I am consistently buying SCHD, because I feel it as an exception as it has BOTH significant capital appreciation as well as increasing dividends! But, overall, I am more concerned with capital appreciation / accumulation now and then converting to more dividend stocks later. Great video and information as always! Thanks you! 😊
I'm starting now, I'm studying a lot. First I'm putting together my Emergency reserve. As of July, I'm already starting my contributions, I want to invest in 50% Real estate funds 20% American shares 20% Brazilian shares 10% crypto
Hearing the American dollar is dropping forced my hand to do some research and found this video, a diamond in the rough. Thanks for your knowledge and the easy breakdown.
Go with SCHD as DIV Yield was 3.42% as of this video. The first six combined average DIV yield was 3.28%. The REIT was decent at 4.83%. I would keep that to 15% of your portfolio max. At that you could go with another option there in that space without to much risk.
@@NolanGouveia That is the good thing about that fund as well. The reconstitution yearly. Moody people aren't going to do that to maximize their going dividend payouts using DRIP. I'm 58 and only into this for 2 years. I didn't setup as Roth so that was stupid. Things you learn along the way
I own about 85% of the companies you mentioned, minus the E&Ps. I have 15 companies in my portfolio but often consider cutting it back so I can be more focused.
@@nevvy4487 I'm kinda on the fence about it. One thing I'd suggest is investing in best of the best when the prices are right and the market is less euphoric. I own at least one company per sector minus sectors that are more influenced by commodity prices. Then I select the best of each sector. Sectors I'm more bullish on, or sectors with more growth prospects, I may own two or three, such as tech and healthcare.
Microsoft is the biggest position in my 5 core stocks at 333 shares. Chevron is the smallest holding at 148 shares. I like Reality Income as well, but just began that position in my smaller online account. Glad to own 3 of your 7! 😏
Of your first four choices, I own every selection and every honorable mention. Sold T and never owned XOM. Also have an allocation to SCHD. Thanks professor G.
Great video FYI straight to the point, no beating about the hush with small unnecessary talk which I like.fact clarified,very informative and helpful thus I’ll be following you 😉
Thanks for this video Professor G - Do you have a video on HOW to start investing in dividend companies if you’re a regular person and don’t have a huge amount of money to start with. For example would you buy a few shares/stocks and then add to it each month like how you would with an index fund or ETF?
Hi! Check out this video as a great dividend investor beginner guide! Ultimate Guide to Investing in Dividends (2023) th-cam.com/video/n9vqO56MIic/w-d-xo.html
At 0:39, I believe that interpretation is in incorrect. The dividend yield is a function of your cost basis, not the current stock value. Your yield is on the cost basis, then you have either a capital appreciation/loss on the equity value.
Doctor Big Money, you just messed me up! Im 100% ETF fella. I don't pick individual stocks. If I did I would go old school, ko, IBM, McDonald's, JnJ, and Verizon! I only own KO n have only 5 shares!
Your channel is great. I invest for income, so MFST and LOWE dividends are too low for me. Instead of MFST, I have AVGO, which I love. I also have 110,00 in SCHD as well as 95,000 in VGT for growth. ABBV, PEP, VZ, CVX, and XOM have been great. I also have a few other REIT,s BDCs and CEFs to round out the portfolio. Annual dividend income is around 43,000. Right now, I don't need the dividends, so everything is reinvested. I invest more retired than I ever did while I worked.
Prof G. can you do a video on Fidelity zero index funds? Or what do you think about their funds in general? I actually own a few in my portfolio that I'm growing to supplement my income in the near future. Thank you?
I like their funds a lot! I don’t reference them as much since you can only get them on fidelity whereas you can get other ETFs on all platforms but ya I really like FXAIX
Communications is not a duopoly. You are forgetting T Mobile. It doesn't pay a dividend, but is honestly the only player in the communications sector that has capital appreciation. Otherwise I would avoid the communication sector as a whole unless you are investing into an ETF that holds communication companies or are near/at retirement age.
That was a my thought but without the DIV. They will become the Verizon of the future as they are dominating that sector. problem is TMUS P/E is 72.05X D/E ratio is 160.49X. Where as VZ P/E is 7.93x D/E is 193.46X
@@llew-AZ I agree. Not interested in any of the three in terms of individual investment, unless of course they are in an ETF like SCHD which I do hold.
Wow thank you so much great and easy to understand information made simple So if i have for example $1000 to invest in different sectors and split the money would you invest in multuple companies within that sector or just 1 company per sector ? Any information would be much appreciated thank you 🙏
Very insightfull, would be great though if we can see calculated statistics of the growth outcome of this seven div. portfolio compared with some other ETF-or stock portofolios you discussed in the past..? Thank you!
If att is having trouble right now I would think you would recommend it to take advantage it being cheap and then be able to take advantage of any growth!
Excellent video, just an observation in the long run (when the accumulated capital will be more) The management costs of ETFs would cost a lot, unlike the shares that do not have any.
Sorry, mentioned this in an older video, but I value your opinion. I have AMD stock, its up 1,000 percent, worth about 92K total. Should I sell it and put that money into dividend stocks more so? Or should I just keep holding it since they are doing technically really well? Its just tough because I have held them for like 10 years now and it would be nice being in something that pays dividends and grows the stock amount. Its just tough because I have that "Fear of Missing Out" with them, but at the same time its stressful watching and waiting more.
That is definitely a tough one but I know if it was me, I’d take the profits at this point and put it all in to something more sustainable like dividend stocks or ETFs
@@NolanGouveia Ahhhhh its scary to pull the trigger, had them for soooo long, but I think you are right! Thank you so much for your advice! I really love your videos!
@@NolanGouveia Ok did it! My wife and I were so nervous, but thank you so much for your advice, its going to feel nice not having to worry about it anymore. Just like with Ford, it didnt matter the price going all over the place because over time they just kept paying us anyways. Seriously, thank you!
@@taylorgreen8297 Exactly!! and since they dont pay dividends, its harder to just sit and wait! We already waited 10 years to get to this point, I think its time to be done. Thank you for your opinion too, its nerve racking! lol
I always appreciate your content. By the way, I unsubscribed from Mr. Lieberman's channel when he called you a liar. I hold that we can disagree with each other respectfully. So disappointing!
Very disappointing. Some people resort to pretty low measures, but it didn’t warrant a response from me. I appreciate your loyalty and letting me know. You rock!
Professor, I also echo this sentiment because I also watched that video and I was cringing a little, mostly because he was acting like you were leading ppl down the wrong path because of a few percentage points, I love this channel and u literally only talk about quality investments as far as I've ever seen, you always mention it doesn't mean the performance will be as stellar always. But ppl will be ppl sometimes and I understand your videos so I guess that's what matters lol As far as the video here goes, I really like going the all etf route. Your 3 fund portfolio of say schd, spy and qqq would be my 3 picks but I want to be a dividend investor at heart so I don't want to sell shares later down the road, plus if the market happens to be flat for a long time I feel like holding maybe 3 dividend ETFs might be a decent route to go. Any thoughts? As always a very wonderful channel and content.
@@NolanGouveia Anytime man, I guess my real question is do you think I could just choose two or three really good dividend ETFs and just hold them forever and still be very successful with-it 20 to 30 years down the road? Thanks.
@@SlipknotKid97666 I definitely believe that you’d do very well with just 2-3 ETFs forever yes. But if you did want to add a couple individual stocks, that wouldn’t be the worst idea either!
Growing the dividend each year? Yes but by how much on average? This is skimmed over. Microsoft for example is impressive, but they seem more into by backs than growing their dividend. Yet they do grow it, but when you find out their dividend is 10% CAGR over the past 5 years, you might think that’s fine, but its really unimpressive when starting yield is below 1%.. There are quite a few more better options out there for income growth, but when you limit yourself to 7 companies, then I guess safety and conservatism comes first and Microsoft is definitely that. Just remember to them, buybacks is king and dividends are but an after thought.
Do you think that whatever is going on with the Alliance of Russia china Malaysia etc is gonna make USA 🇺🇸 economy crash 💥 and affect the stock markets big times ??
Possibly preference or just more control of one’s portfolio. But I agree and that’s why I ended the video encouraging to just go with schd for simplicity!
@Olivia Mae thanks for sharing this, I googled the lady you mentioned and after going through her resume, I can tell she's a pro. I wrote her and I'm waiting on her reply
I am consistently buying SCHD, because I feel it as an exception as it has BOTH significant capital appreciation as well as increasing dividends! But, overall, I am more concerned with capital appreciation / accumulation now and then converting to more dividend stocks later. Great video and information as always! Thanks you! 😊
Exactly!! Couldn’t have said it better myself!
Verizon, abbvie, chevron, Microsoft, Pepsi, realty income, and Lowes I all own! I’m happy you chose these!
📈📈📈solid picks!
Love it. Diversification is key!
🙌🙌very important!
Asymmetric return per unit of risk is key.
I'm starting now, I'm studying a lot. First I'm putting together my Emergency reserve. As of July, I'm already starting my contributions, I want to invest in 50% Real estate funds 20% American shares 20% Brazilian shares 10% crypto
Good job getting your emergency fund going first!
Definitely going to up my dividend game after watching this! So stoked on Finova, we have big big things in store!
🙌🙌📈📈
Will be watching for the lessons to hopefully give myself a brighter future rather than the bleak one I have prepared for myself
Hearing the American dollar is dropping forced my hand to do some research and found this video, a diamond in the rough. Thanks for your knowledge and the easy breakdown.
Except that DXY is where it was in 1990. USD is remains the least dirty shirt in the laundry.
Go with SCHD as DIV Yield was 3.42% as of this video. The first six combined average DIV yield was 3.28%. The REIT was decent at 4.83%. I would keep that to 15% of your portfolio max. At that you could go with another option there in that space without to much risk.
Definitely agree with just going schd!
@@NolanGouveia That is the good thing about that fund as well. The reconstitution yearly. Moody people aren't going to do that to maximize their going dividend payouts using DRIP. I'm 58 and only into this for 2 years. I didn't setup as Roth so that was stupid. Things you learn along the way
Don’t chase yield.
Great video, Prof. G. I like SCHD, SCHG, SCHH, and JEPI. 30/30/30/10% respectively.
Awesome! Solid portfolio!
I own about 85% of the companies you mentioned, minus the E&Ps. I have 15 companies in my portfolio but often consider cutting it back so I can be more focused.
Awesome!!
do you suggest cutting back and investing more into a few stocks? Or less into a bunch of companies? Im just starting out im 18 with around 1k saved.
@@nevvy4487 I'm kinda on the fence about it. One thing I'd suggest is investing in best of the best when the prices are right and the market is less euphoric. I own at least one company per sector minus sectors that are more influenced by commodity prices. Then I select the best of each sector. Sectors I'm more bullish on, or sectors with more growth prospects, I may own two or three, such as tech and healthcare.
Heck yeah!!! 100% SCHD is King!!🥳🤴🤴!! Very True Proffer! Keep on Keeping on my good man!
🙌🙌🙌
Jnj great dividend stock ✅👍
I'm also continue to buy it 💣🔥
Top marginality and dividends💸
Definitely true!
Microsoft is the biggest position in my 5 core stocks at 333 shares. Chevron is the smallest holding at 148 shares. I like Reality Income as well, but just began that position in my smaller online account. Glad to own 3 of your 7! 😏
Awesome!!
Of your first four choices, I own every selection and every honorable mention. Sold T and never owned XOM. Also have an allocation to SCHD. Thanks professor G.
Amazing!!
Great video FYI straight to the point, no beating about the hush with small unnecessary talk which I like.fact clarified,very informative and helpful thus I’ll be following you 😉
I appreciate the kind feedback my friend!
Thanks for this video Professor G - Do you have a video on HOW to start investing in dividend companies if you’re a regular person and don’t have a huge amount of money to start with. For example would you buy a few shares/stocks and then add to it each month like how you would with an index fund or ETF?
Hi! Check out this video as a great dividend investor beginner guide! Ultimate Guide to Investing in Dividends (2023)
th-cam.com/video/n9vqO56MIic/w-d-xo.html
Some of the stocks I like, based on todays prices, May 17, 2023:
VZ
T
ABBV
IBM
IP
OPI
C
DOW
TROW
At 0:39, I believe that interpretation is in incorrect. The dividend yield is a function of your cost basis, not the current stock value. Your yield is on the cost basis, then you have either a capital appreciation/loss on the equity value.
Very strong picks, Professor!!!
Thank you!! Which was your favorite?
Doctor Big Money, you just messed me up! Im 100% ETF fella. I don't pick individual stocks. If I did I would go old school, ko, IBM, McDonald's, JnJ, and Verizon! I only own KO n have only 5 shares!
Ya I’m mostly etf too! But these are solid picks for those who want individual companies
@@NolanGouveia SCHD! Is truly my exit plan I currently hold 1600 shares I keep buying 10 every Monday! SCHG is awesome too!
I have a traditional 401k with an employer match and a Roth IRA. I like buying SCHD and other dividend Stocks in my Roth.
Great work! Wise move
Your channel is great. I invest for income, so MFST and LOWE dividends are too low for me. Instead of MFST, I have AVGO, which I love. I also have 110,00 in SCHD as well as 95,000 in VGT for growth. ABBV, PEP, VZ, CVX, and XOM have been great. I also have a few other REIT,s BDCs and CEFs to round out the portfolio. Annual dividend income is around 43,000. Right now, I don't need the dividends, so everything is reinvested. I invest more retired than I ever did while I worked.
That sounds like a solid portfolio my friend! Way to go!
Wise stock picks! Thanks for the vid Prof G.
Thank you!
Dr, G... you know I love you..😻
Communication Services also has tickers OMC and IPG
Prof G, are the dividends from SCHD qualified? Trying to figure out how much I might get taxed in the future.
Yessir schd dividends are qualified
Amazing video as always professor! I agree with ABBV for sure
Thanks for watching man!
ONE OF YOUR BEST VIDEOS LOVE IT
Thank you so much!
Prof G. can you do a video on Fidelity zero index funds? Or what do you think about their funds in general? I actually own a few in my portfolio that I'm growing to supplement my income in the near future. Thank you?
I like their funds a lot! I don’t reference them as much since you can only get them on fidelity whereas you can get other ETFs on all platforms but ya I really like FXAIX
Ok I see. Thank you
Consider amt a communications / real estate sector. To go along Vz and T
Communications is not a duopoly. You are forgetting T Mobile. It doesn't pay a dividend, but is honestly the only player in the communications sector that has capital appreciation. Otherwise I would avoid the communication sector as a whole unless you are investing into an ETF that holds communication companies or are near/at retirement age.
just my opinion though of course. love the channel! keep it up!
That was a my thought but without the DIV. They will become the Verizon of the future as they are dominating that sector. problem is TMUS P/E is 72.05X D/E ratio is 160.49X. Where as VZ P/E is 7.93x D/E is 193.46X
@@llew-AZ I agree. Not interested in any of the three in terms of individual investment, unless of course they are in an ETF like SCHD which I do hold.
Huge gains from Verizon, nice dividends and thy just acquired a hugeeee new territory...
Thank's for your video 👍 Good job 💪
Thanks for watching and commenting!
I can invest un SCHD un Spain 😢. Which Dividend ETF would you recommend me? I like you contenta a lot🎉
:-) thanks for watching! I’m not sure about much available in Spain unfortunately
😂 This is almost stock for stock one of my ROTH accounts. Great video.
🙌🙌 great minds think alike!
Wow thank you so much great and easy to understand information made simple
So if i have for example $1000 to invest in different sectors and split the money would you invest in multuple companies within that sector or just 1 company per sector ?
Any information would be much appreciated thank you 🙏
That’s really a personal preference at that point. For me, I’d probably start with an etf that has all of the sectors so SCHD or VYM
@@NolanGouveia Thanks for the reply 🙏. How about the Vanguard s&p 500 ucits etf ?
@@ajballernfl that’s an amazing ETF yes!
@@NolanGouveia what makes it so good ?
@@NolanGouveia is that the same stock as the US s&p 500 ?
Is it okay I pick all of the choices?
You can yes just make sure that it fits in your investing strategy!
Very insightfull, would be great though if we can see calculated statistics of the growth outcome of this seven div. portfolio compared with some other ETF-or stock portofolios you discussed in the past..? Thank you!
Good idea!
I needed this! Thanks
Any time! Thanks for watching
If att is having trouble right now I would think you would recommend it to take advantage it being cheap and then be able to take advantage of any growth!
I like Verizon equally and akready covered att so I wanted to talk about other options!
jajajajaja wonderful ending 🤩
🙌🙌
Hi, we don’t have Schd in Italy, what could be a similar option?
Thanks
Iacopo
I’m not too sure but look for a solid dividend fund and check out the holdings
Open an account in the USA. Ex Americtrade. I am from Brazil and I buy US stocks and ETFs easily.
Which one of these is your favorite dividend stock?
@@bill_the_butcher such a solid one
Own all
Let’s go!
Excellent video, just an observation in the long run (when the accumulated capital will be more) The management costs of ETFs would cost a lot, unlike the shares that do not have any.
.03% is literally $3 of fee for every $10,000 so I’m not worried about that cost!
Xela stock?
Thank you
Always!
Going forward LOW PEP PG XOM PSX JNJ V CAT UNP
Solid
Why invest in individual stocks if there are dividend ETF?
Genuine question…
Some people would rather have a bit more control to pick exactly each company that builds up their portfolio
What's the most tax advantage stock strategy?
ROTH IRA for sure
Sorry, mentioned this in an older video, but I value your opinion. I have AMD stock, its up 1,000 percent, worth about 92K total. Should I sell it and put that money into dividend stocks more so? Or should I just keep holding it since they are doing technically really well? Its just tough because I have held them for like 10 years now and it would be nice being in something that pays dividends and grows the stock amount. Its just tough because I have that "Fear of Missing Out" with them, but at the same time its stressful watching and waiting more.
That is definitely a tough one but I know if it was me, I’d take the profits at this point and put it all in to something more sustainable like dividend stocks or ETFs
@@NolanGouveia Ahhhhh its scary to pull the trigger, had them for soooo long, but I think you are right! Thank you so much for your advice! I really love your videos!
At that point, I would also likely take profits. If bad news came out about the company and they tanked, you would hate that you missed out on gains
@@NolanGouveia Ok did it! My wife and I were so nervous, but thank you so much for your advice, its going to feel nice not having to worry about it anymore. Just like with Ford, it didnt matter the price going all over the place because over time they just kept paying us anyways. Seriously, thank you!
@@taylorgreen8297 Exactly!! and since they dont pay dividends, its harder to just sit and wait! We already waited 10 years to get to this point, I think its time to be done. Thank you for your opinion too, its nerve racking! lol
I only have 7 dividend stocks that i invest in and im stockpiling those.
Sweet!
@@NolanGouveia i havent had to work for 8 years.the stocks i buy are boring but have paid dividends for many years.
@@garythornbury9793 well done!! 👏👏
I always appreciate your content. By the way, I unsubscribed from Mr. Lieberman's channel when he called you a liar. I hold that we can disagree with each other respectfully. So disappointing!
Very disappointing. Some people resort to pretty low measures, but it didn’t warrant a response from me. I appreciate your loyalty and letting me know. You rock!
Professor, I also echo this sentiment because I also watched that video and I was cringing a little, mostly because he was acting like you were leading ppl down the wrong path because of a few percentage points, I love this channel and u literally only talk about quality investments as far as I've ever seen, you always mention it doesn't mean the performance will be as stellar always. But ppl will be ppl sometimes and I understand your videos so I guess that's what matters lol As far as the video here goes, I really like going the all etf route. Your 3 fund portfolio of say schd, spy and qqq would be my 3 picks but I want to be a dividend investor at heart so I don't want to sell shares later down the road, plus if the market happens to be flat for a long time I feel like holding maybe 3 dividend ETFs might be a decent route to go. Any thoughts? As always a very wonderful channel and content.
@@SlipknotKid97666 I appreciate the support my friend! Means so much. And ya adding in a few individual dividend stocks is a great idea!
@@NolanGouveia Anytime man, I guess my real question is do you think I could just choose two or three really good dividend ETFs and just hold them forever and still be very successful with-it 20 to 30 years down the road? Thanks.
@@SlipknotKid97666 I definitely believe that you’d do very well with just 2-3 ETFs forever yes. But if you did want to add a couple individual stocks, that wouldn’t be the worst idea either!
What platform should we use to buy them?
I suggest Charles schwab, fidelity, or vanguard
Stocks I am buying in 2023
Tesla
Amazon
Google
Palantir
These are not dividend stocks but I think will double in less than 4 years.
Those are all very strong growth stocks yes!
Growing the dividend each year? Yes but by how much on average? This is skimmed over. Microsoft for example is impressive, but they seem more into by backs than growing their dividend. Yet they do grow it, but when you find out their dividend is 10% CAGR over the past 5 years, you might think that’s fine, but its really unimpressive when starting yield is below 1%.. There are quite a few more better options out there for income growth, but when you limit yourself to 7 companies, then I guess safety and conservatism comes first and Microsoft is definitely that. Just remember to them, buybacks is king and dividends are but an after thought.
What about DGRW?
I like that one too!
Do you think that whatever is going on with the Alliance of Russia china Malaysia etc is gonna make USA 🇺🇸 economy crash 💥 and affect the stock markets big times ??
No I don’t think so at all. I actually have a short coming out tomorrow on my thoughts on this specifically!
Why should someone buy single stocks when SCHD is available?
Possibly preference or just more control of one’s portfolio. But I agree and that’s why I ended the video encouraging to just go with schd for simplicity!
7UP is owned by Pepsi's competitor, Dr Pepper (KPD).
Do reits get a loophole for taxes in Roth IRA?
Yes!
Pepsi doesn't own 7up that's KDP. Pepsi only does international distribution.
🤑
MSFT is too greedy. AAPL even worse. MO is one of the best with its 8%
I really like Microsoft strategy and am ok with a lower dividend yield since that consistent dividend growth is really what I’m after!
I have 4 of those I just sold o it's just not doing as well as I want it to.
I understand that
@Olivia Mae thanks for sharing this, I googled the lady you mentioned and after going through her resume, I can tell she's a pro. I wrote her and I'm waiting on her reply
🎉🎉🎉🎉
👍👍👍
Who cares about low carbon??? Waste of time
A lot of people (and government) apparently!
@@NolanGouveia Only the ESG Losers