Is Now a Good Time to Buy a House? 🏡 | Homespire Mortgage

Is now a good time to buy a 🏡?
Let’s look at a THEORY vs. the REALITY.
The Theory: Waiting to purchase a home in hopes of a drop in purchase price is always a good idea.
The Reality: Sometimes this strategy pays off. Many times, it financially backfires.
So, how do you know which approach is correct? It really depends on your personal financial situation and goals.
Oftentimes, homebuyers will wait for price or rate to come down and risk losing out on their dream home. OR, since the market is hard to predict, they end up paying more because price and/or rate increased during that time. Our advice is usually to seize the opportunity and buy the home you love now so you don't miss out on it AND start building equity sooner.
Of course, we’ll be happy to help you with a refinance later should rates drop so you can lock in that lower rate.
There are many financial and philosophical variables that go into determining a good time to buy. Which approach may work for you? We highly recommend spending some time reviewing your long-term objectives and set out a planned strategy for your situation.
Don’t know where to start? Homespire can help. Visit www.homespiremortgage.com to connect with a Homespire Loan Officer today.
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Homespire Mortgage Corporation. Equal Housing Lender. All Rights Reserved. NMLS ID # 183215.
Corporate Office: 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878. 1-800-531-5395 This is not an offer for a loan or any type of extension. Eligibility for a loan or extension of credit from Homespire Mortgage Corporation is subject to completion of a loan application, credit, income, and employment qualification, and meeting established underwriting criteria. Rates are subject to change without notice based on market conditions. See Loan Consultant for information on program income limits, buyer contribution, area median income, debt requirements, and other application details.

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