How Did This Indian Couple become Rich? | The 1% Club Show | Ep 5
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- เผยแพร่เมื่อ 13 มิ.ย. 2024
- 1% Club TH-cam : / @onepercentclub12
Join the 1% Club: bit.ly/41cz2cE
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Will a job offer get you married in India? Do hectic schedules affect personal relationships? Let’s find out as we deep dive into this power couple's story to success! Meet Swastik Nigam & his wife Akshata Nigam. Now settled in Mumbai, India, our guest today talk about their journey from being an engineering grad to studying in IIM A and securing a high paying Investment Banking Job!
With over 10 Years of experience in Investment Banking, he later took an interest in Entrepreneurship and moved back to India. He is the founder of Winvesta, while his wife founded SafeQu. The couple navigates and discusses their income journey with us in this video, and about their shift from high paying jobs in Finance to Entrepreneurship.
Finally, we also discuss their personal relationship, where they share how they managed to create a meaningful relationship while hustling with hectic work schedules and very recently while managing their own companies.
Swastik Nigam : www.linkedin.com/in/swastikni...
Akshata Nigam : / akshata-n-65427a30
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Time Stamps:
(0:00) : Highlights
(0:32) : Swastik's luxury home rent
(1:13) : Swastik's journey to IIM A
(3:13) : Summer internship in Deutsche Bank
(4:10) : PPO salary of 1 Crore at 24 in London
(4:57) : How they met and fell in love?
(5:45) : Return to India
(6:30) : Building Winvesta & SafeQu
(7:22) : How much was the couple earning in London?
(8:25) : Beginning days of business during COVID
(9:22) : The couple's startup business
(10:30) : Managing personal and professional life
(11:10) : Are they financially independent now?
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Sharan Hegde is a personal finance expert who has been featured in Forbes, Economic Times, Mint, Times of India and many more. He is the Founder of The 1% Club, India's biggest finance community which helps people achieve financial independence.
Instagram: / financewithsharan
Facebook: / financewithsharan
LinkedIn: / sharanhegde
Twitter: / financewsharan
Him saying that he made his first 1Cr and Sharan asking her about her life. And then her telling that she met the guy right after he made 1 Cr because it was love at first sight.
Perfect. 😂
Gold digger 😂
Hahaha 😂😂😂
Love at first Sight, Divorce at First Fight !!
Love at first sight 😂
I am from IIM, I know how matches are made. Girls will immediately latch on to the guys as soon as they get Management Consulting, Inestment banking internship in 1st semester no matter what the guy looks like. And to increase their chances they will be behind multiple guys.
These chomu guys who never been in a relationship earlier think that these gold diggers are the love of their life.
So he was basically born in an upper middle class family and he already got a high paying job right from the start. He was pumping money back to India with an aim to settle down soon and start a venture in India. A pretty straight forward graph.
Yes. They were already in 1% club😂
You're right, everyone is like that, no one is a rags to riches story. Rags to riches story was made up back in the day, just to fool people. Money attracts money, that's it. If you check each and everyone's background, they come from a very highly comfortable background who just are bored and want to do something else to earn money.
Bravo to the woman for skillfully avoiding 2/3 questions. Question 1: What were you doing before or around Financial crisis? I got married. Question was about the work. Question 2: What were you making around 2016? The family household income is what my husband is making. Overall, it's no one's business what one is making, but she definitely is nervous about saying true scenario on camera
Yes, even I felt that. Also went on to saying she was set in her career with her own consulting firm consulting unilever!!
Honestly, It was the money this guy had at that time. She is just lying abt love at first sight
@@lmaolol5053 you shouldn't have told the truth🤣
Shut up dude! It was love at first sight for her. You have no respect for love. Like where do you find women who fall in love at first sight with just 1 crore earning guy. Their daughter is the testimony of their love!!!
🤣@@Choudharykachaand
Having name Swastik in a German bank must have been fun. 😅
😂😂
Intellectual thought
😂😂😂
bwahahahaha
💀💀
Me watching with 1% income of the guests
Me too. Even sharan also(maybe)
So we all are in 1% Club already 😂
You could take his story as an inspiration and start working hard and smart
3 lakhs 🤔???
Club 1% 🥂
Well, she admitted it was love at first site because Sharan asked the question at a very compromising timing for her😂😂
The conversation just before this question was about how he had a crore package in 2008😅
You nailed it 😂
we do need more of these podcasts sharan
thank you for sharing such wonderful information helped me a lot
Building company in india is way cheaper than in US or UK.
Its not about love for india, its only the savings can be done in India.
Exactly my thoughts... Do something for India what a bullshit dialogue
Informative, insightful, motivating..... Feeling inspired after watching this.. 😌
He described financial independence beautifully! ❤️
Excellent interview, great insights and inspirtion drawn from their path to entreprenuership.
5:08 Instant connection.. Lawda. It was money connection lol
😂
😂
Graceful couple..Best wishes to this beautiful couple
What an exceptional video presentation! - "Success is an ongoing voyage of personal growth.."
And their ventures were gud to know about briefly.
these rich people should get the idea of what a middle class family is. If both his parents were professors, he was already affluent.
People in my company are drawing 1.5-2 cr in india as a Director so 3-5 in UK is not overrated....infact contractual IT jobs in Europe pays more than avg Director would earn sometimes 6-8 cr a year.
This stat is in 2018 investment banking directors in UK in 2023 make around 11.2-11.5cr
But what you learned from their story earns in cr or you're poor 😅😅
How do you get those jobs ?
I think they forgot to mention the income tax that they might be paying in UK, it is around 40-50% of ones income. It might be also one of the reason to migrate to India.
This was great and insightful.
Money is not meant to control people, rather it is meant to be put to work producing more money for you. You cannot build wealth without putting money in its rightful place.
Even with the current dip in the market I'm still glad I can smile back at my portfolio of $12,500 built from my weekly trade.
I invested with Benson Frank, i make about a 30,000USD every month.
First profit grew rapidly and that has made me invest without the fear of losing, I got four of my friends that I introduce to him and they are making profits just like me..
Expert Benson Frank never seems to surprise me 😄 i also trade with him, his strategies are top notch and i don't joke with him.
Take it from one who has it and buy a house in Missouri and dream Wrangler with forex trade profits. I started with Mr Benson Frank of financial education and he has been my handler and guider for the past years.
Loved the tone and the content of the video!
Sharan u made the video quick and effective THATS WHY WE FOLLOW FWS :)
Just watched a video where SEBI will require "Finfluencers" so be registered with SEBI + have ost graduate degree + minimum 5 years of relevant experience in order to be allowed to legally offer financial advise. Have you heard of this and what are your thoughts on this ? Please do make. Video on this.
Would never know stories of such rich Indian people without YT and Sharan
This was helpful mostly Identifying the inflation gap and valuation for today's generation.
Freedom to do what you want to do with your time is financial independence--point taken.
Love at first sight on the offer letter😂😂😂
This was a very interesting interview!
I love how this guys directly asks the questions !! Love it Sharan ! 😛
It’s great to think that they left their 3-5 cr job, but they didn’t actually take into account the parity rate of UK comparative to India. So the amount equivalent of 3 crore conversion from pound would be around 1 cr spending power in India. Still, no doubt that it was a large amount to leave. Kudos
More like 80L
Great to see Kumar Varun collabing!
Great interview!!
Sharad asking love question right after package. best part. hehe
Don't call yourself middle class if both your parents are earning in a professional job and that too Professor, if you call yourself middle class then everyone who's earning less than 50k today is poor only
They are. Earning less than 50 k monthly in a family of 2-3 is poor class.
@@joshua397you think professors earn less than 50k? And they aren't middle class, they are upper middle class
@@bloodfalln2252 No. He wrote everybody earning less than 50k is poor. To which I wrote, yes they are.
@@joshua397 oh sorry my bad brother
Professors are surely middle class only . There are lot of middle class family who earn lakhs in month working in Govt job or good job in IT . They are still middle class only .
Great question u asked
That's so cool!
Sharan let them talk about their life, dont interrupt them while they speak. U were breaking the train of thought
Good one!. Byw can u make a video on Credit default Swaps. Whats ur opinion on investing them now as US is expected to enter recession post elections
😮wow.... want many more videos
Bro interview questions are logical ❤
Hey Sharan, what's your opinion on Sebi's action on Finfluencers?
Nice interview, sharan resembles actor Karthik in his younger days
Nice interviewing Man...,
And the owner of that building sitting somewhere and laughing 😂😂.
2010 I passed out of my btech mechanical engineering….
Sharan, you should create podcasts more frequently like this.
How does one see Winvesta compete with international payment transfers using blockchain technology? As more and more countries and banks adopt the blockchain technology, will those not make international transactions much smoother and low cost?
Basically an ad for Winvesta :D
Sharan forgot to smile the whole interview
Your content is awesome bhai
I have a question. What is the best way to invest in silver. Should we buy physical or invest in silver mutual fund.
Please answer 😊
Great interview but a lot of interrupting questions. Apologies if I am wrong.
Sharan pls help me , I passed CA in 2002 worked in banking industry and Mnc till 2009 thereafter left my jobs to look after family as I was already mother of w kids from 2009 till date I have taken various teaching assignments to look after both kids plus have satisfaction of doing something but now I want to return to my C A work , how do I go about it ??
Apply for MNCs
awesome
Sharan, can you make podcast on dark reality of Indian real estate?
🎉
Awesome one. you could have spend more time...
I like your instant calculation @2.25 for 30,000 now
Every rich discussed in video says " i grew up in a middle class" ...
Now we know it's a love at first sight😂
Sharan..
I might point out..
Sometimes the questions are too intrusive ..
Most smart rich people never reveal their assets .. most ..
#entrepreneurship is a key of success
She said okay bcz of his pay scale 😂 anyhow this is pretty good content.
it was love at first sight bruh...💀💀
AweSomeS...................
Interesting part is - he said, he didn’t have any social circle when they came back to India, but then - he must be having contacts, otherwise - how would you build and run a financial start up….. I think - that should be covered … otherwise, he was always doing well right from his college… nothing to learn except study hard and you will get everything.
❤
Bro , have you completed your registration initiated by SEBI?
5:16 love at first sight don’t work with riksha wala lol
MBA from good college can change ur life
Good
Who is this couple? Very successful couple, Please do detailed interview.
Sir can you give a short video about investing about it and which platform need to invest some details related ro it
It would be more helpful for beginneers
Thank you sir
Me saving 1 percent of my income and seeing this
0:28 i believe that
Watched 3 videos at a stretch. This channel is definitively addictive. Got to be careful with my time.
Love at first sight it seems.. 😂. Bank balance at first sight to be precise. 😅
The couple's love story is nice 👍
@@shrishri8898 😅😅
Well to this , I would say she was also earning the same income as he was earning. Pls re-watch the video, you would get to know about her income.
@@lalitabidika7248nope. There was no answer to that question. Not that it matters when people are in love.
4:48 at 24 he got a one crore package.. And it was love at first sight for his wife
Love at first sight , sight for what ? Not that man 😅 sight for money 🤑
Good session. There is one blunder in the salary timeline, for the first job, he was drawing 12k/month, but remaining it's per annum. Still it's a great difference, but saying to correct in future videos.
We r proud of you beta
10 years in Bank and his salary 1cr for one year we can imagine how much amount he earned with in these years
why are your interviews cut short?
5:00 love at first sight.. hey bhagwan dekh raha h na tu tere bande 😅
Love at first sight... With dollar
Sharan podcast with tate brothers waiting for that😮
swastik nigam - finance with sharan
Me watching with $120k salary (1 cr)..still feel jealous..
1 crore salary but driving a seltos?
@@lpniranjankumarhaha.. good to know that u have done some research on my profile..i am a NRI.. and yeah thats a gift for my parents... its GT line worth 22 lakhs ... Having said that, big minds invest on properties which have great returns.. not on something which has depreciation. Instead of buying a merc worth 60 lakhs.. investing it in an immovable asset is suggested.
Btw, my fav car is bmw ix.. i would defintely buy it once i reach my financial goals.. it should be within 4 years hopefully. i am aiming for a passive income of 10 lakhs/ month which is my penultimate goal.
So why i am after money... because i want to provide my family a great life. I make donations and i am proud to share that i financially adopted an orphan in india .
@@adiporsh are you in Tech ?
Op sir ❤
Avoid trading-Very difficult for traders to make money in the stock market because need to book loss if trade go wrong, long term Investment is very excellent because based on companies-fundamentals are more important in the long term
My brother in law earning 1.5cr ..after expenses ...,in Vizag ...running a hotel management college
Sir iam 15 y old is there anything I can do for my future now
Who all r here in comment section , after hearing love at first sight
Make your country proud Swastik by empowering more youngsters.
India is the only country in the world with more than 700 million youngsters below the age of 30 !
This demographic dividend we can milk for the next 25-30 years only if we empower our youngsters in skill development & personal development.
Marketing & Innovation will be the 2 main drivers of this golden digital entrepreneurial age worldwide.
Ask Me How ?
🙏❤️🙏
#thebusinessofthe21stcentury
Day 1: if I deposit 1000 rupees every month and then after 1 year then I will have 12000 in my account and if then I take out the 12000 rupees then how much money will I lose from taxes and interest I'm asking this because I wanna leave the tutions and my fees in 1000 so if I like save my money then how much will I get after 1 year
£400k package in London is equivalent to earning ₹1crore package in India
And nearly Half of it would be lost to taxes.
Qualifies as upper middle class income at best in most urban metros
Pre tax 3-5 crores or post tax? Because UK has 40% tax rate
We should always work, doesn't matter how much money you have! - financial freedom is a trend which will fade away like other trends
Hope people can file case
love at his money
he haven't drawn any salary for 10 months and still he can afford 30L rent, what an audacious
Feel incomplete. But you will do more n better.
Everything is nice.. but I don't like these shit talk that they wanted to do something for India so they came back. Why can't people say truth. Paise kamane the tb dusri country dikha and startup krna tha to India aae coz wha krne me L lg jati..