My tips. I have a bank account that has 2 saving account. One is normal saving account which i limit myself to save $500 per month, and the other is monthly automated deduction of $50 per month. Per year i will save $6000+$600 = $6600. After 3 years of my adulthood job ive made $15200 of saving, with addition of my spare cash. Btw i live in decent appartment, decent job of $2000 per month and single living with parents. Soon im planing to open other account which has no ATM machine that made automatic deduction of my salary with interests. That will expend my saving in future and open small business maybe :).
Hey! I started my own TH-cam channel chronicling my family's own debt journey. Come check us out and let me know what you think! Hopefully it will help you out! fivecentsmatter.com
@@helpahoe920 Not if you're having problems saving money. Everybody spends money on things they don't need, even poor people. Nobody needs a lottery ticket.
@@helpahoe920 I agree but it's so hard to quit smoking ugh currently I'm spending approximately 1,25 euros daily on tobacco that adds up to like 50 per month. My husband doesn't smoke but he buys chocolates and other unnecessary groceries idk how to explain him that's totally wrong?! Like I have an actual addiction and I'm trying my best but nobody's addicted to chocolate bars wtf
@@helpahoe920 OK I get it but if that was the case, you can always stir some cocoa powder with sugar and margarine and spread it on a slice of bread that's what I used to do when I was craving sweets. Much cheaper and at least you know the integrients.
I keep a to buy list which incorporates the 30 day rule and the shopping list. But you've said it great in the end it's about earning more and keeping the expenses as low as possible. Great tips!
Glad to see you around Black Screen Education. Just checked your channel. Keep up the work with posting videos! (just a tip: I'd rather first make my channel look as best as i could before posting tons of videos - what helped me to get a decent looking channel was Tim Schmoyers book 30 days to a better TH-cam channel, I mean if you are serious about TH-cam that will help you a lot or you can just google/youtube the information for free, and also talk a bit louder if you can and keep rocking dude!)
Are you a trader in binary options looking for something unique and truly legit to gear your speed up? Or just want to start trading binary options or currency to make some quick and massive money online to add up with your normal monthly gross income or in the hope of leaving disgusting daily job? Thousands of traders are now doing it quite easily with an amazing result oriented auto trading service provider (Check it out here: bit.ly/2hdKaRC ) named FTD app. Not only for gearing your speed up, you can even open your new account with this Profit Partners.?
Are you a trader in binary options looking for something unique and truly legit to gear your speed up? Or just want to start trading binary options or currency to make some quick and massive money online to add up with your normal monthly gross income or in the hope of leaving disgusting daily job? Thousands of traders are now doing it quite easily with an amazing result oriented auto trading service provider (Check it out here: bit.ly/2hdKaRC ) named FTD app. Not only for gearing your speed up, you can even open your new account with this Profit Partners.?
I never thought about the TV thing. My family has cable and pay a lot for it. But your right most of the time it’s just sitting there off but we’re still paying for it. Now I know not to buy that stuff when I’m older.
bill cosby tell how you can invest if you have no money? 1. You need to have money in order invest. 2. In order to save money, you need to spend less than you earn. So review your expenditure. 3.While you saving money, you can educate yourself in what and how to invest and your aptitude for risk. Some people don't like to risk and save money in high interest accounts/funds above inflation which equals investing
Tomasz Starzyk I was simply talking about long term saving. One must educate themselves on the way their money works so that they can make it work for them.
bill cosby depends on how you save. If you invest your savings into the capital market as a leakage as most people do; then it will be reinjected into the economy causing the economy to remain balanced. But if you do not invest your saving into a bank then the leakage and injections into the ecomony will not be at equilibrium causing more money going out of the economy than in; this WILL cause the economy to contract which is negative. This is why it is best to invest your savings into a bank so the bank can re inject it through investments into the economy
martin Hjv you need to learn about what a bank does it dont lend out your money its a number lol , learn about money first mate , save in a bank is for muppets ,
Don’t cut off your TV, cut off your cable or satellite. You can buy and inexpensive antenna and an a inexpensive DVR. Connect your tv to your WiFi and you have an inexpensive way to watch tv, you’ll still have to pay for the electricity. Your thirty day list is a good idea.
Yes, make a shopping list and stick to it. But also when going food shopping eat a decent meal and have something sweet right after you eat. THEN go food shopping. Guaranteed you will save money.
You're so right. I definitely buy a lot more things when I don't make a plan beforehand. I find writing notes in my phone, or updating my grocery app helps me.
Great tips on saving money! I too have been sharing my tips on how to save money. I have lived my life better since the day I started to spend my money wisely. I've never been more confident in my life.
This is a great video and I am pretty good with this and it comes naturally to me. I just got my 3 years spending records from the bank today and tomorrow I plan to go through them to see how I can and could've done better.
Great tips! It is really important to always save money first for yourself before spending them. And be more wise and practical in every penny you spend.
I have tv but I don't spend hours watching it anymore. When I was a kid it was a must to watch tv. Ever since I became a entrepreneurial I don't make it a top priority anymore. If I happen to be home when a good game is on I watch it but other than that I would rather watch my money.
@@youeatmydookies8577 Well don't get your hopes up when it comes to the lottery. You have a better chance of getting struck by lightning and survive from it than you would buying the winning lottery ticket. That's why I stopped buying them a while ago. It's nothing more than a poor man's tax. Real talk. 💯
@@wturner777 i was joking about hoping on lottery tickets,i mush prefer to invest,were my momey grows a little over an extended period of time,i just thought my comment was funny,because so many people have the hope of winning millions and wasting their momey on the lottery in general,when if they had taken the money and invested in medium risk stocks they would see their money growing maybe not millions but over time and a good financial advisor they could be set for retirement and living very confortable in their old age,myself i dont believe in putting all my eggs in the same basket,diversify thats how you insure a certain amount of wealth
It is very important to invest also. Leaving it in a bank account does little for wealth growth. Invest in real estate and blue chip stocks. It is true many talented people don't get rich because they don't understand how money works.
I know you are young and don't need an advice from strangers, but don't waste your money on games, my bf does that and he wasted a 2k salary on gaming gears and games.
I've never heard of the 30 day rule, sounds like a pretty smart plan! So much money is wasted when you see something on Amazon clicking around. *New TH-camr focusing on the stock market, huge TH-cam experiment coming at 500 subscribers*
It's so hard to not watch TV....cudos for those who can...but for those who grew up with massive tv hours where binging was something he did before it was a fad....it's so hard. Look...I'm watching TV right now..."TH-cam"!!!... Lol...pray for me and send me good vibes people!
Project Better Self thanks for the advice, I'm currently working on when the tv is off meditating and just being alone with my thoughts and I have started journaling when I can. I'm trying to find a structure and a good measurable goal. Maybe start investing in my blog more where I can do one blog a week. Just some ideas I am bouncing around. As well as working on saving because the spending is definitely out of control on my end.
I like the idea of not watching tv. But most importantly not filling your time with useless junk thats on tv. Id say of its something that you can use to better yourself than it'd be okay to watch. The only reason I would recommend cutting cable is when you are trying to cut things out of your budget to help save as much liquid cash as possible. When I teach budgeting and saving i teach building the 4 walls; the things that you absolutely need to make it. Food, home, utilities, and transportation. Everything after those are not really needed. Especially while trying to get out of debt!
On TH-cam you pick what you watch on TV most of the time you are served automatically. But hey if you think that you're wasting time watching this channel, well then, it would be indeed wise to unsubscribe..
You guys always give advice as to how to save money. How about giving advice on how to spend money. How much is enough for any individual to survive on here in the USA?
Matthew Webb This made me think of when I was a kid and had those huge plastic setups that you’d build and race marbles through! Haha. Maybe just go with Netflix or something similar?
Matthew Webb so try this. Worked for me. Make a budget on paper. If you need a proven template, go to my website www.everything.money and you can get it there (it’s free). Then, fill it out and cut 10% of your spending. It’s not hard and you won’t even notice a lifestyle change. Then use that 10% to pay off debt/save/invest.
You left out one very important factor when it comes to saving; don’t save in paper money! Instead, exchange your paper savings for gold or silver bullion! You’re welcome 😉
I try spend the less is possible, eating horrible just cuz to save. Is long time since I been for nice meals! Is long time I bought new shoes, clothes getting old and thing can't by any sooner! And guess what I getting more and more in debits! I don't know what is wrong with today's system!?!?!?
He said nothing about entertainment, Or leisure. except turn off the tv. Ok, So you are saving all this money "And I am a money saving person also, But, I have a question, What good is money if you do not spend it?
I ran away from TV Six years ago and reduced the payment price to a lowest price possible just to cater for visitors, most people when they visit You the only thing they want to talk to throughout the day is the Tv.
![How To Turn Your Yearly Income Into Your Monthly Income - Bob Proctor [ The Law of Compensation ]](http://i.ytimg.com/vi/IHlXgCaJvR4/mqdefault.jpg)
My tips. I have a bank account that has 2 saving account. One is normal saving account which i limit myself to save $500 per month, and the other is monthly automated deduction of $50 per month. Per year i will save $6000+$600 = $6600. After 3 years of my adulthood job ive made $15200 of saving, with addition of my spare cash. Btw i live in decent appartment, decent job of $2000 per month and single living with parents. Soon im planing to open other account which has no ATM machine that made automatic deduction of my salary with interests. That will expend my saving in future and open small business maybe :).
Hey! I started my own TH-cam channel chronicling my family's own debt journey. Come check us out and let me know what you think! Hopefully it will help you out!
fivecentsmatter.com
Noordin Noorhisham you are trying
Noordin Noorhisham my dear I need job
Money is a tool, it needs to be used in the right way at the right time.
Beats Daily wise words...
Well said my dude.
👏*Claps*
Easy, stop buying alcohol, tobacco, lottery tickets, and Starbucks coffee.
Ozark Ed lottery tickets are fine
@@helpahoe920 Not if you're having problems saving money. Everybody spends money on things they don't need, even poor people. Nobody needs a lottery ticket.
@@helpahoe920 I agree but it's so hard to quit smoking ugh currently I'm spending approximately 1,25 euros daily on tobacco that adds up to like 50 per month. My husband doesn't smoke but he buys chocolates and other unnecessary groceries idk how to explain him that's totally wrong?! Like I have an actual addiction and I'm trying my best but nobody's addicted to chocolate bars wtf
Sharon is there chocolate can be very addictive it makes sense
@@helpahoe920 OK I get it but if that was the case, you can always stir some cocoa powder with sugar and margarine and spread it on a slice of bread that's what I used to do when I was craving sweets. Much cheaper and at least you know the integrients.
Love the 30 day rule!!! Paying yourself first is so important, it's a must for our family. Thanks!
I keep a to buy list which incorporates the 30 day rule and the shopping list. But you've said it great in the end it's about earning more and keeping the expenses as low as possible. Great tips!
Glad to see you around Black Screen Education. Just checked your channel. Keep up the work with posting videos! (just a tip: I'd rather first make my channel look as best as i could before posting tons of videos - what helped me to get a decent looking channel was Tim Schmoyers book 30 days to a better TH-cam channel, I mean if you are serious about TH-cam that will help you a lot or you can just google/youtube the information for free, and also talk a bit louder if you can and keep rocking dude!)
Are you a trader in binary options looking for something unique and truly legit to gear your speed up? Or just want to start trading binary options or currency to make some quick and massive money online to add up with your normal monthly gross income or in the hope of leaving disgusting daily job? Thousands of traders are now doing it quite easily with an amazing result oriented auto trading service provider (Check it out here: bit.ly/2hdKaRC ) named FTD app. Not only for gearing your speed up, you can even open your new account with this Profit Partners.?
Are you a trader in binary options looking for something unique and truly legit to gear your speed up? Or just want to start trading binary options or currency to make some quick and massive money online to add up with your normal monthly gross income or in the hope of leaving disgusting daily job? Thousands of traders are now doing it quite easily with an amazing result oriented auto trading service provider (Check it out here: bit.ly/2hdKaRC ) named FTD app. Not only for gearing your speed up, you can even open your new account with this Profit Partners.?
I never thought about the TV thing. My family has cable and pay a lot for it. But your right most of the time it’s just sitting there off but we’re still paying for it. Now I know not to buy that stuff when I’m older.
Glad you've decided that Seth :)
I love your accent.
Very thanks man
Write the item on a bit of paper and wait for 30 days , which gives clear idea whether to buy or not.
Saving money is losing money, it's called inflation. You must put your money into something that will grow in value .
bill cosby tell how you can invest if you have no money?
1. You need to have money in order invest.
2. In order to save money, you need to spend less than you earn. So review your expenditure.
3.While you saving money, you can educate yourself in what and how to invest and your aptitude for risk. Some people don't like to risk and save money in high interest accounts/funds above inflation which equals investing
Tomasz Starzyk I was simply talking about long term saving. One must educate themselves on the way their money works so that they can make it work for them.
Tadah.. i always tell people this. i have some liquid but i rather have my chunk in investments. as long as the ROI is above the inflation %.. im good
bill cosby depends on how you save. If you invest your savings into the capital market as a leakage as most people do; then it will be reinjected into the economy causing the economy to remain balanced. But if you do not invest your saving into a bank then the leakage and injections into the ecomony will not be at equilibrium causing more money going out of the economy than in; this WILL cause the economy to contract which is negative. This is why it is best to invest your savings into a bank so the bank can re inject it through investments into the economy
martin Hjv you need to learn about what a bank does it dont lend out your money its a number lol , learn about money first mate , save in a bank is for muppets ,
Your videos are really very helpful ❤
Like your first tip, very useful for me that have the habit of impulse buying then realize that its not a neccessity.
Don’t cut off your TV, cut off your cable or satellite. You can buy and inexpensive antenna and an a inexpensive DVR. Connect your tv to your WiFi and you have an inexpensive way to watch tv, you’ll still have to pay for the electricity.
Your thirty day list is a good idea.
Make sure you write food on the 30 day list. By the time the 30 days you won't need food anymore :)
Vitralify: Not true. Plenty of people have fasted for 30 days or more. It's good for you.
Yes, make a shopping list and stick to it. But also when going food shopping eat a decent meal and have something sweet right after you eat. THEN go food shopping. Guaranteed you will save money.
so true
You're so right. I definitely buy a lot more things when I don't make a plan beforehand. I find writing notes in my phone, or updating my grocery app helps me.
Great tips on saving money! I too have been sharing my tips on how to save money. I have lived my life better since the day I started to spend my money wisely. I've never been more confident in my life.
I put diapers on the list. It has been the hardest 30 days without diapers for my kiddo.
Hahah...
Washable cloth diapers...and face mask that blocks smells! :)
Stupid parenting
shameful.
MyLady22 i
The best way to save your money is by investing it, you let your money work for you
I feel happy to see this here, Mr Stephan is a genius when it comes to forex trading, he turned my $2000 investment to $9300 in less than 2 weeks.
@isabella Hernandez please how can i get started it has been over 4 months without making any reasonable profits
@isabella Hernandez Thank you for sharing, I'll contact him when I get back from work
This is a great video and I am pretty good with this and it comes naturally to me. I just got my 3 years spending records from the bank today and tomorrow I plan to go through them to see how I can and could've done better.
Cutting expenses and earning more is SO IMPORTANT. I made a similar video...
5 MORE TIPS to save money:
📺 th-cam.com/video/zdGEhVJYpXE/w-d-xo.html&t
#4 is the BEST in my opinion.
Great tips! It is really important to always save money first for yourself before spending them. And be more wise and practical in every penny you spend.
Thanks a lot. Now I know where to start from.
Some of the best decisions I’ve made in life have been impulse buys
Gary Martin 😂😂😂😂😅
Just subscribed! Awesome video, very insightful. Thank you
Glad you liked it Jenifer!
great tips....👏👏 keep up the good work !
Hi
I have tv but I don't spend hours watching it anymore. When I was a kid it was a must to watch tv. Ever since I became a entrepreneurial I don't make it a top priority anymore. If I happen to be home when a good game is on I watch it but other than that I would rather watch my money.
Pretty simple and 100% useful
+Tharindu Madusanka Glad you liked it!
stop buying lottery tickets!!
do you know that by not buying it every week, that you are actually winning that amount of money every single week compared to those who participate?
Hey thats the only hope some of us have
@@youeatmydookies8577 Well don't get your hopes up when it comes to the lottery. You have a better chance of getting struck by lightning and survive from it than you would buying the winning lottery ticket. That's why I stopped buying them a while ago. It's nothing more than a poor man's tax. Real talk. 💯
@@wturner777 right
@@wturner777 i was joking about hoping on lottery tickets,i mush prefer to invest,were my momey grows a little over an extended period of time,i just thought my comment was funny,because so many people have the hope of winning millions and wasting their momey on the lottery in general,when if they had taken the money and invested in medium risk stocks they would see their money growing maybe not millions but over time and a good financial advisor they could be set for retirement and living very confortable in their old age,myself i dont believe in putting all my eggs in the same basket,diversify thats how you insure a certain amount of wealth
It is very important to invest also. Leaving it in a bank account does little for wealth growth. Invest in real estate and blue chip stocks. It is true many talented people don't get rich because they don't understand how money works.
Netflix is all you need and ps4 pro 4k tv no cable
Musik and just one game = Destiny2 :)
great underated channel, good job
Thanks for the comment. Appreciate it!
I'm 12 nearly 13 and I'm trying to save for a gaming pc to play battlegrounds since I've been playing console since I was 4
Good for you!!! You will be rich one day because at 12 you are saving for what you want and watching videos like this. Respect!
I know you are young and don't need an advice from strangers, but don't waste your money on games, my bf does that and he wasted a 2k salary on gaming gears and games.
@@freesky113 IM GOING TO STOP YOU RIGHT THERE ONCE YOU ENTER GAMING IN DEEP DEPTH YOU CAN'T ESCAPE OR LEAVE
@@mrWand. indeed, gaming is for life, not for mine though :)))
I live with no tv for 2 years now, i'm so proud of myself 😭
Do you recommend reading the richest man of Babylon for a beginner?
In life, it's not how much money you make, but it's how much money you save....
Exactly Wendy.
I've never heard of the 30 day rule, sounds like a pretty smart plan! So much money is wasted when you see something on Amazon clicking around.
*New TH-camr focusing on the stock market, huge TH-cam experiment coming at 500 subscribers*
Good luck!
Thanks!!!
Babylon is a great book, helped me out heaps
Such a great read!
It's so hard to not watch TV....cudos for those who can...but for those who grew up with massive tv hours where binging was something he did before it was a fad....it's so hard. Look...I'm watching TV right now..."TH-cam"!!!... Lol...pray for me and send me good vibes people!
Don't worry Lamont, as long as you're trying, you are better than those who don't even try to stop watching TV!
Project Better Self thanks for the advice, I'm currently working on when the tv is off meditating and just being alone with my thoughts and I have started journaling when I can. I'm trying to find a structure and a good measurable goal. Maybe start investing in my blog more where I can do one blog a week. Just some ideas I am bouncing around. As well as working on saving because the spending is definitely out of control on my end.
Woah, you have a lot going on! I wish you all the best with finding your goal, the next 2 videos will be about that. they might be helpful!
I like the idea of not watching tv. But most importantly not filling your time with useless junk thats on tv. Id say of its something that you can use to better yourself than it'd be okay to watch. The only reason I would recommend cutting cable is when you are trying to cut things out of your budget to help save as much liquid cash as possible. When I teach budgeting and saving i teach building the 4 walls; the things that you absolutely need to make it. Food, home, utilities, and transportation. Everything after those are not really needed. Especially while trying to get out of debt!
This is gold
+Ethan Bender Hey Ethan, glad you liked it!
Truth 💯
Good👍😇
Great 👍
Why is this not tought in school? All we learn is almost 20yrs of bullshit! Why is no one talking about this!? 💪
Invest, Invest, Invest in goal world.
no tv does it mean youtube count if it does time to unsub ur ch to save time = money
On TH-cam you pick what you watch on TV most of the time you are served automatically. But hey if you think that you're wasting time watching this channel, well then, it would be indeed wise to unsubscribe..
You guys always give advice as to how to save money. How about giving advice on how to spend money. How much is enough for any individual to survive on here in the USA?
Give up tv ? Ok what do i do at night play marbles
Matthew Webb This made me think of when I was a kid and had those huge plastic setups that you’d build and race marbles through! Haha. Maybe just go with Netflix or something similar?
@@StephenCourson hahaha well i have foxtel not that that is any good these days 😒
Matthew Webb so try this. Worked for me. Make a budget on paper. If you need a proven template, go to my website www.everything.money and you can get it there (it’s free). Then, fill it out and cut 10% of your spending. It’s not hard and you won’t even notice a lifestyle change. Then use that 10% to pay off debt/save/invest.
I gave up paying for cable,and have 18 free channels with an H.D.antenna!
Read business books
He's right, don't watch TV! Paying to Lose your time, that why I watch TV at work :P
& just how do you do that on a fixed INCOME? that's less than 30.000 a yr??
Use up all the food in yr fridge freezer and cupboards before shopping. Stop take outs, coffees.
You left out one very important factor when it comes to saving; don’t save in paper money! Instead, exchange your paper savings for gold or silver bullion! You’re welcome 😉
That's damn right Mr Torie...
Another thing: if you can't afford to buy something twice, it's too expensive. Hope this helps!
At 10 percent interest rates. Your money doubles in 7 year's. 🤔😁
Yep, and at one half of one percent it starts losing its purchasing power pretty quickly.
Don't worry. I won't spend my money during a month or year
Like all youtuber: more views = more money
Gold lesson.
It's nice to hear that Bala.
In Soviet Russia Money Spends You
thanks
Goes both ways.
2017 called It wants it's year back
Read wait till I get my money right on amazon for financial enlightment
I try spend the less is possible, eating horrible just cuz to save.
Is long time since I been for nice meals!
Is long time I bought new shoes, clothes getting old and thing can't by any sooner!
And guess what I getting more and more in debits!
I don't know what is wrong with today's system!?!?!?
I’m just saving money because my mom doesn’t have money so I didn’t have food so I’ll save for money
This Video Started Extreme Cheapskates...
Time is money
The thing with tv is we need to watch the football!!! 😑
He said nothing about entertainment, Or leisure. except turn off the tv. Ok, So you are saving all this money "And I am a money saving person also, But, I have a question, What good is money if you do not spend it?
Get a job at 14 and live with your parents until your 30 while only spending money on necessities and stocks.
I only agree to 70% of this!
I never got to number 5 i turned off after number 4 LOL!
Minimalism ✊
So I should buy groceries every 30 days, got it
Save for a Cruise @t Amazing!!
👌🏽
I ran away from TV Six years ago and reduced the payment price to a lowest price possible just to cater for visitors, most people when they visit You the only thing they want to talk to throughout the day is the Tv.
Safe for what ?
Only enough for extra kosts.
Uhh im just saving for a xbox one ? What is this tips My parents spend all ?..
Bruh, number 4 is really depressing....
First you need to make money to save it.
lottery tickets and redbull is just a money pit
watching youtube or using the internet is the same shit as a tv
Saving money
USE THE THIRTY DAY RULE
Pay yourself 10 % of your income
Shopping list
Cut your tv
Save money-> earn more money
How save money
Time to housewife is money?????I am killing time everyday yo
effective
U know wat drains ur wallet the most KIDS
And when you go shopping dont go with females in general.
You lost me with cutting off TV.
It is worthless to save money, Make a video about "How to earn money"
Oh yeah cable and internet we need but *clothes* naa fuck clothes *YOU DONT NEED THEM*
nice ads
accept poor and go save money !
I need as ps4 nnnnoooowww actually nowwwwe
Stop watching tv? Good advice but watching TH-cam ia also similar too tv .. 🙄M I wasting my time? What u say? #ProjectBatterSelf
I luv u hahaaha
Glad you liked it.
Stop watching porn
Saving money is for poor
Nenad IC XC Shuput what do you suggest?
Tasiru Hassan Getting money. Not saving it.
Nenad IC XC Shuput is better to save then be broke
Musik no it's better to figure out way of multiple incomes then have to save which means be brock
Nenad IC XC Shuput yea i like that one instead of sitting all day
Pay your self 10% . Is shit
A fool and his money are one big party
This is society including myself