Doug is the most pleasant sounding shade thrower ever... it's almost like you want to thank him afterwards for insulting you. I want to download a clip of his laugh for the ringtone on my phone. I already have Judge Judy yelling "you're an idiot!" when I get messenger alerts. 😊
Nope. He understands. He's a loan shark who thought he could fool the judge with the silly "investment" story. The defendant told him "you shouldn't have put that in the note". Because that note proves they were both involved in a loan shark deal.
Well there you have it folks. This is what happens when you’re greedy . Basically made back his whole investment and was still going to make more if he just waited.
The plaintiff tried to get the profits of an investment with the guaranteed repayment terms of a loan. You have to pick one or the other, and no court is going to enforce an illegal contract.
If someone has the ability to double your money in two to three weeks, why don't they just go to own of those check advance places and pay them back in a couple weeks?
Those places have major interest especially if you do not pay it in full before the interest rate racks up and the loan becomes more than double what you actually borrowed. But I get what you are trying to imply that if it was so easy to double your money why do it through sales of products that may or may not make any profits.
@@Lh-wq5gc I'm so confused by this! There are supposedly laws against loan sharks and high interest so why can these check cash places do it legally? Do you happen to know how they get away with it??
The only investment I make is putting my paycheck into a personal bank account that only I have access to. These "quick flip" money schemes have a high rate of not panning out. 😂
How people don’t recognise a scam from the beginning is beyond me 🤦♂️ Edit: At first I thought the defendant was the scammer but then the plaintiff tried to be a bigger scammer 🤣
Idk if this is a scam though. The defendant has been making payments to the plaintiff up to 950 which prove this is not a scam. The plaintiff is just another stupid's investor, because i think he can get up to 80% return on his investment from what i can see. He just blew it for whatsoever reason. No pain no gain. No risk no reward.
@@samduong8889 the plaintiff basically got a refund. That doesn’t mean it wasn’t a scam to begin with. But if you think paying $1000 for herbal tea so that you can re-sell it for almost twice the price to friends, family and/or random people sounds like a good idea, you go right ahead and do that. Me? I’ll just buy regular ordinary tea from the supermarket 😉
Lol!! Oh Dougie, Dougie, Dougie!! To the Plaintiff- “do you realize your a “loan shark” in eyes of the law, the guy says “no, I’m not a loan shark, Dougie: yes, you are, Plaintiff: no, I’m not -like a couple of kids arguing back & forth!! Lol!!? Oh my!!! Oh Dougie! Your such a hoot!!
I don't believe the plaintiff understood that he was making a usurious deal with the defendant. On the other hand he was too stubborn to accept that it was illegal even after Judge Milan explained it to him over and over. He should be glad he got his $1000 back since it was an investment. I get the feeling the defendant is a straight up honest business man and not trying to scam anyone. Too bad the plaintiff screwed up his Paypal account.
Nah. They were both involved in a loan shark deal. Defendant knows he's a loan shark. But he came up with a foolproof way to make it look like an "investment". Not too bright...you got that right, but for the wrong reason.
A business investment has different legal parameters than a loan. And, no you cannot legally charge 90 percent on a business loan, it's usery and illegal. Some places charge really high interest, but they are highly regulated and must comply with strict rules.
He needs to learn the difference between loan and investing.. But something deep down tells me he knew what he was doing because when he said that he could be jail for it at the end he just shrugged his shoulders as if he didn't care..
Dude was clearly a loan shark. And the defendant told him "you shouldn't have put that in the note". The loan shark thought he was smart, but he wasn't.
I think she should’ve calculated the correct amount of interest for him . He did not “loan” the money , he simply was ignorant on the law . He was very kind to lend a stranger that type of money for his business , but he was a bit hasty on when it was to be repaid . Instead of using the words “repay” or “paid back” he should’ve been asking , how is his “investment “ and how are “sales”. My ruling (and yes I’m in law - Doctorate not JD) would’ve been to pay him the $50 he owed , plus calculate any interest on sales based on how many tea’s were sold since the investment . Also I love Dr. Sebi ; even though they bleeped it out , I am sure that is who he said 😊
I find it interesting that you have a "doctorate in law" because you are saying two completely different things here. Either it is a loan and she should have calculated "proper" interest, or if it is in an investment then she should have calculated how much product sold and base his return on what was sold (or make him wait to make a profit). The last thing to be done would be "calculate any interest on sales based on how many tea’s were sold since the investment" as per you verbatim. That would be mixing the loan/investment together which the judge refused to do.
You all got the parties mixed up. The plaintiff was the one who invest $1,000.00 and it was in a written agreement, that he was to be paid back. The defendant was the one who took the money and never paid back. So the defendant never paid the investment back plus the agreed amount extra. No loan, just an investment, short term investment. And nothing happened on the defendant side.
So they definitely talking about Dr. Sebi and tbh I have still yet to see someone with a medically diagnosed illness go to dr get treatment and then have said they were cured by a licensed medical professional
Many of you are making comments about the transaction not being legal. Of course not😂. This is a "Hood" transaction. This happens all the time in urban neighborhoods. The problem is, if the transaction doesn't go as planned, you can't take it to the law. These transactions are not documented, and require a person to stand on their word. The defendant needed the money right then, and was willing to pay any amount to get it.
The post interviewer is the most useless guy 😂 You can tell there's not much abstraction of thought going on in his head, just parroting what other people said. Lmaoo
He could have just got a loan instead of tempting someone with the profits... I know its not always easy... ah well! He got a good deal there.. doesn't need to pay the 800 anymore..
Doug is the most pleasant sounding shade thrower ever... it's almost like you want to thank him afterwards for insulting you.
I want to download a clip of his laugh for the ringtone on my phone. I already have Judge Judy yelling "you're an idiot!" when I get messenger alerts. 😊
Ew
Doyle from Mathis is the best bailiff!
Even though the judge told him repeatedly, the plaintiff still doesn't understand the difference between loan and investment 🤦🏾♀️🤦🏾♀️🤦🏾♀️
Very thick skulled.
"But we do it in Jamaica every day?!?"
He understood. But thought he could stick to his story about the "investment" and all would be well. He's a loan shark. But not a smart one.
He know what the judge saying idk why he playing dumb
@@fuller8705 he IS that,dumb
If making money was that easy everyone would be doing it, not just the gullible.
it actually is. Open up a business like speedycash in a lower class neigborhood.
@@bonbonjovi4836Is that the payday loan places?
Making money is easy lazy people are the ones that complain making money is hard
One thing about Doug is that he's going to set you straight😂😂😂 he's not holding back or biting his tongue no matter who you are
Facts
Sir in the eyes of the law you are guilty of Sharking 😂
@@marcusredwine9918 I was rollin
@@marcusredwine9918 😂😂😂
@@davidfavors781 me too, Doug is cool!
The plaintiff, clearly, will never understand the difference between loanshark and investment....a perfect target!
Target for what?
Nope. He understands. He's a loan shark who thought he could fool the judge with the silly "investment" story. The defendant told him "you shouldn't have put that in the note". Because that note proves they were both involved in a loan shark deal.
He really thought the courts were going to enforce that mess 😂
😂😂😂😂😂😂. Just for the heck of it, the defendant should make a police report. It is against the law
Nah. Then the next loan shark won't lend him money.
Well there you have it folks. This is what happens when you’re greedy . Basically made back his whole investment and was still going to make more if he just waited.
The plaintiff is clueless
Dude still didn't get it.
"What about my interest?!?!?"
I watch at least 2 Judge Milans a day 😅 youtube automatically shows me the ones i havent watched. I love it here 😁
Welcome to the watch party
I've been bingeing these videos for the last day or so. I only JUST discovered that they had full episodes here on TH-cam. ♥️
Yes I have been binge watching going on two weeks now 😂
Doug is PERFECT for this job 😂😂😂
Yes!! The other guy is a little annoying 😂 but I LOVE Doug.
I never understood how title loan places can charge so much interest but a private individual can't
I agree with you. Credit cards as well. I think they're listed as exceptions, but they shouldn't be.
Credit cards and title loans cannot charge 90% interest like this guy
They lobby to the govt
In all fairness this private individual charged 750% APR in this case where worst credit cards probably closer to 20%.
That’s not true, there are federal laws in place that puts in place caps for the loan places as well.
It seems like this guy *should be arrested* for loan-sharking.
The plaintiff tried to get the profits of an investment with the guaranteed repayment terms of a loan. You have to pick one or the other, and no court is going to enforce an illegal contract.
If someone has the ability to double your money in two to three weeks, why don't they just go to own of those check advance places and pay them back in a couple weeks?
Those places have major interest especially if you do not pay it in full before the interest rate racks up and the loan becomes more than double what you actually borrowed. But I get what you are trying to imply that if it was so easy to double your money why do it through sales of products that may or may not make any profits.
...one... Not, ..."own"...
Not a good idea. Good money after bad!
@@Lh-wq5gc I'm so confused by this! There are supposedly laws against loan sharks and high interest so why can these check cash places do it legally? Do you happen to know how they get away with it??
😭 because they gone pay back triple what they got.
Why is he so upset? Lol if he took a loss ok understandable but he didn’t he was made whole he got what he put out back. Like dude relax 😂
Same thing, he gave 1k and was returned 1k.
@@vellabella1 that’s what I said…. He hasn’t taken a loss he’s “been made whole”.
But he's a loan shark. But not a smart one. That "investment" story and the unusual "loan agreement" killed him.
No guarantees on an investment
Someone got scammed on the interwebz?!?!?
UNPOSSIBLE!!!!!
I was a broker. That absolutely was ussery and it's illegal. An investment is not something where you're guaranteed a certain amount of money back.
The judge explained the definition on Loan Sharking and this idiot continues to refuse what the judge is saying lol 😂
The only investment I make is putting my paycheck into a personal bank account that only I have access to. These "quick flip" money schemes have a high rate of not panning out. 😂
So is she gonna let them speak or speak over them ?
How people don’t recognise a scam from the beginning is beyond me 🤦♂️
Edit: At first I thought the defendant was the scammer but then the plaintiff tried to be a bigger scammer 🤣
Idk if this is a scam though. The defendant has been making payments to the plaintiff up to 950 which prove this is not a scam. The plaintiff is just another stupid's investor, because i think he can get up to 80% return on his investment from what i can see. He just blew it for whatsoever reason. No pain no gain. No risk no reward.
@@samduong8889 the plaintiff basically got a refund. That doesn’t mean it wasn’t a scam to begin with. But if you think paying $1000 for herbal tea so that you can re-sell it for almost twice the price to friends, family and/or random people sounds like a good idea, you go right ahead and do that. Me? I’ll just buy regular ordinary tea from the supermarket 😉
Wow they had to censor out Dr Sebi's name? Interesting
Lol this exactly why pay day loans should be banned. It’s the same thing.
The guy shouldn’t be trusted with money, unfortunately he’s not even gullible he’s just doesn’t put two and two together.
Lol!! Oh Dougie, Dougie, Dougie!! To the Plaintiff- “do you realize your a “loan shark” in eyes of the law, the guy says “no, I’m not a loan shark, Dougie: yes, you are,
Plaintiff: no, I’m not -like a couple of kids arguing back & forth!! Lol!!? Oh my!!!
Oh Dougie! Your such a hoot!!
He lost me when he said Dr. Sebi lol 😂
That case blew my mind, I was expecting to see the defendent as a scammer, turned out the Plaintiff was more the wrong doer
The plaintiff looks like a trusted professional. The defendant looks like a dishonest stoner. The reality is opposite.
Lol yeah ngl I was biased and before they spoke I assumed the Plaintiff was gonna be in the right. This definitely reminded me not to judge.
Hope you can fix your tendancy to judge a book by its cover... 😂😂😅😅
That's why you should take care of your looks
@@SimsMoyal it's nothing wrong with his look. He has a ponytail and and thick beard, also a sweater on, how is that not taking care of his look?
Wow dishonest stoner.... so weed smokers are all liars and theives? Do better.
I'm SO EXCITED there were 4 uploads today! 🎉
Usury is a crime. He clearly doesn’t understand.
Ridiculous case. Go Doug !
Well there's a lesson to learn
Bizarre case. The plaintiff was very confused….
Yes
Bro fell for an MLM and thought he’d actually make money 😭😭😭
Loan Sharking is definitely against the Law.
Loose Tea from Jamaica 😊😊
The lesson is to use a different Paypal account for sales as for the investors.
I hope that Everyone is having a Great Day!!
You as well 🎉
U TOO!!!
I don't believe the plaintiff understood that he was making a usurious deal with the defendant. On the other hand he was too stubborn to accept that it was illegal even after Judge Milan explained it to him over and over. He should be glad he got his $1000 back since it was an investment. I get the feeling the defendant is a straight up honest business man and not trying to scam anyone. Too bad the plaintiff screwed up his Paypal account.
Nah. They were both involved in a loan shark deal. Defendant knows he's a loan shark. But he came up with a foolproof way to make it look like an "investment". Not too bright...you got that right, but for the wrong reason.
This feels like a MLM.
IT IS😂
A business investment has different legal parameters than a loan. And, no you cannot legally charge 90 percent on a business loan, it's usery and illegal. Some places charge really high interest, but they are highly regulated and must comply with strict rules.
Rules for thee, but not for me.
Corporations are allowed to loan shark. But it's a no no for the average Joe.
A fool and his money are soon parted
Lmboo the case had me weak 😂
How are credit card companies not loan sharks?
He needs to learn the difference between loan and investing.. But something deep down tells me he knew what he was doing because when he said that he could be jail for it at the end he just shrugged his shoulders as if he didn't care..
I’m sorry, but I’m so distracted by the defendant looking like that caveman in one of the old commercials I can’t concertante. 😂
That plaintiff is a muppet!
We know he said Dr. Sebi 😂🤣
Pay the man then!! 3:55
Dude was clearly a loan shark. And the defendant told him "you shouldn't have put that in the note". The loan shark thought he was smart, but he wasn't.
Plaintiff, when you get finished, you are loan sharking
Guy should of said but judge i identify as a credit card company and then he can charge what ever interest he wants lol
Still couldn't go over a certain amount. I think it's 29% annually. So 290÷ 12......would be his interest after 4 weeks not 3.
He still would say he made an investment lol
As soon as this comes on i know they are making k2 lol😂😢
Plaintiff is so dense.
Doug is hilarious 😂
Gotta be a Dr. Sebi minion
Doug be violating tf out of people
This plaintiff is ridiculous
How did the plaintiff fall for that?
Easy: he still doesn't understand the difference.
Fall for what?
You must have commented before you finished the video meaning you judge a book by its cover
Just hearing them introduce the plaintiff has me on the floor! Not a Facebook scam! 😂
Edit: the defendant is funny looking
THE PLAINTIFF FACE AS JUDGEMENT HILARIOUS AND I LEARNED SOMETHING NEW
I know this is some Dr. Sebi nonsense
Did they bleep dr sebis name?
Cause Dr Sebi or his affiliates wanna get paid 😂
Is that a birds nest on the top of the Defendants head?
That poor gullible man
I think she should’ve calculated the correct amount of interest for him . He did not “loan” the money , he simply was ignorant on the law . He was very kind to lend a stranger that type of money for his business , but he was a bit hasty on when it was to be repaid . Instead of using the words “repay” or “paid back” he should’ve been asking , how is his “investment “ and how are “sales”. My ruling (and yes I’m in law - Doctorate not JD) would’ve been to pay him the $50 he owed , plus calculate any interest on sales based on how many tea’s were sold since the investment . Also I love Dr. Sebi ; even though they bleeped it out , I am sure that is who he said 😊
I find it interesting that you have a "doctorate in law" because you are saying two completely different things here. Either it is a loan and she should have calculated "proper" interest, or if it is in an investment then she should have calculated how much product sold and base his return on what was sold (or make him wait to make a profit).
The last thing to be done would be "calculate any interest on sales based on how many tea’s were sold since the investment" as per you verbatim. That would be mixing the loan/investment together which the judge refused to do.
If you commit usury, you don't get ANY interest. She followed the law.
Yasssss
That loser plaintiff was HUMBLED. What a freaking joke. imagine all the older people he scams :(
Ruling is correct.
Imagine a trini want double
That giant afro man bun😬
I love Doug.
Love !
Chile the look he gave her at the end. Yikes lol
I thought charging interest was legal. Banks do it all the time.
😂
Defendant looks like Bigfoot
Anyone who guarantees returns is a scammer. Investments have RISKS (its basically a form if gambling). You can't complain when it goes bad.
Right he wanted his money back with no risk all reward
The defendant is one nice looking guy , he just needs a good clean cut .
Ahh, more Dr. Sebi grifters.
Wow JM was really upset with the plaintiff!
Because he was not listening...at all.
Because he had a plaintiff asking money from illegal activities. Judges don't like that:)
doug is a legend, quite frankly
He’s really laying into people lately, maybe it’s because he knows it’s coming to a end.
Yes I do know these are older episodes.
You all got the parties mixed up. The plaintiff was the one who invest $1,000.00 and it was in a written agreement, that he was to be paid back. The defendant was the one who took the money and never paid back. So the defendant never paid the investment back plus the agreed amount extra. No loan, just an investment, short term investment. And nothing happened on the defendant side.
Did you watch the case? He paid him back $950
Oof, expected easy money
The plaintiff is a Con Artist.
Who has a GENUINE massive following for HERBAL TEA 🙄
Regardless, it's loan sharking on the plaintiffs part. It sounds more like he made an investment.
He got duped
I think the plaintiff is the Nigerian prince. 😂
its something bout how that facial hiar n hairdo look eh?? certinalyy not the costume lol
So they definitely talking about Dr. Sebi and tbh I have still yet to see someone with a medically diagnosed illness go to dr get treatment and then have said they were cured by a licensed medical professional
I was looking for this comment, def dr sebi
@Jenn People still follow his 'teachings' and this is also clearly an old episode.
Many of you are making comments about the transaction not being legal. Of course not😂. This is a "Hood" transaction. This happens all the time in urban neighborhoods. The problem is, if the transaction doesn't go as planned, you can't take it to the law. These transactions are not documented, and require a person to stand on their word. The defendant needed the money right then, and was willing to pay any amount to get it.
TBH, they're both pretty weird
I like how they removed the doctors name around 2:43 area smh
Exactly smh I've seen them do anything like that before smh
The plaintiffs got to realize he’s not in his small village from where ever he’s from!! That this indeed is loansharking
Why they bleep him saying Dr. Sebi name??
Trini accent detected 😮
The post interviewer is the most useless guy 😂 You can tell there's not much abstraction of thought going on in his head, just parroting what other people said. Lmaoo
Unfortunate choice of hair style!
Nope nope nope nope nope
He could have just got a loan instead of tempting someone with the profits... I know its not always easy... ah well! He got a good deal there.. doesn't need to pay the 800 anymore..