I have been retired now for 2 1/2 years and I am living my dream!! Slowly change the way that I eat. Now, mostly Whole Foods try to keep all sugar and flour out. This has changed my mental and physical filling and outlook on life. I tried to walk 2 to 4 miles every day. Do weightlifting twice a week now feel like I’m 30 full of energy and vitality! Just about every day I wake up and even while laying in bed, thankfully heavenly father for giving me another wonderful day to enjoy.I now enjoy a lot more hunting and fishing and run about 60 Trail cameras which helps to keep me motivated to be physically active. Life is great.
I retired 5 years ago at 60 1/2 from a young person’s field (tech). The first year was pretty easy as we relocated to our retirement dream location and built a new house. Retired, it was my new job to manage building the new home - as in my career, I crushed it (3 weeks early and only a few hundred dollars over budget). My second year wasn’t as good - Covid hit and all my “social and I dentity” plans blew up. I had imagined I might do some light consulting or at least some mentoring of Jr/high schoolers but those became difficult/impossible with no in-person activities. By the time we were comfortable gathering again, I no longer desired that kind of activity. Instead, I turned my attention to building local community. First with “shouting parties” where everyone within shouting distance were invited and connected via several parties. Now I’m referred to as the Mayor of our neighborhood and sought out by newcomers who want to connect to their new community. Second I organized scenic social ebike rides that a couple times a week brings together about 20 of our 50+ riders. Both have given me more purpose, a lot more friends and redefined my identity.
Retired 6 months ago. I'm busy with all the projects that I have collected over the years. Probably more than I will ever get done. Also started lifting weights and bicycling again.
I live in a small Village in Nova Scotia and we are fortunate to have access to a gymnasium in our area. There is a group of us that play Pickleball 3 times per week. We play for 2 hours on Mon/Wed/Fri from 10am til 12 am. This a great activity for all ages and skill set. Yes the playing is fun but the social interaction is key as well.
Oh, man did you hit the nail on the head. Every single topic we have been thinking about as we are getting about 7 years away from retirement. We been talking about goals, hobbies or purpose in retirement. We started focusing on our health span. My wife went over her blood work with her doctor today and I go next week. Since June to now we changed our eating and I am at 186 lbs from highest of 230lbs. My wife is having a harder time. She has genetics because her mom will be 97 this month and still drives herself. Currently working on a trust and we sat down with two of our children so far on this. Currently setting up her Roth 401k to maximize it each year because of our income some years we can't fully fund a Roth IRA. We plan on retiring several years before 65 so learning about medical choices. I subscribed because everything you said hit home for me. Thanks
Discovering and connecting with passions is something I'd really like to know more about. I'm 56 and would very much like to retire as quickly as I can so this was a great video for me
Im only 42 thinking about retirement. Health became priority for me and rock climbing became my passion. Already spending 10-15 hours per week in climbing gym. On retirement Im planning to visit as much climbing gyms around the world as I can. 😅
I’ve been retired 5 years. It was a tough transition because I put so much of my life and energy into my job. I eased away from work by doing volunteer hours associated to my career path, but at a much more reduced scale. I also rediscovered a passion from my ten age years (photography ). Now I’m finding myself wanting to spend more time on photography than doing volunteer work! I feel like I’m weaning off of the work environment. That worked for me.
We walk every day and get up to work out to TH-cam videos every day too. Weights, cardio, body weight, balance, flexibility. Only 20 to 30 minutes, for seniors, moderate. Oh, and we’ve recently discovered Pilates of all things. On TH-cam. This is so good for our feelings of wellbeing, strength, sleep, posture. Everything. Still need to work on reducing portion sizes a bit. Love your videos. Thank you and keep up the good work.
I'm an erg rower. I really enjoy it. I also go out in the canoe - but the canoe is too big by myself, so I prefer the rowboat, in the summer. The reality is, the erg rower the primary source of my fitness and I can go hard on it for an hour plus. I've built up to doing it regularly for a year now.
You need to get morning and evening sunlight in your life. The more sun you get the less food you will need. Also lowers blood pressure and improves sleep.
great advice... understanding the logistics of money isn't enough... we need to understand the emotions of money as well. .. Thanks for your calmness and truth.
Love all of these points. We are about 9 years out from retirement. > we are volunteers / teachers at heart - so we know those options will be even more available to us when we retire. > we use the app BEND every morning and stretch together - after dinner we walk 1.25 miles with out doggies and sometimes our kiddos join us. > only one parent is alive. conversations have happened. > the more we learn about how to approach retirement, our stress level goes down. we have not watched the news in 20 years. we read. > i think we are solid on the spending to our values, so not concerned about over saving. we get we need to spend now to get the most our of our money and time. we are 56 with a middle-schooler and a soon to be freshman. we are spending our money now on trips and great family experiences with them before we are unable to.
5:27 " How have you been investing in your health?" I'm fortunate to have a friend who runs marathons who had a goal to *run* 2019 miles in 2019. (He met the goal in late December.) I'm not a runner, but I did math and it's roughly 5.5 miles a day, or 11,000 steps. So I did 2020 miles of (walking/jogging/whatever) in 2020, and am on my way to 2024 this year. I usually make the goal by November. FYI, 11,000 steps at a leisurely but with purpose walk is about an hour 50 minutes, i.e. 3 mph, 20 minutes a mile (2000 steps). We walk 30 minutes a day doing almost nothing, so it's a commitment of about an hour 20 min or so. An early morning walk, a lunch time walk, and an evening walk usually gets it done. Often I go on long nature trail or beach walks, but sometimes it's just around the neighborhood. And yes, the dreadmill in the winter, which is way more tedious. Our bodies were designed to walk. Sometimes people equate "health" with doing all those stupid human tricks at the gym, or high impact stuff that causes injuries. There's much to be said for safe strength training. But really, walking and just *moving* is one of the best things one can do. This also covers the "setting goals in Retirement" question too. Go well, God bless
Great video, thank you. I'm eight months into retirement, and not experiencing any issues yet. I seem to be more comfortable and less stressed every day. I don't have a specific workout routine, but am far more active and spend less time sitting than before. I find exercising outdoors, riding, hiking, etc., for longer periods makes me feel far healthier than going to the gym for an hour then sitting the rest of the day.
I appreciate your insights, dead-on, in many cases. The thing I miss the most about not, working, is that I miss the business travel, being on stage, having an audience and the validation of my consulting clients, adopting my ideas. Today, my audience are the employees of Home Depot, Lowes and Floor ‘n Decor as I focus on my lawn, the shrubs, gutters, studs, electrical wires, plumbing, sheetrock… Gratifying but not fulfilling, if that makes sense!
I have retired earlier at 62yrs and I never registered! It is already 6 years quality life. New part of my life started. I have a lot of time for myself, for my hobby, quality time with my husband, children and grandchildren.
Excellent video. The last part empathy, no one unfortunately considers or has. All investment advisors / planners just looks at the person in front of them as only a "client" of whom money has to be made. That's it! If that means selling toxic products or misrepresenting investment options, so be it. In the world of Finance, trust and integrity are very rare commodities
Thank you for expanding on this about retirement...my father took early retirement when working for the federal government in the 1980s at 55-yrs old. He went through many iterations of himself each decade after, until he passed. He did become more depressed upon reaching his late-70s, which reinforces the value of community beyond just one's immediate bio-family that can also cause unwanted stressors. I learned from that about how I will plan differently for my own retirement. I am in my early 50s now.
You have to take a "full"l look at all the things that will fulfill you in retirement. We built our retirement home in AZ. My wife retired last year, and I commute from OR. Every month I get a 11 day look at what retirement will look like for me. In 170 more days... I will be living it forever. Thankfully between my FD retirement and our deliberate savings i will be ok!
Thank you this information....I am at the baby stage of seeing if I can retire sooner than later...yes looking at the numbers...the part time work options for the health care coverage...but with freeing up this time...the question...what will do in retirement...what am I retiring to? Can you do another video going into more details on this subject...Thank you!
They should rename the news as opinions and persuasions since very few facts are reported anymore without how someone else wants you to interpret what happened. Anyways, watch what happens to your outlook on life after you avoid the news for about six months. It is amazing. Best way to remove spending down assets anxiety is with guaranteed monthly income. People fear cashing in investments and savings, but they feel comfortable spending monthly paychecks. Before you retire, make a list of what things or activities make you happy. Then, review the list on your birthday and January 1st each year to make sure you are still on the path of happiness. If you don't have health, you don't have wealth.
I eat more healthier the older I get. Gym 4 days a week, light on my joints. No alcohol. Always educating myself with reading or videos. See my doctors once a year now and monitor my blood tests. Retiring in 10 years and HATE the hospital.
I am now 58 years old and plan to retire when i reach 60. Every day I am thinking of that day to come even though I am a bit afraid that I might get so lost and uninspired when I retire
I have been retired now for 2 1/2 years and I am living my dream!! Slowly change the way that I eat. Now, mostly Whole Foods try to keep all sugar and flour out. This has changed my mental and physical filling and outlook on life. I tried to walk 2 to 4 miles every day. Do weightlifting twice a week now feel like I’m 30 full of energy and vitality! Just about every day I wake up and even while laying in bed, thankfully heavenly father for giving me another wonderful day to enjoy.I now enjoy a lot more hunting and fishing and run about 60 Trail cameras which helps to keep me motivated to be physically active. Life is great.
I retired 5 years ago at 60 1/2 from a young person’s field (tech). The first year was pretty easy as we relocated to our retirement dream location and built a new house. Retired, it was my new job to manage building the new home - as in my career, I crushed it (3 weeks early and only a few hundred dollars over budget). My second year wasn’t as good - Covid hit and all my “social and I dentity” plans blew up. I had imagined I might do some light consulting or at least some mentoring of Jr/high schoolers but those became difficult/impossible with no in-person activities. By the time we were comfortable gathering again, I no longer desired that kind of activity. Instead, I turned my attention to building local community. First with “shouting parties” where everyone within shouting distance were invited and connected via several parties. Now I’m referred to as the Mayor of our neighborhood and sought out by newcomers who want to connect to their new community. Second I organized scenic social ebike rides that a couple times a week brings together about 20 of our 50+ riders. Both have given me more purpose, a lot more friends and redefined my identity.
Thank you for sharing this!
Retired 6 months ago. I'm busy with all the projects that I have collected over the years. Probably more than I will ever get done. Also started lifting weights and bicycling again.
Fantastic !
I live in a small Village in Nova Scotia and we are fortunate to have access to a gymnasium in our area. There is a group of us that play Pickleball 3 times per week. We play for 2 hours on Mon/Wed/Fri from 10am til 12 am. This a great activity for all ages and skill set. Yes the playing is fun but the social interaction is key as well.
Oh, man did you hit the nail on the head. Every single topic we have been thinking about as we are getting about 7 years away from retirement. We been talking about goals, hobbies or purpose in retirement. We started focusing on our health span. My wife went over her blood work with her doctor today and I go next week. Since June to now we changed our eating and I am at 186 lbs from highest of 230lbs. My wife is having a harder time. She has genetics because her mom will be 97 this month and still drives herself. Currently working on a trust and we sat down with two of our children so far on this. Currently setting up her Roth 401k to maximize it each year because of our income some years we can't fully fund a Roth IRA. We plan on retiring several years before 65 so learning about medical choices. I subscribed because everything you said hit home for me. Thanks
Discovering and connecting with passions is something I'd really like to know more about. I'm 56 and would very much like to retire as quickly as I can so this was a great video for me
Im only 42 thinking about retirement. Health became priority for me and rock climbing became my passion. Already spending 10-15 hours per week in climbing gym. On retirement Im planning to visit as much climbing gyms around the world as I can. 😅
I’ve been retired 5 years. It was a tough transition because I put so much of my life and energy into my job. I eased away from work by doing volunteer hours associated to my career path, but at a much more reduced scale. I also rediscovered a passion from my ten age years (photography ). Now I’m finding myself wanting to spend more time on photography than doing volunteer work! I feel like I’m weaning off of the work environment. That worked for me.
These are some great points! We've seen people really miss the socialization of work, even if they don't miss the work itself.
So true!
We walk every day and get up to work out to TH-cam videos every day too. Weights, cardio, body weight, balance, flexibility. Only 20 to 30 minutes, for seniors, moderate. Oh, and we’ve recently discovered Pilates of all things. On TH-cam. This is so good for our feelings of wellbeing, strength, sleep, posture. Everything. Still need to work on reducing portion sizes a bit. Love your videos. Thank you and keep up the good work.
This is so good. Thank you for sharing!
I'm an erg rower. I really enjoy it. I also go out in the canoe - but the canoe is too big by myself, so I prefer the rowboat, in the summer. The reality is, the erg rower the primary source of my fitness and I can go hard on it for an hour plus. I've built up to doing it regularly for a year now.
You need to get morning and evening sunlight in your life. The more sun you get the less food you will need. Also lowers blood pressure and improves sleep.
If I had the kind of money shown in the buckets, I would definitely not be stressed.
When you retire improving your physical and mental health must be your new job.
great advice... understanding the logistics of money isn't enough... we need to understand the emotions of money as well. .. Thanks for your calmness and truth.
Well said!
Love all of these points.
We are about 9 years out from retirement.
> we are volunteers / teachers at heart - so we know those options will be even more available to us when we retire.
> we use the app BEND every morning and stretch together - after dinner we walk 1.25 miles with out doggies and sometimes our kiddos join us.
> only one parent is alive. conversations have happened.
> the more we learn about how to approach retirement, our stress level goes down. we have not watched the news in 20 years. we read.
> i think we are solid on the spending to our values, so not concerned about over saving. we get we need to spend now to get the most our of our money and time. we are 56 with a middle-schooler and a soon to be freshman. we are spending our money now on trips and great family experiences with them before we are unable to.
5:27 " How have you been investing in your health?"
I'm fortunate to have a friend who runs marathons who had a goal to *run* 2019 miles in 2019. (He met the goal in late December.) I'm not a runner, but I did math and it's roughly 5.5 miles a day, or 11,000 steps. So I did 2020 miles of (walking/jogging/whatever) in 2020, and am on my way to 2024 this year. I usually make the goal by November.
FYI, 11,000 steps at a leisurely but with purpose walk is about an hour 50 minutes, i.e. 3 mph, 20 minutes a mile (2000 steps). We walk 30 minutes a day doing almost nothing, so it's a commitment of about an hour 20 min or so. An early morning walk, a lunch time walk, and an evening walk usually gets it done. Often I go on long nature trail or beach walks, but sometimes it's just around the neighborhood. And yes, the dreadmill in the winter, which is way more tedious.
Our bodies were designed to walk. Sometimes people equate "health" with doing all those stupid human tricks at the gym, or high impact stuff that causes injuries. There's much to be said for safe strength training. But really, walking and just *moving* is one of the best things one can do.
This also covers the "setting goals in Retirement" question too. Go well, God bless
Great stuff, thanks !!!
Great video, thank you. I'm eight months into retirement, and not experiencing any issues yet. I seem to be more comfortable and less stressed every day. I don't have a specific workout routine, but am far more active and spend less time sitting than before. I find exercising outdoors, riding, hiking, etc., for longer periods makes me feel far healthier than going to the gym for an hour then sitting the rest of the day.
That’s so good to hear.
The most fear is the medical insurance since Medicare age is 65 years.
Thank you. I needed to hear this today.
Good! Thank you.
I appreciate your insights, dead-on, in many cases. The thing I miss the most about not, working, is that I miss the business travel, being on stage, having an audience and the validation of my consulting clients, adopting my ideas. Today, my audience are the employees of Home Depot, Lowes and Floor ‘n Decor as I focus on my lawn, the shrubs, gutters, studs, electrical wires, plumbing, sheetrock… Gratifying but not fulfilling, if that makes sense!
Yes significant life, achievement, hobbies, etc. in retirement. Thank you.
I have retired earlier at 62yrs and I never registered! It is already 6 years quality life. New part of my life started. I have a lot of time for myself, for my hobby, quality time with my husband, children and grandchildren.
Thank you for reminding me that "...news channels, they've got one job - it's to deliver your eyeballs or our eyeballs to their advertisers..."
Excellent video. The last part empathy, no one unfortunately considers or has. All investment advisors / planners just looks at the person in front of them as only a "client" of whom money has to be made. That's it! If that means selling toxic products or misrepresenting investment options, so be it. In the world of Finance, trust and integrity are very rare commodities
What a wise man! His advice is golden!
Please expand on this video. Thanks
Great video and advice
Glad it was helpful!
Great videos. So many people don’t plan. Drives me crazy, you retired at 51 that’s not fair. But they will not take advice and plan.
Thank you for expanding on this about retirement...my father took early retirement when working for the federal government in the 1980s at 55-yrs old. He went through many iterations of himself each decade after, until he passed.
He did become more depressed upon reaching his late-70s, which reinforces the value of community beyond just one's immediate bio-family that can also cause unwanted stressors.
I learned from that about how I will plan differently for my own retirement. I am in my early 50s now.
Best of luck!
I do Prayanama, best for health and walking.
You have to take a "full"l look at all the things that will fulfill you in retirement. We built our retirement home in AZ. My wife retired last year, and I commute from OR. Every month I get a 11 day look at what retirement will look like for me. In 170 more days... I will be living it forever. Thankfully between my FD retirement and our deliberate savings i will be ok!
Quite helped..thank you
Thank you this information....I am at the baby stage of seeing if I can retire sooner than later...yes looking at the numbers...the part time work options for the health care coverage...but with freeing up this time...the question...what will do in retirement...what am I retiring to? Can you do another video going into more details on this subject...Thank you!
You’re very welcome.
I’m 51 and retired in Ecuador for almost 2 years now. Today I ran 7 miles at 8,100 feet. Does that work?
Wow! Incredible.
Thank you for this. Retiring has really been challenging for me. Good advise.
You are so welcome!
I have listened and considered
Terrific advice. Thank you!
You are so welcome!
They should rename the news as opinions and persuasions since very few facts are reported anymore without how someone else wants you to interpret what happened. Anyways, watch what happens to your outlook on life after you avoid the news for about six months. It is amazing.
Best way to remove spending down assets anxiety is with guaranteed monthly income. People fear cashing in investments and savings, but they feel comfortable spending monthly paychecks.
Before you retire, make a list of what things or activities make you happy. Then, review the list on your birthday and January 1st each year to make sure you are still on the path of happiness.
If you don't have health, you don't have wealth.
I eat more healthier the older I get. Gym 4 days a week, light on my joints. No alcohol. Always educating myself with reading or videos. See my doctors once a year now and monitor my blood tests. Retiring in 10 years and HATE the hospital.
I am now 58 years old and plan to retire when i reach 60. Every day I am thinking of that day to come even though I am a bit afraid that I might get so lost and uninspired when I retire
I enjoy your content!
Just found you and subscribed. 🎉
The only test I'm finding online are personality related not activity related. Could someone make a recommendation for me?
5:47 pickleball!!!
Tai chi
Did those buckets imply that you need $8 million to retire?
Drink more beer.
Have more lie ins.
spend your money.
You failed to account for Social Security going bankrupt if you wait to take at a later date. 62 may be the magic number.
Downsize. Downsize. Downsize
😊