In today's world marriage is the biggest loss a man can bear. In case of divorce, the gold is lost, money has to be given and man is destroyed forever.
In my village monthly expense of just Rs8000 is still a luxury for 3-4 members family. It feels like a blessing. (Note: most of the villagers have own land for rice and vegetables.)
In my village, it's 15000. In Jaunpur U.P. but you have house and at least 3-4 bigha fertile land and you have not any liabilities like girl Marriage, children higher education.
My stepmother lives in a big well known Tier 2 city and her monthly expenses are only 8000 Rs, she lives in my father's house so there is no rent. In fact if she spends 10,000 Rs some month she thinks it's too much.
one crore is enough if: 1. You are able to reinvest and get 8-10% annually. 2. You have some secondary source of income, Example: income from house rent or monthly pension plan from LIC.
You need 30 x annual expense as per Fire method . Plus another 50 Lakhs per child if he is an indian citizen and wants to pursue higher education in India .
Thank you for providing these valuable lessons. Don't know about anyone else but for me reinforcing these things is more important than learning new ones
If your yearly expenses are 600000, then plan to save two times of your yearly expenses. So that makes 1800000 per annum. If you invest 3.6 crores in Bank FD and Post Office Schemes which gives 6 percentage per annum, it will give you 1800000. Another 50 lakhs for children's education, 50 lakhs for marriage. So that makes 4.6 crores. Safe to have 5 crores for retirement. This is my calculation for retirement ❤.
Sir as always u and ur work and explanation is amazing... 7% inflation is very low.. 1Cr is very less, minimum 20 Cr are must looking ot next 20 to 30 yrs life style.. buying a good car, treatment in big hospital which we can expect 3 to4 times in next 40 yrs for comfortable retiring life is must.
@@AjayKumarSharma-ic4un top notch people in management having 2-2.5l salary with family find it difficult to make 3 crores in lifetime and u r talking about 20 crores...non sense
In my personal opinion, If you have Exhausted PPF, you can go for NPS for both, but NPS should not be the only plan for retirement, I feel Equity investments is superior, however i believe one needs to have multiple sources of income post retirement (Rental income, Dividends, NPS, FD's) , frugal living & good medical insurance coverage
Your analysis wonderful which factors in increase in addl 5% enhancement in SWP amount. I had never considered it on annual basis SWP, though known to us that 7% annual inflation wl be there
Sirji ...you are explaining ..how much saving ...we need to do till to reach to the the goal...Okie if I have 1 crore or whatever you saying ...I also can manage my investment...but ....Aaj ka topic or content both are not good ...or not up to the mark
Parimal, would you not want to also consider the taxation aspect, not sure would consider this complete. Do not reflect good on your part, if you want to give a perspective on retirement, do consider all the concerned factors.
Sir Life don't runs in such a manner. These calculations will not servive for a single year. Life is is not simply that you can solve it just in s simple calculation. This video is not practical. It can be considered for entertainment. Sorry you may feel bad but I am a regular viewer of your videos. I am leaving a lot. But this video is not your standard.
me .. I have worth of 1cr. aprox but still afraid that it wont work as explained in video.. bcoz apart from retirement we need money for Kids education, marriage , medical expenditure, house construction etc.
In today's world marriage is the biggest loss a man can bear. In case of divorce, the gold is lost, money has to be given and man is destroyed forever.
In my village monthly expense of just Rs8000 is still a luxury for 3-4 members family. It feels like a blessing.
(Note: most of the villagers have own land for rice and vegetables.)
Which village
That's Depends on Life Style too..
In my village, it's 15000. In Jaunpur U.P. but you have house and at least 3-4 bigha fertile land and you have not any liabilities like girl Marriage, children higher education.
bhaaiya if have family need at-least 40000 INR in Indian village too unless you are living in mud huts and not using anything
Village Life is good bro...
After 20 years it will be a miracle for me if I have 1 crore retirement corpus.
My stepmother lives in a big well known Tier 2 city and her monthly expenses are only 8000 Rs, she lives in my father's house so there is no rent. In fact if she spends 10,000 Rs some month she thinks it's too much.
one crore is enough if:
1. You are able to reinvest and get 8-10% annually.
2. You have some secondary source of income, Example: income from house rent or monthly pension plan from LIC.
You need 30 x annual expense as per Fire method . Plus another 50 Lakhs per child if he is an indian citizen and wants to pursue higher education in India .
i guess its more than enough for me .. i live in small town .. 4-5 lakhs is more than enough to live luxury
महत्वूर्ण माहिती दिल्याबद्दल धन्यवाद.
Thank you for providing these valuable lessons. Don't know about anyone else but for me reinforcing these things is more important than learning new ones
Great Video!! can you please share the Excel sheet
Wow...that spreadsheet carries a lot of helpful insights...is there any possibility of sharing it.
1 cr was enough 25-30 years ago...in towns that too 2nd tire
Aaj mai 30 sal ka hu aur mere pas 1 crore bhi hai 🙄
Thoda garibon wale calculation kiya kariye Sir.
Sip 66000 and monthly salary 50000
Please also consider minimum 10% LTCG in your calculations.
If your yearly expenses are 600000, then plan to save two times of your yearly expenses. So that makes 1800000 per annum. If you invest 3.6 crores in Bank FD and Post Office Schemes which gives 6 percentage per annum, it will give you 1800000.
Another 50 lakhs for children's education, 50 lakhs for marriage.
So that makes 4.6 crores. Safe to have 5 crores for retirement. This is my calculation for retirement ❤.
Sir as always u and ur work and explanation is amazing... 7% inflation is very low.. 1Cr is very less, minimum 20 Cr are must looking ot next 20 to 30 yrs life style.. buying a good car, treatment in big hospital which we can expect 3 to4 times in next 40 yrs for comfortable retiring life is must.
Bro pura video to dak lo accach saa. Yo sirf retirement ki baat kar raha hai . Others koi bhi finalcial goal ja liya seperate planning karna paredge
Good car is very difficult to define, for some it could be an 8-10 lakhs car, for others it could be 30-40 lakhs or even 50-60 lakhs.
Pagal ho kya????1 -1.5crore is enough
@@AjayKumarSharma-ic4un top notch people in management having 2-2.5l salary with family find it difficult to make 3 crores in lifetime and u r talking about 20 crores...non sense
Thanks, but Video quality very bad figures not visible
In my personal opinion, If you have Exhausted PPF, you can go for NPS for both, but NPS should not be the only plan for retirement, I feel Equity investments is superior, however i believe one needs to have multiple sources of income post retirement (Rental income, Dividends, NPS, FD's) , frugal living & good medical insurance coverage
Sir,yeh excel kaha se milega?
From where to get the excel sheet ?
Great video Parimal sir. Pls share this excel sheet would be appreciated much
Provide the excel sheet in the comments section
Very Informative Sir. Thks
Your analysis wonderful which factors in increase in addl 5% enhancement in SWP amount. I had never considered it on annual basis SWP, though known to us that 7% annual inflation wl be there
Sheet ka link milega?
Please share excel
Sheet ka link he share kar dete sir
ye sheet chahiye
Discounts only given when products don't sell
Please share the excel sheet..
Hi @parimal Ade Sir , Please can you share the excel sheet ? in th description
Sir is excel ka link bhej dijiye to bahut help ho jayega
How do you define retirement
Bahut sundar Hindi bolte Parimal.
Thank you sir for video, thida tension kami zala aata 😅
NICE ONE Sir. can i get the excel sheet
Sirji ...you are explaining ..how much saving ...we need to do till to reach to the the goal...Okie if I have 1 crore or whatever you saying ...I also can manage my investment...but ....Aaj ka topic or content both are not good ...or not up to the mark
Please attach excel sheet link
Whats the withdrawal rate assumed here?
Itna to app ke pas cash hoga sir 😅😅😅😅😅
😂
Ganta
2000 notes wala?
Sahi Pakde ho bhai
Piramal enterprise inhi Ka hai bhai
Sir 12% interest kon देता है 😊
Please give excel link
Thanks for your efforts!
The workings on SIP and Step up SIP required, seem to be wrong
sir excel file link add kijiye
would u be ok to share the excel sheet Mr Parimal
Thank you parimal Sir
Sir i m 39
Mf portfolio 1.18 cr
Arround 25 lakh in fdss
10 laks in equity
Monthly ex arround 50 k
Can i retire now
Not possible to decide just on above details. Plz send your complete details at contact@investyadnya.in
Enough h, just take a less paying, less work stress job for daily expenses
Sir, can you give me this Excel sheet?
Can you give Excel sheet link
Sir please do a video on middle class people who r earning 30000 / month so they should give good returns it's a kind request
Timely video
Nice presentation 🎉
Paise ki hawas ho to puri dunia ki daulat bhi kam hai...! Aur agar man Shanti hai ti lig Jungle mein reh kar bhi Pura jeewan nikal dete hain...!😊😊
Formula 72 use karo financial freedom achieve karo😂
Thanks Parimal Sir
05:30 Me 30 ka hi hu Sir. 😅 Lekin 1CR hai nahi! 😭
Koi na bhaisnhb kar lo ek cr
@@PRIYANSHU-t8w parimal sir ka sath rahega to unke margdarshan me kabhi n kbhi ho hi jayega. 👍
Parimal, would you not want to also consider the taxation aspect, not sure would consider this complete. Do not reflect good on your part, if you want to give a perspective on retirement, do consider all the concerned factors.
For checking, please provide an Excel file
thanks for this
1 cr bhut h aaj key liye
Sir
Life don't runs in such a manner. These calculations will not servive for a single year. Life is is not simply that you can solve it just in s simple calculation. This video is not practical. It can be considered for entertainment. Sorry you may feel bad but I am a regular viewer of your videos. I am leaving a lot. But this video is not your standard.
1cr goal of mine in 10 years.
Not more than 5 year bro
Swaal to sahi hai
1 cr in not enough sir
❤
35 mein kaun retire hona chahte hai.
Me: 🙋
me .. I have worth of 1cr. aprox but still afraid that it wont work as explained in video.. bcoz apart from retirement we need money for Kids education, marriage , medical expenditure, house construction etc.
Not practical content sir
Aap apnini publicity ke liye yai sub jumle hai
Achha solution diya kro