How to start adjusting claims | A Beginners Guide to a Claims Adjuster Career

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  • เผยแพร่เมื่อ 19 ม.ค. 2025

ความคิดเห็น • 90

  • @alexrodriguez8767
    @alexrodriguez8767 9 หลายเดือนก่อน +12

    Since I've started going down the "adjuster" trabbit hole, your content by far stands out as the most informative and organized content.

  • @SaLvAdOriaN127
    @SaLvAdOriaN127 2 ปีที่แล้ว +126

    Step one: Don’t be lazy or leave it for the next day

  • @diegomunguia8180
    @diegomunguia8180 2 ปีที่แล้ว +69

    Last year I met some adjusters but one of them was a Public adjuster and we build a really good relationship and he offered me to work as his estimator… and now I have over a year experience on large losses claims and specially working on Xactimate, and few certifications like IICRC, Xactimate lvl 1,2… and currently I’m studying to take the test and get my adjuster license so I can move on and work as IA and eventually maybe as a PA

    • @thoiredancerson8850
      @thoiredancerson8850 2 ปีที่แล้ว +9

      Congratulations on That! Minus The PA and Lvl 2 XM8 part I'm In the same boat. I have 2 different Roofing Licenses 1 with estimatics/loss. Job offer Tuesday as a Roof Inspector/Estimator. Studying for my exam as we speak. We Will Pass, Good Luck!!

    • @krishnapriya2877
      @krishnapriya2877 ปีที่แล้ว +1

      Hi could you please tell me how do you start your career. I really wanted to become a claim adjuster

    • @imonlynb
      @imonlynb ปีที่แล้ว

      Hi, are y'all willing to teach? I'm ad desk adjuster and struggling

  • @TheBigAngryHobo
    @TheBigAngryHobo ปีที่แล้ว +4

    I just accepted a position as a field property CAT adjuster for a big insurance company so i won’t be independent but I’ve been here for 5 years. I’m excited to start traveling after training and helping our customers.

    • @SigmaGuns
      @SigmaGuns 7 หลายเดือนก่อน +1

      you mean denying them

  • @bulelanigcaza8804
    @bulelanigcaza8804 20 วันที่ผ่านมา

    I'm super excited to have found this channel, I want to switch my career from a Building Inspector based in Gqeberha (South Africa) to a Loss Adjuster.

    • @AdjusterTV
      @AdjusterTV  7 วันที่ผ่านมา

      How does the insurance industry work in SA?

  • @davidhackman3003
    @davidhackman3003 ปีที่แล้ว +5

    I had a career in Servpro I'm healthy active and ready to learn I just turned 60 and I'm fit and ready to go

  • @denzelnathan3045
    @denzelnathan3045 2 ปีที่แล้ว +7

    So basically writing estimates relates to the field adjuster scope of work & file reviewing is reviewing files of desk adjusters correct

  • @jennybt1827
    @jennybt1827 ปีที่แล้ว +9

    Honest question: Is getting on a roof required?

    • @SigmaGuns
      @SigmaGuns 7 หลายเดือนก่อน +1

      you can pay a few hundred to have someone climb the roof and take photos for you

    • @benplumlee751
      @benplumlee751 5 หลายเดือนก่อน +2

      Use a drone

    • @SigmaGuns
      @SigmaGuns 5 หลายเดือนก่อน

      @@benplumlee751 that is good for seeing potential damage. but not for insurance.

    • @SigmaGuns
      @SigmaGuns 5 หลายเดือนก่อน

      @@benplumlee751 and you need a commercial drone license

  • @baxstermarconi3897
    @baxstermarconi3897 6 หลายเดือนก่อน +3

    You forgot to mention being on call for being an IA. That means if a serious loss happens you better be ready to get up at 2 am if the phone rings to collect the info. You also need to have a good repor with police.

  • @susancross8571
    @susancross8571 2 ปีที่แล้ว +13

    Im so glad to have found this channel! A wealth of information. My question is can you turn down certain assignments or are these companies counting on you to accept every one they reach out to you for? And if you can and do turn some away, does that hurt your chances of being contacted regularly?

    • @rayhurst1827
      @rayhurst1827 2 ปีที่แล้ว +11

      Yes and no. Starting out if you get a call, you should take it. Once you get some experience, you can decline if you are committed to another firm. Just be polite and professional.

  • @darealkingbee21
    @darealkingbee21 ปีที่แล้ว +7

    Good afternoon guys I got my license maybe a month ago. After applying adjuster jobs for the past couple of weeks I haven’t receive any offers yet. Please I’m open to any advice what am I doing wrong.

    • @Capm0rg3n
      @Capm0rg3n ปีที่แล้ว

      Did you ever find a job?

    • @darealkingbee21
      @darealkingbee21 ปีที่แล้ว +1

      @@Capm0rg3n Not yet!

    • @cyd21
      @cyd21 ปีที่แล้ว

      I seen other people say get more certifications..

    • @riod7559
      @riod7559 ปีที่แล้ว +2

      You may want to apply at an insurance company and get claims handling experience (if u dont have any) and then move to being an independent adj.

    • @darealkingbee21
      @darealkingbee21 ปีที่แล้ว

      @@riod7559 Appreciate your response. And I have at this point I'm willing to work for free or do interim just to gain the experience.

  • @Atascares
    @Atascares 8 หลายเดือนก่อน +2

    How can you apply to firms once you get your address or license insurance for all states Florida? If you have no experience, how do you get hired? Where can I promote myself?

    • @reydirecthit
      @reydirecthit 3 หลายเดือนก่อน

      I’m asking this exact question. I have my license in Texas

  • @FastingWisdom
    @FastingWisdom 2 ปีที่แล้ว +9

    This guy can be a voiceover actor as well.

  • @Lukin-k3u
    @Lukin-k3u 2 ปีที่แล้ว +10

    If just starting out, do you think its wiser to start by working for a company first before being independent?

    • @Sheeporino
      @Sheeporino 2 ปีที่แล้ว +2

      True, but no company will hire you unless you have a bachelor's degree.

    • @haironthegollc
      @haironthegollc ปีที่แล้ว

      Did you find a job?

    • @christiandavis5840
      @christiandavis5840 ปีที่แล้ว +11

      @@Sheeporino I was hired by a large company with no experience and degree. I did have my all lines license so I am sure that helped.

    • @pacoboyd4977
      @pacoboyd4977 ปีที่แล้ว +8

      @@christiandavis5840 what’s an all lines license?

    • @NukaRS
      @NukaRS ปีที่แล้ว +2

      @@Sheeporino not true at all lol

  • @lewharve
    @lewharve 2 ปีที่แล้ว +1

    can you address the change in pay for adjusters from percentage payment to fee based pay, like ryze

  • @cosmicdog9683
    @cosmicdog9683 5 หลายเดือนก่อน +5

    60k a year?? Absolutely not. Explain how you come up with these numbers. I know adjusters that make 60 to 100k a month and only work half a year. 60k a year is Mcdonalds money.

    • @AdjusterTV
      @AdjusterTV  5 หลายเดือนก่อน +2

      Well this video is almost three years old so that has a little bit to do with it. Wages skyrocketed with C***D.

  • @lilac6411
    @lilac6411 ปีที่แล้ว +1

    When you get deployed if independent do they cover hotels and flights or mileage gas?

  • @michaeljohnson1761
    @michaeljohnson1761 ปีที่แล้ว

    This is a great video! Question - how do you handle insurance companies that refuse to work with third party claim handlers? Thanks!

    • @AdjusterTV
      @AdjusterTV  ปีที่แล้ว

      Can you give me an example?

    • @michaeljohnson1761
      @michaeljohnson1761 ปีที่แล้ว

      @@AdjusterTV ie: Claim handlers or PAs.

  • @Sheeporino
    @Sheeporino 2 ปีที่แล้ว +16

    I wish I had known this before I obtained an adjuster license and state farm certifications.
    1. How to get a claims adjuster license: High School diploma
    2. How to get work as a claims adjuster: Obtain a 4-year bachelor's degree in risk management and insurance.
    If you don't have any type of college degree, then you have no chance of even getting hired. But you might get a chance with IA firms (even free training), but you will have to handle your own travel expenses - hotel, food, gas, etc. If you don't own a car, then good luck renting a car for about 30 days.
    Edit 2/26/2023 - You can get hired also if your past jobs has any relevance to claims adjusting: sales job, police, network service helper, customer services, or any other "college" degree. If you see yourself wanting to do this in the future and you have no past job experience relevant to this field of work, then GOOD LUCK.
    Also, INDEPENDENT afjuster firms hire and train new people, but you have to have your own equipment, and a presentable- work friendly vehicle is preferred. I'm not saying anyone new can't get hired, but be prepared to spend some money until you get paid your first week.

    • @RediscoveringHerNOW
      @RediscoveringHerNOW ปีที่แล้ว +16

      I’m in the interview process with a company and have no college degree. Yes they “prefer” it but it’s not impossible. That is not true

    • @bajosconzy2776
      @bajosconzy2776 ปีที่แล้ว

      Will they hire you if you have speeding conviction on record even though you drive your own vehicle?

    • @rebekaciza2429
      @rebekaciza2429 ปีที่แล้ว +1

      @@RediscoveringHerNOW thank god I seen this comment almost gave up lol

    • @VonMarie
      @VonMarie ปีที่แล้ว

      @@RediscoveringHerNOW do you need a high school diploma?

  • @TuckFrump-r9h
    @TuckFrump-r9h ปีที่แล้ว +3

    I assume the search for every possible coverable item has to do with the fact that the insurance company you are working for has Re-Insurance to cover THEM. Am I right? is the Re-Insurance payback to the Insurer an actual source of REVENUE to the insurer in this situation?

  • @fadularrieta787
    @fadularrieta787 2 ปีที่แล้ว +1

    I currently do real estate appraisals. Does a lot of what I do now translate into the adjuster world?

    • @senecastrong4986
      @senecastrong4986 ปีที่แล้ว +2

      Me too. The R E appraisal industry is almost done. I'm not doing desktops for $60

    • @DannyArm8489
      @DannyArm8489 8 หลายเดือนก่อน +1

      same here. been a RE appraiser for 25 years and 20 of it self employed. looking for a change and there seems to be some crossover between these two careers. obviously not the same but could be somewhat of a lateral move.

  • @Fieyah
    @Fieyah ปีที่แล้ว

    Curious if you are able to do IA part time?

  • @alyssab8551
    @alyssab8551 ปีที่แล้ว

    Are there only adjusters for natural disasters? What about medical and dental claims?

    • @riod7559
      @riod7559 ปีที่แล้ว +1

      Yes Anthem BCBS for example for health insurance, Delta Dental . Also there are Auto liability adjusters, General Liability adjusters, Workers Compensation adjusters. These jobs are desk adjuster jobs and you work directly for an insurance company. You can make a career as these type of adjusters as well with very good salary.

    • @edmartinez6946
      @edmartinez6946 10 หลายเดือนก่อน

      Medical and dental are not really adjusters and also are paid peanuts. Don't do either.

  • @PREPPYPRANAYA
    @PREPPYPRANAYA ปีที่แล้ว

    Looking for claim adjuster at no experience level
    I am holding non residence DHS license Florida can someone guide to find the job

    • @AdjusterTV
      @AdjusterTV  ปีที่แล้ว

      adjustertv.com/road-to-the-storm-claims-adjuster-guide

  • @hollyl9397
    @hollyl9397 ปีที่แล้ว

    I am very interested in learning how to be an insurance adjuster. Can anyone recommend online courses ? Im told to sign up for the Texas all lines course but not sure which online school to choose ?

    • @seanshowsyou
      @seanshowsyou 7 หลายเดือนก่อน

      Were you able to find out? I’m interested as well.

    • @olaolowu256
      @olaolowu256 หลายเดือนก่อน +1

      Get practical hands-on training first. This is what most insurance companies appreciate most. Check for such training at Mocat, VAS, Eberl etc. The have both free online courses and paid face-to-face courses. All the best

  • @KhadijaHassanzada-si1cd
    @KhadijaHassanzada-si1cd 9 หลายเดือนก่อน

    Hi I lost my phone but my phone have insurance apple care I dont know how i get a new phone thanks.

    • @olaolowu256
      @olaolowu256 หลายเดือนก่อน

      Just talk to your phone company. They should have some info on your lost phone or contact apple too. meanwhile, you can get an old Iphone and download all your data from iCloud and life goes on. You will also be able to deactivate and lock (brick) the lost phone.

  • @natalicolon2464
    @natalicolon2464 ปีที่แล้ว

    How do I transition from a staff adjuster to an IA?

    • @chupacabra8821
      @chupacabra8821 ปีที่แล้ว +1

      A lot of things go into that transition. First you have to have licenses in state(s) u want to work in. If your doing CAT you have to add yourself to as many rosters as possible. Or find an IA firm hiring firld adjusters in your area. Before u do all that make sure you know how to inspect properties and do damage estimates accurately.

    • @runtheplays7692
      @runtheplays7692 8 หลายเดือนก่อน

      Save your money also to have thousands of dollars on hand, because from what I understand you will pay for your hotel and it may take a few weeks before your payment cycle starts as an IA.

  • @poloregal
    @poloregal ปีที่แล้ว

    Wish I knew some companies to work for. It’s been hell looking to hired

    • @AdjusterTV
      @AdjusterTV  ปีที่แล้ว +1

      I suggest starting with the list found a little ways down the page here:
      www.nacatadj.org/exhibitor-information
      The companies that have booths at this convention are actively seeking new talent.

    • @runtheplays7692
      @runtheplays7692 8 หลายเดือนก่อน

      Progressive, Sedgwick, State Farm

    • @reydirecthit
      @reydirecthit 3 หลายเดือนก่อน

      @@AdjusterTVthanks!! 🙏

  • @bradmccurdy2348
    @bradmccurdy2348 ปีที่แล้ว +1

    Recognize him from the IA path videos

  • @sarahs7253
    @sarahs7253 2 ปีที่แล้ว +1

    Is there a way to do this and not screw people over?

    • @chupacabra8821
      @chupacabra8821 ปีที่แล้ว +2

      If you are screening people over you are not doing the job correctly. It’s either covered or it’s not. CAT adjusting is simply easier because the damage is obvious and covered.

  • @chadtowery7973
    @chadtowery7973 2 ปีที่แล้ว

    Matt, I’m an adjuster and also an agent. How can I advertise selling liability insurance for adjusters on your channel?

    • @AdjusterTV
      @AdjusterTV  2 ปีที่แล้ว

      Hey, Chad.. we already have a sponsor in that space cplic.net

  • @ayushtripathi4926
    @ayushtripathi4926 ปีที่แล้ว

    Let me know how can I get in touch with you for more help regarding independent adjusters...

  • @ShaneFlett
    @ShaneFlett ปีที่แล้ว +2

    "how to be an insurance adjuster" man whatta world

  • @ret4kind
    @ret4kind ปีที่แล้ว +1

    Don't bring a gun to work you might use it for taste testing in the break room. 😏

  • @maryemery
    @maryemery ปีที่แล้ว

    My advice is do not use an adjuster

  • @GddbHdhd-gb4wl
    @GddbHdhd-gb4wl 4 หลายเดือนก่อน

    Robinson Jose Robinson Jessica Walker Kevin

  • @NasimSah-f4j
    @NasimSah-f4j 5 หลายเดือนก่อน

    Jones Sandra Jones Steven Thompson Lisa

  • @ericarayoumans2825
    @ericarayoumans2825 4 หลายเดือนก่อน

    Thompson Edward Jackson Donald Thompson Brian

  • @amb-yz9ee
    @amb-yz9ee 2 หลายเดือนก่อน

    The answer: don’t.

  • @DontBeLikeAlex
    @DontBeLikeAlex ปีที่แล้ว +1

    Do you have to have a contractor/construction background to do this?

    • @kierralowe44
      @kierralowe44 ปีที่แล้ว +1

      Anyone can do this, including you