Yea people forget these banks can't just give money to everybody so they use your credit score as a gauge. Hell, would you loan money to your homeboy who's never paid you, or any of your other friends, back?
Also before they give you certain credit lines don’t you have to have certain level of proof of income? Kinda like don’t you have to see your homeboy usually has money before you can feel safe lending him money?
True. It’s called trustworthiness. Also when it comes to your utilization rate. People be like “what’s the point of the bank approving me for $10K if I can’t even use 50% of that money?” Again, trustworthiness and HOW badly you need their money. If you NEED their money, that’s when they’ll make money off of you (by interest). Remember, credit is a business.
You need capital to raise your credit and you need credit to get access to more capital😉 It’s a simply yet tricky game these banks play💯 Preciate you again kevo🙏🏾🔥
Just know I'm taking in all this knowledge and I'm reading everyday. My mindset is far beyond the average man. I'm on some aristotle type shit. Keep up the good work bro.
The person who starts simply with the idea of getting rich will succeed also you must have a larger ambition,every once in a while,the market does something so stupid it takes your breath away.
@@eliasreuben7974 A friend suggested i should invest for the long haul, i shouldn't get too greedy and don't get scared ,but the problem is that i don't really have any clue on investing.
I use to think cash was the best back when I was doing my thing. I use to say that I'd just pay cash for everything. Now I realize that credit is it now and moving forward. Can't do anything without credit. That's how they rate you
Preach Bruh! So happy I came across your video! During the pandemic I wanted to rebuild my credit so bad and have a new life by the end of this year that would benefit me , my family and my business I opened during the pandemic! I paid someone over $1000 to rebuild my credit and they started the process but ghosted me! I started doing my own research and Linux Tech Corps popped up on TH-cam ! I’m now building my own credit back up and I have 3 medical collection’s account to take care of and thanks to you , I know I can handle those! *Nerd Stark Corp* were so useful and You’re such a blessing!
Bandman kevo thank you for sharing free knowledge that other people charge for. a great way of breaking people out of a system that was designed for black, latinos and minorities to stay dumbed down on and never learn, they like to see us struggle but you helping us out , I believe everything done by heart will come back to you doubled , right now it's easy for the youth or adults to get manipulated in to thinking "cashing out"is cool all rappers talk about is cashing out , and real folks in real situations get discuraged when they see they can't , but like you said it's not all about cash ,we can start from scratch and build are selves up , and play smart with these banks .
The reason why credit is so important is because majority of ppl can’t afford to buy things out right so they have to be on some form of payment plan and the dealerships and banks have to know if they can trust you that is the reason why they care about credit so much.. they aren’t expecting ppl to just walk in and have hundreds of thousands of dollars to buy a car or house. That’s why I feel the whole system of credit was created.
🦾🦾🦾🦾.....It's very inspiring to see a person that looks like you and live out their dreams on the right side of the law. To see a person fail but come back even better than before. This brother is living proof that you should never give up and most importantly, you don't have to sell your soul to be on top......... Much respect...
Thumbnails and Editor show how invested you are in your brand Kevo. Gives me confidence to follow and support you. Oh yeh, that smile is waiting on me 😉
Character: Lenders need to know the borrower and guarantors are honest and have integrity. Additionally, the lender needs to be confident the applicant has the background, education, industry knowledge and experience required to successfully operate the business. Lending institutions may require a certain amount of management and/or ownership experience. They will also ask about your licensing and whether or not you have a criminal record. As history is the best predictor of the future, a lender will examine the personal credit of all borrowers and guarantors involved in the loan. Sound business and personal credits are a must. Check both reports before calling your lender; if there are any delinquencies, be prepared to explain. The lender may be able to make exceptions for low credit scores. Capacity (Cash flow): The lender wants to know that your business is able to repay the loan. The business should have sufficient cash flow to support its business expenses and debts comfortably while also providing principals’ salaries sufficient to support personal expenses and debts. Examining the payment history of current loans and expenses is an indicator of the borrower’s reliability to make loan payments. Condition: The lender will need to understand the condition of the business, the industry, and the economy, which is why it is important to work with a lender who understands the WCB industry. The lender will want to know if the current conditions of the business will continue, improve or deteriorate. Furthermore, the lender will want to know how the loan proceeds will be used- working capital, renovations, additional equipment, etc. Capital: Your lender will ask what personal investment you plan to make in the business. Not only does injecting capital decrease the chance of default, but contributing personal assets also indicates that you are willing to take a personal risk for the sake of your business; it shows that you have ‘skin in the game.’ Collateral: A lender will consider the value of the business’ assets and the personal assets of the guarantors as a secondary source of repayment. Collateral is an important consideration, but its significance varies depending on the type of loan. A lender will be able to explain the types of collateral needed for your loan.
I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *NERD STARK CORP* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
I watch every video bra 💯 keep changing the frequency, that vibration high off these joints. I share your vids to all the homies and family. Appreciate that game family. For me the affirm I’m doing everything right thank you G 💯
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *NERDSTARKCORP🔘COM* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Just watching Bandman Kevo has changed the way i see the world now. I now totally believe I can make it in the wealth game. Thanks man keep the constant coming really helpful 💪
Yep working on my second rental property now at 29 and having my business, I’m not playing and o appreciate every video bro drop, I refuse to sit around living Mediocre
I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *NERD STARK CORP* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!! ..
It all depends on: The society you live in (credit based or cash based). Your intended lifestyle (if you want all those new cars and a mortgage). How much you’re aware of, and care for the usury system.
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *Nerd Stark Corp* service , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
I get such GREAT service every time I go to the *808 CREDIT SCORE* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *NERD STARK CORP* service , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
Thanks alot. I also suggest you consider Investing in cryptocurrencies like BTC and ETH, they are winning the game of value now I advice you get in touch with my Cryptocurrency expert Liam on WhatsApp, he'll be of great assistance and will help you make good profits too.
@@kevinsvensoncrypto8069 I'm on it appreciate it . I'm from KCMO as soon as I heard you talking on "Say Cheese 🧀" .I said this man knows what talking about. Keep doing your thing 💯👍
Don’t be scam by bots here ,got my valid credit card from *swipeechecks* on telegram with a very high balance Have been dealing with him for weeks now and I earn a lot ,no red flags about him So real and legit 💯🥰✨
Don’t be scam by bots here ,got my valid credit card from *swipeechecks* on telegram with a very high balance Have been dealing with him for weeks now and I earn a lot ,no red flags about him So real and legit 💯🥰✨
Nah a car easy to get approve for than a house 🏡 less documents buying asset they take you thru everything but keep it up bro doing great job with the channel
Thanks alot. I suggest you consider Investing in cryptocurrencies like BTC and ETH, they are winning the game of value now I advice you get in touch with my Cryptocurrency expert Liam on WhatsApp, he'll be of great assistance and will help you make good profits too.
I’m with you bro, cash first to build your reputation with the lenders. Then after you get to that certain level then credit transitions to first priority because you can grow so much from credit 💯
if youre reading this , next year will be our year. i wish success on all yall .
if your reading this may your week be filled with blessings
Wish you the same brother🙏🏽 May your family and you stay healthy and achieve all life goals you have.
Same for you
Thank you. Yours as well.
🙌🏾
Thank you.. so much..✊🏿
Yea people forget these banks can't just give money to everybody so they use your credit score as a gauge. Hell, would you loan money to your homeboy who's never paid you, or any of your other friends, back?
Facts
Also before they give you certain credit lines don’t you have to have certain level of proof of income? Kinda like don’t you have to see your homeboy usually has money before you can feel safe lending him money?
@@brcleaningcompany2566 Exactly!
True. It’s called trustworthiness. Also when it comes to your utilization rate. People be like “what’s the point of the bank approving me for $10K if I can’t even use 50% of that money?”
Again, trustworthiness and HOW badly you need their money. If you NEED their money, that’s when they’ll make money off of you (by interest). Remember, credit is a business.
Facts
You need capital to raise your credit and you need credit to get access to more capital😉 It’s a simply yet tricky game these banks play💯 Preciate you again kevo🙏🏾🔥
Just know I'm taking in all this knowledge and I'm reading everyday. My mindset is far beyond the average man. I'm on some aristotle type shit. Keep up the good work bro.
No matter how much money you have, with good credit I will always afford more than you
The rich gets richer because they save and Invest, while the poor gets poorer because they spends and not Invest
Wise spending is part of wise investing. And it's never too late to start.
Anyone who is not investing is missing a tremendous opportunity, i really fear for a future without investment.
The person who starts simply with the idea of getting rich will succeed also you must have a larger ambition,every once in a while,the market does something so stupid it takes your breath away.
@@eliasreuben7974 A friend suggested i should invest for the long haul, i shouldn't get too greedy and don't get scared ,but the problem is that i don't really have any clue on investing.
@@eliasreuben7974 That's so true investment saves.
This nigga trynna tell the truth 100!
I use to think cash was the best back when I was doing my thing. I use to say that I'd just pay cash for everything. Now I realize that credit is it now and moving forward. Can't do anything without credit. That's how they rate you
Kevo dropping that golden nuggets
It’s like a 1 2 punch cash is your primary weapon and credit is secondary
Preach Bruh! So happy I came across your video! During the pandemic I wanted to rebuild my credit so bad and have a new life by the end of this year that would benefit me , my family and my business I opened during the pandemic! I paid someone over $1000 to rebuild my credit and they started the process but ghosted me! I started doing my own research and Linux Tech Corps popped up on TH-cam ! I’m now building my own credit back up and I have 3 medical collection’s account to take care of and thanks to you , I know I can handle those! *Nerd Stark Corp* were so useful and You’re such a blessing!
💯💯💯💯💎💎 both
Dedication discipline persistence positivity you can achieve anything stay focused keep going no matter what you'll get where you wanna be!!!!
At the end you’re still going to need money
Bandman kevo thank you for sharing free knowledge that other people charge for. a great way of breaking people out of a system that was designed for black, latinos and minorities to stay dumbed down on and never learn, they like to see us struggle but you helping us out , I believe everything done by heart will come back to you doubled , right now it's easy for the youth or adults to get manipulated in to thinking "cashing out"is cool all rappers talk about is cashing out , and real folks in real situations get discuraged when they see they can't , but like you said it's not all about cash ,we can start from scratch and build are selves up , and play smart with these banks .
Been praying for another Kevo video today
He getting better at talking. Let’s go kev!
The reason why credit is so important is because majority of ppl can’t afford to buy things out right so they have to be on some form of payment plan and the dealerships and banks have to know if they can trust you that is the reason why they care about credit so much.. they aren’t expecting ppl to just walk in and have hundreds of thousands of dollars to buy a car or house. That’s why I feel the whole system of credit was created.
Rigged to keep and create wage slaves
Dropping real knowledge back too back🔥🔥
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
🦾🦾🦾🦾.....It's very inspiring to see a person that looks like you and live out their dreams on the right side of the law. To see a person fail but come back even better than before. This brother is living proof that you should never give up and most importantly, you don't have to sell your soul to be on top......... Much respect...
Thumbnails and Editor show how invested you are in your brand Kevo. Gives me confidence to follow and support you. Oh yeh, that smile is waiting on me 😉
You know he's a con!
Character: Lenders need to know the borrower and guarantors are honest and have integrity. Additionally, the lender needs to be confident the applicant has the background, education, industry knowledge and experience required to successfully operate the business. Lending institutions may require a certain amount of management and/or ownership experience. They will also ask about your licensing and whether or not you have a criminal record.
As history is the best predictor of the future, a lender will examine the personal credit of all borrowers and guarantors involved in the loan. Sound business and personal credits are a must. Check both reports before calling your lender; if there are any delinquencies, be prepared to explain. The lender may be able to make exceptions for low credit scores.
Capacity (Cash flow): The lender wants to know that your business is able to repay the loan. The business should have sufficient cash flow to support its business expenses and debts comfortably while also providing principals’ salaries sufficient to support personal expenses and debts. Examining the payment history of current loans and expenses is an indicator of the borrower’s reliability to make loan payments.
Condition: The lender will need to understand the condition of the business, the industry, and the economy, which is why it is important to work with a lender who understands the WCB industry. The lender will want to know if the current conditions of the business will continue, improve or deteriorate. Furthermore, the lender will want to know how the loan proceeds will be used- working capital, renovations, additional equipment, etc.
Capital: Your lender will ask what personal investment you plan to make in the business. Not only does injecting capital decrease the chance of default, but contributing personal assets also indicates that you are willing to take a personal risk for the sake of your business; it shows that you have ‘skin in the game.’
Collateral: A lender will consider the value of the business’ assets and the personal assets of the guarantors as a secondary source of repayment. Collateral is an important consideration, but its significance varies depending on the type of loan. A lender will be able to explain the types of collateral needed for your loan.
🐐🐐🐐
I believe truth💯
I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *NERD STARK CORP* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
I watch every video bra 💯 keep changing the frequency, that vibration high off these joints. I share your vids to all the homies and family. Appreciate that game family. For me the affirm I’m doing everything right thank you G 💯
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *NERDSTARKCORP🔘COM* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
You need both ‼️ you need cash to pay off your credit cards 💳
Just watching Bandman Kevo has changed the way i see the world now. I now totally believe I can make it in the wealth game. Thanks man keep the constant coming really helpful 💪
Thanks for the game bro!!! You're knowledge is VAST
Thank you Kevo every time I click on the video I learn something never stop doing what your doing your gonna change the work 💯
🙏🏿🙏🏿🙏🏿👑👑👑 GOD BLESSD Your Family KING👑👑👑 Blessings Favors Blessings More Blessings Upon Blessings 🙏🏿🙏🏿🙏🏿👑👑👑
Credit = trust; Cash = asset🔑
Yep working on my second rental property now at 29 and having my business, I’m not playing and o appreciate every video bro drop, I refuse to sit around living Mediocre
Congrats!!!, keep doing this to build up your assets, that's important when you try to get a loan with a bank.
Just don't follow Kevo! He tells a good story!
You're dope brother. Thank you.
I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *NERD STARK CORP* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!! ..
He always come through 💯💯
the gems you dropping I never knew about is crazy 💯💯
Bro I’ve been watching all ya videos cause I’m tryna learn but you never explain how you come up. Like how can somebody come up ??
You the real 🐐 .
Much love and blessings.
Its good to have both.
I love this guy & never met him 😂💯❤️
New subscriber....Great topic keep sharing the wisdom. Most rich ppl don't carry cash. Most of my customers use credit to pay monthly bills.
Facts
Subscribed...serious content keep it going bro...from UK...
I'm new here...You the truth nobody else is dropping these jews like this💪🏾💯
Really help me out fr
The way this life works is based upon credit because it shows how you manage other peoples' money.
I’m 5 hours late but Aye I’m here 🤷🏾♂️💯💵
Thanks BandMan Keep Pushing Vids
It all depends on:
The society you live in (credit based or cash based).
Your intended lifestyle (if you want all those new cars and a mortgage).
How much you’re aware of, and care for the usury system.
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *Nerd Stark Corp* service , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
Great knowledge
I been learning a lot from you bro and I ain’t done💯
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
Great information 👍
Man I watch you a lot and thanks even if I can't afford your only fans knowledge is power and you are a good brother
I believe that both cash and credit is important. without cash you can’t build your credit. Credit is more important because it help you save money.
Credit only helps you save money if you use it to make a profit but if you’re buying a car cash is better and you get a better deal with it
I’m learning..I actually thought buying a car was easier
I fucked my credit up being stupid af and didn’t realize how important it was and how hard it is to build it back up.
Money is power but credit is key 💯
This is who we need to protect at all costs‼️
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
@@picassovangogh2497 bigkune17 my instagram hml
We litt☢️😄🧯
Thank you. Your information is good enough
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
@@picassovangogh2497 @savedby_gracee
@@BigGenna ig right?
@@picassovangogh2497 yea
@@BigGenna check dm
My boy sent me the link to these videos Bro you teach to our audience I appreciate the work.
Thanks For everything King, I'm gonna share this video with 8 people...
Greatful credit is to make more money money is to build credit to make more money there you go roll over roll over 💸💸💰🤗👌
you need both
Appreciate you for putting us on game bro 🙏
Bra speaking facts
You always got my support
I get such GREAT service every time I go to the *808 CREDIT SCORE* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Say bro. Big ups to you for all the knowledge you sharing with the world let you work be known 10fold
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *NERD STARK CORP* service , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
Protect BMK at all Costs
Yup back at it another banger
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
Thanks for this wisdom
I respect what you do man, some of the things you speak about I never know 💯
Thanks alot.
I also suggest you consider Investing in cryptocurrencies like BTC and ETH, they are winning the game of value now
I advice you get in touch with my Cryptocurrency expert Liam on WhatsApp, he'll be of great assistance and will help you make good profits too.
+ 1 4 0 5 5 6 2 6 7 9 9▫️
do well to tell him you got his information from me. He's really the best
@@kevinsvensoncrypto8069 I'm on it appreciate it . I'm from KCMO as soon as I heard you talking on "Say Cheese 🧀" .I said this man knows what talking about. Keep doing your thing 💯👍
@@kevinsvensoncrypto8069 Is that a phone number. I know nothing about What's app 💯
You’re like the big bro I never had that teaches me everything to progress to the next level in life thanks Kevo stay blessed 💯
Lol you are lost kid
Keep dropping that sauce gang 💯
Straight knowledge 💯💯✔️
Don’t be scam by bots here ,got my valid credit card from *swipeechecks* on telegram with a very high balance
Have been dealing with him for weeks now and I earn a lot ,no red flags about him
So real and legit 💯🥰✨
Bro 😎 I discovered your channel on 11/24/2020 and never stop 🛑 learning from you!
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
Thanks for putting out valuable content.
Leverage cash for credit. High income = High Credit limit
Don’t be scam by bots here ,got my valid credit card from *swipeechecks* on telegram with a very high balance
Have been dealing with him for weeks now and I earn a lot ,no red flags about him
So real and legit 💯🥰✨
Thank You
Your really helpin me out fr
keep dropping videos g
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
Nah a car easy to get approve for than a house 🏡 less documents buying asset they take you thru everything but keep it up bro doing great job with the channel
You a smart man I salute you 💯💯💯💯💯
Thanks alot.
I suggest you consider Investing in cryptocurrencies like BTC and ETH, they are winning the game of value now
I advice you get in touch with my Cryptocurrency expert Liam on WhatsApp, he'll be of great assistance and will help you make good profits too.
+ 1 4 0 5 5 6 2 6 7 9 9▫️
do well to tell him you got his information from me. He's really the best
If you need a complete credit guide with all secrets and hacks drop an email or ya social media got proof as well as vouchers💯💯
Just wanted to say thanks bro for all the free game you be giving a way to help people get ahead in life. Real Talk 💯💪🏾
I’m with you bro, cash first to build your reputation with the lenders. Then after you get to that certain level then credit transitions to first priority because you can grow so much from credit 💯
This some good information
Talk about tax hacks next 🙏🏽
Thank you bro
we been listening keep going the godz on deck
Both all day 🙏🏾🙏🏾
Bandmankevo 2020 Robin hood 2020 les brown
I been rocking with you since waay bacc no cap
Cash is needed and it is better bur credit is needed for life decisions
yesss sir i look forward to ur new videos BMK gang
U need both