How To Retire In 10 Years (Starting With $0)

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  • เผยแพร่เมื่อ 10 พ.ย. 2024

ความคิดเห็น • 267

  • @JefferyDuns
    @JefferyDuns 5 วันที่ผ่านมา +447

    I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.

    • @Nernst96
      @Nernst96 5 วันที่ผ่านมา

      Diversify your holdings across several asset types to reduce risk rather than putting all of your eggs in one basket. If you don't know a lot about finances, speak with a financial expert.

    • @PatrickLloyd-
      @PatrickLloyd- 5 วันที่ผ่านมา

      Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.

    • @PhilipDunk
      @PhilipDunk 5 วันที่ผ่านมา

      pls how can I reach this expert, I need someone to help me manage my portfolio

    • @PatrickLloyd-
      @PatrickLloyd- 5 วันที่ผ่านมา

      Sharon Ann Meny is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @PhilipDunk
      @PhilipDunk 5 วันที่ผ่านมา

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @philipfletch
    @philipfletch 3 วันที่ผ่านมา +416

    This is my fifth year after retirement. I’e been following the 4% rule thing I saw on a youTube channel, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.

    • @RoseGuerra7862
      @RoseGuerra7862 3 วันที่ผ่านมา

      Not a lot of people are able to save that much in a lifetime. But now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

    • @martinheaway
      @martinheaway 3 วันที่ผ่านมา

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800k

    • @JaneClark7861
      @JaneClark7861 3 วันที่ผ่านมา

      Mind if I ask you to recommend this particular coach you using their service?

    • @martinheaway
      @martinheaway 3 วันที่ผ่านมา +2

      My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @JaneClark7861
      @JaneClark7861 3 วันที่ผ่านมา +1

      Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @ClarenceFerland
    @ClarenceFerland หลายเดือนก่อน +383

    I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Miller for helping me achieve this

    • @sole27ore
      @sole27ore หลายเดือนก่อน

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @ReuletRikki
      @ReuletRikki หลายเดือนก่อน

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @lapetiteblonde
      @lapetiteblonde หลายเดือนก่อน

      I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @anatolyivan
      @anatolyivan หลายเดือนก่อน

      I'm new at this, please how can I reach her?

    • @SuccessMikeMatthew-gw5uh
      @SuccessMikeMatthew-gw5uh หลายเดือนก่อน

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @CliveBirse
    @CliveBirse 17 วันที่ผ่านมา +271

    I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?

    • @91ScottieP
      @91ScottieP 17 วันที่ผ่านมา +5

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

    • @mikegarvey17
      @mikegarvey17 17 วันที่ผ่านมา +4

      A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1.2m in gains… might not be a lot but i'm financially secure.

    • @mariaguerrero08
      @mariaguerrero08 17 วันที่ผ่านมา +4

      @@mikegarvey17I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @mikegarvey17
      @mikegarvey17 17 วันที่ผ่านมา +3

      My CFA ’Izella Annette Anderson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @ThomasChai05
      @ThomasChai05 17 วันที่ผ่านมา +2

      I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

  • @FayazMohammed-w1o
    @FayazMohammed-w1o หลายเดือนก่อน +72

    Thanks for sharing awesome tips! I'm 41 financially free and currently growing a solid retirement plan. It takes a positive attitude and consistency to learn new things and unlearn the old habits. It is important to get a mentor or coach to lead you all the way. It's great to start young too!

    • @HelenGrant-o8b
      @HelenGrant-o8b หลายเดือนก่อน +3

      Hi, I'm 35 working on my retirement fund too. What do you think is the best target for retirement?

    • @MrsFrançoisCharlotte
      @MrsFrançoisCharlotte หลายเดือนก่อน +1

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @HelenGrant-o8b
      @HelenGrant-o8b หลายเดือนก่อน +2

      I'm trying to read books about finance, budgeting, and saving. Looking at having a good financial advisor. Can you recommend

    • @MilenaLis-n1q
      @MilenaLis-n1q หลายเดือนก่อน +1

      I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week.

    • @HelenGrant-o8b
      @HelenGrant-o8b หลายเดือนก่อน +3

      How do I reach Caroline Suzan Olson?

  • @jerrycampbell-ut9yf
    @jerrycampbell-ut9yf 2 วันที่ผ่านมา +5

    I'm a single, 43-year-old father who resides in Hamburg. If everything continues to go well for me, I intend to retire at age 50. I couldn't be happier right now than I am that I just bought my first house last month. I'm so happy that I made wise choices that altered my life forever.

    • @Peterl4290
      @Peterl4290 2 วันที่ผ่านมา +3

      Salutations, dude. At your age, you're doing extremely well. I'm 54 years old, and right now my finances are a mess. Any helpful advice would be greatly appreciated in helping to mold my life. I want to buy a home of my own.

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 2 วันที่ผ่านมา +2

      It seems like I used the FIRE movement to manage my finances. Investigate it further by doing some research. With the help of a financial professional, they were then successful when investing in stocks, cryptocurrencies, and real estate.

    • @sabastinenoah
      @sabastinenoah 2 วันที่ผ่านมา +1

      I appreciate your nice words and would like to get in touch with your account management consultant.

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 2 วันที่ผ่านมา +1

      I encountered Annette Christine Conte through my wife, and I emailed her. She is guiding me. Since then, she has given me chances to buy and sell the stocks in which I'm interested in. You can hunt her up online if you require care supervision.

    • @sabastinenoah
      @sabastinenoah 2 วันที่ผ่านมา +1

      I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Julie up and send her a message. You've truly motivated me. God's blessings on you.

  • @sabinemeier2753
    @sabinemeier2753 7 วันที่ผ่านมา +55

    I just have to applaud your content man, well done. Long term investors know that the market and economy will recover eventually, and investors should be positioned for such a rebound. I gained $180k from bitcoin in 2021 before the market crash and now I'm buying again, adding more at a time. Having a good financial advisor like Veronica Hoy, it will add to your success in the crypto market.

    • @Tennyson-r76
      @Tennyson-r76 7 วันที่ผ่านมา

      I'm surprised that this name is being mentioned here, I stumbled upon one of Veronica Hoy clients testimonies on CNBC news last week...

    • @TiffanyHoff54t-u
      @TiffanyHoff54t-u 7 วันที่ผ่านมา

      Veronica Hoy strategy has normalised winning trades for me also and it's a huge milestone for me looking back to how it all started

    • @BenjaminJas
      @BenjaminJas 7 วันที่ผ่านมา

      Really you people know Veronica Hoy? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

    • @ChristopherAlex01
      @ChristopherAlex01 7 วันที่ผ่านมา

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @Chrisfrank-wh2kl
      @Chrisfrank-wh2kl 7 วันที่ผ่านมา

      The first time we had tried, we invested $1400 and after a week we received $5,230. That really helped us a lot to pay our bills.

  • @Hannahbenowitz
    @Hannahbenowitz 2 วันที่ผ่านมา +3

    The secret is to put money away every paycheck. He says 15% but I think you check out the budget for some extra. Put it into an SP index fund. Do not touch it. Just let it grow. If you are spending 10 hours a week worrying about it now,use that time for a hustle and tuck that away. Trying to work the market is a mugs game. It can be done by a few people but you don’t d sound like one. 10 years from now your index fund in your Roth IRA will be doing great. Or 401k.

    • @bartlyAD
      @bartlyAD 2 วันที่ผ่านมา +3

      Indeed, It has always been tougher to understand how to build your money after retirement and even more so right now with the inflation. You can experience a completely varietied market passively by employing a successful portfolio-advisor.

    • @DaliaCohen2230
      @DaliaCohen2230 2 วันที่ผ่านมา +3

      Even if you're not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April last year due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I've made over $250k since then

    • @HildaBennet
      @HildaBennet 2 วันที่ผ่านมา +3

      Mind if I ask you to recommend this particular manager?

    • @DaliaCohen2230
      @DaliaCohen2230 2 วันที่ผ่านมา +3

      Google Sonya Lee Mitchell and do your own research. She has portfolio management down to a science

    • @HildaBennet
      @HildaBennet 2 วันที่ผ่านมา +2

      I ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @SaraNisha1
    @SaraNisha1 หลายเดือนก่อน +648

    I'm just starting to invest and keep hearing mixed opinions on asset allocation. Some say ETFs and index funds offer great broad market exposure, but I’ve also heard they include underperforming stocks that could dilute returns from stronger performers. Since my goal is to retire early, I’m not sure if I should be more selective with my choices now, or if I’m just overthinking it

    • @ArnoldScerrets
      @ArnoldScerrets หลายเดือนก่อน

      I’m nearing retirement myself, and I had similar concerns. I started investing later than most, and just relying on ETF compounding wasn’t cutting it for me either. After working with a financial advisor, I managed to restructure my investments and am now on track to retire with around $4 million. If I hadn’t sought advice, I doubt I’d be as confident in my plan right now

    • @SaraNisha1
      @SaraNisha1 หลายเดือนก่อน

      I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of guidance

    • @ArnoldScerrets
      @ArnoldScerrets หลายเดือนก่อน

      I usually steer clear of recommending specific people because financial needs are so personal. But I can say that working with Emily Ava Milligan has made a world of difference for me. I noticed her strategies are tailored to fit personal goals and make sense for different needs. It might be worth exploring to see if her approach resonates with you

    • @SaraNisha1
      @SaraNisha1 หลายเดือนก่อน

      Thanks for that. I did a quick search and found her page. I was able to email so I sent over a few questions to get more info. Appreciate you sharing

    • @Thesakuraharona
      @Thesakuraharona หลายเดือนก่อน +1

      I am in a similar situation. How I look at ETFs is more like a basket of options. Sure, some will perform well and others poorly, but it averages out typically. If one fails, a good ETF will evaluate and replace it if it no longer works with its goals. It's also hands off. If one stock fails, you do not lose everything.
      If you select specific stocks, then you do run the risk of them failing and losing substantially more. But you can also make a good deal of money.
      The most basic rule of the stock market is the idea that the longer you stay in it, the better you typically turn out. (Money compounds over time, but if you are buying and selling positions frequently you tend to miss out on that)
      I am NOT a financial expert, simply sharing what I have come to understand. Hopefully it helps

  • @micheal_mills
    @micheal_mills หลายเดือนก่อน +121

    Before you start investing, it's crucial to understand the basics of investing, different asset classes (stocks, bonds, real estate, etc.), and the associated risks. are you investing for retirement, buying a home, or building an emergency fund? Your goals will help shape your investment strategy.

    • @ilyaveysman.
      @ilyaveysman. หลายเดือนก่อน +4

      Don't put all your eggs in one basket. Diversification means spreading your investments across different asset classes (stocks, bonds, real estate) and within those classes (different companies or industries). This helps reduce risk.

    • @Walter_hill_
      @Walter_hill_ หลายเดือนก่อน +2

      I Invest in low-cost index funds or ETFs that track broad market indices, such as the S&P 500. These funds offer diversification across a wide range of stocks and can be a more passive, low-maintenance investment option. They are suitable for investors who prefer a hands-off approach and want exposure to the overall market.

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD หลายเดือนก่อน +2

      I try to consider a mix of bonds and fixed-income securities to provide stability to my portfolio but i need solid advise.

    • @Walter_hill_
      @Walter_hill_ หลายเดือนก่อน +2

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Vivian Jean Wilhelm” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

    • @Trevor_Morrow_LTD
      @Trevor_Morrow_LTD หลายเดือนก่อน +1

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @JuiceKKC55
    @JuiceKKC55 3 วันที่ผ่านมา

    Completely omitting taxes and cap gains - love it, stay positive kids!

  • @jacobhayhurst1525
    @jacobhayhurst1525 หลายเดือนก่อน +2

    A good, general message. Letting the click-baity title go, because it made me curious about what you were going say. I've enjoyed quite a bit of your content lately, but the BIGGEST compliment I have, for this video in particular, is that you are the first person I've seen change up the camera angle AND your focus point along with it! I've always felt like the change to an alternate camera angle, while the speaker is focused somewhere else, was making me feel like they didn't care about what they were saying or that that particular piece wasn't important. Your use of the alternate angle, along with continuing your focus on the camera, keeps the video interesting AND keeps me engaged, while feeling like everything you are saying is useful.
    Thank you for more, good money tips/habits/suggestions and this very welcome change in shooting techniques. Looking forward to more, Steve.

  • @benjamingrass3643
    @benjamingrass3643 หลายเดือนก่อน +3

    Came here after watching Mark Moss post a vid about you… Left a thumbs up and sub.

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน

      Haha. I wonder how others feel about him making a video on a “20 year old.” Thanks for the follow Benjamin!

  • @Bridget-l7p
    @Bridget-l7p หลายเดือนก่อน +242

    I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.

    • @Bako-b8j
      @Bako-b8j หลายเดือนก่อน +3

      During a recession, investors must understand where and how to distribute capital in order to hedge against downturns while being profitable. If you are unable to navigate the market, speak with an expert advisor.

    • @DavidLucas-so8rr
      @DavidLucas-so8rr หลายเดือนก่อน +2

      Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @SarahTaylor_
      @SarahTaylor_ หลายเดือนก่อน +1

      That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?

    • @DavidLucas-so8rr
      @DavidLucas-so8rr หลายเดือนก่อน

      "Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

    • @EthanBrown_23
      @EthanBrown_23 หลายเดือนก่อน

      I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

  • @sarawilliam696
    @sarawilliam696 หลายเดือนก่อน +11

    I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io หลายเดือนก่อน +4

      Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k

    • @carssimplified2195
      @carssimplified2195 หลายเดือนก่อน +2

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.

    • @foden700
      @foden700 หลายเดือนก่อน +2

      I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

    • @carssimplified2195
      @carssimplified2195 หลายเดือนก่อน +1

      I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

    • @foden700
      @foden700 หลายเดือนก่อน

      Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

  • @bernadettefacey
    @bernadettefacey 2 หลายเดือนก่อน +2

    This was a really great video Steve! You explained everything and actually completed this video so I didn’t have to wait on the next video that I may not see! Well done. Thank you!

  • @emojimr4427
    @emojimr4427 2 หลายเดือนก่อน +5

    I follow a real content creators ... YOU Thanking you for all your hardwork ... You change my life SERIOUSLY...👍

    • @nissanfox
      @nissanfox 2 หลายเดือนก่อน

      Always appreciate the information you share

  • @johnm7488
    @johnm7488 หลายเดือนก่อน +1

    You are good my dude. Good content

  • @smelly_fred5122
    @smelly_fred5122 2 หลายเดือนก่อน +2

    great video. very informative. I have started doing some of the things you have mentioned in your videos. automatic deposits and hysa. and my Roth ira is starting to build. thanks again for the work and info you share.

  • @PLUTO-du7xx
    @PLUTO-du7xx 5 วันที่ผ่านมา

    Can you please do a video on if an IUL is a solid investment, and how to structure an IUL.

  • @dianaosorio26
    @dianaosorio26 2 หลายเดือนก่อน +1

    Thank you for opening my eyes to a completely new and positive future. You have inspired me to start investing. With your easy to understand explanations I have now built the courage to start, as you know this subject of investments can be quite overwhelming for someone like me who doesn’t know where to start. Great videos, keep them coming!

    • @nelinjo
      @nelinjo 2 หลายเดือนก่อน

      Yeah such an eye opening save 60% and live with 40%😂😂😂😂😂😂😂😂

  • @donnavanfairclough3404
    @donnavanfairclough3404 2 หลายเดือนก่อน +2

    Thank you I have been waiting on you for this video

  • @paiboolr8074
    @paiboolr8074 2 หลายเดือนก่อน +1

    Another essential content. Good job Steve.

  • @AC112788
    @AC112788 2 หลายเดือนก่อน +1

    Great video Steve! I agree with what you teach.

  • @cedrick6605
    @cedrick6605 หลายเดือนก่อน

    This is so very helpful. I think it's difficult to decide where to put money. It's rather daunting.

  • @YBM_Africa
    @YBM_Africa 2 หลายเดือนก่อน

    Thank you very much sir for this wonderful video. Whenever you feel like giving up, please remember that you're inspiring a soul and changing a life.

  • @daniellaweidberg6246
    @daniellaweidberg6246 2 หลายเดือนก่อน +6

    This video was AWESOME, thank you so much for sharing and being such an inspiration!!! 🙌🏻

  • @elijahmalone7705
    @elijahmalone7705 22 วันที่ผ่านมา +1

    Excellent video! If you plan to retire in 10-15 yrs would you still recommend using a Roth IRA (since you can’t take out earnings) or should you just use a brokerage account and follow the S&P on there instead?

    • @CalltoLeap
      @CalltoLeap  19 วันที่ผ่านมา +1

      For me, I would invest in both accounts, but it’s up to you!

  • @JasonAmir-qo4uo
    @JasonAmir-qo4uo 2 หลายเดือนก่อน +6

    My retirement account has gone down by 13.7% in the past year due to rebalancing I did out of fear uncertainty and doubt. What are best alternatives to take in other to secure a financially free retirement and achieve ultimate peace? I don’t want to fail after 20 years of working hard.

    • @ThomasColt
      @ThomasColt 2 หลายเดือนก่อน

      If you want to rebuild your portfolio by yourself, without the help of an CFA… I will tell you it is near impossible. Even NewRetirement and co can’t do the job of an FA with expertise, a large following/client base and experience. Vet and hire one and begin to develop a rapport.

    • @GibsonJames-gr3on
      @GibsonJames-gr3on 2 หลายเดือนก่อน

      Actually true. My family has been working with one since I got married. That’s the best route you can take… honestly the safest

    • @JasonAmir-qo4uo
      @JasonAmir-qo4uo 2 หลายเดือนก่อน

      @@GibsonJames-gr3on Do you like call them or send an email or something to someone like that?

    • @GibsonJames-gr3on
      @GibsonJames-gr3on 2 หลายเดือนก่อน

      @@JasonAmir-qo4uo Yeah you can, there is a popular one called JOESPH NICK CAHILL. He is licensed and has over a decade of experience, he also works with all economic class of people.

    • @JasonAmir-qo4uo
      @JasonAmir-qo4uo 2 หลายเดือนก่อน

      Thanks for this tip. I have just Googled his name and his website came up right away. It looks impressive so far.

  • @kyleevanston
    @kyleevanston 12 วันที่ผ่านมา +177

    Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Brooke Miller

    • @BradlyLane
      @BradlyLane 12 วันที่ผ่านมา

      I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

    • @masterotrunks
      @masterotrunks 12 วันที่ผ่านมา

      The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

    • @anatolyivan
      @anatolyivan 12 วันที่ผ่านมา

      She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

    • @HighlightsSerieATIM
      @HighlightsSerieATIM 12 วันที่ผ่านมา

      I'm new at this, please how can I reach her?

    • @ZahirFriedman
      @ZahirFriedman 12 วันที่ผ่านมา

      I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

  • @billyblob9343
    @billyblob9343 2 วันที่ผ่านมา

    I’m confused. If you get $50,000 a year from your job and you save 60% how much are you putting in your ROI account?

  • @ParisaSamavati
    @ParisaSamavati 27 วันที่ผ่านมา +1

    man 70-80k as teachers where do they work?! That's great for a teacher salary! In Ohio the median salary is 50k! But thanks for the video!

  • @annjean8709
    @annjean8709 2 หลายเดือนก่อน +1

    Great video!
    Thank you for sharing.

  • @kensg
    @kensg หลายเดือนก่อน

    Thanks for the information, I surely have to do some investigation for myself, but you gave me some inspiration

  • @reelaxclassics7557
    @reelaxclassics7557 4 วันที่ผ่านมา

    I would love to invest 50% of my income in a Roth IRA but it exceeds the yearly contribution limit, what can I do? Am new to this, any suggestions would be much appreciated thank you

  • @wanchawancha5323
    @wanchawancha5323 8 วันที่ผ่านมา

    I ❤ your channel

  • @ann-ie4hc
    @ann-ie4hc 2 หลายเดือนก่อน +14

    I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.

    • @Vlad-ei3bs
      @Vlad-ei3bs 2 หลายเดือนก่อน +1

      As a beginner, it's essential for you to have a pro or a very good trader to keep you accountable.

    • @Vlad-ei3bs
      @Vlad-ei3bs 2 หลายเดือนก่อน +1

      Someone like expert Nancy Williams Laplace

    • @gaspardfigueroa
      @gaspardfigueroa 2 หลายเดือนก่อน +1

      Omg! Nancy's strategy has made winning trades a regular occurrence for me as well! It's a huge milestone when I think back on how it all started.

    • @rk0l59hs-6g
      @rk0l59hs-6g 2 หลายเดือนก่อน +1

      Amazing! I'm so surprised to see Ms. Nancy being mentioned here under this comment!

    • @notbeingfooled-j6n
      @notbeingfooled-j6n 2 หลายเดือนก่อน +1

      Trading is difficult, I'd spend the five grand on education for trading. It's not easy. Investing is different, that's easier. Short term or long term gain is the question.

  • @DjForever5
    @DjForever5 2 หลายเดือนก่อน +30

    I can’t believe you actually said save 50% of 30k. If you’re making 30k you will never retire.

    • @Lamentlogic
      @Lamentlogic หลายเดือนก่อน +3

      By yourself yeah you're probably right in them being screwed. Though there are help programs for people making that little.
      However if instead of roughing it alone you find about 4 like minded people and all of you save 50% of your incomes then it starts to be doable. Super risky, but doable.

    • @SuperTikes
      @SuperTikes หลายเดือนก่อน +3

      @@Lamentlogic The problem is that many people don't want to sacrifice in those ways. I absolutely HATE living with other people but having even just one roommate allowed me to save over $1,200 per month. This is after living alone my entire life. I won't live with people forever but I will in order to achieve my goals. My neighbor has 5 people in her house, they all rent a room. They each pay roughly $500 for all inclusive rent in a really expensive area. It can be done.

    • @Smp_lifting
      @Smp_lifting หลายเดือนก่อน

      ​@@Lamentlogicthats your reasoning??
      In theory you are right but be realistic for a second...
      Finding 3 other trustworthy, financially literate people that only makes 30k a year...
      Trying what you are saying is a good way to get in deep shit...
      Really terrible advice...

    • @Lamentlogic
      @Lamentlogic หลายเดือนก่อน

      @@Smp_lifting I did mention the risk being high. A proper life plan doesn't revolve around only making 30k your whole life though. If you are firmly locked in on never making more than that your whole life then you are going to need a trustworthy and tight team to pull it off. Is it great advice for your whole life, well no.... But is it amazing advice for someone getting started and then have that person work to get a better paying job well yeah actually that's a far better start then the defeatist idea well that wouldn't work where I am right this second in life so why even try.

    • @Smp_lifting
      @Smp_lifting หลายเดือนก่อน

      @@Lamentlogic because High risk play have a poor expected outcomes.
      Might has well spend every penny on loterie. Another high risk play but this wouldnt appear to be good advice. Neither is this.
      At this income level you have to live as extremely poor. To have a shot at retirement.
      And yes.
      Increasing income.should be the highest focus.
      But id say investing in improving your money making skills has a higher priority than living poor for 40 years. Only to keep being broke in your 70s.
      If you only make 30k.
      Dont invest with money, invest your money and time in yourself in your ability to generate income.

  • @doctorj5968
    @doctorj5968 หลายเดือนก่อน

    Excellent.. very well explained... thanks 👍👍

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน

      Ah thanks so much!

  • @Miamiz24
    @Miamiz24 11 วันที่ผ่านมา

    My only regrets Is not understanding retirement and invest till now ,most I ever made was 40k yet I'm a home owner ,bills always on time and paid off 3 loans ,yet people will make 3 times that and are always crying broke ,if I'd know what I'm learning now I would be half way thru retiring

  • @anniesshenanigans3815
    @anniesshenanigans3815 2 หลายเดือนก่อน

    if you are going to get SS or other retirement, you can subtract that from your needed annual income.. That will cut that total from 40k a year in half.

  • @bird7464
    @bird7464 หลายเดือนก่อน

    thank you so much!

  • @PassiveEarnings
    @PassiveEarnings 2 หลายเดือนก่อน +3

    Great content Steve! But I see you have been making the basic/essential content for a long time now, any reason not sharing the advance knowledge?
    By the way, I am also on a financial freedom journey!

    • @NothingBtBlueskies
      @NothingBtBlueskies 2 หลายเดือนก่อน +1

      I’m really grateful that Steve has been teaching the basics. Most of us have never been taught the basics, so it’s really helpful to many, many of us.
      I’m sure that he has more in depth videos for those who are interested in them. You can try scrolling through his videos. I’m sure that you will find videos for you.
      Personally, I’m a newbie, so repetition of the basics is instrumental to me learning.

    • @PassiveEarnings
      @PassiveEarnings 2 หลายเดือนก่อน

      @@NothingBtBlueskiesI agree, most of the viewers and new investors need to understand the basics well. But for the true basics we don’t really need these many videos, 1 video showing spending in SPY and daily cost averaging and reinvesting dividends till you retire is sufficient.
      I have watched Steve’s videos and love his content for the basics. But I wanted to know if he wants to just appeal to new investors only or can he share how he actually became a millionaire, trust me it takes 30+ years to invest $500 a month to become a millionaire status which definitely is not the route Steve took.

  • @352237
    @352237 2 หลายเดือนก่อน +2

    Where would you allocate the 60% of savings if a Roth IRA max contributing is 7k a year? Where do you invest the rest with a 10% return in investment?

    • @xmusic2049
      @xmusic2049 2 หลายเดือนก่อน +3

      Brokerage account

  • @mobilemachine1578
    @mobilemachine1578 2 หลายเดือนก่อน +3

    Housing should be 30%.
    But 30% of what? Gross or Net??

  • @ScottyZe
    @ScottyZe หลายเดือนก่อน

    I love your strategies. Thank you

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน

      Thanks Scotty!

  • @kylem4622
    @kylem4622 หลายเดือนก่อน

    So a real question is if I want.to live off dividends before retirement, what type of brokerage is best, or is a trust better? I have a roth ira, so I'm not looking for a traditional ira. Looking for other options... ideas

  • @AP-hh2ki
    @AP-hh2ki 2 หลายเดือนก่อน +7

    Am torn.
    On one hand I want to save as much as possible to have for a rainy day and for retirement
    On the other hand, there's no guarantee I'll make it to old age and we only have one life.
    So spend my money now on what makes me happy, or save for years down the road to enjoy if am still healthy or alive....

    • @hypexzombie7908
      @hypexzombie7908 2 หลายเดือนก่อน

      I honestly think this depends on your current age. Also there’s nothing saying you can’t do both in moderation. It might mean saving more than you are comfortable with at first. But there is a world where you can buy what makes you happy now while still investing in the future. The only downside is the amount of money you save for investing will be lower meaning returns in the long run will be less.
      Me personally being on the younger side at 23 would choose investing long term even if it means less fun purchases now. However I also do make unnecessary purchases for the short term fun aspect still from time to time.
      Just another way to look at it. I would be interested to know your age and how it might change your perspective on this if you don’t mind!

    • @AP-hh2ki
      @AP-hh2ki 2 หลายเดือนก่อน +1

      ​@hypexzombie7908 I'm 34, I do have money for retirement about 55k so far in my fidelity account, but if I saved more there's no guarantee I'll enjoy that money come 30 years from now or if I'll even be alive by then. I'll never forget the lady at work who was in her 50s, she had a heart attack at work and got air lifted out to the hospital and died, bet she would have spent more of her money on things she enjoyed while she had the time, instead she died early while at work. Don't get too caught up on saving every penny, live life while you're healthy and young, you won't be healthy forever and you won't be young forever either.

    • @babyprince84uk
      @babyprince84uk หลายเดือนก่อน +1

      I don’t see it the same way. You only need to save 50% of your salary for one decade.
      If I’m doing this, I’ll be happier saving 50% knowing I will retire in 10 years than spending now knowing I will work for a long time

    • @alexsha315
      @alexsha315 หลายเดือนก่อน

      Try to do both just percentage

  • @beSpiritfilled-w5w
    @beSpiritfilled-w5w หลายเดือนก่อน +1

    Hi Steve. I have fidelity. Can I invest in SCHD from that account or do I need to open a SCHWAB account?

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน +1

      Yep! I have SCHD in my Fidelity account too!

    • @beSpiritfilled-w5w
      @beSpiritfilled-w5w หลายเดือนก่อน

      @@CalltoLeap Thank you for responding.

  • @kagors4491
    @kagors4491 หลายเดือนก่อน

    How do you feel about having 500k in your Roth invested in 8% dividend etfs like JEPQ and other 8-12% dividend stocks. Tax free dividends. I had 100k in JEPQ and i was receiving 800 bucks a month for one year. I sold and am now in growth etfs. But my plan is to do this in retirement

  • @dersanz
    @dersanz 29 วันที่ผ่านมา

    Can these strategies work from outside of the US?

  • @nydiagaynor823
    @nydiagaynor823 2 หลายเดือนก่อน +11

    How about taxes ?! 😅 and 60% how realistic …

    • @estelaniealexandremsw4966
      @estelaniealexandremsw4966 2 หลายเดือนก่อน +6

      Yes! Thanks for saying that. This math is not taking into account taxes and benefits.

    • @nelinjo
      @nelinjo 2 หลายเดือนก่อน

      And live off 40%😂😂😂 what an idiot.

    • @SuperTikes
      @SuperTikes หลายเดือนก่อน

      When you're maxing out your tax-advantaged accounts (401K if applicable, Roth IRA, VA 529, HSA, etc.) it can significantly lower your tax liability. Nearly all of the other account such as VA 529 (for education) and HSA (for health) can be converted after retirement age into regular retirement accounts as well.

  • @96rharris
    @96rharris 2 หลายเดือนก่อน +1

    Great information

  • @kerrieb07
    @kerrieb07 20 วันที่ผ่านมา

    How do you apply the information you suggested in the video if you are only allowed a maximum of 8k contribution a year in a roth IRA? I am new to all of this and approaching 50. Thank you!

    • @CalltoLeap
      @CalltoLeap  19 วันที่ผ่านมา

      You can also open a TBA to continue investing

  • @stayfit.withdaisy
    @stayfit.withdaisy 2 หลายเดือนก่อน +2

    I wish I know this sooner!

  • @elizabethbarrera2793
    @elizabethbarrera2793 หลายเดือนก่อน

    If I originally rolled over my employer 401k into my bank IRA after I was no longer employed with the company. How easy is it to transfer my IRA money from my bank to a Fidelity Roth IRA?

  • @ikudbne1
    @ikudbne1 2 หลายเดือนก่อน +2

    I already have a Roth in a 457 through my work. So i cant just open another, correct? I already put in the max per year in that one. Regardless, Thanks for the content. I appreciate how u break down confusing concepts!

    • @Sanloong7
      @Sanloong7 2 หลายเดือนก่อน +4

      U can also have a Roth IRA. I have both.

    • @Gladylicious08
      @Gladylicious08 หลายเดือนก่อน

      Yes you can

  • @Ninofortune
    @Ninofortune 2 หลายเดือนก่อน +1

    Thank you

  • @beSpiritfilled-w5w
    @beSpiritfilled-w5w หลายเดือนก่อน

    Hi Steve. I am 50 and was wondering how I can contribute more than the maximum of $8000 into my ROTH IRA? Is there some other account I can use to buy more ETF/Mutual funds?

  • @guirlandedelva3240
    @guirlandedelva3240 2 หลายเดือนก่อน +22

    Really save 50% of a salary? Imagine someone making 50 to 80k how it’s possible for that someone to live on 50% of a 80000 salary ? Which is 40000, with the price of food, housing childcare for some people,car insurance gaz etc … how realistic is that?in the USA?

    • @10oner
      @10oner 2 หลายเดือนก่อน +44

      Bruh ive been living my entire life off 35k and so have all the people around me me wtf u mean 😂 some of yall are so privelaged and outta touch its crazy

    • @babyprince84uk
      @babyprince84uk หลายเดือนก่อน +4

      Of course you can. If the price is to never have to work again your entire life. And not only that, also, your net wealth well be growing with the 4% rule.
      Yes there is a price to pay.
      Why would I choose to work 30 years and save 10% over working 10 years only but save 50%?
      There are some exceptions including some professions that get much paid with the time

    • @TenRoseForever
      @TenRoseForever หลายเดือนก่อน +8

      If you're single or a childless couple and know where your expenses are going, it's not *that* hard. Housing is the biggest fixed cost, so if you can get that down (either by finding a deal or living with a roommate/your parents/your SO/etc) you've got a much bigger pot to work with starting out. Then you just budget so you know what your variable costs are (utilities, food, gas, car insurance, fun money, etc) and if they put you below that 50% savings, work on reducing it in various ways. Cook more, turn off the lights/conserve water, take public transport/carpool/ grocery shop at a place that gives you fuel points/etc.
      For perspective, I'm single and easily saving that much on a 70k salary even though my rent is ridiculous, because I smiply don't feel the need to spend that much right now. It just depends on what your lifestyle looks like tbh, and I don't mind forgoing a few fun things now to enjoy my life a lot more 5 years from now.

    • @owenauto
      @owenauto หลายเดือนก่อน +4

      You can Definitley live off 2 grand a month unless u live in a big city with expensive rent, if you have a roomate, never go out to eat, no subscriptions, no shopping then it’s very doable

    • @curiousgeorge9820
      @curiousgeorge9820 หลายเดือนก่อน +4

      You only need to eat once a day to be honest unless you want to stuff your face all day. I live off about $25,000 a year and save about $10k a year. Stop living for others expectations or for your instagram. No one really cares. Find a way to live below your means for a while and you’ll thank yourself later

  • @alidaneshmand5466
    @alidaneshmand5466 หลายเดือนก่อน

    Does your formulas take into consideration income tax when one wants to “save 60%”?

  • @flazieboursiquot5520
    @flazieboursiquot5520 2 หลายเดือนก่อน

    Hi Steve, I am very grateful to find you ,but I need a lot of help to start my retirement. I don't really understand how you can help me, please .

  • @liz85524
    @liz85524 2 หลายเดือนก่อน

    Thank you ❤❤

  • @faithcooke4231
    @faithcooke4231 10 วันที่ผ่านมา

    So this isn’t going in a Roth right?

  • @Jenni208
    @Jenni208 2 หลายเดือนก่อน

    Or maybe they want to finally pay for the medical treatments that they and their children need? That's what I would spend money on if my income increased. And then the only increase in ongoing expense would just be whatever the treatment plan involves (medications or other interventions), and hopefully maintenance would not be too costly once everyone is healthy and doing well.

  • @LuvmeRos
    @LuvmeRos หลายเดือนก่อน +5

    As I near retirement, securing the stability of my 401k after the tumultuous year of 2022 is of utmost importance. I've heard stories of investors achieving up to $270k in ROI during this ongoing market downturn. Any guidance on how to improve my ROI before retirement would be greatly appreciated.

    • @FrankPatrick-no8zo
      @FrankPatrick-no8zo หลายเดือนก่อน +4

      There are strategies capable of delivering consistent gains irrespective of economic or market conditions, but these are typically implemented by seasoned investment experts or advisors.

    • @DennisJack-km8ho
      @DennisJack-km8ho หลายเดือนก่อน +3

      For near retirees, having an investment advisor is the way to go. I've been with one because I lack the expertise and emotional fortitude for market ups and downs. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks realise

    • @RuthEvelyn-rc3bg
      @RuthEvelyn-rc3bg หลายเดือนก่อน +3

      That is just amazing. I've attempted to employ a financial advisor by doing some research on my own, but it's somewhat daunting. Would you kindly refer the people you work with

    • @DennisJack-km8ho
      @DennisJack-km8ho หลายเดือนก่อน +3

      I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.

    • @RonaldPaul-rs6kt
      @RonaldPaul-rs6kt หลายเดือนก่อน +1

      I really appreciate your useful advice. I was able to set up a call with her and confirm her identity. She seems incredibly knowledgeable, and I hope I'm able to connect with her.

  • @MrEric102259
    @MrEric102259 2 หลายเดือนก่อน

    If you were me and had aprox 230,000 and were turning 65 next month and have a pension, what would you do with the 230,000 so that it can produce some passive income in 5 years?
    Thanks,
    E

  • @g.s.m.6100
    @g.s.m.6100 2 หลายเดือนก่อน +1

    ❤thank you

  • @AlexandLam
    @AlexandLam หลายเดือนก่อน +1

    10% interest isnt taking inflation into account. it should be more like 7%

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน

      We can then also factor in contributions affected by inflation too. We most likely will invest more in the future as we make more

  • @dabbking
    @dabbking หลายเดือนก่อน

    I wish I would known this 12 years ago

  • @DarkNinjaOreo
    @DarkNinjaOreo หลายเดือนก่อน

    So minus my taxes I need to save 60% of my income and give 30% to taxes and such. We need food, water, a house cost like over 50% of our income now. And that’s if we lucky.

  • @redic3408
    @redic3408 หลายเดือนก่อน

    The 4% rule only applies to retiring at age 65. If you retire earlier the safe withdraw rate should be lower.
    65 - 4.00%
    60 - 3.75%
    55 - 3.50%
    50 - 3.25%
    45 - 3.00%
    40 - 2.75%
    35 - 2.50%
    30 - 2.25%

    • @CalltoLeap
      @CalltoLeap  หลายเดือนก่อน

      Yep, some years we will have to adjust, depending on how the markets perform. I usually encourage people to stay in the markets as long as possible for compounding to take place.

  • @royvera2361
    @royvera2361 2 หลายเดือนก่อน

    I love your channel. Any chance on making videos for investors with higher investment. I have over 700k. Still investing and increasing my monthly. But some of us want to make sure any new long term investing is quality. I am 55, will retire in 10 years. I like my career Any advice.

  • @服部美英
    @服部美英 2 หลายเดือนก่อน +1

    大変良かった致します👍👍👍

  • @stephendallas9709
    @stephendallas9709 25 วันที่ผ่านมา

    $17 an hour with no student debt or car loan is better lifestyle than $30 an hour WITH the same debt...

  • @DR-qo4cd
    @DR-qo4cd 3 วันที่ผ่านมา

    I love you 🥰

  • @ReneeOfTheFae
    @ReneeOfTheFae หลายเดือนก่อน +1

    You have to be joking. Unless they live in a box, no one can realistically save 40-60% of their monthly income. This just isn't realistic, and I think you've been independently wealthy for so long now that you've lost touch with what it's like to be a working class person. Be realistic.

  • @sharonbrown4978
    @sharonbrown4978 21 วันที่ผ่านมา +1

    60%of what income, people can barely eat and afford a place to live, how are they going to afford 60%of their income for investment.Some people are making under 50000$,maybe the high incomer earners can do it. 😮

    • @CalltoLeap
      @CalltoLeap  19 วันที่ผ่านมา

      When I was a teacher, I looked into increasing my income with tutoring

  • @justaprogrammer3764
    @justaprogrammer3764 หลายเดือนก่อน

    Great, i just need a million and i can start :D

  • @KennethCatoe
    @KennethCatoe 2 หลายเดือนก่อน

    Been asking for suggested calculators and glad you posted this! Also bee n asking for an only fans 😂😂🤪🤪

  • @dionneking8
    @dionneking8 2 หลายเดือนก่อน +1

    Yessir

  • @服部美英
    @服部美英 2 หลายเดือนก่อน +1

    最高素晴らしいかった👍👏💯

  • @chrisman5882
    @chrisman5882 2 หลายเดือนก่อน +2

    Win the lottery.
    Only way to retire in 10 years

    • @yogesh1392
      @yogesh1392 หลายเดือนก่อน

      Or onlyfan

  • @RK831
    @RK831 หลายเดือนก่อน

    FU number, ha! $100M is definitely an FU number.

  • @msfly2012ify
    @msfly2012ify 2 หลายเดือนก่อน +1

  • @fmoon8318
    @fmoon8318 2 หลายเดือนก่อน +1

    😀

  • @damoncampbell386
    @damoncampbell386 หลายเดือนก่อน

    Does this calculation factor in tax? My understanding is that you have to pay your taxes so you would not be able to save 60% of your income. Are other people just not paying taxes? 😂

  • @nelinjo
    @nelinjo 2 หลายเดือนก่อน +6

    Wow amazing advice save 60% of income in what fairytale? 😂😂😂😂😂😂😂

    • @KittKattBarr222
      @KittKattBarr222 2 หลายเดือนก่อน +1

      There are people doing it. They work hard to up their income and reduce their expenses. If you start with "I can't" you never will. Even if you can't do 60%, start with what you can.

    • @nelinjo
      @nelinjo 2 หลายเดือนก่อน +2

      @KittKattBarr222 You obviously didn't get what i said. I am investing as well but income and expenses do not allow for 60% savings if you have some brains and live in reality. Of course you should start as early as you can but these unrealistic advices are just so funny.

  • @DylanT18
    @DylanT18 หลายเดือนก่อน

    Ahhhhh we are fucked lol.

  • @RobbieMillar-y3w
    @RobbieMillar-y3w หลายเดือนก่อน

    are you mental, who on this earth is going to be able to live any kind of life trying to save 50-60% of their salary. Anyone watching ask yourself why isn't this guy retired?

  • @JD-ny9qj
    @JD-ny9qj หลายเดือนก่อน

    4% rule is strength tested for the average retirement length. You should absolutely not be using this rule if you plan to retire early.

  • @Xspeedspec
    @Xspeedspec 2 หลายเดือนก่อน

    You are wrong with the 4 % rule. First it’s 3-5.5%…look up the creator of the 4% rule… use a different calculator…I won’t tell you …you need to find that out yourself

  • @Joe-ij7nw
    @Joe-ij7nw หลายเดือนก่อน +1

    Bro basically said don't spend any of your money and you can retire. This who video ignores needs like, food, clothing, rent/mortgage, car and maintenance, insurances, and emergencies. God help you if you have a family...

  • @brendansmith6038
    @brendansmith6038 2 หลายเดือนก่อน

    What a poor video

  • @sixy69
    @sixy69 2 หลายเดือนก่อน

    Another great video. Could you do a video for people like myself. I earn just above minimum wage in the UK. Is there a way I can also build wealth?

  • @hoama939
    @hoama939 6 วันที่ผ่านมา

    Thank you master

    • @reelaxclassics7557
      @reelaxclassics7557 4 วันที่ผ่านมา

      @steve-youtube311 I would love to invest 50% of my income in a Roth IRA but it exceeds the yearly contribution limit, what can I do? Am new to this, any suggestions would be much appreciated thank you

  • @aleaseturner7708
    @aleaseturner7708 2 หลายเดือนก่อน +1

    Thank you