building you home, to selling food from a food cart, as being in need of if not exactly an anti corruption system, at least a set of rules and regulation (which also will need a large workforce to develop, implement and enforce) to ‘protect’ us from the crime of bringing a small basket of fruit to a front line worker to help bring good karma to the simple transaction.
So, now you have a big government anti corruption infrastructure created, which of course the ‘capitalists’ will start to complain is too onerous and inefficient, not in order to end those costly and inefficient systems, but to outsource them to the private sector where preventing 100 baht worth of ‘good karma’ (ie. “Bribery”) becomes thousands and thousands of baht worth of taxes and fees needed to pay for ‘karma prevention’!
Then to make matters worse instead of that 100 baht being spent by a local government clerk to take his family out to dinner one night, the thousands and thousands of baht going to private contractors gets sent to the West to some ‘parent company’ to be spent on a swimming pool for some rich CEO’s third mansion!
So, instead of some nice inexpensive ‘karma’ that stays within the local economy contributing to the local people, you have an expensive system of rules, regulations, their administration and enforcement, of which much of the money derived from the system ends up leaving the local economy and contributing very little if anything to the local economy other than just leaving the people with everything being much more expensive! … welcome to crony capitalism, the organized, centralized, and controlled by the rich elites form of capitalism, rather than an actual ‘market system’!
Forget about Thailand,the Ukraine is much better!
Lottery helps...
@@BrunoHeggli-zp3nl "**The**" Ukraine ... ;-)
@@BrunoHeggli-zp3nl how long have you lived there?
That tax amount is peanuts! 😅😅😅 Property taxes are very high in the US. A lot of people lose their properties if they fail to pay their taxes. It is very sad that they purchased the property and can lose it if they don't their property taxes.
Peanuts cost a lot more than that here. About $10 NZD for a small bag.
@@craigdawson7632good point! Our cost of living also sucks big time!
My property tax back in Arizona, USA is about $3,000 per year for a three bedroom house...
The NHS is finished in the UK. My good friend waa told he had cancer waited 5 months for an op was told not all the cancer was gone not given any chemo waited another 3 months to see a doctor was then told to late go home to die died about 2 months ago.
Sorry to hear about your friend 🙏
gees m8 that is a shocker. so sorry for your friend😢
@fffss1314 that's very sad. I've heard that more than once here in Australia 😢
🤬🤬🤬
I'm told the largest growing homeless demographic in Amerika is elders on fixed income, who cannot keep up with tsxes, insurances, utilities, medical expenses, fuel, food costs, etc. Pretty sad isn't it. They keep you on the treadmill until your dead in Amerika...🙄
thats wild , property tax in Toronto Canada is $2-5k per year on a small house
Think the Thai Healthcare system is fantastic. From local clinic to the local hospital. Always been first class service from staff, well equipped and treatment has been very fast.
Also had to use clinic on Ko Samed and although we had to initially pay for the treatment for our son the service was first class.
If I compare the UK and Thai Healthcare system I know that I would be far happier with the Thai one. My current experience with the UK health system is ongoing and it is shocking. Embarrassing. The system is failing.
Thanks For Creating And Sharing
This is food for thought! The west is gone! Hope that Thailand will continue to have it like this.
Land Tax is different for each city, county and tax in the US. Some states and cities are crazy expensive. It is taxed differently depending if you have a house, land or farming the land. For example, rural county TN for 2 acres is about a $150 a year. I have another 2 acre property next to it with a house on it and the tax on it is $2000. Go to the next county over to a major city with the same size house and the tax with a house is about $4000 a year. That is consider cheap in certain places like NY or Cal.
The "bins" in England, get emptied once every two weeks, alternating refuse one week, recycles next....value for money, or what?☺😀😂😢
We live in Mae Rim, Chiang Mai and our Thai friend has to wait all day to see her doctor & a long time to get meds from the hospital pharmacy.. the reputation of the government health support locally is very different to yours there.. best that you dont move
General hospitals are stretched. As in any country. It's the same with Lamphun general. At my private hospital I use I'm usually in and out in less than an hour.
If her dad crashed his motorbike the compulsory 3rd party insurance you get when you register your car or bike each year would cover medical. Of course some people don’t. I have car, it’s about 645 baht including tax and covers for 500,000 baht per person in the vehicle. As for taxes most country people pay in the form of VAT, fuel taxes and sin taxes on booze and smokes. All of which are still lower than anywhere in the West. As for where does the money go in the UK you’d be amazed how expensive wars and warmongering are. $US4000 for just one 155mm shell. Putting illegal aliens instead of paying tourists in hotels and paying them to stay doesn’t help the bottom line either. The last time I was put up for free here was never and that’s the way it should be. And all paid with borrowed money. Just read in Birmingham they're reducing garbage collection to every two weeks, closing libraries and turning off or dimming the lights at night because they're totally broke and can’t pay the power bill. This in the first city in the world lit by gas lights in the 1800’s and now its in the dark. Just saying.
The crazy thing is these rates wouldn't even cover the salary of the person processing it. Each district has govt offices with a tax department that likely costs 1 million baht a year to operate, and they collect about 100,000 baht per year 🤣🤣
In Chiang Mai a couple of years ago I had my foot run over by a truck, ouch. In the main hospital I found a sparkling clean facility, staff professional and efficient. consultation, x-rays, painkillers and exit interview cost a total of $32 US dollars. Would have been around $3,000 in the States, thanks to the payoffs the politicians get from the insurance companies.
Low land/house tax for me is a major draw for me to retire in Thailand. 500-700 USD a month in property tax savings adds up quickly. Regarding hospitals like many I have had first rate experiences with hospitals in Thailand.
Mobile 5g coverage far superior in Thailand than in Uk.
I had my surgery at Bumrungrad highly recommended
Australia has the same health care , Medicare it comes out of your tax return if working , if you are on the dole it's free.
I was in Bangkok hospital ICU with a very dangerous flesh-eating bug Necratitis Fasciitis, it was 7* treatment it was brilliant, I believe if I'd stayed there instead of being returned to the UK NHS I would not have had my leg amputated, please tell your viewers to ALWAYS HAVE TRAVEL INSURANCE!!
Very informative and good to hear from the horses mouth, so to speak. Thank you
@susanquigley8383 after @thenakedguru Ryan compared his lovely wife, Damo, at the beginning of the vlog to a "duck", in the way she was walking, couldn't you come up with better than "horses mouth"? Maybe *sses mouth? 🤣 🤣 🤣
Can confirm, my yearly property taxes on a single family home in Colorado is almost $7,000/year 😢.
Wow I’ve been very surprised to hear these comparisons from around the world Chris 🙏👍
Hospital care in Koh Samui wipes the floor with the NHS for majority of things .
The hospital s. Are amazing. And the clinic s. A1
We don't have garbage collection in my village. We burn our trash. But we save what we can for use again. Like water bottles and plastic bags. Food waste we leave for the dogs.
I've been in a room in Bumrungrad. Sitting on the sofa waiting for my wife to have a procedure. I almost fell asleep. It was so comfy.
@mikemaloney2949 are you sure that the doctor didn't give you the anaesthetic instead of your wife? 🤣
@@colinb8512 I wish!
Bins In the UK are collected fortnightly .. Great vlog very interesting.
Not true
@@specialized500 True where i live North Tyneside
@@BrianFairlamb which bins are collected once a fortnight ?
@@specialized500 Household general waste, green bins
@@BrianFairlamb so you get a bin collection how often ?
We pay 600$usd in tax for a empty lot around 1 ray near pattaya, would be cheaper if we put a home or farm use. City life, mon house next door is 30$ usd a year,
The health care experince you described here is very different than what my Thai wifes family they are also on the social security system near Ayutthaya. It is extremely minimal and not good. They are forced to go to a local village hospital under this system that really isnt capable of anything. Maybe 2 doctors there. Over the years, the family has had plenty of ailments missiagnosed. Almost lead to death. My wife had to step in and force the hospital to do things such as testing that they didn't want to do which ends up with the family members being transferwd to better hospitals in Bangkok. Even then, most of the testing like cat scans arent covered. I had to step in and pay out of pocket for all kinds of stuff. No 5 star rooms ever. 1/2 star rooms shared with many people. We pay extra for private insurance for her neice.
Glad to hear its better in your provence.
I hear with decent private insurance, you do get top noch treatment in Thailand.
Wow😮 here in UK…Tax tax tax…income tax, NI tax basically for your pension, Council Tax going up up up for bins emptied and street lights oh and Police that won’t come out, for roads full of potholes…BUT Councils have had their budgets slashed and COVID cost ££££ putting everyone, not me I had to work, on furlough so full pay to sit in the garden getting drunk…it cost UK £70 billion? And NHS…I have a health diagnosis and 8 months later on a waiting list😢stay in Thailand 🎉
Would be interesting to understand attitudes and Gov policies towards using traditional Thai medicines vs allopathic.
The 'pension' is low because 2/3 of all Thai are not 'in the system'. They do not pay personal tax, they don't have bank accounts, they live in a majority cash or barter exchange. So the country relies upon income from the other 1/3 of taxpayers & industry.
It probably works out very similar to Australia and similar countries: Big Businesses and their very wealthy owners and senior management have the money and means to legally(?) avoid paying tax, or only paying very little compared to their income size. Then, there's the opposite end of the scale, where people live on social security payments, live in government owned housing, doing odd jobs for cash in hand or have larger families for which they claim extra government payments and live at their 'comfort level' and avoid taxes. Oh and among them are the criminals who make decent money by causing suffering for others and don't pay taxes. Then there's those in between, the 'honest' middle income person, pays all taxes due and finds themselves in an ever increasing battle to survive.
If people are treated equally and are satisfied in regards to tax and service then they have a good system.
I worked and paid SS (Social Security) for more than 20 years here in Thailand. I get a monthly pension of around B4,000. It all helps i guess?
Better than a kick in the balls as they say
Here in Tanzania, East Africa, health care is essentially free (a very small fee though). But private hospitals cost some money if you are not insured. Many countries are better than what some Westerners might think.
Land tax is high here in the US and it’s absolutely necessary to provide jobs for many people who go into work and do about 30 minutes of work per day.
Nothing is free and you know that absolutely, nothing is free
Had hair transplant , tooth implant and next getting an eye lense implant. So I've saved about 30kAUD monies doing it all in Thailand.
Very interesting topic... well, at least, to me and a few others.... :)
For reference, in central California, property tax runs about 1600-1700 USD per year, for a 0.3 acres lot, plus a 50-year-old house, no improvements, original owner, in a suburban residential area. As far as I am aware, this is likely about as cheap as it gets; generally, it will be much higher for a newer house, which has seen multiple owners/turnovers & improvements, and was purchased more recently - due to how they calculate property value for tax purposes. I believe that the bulk - say 90% - of the tax comes from the estimated house value, not the land value.
Free socialized medicine in the US is limited to the poor, defined as earning less than 138% of the federal poverty level (FPL). For a single person, this works out to earning less than about 20K USD per year. This program is called Medicaid (in California, they call it Medi-Cal).
Medicare - for retired people age 65 and up - is NOT free. They deduct a montly premium from a retiree's Social Security benefit. In addition, the coverage is not 100%. In order to extend the coverage and avoid large out-of-pocket expense, you need to get a supplemental insurance plan - generally known as a Medigap plan (there is another option called Medicare Part C, generally known as Advantage plans, but that gets more complicated). In central California, for a person about 90 years old, the Medicare premium, plus a Medigap plan, runs about 450-500 USD per month. Note that this still does not cover dental or vision - you need to purchase an additional plan to cover those issues, or pay out-of-pocket.
The US is defnitely not a place where you want to get sick/injured, without medical insurance. You will never get turned away at a hospital for an emergency, but you can end up with a financially crippling bill. A relatively straightforward emergency surgery, such as an appendectormy, without complications, can easily run north of 30K-40K USD, out-of-pocket.
Just wanted to contribute my admittedly limited 2 baht of knowledge to this fine vlog. I, too, am no expert, and anything I say can be partially or entirely wrong. Feel free to correct, or ignore and move right along.... :)
Lol, bins in the UK are fortnightly now, so 1 week for general then the following week it would be recycling. Garden waste you have to pay extra for 😁
love the hat!
New York. i pay 14K USD property tax a year. thailand is amazing
$14k jeez
Great vlogs ryan having a great life in amazing Thailand 🇹🇭 brilliant information as always. Britons never happy if not moaning haha BLESSING ❤
We get our bins emptied once a fortnight
😮😮😮
Great video, good work…👍
In the UK...what are they doing with all the money? Good bloody question..
Thanks for this info Ryan. Since farang cannot own land, this is news to me. We DO know in the west our taxes are being squandered. People are waking up more and more.
i pay $2,250 Aussie Dollars a year for 990 Square M , 1/4 Acre , i think ?
Land tax in Melbourne $1600 AUD a year for a small area.
Compared to Australia, property and health insurance in Thailand is very inexpensive. On those prices dont mind paying.
Property tax in Melbourne Australia (eastern suburbs) about $3000 and rising, so Thailand is very good value.
I'd love to know more as to how a Farang can participate in the Thai social security system and get free health care. I didn't think it was possible. Could you give me a few pointers. Ta.
Hey Steve you have to work for a Thai company or register a company that employs you 🙏
Got to play that tax game, write offs and devaluation of things. How does it work with your self-employment there?
As you farm and grow food and animals can you claim the farm land tax credit? Can anyone claim on it, what if you lease a few acres to grow something for export?
There MUST be no bribery there 😉 because the sign, says so 😝😅😂
Good to know more about the Thai social security system though. Appreciated👍
In Thailand we do not have illegal immigrants nor Asylum rights. Also do not jump into wars in other countries which is the 3rd world country UK or Thailand?
For foreigners to get access to the Thai Insurance is next to impossible 55
I was in horror as I’ve got 1 rai of land and not paid a penny in 8 yrs until he said how much per year.i pay 20b for the bins but I put out about 6 bins.
🤣🙏
Thailand is fifth in the world for hospital healthcare.
Thanks for the great insite into these less covered subjects. Do live in the far north of Thailand? Are you far from a larger town/city? I've been looking around a bit in the north with the thought of settling later in life.
About the topics, I mostly agree with. In my opinion and based on my experience, if you have a general health concern, a government hospital is sufficient. However, when it comes to serious health issues, a private hospital is better. This is not because government hospitals are not good enough, but mostly because they have too many patients. That's why a private hospital is the better option if you can afford it.
Quite right Billy 🙏
My property tax is $300/month. I live in a very low cost of living area, with an unattractive public school system. This outlay represents ~20% of my yearly outlay.
Taxation is theft.
It is, but what would your country be like with zero functioning government. They have to take from somewhere to fund the mismanagement. I get dinged all over. Property tax, sales tax, gas tax, social security tax, Medicare, Medicaid, and other junk taxes. Before deductions, they take something like 55 percent. While I hate it and can see the blatent mismanagement, it's a necessity evil no one has this far been able to improve on. I pay close to $10,000 USD a year just for property tax. Meanwhile, the government is giving out golden tickets also known as Section 8 to people who more or less don't work. The tickets are good for 10 years of 70% of rent being paid. That adds up to about $250,000 around here. Free! That's where your taxes go.
Great vid!! Not possible to pay online? My wife (Thai) is considering buying Thai land for later (retirement) though we'll live abroad for another couple decades.
Land tax for my US home is 270,000 THB per year
While I've been in Thailand nearly 3 years ago unfortunately I managed to get covid plus one ugly allergy. I've been with my future wife at hospital to get check... treatment everything and paid nothing ( this was in Lampang).
Stay eternal, brother.
UK bins collected weekly? 😂
Bins in the UK are only collected every two weeks!
great vlog :absolutly shocking :positiv taxes compared to germany.....
Cheers Paul 👍🙏
@@thenakedguru its a pleasure to see you there...had to look for my parents the last 5 years in germany......we pay for maybe a similar grounds in germany ,country side 60 km near Köln:::3000 euro a year ,,,around
can you pay 10 years worth of Land Tax in advance? That would save a lot of petrol/diesel
Maybe they will let you spread it out over the next 30 years 😊
exactly.. we have gone for an installment plan haha
Sounds good Ry