✨ Cash Stuffing | Over $3K | Dave Ramsey Inspired | Bill Exchange
ฝัง
- เผยแพร่เมื่อ 1 ต.ค. 2024
- It's time to do a bill swap! Been a while for me but it's time to clear out my cash binders and replace with prop money.
I'll explain why and much more in today's video!
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I know the Mini Challenge seems like a lot of work but what an eye opener it can be! Getting to hear how your spouse/ partner grew up seeing money handled can help you with your finances together! Give it a shot and see how it goes!
Sorry to hear that Uhtred was bitten by that dog, owners were probably weary because their dog has done it before. 😔
I can't believe you all are moving back to Florida. I hope the move goes smoothly and works out for the best.
Thank you! Yes, so crazy! I finally got to tell my best girlfriends that live there - that their girl is coming back! They are so excited!
And yeah, that was so upsetting. Uhtred had NO IDEA what was going on. He has never seen that type of aggression from another dog. It was really bad. We’ve had dogs that nip at him to get away but this was on a whole other level.
The other owners reaction was so upsetting, too. They really kind of blew it off like it was no big deal. I was like, that is NOT typical dog behavior! 😒
What a Monday!
I know those days where you have to laugh maniacally otherwise someone will be destroyed…
You said it! I was just to the point where I was like, “ok ok, this is almost ridiculous at this point.” 😅
It’s also Black History Month✊🏾
Yes! Of course I didn’t know at time of filming but THEN I saw a commercial celebrating it!
Leave it to Jenn- day late and a dollar short! 😅
Happy Black History Month! 💛
Great video. I’ve always disliked prop money because I don’t think of it or treat it as real and end up overspending. Kudos to you for doing it in preparation for your move. I’m sure you’ll be successful. Take care!
Same! I am going to have to be VERY VERY diligent over the next 7 weeks. I’m a little nervous but I have confidence since I’ve been watching myself for so long. I think I can… I think I can… 😅
I did no spend January and my 4 pages of transcastions went down to 1.5!
Yes!!!! That’s what happened to me!!! Mine used to be like 15-20 and now they are around 3!!!!!! It’s unbelievable what we just blindly are spending on! Good job! I’m so proud of you for doing it! 🎉
Love your vids! You could count the propane purchase for the new tenants as part of your giving - a blessing indeed! ❤
For sure it would be - housewarming gift! Literally! 😅
Not sure how long you’ve moved from Florida but home owner insurance and taxes have gone way up. Hopefully not too much where you’re moving back to but just be ready
Oh yes! They’ve gone WAY up!
Taxes are over double what we were paying a little over a year ago and insurance is almost double. 😳
It’s CRAZY but it’s where we really want to be. 💛
Grand rising Jenn. Awesome cash condensing/bill swap video. I did very well on my no spend in January and planning on continuing the no spend for the year.
Yes! I love that you are doing it with me! It feels so GOOD! 💛
As for "homework ", few things 1st is both parents passed by 2015, so cant have parents do it
2- not spoken to sister since 2015 because she married when i was 16 and husband was buying his house so after dad died mom sold her house to me, key word SOLD. My sister tried before mom passed to get me to borrow money against MY house let her (my sister) "borrow" it from me to pay off HER house saying shed pay loan off (does anyone else heare that as "robbing peter to pay paul"? My sisters been bad about paying family money she owes, also)
And 3rd , she tells others that our parents left me everything which confuses me since they didnt own anything to leave me.
I paid for house
A friend gave me her daughters car cause daughter didnt like it and was a '98 and daughter was graduating college.
Im out of debt, so judt 4 walls i pay
I’m sorry to hear that- I know of other situations where people get very entitled when money is involved. It’s very upsetting. 💛
If they didn't ask you before filling it up then they can come back and take the propane back. I would call as high as you can go
They are saying I was on the auto delivery - which makes no sense since I paid for a full tank upfront - I feel like they just have an answer for everything. It’s frustrating- but I’m new to propane. Another learning experience for Jenn! Yay! Hahahaaa
That's funny my son and my granddaughter was born on the Feb 4 a day before your 2 Sister Bee's anniversary, and my granddaughter other granddaughter was born on the 15th the day after year, niece, and nephew, and niece and daughter's birthday
Oh wow! Isn’t it funny how everything seems to be tied together! 💛
Am i the only one who can not find this mini savings challenge in the attached links? Would someone be able to help? Thank you.
drive.usercontent.google.com/download?id=1_SGwoepD6wwYKjx2caopY1caXU_c0CV7&export=download&authuser=0
Scroll down to Mini Challenge - they are listed alphabetically. Let me know if that works for you! 💛
Thank you for the freebe
Now that you are moving back to FL, will you car and tags decrease?
Yes!!! Substantially! The tag renewal will be like $40 instead of $380! Thanks for reminding me! I’m so in this CA mindset! 🎉
Hi Jenn I had a good day did my taxes I started having hr taking an extra 5.00 a week out of my deduction from federal wow paid off getting a bigger refund this year yes all for savings
Wow!!! That’s so awesome!!! 💛
Good job!
The mini challenge continuation will be entertaining as my dad spent time in prison for fraud 😂😅🤦♂️ wonder if he will talk to me or NAH 😂
Oh noooo! Well- partner ? Siblings? Older kids?
If you can’t do part 2 - it’s okay. Even your own answers are going to show you a few things about yourself.
@@2SisterBees I think it may be the most interesting to see how my generational financial trauma affected how I talked to my kids about money when they were younger. They are all college age (even though a couple have their own babies) so it's a good time to sit them down. I have a couple siblings and I will see if they will do the same. I have a feeling likely not. My dad being a crook is comical to me not so much to them. Absolutely shameful 😂 I have a very wealthy uncle who doesn't speak to him either so there is an interesting dynamic there too. Ah well. People deal with embarrassing family gaffes in their own ways I suppose.
Good morning! That’s a very good idea to prop swap for your move. You are definitely the no spend Queen Bee! You do great at the no spend challenge! I’m sorry about your 💩 Monday! 🙁 So glad Uhtred is ok! 💖 Wonderful video as usual! 🤗🥰
Thanks, Miss Di! All kinds of crazy going on over here! Uhtred is okay- we just brought him back from his walk.
You and your family are in our thoughts and prayers- we 💛 you!
You be having me dying laughing so hard at your inserts😂😂😂😂. I need to learn how to do that on my videos 😁
I watched YT videos on editing ! Believe me, I still want to learn how to do WAY more. It’s just finding the time !
I got all the ingredients to make Uhtred's food recipe this weekend. I hope my girls like it :)
I’m sure they will! He smells it when I’m making it and stares at me! 😅
Poor Uhtred! I have a five month old mini doxie and I'm so nervous around other dogs while training her tonwalk on lead. Glad your boy is okay and youre getting your old house back!! ( Got it back-I know you are already back in Florida)
Great video! So excited for you and your upcoming move! I use a cashless/digital cash envelope system for my variable expenses and sinking funds. It does require a little more work and a good tracking system (I use YNAB). I find that it is still helpful in keeping me on track! Maybe because I use prop money that looks like real money, it still feels real to me. You are so organized so I have no doubt you’ll be on top of this!
Great video! What a bummer about your ex. Hope your day got better.
I will be sharing the questions with my adult child & see if any of my siblings would like to share information with me. Thank you!
Good luck on your move back to Florida. I hope you enjoy being back home.
Thank you!
Poor Uhtred! Nothing worse than your dear pup getting attacked. Glad he is okay. My kids are all adult and I have 2 ex wives. I still support the kids when they need me. I still help out my ex wives too. I would be embarrassed to stiff either ex what they deserved from me. Awful. 😢 Although one did try to take my beautiful car when we were in the process of dealing with what I would pay her. Lol that was the only hell no moment 😅
PayPal is now offering a savings with a 4.25% rate
Nice! That’s a good one! Thanks for sharing that- 💛🐝
I going to do with the hubs because we both grew up completely different, him upper middle and me a single mom then she remarried and was one income till i left home at 16. Cant wait till we fill it out ❤❤
We all have such different upbringings and then when we get married, we are just supposed to “know” how to deal with money - it’s not that easy. No one tells us 💩! Hahaa
We will get it figured out together ! 💛🙌🐝
Congratulations on the closing! You must be so excited to move back.
Yes, thank you! We are ready to go NOW! 😅
Hi
Give the propane as giving
A parting gift
That’s probably how it will pan out but I’m not going to say I’m happy about it. 😅
My goodness, what a manic Monday! Good on you for still trying to see the positive in it all. Enjoyed the prop swap, Jenn 😊 Have a great staycation, April 💖
Seriously just trying to laugh it off - Gotta take the good with the bad. The lady at the water company was like, “ I’m so glad you see it that way! “
Poor thing probably deals with crazy people all day!
I’m just trying to live ! 😂😂
Congrats on your move, that’s awesome!
Thank you!! 💛
Your sister must be excited your moving back too!
She is ! We can have more frequent visits being on the same coast! Much closer! 💛
Great video!!! I love your prop money 😊❤
I do, too! It’s too cute! April actually has an updated version of Honey Money but I have so much of the old ones printed out already. 🐝💛
I’m so excited for your move and so proud of you you have come so far Please give Utred my love the poor fella and April so deserves a staycation Happy Birthday 2Sister Bees
Thank you. Sweet girl 💛
Congrats on the home purchase and big move to Florida! I've been thinking about prop money too but worried I won't be able to keep it all straight. I will watch to see how you do it. 💕🐻
I’m not 100% confident in myself, either. I will have to be very diligent with the cash in the checking. I do think that cash stuffing has taken away things like impulse buying, bored shopping, not planning for bigger purchases- so I think I’m ready! 😅
I do like having the cash out though so when I look at checking - it’s what I really have. The envelopes keep everything separate and I love that. Experiment underway for 6 weeks! 🤓
Good morning sisters 😊
Morning Denise! ☀️
Poor Uhtred! I hate that it happened, and I'm glad it wasn't any worse. That whole water situation is just wild. So you pay for a service, and they just shut it off? I can understand if there was something wrong that caused the water to have to be shut off, but man, that's crazy.
Noooo/ I guess I should’ve said that they were doing work up the street. I just was never notified. They said they left hangers but no one ever comes up my ridiculous driveway so they probably skipped me 😅
Great system in preparation for your move Jenn! So happy for you & Jason!❤
Thank you! I’m trying to get so many things figured out. It’s A LOT!
when I was a teenager I put my work checks in an envelope for vacation with my family. I was 16yrs old and now at 71 I still stuff envelopes. I had my mom hide my vacation envelope!
It’s seriously the easiest way to control the spending. Good ideas never stop being good ideas, right!? 💛
Excellent video per usual, sorry that happened to your doggo. Congrats on closing. All things are possible with Jehovah on your side. Rely on him and he will make sure you and your family are taken care of. Hope you have a blessed day.
This is absolutely what happened. Jason and I know it is God that is leading us to go home and He has opened EVERY door for us to do that. We are beyond grateful.
No matter how things were going in my life, I’ve always felt that knowledge that I am being taken care. Everything will be okay. Thank you for your encouraging words. 💛
That was a Garfield day.. My daughter will be 21 in April and his wife 🤨 called to tell me that they took his income tax from last year.. I don't like those people though..
Well- he must have owed it to you and your daughter. Can’t run forever. 💛
Hello, I'm new to the whole thing. I want to leave some cash in my bank account for my auto-paid bills, such as the internet, and cell phone. The question is how do I figure the amount needed. Also I want to do some sort of saving.
Hi! And welcome!
I have a video on getting started here :
th-cam.com/video/Eo-0_Uzd8zE/w-d-xo.htmlsi=X3vB2AToQg3w4B75
I also have a video on how to budget your pay:
th-cam.com/video/M7ucIl9MGs0/w-d-xo.htmlsi=NAR1pZhefezs15oD
Those should help you in gaining some more understanding of how this works! 💛🐝✨
I am so glad you fur baby was ok. Jen I'm sorry but I can't do the questions on that paper... I have mental health issues and some of it is family and I have PTSD around all of that 😢 but I can say we were dirt poor in a single parent home ... I do ❤ to watch your u tube channel a lot so thank you for all your help ❤
I totally understand- this would definitely not be for you to dig up the past and cause stress like that. I understand growing up poor but there was no trauma in the household.
💛💛💛
Wow what a Monday that sucks.
Congrats on the close of the house. Hope everything goes smoothly!
It’s ours! Yay!!!!!! 🎉
Yeah!!!!! So happy to hear. May the move go just as smoothly.
Happy Saturday ❤ great bill exchange...love seeing all the savings in each envelope 😊 tracking our spending is so important
Yay a bill swap video !!
❤❤ enormous things happening here!!
❤❤ aww, yay!! You've came such a super long ways!! 😊😊
❤❤ it is super inspiring, sincerely!
❤❤ So sorry to hear that dog was aggressive and the no water
❤❤ my sister is 17 years older than me and my brother 2.5 so I'm guessing they may have totally different views on the finances in our home. Interesting psychology there!
You know jen may I make a suggestion?
Increase the take out envelope and use the grocery money in the take out category for the trip. Will you be cooking while on the trip? Or only buy u.red's food and cook while on the trip something like that, definitely something to think about.
Good idea to stuff for cross country trip
Yeah- I think you mentioned it! Right?! Wasn’t it you that said to use some envelopes for the move? 💛
I don’t think so….? But who knows these days😂
I can't seem to find the personal mini challenge in your set of Freebies. Please help me know how to find it. Thanks in advance. By the way,I love your pretty red nails.
They are listed alphabetically and it’s under “mini challenge.”
A few people have had a hard time seeing it. 💛
@@2SisterBees Thank you! I found it!
Wow! 😮 what a Monday. I'm so sorry love.
It’s ok- things got better as the week went on. Which is why I can laugh about it now.
I’ve realized I can’t control everything and to just go with the flow sometimes. 💛
🖤🖤🖤
I love it!
Poor little guy! So scary.
It was awful! He didn’t even really understand what was going on which made it even sadder.
He has no clue about aggression. He’s never experienced it before. 😢
Happy Uhtred is okay
Me, too. I felt so bad. 🥺
Hello 👋 Jen
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