Sir, Thanks for the video. In SBI I want to take an OD against FD. I have 2 questions - (1) If I take money out of an OD account to be used for a couple of months. I will be paying only interest every month. I will be able to pay the principal after 2 months. How do I know the amount of Interest I have to pay every month? Does bank give a statement like a credit card statement for the OD account? Is there any special entry in the account statement that tells me the interest due for the month?, or do I have to maintain my own calculations as to how much money was taken out for how many days, etc. and (2) Can I close the OD account without closing the FD? Can I do it through netbanking in SBI? I would like to avoid interacting with the staff. Thank you so much for the videos, Regards,
Sir Sbi Car Loan पर Overdraft Facility लेते है तो वो Secured Loan होगा या Unsecured , और Civil 780 + होने पर Aproximate कितनी Interest Rate Overdraft Sbi Car Loan में लगेगी
Overdraft par interest ke alawa kuch aur charges lagte hai ya kuch hidden charges, process fee jo mujhe dena hota hai yadi han to kitna , 10 lakh ka liya to ?
Hello Sir, Maine Sbi me current account against FD Account Open Karwaya hai, jisme mere current account every month 11659 rs. karke hold me or book balance show kar raha hai, un paiso ka upyog nahi kar pa raha hu. sir kya ho raha mujhe samajh nahi aa raha hai, bank manager bolte hai use karo concept clear ho jayega??
This is Auto deduct your limits. Let's spouse an example If your limits 10lac and your charges 10K we are providing 10L+10k limit. There is one time charges for next 8 year
@@connecting_dots_Loan example:- 10% intrest lagega to ye monthly base pe lagega ya yearly 1 lakh use kiye h to 1 month me 10000 intrest dena hoga kya?
Sir hame over draft ka payment kab karne ka hota hain Ex100000 mene od ki facility uthai firuje uska payment kab karna haim meri marji ya month end per
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OD deduction nahi show kr raha hai kaise check kre
Sir, Thanks for the video. In SBI I want to take an OD against FD. I have 2 questions - (1) If I take money out of an OD account to be used for a couple of months. I will be paying only interest every month. I will be able to pay the principal after 2 months. How do I know the amount of Interest I have to pay every month? Does bank give a statement like a credit card statement for the OD account? Is there any special entry in the account statement that tells me the interest due for the month?, or do I have to maintain my own calculations as to how much money was taken out for how many days, etc. and (2) Can I close the OD account without closing the FD? Can I do it through netbanking in SBI? I would like to avoid interacting with the staff. Thank you so much for the videos, Regards,
you can come to know from internet banking
Sir mere 15lac ka home loan hain kya wo secured fd hai
Sir Sbi Car Loan पर Overdraft Facility लेते है तो वो Secured Loan होगा या Unsecured , और Civil 780 + होने पर Aproximate कितनी Interest Rate Overdraft Sbi Car Loan में लगेगी
secured loan hoga interest around 9% hogi
@@connecting_dots_Loan thanks Sir
please share it in your whatsapp groups
OD account kaise patta kare show nhi kaŕ raha hai
PTA chla kya mne bi PTA Krna h
Sbi ka hoga to show nhi khi krega
Pta krna hi to net banking se pta chal jayega statement balance
OD keliye Online kaise Aplya kare sir
OD loan amount one day or one month pehle pay kr sakte hai?
IDBI bank ki FD ke against overdraft lia tha only 25% .Kya ba same FD se doobara OD le sakta hu.
yes
Sir l am salaried person. Iwant O.D.limit about 15 lac rs. But sbi bank does not give ma. Reason betaine sir.
Hii
Sir agar hum FD main overdraft facility ka use karen or usko nahi bharte hain to usse kya problem ho sakti hai
Overdraft par interest ke alawa kuch aur charges lagte hai ya kuch hidden charges, process fee jo mujhe dena hota hai yadi han to kitna , 10 lakh ka liya to ?
PROCESSING FEES LAGTA HAI
Sir mujhe apne bank overdraft ki limit badami h kya krna hoga
bank mein application do
Gold package Wale ko od milta hai kya
Yes
Sir mena sbi sa 75000 ki od on gold account liya hai too ab iski emi kitni hogi aur kitna time period hoga
aapko sanction letter mila hoga na
I have FD in Maharashtra bank can i get loan against FD in different Maharashtra bank branch
no, only same branch can give
Sir mujhe overdraft total 247000 allowed karta hai but hame 100000 hi chahiye to Kya kare
utne hi amount withdrawal karo
Hello Sir, Maine Sbi me current account against FD Account Open Karwaya hai, jisme mere current account every month 11659 rs. karke hold me or book balance show kar raha hai, un paiso ka upyog nahi kar pa raha hu. sir kya ho raha mujhe samajh nahi aa raha hai, bank manager bolte hai use karo concept clear ho jayega??
system mein dekhar hi pata chlega
Kaise pata chalega ki kitna intrest bana hai
Kya eska bill aata hai ya bhir kaise pata chalega
internet banking mein dekhiye, month end par interest add ho jata hai principla mein
Sir mera account me transection bht jada h..2-3 cr annual SBI HDFC m account h l
Bank me jao overdraft facility milega apko
Sir first time od account opening me ketna processing fees laghta hee
If your limits much more 20Lac PF 0.5%
This is Auto deduct your limits.
Let's spouse an example
If your limits 10lac and your charges 10K we are providing 10L+10k limit.
There is one time charges for next 8 year
Sir mera bank of baroda mah serving account h meri trajection har month 5-6 lakh hoti h kya muje overdraft mil sakti h sir
ha mil jayega aap mujhe whatsapp kare 9717550964
Ye limit issue cibil me show krta hai?
yes
Sir 1 crore ki OD mil sakti hai kya individual ko? CIBIL 780+, never defaulted.
yes
@@connecting_dots_Loan Thanks. But how? Kindly guide 🙏
depend on customer profile
I want od facility.
WHATSAPP ME
Ppf ACC par bi od le sakate h kya sir
no
Start-up ke liye Overdraft mil sakta h?
no
@@connecting_dots_Loan example:- 10% intrest lagega to ye monthly base pe lagega ya yearly
1 lakh use kiye h to 1 month me 10000 intrest dena hoga kya?
YEARLY
Lone intrestret me flet or reducing Kay ho ta hai sir
reducing
Sir SBI CSP account ko normal saving account, main branch me transfer Kar sakte hai
yes
Sir mera account me 0balance ho or me cheque deta hu to od facility chalegi or hamr payment kab tak kar na hain
Hi sir I have business and I wanted to expand my business can you please help me I need OD as per my daily transactions
CONTAC US ON 971755094
Od facilities lene ke liye kya turn over 50lac ka chahiye
yes
Sir personal lone 12 lac he 45 hazar salary kitna overdraft milega
Reply q nehi deiya??
15 lacs
SBI te 90 hajar pabe
Sir hame over draft ka payment kab karne ka hota hain Ex100000 mene od ki facility uthai firuje uska payment kab karna haim meri marji ya month end per
har mahine interest ka payment karna hai
Mujhe loan agent bn na hai ji
mujhe whatsapp par msg karo
@@connecting_dots_Loancan we use overdraft amount to use purchase property?
Sir agar hum FD main overdraft facility ka use karen or usko nahi bharte hain to usse kya problem ho sakti hai
Sir agar hum FD main overdraft facility ka use karen or usko nahi bharte hain to usse kya problem ho sakti hai
bank FD break karke loan band kar dega
@@connecting_dots_Loan iske liye bank jana padega
yes
@@connecting_dots_Loan sir is par kuchh extra charge lagega kya agar ham bank jakar band nahi karwaye to
OD advance salary loan 6month me pay karne ke bad phir kitne time bad le sakte hai