How I Earn $6,500/Month In Passive Income | Fired Up
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- เผยแพร่เมื่อ 5 ธ.ค. 2022
- Amberly Grant, 34, vowed to be a millionaire after reading her first finance book at age 15. Then, in college, she discovered the FIRE movement, which stands for financial independence, retire early, and began working toward her dream of retiring early. Living in Denver, she was hired as a full-time project manager, started investing in real estate and launched a financial education side hustle. Today, Grant has accumulated a net worth of $835,000, and recently welcomed her first child.
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How I Earn $6,500/Month In Passive Income | Fired Up
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
KENNA MURIEL HESSELING is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
Each strategy carries its own set of pros and cons and picking the right one depends on your specific financial goals, but in order to execute such effective decisions, it must be through a skilled practitioner.
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
thanks for sharing
props to the foreign husband who doesn't talk, has no money, no visa and doesn't pick up the restaurant tab, just takes care of baby, and stays at home. He hit the jackpot
Lol
Just a friendly FYI, the US government prevents you from working while waiting for your visa/green card. The green card doubles as the immigrants work authorization.
@@WattersWaveYo FYI. They're in Canada. Even undocumented Mexicans in the US still find a way to grind and support huge families. It's even easier in a world of international remote jobs. He's clearly just a bum.
@@WattersWaveYo Majority of my family came to the US like him and found side jobs. It's far from impossible
city boys up
I’ve had majority of my holdings in tech stocks and I've had 25% increase in my portfolio, especially with Apple’s P/E (price to earnings ratio) but with much uncertainty now, my question is what stocks can be the next APPL in terms of growth for the next decade?
it might be difficult finding the next apple within the tech stock sector, maybe look outside of tech stocks, better still talk to a financial expert .I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
@@user-ip8pf7bf3w How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
@@RasmusLarsen-kt6vz There are a lot of independent advisors you might look into. But i work with LINDA A STEINER and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
SAVA, alzheimer pill on the verge of FDA approval with a company founded in 1998. Said to have zero negative side effects, slow progression of alzheimer, and slightly improve the symptoms, on the final phase of fda testing to be completed end of 2024. Small biotech company solely working on their one product, the alzheimer pill.
They also discovered that combined with a separate FDA drug which targets pituitary cancer tumors, the destruction of those cancer cells is increased. They have no immediate plans to pursue cancer research, but acknowledge the potential, and are 100% focused on completing their alzheimers approval.
They also have an early detection product on the works for alzheimers. They hope to not only use their pill to reduce the progression of alzheimers and extend life spans, but also to prevent alzheimers before it has a chance to take over.
There has been almost no selling of stock from any of their board members even when it reached a peak price of around $120. In fact some of them rebought even more stock since. They have successfully fended off and recovered from two massive slander/short attacks. Very promising imo. It's really stable at an $18-$24 range throughout the years. Realistic estimated ranges if FDA approved for the pill alone is $200 to $300 range.
They are sitting on $142.4 million in cash with zero debt. Two phase 3 trials, one completing end of 2024 and one mid of 2025.
Just to add, obviously not worth the risk to overbuy this stock. But given how close they are to finally finishing FDA approval, if approved even a 1% portfolio can 10x into what used to be 10% of your portfolio.
I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly $1M after subsequent investments so far
American workers are losing ground on retirement readiness and increasing the risk of outliving their assets, we all need to do more to help improve the savings and retirement security. If you're not who understands strategies to invest in the market, seek a Financial advisor to guide you.
Could you recommend your wealth manager? I'll be happy to use some help.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.
Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however. I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
Employing a professional financial analyst or advisor can certainly add value by offering tailored advice, portfolio diversification, risk management, and timely insights. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash I invested the money using an analyst, and in seven months, I raked in almost $673,000
I'm actually interested in this idea of investing through an analyst. Sounds like the most sensible thing to do in the market right now. Could you give me a pointer to who you work with, please?
I'd love to learn how to trade after listening to a guy on radio talk about the importance of investing and how he made over $460k from initial capital of $160k, somehow this video has helped shed light on some things but I'm confused about the current market volatility, I could really use some advise I'm a newbie and I'm open to ideas.
Stock picking is a risky thing to do particularly for non-professionals, I learnt the hard way in 2021 when I almost lost everything but I was lucky to switch to using an advisor who has better knowledge of the market than I do and ever since I've been retuning at least $70k every month, you don't necessarily need to be a perfect investor or do the hard works, just have a professional to guide you.
@@henryharper7939 Interesting, I've thought bout' reaching out to an advisor for a while, but the fear of losing funds held me back, any help pointing me to who your advisor is and how to make contact with them?
@@rickyguitierrez9871 Sure, she's Julie Christine Rush a simple search with her name will suffice she's all over the net.
@@henryharper7939 Thanks for this amazing tips, I found her webpage and was able to book a call session with her, she seem proficient.
My wife and I have re-budgeted and will be putting $30,000 a month into our portfolio starting in 2024. We live off of my income and invest all of hers. Having a partner who shares your goals is powerful.
You should be living off of part of each others income and then putting aside $30,000 from both of yours. Then again, I'm not really a trusting person and i'm not married. You can consider diversification, at least that's what advisors say.
Agreed, Personally I delegate my investing to an advisor, ever since i suffered losses and a nasty divorce in late 2015. As of today, I'm semi-retired working only 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments.
Don't divorce... Behave and good luck. My partner’s been considering going the same route, could you share more info please on the advisor that guided you to such impressive gains
Kind of irrelevant, if they get divorced the assets will be split down the middle regardless of who "earned" the money.
I've shuffled through a few advisors in the past, but settled with 'Monica Selena Park' her service is exemplary. I'd suggest you research her further on your browser and let me know what you think.
Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
BRICS seeks to create a new currency, considering gold's historical role as a store of value and medium of exchange. However, the functionality and acceptance of a gold-backed currency in the current global financial system are uncertain. Creating a new currency requires careful consideration of economic, political, and logistical factors.
Gold and copper remains the best investment to venture in, especially as a beginner, it’s not always affected by the downturn of the market
The discussions and proposals surrounding BRICS nations' potential use of gold are intriguing. People choose to buy gold for various reasons, such as its historical role as a store of value and medium of exchange, its potential as a hedge against inflation or currency devaluation, and its relative scarcity compared to other commodities. Gold also offers diversification benefits to investment portfolios due to its low correlation with stocks and bonds.
I find gold investments reliable and aim to buy more to recover losses. Silver is also a good investment but differs from my collectibles. Clear investment goals and education are crucial. I work Patricia Strain a SEC-regulated financial consultant. Starting with modest investmentss, I accumulated nearly $799k over time.
I'm actually interested in this idea of investing through an analyst. Sounds like the most sensible thing to do in the market right now. Could you give me a pointer to who you work with, please?
Title correction: “How I built $238k in net worth and hope to retire by 34 | Overleveraged-Up”
EXACTLY !!!!! LOL !!!!! Why do I always feel like these FIRE people are just living a pipe dream and pretending to retire. lol.
@@dropoutandretireearly1781Agreed! It's often unclear what money they use to live. There's a difference between cashflow and net worth. IRAs, 401Ks shouldnt be touched until old age and rentals properties money (with mortgage) don't provide much cash flow. How do these people pay their bills?
Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.
I've been able to scale from $350K to $650K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market.
We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, "Eileen Ruth Sparks", whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.
As an accountant I find a lot of clients are completely delusional about their financial position. Either stupidity or wilful ignorance. The video is so poorly thought out and missing critical information so I can’t say for sure, but it sounds like she has a boat load of property loans and is eating the net rent. Not retired, not anywhere near retired. Whoever produces these videos is really half arsing their job
She has so much property debt! With a baby & a boyfriend that doesn't have a job, I seriously cannot understand how she thinks she can be "retired" at 40? Especially that kids also get more expensive as they grow up.
@@akirebara Shes a fraud imo, numbers don't add up. 150k salary plus 78k in rental income equals 228k per year. She said she needs 100k to live on, but saves 70% of her income. If she paid no taxes on that 228k (which is 140k after taxes at best), 70% savings would leave her with 68k per year or 42k after taxes, way short of her 100k number.
The opener said she had $850k but then it showed $250k in investment accounts? Does that mean she has $600k in cash? And 3 separate mortgages? Very confusing video…
@@heyaisdabomb She also never says how much in real estate debt she has to pay out each month in order to keep the properties from being repossessed .. not to mention the maintenance and upkeep on the properties she rents out. None of this adds up!
@@heyaisdabomb She doesn't pay taxes on some of it. She's maxing out her tax advantaged accounts
My p0rtfolio is plummeting significantly, I’ve lost about $320k within a few months and I'm not confident about picking st0cks anymore. Are there really no other options for me to gain from the stock market?
Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
There are a lot of independent advisors you might look into. But i work with Monica Amanda McClure , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with he
There are a lot of strategies to make a tongue-wetting profit that the average Joe don't know. Personally, the financial market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!
If you’ve got patience I believe it’s a great time to invest… I’m no expert but as Warren buffet said he’s seen this happen a number of times throughout his life
I've known I had wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. I have $60k I want to transfer into an S&S ISA but it's hard to bite the bullet and do it. $457 is a huge milestone, Please what's your strategy? I will love to have an insight
I began with a fiduciary portfolio advisor by the name *MARTHA ALONSO HARA* . She’s verifiable and her works ethics is in accordance with the US investment act of 1940. Her approach is transparent allowing total ownership and control over my portfolio with fees very reasonable in comparison with my investment income. Also, She covers things like investment insurance, ensuring retirement is well funded, and discussing tax advantages and ways to have a volatility buffer for investment risk. many things like that.
Word of the day: fiduciary. do not talk to anyone who is not a fiduciary to you, who explains everything.
*MARTHA ALONSO HARA* really seems to know her stuff. I looked her up on the web using her full name and found her page, read through her resume, educational background, and qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I'll book a session with her
Literally nothing in this video makes sense. None of the sums add up, she is contradicting herself with every sentence. How can she even own 3 properties worth $1.7m with a salary of $150K CAD / $110k USD while supporting her partner and baby? How does she have 835k but the chart is 220k? How can she have 835k net worth if she has only just started making decent salary, and after travelling for years? None of this video makes sense
Not everything has to make sense. An example, this video.
Right? I'm shaking my head every turn. Must be a paid sponsored video from one of her 7 homes.
Yea and she was making like 20k or less up until 5 years ago. That really doesn't make sense.
She played the GME lottery and won. That’s how. Sometimes all it takes is a DOGE coin move and you are rich.
Agreed! She talked about growing up poor and making more than her parents made (when she was making 52k as a project coordinator) so I doubt she got money from them for this.
It's a really poor video.
Every day we have a new problem. It's the new normal. At first we thought it was a crisis, now we know it's a new normal and we have to adapt. 2023 will be a year of severe economic pain all over the nation.. what steps can we take to generate more income during quantitative adjustment?I can't afford my hard-earned $180,000 savings to turn to dust.
Me too. I thought about investing in the financial market, I heard that people make millions if you know the tricks of the trade, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $160,000 but it's hard to bite the bullet and do it. Money is hard to come by
.Avoid too-good-to-be-true scam schemes. Seek advice from a fiduciary counsellor they provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
Absolutely, Fiduciary-counselors have exclusive information and data paths that are not disclosed to the public.. I've made worth of $260k in raw profits from just Q3 of 2022 under the guidance of my Fiduciary-counselor “CHRISTINE ANN PODGORNY”. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
How can I count with CHRISTINE ANN PODGORNY, what are her services, is she verifiable, do you think she can help me, I live in Canada?
wow thats a huge milestone. Please how can i reckon with such skillset? i want to grow my emergency funds of approximately $57,000 advantageously
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
There is potential for considerable wealth increase with the correct strategy. I want to know; How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?
A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.
That’s impressive, have you always had a financial advisor?
I found her webpage and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, which means she will act in my best interests. So I scheduled a call with her.
The name of the video makes no sense!! She’s not retired!! This series has been doing this a lot lately. “This 30 year old retired early on 800,000” Cut to the video and said 30 year old is managing 25 rental properties and has a TH-cam series and a podcast. That’s not retired!! (But this lady is even more not actually retired!!)
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Investing is 5% intellect? have you ever heard of a successful investor who is not extremely intelligent? investing is hard work? how hard can it be to think of something very interesting? and what is temperament without intellect?
Even the best investors lose money when when the market is down or when they make a decision that doesn’t turn out as hoped. But, overall investing should increase your net worth considerably, mine was not doing that I had to hire ‘’Eleanor Annette Eckhaus’ who helped helped me understand what I was doing wrong and evident positive changes took place.
How can i reach this FA, so i don’t make mistakes that’s going to cost be alot.
quickly do a web check where you can connect with her, and do your research with her full names mentioned..
I'm thinking of getting into investing but feel a bit lost. Any friendly advice or contacts you recommend for guidance?
It's a good idea to seek expert advice when you're setting up an investment portfolio because it can be a bit complicated
It's cool to see her name here. Her success story is all over the place
Mihaela Silvia stands out because she keeps it real. Unlike some brokers with unrealistic goals, she delivers on what she promises
I really need this. Would you mind if I asked you how to reach Mihaela Silvia?
I think it is inspiring to see her so successful and shows that you don’t always need college but still knowledge and executing on the skills she has and can develop. Truly someone to look up to
Every crash /collapse/inflation or a recession offers an equal market opportunity if you are well prepared and knowledgeable. I've seen people accumulate up to $800,000 during crises and even pull it off with ease in a bad economy. Without a doubt, the bubble or crash has made someone extremely wealthy.
The pandemic came and taught everyone the importance of having multiple stream of income unfortunately having a nice paying job doesnt mean you are financial secured anymore So we all need to put in an extra-income earning chance, like investments
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
@@ClarenceCandelario-fd4vtPatriciastain" is the advisor that oversees my portfolio. He's been able to gain some reputation and online recognition with over 3 decades in service, so it shouldn't be a hassle to find basic info..
She appears to be a true authority in her profession. I looked up online and found her website, which I browsed and went through to learn more about her credentials, academic background, and career. She owes me a fiduciary duty to act in my best interests. I set up an appointment to use her services
@@cynthiaa.coleman7712I find this intriguing. Could you please provide me with the means to get in touch?
I began my investment journey at the age of 27, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
@@MarkFreeman-xi3rk wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
There are a lot of independent advisors you might look into. But i work with Margaret Johnson Arndt, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Wtf this lady Isn’t retired nor financially free
and even she is is married for a liability
The title of the video does not say that she is
She is in debt up to her eyeballs! 5% down on her home!!!
She says she achieved financial independence in February 2022 and then proceeds to talk about how she’s currently employed as a Senior Project Manager
Shes a fraud imo, numbers don't add up. 150k salary plus 78k in rental income equals 228k per year. She said she needs 100k to live on, but saves 70% of her income. If she paid no taxes on that 228k (which is 140k after taxes at best), 70% savings would leave her with 68k per year or 42k after taxes, way short of her 100k number.
Never mix finances with someone that is not your spouse.
Ok Dave Ramsey
@@mylifethaidiy7045 Ok Bible.
And he doesn’t work
@@EldePHX he doesn't work because he's not a citizen. But no excuses.
@@EldePHX Is he a SAHD? She never mentioned childcare, but she has a day job and side hustles, so his job has to be taking care of the child and/or home.
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Not at all, having monitored edge my portfolio performance which has made a jaw dropping $483k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market. I must say it's the boldest decision I've taken since recently.
I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?
The adviser I'm in touch with is ''KATHRYN ALETHE HALL''. He works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me his strategy works hence my result. He provides entry and exit point for the securities I focus on.
This lady is leveraged up to her eyeball. How is this fire if you're drowning in debt?
Because she brought something (property) which is actually producing her rental income instead of buying an expensive car or some other liability.
Some debts are good. I wish people don't always debt in negative connotation.
@@nvasudeva This lady does what bankrupt people do and claim to be rich/financially independent when in reality, they are stressing every time someone misses rent. This system of leverage to accumulate real estate has already been proven to be high risk and rarely works out for the majority of people.
@@jackstar254 so where exactly in the video she mentions that she is stressed out because of tenants missing on their rent ? Don’t assume .. do you think if that would have been the case she would have bought three properties and plus planning to buy few more in next 3-5 years.
Just because some other individual might have experienced that, why are you painting her with the same brush ?
I completely disagree, she is saving 70% of her pay which in of itself is a massive cushion to have and shows she is deffinatley not stressing whenever she misses a rent payment. Her net worth is $850k showing she is well into tho the positive and she also has alot of retirement savings. If you ask me I think she should stop buying houses and focus on savings but she is well off and her plan involves a reasonable level of risk.
@@nvasudeva 💯 the fact that her networth is at $850k reflects this fact, everytime she makes a mortgage payment (in which the interest is lower than stock market returns) this value grows also. I think the people complaining are the uneducated kind who think they should throw all their money in a savings account.
I'm not hating on this but some basic math makes this sound so unachieveable. For instance she said she purchased a property and needed $100k while only having $60k. She took a HELOC and within 1 year paid back that $40k while earning $52k? How is that possible while also having to live on your own? $1k a month won't even pay rent..
No, she has 238k. The rest is debt: she's overleveraged in various properties. They provide cashflow, yes, but she is still in debt. Debt is NOT financial freedom.
Your not wrong, but majority of millionaires and billionaires use debt to create financial success. Yes debt can be dangerous and most do not know how to use it and get into trouble. However, it can be used smartly and as a tool to create financial freedom.
Also i wanna know in 5yrs she went from making 13-20k before taxes to owning 2 properties in Canada that generate $80k/year.
Even with taking huge loans/debt the numbers are kinda like FTX bookkeeping… none available
@@FinancialFreedomLifestyle yes, you can use debt to grow your fortune. My issue is: can you truly say you are financially independent when you have like 3 mortgages? Can she really "stop working tomorrow"?
@@bachex3308 LOL, agreed
@@spector3881 Yes you can. My wife and I are proof you can as we have multiple multi family apartment buildings along with stock and crypto investments. Now, do I think retiring off 1 or 2 rentals is possible, not really unless those rental properties are large buildings where you have 6, 8, 10, 12+ tenants paying the mortgage.
I think you should change the title and look up the definition of "net worth."
Lol 😂 totally! mortgaging and borrowing for all these properties doesn’t add to her ‘net worth’. It’s called liabilities
Yeah. She has a negative net worth with her insane mortgage debt!
@@user-lr1zr Its an intern running this channel.
Amazing video. I started investing in the stock market because of dividends. What matters, in my opinion, is that if you invest and earn more money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can pass that on to your children, giving them a head start in life. I've invested over $250k in dividend stocks over the years; I continue to buy more today and will continue to do so until the price lowers even further.
It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.
Scammers
she sounds overleveraged… many expenses and unexpected costs can come up during a market downtown. Be careful, hold more cash.
Agreed! and small rentals in my experience don't really make money. That's why I preach owning bigger buildings now.
And she's most likely making enough money to cover those.
‘I decided not to get a degree and follow a traditional path!’
Proceeds to get a Bachelor’s degree
Everything about this video yo-yo back and forth. Very confused...
lol
This entire video was very confusing. I couldn't get over how its filmed in Vancouver but all of her assets are in the US. And what's the husband's deal? Didnt say anything the entire time!
I’m still confused how does she have a 835k net worth. How much she owe on the houses 🏡
Probably major part is from property appreciations since she has 3 properties in total
@@thisipeng Right.. and that appreciation can vanish in a New York minute! Most financial experts and retirement planners for sure don’t recommend using that kind of current “equity” in leveraged property as part of invested funds. Net worth /investments should not really consist of more than 15-25% of assets (ideally your own paid off home) you plan to retire in. A 1.5 million dollar property(s) you owe 1 million on is not at all the same as having a 500k in the bank or mutual funds investment accounts. Not at all! It can evaporate overnight as you are in debt for 1 million first and foremost! Even if the house value drops to 800k you still owe the bank a million bucks and if forced to sell at a bad time you simply lose whatever you put in plus some! Many people lost multiple properties in 2008-09 housing crash! I knew some co-workers that lost their actual home .. one in a divorce at the worst possible time. Had to live in a trailer several years to rebuild life… and still not retired.
@@jdthompson5778 and add the fact that the fed wants housing affordable again . I see many warnings about housing prices diving first of the year or so
I don't believe her numbers at all, they just don't add up. Her 50k income, but saving 70% of that leaves her with at best $11,200 per year to live on, and I can't see how one can even feed themselves for less than that, not to mention pay rent/mortgage, gas, car, utilities, ect. I have $1200 a month is rent, $580 in car payments (26k car, average car today is 48k), $120 in car insurance, $160 in utilities, and around $900 a month in food ($30 per day). That's $3160 per month, which excludes random health care costs and repairs on my car, and so many other unexpected expenses. That also excludes the need to buy cloths, chairs, tables, couches, tv's, computers to do my work on, ect. And to pay that $3160 per month, I need to make around $5500 per month before taxes. Her numbers make sense if all you had to do was pay rent, but that's not life. I don't see how see can live on so little. Even if she has $6500 a month in passive income, most of that surely goes to paying the mortgages and repairs.
I was confused mostly during this video.... she's lovely 😍 and so is her baby but she's not retired or financially independent yet. Sounds like she's taking on a lot of risk with an unmarried partner who doesn't seem to be contributing financially. Still a long road ahead!!!
I agree with you mostly. If her partner is a SAHD, then he is contributing financially by saving them on daycare costs and giving her the freedom to pursue these pursuits and her day job.
He’s an immigrant and can’t work yet. She stated that in the video. Who cares anyway? They are happy and he is a good father.
Shes a fraud imo, numbers don't add up. 150k salary plus 78k in rental income equals 228k per year. She said she needs 100k to live on, but saves 70% of her income. If she paid no taxes on that 228k (which is 140k after taxes at best), 70% savings would leave her with 68k per year or 42k after taxes, way short of her 100k number.
She also stated she started working a job on 50k and spent 1200pm. Like that doesn't add up
She’s gonna achieve FIRE at 40, no…35, no…34, no…17, no her baby just achieved FIRE.
This video makes no sense. She said she thinks she just needs $40,000/yr then seconds later thinks she needs $100,000/yr. According to the rule of 25, she would need $2.5M to retire, which she does not have.
Lol 😅👍🏼RIGHT. I seriously thought I was the only one confused here with all of this.😩
Well explained, the best thing is investing your money rather than just leaving it in your bank accounts, where it ends up loosing it's value over time. I used to be a victim of this, until I met a financial advisor *Christy Val D'souza* , she explained to me why I must invest my money and have my retirement planned. Now I can proudly say I make so much every week from my investment and my retirement account is growing bigger and better. I am not worried of getting older anymore.
@@susang.taylor Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
I will advise you do not go in blind, do not try to begin all by yourself, it never comes out fine. Get the services of a financial advisor and tell him or her what you need. It is simple.
I would have given a pointer on building a good investment portfolio, but is very complex, and since it is necessary I would recommend that you seek professional support from *Christy Val D'souza* , this way you can get strategies designed to address your unique long-term goals.
*Christy Val D'souza* is the best I know and I have been using her services going to 2 years now. I trust her and she has never failed me.
Scammers
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice
As a matter of fact I always preferred to handle my own investing, but after my portfolio took a major hit in 2020, I really had to rethink my plans for the future, so I reached out to an F.A Kaitlin Rose Sternberg who really helped me balance up my losses.
Most people venture into crypto to be a millionaire meanwhile I just want to be debt free
That's very practical and smart goal a wise man once said do everything in your power to get out of debt one of his tips on getting rich
Starting early is the best way to getting ahead of build wealth, investing remains the priority
Obviously trading in bitcoin is very volatile and risky to trade that's the reason most traders trade with a company
I advice everyone to start investing and never rely on just salary. No billionaire made it through salary
"if you don't find a way to make money while you sleep you will have to work hard until you old".
Unfortunately The majority of individuals seem unaware of and careless when it comes to investing, despite the fact that it should be the best thing a person can do for himself. My gains from stocks and cryptocurrencies are still having a significant impact on my fortune. So I have no inclination to rely entirely on my pay or to wait for the market to go up.
Assets that can make wealthy
Crypto
Stock
Real estate
Gold
Assets that can make wealthy
Crypt0
Stock
Real estate
Gold
Crypto currency will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my investment
@@clintlucky8113I will personally introduce you to my account manager Anna S Wilson of UCLA Anderson financial Institute, her trading methods are working for me
@@clintlucky8113Face book👇👇
So many of these videos are misleading and it’s unfortunate as I always look forward to them.
lol next episode: Hi, I'm Brian 18 years old with $10,000 worth of Pokemon card and a $50,000 crypto savings account that earns me 10% every month. And I'm RETIRED!
I wonder how long it takes for Graham to see these?
He too busy runnning from that FTX smoke. Probably won’t get to it till next year.
I was in her exact same financial position at 34, worth just under $1M after being crushed by the Great Recession. While I went well past what she wanted to achieve to retire, I found that it’s not as easy to move around the world with a child in tow. So, I’m staying put for a few more years until she goes to college.
I hope she continues to deleverage quickly before leveraging up with additional rental properties. Once you reach your forties, you don’t want to be above 50% total leverage, as a bad few years can wipe you out. Unlike a corporation that can restructure and come back with fresh blood, it’s incredibly hard to come back personally from zero after your mid forties.
I’ve been thinking about this a lot since I watched the video. And these numbers just really don’t seem sustainable long term. There seem to be a lot of idealistic assumptions. With that said, the way she manages and saves money is worth a standing ovation. But she needs to continue to do that for many more years and appreciate she is in her prime earning potential years and when she runs out of money many of those variables will have changed and guaranteed to be more expensive. Good luck would love to see the follow up in 10 years!
That's a great comment, CNBC make it, I second that! I would also love to see updates, like shark tank does, but like in 10-15 years time. I realize that's a long time to wait for new content from those subjects, but maybe there can be some shorts in between to fill in the community that is interested in pursuing FI
I believe its because she is basically going to BaristaFire. Her goal is $8400/month; if you take 30% of for the rental property's that gives $4550/month, $850k at 3.75% withdrawal rate is $2350/month and together that's $6900/month meaning she only needs to earn $1500/month from her job. To many in the FIRE community her plan would seem crazy but honestly I think it's pretty solid just based on the fact she is only spending $3600/month but is planning for $100k yearly spend.
@@vicgamesvt9682 time will tell…
@@vicgamesvt9682 I don't get this at all. It really makes no mathematical sense. I can live on around 60k per year personally if I don't need any major purchases. But to walk away with 60k, I need to make over 100k because of taxes. So I make over 100k, but I still live paycheck to paycheck. I have around 10k per year in extra money to play with, but I didn't inherit anything from my family. So I'm buying furniture and a car. She's also not accounting for repairs to her houses, which a roof is 10k or more, HVAC can be 10k or more, water pump, leaks, and so much more. I don't see how she could make this work, and it fells like boomers put this women up to be like, see millennials, you can make it, when the cards are stacked against us compared to what boomers had.
@@vicgamesvt9682 Also, how much she really makes is uncertain. Yes, I could raise a family of 3 with 100k net income. That's $165k salary right there before taxes are paid. But she said at first she only made 50k per year, and just started earning 150k per year. Yes, she makes money from rentals, but if she only made 50k per year when she bought these houses, she must be up to her eyes in debt. So most of her rent earnings must go towards the mortgages. I can't see how she even nets 100k per year, but also claims she saves 70%, which means, she must take home 335k per year after taxes to save 70% of her income, and still have 100k left over to spend. Which means she must make well over 460k per year pre taxes. Again, then numbers just don't add up. Even if she profits $6500 month after mortgage costs, that's only 78k per year plus her 150k income, which is well short of the 460k she needs to make for her numbers to make sense.
How can you buy rental properties in Denver with $20,000 a year salary? So confused.
She makes $145,000 base salary plus 20% bonus at her day job it said at 1:01
her real net worth is negative 1.1M. 1.7M worth properties, average 17% equity, 250k cash on hand. real net worth is negative 1m at least if minus debt ratio.
*cnbctelegram👈*
Exactly! Reality is she’s in over her head and doesn’t realize it yet. What a mess! Hope she wakes up soon so she can retire by 55 or 60. I’d sell the properties and get my 17% equity back asap. Start saving half my salary, maybe get an extra side hustle, make that boyfriend work & contribute more, and get rid of primary residence mortgage completely before even thinking about retiring early - if she’s really serious about FIRE and actually “making it” someday!
Yup. 1.41M in debt. 6% interest currently. She probably still has some old, low-percentage mortgage, but man, if she has to get new rates. Oops, that'll be 85k a year in interest. She has 5 Units, 2 Duplexes and one house. She wants to live in the house in the future. Let's say she rents out the duplexes at 2k each half. Oops, that's just 96k in rental income. Assuming ~1% home value in maintenance yearly, that's 17k a year on top of the 85k interest. Suddenly, 102k expenses with 96k income. Oh no - she suddenly is making a net loss!
This isnt fire, or retired or financially independent. This is a couple hundred grand in savings accounts.
Next on CNBC: Financial retired in Philadelphia by living under the Bridge.
literally nothing in this story makes sense...
Dave Ramsey would disagree with the title of this video.
That man hit the jackpot lol
He smahset them walls n now he set 😅
That dude is a bum
Blah I’d rather date a hot broke girl
It needs to be pointed out that if she wasn't living in Canada (where healthcare is paid for through taxes), she would not be able to live on just 40k/year. If she lived in the US, she would need to tack on an additional $20k per year just to cover health insurance for her and her small family.
She is losing more than that through the inflated taxes that are tacked on federally and provincially. Half of her income is gone while she's more likely to get paid less than an American in a major city for the same role -- the only advantage to her location might be safety, but even Vancouver's crime rates are beginning to rival the U.S.'s nowadays...
I'm contemplating whether the numbers truly align. While I understand the concept of leveraging debt for profit, it seems more suited for multi-millionaires or large corporations. Personally, having reached the millionaire milestone (excluding home equity) by age 39, I find it uncomfortable to rely heavily on debt. Additionally, using a basic FI calculator suggests that 800-something might not be sufficient for her to sustain a 100k per year lifestyle indefinitely. The presence of mortgage debt adds a layer of concern for me, although it may work well for her.
My wife and I, with guidance from David Marvin Willis, have recalibrated our budget, dedicating $54,707 monthly to our portfolio starting in 2024. It's a strategy where we live off my income, directing all of hers into investments. The strength of having a partner who shares your financial goals cannot be overstated.
Achieving financial success is a journey that requires dedication and consistent effort. Often, we witness the results without recognizing the behind-the-scenes work that goes into it. It's true; fear can be a powerful obstacle, preventing us from taking the bold steps necessary to reach our financial goals.
I need to check david out then, I really want to diversify my portfolio
With no doubt passive income is not just a key.. but the major key to financial freedom. You can't make it to the stage of financial freedom through paycheck, i'm sure every wealthy person out there don't joke with investment. Started off my journey of passive income earning on stocks I am making a good yield on my dividends too. I've been able to grow to a 7 figure portfolio,i always tell others to go into stocks.. I love the passive income.
Select 10 blue chip stocks that pay increasing annual or quarterly dividends and reinvest all dividends You will succeed like you never thought possible.
what technique do you make use of ?
@@taylorgreen5908 The one effective technique I use is staying in touch with a FA handling my portfolio. it might sound basic or generic, but getting in touch with one was how i have been able to outperform the market and raise good profits..
@@robertthurmond8161 a bit new to me do you by any chance do referrals on your advisor? and if you do I would like to know more
James Fletcher Brennan is his name, you can reach him through his web by looking him up
Wait, does she need $40k a year to live on or $100k? This video isn't making sense to me 🤔
I thought she meant 40K for her and 100K for her and her family, but good question.....
I thought she said she could live on $40K, but $40K isn't enough. So I'm guessing $40K is the bare minimum to pay the mortgage, tax and insurance, core expenses and food? However, to live comfortably they need $100K?
Unless we make some changes, like relocate, we currently can't live on $40K a year before taxes; even at a minimum.
"Truthfully I can be completely FIRE right now" then goes on to say she doesn't think 40k is enough. So truthfully you can't be fire right now
she can't be FIRE right now, too many variables are against her
@@thisisyourfinalwarning I know that's my point lol
Yeah even if she actually had $835k in investments vs mostly leveraged properties…. At 34, with a partner and child no way you could take even 25k a year out to live on, let alone 40k! She’s got to plan for at least 50 years. She’s not close to FIRE! I wouldn’t even count those property values at all as retirement savings until they are paid off properties… where you would always get some rent to pay the property tax, insurance and maintenance on the property.
She lost me when she said her partner doesn’t work 😑
Some men are gold diggers too...
She’s on right track in terms of financial numbers!
I mean. This is always the exact same strategy. Choose the lowest cost possible lifestyle, create a bunch of passive income streams by buying real estate, completely ignore the externalities of your behavior on the housing market and society as a whole, and feel free to retire early. 😶 Then advertise this ancient, unoriginal, highly unsustainable self-enrichment as though it somehow scales on a population level. Personally, I find the readiness to glamorize this strategy deeply unsavory.
Visa issue aside, is the husband planning to remain a stay at home dad, or does he assist in all this? Childcare is expensive in Canada.
- technically not retired since she works a project manager.
- Only 5-15% down, Total real estate debt is $1.5 million, gets $78k from rent, so 5% before expenses. I doubt any is profit she can actually use since her mortgage payments are likely high.
- Her final answer was she needs $100k a year for expenses. So, FI x 25, isn’t that $2.5 million if she wants to live off investments. (Not $1 million like she said). Excluding rental income due to over-leveraging.
According to them not going to office is retirement.
Freedom is the Goal! Lawrence is adorable! Inspiring story....wish them well! Tfs
My thoughts are : I am not sure if the number really adds up kinda thing. I get you can leverage debt to make money, but I feel that is more for multi millionaire or large corporations. Being a millionaire ourselves ( not counting home equity and reached the number at age 39) I don’t feel so comfortable at all to use debt. Also if you use the basic FI calculator, for her to need 100k per year and never ran out money, 800 something just ain’t enough. With all the mortgage debt, that is scary for me at least. But good for her…
You get it! 100%. You did it the right way. Debt is her biggest enemy and she could easily be wiped out in one bad economic cycle! This lady is sadly likely in for a world of hurt with her illusionary “835k” as far as true FI and early retirement that can last 50-60+ years. Good thing she knows how to live on very little when needed.
what is fl?
@@neverhomepnw financial independence
The video can be very misleading. It's fantastic she's working toward an achievable goal, but her goal is not enough to retire comfortably.
She’s definitely a risk taker for sure. Would love to know the length of the loans she’s taking out, interest, and revenue accumulated per property.
Her 20s was so bad, no fun,she had so boring life that she ordered a mail in broom and supporting him. I am suprised that she is feeding her child everyday!
❤ Totally agree: 65 is just so arbitrary. Thank you for sharing your story. ❤
Net worth is the value of all the non-financial and financial assets owned by an individual or institution minus the value of all its outstanding liabilities.
i am so motivated right now. FIRE is great but having that mindset to allocate finances, INVEST in real estate and TAKE THAT ACTION is what matters at the long run. Love your journey Amberly!
Financially dangerous journey buying so many highly leveraged properties - be careful! Pay off all your debt and your own home first and if you are going to buy rental properties.. actually buy them.. don’t simply borrow them from a lender.
I don't think passive income actually exists. You still need to research the right investments for your needs and any rental property you buy will still need to be maintained etc.
This video was very encouraging. I’m a project coordinator working through my career to become a Project Manager.
We need her to answer some questions:
1) why are you working for a “man” & completing sentences as if he helped?
2) did he come with savings in hand?
3) baby expenses… you mean pampers and wipes (milk is hopefully free)
4) how you go from needing 40k to 100k?
5) what is your man plan
Congratulations on your success🎉
"Fire" community have changed my life in 2017. Im glad i pursued FI.
I love it and agree that's what the Fi part mainly
I APPRECIATE YOUR ADVICE AND HELP ON THIS CHANNEL, YOU HAVE INDEED BLESS MY DAY, THANKS.
Investment has brought me a great happiness! Irrespective of the economic situation, i still make good profits every week, it helps me take care of my kids and business.
@michaeltowel How? all this online investments are they real
@@michaeltowelok please am in dire need of an Investment advissor, guard me. through. How can I reach her??
ELIANA's strategy is the best at the moment, I can possibly advice newbie's and busy investors to her because that's the reliable source now and she's well known so you don't loss your money/assets. I can't say much.
Good stuff! As an idea..get to know "covered calls" in the market..
Fantastic work, I would like to know how she saved up to 70% of her income. Of course this varies in the country you live in (for example, I live in New Zealand where services and commodities are quite expensive), but no doubt it would have involved will power and being frugal.
Exactly. Income tax alone would account for 42% of her gross income in Vancouver. She would effectively pay over 50% income tax in Canada because of her rental income from the US
Shes a fraud imo, numbers don't add up. 150k salary plus 78k in rental income equals 228k per year. She said she needs 100k to live on, but saves 70% of her income. If she paid no taxes on that 228k (which is 140k after taxes at best), 70% savings would leave her with 68k per year or 42k after taxes, way short of her 100k number.
That man is living life the right way….🎉🎉🎉🎉🎉
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice.
That’s impressive, have you always had a financial advisor?
My consultant is NICOLE DESIREE SIMON She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.
I've come across a lot of recommendations but this one stands out. Nicole's resume is pretty sophisticated, and shows she was active during the last bear market, I also emailed her. Thanks for the info!
lol im intrigued because this is all
filmed
in Vancouver Canada (notoriously expensive) and idk how shes doing this all
Good on her for stepping up and being the breadwinner for her baby and foreign husband.
SO GLAD FOR U, THATS AWESOME
I love passive income. It's a must for financial freedom.
600k usd lol okay
What does a project manager at a tech company do? I'm intrigued!
1:28 love the arrow like we don’t know
The one that has “Financial Independent” now is her partner, not her.. by investing his seed, to become baby, and become dependent to her lol
He can’t work and she works for him and baby. Wow. She is dumb.
Can some one easily summarise how she managed it and is it possible in today’s market
No income taxes in Vancouver?
That’s not enough to retire. She will be back to work n 5 years
She didn’t retire
They finally made a video for what my goals are. This is awesome
Shes a fraud imo, numbers don't add up. 150k salary plus 78k in rental income equals 228k per year. She said she needs 100k to live on, but saves 70% of her income. If she paid no taxes on that 228k (which is 140k after taxes at best), 70% savings would leave her with 68k per year or 42k after taxes, way short of her 100k number.
That was filmed in Vancouver. No?
True feminism. Woman taking lead responsibility of the household without complaining how hard life is for women.🙂
Wow, a vancouver landlord, so cool
Awesome! Between investing in Stock and real estate my wife and I were able to "retire" at age 28 while living in Canada.
Any tips, financial programs/accounts to be aware of, budgeting tips, ways to reduce costs, etc?
@@to2burger The easiest way to get filthy rich and retire early is simply to lie about it in TH-cam comments because who's gonna check
What is your plan now? What are you going to do?
@@to2burger i used a basic excel sheet that I created to track my spending something else I did every 3 months was go through all my debit and credit card purchases to see where my money was spent. If i noticed I was buying coffee too often I’d catch it and make the changes. Something simple like that is good because you need to know where your money is going
@@paupy40 my wife and I will mainly be traveling in 2023 as well as working on our businesses
So lt me get this straight: she has 3 mortgages and all cash flow from her real estate goes to cover debt/house expences. How can you call that 'retired'?
And title of this video is missleading on purpose
She's doing better than most and I admire her desire to live frugally. If she could stop up-talking we'd have a winner.
1 million is not the best amount of liquid investment to do FIRE in Canada, but she would be so comfortable in South East Asia for sure, somewhere like Bali would be perfect with 1 mill
I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. All roads have pointed to the equity market of some sort which is a good idea buh where else should I put money besides the equity/stock market?
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Speaking with an advisor helped me stay afloat in the market and grow my portfolio to about 65% since January 2022, and in a couple months, I was able to earn over $350K in net profit They have strategies that are specifically suited to your long-term objectives and financial aspirations.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you
I started out with a financial advisor called “Lisa Ann Moberly”. Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI. However, do your due diligence before contacting a financial advisor.
I looked up the name and came across her web page, I went through her resume and I must say it was quite impressive. I reached out to her and I have scheduled a call with her.
This lady is a baby mama and a suga momma. This title is misleading.
It said her partner doesnt work, shes actually the one that once worked and now doesnt....
Well at least it wasn't yet another fulltime TH-camr as the example. Now it's a real estate investor while we are on the precipice of probably one of the most severe real estate downturns in generations, might make 2008 look not as bad. Definitely save up that money and be careful about changing jobs every year, in 3-5 years probably will be a GREAT time to invest in real estate.
the new stay at home boyfriend. lolz