Younger folks too often can’t afford to buy a home because: a) they often won’t accept a smaller, older, less ideal home b) they won’t sacrifice coffees, meals out, holidays, new clothes etc c) they leave home and rent - therefore spending money they could be saving - so have no money for a deposit. It totally can be done, but sacrifice and wisdom is needed. Some of my thoughts!
I completely agree. My husband and I got married and bought a house in 2022 and we are in our early and mid 20s. He was working a part time job at the time. We saved money by living with family and friends until we closed on our 1970s fixer upper house, cut our discretionary spending down to almost zero and had a small, outdoor wedding without expensive decor, live flowers, alcohol, a DJ, ect. Not to mention, our honeymoon was in the US, no crazy tropical trip abroad. Our families helped a lot with wedding costs but we still payed for a lot of it and wouldn’t change anything. We are probably a decade ahead of our peers in the housing regard because we were frugal and didn’t move out ASAP or spend on every cute trendy thing we wanted.
@@jocelynnelson it’s nice having family support and being frugal but some don’t have family support and being frugal isn’t always enough especially with inflation depending on what city or area you live in
I’m reading the Creature from Jekyll Island all about the federal reserve right now. Fascinating. Helps me understand what’s going on with money and our banking system.
Allie trying to parse what her guest is saying reminded me of my school days, trying to make sense of a typical lesson. I was glad when high school ended. My teachers and parents got onto me about my grades, whereas I looked at it as more of a pass or fail thing. My grades seemed more or less independent of the amount of effort I put in. I tried hard, but my grades fell all over the place. My mind was not designed for school.
I really enjoyed the interview and will be ordering Carol's book. I just wish Carol gave those us of us who are invested in the stock market some advice. It's really difficult to know what to do with your money these days...
I rented for decades. It was a dumb waste of money. You pay more money and get no equity. I was never sure I wanted or could afford the commitment, but it was one of the best financial decisions I have made to buy a home and pay it down quickly. I didn't look for "what can I qualify for?" I was looking for "what do I need?" Plenty of room, no significant repairs needed, but also I didn't go for broke just because the mortgage lender said I could take out more if I wanted.
A quick question.....If you are a Christian are you saying you like the dress and would wear it showing that much leg (as if it is ok for a Christian to wear that).....Or are you just liking it on that woman who has no qualms wearing things revealing?? I am not trying to be mean, I am trying to understand Allie's position as a Christian, etc.....(I am not knocking her either). For me, as a Christian, Anything too revealing I would have to give a low score........
So Silicon Valley Bank had tons of deposited cash, they purchased bonds with over 50% of it. Then the Fed raised interest rates to deal with inflation causing new bonds to have higher yields (5% vs 1% that SVB paid), with that and the risky market conditions people banking with SVB pulled their money out for a better opportunity (5% gains vs less in SVB). SVB couldnt cover all the depositors trying to withdraw money, so they sold their bonds at a loss which spiraled.
Carol Roth is as gorgeous as she is smart, I love her big hair and big money savviness. I love to glean from her on Glenn Beck too. I will get her book, “You will own nothing” when it comes out.
Hi Allie! Thanks for your ad on the coffee. Have you ever considered interviewing an abolitionist like Jeff Durbin, Russell T. Hunter, Dusty Deevers, or Brett Baggett (I hope I got their names right!)? There are a lot more you could check out too.
She has interviewed Jeff Durbin. I think about the End Times, not sure about abolition… and not sure if she has interviewed the other guys you mentioned.
I have to disagree with you Allie, women of a certain age tend to like a little coverage on the upper arm. Ms Bassett's dress is gorgeous! But I always enjoy your takes on fashion, you always make me chuckle.
I sell on Etsy. It is my main income. Etsy did not send me a single message about this. But I was paid on time. Just sharing that tidbit. Pretty disappointed in Etsy’s lack of communication even if I wasn’t one of the seller’s effected.
We don't own real estate anymore either! Try not paying your property taxes and see if you can keep the property!!!!!!! We already don't own anything!!! Thanks for informing us!!!
Allie, off topic I know but.. I would love it if you would cover Beth Moore’s new book “All knotted up”, or something along those lines🫣😂 I listened to it(for free!! I wouldn’t pay for it) and I’m very torn. Thank you for this awesome interview! Just starting it and anxious to here what’s happening.
Love the easy to follow financial explanations. Disagree on Angela Bassett. I’d give her at least a 7. Don’t care for Cara Delevingne, but her dress is a 9. Agree on the rest (unless there is a score lower than 0 for the bedsheetS😏).
She said it wasnt a solvency issue but also said it was a liquidity issue in the same sentence? Those are synonyms; it was a solvency issue, they didnt have enough cash and cash equivalents to pay their current liabilities (deposits payable). Also, i dont know why she felt like she had to disparage the American workforce. The American work force is the most productive in the world both nominally and per capita. For perspective, the gdp of the entirety of europe was roughly the same as the usa last year despite Europe having collectively over 2x the population of the usa. It follows that the american worker is twice as productive as the european worker and several times more productive than most other workers around the globe
I live in El Salvador. The lower and middle class here as a whole work very hard and, as the gangs have been controlled, people have so much more security than when thw gangs were like a foreign army occupying the country. The people often earn very little but even the non violent prisoners work very hard. The plan is like Nada de Ocio. No laziness or idleness. There is an incredible work ethic. Those few who spend less than they make have had upward mobility. They are a much more dynamic labor force, possibly due to the really hard times they have survived, to family unity and traditional values plus math prowess.
Pugh maybe going for quirky BUT the Oscars is not for quirky fashion it's for formal evening gowns. Actors can change into quirky for the Vanity Fair afterpart, but the Oscar dress should match the formal occasion. Dress increasing became crazy after Cher's dress in 86s until the Swan dress of 01. At some point the Oscar sent a memo reminding people to wear formal attire to this formal event and fashion elegance had a resurgence. This Oscar fashion was so bad, it's regressed to cheap 'shock and awe' -the cheapest form of entertainment.
side tip for right now: USE cash money 💵💵 OFTEN!! Get & keep your hands on cash so local companies can stay afloat, then pushback against a central bank digital currency🤖
Ok I just looked up why is the carpet beige at the Oscars? The academy decided to go with a champagne carpet to show off the dresses. Celebrities only found out about it two days before so those who chose a pale color were out of luck. Anyone wearing white, beige or even pale pink blended into the carpet. After a few people walked on it all the dirt showed up! I’m guessing they’re gonna return to a red carpet next year.
Thank you for making this so simple to understand. I am not a conspiracy theorist but...I believe there are buyers for the banks. However, l also believe the reluctance of the government to allow the sale is so the the government can keep control and eventually socialize all the banks. Just a thought🤔
"Screwed " was a word rarely used around a lady, (never BY a lady) when I was growing up. When did it become so normal? I know meanings of words evolve over time, but this is one I still cringe at when used other than in a carpentry setting. I did appreciated the video content though.👍
As one might expect, language is one of the main ways the decline in morality and character are being achieved. Let's not fool ourselves; there are very powerful evil forces at work here, using the multitudes of avenues and tools under their control to drive us even further into the mire. Even when we think a small battle is being won, the opposing forces are being marshalled and deployed elsewhere.
But in the past the financial changeovers weren't like this digital one. You can't act like this is going to be ok, it's completely different than the past changeovers. I don't like her lax attitude towards this. At times she's talking about the American dream, then she changes her talking to sound like WEF.
This is hands down the best interview and explanation of what caused this issue, that I have heard thus far. Great job! Thank you!!
I AGREE 💯
Yes! I agree!
Younger folks too often can’t afford to buy a home because:
a) they often won’t accept a smaller, older, less ideal home
b) they won’t sacrifice coffees, meals out, holidays, new clothes etc
c) they leave home and rent - therefore spending money they could be saving - so have no money for a deposit.
It totally can be done, but sacrifice and wisdom is needed.
Some of my thoughts!
Some parents kick their kids out when they turn 18 and its a terrible struggle for the kid
I completely agree. My husband and I got married and bought a house in 2022 and we are in our early and mid 20s. He was working a part time job at the time. We saved money by living with family and friends until we closed on our 1970s fixer upper house, cut our discretionary spending down to almost zero and had a small, outdoor wedding without expensive decor, live flowers, alcohol, a DJ, ect. Not to mention, our honeymoon was in the US, no crazy tropical trip abroad. Our families helped a lot with wedding costs but we still payed for a lot of it and wouldn’t change anything. We are probably a decade ahead of our peers in the housing regard because we were frugal and didn’t move out ASAP or spend on every cute trendy thing we wanted.
@@jocelynnelson good job!! I'm trying to impart the same wisdom to my son.
Good insight! Seems to be true for many.
@@jocelynnelson it’s nice having family support and being frugal but some don’t have family support and being frugal isn’t always enough especially with inflation depending on what city or area you live in
Thank you Allie for breaking it down for us. Really appreciate the way you always stop to make sure we really understand.
I’m reading the Creature from Jekyll Island all about the federal reserve right now. Fascinating. Helps me understand what’s going on with money and our banking system.
Carol is like a PhD proffesor. Very clear and right on the issue with plain language.
As a Business banker still in the industry this explanation is spot on.
Allie trying to parse what her guest is saying reminded me of my school days, trying to make sense of a typical lesson. I was glad when high school ended.
My teachers and parents got onto me about my grades, whereas I looked at it as more of a pass or fail thing. My grades seemed more or less independent of the amount of effort I put in. I tried hard, but my grades fell all over the place. My mind was not designed for school.
I could have written this. 😆 Ran out of school on the last day and haven't looked back since!
I absolutely adore Carol Roth, thank you for having her on! She's so darn smart!
I really enjoyed the interview and will be ordering Carol's book. I just wish Carol gave those us of us who are invested in the stock market some advice. It's really difficult to know what to do with your money these days...
All of this IS INTENTIONAL. I don't know if she's trying to stay out of trouble or she doesn't want to believe the WEF is really doing what they are.
Very clear explanation on a scary event. Thank you for covering this topic.
I rented for decades. It was a dumb waste of money. You pay more money and get no equity. I was never sure I wanted or could afford the commitment, but it was one of the best financial decisions I have made to buy a home and pay it down quickly. I didn't look for "what can I qualify for?" I was looking for "what do I need?" Plenty of room, no significant repairs needed, but also I didn't go for broke just because the mortgage lender said I could take out more if I wanted.
I loved hearing your take on the Oscar outfits! “That’s a…. choice” 😂 The last one (the burgundy-red dress) was the only one I really liked, too.
A quick question.....If you are a Christian are you saying you like the dress and would wear it showing that much leg (as if it is ok for a Christian to wear that).....Or are you just liking it on that woman who has no qualms wearing things revealing?? I am not trying to be mean, I am trying to understand Allie's position as a Christian, etc.....(I am not knocking her either). For me, as a Christian, Anything too revealing I would have to give a low score........
great interview! funny you mentioned it's a Wonderful Life that's exactly how my husband was trying to explain it me too
That's how my econ professor explained it to us as well 😂
Yes! I was thinking the same thing while she was talking! 😂
Sounds like Mary Poppins run on the bank
But where were the government regulators to prevent this from happening?
Topics like this just make me want to leave it all and go off the grid.
Your telling me!
ALLIE - i
I am amazed at your knowlege AND retainment of information
Allie thank you again for your informative episodes.
I liked the purple gown. It was too loud for me, but beautiful. The red gown was gorgeous!
So Silicon Valley Bank had tons of deposited cash, they purchased bonds with over 50% of it. Then the Fed raised interest rates to deal with inflation causing new bonds to have higher yields (5% vs 1% that SVB paid), with that and the risky market conditions people banking with SVB pulled their money out for a better opportunity (5% gains vs less in SVB). SVB couldnt cover all the depositors trying to withdraw money, so they sold their bonds at a loss which spiraled.
Carol Roth is as gorgeous as she is smart, I love her big hair and big money savviness. I love to glean from her on Glenn Beck too.
I will get her book, “You will own nothing” when it comes out.
Hi Allie! Thanks for your ad on the coffee. Have you ever considered interviewing an abolitionist like Jeff Durbin, Russell T. Hunter, Dusty Deevers, or Brett Baggett (I hope I got their names right!)? There are a lot more you could check out too.
She has interviewed Jeff Durbin. I think about the End Times, not sure about abolition… and not sure if she has interviewed the other guys you mentioned.
I have to disagree with you Allie, women of a certain age tend to like a little coverage on the upper arm. Ms Bassett's dress is gorgeous! But I always enjoy your takes on fashion, you always make me chuckle.
My Oscar fashion ratings:
Zoe Saldana - 4
Roony Mara -3
Angela Bassett - 8
Florence Pugh - 2
Cara Delevigne - 9
It sounds like we should call it, "Silly Con Valley Bank"
I sell on Etsy. It is my main income. Etsy did not send me a single message about this. But I was paid on time. Just sharing that tidbit. Pretty disappointed in Etsy’s lack of communication even if I wasn’t one of the seller’s effected.
The “dress” on Florence whatshername is giving me “Quick, throw this king sized bedsheet over your mini skirt and make it look like a dress!” vibes.
We don't own real estate anymore either! Try not paying your property taxes and see if you can keep the property!!!!!!! We already don't own anything!!! Thanks for informing us!!!
I love Carol
Allie, off topic I know but.. I would love it if you would cover Beth Moore’s new book “All knotted up”, or something along those lines🫣😂 I listened to it(for free!! I wouldn’t pay for it) and I’m very torn. Thank you for this awesome interview! Just starting it and anxious to here what’s happening.
Beth Moore is a heretic. Weigh her comments against the Word, and you'll see for yourself.
This actually kind of scared me.
Love the easy to follow financial explanations. Disagree on Angela Bassett. I’d give her at least a 7. Don’t care for Cara Delevingne, but her dress is a 9. Agree on the rest (unless there is a score lower than 0 for the bedsheetS😏).
So … take all my money out the bank and stuff it in my mattress-got it. 😁
She said it wasnt a solvency issue but also said it was a liquidity issue in the same sentence? Those are synonyms; it was a solvency issue, they didnt have enough cash and cash equivalents to pay their current liabilities (deposits payable). Also, i dont know why she felt like she had to disparage the American workforce. The American work force is the most productive in the world both nominally and per capita. For perspective, the gdp of the entirety of europe was roughly the same as the usa last year despite Europe having collectively over 2x the population of the usa. It follows that the american worker is twice as productive as the european worker and several times more productive than most other workers around the globe
I live in El Salvador. The lower and middle class here as a whole work very hard and, as the gangs have been controlled, people have so much more security than when thw gangs were like a foreign army occupying the country. The people often earn very little but even the non violent prisoners work very hard. The plan is like Nada de Ocio. No laziness or idleness. There is an incredible work ethic. Those few who spend less than they make have had upward mobility. They are a much more dynamic labor force, possibly due to the really hard times they have survived, to family unity and traditional values plus math prowess.
Pugh maybe going for quirky BUT the Oscars is not for quirky fashion it's for formal evening gowns. Actors can change into quirky for the Vanity Fair afterpart, but the Oscar dress should match the formal occasion. Dress increasing became crazy after Cher's dress in 86s until the Swan dress of 01. At some point the Oscar sent a memo reminding people to wear formal attire to this formal event and fashion elegance had a resurgence. This Oscar fashion was so bad, it's regressed to cheap 'shock and awe' -the cheapest form of entertainment.
Did she give us things we can do, or just promote her book that says what we can do?
OWN real Assets : 🏠 🏡 🚗 ...
side tip for right now: USE cash money 💵💵 OFTEN!! Get & keep your hands on cash so local companies can stay afloat, then pushback against a central bank digital currency🤖
@@homethatilove4595 Definitely. NIce to hear others thinking the same. God bless.
Ok I just looked up why is the carpet beige at the Oscars? The academy decided to go with a champagne carpet to show off the dresses. Celebrities only found out about it two days before so those who chose a pale color were out of luck. Anyone wearing white, beige or even pale pink blended into the carpet. After a few people walked on it all the dirt showed up! I’m guessing they’re gonna return to a red carpet next year.
Thank you for making this so simple to understand. I am not a conspiracy theorist but...I believe there are buyers for the banks. However, l also believe the reluctance of the government to allow the sale is so the the government can keep control and eventually socialize all the banks. Just a thought🤔
"Screwed " was a word rarely used around a lady, (never BY a lady) when I was growing up.
When did it become so normal?
I know meanings of words evolve over time, but this is one I still cringe at when used other than in a carpentry setting.
I did appreciated the video content though.👍
As one might expect, language is one of the main ways the decline in morality and character are being achieved. Let's not fool ourselves; there are very powerful evil forces at work here, using the multitudes of avenues and tools under their control to drive us even further into the mire.
Even when we think a small battle is being won, the opposing forces are being marshalled and deployed elsewhere.
It made me stop to think exactly what you said! I wonder if they know what they're saying?? " Screwed " is another word for the f word , folks. 😣
It’s supposed to be “champagne” colored carpet… but of course that doesn’t translate well😂
But in the past the financial changeovers weren't like this digital one. You can't act like this is going to be ok, it's completely different than the past changeovers. I don't like her lax attitude towards this. At times she's talking about the American dream, then she changes her talking to sound like WEF.
Her attitude does seem lax -- she doesn't seem overly concerned
@@homethatilove4595 Just sounds like she's leading us to her book to buy.
If you listen at 1.5 speed it sounds like she’s concerned very concerned.
57:20 Terrible posture
Ummmm.....Ya my 5 year old is still confused.
How are the feds going to help pay everyone thier lost money ( or when they lose money) when they keep on give tons of money to other countries?????
And beautifull also.
"show me the money."
Bitcoin is the most sound and MORAL money ever known to man. Why it’s taking Christians SO LONG to figure that out is amazing. Get in the ark already.
Until mark of the beast becomes the only currency. Revelations 13:16-18
@@selah_vie The mark of the beast will be CBDC. If anything, Bitcoin is millennial reign money.
Allie you take forever to score those fashions lol... makes me 😃 giggle.
You put so much thought into that 8.5 lol. Love from UK 🇬🇧
The girl in the beige tied-up California Kingsize bedsheet... 🫤
This concludes my knowledge of fashion.
That's a great description 🤣