sir end of the day it is all about luck - 2014 to 2020 6 years growth went down in just 2 weeks and when we plan something big in 2020 all the 6 years gone and we get only same or less of actual investment ... so its purely luck ... 2008/2009 dip time - 15 years - good stocks which was around 70 80 rupees now showing as 1600 1800 etc .... 20+ times increased but what someone gonna put today never gonna run 20+ times in 2040 .... :) :) :) all stocks all ready over valued .... all looks great in youtube channels and videos nobody knows -about global events or natural changes
Luck ah.. *Look at all the major falls & returns 12 months later*. - Between Jan 08 - Mar 09, BSE 500 fell 66% but generated 127.6% in the next 12 months - Between Jun 13 - Sep 13, BSE 500 fell 10.1% but generated 59.7% in the next 12 months - Between Feb 20 - April 20, BSE 500 fell 37.3% but generated 98.8% in the next 12 months. Keep investing as and when you have funds, bcoz Nobody can time the market.
@@nivasexcites your point is correct - timing the market is difficult and investment should be habit with discipline .... but here the point is when the market get a huge hit when we are in need of big money from the market accumulation what we could do - warning about the risk is what i couldnt see in any of the youtube videos .... RD /FD gives guarantee / also postal gives guarantee / PPF gives guarantee .... nobody gives advise to exit the market with the profits :( :( .... example if someone put 1000 rupees in market 2024 goes to 10000 in 2029 and suddenly it fell back to 1000 in crash but he is in need of 10000 rupees what he will do ???? ... 15 to 20 years minimum we need to give to see the market wealth to accumulate ... nobody would hv told in 2014 Nov - 10years back that market will hit this much in 2024 same way 2034 what will be the market nobody can give gaurentee .... if ur 1000 rupees cross 2000 just take out the 1000 of ur money and rest all is about when u take out profit :) :)....
@@nivasexcites anyways bro ... me thinking to wait until dec end ... last week of dec i am planning to jump heavily - will wait for july end or august end - come out fully with all the profits .... again come back by dec end :) :) - is that ok ????
My money an iam taking risk , once taking profit tax same money invest in real estate or other investment again stamp duty. Same rotate different ways tax also follows us. I think direct invest in immovable property take benefit excess amount can be in mutual fund.
ஏன் ஒரு லட்சம் பணம் போடலாமா அதில் எவ்வளவு எடுக்கலாம் 😢😮 பதில் சொல்லுங்கள் 😢😮 இறைவன் அருளால் அனைவரும் நல்லா இருக்க வேண்டும் 🎉❤ நிம்மதியாக வாழ ஆரோக்கியமாக வாழ சந்தோஷமாக வாழ உதவிச் செய்ய வேண்டும் இறைவா 🎉❤
sir can you give some suggestion for mid cap FMCG dividend stocks for long term / 140 crores indian population needs PHARMA / FMCG/ BANKING / INFRA / TECH / POWER ... based on that we could select for 15 to 20 years non stop SIP on above thematics
Hi bro Am looking for shariah plan of SIP or SWP which gives for monthly income after five years onwards…ready for lumsum amount also initially.please update for such plans.thanks
Normally we are accumulating amount in SIP using various schemes like small cap, mid cap, index fund etc. But while doing swp we need to transfer all the invested amount to hybrid fund. In this case we need to pay huge amount of capital gain tax. How to avoid this capital gain tax?. Instead of transferring the accumulated amount to hybrid fund, is it ok to have SWP in the same plan where we have accumulated the amount? Advice please
hi, i'm currently planning to invest 10k monthly in sip, after 15 yrs can i convert it into swp. will that be benefial or should i star swp from now and start withdrawal after 15 yrs.
Nivas one doubt. If i am having a money of 5 crore and opting for swp with a monthy income of 5 lakhs for 20 years, can i go for a housing loan of 5 crores for a monthly emi of 5 lakhs. Are the banks ready to give housing loan for this method. Can u clarify this
Income proof is a must for home loan. Income from investments will not be considered. After taking a loan, What if you withdraw this 5cr and buy another property? Earned Income from a job or business is a must and Income proof is a must.
Dear Sir, SWP Is it better to buy directly or through the demat account? If I invest 15, lakhs in SWP, quant absolute fund growth option. Difference Between Direct and Regular Mutual Funds. Can you please give some example to explain? Thank you
Sir i want to invest in sip we went and suggest in a nationalised bank in january till now no replybfrom them. Is there any alternative method to invest in sip.let me guide sir
அண்ணா எனக்கு வயது 20 இப்போது நான் 15 லட்சம் investment செய்து மாதம் 15,000 எடுக்கலாமா ? இப்படி செய்தால் பணம் வளருமா ? Retried age வருவதற்கு இன்னும் வருடங்கள் இருக்கின்றன? இப்படி investment பண்ணலாமா?
Sir, I am planning to sell my apartment for 50 lakhs and invest in swp plan for monthly 30k withdrawal for 15 years. Is it advisable to proceed this plan. The rent I am getting from that house is 10k
Yes you can do. But if you can manage your expenses from your salary or business, don't do swp. Let the money grow. Calculate the potential of 50lakhs in 15yrs.
Dear Investor, Mutual fund investments are subject to market risk. Then how we are going to pay taxes when you are planning to make withdrawals. So be transparent, 50% we can believe such videos. Can the youtubers will explain what happened for US64 in UTI mutual fund. Similarly what happened for Diwan housing finance company. Investment advisor told these company was AAA rating company. Now we all lost money. Dont trust 100% about these recommendation unless you wish to liquidate your hard earned money . Think and study the market first. Choose direct investment option on mutual funds and plan proper withdrawal option in every 3 years once to avoid disappearing of money
You have to invest with guidance. If you are not willing to take risk means, avoid direct stock market investing. Mutual funds are safe way to invest in stock market. Today Sebi is very strict on rules to protect investors. US 64 happened in UTI in 2002.
![Key Benefits of Systematic Withdrawal plan [ SWP vs Rental Income ]](http://i.ytimg.com/vi/nrWdYpz6ugk/mqdefault.jpg)
நல்ல விளக்கம் நன்றிகள்
sir end of the day it is all about luck - 2014 to 2020 6 years growth went down in just 2 weeks and when we plan something big in 2020 all the 6 years gone and we get only same or less of actual investment ... so its purely luck ... 2008/2009 dip time - 15 years - good stocks which was around 70 80 rupees now showing as 1600 1800 etc .... 20+ times increased but what someone gonna put today never gonna run 20+ times in 2040 .... :) :) :) all stocks all ready over valued .... all looks great in youtube channels and videos nobody knows -about global events or natural changes
Luck ah.. *Look at all the major falls & returns 12 months later*.
- Between Jan 08 - Mar 09, BSE 500 fell 66% but generated 127.6% in the next 12 months
- Between Jun 13 - Sep 13, BSE 500 fell 10.1% but generated 59.7% in the next 12 months
- Between Feb 20 - April 20, BSE 500 fell 37.3% but generated 98.8% in the next 12 months.
Keep investing as and when you have funds, bcoz Nobody can time the market.
@@nivasexcites your point is correct - timing the market is difficult and investment should be habit with discipline .... but here the point is when the market get a huge hit when we are in need of big money from the market accumulation what we could do - warning about the risk is what i couldnt see in any of the youtube videos .... RD /FD gives guarantee / also postal gives guarantee / PPF gives guarantee .... nobody gives advise to exit the market with the profits :( :( .... example if someone put 1000 rupees in market 2024 goes to 10000 in 2029 and suddenly it fell back to 1000 in crash but he is in need of 10000 rupees what he will do ???? ... 15 to 20 years minimum we need to give to see the market wealth to accumulate ... nobody would hv told in 2014 Nov - 10years back that market will hit this much in 2024 same way 2034 what will be the market nobody can give gaurentee .... if ur 1000 rupees cross 2000 just take out the 1000 of ur money and rest all is about when u take out profit :) :)....
@@nivasexcites anyways bro ... me thinking to wait until dec end ... last week of dec i am planning to jump heavily - will wait for july end or august end - come out fully with all the profits .... again come back by dec end :) :) - is that ok ????
Very good explanation sir. Thanks a lot
அருமையான விளக்கம் ஏற்கனவே முதலீடு செய்து வரும் எங்களுக்கு முதலீடு சம்பந்தமான தங்களது விளக்கம் மேலும் உத்வேகம் அளிக்ககூடியாத உள்ளது. ❤
Thank you for the appreciation
Welcome back sir nice topic God bless you
Thank you
Good explanation
மிகுந்த பயனுள்ள தகவல்களுக்கு நன்றிகள்.
Always Welcome
Very informative video on Swp.Thanks!
Thank you
Sir நான் நினைப்பது யெல்லாம் இந்த video's இருக்கு thanks sir
Most welcome sir
மிகவும் பயனுள்ள ஆலோசனைகளை தமிழில் வழங்கியமைக்கு மிக்க மகிழ்ச்சி
Thank you
Thank you very much sir
Clear explanation sir thank you.
Thank you so much
Valuable information, Thank-you sir
Most welcome
Very nice and useful even to common man
Thank you
மிகவும் பயனுள்ள தகவல்
Thank you
Nandri Sir
Nice explanation Bro.
Thank you sir
Thanks!
After the recent budget LTCG is now 12.5% and STCG is 20%. So better to stay invested longer to pay less tax + first 1.25L is taxfree
Good information.. thanks sir 👍
Most welcome
❤😂Very useful discussion
Super Sr. Citizen.
Thank you
Thank you
Good information tq sir
Most Welcome
Thank you sir
My money an iam taking risk , once taking profit tax same money invest in real estate or other investment again stamp duty. Same rotate different ways tax also follows us. I think direct invest in immovable property take benefit excess amount can be in mutual fund.
Sir sip epdi investment pànrathu. Sip entha companyla investment panrathu. Please explain sip for beginners
WhatsApp to 9363254007
ஏன் ஒரு லட்சம் பணம் போடலாமா அதில் எவ்வளவு எடுக்கலாம் 😢😮 பதில் சொல்லுங்கள் 😢😮 இறைவன் அருளால் அனைவரும் நல்லா இருக்க வேண்டும் 🎉❤ நிம்மதியாக வாழ ஆரோக்கியமாக வாழ சந்தோஷமாக வாழ உதவிச் செய்ய வேண்டும் இறைவா 🎉❤
Minimum amount for SWP is 1.5Lakhs. Monthly 1000 you can do Swp
Sir u clearly explained.
Thank you
Super sir
Thank you
sir can you give some suggestion for mid cap FMCG dividend stocks for long term /
140 crores indian population needs PHARMA / FMCG/ BANKING / INFRA / TECH / POWER ... based on that we could select for 15 to 20 years non stop SIP on above thematics
Sir, kindly detail explanation in TATA AIA sampoorna raksha param raksha ROP plan.
Better to avoid
Sir,Any Classes for MF?
Please advice best 3 mutual fund for swp,
After 3 year apparama than swp activate pannaum..
Hi, pls WhatsApp to 9994266772
Sir % calculation epdi sir
Hi bro
Am looking for shariah plan of SIP or SWP which gives for monthly income after five years onwards…ready for lumsum amount also initially.please update for such plans.thanks
Whatsapp to 9994266772
Hi sir,i need to invest money in SWP plan, can you give me guidelines which can choose pla...
WhatsApp to 9363254007
Normally we are accumulating amount in SIP using various schemes like small cap, mid cap, index fund etc. But while doing swp we need to transfer all the invested amount to hybrid fund. In this case we need to pay huge amount of capital gain tax. How to avoid this capital gain tax?.
Instead of transferring the accumulated amount to hybrid fund, is it ok to have SWP in the same plan where we have accumulated the amount?
Advice please
We can withdraw in same funds also. It's advisable to small cap funds alone after retirement to hybrid funds
hi, i'm currently planning to invest 10k monthly in sip, after 15 yrs can i convert it into swp. will that be benefial or should i star swp from now and start withdrawal after 15 yrs.
Nivas one doubt. If i am having a money of 5 crore and opting for swp with a monthy income of 5 lakhs for 20 years, can i go for a housing loan of 5 crores for a monthly emi of 5 lakhs. Are the banks ready to give housing loan for this method. Can u clarify this
Income proof is a must for home loan. Income from investments will not be considered. After taking a loan, What if you withdraw this 5cr and buy another property? Earned Income from a job or business is a must and Income proof is a must.
Banks will never ever be a fool, but they will make you are...
We have to do basic research before investing
Thanks
Welcome
Dear Sir,
SWP Is it better to buy directly or through the demat account?
If I invest 15, lakhs in SWP, quant absolute fund growth option.
Difference Between Direct and Regular Mutual Funds.
Can you please give some example to explain?
Thank you
Sir WhatsApp to 9994266772. We will guide
SWP which bank or agency is good to go so that i can get guidance.
WhatsApp to 9994266772
Hai. Sir...now i had 5 lakh..please suggest some mutual funds to invest for 5 years...
We have suggested the funds in the video itself. If you want guidance to invest, WhatsApp to 9994266772
Sir i want to invest in sip we went and suggest in a nationalised bank in january till now no replybfrom them. Is there any alternative method to invest in sip.let me guide sir
Hi, WhatsApp to 9363254007
Hi,swp enga yarkitta approach pananum.bank or what
@@muneerahmunee1176 WhatsApp to 9363254007
Sir please check this is correct?
10,00,000 invested
10,08,000 withdrawal 8.4 Percent
28,78,535 balance for quant fund 18.65
Sir mutual fund my portfolio size 40 lak MUTUAL FUND against loan 20% take. The investment in mutual fund correct choice Sir.
You have taken loan against from mutual funds?
@@nivasexcites no sir
10 lakh swp methodla nan monthly 5 k withdraw panalama, enoda money grow agun monthly income maari oru amount varun apti thana sir
Yes. But don't do it now. Use it only for retirement stage
Sir I Invest 5 Lak Which is Best SWP MUTUAL FUND
We have given few options in the video itself. For more details, WhatsApp to 9363254007
அண்ணா எனக்கு வயது 20 இப்போது நான் 15 லட்சம் investment செய்து மாதம் 15,000 எடுக்கலாமா ? இப்படி செய்தால் பணம் வளருமா ?
Retried age வருவதற்கு இன்னும் வருடங்கள் இருக்கின்றன? இப்படி investment பண்ணலாமா?
Bank employees சொகுசு போய்டும்
Quant absolute fund for swp ok ah?
Yes you can do
Sir my age is 25 should i go for sip or swp
Sip till you retire
தாங்கள் கூறுவது போல் 10 லட்சம்யாரிடம் கொடுப்பது எப்படிஎப்படி சேமிப்பதுஎன்பதை தெரியப்படுத்தவும்
Sir whatsapp to 9994266772
Sir, I am planning to sell my apartment for 50 lakhs and invest in swp plan for monthly 30k withdrawal for 15 years. Is it advisable to proceed this plan. The rent I am getting from that house is 10k
Yes you can do. But if you can manage your expenses from your salary or business, don't do swp. Let the money grow. Calculate the potential of 50lakhs in 15yrs.
@@nivasexcites thank you sir ❤
Can I invest ten lakhs in SWP and then can I withdraw from next month
Yes. You can get. But use it if you have retired from the job. Otherwise leave the money to grow.
Hi Bro..I already start to invest flexi cap fund per month 10k
But I plan to invest more 10 k in mutual fund.
How to invest this 10k ?
Invest in midcap and small cap fund, 5000 each
Swp epdi create pannanum
@@rajujasmine2713 WhatsApp no 9994266772
Sip ku best investment app ethu sir
Investor App - www.assetplus.in/mfd/Excitemutual
பணம் எடுக்க எடுக்க யுனிட் குறைந்து மொத்தமாக கரைந்து விடுமா?
@@saianbarblogspot no it will not happen. You should not withdraw morethan 9%
Sir SWP la minimum evlo invest pannalam sir.
2lakhs
10 lakh personal loan eduthu, SWP emi ku vara mathiri mutual funds la podurathu nalla optiona?
😮nooo
@jollylife15 never invest by getting a loan.
Dear Investor, Mutual fund investments are subject to market risk. Then how we are going to pay taxes when you are planning to make withdrawals. So be transparent, 50% we can believe such videos. Can the youtubers will explain what happened for US64 in UTI mutual fund. Similarly what happened for Diwan housing finance company. Investment advisor told these company was AAA rating company. Now we all lost money. Dont trust 100% about these recommendation unless you wish to liquidate your hard earned money . Think and study the market first. Choose direct investment option on mutual funds and plan proper withdrawal option in every 3 years once to avoid disappearing of money
You have to invest with guidance. If you are not willing to take risk means, avoid direct stock market investing. Mutual funds are safe way to invest in stock market. Today Sebi is very strict on rules to protect investors. US 64 happened in UTI in 2002.
Good evening sir i am vegitable sales in market this is pershable goods how tax came please explain
Are you paying tax now?
No sir
My age 28, now i started SIP, monthly 25k in Equity (90% Mutual fund), is it risk?
Good start. Take term insurance as well.
Anna unga contact number
9363254007
Good explanation
Thank you!