@@mohammedali-rh7cq think about what you're saying. How do you know you won't be layed off from the company that you work for or allah hope not you get into a serious accident so that you can't work no more.
You can be sure if you already have the money available in a savings account and are using the credit card only for the benefits like improving your credit score.
@@DudeDudovskythis is daft. There could always be a time where for example your salary doesn’t come in because of a payroll error from your employer then you have no money to pay the credit card. Maybe slim likelihood but defiantly can happen.
When there is something like this unless you have good reason staying on the safer side is just naturally better. Even if it’s not impossible to use that card and not ever accrue intrest. Because it’s highly likely you will. Best to run away from it like your getting chased by dog.
@Rey-hv5gm even then. If your rich you should be focusing on puttin it to good use and increasing in charity. Otherwise you will regret it on the day of judgement
@DudeDudovsky, the point it still says in the argeement & we can never be 100% certain (even if we have money in another account). We need to take a stand & stop using these companies!!! & being involved in the corrupt credit system.
If someone wants to pay by credit card they are charged a "1.5% service fee" which is infact riba/usuary since you are being charged extra for the loan itself.
If I use a credit card just to build a credit score because when you try to rent an apartment, they look at it. For instance, I have the money to buy something but use the credit card to get a good score and I pay it back on the same day. Do you think this is fine?
@@dngr-imad3591brother be on the safe side and avoid using it even if it will build your credit score they implement things like that to force you to use it. There is no sin that Allah (S.W) mentions in the Quran that said if you take part in it you will go to war with him apart from Ribaa. So stay away from it because even if you do not reach the point where you have to pay for the interest you signed a contract at the beginning agreeing to pay if you reach that point But Inshallah The hereafter is much more pleasant so don’t be tempted by worldly desires. Just use a debit card.
The only way to use credit cards is to improve a credit score - so if you can’t afford something don’t buy it. Sometimes I purchase items on the CC knowing full well I have the means and just pay it off right away. Never go into debt. It’s also a safety feature where CC company can reclaim the money far more easily than a Debit Card.
brother be on the safe side and avoid using it even if it will build your credit score they implement things like that to force you to use it. There is no sin that Allah (S.W) mentions in the Quran that said if you take part in it you will go to war with him apart from Ribaa. So stay away from it because even if you do not reach the point where you have to pay for the interest you signed a contract at the beginning agreeing to pay if you reach that point. But Inshallah The hereafter is much more pleasant so don’t be tempted by worldly desires. Just use a debit card.
The additional benifits of using a credit card like reward points and all are given by the bank which they earn through interest,so how is it permissible?
Debit cards are very hazardous to use because it's directly connected to your bank account, of a hacker manages to get a hold of your information then they can drain your account and there's almost nothing that can be done for you. Credit cards on the other hand is the banks money so if it gets hacked it won't affect your finances.
Ibrahim, Your view is, Its ok to say "If required I will commit the Sin as long as I dont mean to in my heart and I dont need to" . And by the way google out what is the sin equivalent to who takes or gives interest, you will not get sleep for days. Cant even write here what its equivalent to.
We have to sign an agreement that we will pay interest if we are not paying on given time. Signing an agreement to do haraam, i think the debate is over.
This is remind me the story about Sayidina Umar al-Khattab who want to borrow from baitulmal, the man in charge ask him can you be sure you not going to die before that
loads of cars with 0% purchases for many many motnhs. Even without the promotion, you can have statement interest free as long as the previous statement was 0%. though if you play that game, remember you have to pay it off in full. I failed to p[ay on time because I was so busy one month and got £12 interest.
So any interest bearing agreement is permissible in your view as long as the interest remains dormant and is never paid. What is your reasoning on that from a fiqhi point of view? We know we shouldn’t even go near interest/riba - isn’t this the exact meaning of going near it? Would be interested to hear your thoughts.
Can you please reference the scholars who have permitted credit cards? The benefits of a credit card does not weigh out the harms and explicit impermissibility of riba involved in the agreement. Riba in and within itself is haraam through agreement, and the sin compounds when one indulges into that agreement and this is ribal jahiliyah itself. Otherwise what difference isit from a riba loan, whereby I lend you money on the condition that you return it within a year or else it increments interest, this is the essence of a credit card. So the interest element not “kicking in” unless I go into the debt is a non argument, as it’s equivalent to the example I mentioned of a ribawi loan, whereby the interest element doesn’t kick in unless I’m late with payments. A dormant clause is still an existing clause, which when meeting the necessary requirements becomes active and as I mentioned, this in essence is riba. I urge and advise you to remove this video, as it misguides the masses to take your poor and unreliable advise my dear bro. Otherwise, I’d be very interested to see what scholars permitted credit cards and under what conditions. May Allaah bless you and continue to benefit through your channel.
To get credit cards you have to sign papers, saying if you are late to make a payment you will pay interest, and signing something like that is haram! stay away from credit cards for Allah. Many Allah bless you.
Consider removing this video brother, one needs to acquire the correct level of qualifications to be advising people on these matters. Where your organisation has thousands of followers, you will be opening the doors to those that don’t have the right level of maturity to be making an informed decision and to ultimately keep on top of paying their debts off to the credit card companies. Brotherly advise, please remove this video.
This is an Islamic Fatwa that has just been given, and to do it over a short without any evidence or names of the scholars with their evidences is a huge disservice. Engaging yourself in riba is one thing but to issue the Fatwa and say it is permissible has massive consequences if you are wrong. We should really fear Allah in these situations as it is not a light matter and no doubt we will be questioned by Allah on the Day.
When u put your money in bank that means u invest your money don't be dumb u didn't give em your money or something like that u just invest your money do some research about how banks works
Disagreed, first of all you are not scholar so don't get into something that you can't answer in front of Allah, 2nd - credit cards additional benefits you are getting because someone is losing money and there are many who are taking there lives getting threats as they are trap in the debt.. May Allah guide all of us
So he cant make money in forex , so forex is haram . He has credit card so it is technically halal. Why double standards. Interest based anything is haram.
Al-Nu’man ibn Bashir reported: The Messenger of Allah, peace and blessings be upon him, said, “The lawful is clear and the unlawful is clear, and between the two of them are doubtful matters about which many people do not know. Thus, he who avoids doubtful matters clears himself in regard to his religion and his honor, and he who falls into doubtful matters will fall into the unlawful as the shepherd who pastures near a sanctuary, all but grazing therein. Verily, every king has a sanctum and the sanctum of Allah is His prohibitions. Verily, in the body is a piece of flesh which, if sound, the entire body is sound, and if corrupt, the entire body is corrupt. Truly, it is the heart.” Source: Ṣaḥīḥ al-Bukhārī 52, Ṣaḥīḥ Muslim 1599
That’s interesting. So I’m assuming the royal family of Saudi Arabia and all of the oil sheiks are of the school of thought that interest is not bad? Interesting.
interest if paid is what you mean.riba damages comes only after paying or receiving and that's what riba was made haram for.if you pay on time there is no riba.
In my opinion you are a fool, when someone goes against Quran and make a agreement that is simply haram, but some people Nafs doesn't allow them to leave their credit cards, so they look for work around for satisfaction.
This guy is very greedy for money. He's taking lots of Muslims sins in his shoulders by guiding them to major sin. Atleast consider the sin and cashback you'll getting from credit card if your iman is low. Only some dollars you'll need getting as cashback
Using credit card totally haram unless it’s a Islamic bank Check Mr.Zakir Naik speech Even you pay on time You need to sign the agreement That you’ll agree to pay the interest if you not pay within the grace period Signing any documents that you’re agreed to pay interest is haram It’s 100% haram You can’t against and win with almighty and prophet sal
You can never be certain of your financial circumstances in future
You always can.
@@mohammedali-rh7cq think about what you're saying. How do you know you won't be layed off from the company that you work for or allah hope not you get into a serious accident so that you can't work no more.
no u cant@@mohammedali-rh7cq
True
You can always keep that much money on another account for that 😊
How can you be sure that you will/won’t be able to afford to pay back in future. It’s a straightforward ribba akhi.
You can be sure if you already have the money available in a savings account and are using the credit card only for the benefits like improving your credit score.
@@DudeDudovskythis is daft. There could always be a time where for example your salary doesn’t come in because of a payroll error from your employer then you have no money to pay the credit card. Maybe slim likelihood but defiantly can happen.
@@Mohammed-ej5ixI wouldn’t have an issue if I haven’t been paid as I’d have savings
When there is something like this unless you have good reason staying on the safer side is just naturally better. Even if it’s not impossible to use that card and not ever accrue intrest. Because it’s highly likely you will. Best to run away from it like your getting chased by dog.
@Rey-hv5gm even then. If your rich you should be focusing on puttin it to good use and increasing in charity. Otherwise you will regret it on the day of judgement
Allah emphatically forbidden riba in all its forms and declared its practice equal to disbelief in Him.
If it is written in the contract that interest is part of the agreement, so you are wrong learn your fiq.
So scholars don’t know fiqh?
The agreements says that the interest kicks in only when you are not paying on time.
@DudeDudovsky, the point it still says in the argeement & we can never be 100% certain (even if we have money in another account).
We need to take a stand & stop using these companies!!! & being involved in the corrupt credit system.
Disagreed, better be on the safe side and avoid Credit cards.
Hadith on Law: Lawful and unlawful clear, avoid doubts
If someone wants to pay by credit card they are charged a "1.5% service fee" which is infact riba/usuary since you are being charged extra for the loan itself.
The benefits you're referring to are offered by bank to fool you to fall for interest. May Allah protect us all.
Don’t get how additional benefits is a valid point here from a fiqhi point of view.
“As long as your sincere intention is……”
I will apply that to all the rules.
What guarantee do you have that you'll have money in your account on direct debit day?
Thats for you to know, dont spend more than you have.
If I use a credit card just to build a credit score because when you try to rent an apartment, they look at it. For instance, I have the money to buy something but use the credit card to get a good score and I pay it back on the same day. Do you think this is fine?
@@dngr-imad3591brother be on the safe side and avoid using it even if it will build your credit score they implement things like that to force you to use it. There is no sin that Allah (S.W) mentions in the Quran that said if you take part in it you will go to war with him apart from Ribaa. So stay away from it because even if you do not reach the point where you have to pay for the interest you signed a contract at the beginning agreeing to pay if you reach that point But Inshallah The hereafter is much more pleasant so don’t be tempted by worldly desires. Just use a debit card.
@@thatindinkidlife is unpredictable. We never know what might happen the next moment. So why take such a big risk. Riba is a very major sin.
@@dngr-imad3591bro please consult an knowledgeable imam on this, i think its fine for your and Allah knows the best
The only way to use credit cards is to improve a credit score - so if you can’t afford something don’t buy it. Sometimes I purchase items on the CC knowing full well I have the means and just pay it off right away. Never go into debt. It’s also a safety feature where CC company can reclaim the money far more easily than a Debit Card.
brother be on the safe side and avoid using it even if it will build your credit score they implement things like that to force you to use it. There is no sin that Allah (S.W) mentions in the Quran that said if you take part in it you will go to war with him apart from Ribaa. So stay away from it because even if you do not reach the point where you have to pay for the interest you signed a contract at the beginning agreeing to pay if you reach that point. But Inshallah The hereafter is much more pleasant so don’t be tempted by worldly desires. Just use a debit card.
The additional benifits of using a credit card like reward points and all are given by the bank which they earn through interest,so how is it permissible?
Nobody should be using them beyond their means, debt ain’t good (understand it happens but you gotta put your best foot forward about it)
Debit cards are very hazardous to use because it's directly connected to your bank account, of a hacker manages to get a hold of your information then they can drain your account and there's almost nothing that can be done for you. Credit cards on the other hand is the banks money so if it gets hacked it won't affect your finances.
Ibrahim, Your view is, Its ok to say "If required I will commit the Sin as long as I dont mean to in my heart and I dont need to" . And by the way google out what is the sin equivalent to who takes or gives interest, you will not get sleep for days. Cant even write here what its equivalent to.
We have to sign an agreement that we will pay interest if we are not paying on given time. Signing an agreement to do haraam, i think the debate is over.
This is remind me the story about Sayidina Umar al-Khattab who want to borrow from baitulmal, the man in charge ask him can you be sure you not going to die before that
loads of cars with 0% purchases for many many motnhs. Even without the promotion, you can have statement interest free as long as the previous statement was 0%.
though if you play that game, remember you have to pay it off in full. I failed to p[ay on time because I was so busy one month and got £12 interest.
So any interest bearing agreement is permissible in your view as long as the interest remains dormant and is never paid. What is your reasoning on that from a fiqhi point of view? We know we shouldn’t even go near interest/riba - isn’t this the exact meaning of going near it? Would be interested to hear your thoughts.
Can you please reference the scholars who have permitted credit cards? The benefits of a credit card does not weigh out the harms and explicit impermissibility of riba involved in the agreement. Riba in and within itself is haraam through agreement, and the sin compounds when one indulges into that agreement and this is ribal jahiliyah itself. Otherwise what difference isit from a riba loan, whereby I lend you money on the condition that you return it within a year or else it increments interest, this is the essence of a credit card. So the interest element not “kicking in” unless I go into the debt is a non argument, as it’s equivalent to the example I mentioned of a ribawi loan, whereby the interest element doesn’t kick in unless I’m late with payments. A dormant clause is still an existing clause, which when meeting the necessary requirements becomes active and as I mentioned, this in essence is riba. I urge and advise you to remove this video, as it misguides the masses to take your poor and unreliable advise my dear bro. Otherwise, I’d be very interested to see what scholars permitted credit cards and under what conditions. May Allaah bless you and continue to benefit through your channel.
Mental gymnastics ,to justify credit cards it’s pretty straightforward to me that’s it’s Ribba
How do we know these additional benefits aren't classed as riba?
To get credit cards you have to sign papers, saying if you are late to make a payment you will pay interest, and signing something like that is haram! stay away from credit cards for Allah. Many Allah bless you.
Sir how we can trade crypto without levragw
Consider removing this video brother, one needs to acquire the correct level of qualifications to be advising people on these matters.
Where your organisation has thousands of followers, you will be opening the doors to those that don’t have the right level of maturity to be making an informed decision and to ultimately keep on top of paying their debts off to the credit card companies.
Brotherly advise, please remove this video.
This is an Islamic Fatwa that has just been given, and to do it over a short without any evidence or names of the scholars with their evidences is a huge disservice. Engaging yourself in riba is one thing but to issue the Fatwa and say it is permissible has massive consequences if you are wrong. We should really fear Allah in these situations as it is not a light matter and no doubt we will be questioned by Allah on the Day.
I respectfully disagree with this opinion brother - better to stay away even though there are benefits
It’s haram and full stop
Because why in the world at first place you agreeing the condition to pay interest if in case you delay repayment???👎🏿👎🏿👎🏿👎🏿
When u put your money in bank that means u invest your money don't be dumb u didn't give em your money or something like that u just invest your money do some research about how banks works
@@amidal1946bank working on riba my dude😂😂
Disagreed, first of all you are not scholar so don't get into something that you can't answer in front of Allah, 2nd - credit cards additional benefits you are getting because someone is losing money and there are many who are taking there lives getting threats as they are trap in the debt.. May Allah guide all of us
And what are the yoga gestures all about in the beginning of the video?
الله المستعان
So he cant make money in forex , so forex is haram . He has credit card so it is technically halal. Why double standards.
Interest based anything is haram.
interest comes from giving and receiving islamically .here both of that is no happening if you aren't paying interest .
Al-Nu’man ibn Bashir reported: The Messenger of Allah, peace and blessings be upon him, said, “The lawful is clear and the unlawful is clear, and between the two of them are doubtful matters about which many people do not know. Thus, he who avoids doubtful matters clears himself in regard to his religion and his honor, and he who falls into doubtful matters will fall into the unlawful as the shepherd who pastures near a sanctuary, all but grazing therein. Verily, every king has a sanctum and the sanctum of Allah is His prohibitions. Verily, in the body is a piece of flesh which, if sound, the entire body is sound, and if corrupt, the entire body is corrupt. Truly, it is the heart.”
Source: Ṣaḥīḥ al-Bukhārī 52, Ṣaḥīḥ Muslim 1599
What if you die or miss it
Your kids going to pay em back for sure life ain't easy like that
Strongly disagree brother ur money might run out and u have to pay 1$ interest thats jt
Bro who are those lots of scholars😂😂😂
I don’t agree with this guy, as u are signing a contract, based on that it’s haram
That’s interesting. So I’m assuming the royal family of Saudi Arabia and all of the oil sheiks are of the school of thought that interest is not bad? Interesting.
interest if paid is what you mean.riba damages comes only after paying or receiving and that's what riba was made haram for.if you pay on time there is no riba.
In my opinion you are a fool, when someone goes against Quran and make a agreement that is simply haram, but some people Nafs doesn't allow them to leave their credit cards, so they look for work around for satisfaction.
I prefer not to get it, It's sth related to Taqua
U dont even knw the next second of your life so how can u be sure to pay ur depth even if everything is going all good.
How can a Muslim sign contract for credit card which has interest in the contract Allahu Akbar!!!
This guy is very greedy for money. He's taking lots of Muslims sins in his shoulders by guiding them to major sin. Atleast consider the sin and cashback you'll getting from credit card if your iman is low. Only some dollars you'll need getting as cashback
No it's haraam
Name the scholars brother before giving your opinions, tired of hearing some scholars say this and that
Using credit card totally haram unless it’s a Islamic bank
Check Mr.Zakir Naik speech
Even you pay on time
You need to sign the agreement
That you’ll agree to pay the interest if you not pay within the grace period
Signing any documents that you’re agreed to pay interest is haram
It’s 100% haram
You can’t against and win with almighty and prophet sal