Strong and Independent Women Want Other People to Pay Their Student Loans
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- เผยแพร่เมื่อ 9 ก.พ. 2025
- This video is about a Buzzfeed interview of 3 women on their student loans. It also talks about surviving crisis situations; big or small.
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• 18 Vs. 28 Vs. 38: Stud...
I gotta let you in on a secret that my father keeps repeating over and over: if you have no debts, then you are richer than 95% of the population.
Save money, earn interest or dividends, then buy what you need with the interest or dividends. It's free
I have no job now but plenty of food. I have a total debt of $200 in a credit card.
Damn I sleep deep at night.
And I really sure I'm getting a job next week.
80% of Americans live paycheck to paycheck. Probably worse than that now since the lockdown has already taken 10 million plus jobs.
It isn't just the government debt that scares me. I'm also afraid of the consumer debt. So many people have about three or four credit cards max'ed out.
The perplexing thing about it is that we have the means to produce goods and services we need many times over. It's not like our ability to produce would suddenly disappear. It is that we will suddenly be stricken by an inability to pay for the goods and services we need. Maybe someone can come up with some really creative financing that will stave off a financial crisis.
"You spent $150K in student loans to become a waitress?" You would be surprised how common this is.
People operate under the delusion they can turn low iq individuals into rocket scientists over the course of a 4 yr program LOL
When I worked restaurants it had quite the population of people with a bachelors in psychology
They’ve also destroyed their marriage prospects
College/university is becoming pointless and compound that with people making terrible decisions when it comes to what degree to earn
college is really a training ground for corp. America, problem is they don't hire every graduate, it's a risky investment today
When she says, " I want to settle down." She means she wants you to pay for her 145k loans.
ilumix led don’t forget you have to blind to be interested in her
ilumix led you must be new
Please pay for me man
@Derrell S
Yeah man, for a 50$ happy hour; but 140k ..?!
All three of them expect either a husband OR the government to bail them out. All of them. Not one of them ever intends on paying off any of their loans, not one penny of principal. Yes, you will be paying it. They sure as hell won't.
What's messed up is that these people who go to college for worthless degrees then expect some truck driver or construction worker to pay for it through taxes. And these people have the nerve to look down upon the working class.
I make 6 figures at a dirty blue-collar job. I also have a degree (paid for by military service), 0 card/student debt, 2 cars/2 motos/trailer/boat paid off, savings, and accruing wealth.
Some white-collar women talk trash because they have a title, a fancy leased car, a fancy leased apartment...and massive debt, with half the income.
LMAO. I no longer even need a job.
@@RKmndo what’s ur job ??
@@Thekillerkid1 Railroad. There are almost 0 women working trades/crafts in railyards. They hardly even apply for the jobs.
'Similar in most crafts/trades jobs for construction/infrastructure. Commercial fishing, petroleum, or hazmat trucking can make somebody 6 figures too, but it's not glamorous. You're often dirty and/or uncomfortable, and/or responsible for safety of others.
@@RKmndo oh woah thank you will check these job out I really want to make a good 6 figures right now n make my life better for the future and I wouldn’t mind dirty job as long it’s doesn’t make me uncomfortable when I breathe and smell
That IS messed up - especially people like AOC who owes like $17k which she could EASILY pay off with her fat government salary, but yet she keeps pushing to have SOMEONE ELSE pay it off for her. A United States Senator.....pushing to have others pay her loans while she buys fancy dresses for red carpet appearances.
When she said she lost her full ride after the first semester what she really meant was she bombed all her classes and they took away her scholarship
No way is she 28 though. No fucking way!
@@coleredmond8459 she looks 35 the least
Glad I'm not the only one who caught that, lol..
Bingo!
@@kingberry100 and why is she wearing a bridesmaids dress?
I make bad decisions from time to time but almost all of them are under $80
The last bad decision I made was buying Fallout 76
Last bad decision was paying 400 for a car which costed me 800 then died
The last bas decision I made was a playboy (which I had never bought before) that turned out to be mostly words because it was about the history of playboy.
@@redvelvet5374 Still remember when they were giving that garbage out FOR FREE with the purchase of an xbox and me being like "if that game even touches the xbox box you will be going back to the isle and grabbing another xbox off the shelf for me"
@@redvelvet5374 Nice one 🤣🤣
And I thought my life sucked. I have zero debt and a job. Winning apparently
Good on you screw college
JAP Just be sure to invest said money and make sure you got something to fall back on and you are above most other people currently.
I heard somewhere that if you have $10 dollars and no debt. You are more wealthy than 40% of the us population.
Why does your life suck?
Lol in Finland we have debt free college and we even get paid to go to college, about 650.50 euros every month for the span of 3 years. We be winning cause we have are a better country overall.
That second girl can't just go "be a lawyer". You need to pass the bar, you need to have the skillset. A lot of people who go to law school for all the wrong reasons get out with a massive debt and zero skills, completely unemployable.
Probably flunked it. But she can still be a paralegal...
Having a law degree equips you with a lot of skills that should earn you at least 70k a year. And i went to a shitty law skul in England and then moved to the us...my first job as a Paralegal was 70k a year.
Right she doesn’t seem like she has what it takes 😂🤣😅
Well then she needs to pass the bar and get that skillset. Right or wrong reason, she needs to tackle the consequences of her actions and fix it. She doesn't have that choice, nor do most people get a choice to just attend law school.
The thing is she can still utilize the things she learned in law school just about anywhere if she can get creative. Typically in the form of a paralegal, but she could still work as a consultant anywhere.
She wants "forgiveness" for her loans. Ever consider just paying them off instead of waiting for help.
@An Ex-Mystic Yep! Find a man and give him a case of sexually-transmitted debt. Divorce him and presto! Problem solved
@Robert Carswell That's the harsh reality
How many of them do not understand that you need to pay a loan back. I heard that a significant proportion don't understand this.
I have student loan debt, but I can make my payments just fine. That student loan forgiveness is a scam. I tried it, but it does nothing.
One of the Dave Ramsey clips I put in the video had a person on who was looking to get forgiveness. Apparently there is a program you can apply to where tens of thousands of people have signed up. Only like 100 have been accepted. Maybe she is planning to be one of those people.
145k is a whole house.... imagine owing a whole house and only thing you have to show for it is a degree you do not use.
en then you still need to buy a house
Man, I _wish_ my house was only 145k...
Sad part is, I don’t even live in a big city. I live in a suburb of a mid-sized city and I have a modest home...
This chick really doesn’t not know how to manage and a wise man once said to me was “ save your money and continue to do it “ and then you’ll be financially great and rich
I bought a nice double wide with 2 acres of land for $90k and I'm getting plenty of veggies from my garden.
@@redclayscholar620 nice!
''no one going to save you''
never under estimate power of simps
Oh there are many out there that'll sweep her up!!!!
🤣🤣
There are way too many of them.
@@systemicsystems336 My generation was taught never to simp for a woman. If you like someone, persue her but never overdo it.
@@ericzerkle5214 what generation is this?
"Hope for the best, plan for the worst."
Jack Reacher.
Underrated movie, the first was F- awesome! Haven't seen the sequel yet but I love the original, people wanted to make jokes but damn the movie is solid.
lost my job in my mid 30's because of covid. BUT I don't have any debt, loans or credit cards. Feels ok man.
Good Luck man! With your situation, any job can keep u from being homeless cause U dont have to pay off anything.
What dafak is your profile pic?
Same
@@JJ_12411 A chin with eyes
No credit card debt or no credit card at all?
My ex bought a 45k BMW after coming out of college with 55k of debt with a useless Masters degree. I invested 7 years into that relationship and took public transportation to save money for most of those years in order to buy us a house one day. The last year together she became bossy and arrogant. But I walked away after she bought that car. That was 7 years ago. Today I make a very comfortable salary; have a nice savings account and own property. I am single and enjoy everyday of my life. I am so thankful I don’t have her debt hanging over me. I do date but it stops there. Occasionally my ex’s sister has contacted me and invited me to one of their family gatherings to which I have politely declined. But I did find out she is now a struggling single mother. Stay focused on yourselves gents.
Now that's karma. Live a happy life man. Always have a smile when you think of women.👍😎
Hopefully the young pups here will heed your sage advice.
@@weaksupremacy3799 hell yea
MGTOW
Thanks bros. Glade to share. Hope it helps other dudes in some way. MGTOW for life.
The problem is that we raised a generation of people who were taught to "follow their dreams" or "you can be anything you want" instead of telling them that capitalist society rewards utility.
You can follow your dreams all you want. Doesn’t mean you’ll make a dime doing it.
@@paytonyoder1260 thats the issue, we gave a lot of kids terrible life advice by telling them to "do whatever they want" and to "follow their dreams" :(
I agree. Instead of that, parents should say, "You can have whatever job you want with enough luck and effort."
Also forgetting people telling them to go to an expensive!!!! College and going for a degree that it’s dead end! The college doesn’t make the people your going to be, that’s only you can do
@@ihatetheantichrist8043 why is that an issue? If my dream is to bread worms, I shouldn’t automatically get paid for that if nobody wants to pay me for it.
She lost the last little bit of sympathy I had for her with, “the lesson learned is you should never let logistics get in the way of you dreams.”
NOOOOOO!!! The lesson, which is apparently lost on her, is that you don’t take out debt that won’t pay for itself!!!
Do what gets you paid before you do what you love
My favorite part is she thought she's smart enough to get into Harvard but doesn't understand basic personal finance and can't get a job with the master's degree that's any better than working in a college bursar's office 😂 a lot of my friends have gone to the Ivy league's and I'll tell you right now you have to be a lot smarter than that to get in..
Update from Nov. 2020: Corona was not the crisis that made people get their shit together. People became more reliant on handouts and things have just gotten worse.
I think I'm lazy but when I look at some I think I might not be
But also low wage jobs are scare, for they’re commodities for companies a lot of the time.
@@lordeverett5642 The fuck?
@@beeezeee1783 a lot of jobs got axed and made the unemployment worse. I’m a student and I’m finding it hard to get a job. I think we’ll see those that has their jobs axed will likely be the owns that are hired.
Yup. Money printer go vroom vroom fixes everything, amirite? The only people who truly suffered in the end were people who were actually working hard and lost their job or small business. The freeloaders just got more freeloading.
My 3 year trade school cost 5k all up, which my employer paid about half of. the wages from the apprenticeship covered living costs. Now 10 years on I make about 100k in a secure field of work. Winning!
What do you do?
What job?
Dr. Pepper he probably ain’t gonna say
@@goulishmage218 working with electricity
Paramedic School is 5k and anywhere from 40% to 100% can be paid by Grants
She'll marry a simp in exchange for her box in the beginning, weird out after a year, divorce him and that's how she'll pay the debt off. Should be "think before you sleep" with her.
I'm not sure she could pull it off. She's kinda ugly.
@@arthurbowet9598 which one?
Is bad if you ask them on your first date if they have debts? Just curious
@@giannagiovanahavehugelongd8330 just ask them how they payed for college etc. loans should come aeound
@G they have many other options if they have money tbh
I got my GED at 16 and went straight to work. I've been gainfully employed for the last 47 years with zero student debt.
I earn more than some college grads I know.
my dad dropped out of school and never got any diploma and then he went on to make 6 figures a year. Education = indoctrination
ahh, the "just ask for a job" generation...
My ex wife is a shining example of all 3 women highlighted in this video. Luckily I wasn’t dumb enough to intertwine my finances with her. Dunno what she was expecting when she said she wanted to buy a 60k car then have the audacity to say we should combine bank accounts. Like I’m dumb but not that dumb.
Smart guy
Been married 25 years, I'm in my 70`s and my wife and I still dont have our money in the same bank accounts.
She and I are both debt free too!
@@CurtisDrew1 You're lucky, I know a couple of guys who work 2 jobs while their wives won't work and like to spend money.
>Ex wife
Seems you ARE dumb, just a little smarter than most people.
@@darkpotato8622 He admitted he was dumb
This is why I went to trade school instead of university. Only cost me $5k and I make a little over 100k a year.
And the government payed the full $5k.
What trade?
@@Cruddyhorse Electrician and worked my way up.
@@jacockistitsworth9392 fantastic! Good for you man.
I wish more people would do that.
Kudos to you brother👊
I was gonna go to plane school for 70k
Now I’m looking at Diesel school for 20k, Hopefully things go well
A "full-ride" means all four years. Not one semester. And they want me to forgive this idiot's debt??
Yeah, that doesn't sound right. I bet she didn't maintain a certain GPA and lost the scholarship.
@@urbosasfurry2126 Exactly, she most likely couldn't keep up with a full time schedule expecting the scholarship to still be there.
@rzomg she was being fully ridden alright...all on that carousel
How is the student loan a favour when the woman receives it, and dooming others when she is issuing the loans ?
Watching this in 2023 is wild. Like "hopefully this will be the wakeup call people need" and the 2020 flu just made people more dependent
My Dads advice:
“With the exception of A Home/Land,
If you can’t pay for it in cash, you can’t afford it”
Wise man
Same here, if you want something you can't afford, save money than buy it, not loan money and buy it. I've been learned from a young age how to handle money. Still serves me well, besides mortgage I have no debts and enough savings to deal with setbacks. Added bonus, it eases the mind knowing a financial setback doesn't wreck me.
Good advice too. People take insane risks with debt and don't even realize it
@@paulchro_ that very wise 😎🥂
What about a car?
This made me go pay an extra payment on my loan. their stupidity is inspiring
Loans paid. They haven't even made one.
Paid off my credit card debt and am saving for house now. Have they sent in one payment yet?
@@matthewmendoza7417 who are you talking to
@@fitrianhidayat The "strong independent women" we've been hearing about.
@@fitrianhidayat Himself to everyone else as his comments were months between each other. Looks like his life is better
"I just realized college wasn't for me"
In other words, she thought she could just get in and get her degree without any effort. She obviously failed every class.
I realized college wasn't for me either.. then again I had no debt I just get rly bored stuck in classes. I'm the type of student that doesn't do my homework but pass test with A's 95% of the time. Including midterms. I just get bored 😴 why do I need to do homework if I can pass the test. Staying locked in a room writing or lectures is boring u never get to do anything. :( Maybe trade schools for me idk I probably need hands on active learning ..than sitting forever feeling like I'm learning theories that won't be applicable to my normal life situations.
Beast Haven college wasn’t for me too. But still got a job with 0 debt. Now saving for a house.
@@beasthaven1571 Exactly my situation
I don't get why we are so stuck on etiquette and "learning how you should". As long as I know, I don't see why I should care about your homework Karen, it just takes time out of my life which I could be using doing something more productive, I literally learn several orders of magnitude more things watching random videos on the internet or playing games than I do doing your stupid work that takes forever to do and is just a chore with no benefit whatsoever.
The education system is a mess embroiled in "well, I did it that way so you must too". At least I have not accrued debt, I'll finish graduating and then move on, but all of the untold hours of my life wasted on stupid chores will never be given back to me
True
Maybe she can do knife sales
I feel so blessed my Grandfather taught me core money values. Never been in debt. Thank you Gramps!! 🙌🏻
W gramps
No wedding bands on those two broads with 150k+ debt. Good job gentlemen.
My sister made my parents pay the extra $100k for her to have a fun four years at an out of state college and she has never had a job in the 15 years since she graduated but she did at least manage to marry a high earning man that she met there.
Some douche will marry them. Lol
A guy could pick a younger one with no debt. Win-win.
@@umarabdullah5510 wow , I know that must anger you .
@@umarabdullah5510 It makes you think why most women go to college for useless degrees in the first place. I imagine they're just there to scout for any potential beta bux they'll latch onto after they had their fun in the CC.
It's funny, I used to get made fun of by my mom for "hoarding money" in my savings and "not spending it on something nice" welp; look how the tables have turned
That's bad. My mom tells me to save.
@@wi4305 Mine did as well. I wonder if women like our mothers are a dying breed
@@DylanJo123 They are. She is a real woman who up lifts her husband (My dad died when I was a child) and can actually work without being a little girl about it. Hard to find someone like that today.
@@wi4305 God i hope youre wrong. Never really dabbled in dating so i cant really say
@@DylanJo123 It's rare.
Like Exodia rare
Like Articuno, Zapdos, and Moltres rare.
Like "woman capable of driving stick" rare.
Imagine paying 100k for information that is free on the Internet.
I would have loved to know what her degree was. Probably Psychology.
100k was for the bullshit certificate given by the college scammers....
@@ThinkBeforeYouSleepYT (something) Studies, I imagine.
@@ThinkBeforeYouSleepYT your giving her too much credit. Lol smh
They're NPC's, they have to be spoon fed the information. They have no ability to seek and learn on their own. That's why they all say the same thing : "I wish somebody had told me blah blah blah!". Translated that means : "I can't think for myself!".
This is why money management should be taught in schools.
I just paid my 16k student loans off last month. Every dime i made of my rainy day fund i threw at it. Between 1000 - 2000 k a month. Took me a year and half but im now debt free
Good job. But aint 1000- 2000 k is equilavent to 1m - 2m? Haha
@@JohnDoe-fk7bv it’s no where near that amount
@@JohnDoe-fk7bv bruh you extra weak at Math .
@@99sasanka 1000 coin isnt same amount as 1000K coin. Bruh, extra weak at math are you...
@@Redhitcz wut ? I didn't say 1000=1000000 lol .
As Peter Parker once said,
"You want forgiveness? Try religion."
Yes...and then murder most of marvel...love that spiderman
And “I’m gonna put some dirt in your eye.”
Spiderham
It was the great "Bully Maquire"
@QuantumEther "SSHHAADDDAPPP!!!"
- "Don't Tell" Harry Osborn
"no one is going to save you"
I genuinely needed to hear that spoken in that manner. Thanks, seriously
I'm not getting a useless degree in college nor am I in a ton of stupid debt, but this still absolutely applies to me. And now I'm not going to let it get the better of me.
Let me reply with your profile pic
Good job! You own your future. Nobody else owns it
Trade school or community college. Go for it.
No one can save you, they can't even save themselves.
Another problem is that in highschool a lot of more affordable options are belittled as lesser. So people will pressure kids to go to 4 year universities instead of community college, vocational, or apprenticeship.
That's what happened to me at least. People would say things like "you're too smart to go to CC."
This is why I love my college Dean. He said to us "Forget about your studying engineering because it is your dream, study because of money" at first I did not understand why, I thought he was just a money hungry person but after I graduated I realized what he means, I thank him for treating us like workers not students.
That’s terrible advice. Lol. I mean the point is to further your career in something you enjoy. Not just pile up money then die.
@@bobmilleit1976 not quite right. If you study a degree in something you enjoy. Make sure you can pay back the degree otherwise you'll become a slave to that debt. American debt as far as I'm aware is not excusable even if you declare bankruptcy
Sage. You have to make a living before you can pursue your dream. Thia immediate expectation of gratification is unbecoming
@@bobmilleit1976 It's absolutely amazing advice. Your career isn't something you enjoy. Your career is something you do because it pays you. If you want to turn your hobby into your career, then you're ruining your hobby not enhancing your career.
@@ZeroNumerous I think that's subjective honestly
No shocker to see that all three are women.
All women: "Responsibility! Run away!"
Julian Cate to be fair, it seems safe to assume thats what the original video was going for
"How do you write women so well?"
"I think of a man, and take away reason and accountability" - Jack Nicolson, As Good As It Gets
@EthnoEuropean's CountriesAreBeingInvaded yeah like a normal country would do it but america is just a capitalistic shithole third world country
“They said ‘surprise! Your scholarship only covered your first semester’” see now if you were smart you would’ve cut your losses and not taken out that 6 figure loan
Speaking by experience : I 100% guarantee she failed/ignored classes. Scholarships are VERY clear on how you are covered, it is never a surprise.
Moral of story do a credit check on your partner before commitment.
@{Forbidden.Knowledge} Don't you ever dare not to do it !
@{Forbidden.Knowledge} thats not sustainable for this world. Just go away and not put blood on your hands. You types of mgtow are the devil types and will deserve the negative energy of the universal causality because you types create damaged women. Very bad for your spirit but you dont care aye
@SamisWay its not fair play, we are not equal and are held to a higher standard. There is a reason you only hear about men being prophets.
No. It's Don't commit to women.
@@kojinmaster Women are not victims. They choose to open their legs and get plowed by a hundred dudes before they're 30. Pretty sure that's on them.
Im a guy in his mid 30s. I have a decent job, own a house and have no debt. Its hard for me to date. All the woman i meet in their 30s are drowning in debt
Go for 20s
@Johnny Five Same here. Too many women in their 30's-40's look my way and the MINUTE I hear they have gone to a 4yr institution? No thanks! I'm good.
Good on you
Hope you guys will find the perfect lover that doesn't only have eyes on your money
Even women in their 20's will have some sort of debt. It doesn't guarantee your future spouse will be guaranteed debt free. Date a woman who is responsible and if she has debt, you gotta make sure she is responsible on making payments. Too many women get married expecting their spouse to pay off their debts.
Went to university and did 2 degrees (one in engineering and another in business). Just graduated this year and already repaid my debt within 5 months. She must have been doing gender studies.
Great for you dude!
Dude how much do you make?
what job u got?
business and engineering I'd say ez 6 figure
how much were your loans?
I only find college worth while if:
a) your parents pay for it (and hopefully realize the great privilege you were given)
b) you want to go in to a high paying career that fully requires a degree (law, medicine, engineering) AND you set a plan in stone before you start on how you are going to pay off your loans
And you can save your ass some money by utilizing STEM grants, instead of feeding the gender studies ponzi scheme where your only hope is to hide in academia teaching gender studies to the next batch of patsies
Some jobs pay for it as well, the company I work for has tuition reimbursement for college relevant to the company after you've been there for 6 months.
Not true.
Law is oversaturated. Big legal firms only hire the top 50% of students from Ivy Leagues. Many lawyers are unemployed or end up working as paralegals. The lady in the video lacked transparency. She probably had no choice but to convert to her much less paying job.
Say it louder for my fucking careers councillors at school who wanted me to “think of what you wanna do in the future? When I was merely 16 years old
I go to college bc of my parents pushed me to, i didn't have any debt but i ended up flunking it bc i find my dream job, i am happy now but not my parents, havent been into family gathering, we met 2-3 times a year so it's not a big deal
I owe like $30 on my credit card and I even think that's enough. Imagine being that far down. Damn.
Or use but be smart about it
@VeryTalented Channel Name I don't live in the US and here credit cards are the worst financial thing you could do, but in the US because of the credit score system, if you've never used a credit card or made small loans you're never gonna be able to get a mortgage. So using a credit card is a good way to build credit score and if you pay thing back quickly, you'll have good credit score and be able to get a mortgage.
Pretty funny since in my country if they see that you have done previous loans or use a credit card often, even if you paid everything off in a timely manner, they will be reluctant to accept a mortgage, which is totally the opposite of the US.
@@imnota not true. You can get a mortgage without credit history. It’s hard, and requires a lot of effort, but possible.
Dave Ramsey covers it in some of his stuff.
Some even have it worse, I mean imagine a medical student being in the same situation as the law student girl. Instead of 100k it could easily be 500k+ I've heard of one guy who had to take out about 750k for med school, but he's a surgeon so he's prolly fine in 30 years
Don't spend money you don't have. It's that simple.
"Within 4 to 5 years my payment went from 117k to 145k". Yeah, that kind of thing tends to happen when you don't make a single payment within those 4 to 5 years.
Yeah, the framing on that really pissed me off.
They heavily imply that it’s the loan companies fault for charging interest, rather than her refusal to pay...
And yet this dishonest tactic seems to be working. More and more people are falling for it...
@@Nicholas_Terry student loans shouldn’t have interest
@@sarahbaer1593 why not? Loaning money represents a cost. Why should someone loan money out for free, regardless of the purpose?
If we abolished interest, literally no one would loan money. Thus college loans (or any loan for that matter) would no longer exist.
Loaning money represents an opportunity cost to the lender in that they lose opportunity to use said money once they lend it out. They have a right to expect payment from the borrower to recover that cost. This is how literally anything works in an economy.
Thousands of students pay back their loans just fine. If you choose to attend college for a degree in something that has little or no value in the marketplace, that’s your fault. A certain onus falls upon the borrower to spend the money they borrow wisely. It is not my responsibility to bail you out when you make a poor decision, nor is it the responsibility of the lender.
What you really are advocating for (or should be) is college being affordable. In order to do that, we must allow free market forces to compete and drive costs down. College only got to the ridiculously high price it is currently because government got involved in the first place.
@@sarahbaer1593 while colleges and universities are extremely greedy, Loans should never be different from one another.
@@sarahbaer1593 Student loans shouldn't exist. It only serves to put people into debt slavery and serves to buoy college prices. Prior to the government getting involved in student loans college was affordable.
From my childhood, my father taught me never to borrow or lend money under any circumstances and always act within means. I guess having parents present in life does pay off.
In Islam our Prophet PBUH forbade Muslims from borrowing money if interest involved. Despite this many Muslims ignored this warning and are now wage slaves to their creditors. As for me I take this prohibition to heart and I don't owe a dime.
@@umarabdullah5510 Good job! I'm not religious but don't like it when people say they are, but ignore half of their teachings. Stay safe and healthy my friend!
@@ssjwes oh, its rare to ser someone respectful to muslims
Thank you
True
I learned not to but a different way I never wanted to owe people money but I learned not loan people money because when I was a kid I let some family borrow my savings and they didn't pay me back for a long time and I had to keep bothering them about it
"I initially had a full ride the 1st year and then the 2nd year came and I talked to financial aid and they were like surprise!" Can someone who's had a scholarship confirm that this was really a surprise? I'm pretty sure you know exactly what is provided with the scholarship. If it was a full ride there also has to be parameters you must achieve so if it was a surprise that means she must of lost her scholarship making this even worse.
She bombed her classes. Most Scholarships come with a time limit, like “$5,000 over 2 years.”
I had one and here is the part that she conveniently did not mention : It comes with conditions. Don't fail or abandon classes to do them another semester. It is never a "surprise".
She must HAVE
As someone who failed out of college on my dad's GI bill, and lost scholarships the first time around (because I was a low self esteem havin dumb@$$), joined the miitary, earned my own GI bill, and is now getting a 4.0 in physics with all kinds of scholarship opprotunities...
... Yeah, she bombed something. A "full ride" scholarship or GI bill isnt going to keep paying for a chronic failure. You need good grades to get those benefits in the first place, and then you need to keep good grades to keep those benefits for the "full ride". Usually the specifics of the scholarship will stipulate things like 3.0 or 3.5 gpa or higher must be maintained. For GI bill, they refused to pay for D letter grades even if they are technically passing grades.
Its pathetic that she's trying to blame her financial advisors for some BS bait and switch, anybody who's gotten and then kept a full ride scholarship knows they cant slag off in classes and expect to keep it. Whatever she did to lose that full ride was 100% her fault.
And if she wasnt maintaining the GPA to keep a full ride scholarship, then it almost doesnt matter what her degree was in anyway, she was probably doomed to not working in her given field anyway. I had a buddy who took 5.5 years to get a 4 year mechanical engineering degree done, with a C average, and didnt build up any work experience as an intern during that time. The result was he was basically an unhireable engineer after that. Took him 6 years of struggling with college debt of working as a UPS package handler, a substitute teacher, and part time at a church at various times, before he finally landed a job in CAD design for a small company that sets up canning factories (which as far as engineering goes, isnt exactly glamorous, but at least its something).
I’ve received quite a few scholarships, thankfully, so I can speak to this somewhat. Scholarships and financial aid packages are basically contracts that stipulate monetary amount, what is and isn’t covered by the scholarship (e.g., tuition and housing may be covered but not registration fees and food), scholarship/aid duration, disbursement (when/how often/in what increments financial aid is given to the student), benefits (health care, etc.), student responsibilities (GPA minimums, work-study, etc.)... All of this is laid out BEFORE the student can even accept the scholarship.
"Jumping from job to job"
In other words, she wasn't able to hold a job and kept getting fired.
Maybe getting a better job or position?? like after working for three months I got asked for a better job which I took
@@SieMiezekatze
Kept jumping was the focus here.
A constant, if she was constantly moving to a better job she would be in a position where this loan wasnot a factor.
I’m 29, no debt, went to school for accounting and working in my field, bought a house 2 years ago. Everything working out.
W
Except for me buying a house, same here! I am grateful to be employed during the pandemic as well.
Yeah but no marriage
@@Roguelike_Mink I have a boyfriend. We are both accountants and own our own homes.
Well at least you learned employable skills and managed to be useful to society. A lot of college students don’t because of trash degrees and standards in the lower 70 percent of schools and because they were too busy getting passed out drunk rather than building networks and skills.
one thing my daddy taught me was to never owe anyone anything, and to keep my credit score high. first time my dad took my big sister to buy a car from the dealership, the woman was amazed like, literally amazed at the fact that my dad had flawless credit. i guess that wasnt a common sight to see for her. I was very proud of my dad for being responsible and that memory/ lesson stuck w me ever since
Same with my dad my god we're lucky we got great dad's
Moral of the story is have a good dad
My dad also said dont buy anything if you don't currently have the money for it, so like save up and buy something rather than taking a loan
Not all debt is bad. Debt on owning assets that appreciate in value is good as long as you can pay it off (they are far and few between, but consider: houses, gold, businesses, dividend paying shares etc). Debt only sucks when you're paying the bank for owning non appreciating assets (there are absolutely tonnes of these: electronics, cars, vacations, luxuries). People who say debt is bad do not trust themselves - which is very honest, but it doesn't mean debt is necessarily bad.
It is the only way business can possibly be viable.
@@zackbosher104 well said
I played it smart, I didn’t go to college, I enlisted in the Navy. I wasn’t into going to school but I did find interest in joining the military. Not only am I not in any debt but I’m also racking up money saving perks.
The armed forces and trade school is the lowest risk with good rewards for young people yet they all go straight for 10s of thousands of debt for shitty degrees because they see their friends going for it
@@juggyfoad6759 yeah I plan on going to a trade school, don’t know how they work tho. Mind explaining it to me?
Yup my future hubby goes to trade school and those people make really good money in less than 2 years...I took the university route and I'm debt free, but it's crazy how much they do in such little time :)
The Air Force has done a lot of good for me. Lot of shitty oversights but the only debt I have is my home and I’m further along in terms of finances than the people I graduated with that went to top schools.
Don’t worry you’ll be in debt eventually lol
I actually used coronavirus to get my shit together. I got laid off from my hotel job and was pretty depressed for about a month. The unemployment was great but I was bored. I started applying for work and found a legit full-time job at a big company. I’m making more money than I ever have at work and I will be able to move out of my dad’s house soon (with a roommate lol). Things can get better, you just have to try. Plus, I have mich less student-debt than these people (by over $100,000 lol)
Awesome. Congratulations.
If you hadn't moved out of your dad's house, don't. Stay with your dad, and save rent money. Unless if there's is a very strong reason for you to move out, don't.
I agree with MMD.
Pay off debt.
Save a down payment for house.
You should stay with your dad if he needs your help, and doesn't mistreat you. Like roommates are a nightmare
I disagree.
You absolutely _should_ move out, unless it leads to debts.
Learning to live alone is an important skill.
Of course you should visit a few times per year, unless you live in a different country and it's _too_ inconvenient/expensive.
You absolutely should stay in contact though. Not daily, but you should _still_ call from time to time.
Most parents love that!
I use WhatsApp and will probably keep on doing that, unless they build in backdoors for whatever reason. For example if certain countries make some laws which lead to this requirement.
You can share pictures, chat and call through it.
Also I recommend to _not_ buy any house, unless you become insanely rich, which everyone with a starting budget of ~10.000€ can through stuff like artworks, land investment, crypto etc. Maybe even less than that is sufficient. Also don't rely on fiat money. The inflation in the single digits, which is oficially shown, is "adjusted" and the actual inflation lies between 7 to 13% per year, maybe even more. Also it's possible pretty much anywhere that a hyperinflation happens and you'll lose all your savings.
NEVER INVEST IN STOCKS, unless you're a professional and you're using disposable money.
It might look tempting, but for the average person it's more comparable to gambling than anything else.
And try to _always_ stay humble. Don't tell anyone how much you _actually_ have and lie if someone asks.
Never get debts, not even a mortgage!
It will bind you to one place for at least one or two decades and especially nowadays you should _always_ be able to move. Even if you plan to stay forever at a place keeping that ability available is important.
For example if the laws in the country where you live become _too_ insane or you simply decide to move for whatever reason. You'll never know what you'll want in a few years.
I worked for the university for the whole 4 years, and was zero debt at the end. And now at 42 I own a medium size animation/film Studio. That took me 23 years of hard work and savings, but people say Im lucky.
good for you! i’m in university right now and i’m working as well to avoid taking out loans. it’s super hard and stressful getting a comp sci degree at the same time at a competitive university but you give me hope 🥲
@@x0kitty its only hard when you give up.
Great job!!!
People say lucky as an excuse. They refuse to believe hard work and smart choices actually get you somewhere.
You are lucky, could have had any accident cripple you reaching that goal
Until people specifically women are held accountable this still ain't gonna change.
I don'r know why guys keep thinking it will after all offf this is done women will go back to their horrible attitudes and i don't no man/i'm a strong and independent woman ways.
Amen man. Most men aren't holding the true problem accountable.
Gynocentrism, so....nothing will change.
There will always be dumbass SIMPs willing to pay off their debt.
@@metalmk6839 yup sad but true
My biggest regret, aside from the loan, is going to college immediately after high school. I was not mature enough and wound up dropping out. Luckily it was only community College, and have since paid off my loan, but damn do I wish I could go back
I highly recommend trade schools. I grew up on a farm in the south of England. I got good grades at A-level so was pushed by teachers towards university. After one year of Biomedical science at Bristol I dropped out after realising it just wasn't for me and earning potential was poor for such a competitive sector.
I went to an IET college trade school (£6.5k) to become a level 3 electrician, subcontracted as an electricians mate for £17 an hour straight out of the classroom. That moved to £22 an hour after gaining my JIB Gold Card. I now work as an electrical engineer for a Swedish medical company some years later on £45k basic (£55k-£60k OTE) with car, private healthcare pension etc. I am 28 years old. Going to tradeschool opened so many doors. I highly recommend them - dont stop learning and find your niche. Sorry for the rant. Good luck.
Bro good for you electric is the future
I'm doing A levels as well, re-taking them and I'm going to do an apprenticeship degree. But ideally would dump it to be a housewife.
Yeah, that's a great advice, I determine that college is a waste of time and money so I chose trade school, classes for machine operator and CNC are just 5k and my state even covers it completely, meanwhile my fellow female friends went to college , wasted 4 years of their youth, tons of money then told me they didn't like their careers path and want to study different things after invested all of that ??
Now I can work with my salary starts at 19$/hr, luckily get to keep my job in the pandemic and can learn to be mechanic provided for free by my employer.
Best decision I have ever made.
Trade schools are great here in America too. Plenty of jobs too because the demand for trade workers is so high.
And you also do a job thats actually useful
She’s dodging student loans like this is subway surfers
She looks like she’s 40. That dress isn’t helping her look any younger.
That's what's happens when you live a money stressful life
That was I was about to comment but I see yours.
Precision penaltyshot 😂😂
Thought the same.
more like 50. maybe she drinks a lot
I can tell you at 23, already finished college and a intern as of now. This shit wasn't worth it unless you wan't to be a lawyer, doctor, engineer, computer scientist. Do your research and don't just pick whatever and go with the flow, your pockets will thank you.
One thing a lot of people don't take into account is that not only do you have to pay for college, but a lot of people aren't working for 4 years. If you get one person living on campus borrowing every dime they can who is borrowing 35k a year, and another who just goes right to work and is earning 50k a year, its not like at 22 the college person is just behind by how much debt they have, they also missed out on a lot of potential wages.
Even if the college grad averages 10k more per year over their lifetime but they are starting off 100k+ in the hole when they graduate at 22 but the person who just went to work invested heavily during that time and already has 100k in the markets, the college grad might never catch up in terms of net worth. Theoretically if it takes 10 years to pay that 100k back and get to 0 net worth, while the other guy just watches his invested 100k grow at 8% per year, he's already up to 220k. If he saves 10k per year on top of that compounding, he'd be up to 368k.
If you aren't getting a degree that lets you make six figures and you aren't doing everything you can while in college to minimize borrowing, your doing it wrong lol.
It really does depend. I am 23 with a Bach in EE, 3 interns and I will hit 100k by the end of year. I graduated debt free. I think I’m a bit on the higher end, but most of my classmates will start 60-70k
@@randomyoutuber308that’s where the politics come in. Over their life time, college grads will make much more money. The caveat is that it will happen later in life. So seeing all the young college grads saying give debt foregiveness so that we can continue to make more money, just isn’t fiar
More women than men are part of the problem when it comes to loan debt. They shouldn't be "forgiven". Make them pay every penny back they were loaned. No exceptions.
And make sure you get a decent amount of interest too from them. Take their dogs, take their houses, take their goodies.
Now that is gender equality...
That sounds fair on paper, but there is incentive economically to forgive some loans, especially during a crisis like the current COVID-19 pandemic. Economies are dependent on people going out and spending money on things and stuff, circulating money through it. Forgiving loans gives the population a LOT more spendable cash which could potentially make the economic impact of the pandemic less severe. Trump's payouts are meant to have the same effect.
It's easy to go the fairness route, but if you look at it economically, it's beneficial to bail out indebted citizens most of the time.
@@GerstoxParty most debt especially student loans is owned by women, they're literally the reason the debt system got too bad in the first place. Take everything from them and redistribute to the ones who actually contribute, not specifically men but the ones who don't accrued so much debt and never pay it off.
Christian Edwards Ah, i see you're one of those that use statistics to tell lies. The reason most student debt is held by women is because more women attend college than men, and more women take out student loans than men.
Calm it with the sexism buddy
*what she doesn't realize*
she can get taken to court and or if it does get written off
SHE now has to pay tax on that because she technically profited that money
and the IRS is no joke
Facts and there’s no escaping the IRS, no matter how hard you try
Later feminists governments will write off the debt, why do you think there were so many women upset that Hilary did not get in . There will be public out cry if theses women get locked up for debts: you and I will be paying off there debt .
All she need is to , Find a Rich Beta Simp to clear her debts.
Forgiven debt is usually considered taxable income in the United States.
Source: my mom, retired from the IRS.
"Batman I can handle. Take on the IRS? NO THANK YOU!" - The Joker (paraphrased)
"I want my loan forgiven" Haha, only sins can be forgiven. Being in debt is not a sin.
In a private market, she could declare bankruptcy.
However, once the government intervened and mandated everyone get loans, they couldn't just screw lenders and so made it so student loans can't get wiped with bankruptcy.
In a private market, they'd have never given her the loan, so she wouldn't have to declare bankruptcy in the first place.
Bruh moment everyone
Same word is used for sin and debt
Oh! Nice comment!
@@michaelsorensen7567 but then she would be crying about how she was denied a tertiary education.
"I'm hoping that, within 10 years, I'll, figure out how to get it all forgiven."
Notice she didn't say how to pay it off, but rather how to get it forgiven.
So, no intention of paying it (or indeed any of it) off.
It's like watching a child rationalize her debts. Her degree is worthless and she will never pay it back
There is no “dream school”, it’s a fantasy. Just study online university and work a job on the side. It might take longer, but it also builds character.
I agree that's what I'm doing and we learn more and faster result since you go down to business of learning what you need to get the certification license and actually learning what to do in the actual job. Minus stupid party and drinking in the dorm 😂.
@@Elias0112 I agree some of jobs needed a University/Traditional College, however fields like computer, Tech, and Digital Marketing probably you don't need Traditional college since the company only cares about, if you can do the Job they want.
I hate online but even just community college
@@chappieq5805 I guess university is for you.
9:21 Just say it, "I'm an idiot...."
The lip-synching over this "victim' is perfect!
I got a heart from Think Before You Sleep! That makes it all worthwhile!
Lmao.
I still remember the day i went into financial aid and i was told that my aid was gone but that i can take out a loan. I ran so fast you probably could see the dust being lifted off the ground behind me. Took me double the time to finish school but i paid that shit off my damn pocket, and now i don't owe anybody anything
Be the one people owe. Lend out money, do favors, all that jazz. One day karma will help you in ur time of need, aka make sure people owe you when you need stuff lol
A few years after I graduated from college I saw how much of my payments was just going to interest. I then put every last extra cent I had that year to my loans and paid them off before the year was over. It's considerably easier if you prioritize your debts over eating out.
I thought borrowing $100 from my parents was embarrassing. Guess I was alone feeling that.
For real. I had to borrow $300 from my dad once, paid it back in full in 3 months. Felt embarrassed at first but was proud when I handed back the money.
Even borrowing $10 is embarrassing for me
You need to become more shameless
You must be a guy, since females have no shame with expecting free handouts.
lmao asking anything from my parents was embarrassing
I never really understood the magnitude of what taking out that money would mean. Translation... I have never been held accountable for anything in my life.
Nice username
Thank you for making this video. I’m a senior in highschool and I was considering traveling out of state for college but now that I have watched this video I think I’ll take paying nothing for college and staying in state. Everything you said motivated me to not be a complete retard
Take a look at your state's university system. There is usually a MASSIVE difference between in-state and out-of-state tuition, and being from that state makes you more competitive in the admissions process. Even private colleges sometimes take residency into account, I think.
Dude, unless you got serious scholarship money coming, stay in state. See if any of your in state schools are considered “ a public ivy”. I was lucky enough to go to a big ten school.
I used to have a friend who went to college out of state, she immediately regretted it, don’t do it mane
This comment put a smile on my face. Glad videos like this helped people out. (Me? I'm just here for the drama, as well as for inspiration on the books I'm writing)
“Ladies and gentlemen, we got ‘em”
Are these the strong independent women I keep hearing about?
The "highly educated"
They think deeper educated A+ learner = big money
But after that, not a do-er
The classic "You go Girl" and " Hear me Roar" gal.
Equality of outcome.
Yep. They're the ones dropping $100K getting a degree in "Gender Studies" and then wondering why they have little to no value in the job market. BTW, the last example was drop-dead cute.
When the first girl, Jayce, said in about 10 years I expect to find a way to have these loans forgiven, I literally said WTF and almost spit out my chocolate cookie. They're freaking adults with the mindset of a child. How the F did they expect a loan worked! The "I wish someone would have told me" complaint is stupidity on full display. There is no way I would ever date a woman with this much debt. Massive debt is a deal breaker.
Good luck to her on that you cant declare bankruptcy on student debt.
Edgar Machado they are women, they aren’t meant to do a man’s work...
@@harrisn3693 which is...
I mean, our education system absolutely does a piss poor job of setting up 18 year olds to fully understand what they're doing with college and loans.
Interesting but WHAT HAPPENED TO THE COOKIE?!
Law graduate :" I didn't understand the magnitude of over a thousand hundred dollars"
I don't think that she thought lawyer isn't for her. She just suck at it . It's a miracle that she graduate at all.
The point of schools is to make useful idiots socialist debt slaves.
I’m going to grad school for medical microbiology… I’ve made it through 2 semesters without a job and had enough money saved to afford it without a loan. I’ve currently interviewing for a new job so I can finish the rest without a loan. I paid off all my undergraduate loans already
Yeah I was one of these idiots too. Straight after higschool my dad dragged my naive-ass to the financial aid office at my university so I could take out loans to pay for school. I thought this was just "what you do". My dad spent his entire adult life paying back school loans, so I just didn't question it. It's sad to have your own parents misguide you, and my dad has an MBA degree. This was back in 2005 when there was no TH-cam to give me better advice.
@Kristof Alexy do you mind me asking your job?
Pray tell why your dad with an MBA thought saddling you with debt was a great idea? Shouldn’t he have a good understanding of cost-benefit analysis and return on investment? Did he actually make good money, but instead of addressing his debt, used it for vacations and cars and other forms of consumer spending?
The funniest thing is that these people think they can live off $40k a year once they retire. That’s hilarious, they haven’t spent less than $40k in a year once in their adult life.
@@hornetguy9063 Because he was probably a boomer who usually tells kids "just go ask them if they are hiring" type of guy
Angry Toast debt is normal! Don’t worry, you’ll have social security when you’re old. Reminds me of people who call into Dave Ramsey who retired with $300k to go on their $500k mortgage and $150k in a 401(k) asking what they can do to keep the house
@@hornetguy9063 I dont think of debt as normal. I think of taxes and fees as normal, but owing your entire life in debt, from which you cant simply opt out like a phone bill is definately not normal, its modern day slavery.
Maybe our cultures differ that much, I just dont understand how can people think drowning in red numbers is a lifestyle, it simply doesnt happen here and if it does you have successfully become poor, which you will remain because even if you get an actual income your life is still crippled by everything you owe, so suddenly things like enjoying going on vacation is off the table for life
My recent job was closed down, instead of sitting around for handouts I got a job at walkmart, get a lil less money but I don't care , Im working, keeping busy and still take care of my own financial needs so that I can focus on my hobbies again. thanks for making these videos, good brain food.
I joined the Army to make use of the free tuition assistance. 16 credit hours a fiscal year, so five courses a year and I got my associates degree within a year of finishing my job training and my bachelors not long after. No student loan debt to my name and I now have a bachelors of science in health science.
The Australian forces pay you 50k a year to go to college and then work for them with a guaranteed job in your chosen field under contract.
@@jaxsonbarron1493 thats nice though
Nice try Army Recruiter, but you won't get me this time
@@I_Hate_TH-cam_Handles I did 23 years in the Air Force and retired as an E7. After I got out I did some woodworking on my own to supplement my pension to afford the mortgage. When the real estate market exploded I sold my home and used the equity to downsize and buy outright. Without having rent or a mortgage I was able to fully retire at age 47 on my pension. It is nice when everyday is a Saturday and every night is a Friday. I have also saved quite a bit as well.
It wasn't easy but I am glad I stuck it out. Not sure if I would recommend it right now due to the wokeness now.
Edit: I got the GI Bill but never used it, no sense in it now. Wish I could get the money I paid for it refunded.
Worthless degree
"Within the span of 4-5 years, it went from $117 to $145 *THE LAST TIME I CHECKED* ..."
This literally sent shivers down my spine.
That means every single bill she receives go straight to trash while she covers her ears and go lalala you don't exist if I don't read you
College is to young adults what cruise ships are for retirees: a means of escaping reality with a fun and otherwise useless diversion from responsibility.
Except retirees don't have much responsibility anymore (my dad us a retiree and he just do what he want/ aside from being a house husband because my mother still works and I'm still in middle school)
It depends on what you’re trying to achieve in life. Most careers in the modern day require college degrees, and work that doesn’t require college degrees is often low-paying or boring as hell.
@That One The most popular reason a college degree is required for many high paying jobs is simply because the degree is required. In 1998 I was eating lunch with two classmates from my computer science program. We were all graduates and working "the dream". One friend said she had interviewed a candidate that was fully knowledgeable on handling the position, but his education came in the way of certifications and a tech school instead of a university experience. She turned him down because she felt he was lesser and was trying to cheat the system. That's why so many jobs require a degree: it's required because reasons. If you notice most job applications are handled by the ladies in HR and not the managers who really know what's going on.
Plus there's the reality that universities aren't institutes for studying STEM with a few joke programs running around. Universities are joke programs with a few STEM degrees running around. In order to maximize revenue, all K-12 kids are told the lies that the path to success requires college, and that any degree is a good degree. That shot up the demand for college. Now schools are catering to low-information, lazy, and the disinterested by suppling easy degrees to satisfy demand.
Also, even if you study a field with intellectual merit with marketable job skills, your degree is held ransom in the form of funding tens of thousands of dollars in mandatory worthless classes. At least half of my courses were irrelevant to my degree.
The university system is antiquated and woefully inefficient at preparing people for careers, but it's as efficient as a Disney theme park in sucking every nickel possible from its students.
@@vincelestrade3758 As for boredom I think _all_ work becomes boring. I know many people who went to college for a degree with marketable skills only to abandon those careers a decade or two later. I got a computer science degree in 1997 and there's no way in hell I'd ever return to the field of software development.
Another problem with higher education is that K-12 graduates are encouraged to _immediately_ head to college. They have minimal experience with the "real" world and their ideas on what makes a great career can be colored by TV. For example, when CBS romanticized crime investigations with CSI and its 72 spinoffs, it caused a big increase in the number old college students seeking degrees in that field!
College students are too young and their view of the real world too narrow to go from being a TikToking teenager to paying the cost of a house for a degree.
@@stephenshelton4267 Yeah, I think it comes down to what an individual wants to do. We absolutely need people in all these fields, and obviously there’s a shortage in trade workers and the like, so people need to weigh their options with that as a consideration. I’m a big fan of Mike Rowe and his work regarding jobs that are superficially less desirable but can be ultimately fulfilling.
“Chase opportunity now and passion later”. The first two women did the opposite and ended up broke. Always go for the money and opportunities in the beginning and then when you have a stable foundation then move to passion. If passion and opportunities intersect than you’re one lucky person
I wish they would teach that in school
Thanks man, I needed to hear (read) that rn.
Exactly. Schools are setting students up to fail when they push them to go to college right after high school and shoulder a bunch of debt.
Happy to have my passion be the lucrative field of starting a business in computer science :)
lol the 18 yr old girl has the easiest way out by just finding herself a sugar daddy.
@@zerocalorie1203 lmao
@@zerocalorie1203 I would watch. Just sayin'.
Till Sugar Daddy gets bored and gets someone younger
The 18 year old could attend college keep her costs down and then find a man and start a family and have a really good life.
Will she do that though?
Well, she's legal, until the "progressives" raise the age of consent to 21, because grooming and shit
Went to school to be a lawyer didn’t know how to read a contract. well thank god she’s not practicing.
"Ill figure it out in 10 years & hope it be forgiven" *laughing* She's still not taking it seriously?!
That's womanspeak for "Find a man to divorce"
My mom had thousands of dollars of student loan. She was responsible and made payments every month. She’s in her early 40’s now and all her loans are paid off :)
Never expect anything from anyone. That's how you avoid these mistakes, do everything yourself.
i know right? ive lived my adult life that way and have no debts. its a good way to think and act.
Bro...they're fuckin girls...
Awww so be a man you say? Who woulda thunk it. Lol. Let's ship off all these female to the Alaskan wilderness if they survive after one year they may come back and have the priviledge of utilizing the modern world which is the fruitful conception of mens intellect and physical labor and sacrifice.
@@exposethxm9955 girl here, 38 everything I've had since leaving my mothers house ice done myself. My grandpa taught me this lesson and I dont expect a thing from anyone. Cause I can pay my own way.
@@exposethxm9955 well thats true on the depression. that i can take care of myself is looked at with scorn which is weird. but id rather i can rely on the money i make than waiting for a handout. plus not a single mother. never been pregnant so dont say ive had an abortion, i dont like the idea of those as it is. i feel stuck in between generations of work hard for it all and the easy i want it handed to me people born after me. its strange. and yes im depressed cause all my relatinoships didn't work out. but theres alot of issues that go into play such as watching my mom be a whore for awhile when i was a little kid, to no self worth realized, and abunch of other factors.
This should be a mandatory video for people to watch before taking a loan.
I lived t home, went to state school, worked ,3 jobs while going to school, earned 2 BS degrees in STEM fields, graduated with under $30k in student loan debt for my 2 degrees, now earning $120k a year as n engineer. University can be worth it if you get the right degree for high paying field where their is demand/need.
good for u, my school fee in canada as a international student is 4000 dollar per class and i need 180 credits😢 it is insane,and so hard to graduate
And that's the key. Getting an education in a field that is in demand. The world doesn't need another Business Admin grad or Bachelor of Arts grad.
Also, small state schools are cheaper than ivy league
@@haidweng7948 Why did you go overseas? Canadians exploit foreigners for their cash.
That’s amazing and I’m thinking about doing the exact same thing you did. May I ask for more tips or any advice that helped you through all of school/personal life? I’m a Junior and am super worried about college due to me having nothing under my name, if that makes sense.
I don't understand how she pays $0....surely she has collection agencies calling her several times a day.
I may be wrong but I think she pays in proportion to her salary. Even if she declared bankruptcy, I don't think student loans go away.
@@DotKsmGlmrMovrBtc nope, student loans are not forgivable
Probably blocked them because ew, consequences.
I'm guessing she isn't telling us the whole story and they dropped her full scholarship because she was too lazy to keep her grades up
My thoughts exactly, colleges don’t just say “surprise your full ride was only for one semester”. In my experience with college, they are on top of everything if it means they’ll be getting money.
America's numerous one employer of history majors is Starbucks.
Never went to college. Instead, served in military then became an apprentice electrician. I worked 10 hour days while going to the union hall for schoolwork for 3 hours, 3 days a week. I did that 5 years.
Now, I’m 37 and have no debt. I own my home and land without a mortgage. Not even a car payment. I made a touch over 105k last year. My kids go to a private Christian school which I pay before the school year begins. Don’t be a sucker.
congrats, he went to a high school. teens will always be teens, but at the Christian school they actually get good teachers that have incentives to be a good teachers, while getting the Lord's message everyday.
Dude the world needs skilled tradesman. Nasa "can't" recreate some equipment from the 70s because they were man made. Machines don't have that skill
Atta boy Jordan. That's the example that kids need.
Two of my sisters have degrees one a masters. Neither have ever worked one day in their fields. I left school in grade 8 and have worked in business management. I learnt on the job and got there through hard work not by crying in a safe space.
🧠
Hard work beats talent when talent doesn't work.
Comment Of The Day!!! Thank You!
Same. I got a sister who LOVES reminding everyone she has a masters. Never worked a single day in her field, currently makes coffee at Starbucks and lives with the parents with a 85$K student loan. It's hilariously pathetic
@@fantochedollmaker7030 And she probably wants other people to pay off her loans right? They brag about their 'Degree' when convenient, but want others to foot the bill.
Trade schools and cheaper colleges are the way to go, because everyone needs a trade like plumbing, mechanics, and even hair stylists, and no one cares about the college as long as you have excellent internships with good companies.
Update: Now everywhere is shit to go. Trade Schools and Colleges are oversaturated now. We’re all fucked
Yea I wanna be a doctor so I’m trying to do good on the ACT and SAT so I can have a good internship and not go into debt
saoud saoud those are some high expectations.
Firstly, Will you be a Doctor or a Medical Professional? There’s a difference, since the term Dr is much more general than you think.
Secondly, odds of you going into debt are high considering the economic state of America, but thats not bad. You can get a part-time job to help pay your debt. It will be even better if you get a paid internship. Scholarships are hard to come by if you don’t do anything worth mentioning that is relevant to your field of study.
just dont waste too much time actually figuring out that you think you want to be a doctor or programmer, pull your hair out for like 4 years and then waste your time. And don't ever listen to people like Louis CK trying to say "why do you wanna be a musician, son? you know how stupid of a job that is?" Make sure to ask him back "IDK Dad why do you want to be a molester?"
not all cheap ass schools I just found out my bachlelors in nursing at my cheap community college in my hometown is basically worthless when i moved. the only thing that got me a job was my great references and work ethic
unstable Pineapple the same thing can be done with internships, which is what people in any college should be going for
I do feel bad for them in the sense that society tells kids over and over again that going to college is 'the thing to do' and colleges know this as well as the fact that colleges know they can get away with charging insane prices. The choices people make once they have debt are their own, however
As an Asian woman, we don’t claim the first woman.
Princess Rosalina good
Scooter McScoots all asian are like what?
Yea u do lmao
Lol
Understandable
There's no way she's 28... she looks 38 at the minimum.
Must be all the stress from carrying the debts
Yes, she looks over 35
No way a 28 looks like that
She looks like a middle aged south east asian woman with 3 kids and a fat husband.
@@MrMuscleTroll wow.
This is why I ask a woman if she went to college and for how long. That means they are deep in debt
Interesting.
I went to school for a while just for a bachelors but I paid out of pocket. Worked full time and went to school part time.
What you said at the start "if everything goes well I can xyz" rings true. I've noticed a lot of people I know that are less responsible with money have thaf optimistic view. "I can go out clubbing, hopefully I will just do some overtime next week and pay off the credit card."
I had the opposite view "if everything goes wrong, if rates double and I get my hours cut, can I still pay the mortgage" before I signed on to the debt.
If these girls were 9 or 10, they might be able to get someone to save them from their loans. Unfortunately for them, they're like 3 or 4, so buck up girls and dig yourself out.
I thought you were talking about age for a linute there
RainMakerXP #bernreturn
"Surprise! I only had a full ride for the first semester."
That's not a full ride, she also chose to still pursue after finding out. No accountability whatsoever.