BUY THE BOOK NOW! Payment details: The PRICE of the Book is R300 Excluding Courier. Courier is R110 Anywhere in SA(Paxi). Total Cost is R410. Account Holder: P singo Absa Account: 9318857332 Reference: Your Name & Surname Send the proof of payment as well as your address and contact number via WhatsApp: 062 513 0120
Sensible interview, & Financial literacy This sort of discipline happens only when you don't have a drinking habit, a girlfriend, a child and a wife. For a young woman it must begin as early as adolescent years, don't fall for peer pressure its not about the bums but the brains(build up your life) It is important to encourage young men early on, first do not have too many friends but too many hours of self-development. Then socially to cut on alcohol, buy new clothes once a year, help at home once a year and stop lending people money which you never receive back. Be a Christian which decision brings sanity for one's mental health and against all haters and gives a functioning conscience. Then when the time comes as a man to marry and find a woman, it must be one who will compliment you. Marry her don't date unless if you are not in a position to marry then do not have kids spread across the length and breadth of 🇿🇦. Thinking ahead: Have one kid who you'll mentor and continue the legacy
My story is quite similar to yours. I have a 5-year bond for R1.3 million, which I took out in July 2021. I pay R22,700 instead of R13,500, and I have 20 months remaining with an outstanding balance of less than R390,000. The total interest on the bond has been kept below R300,000, instead of the R1.5 million extra, I would have paid over 20 years. Well done, Mr. Singo. It is real, it can be done.
My kids often say that my 18-year-old car embarrasses them🤣 If you saw my pay slip, you might wonder how I manage to make it work. The answer is simple: I’m financially disciplined. I have no store accounts or credit cards, and I’ve developed a culture of saving-a common theme and lifestyle among people who pay off their mortgages in just a few months
I can attest to what Percy is saying, we worked together in 2011, he taught me about saving and living below one's means. Such a disciplined and gentle soul.
00:04 Percy Singo paid off his house in just 3 years through disciplined saving. 02:23 Percy Singo emphasizes lifestyle changes to achieve debt-free living. 06:40 Paying off debt faster saves significant interest costs. 08:48 Paying off debts faster requires extra contributions beyond minimum payments. 13:15 Sacrifice lifestyle for financial benefits to pay off your home quickly. 15:27 Risks in property investment and essential saving strategies. 19:16 Percy uses personal savings to build income-generating properties. 21:06 Empowerment through financial education and investment strategies. 24:50 Investing in townships offers significant financial opportunities. 26:52 Start small in property investment for long-term success. 30:46 Wealthy individuals prioritize assets over material possessions. 32:49 Gratitude expressed for support and assistance.
I never wanted any bond jn my life so I saved up n paid cash, I live a debt free life no bonds,no credit card debt, car payment etc.I live a modest simple life n Iam a cheap guy, it has made my life so much easy.Ive been driving the same car small Toyota from 2014 which i bought cash from my savings to now n still love it.I head a man on radio year back on radio 702 saying "Don't owe anyone anywhere you will have the freedom to tell anyone anywhere anytime where to get off"
@@mankgabanemantlaneni hahahaha last part had me rolling on the floor. But tjo black tax is real. Its as if the spirits know u hv some money saved somewhere. Before u know it thid person needs money for an emergency op, that person urgently needs fees money. For me borrowing from the bank first has always worked because my first oblifation is to see l hv paid them then l attend to my family then if therd is anything else left l can help wherd l can.
Percy is spot on, I settled my bond in 8 years. I'm still saving every penny even today. I'm not a fancy person and thank God I don't succumb to pressure. I still drive my 2004 car which is in mint condition also paid off. I think as a nation we have a bad relationship with money, we think money is for consumption
When he said he’s strategy was to save half of this salary, I was very proud of myself because I’m doing exactly that ❤️🙌🏽May God continue to guide me I’m thankful for the video 🙏🏾
He reminds me of myself , Im saving 13k a month in an investment plan, bought land, saving to build my house, car bought cash and debt free, important thing is working on your credit score, living below your means and spoil yourself once a month. How can we contact this gentleman?
The other thing put your annual bonus towards the bond and stop buying designer clothes and expensive alcohol. Leave an easy life. I used to save a lot when I was earning a little now I'm in debt but I pray God to payout my small debts I will overcome and payout my bond early because I'll put double the money on my bond
Sacrifice the first five years to living a simple life. I like this. I think this can apply even if you've been working for a long time but want to make life changes.
Habits goes a long way. This man started to develop saving habits and lifestyle from his first jo6. He taught himself to save half of his salary that was 6k saving 3k He continued doing that when he got better salary as well
What valuable tips 👍I'm glad I came across this video. I purchased an apartment in 2020 and it took away ALL my R10 000 residual income from my salary. Covid hit and I had to undergo debt review. Fortunately I started a multi level network marketing business in March this year to supplement my income and now I know exactly where to place my monthly profits (R12000) from my newly established business. I am paying off my bond in 3 years. 💃💃💃
This is a very important conversation. To make the story more interesting, it is narrated by someone with lived experience. Not some scammer masquerading as a financial adviser
This is so enlightening, thank you Justice inviting him. Kuddos to Percy for humility by giving lessons without making people who don't save feel horrible about themselves;making his lessons more effective.
The story of my life which many struggle to comprehend. I think Percy’s simple English should be understood by everyone now! Make your decision about lifestyle first. Well-done! Very inspirational 👏🏻👏🏻
Great interview. Very practical not complex or fancy. I'm definitely gonna rearrange somethings TODAY. God knew what he was doing with you from a young age. Learnt finance in church. Such a great testimony.
This guy is full of wisdom. Hearing him talk about his achievements, you can tell he is focused and ambitious. He knows what he wants in life and lives exactly that. I can also tell slay queens will not win here😂
I was able to relate to this soo much. The simple english and tone made it very easy to absorb. Please keep using this kind of communication in your seminars and so forth… 😃
And coming from better family background help a lot . I paid out a lot in short period of time unfortunately I did that for my family now I’m doing things for myself and isn’t an easy task to do but yeah all that is doable. Well-done my brother 🎉
I pay extra on my bond monthly but unfortunately when my finances are not financing i withdraw the extra cash and repeat the same cycle over and over,moving forward I will do better as i have learned a lot from this episode...i respect you my brother for staying so disciplined 🎉
If you are in a corner that would be the first place to tap on before borrowing with interest. However, when things get better you can ask them not to give you access and ask them to capitalise that amount. That is the first place I go to as well.
Don't feel bad. You're the normal bond holder. Life happens. I think you're responding well to it. All you need is to keep your commitment to pay in that extra amount whenever you have it. One day, you'll pay off your bond before the 20 years. Just keep pushing.
This gentleman just motivated me. Im into properties but I just cant understand why am running into a loss and not seeing the profit. Now I have a plan and am going to make it. At some stage I was thinking of giving up cause Tenants in township are headache and having agents running it for you is just waste of time beacuse you still run into the same issue.
Wow! Mr Percy .thanks for the information I am so grateful and impressed. You are God send. May You be blessed and go higher the Sky is the limit bhuti wam.❤
A very big saving. I paid all my annual increase into my bond. All extra money l got l paid it into my bond. An access bond account helped me to move money between the 2 accounts. I paid my bond of over a million rands in 9 years.
Do not look at the capital debt...look at the interest that you are paying. If that is not enough to make you realize that you are throwing money away, then, nothing will be. I took transfer of my second apartment in July 2020. My latest installation on a R2,3 million property is R2900 I told myself long ago that the banks will not get rich through the interests that I pay. I am stingy like that😀
This man is very stingy, haha. We must admit that he's giving solid advice, and what he does requires a ton of discipline. Much respect, Percy. Stinginess is not always a bad thing, as people may make it seem.
Whatever Percy is taking about, I can testify and relate. Yes, it's difficult and challenging when you start, but as you go on, it's easy. Acquiring and building units is the way to go with a lot of financial discipline. With one or no clothing accounts at all you can and you will make it. Also, get an education for you to run your own finances wisely. I have to totally different degrees, but I have also started investing in properties, and I enjoy it. And remember, compete with yourself, and age doesn't matter. It's never too late.
Wow very interesting story. I also believe that as a fellow Civil Engineer, the knowledge from the practice must have given you an advantage in the design of the properties and it has allowed you to save on design costs. Well Done man. This is Black Excellency.
Very interesting and eye opening about what to do with your salary and the sacrifices you hv to do and the consistency to have a better life its possible if you are consistent
This is very informative and how I wish our children would watch this video. I shared this video with my daughters to watch and I hope they will gain more information about saving and investing at the same time.
Thank you so much for making this video, it is very very useful. Ngiyabonga 🙏🏾 I like ".... Your salary is a seed to start your investment portfolio" 🎉 Let he/she who has ears... Hear
Great and accessible podcast, Justify. Even though property isn't my thing, I admire the way Percy has made a success of it. "Live below your means" and "just start and keep going" were my key takeaways from his journey. It's a pity he didn't share the hard lessons he's learnt along the way - there are always plenty of those, and they are very useful motivators for those who may feel discouraged on their wealth-building journeys. Wishing everyone who watches this episode perseverance and great success on your journey to wealth and financial freedom. 😉
This simply means when you qualify for a certain amount , don't take out a loan of that amount; go below that. That's how you will be able to pay extra
BUY THE BOOK NOW!
Payment details:
The PRICE of the Book is R300 Excluding Courier. Courier is R110 Anywhere in SA(Paxi). Total Cost is R410.
Account Holder: P singo
Absa Account: 9318857332
Reference: Your Name & Surname
Send the proof of payment as well as your address and contact number via WhatsApp: 062 513 0120
He can send via pep 60 rand we saving😂😂 thanks
@@BeeMotsi😂😂😂😂
Hi. How can we from Namibia get the book
I can't find it on amazon
Sensible interview,
& Financial literacy
This sort of discipline happens only when you don't have a drinking habit, a girlfriend, a child and a wife. For a young woman it must begin as early as adolescent years, don't fall for peer pressure its not about the bums but the brains(build up your life)
It is important to encourage young men early on, first do not have too many friends but too many hours of self-development.
Then socially to cut on alcohol, buy new clothes once a year, help at home once a year and stop lending people money which you never receive back.
Be a Christian which decision brings sanity for one's mental health and against all haters and gives a functioning conscience.
Then when the time comes as a man to marry and find a woman, it must be one who will compliment you. Marry her don't date unless if you are not in a position to marry then do not have kids spread across the length and breadth of 🇿🇦.
Thinking ahead: Have one kid who you'll mentor and continue the legacy
My story is quite similar to yours. I have a 5-year bond for R1.3 million, which I took out in July 2021. I pay R22,700 instead of R13,500, and I have 20 months remaining with an outstanding balance of less than R390,000. The total interest on the bond has been kept below R300,000, instead of the R1.5 million extra, I would have paid over 20 years. Well done, Mr. Singo. It is real, it can be done.
Yer, thats because you can afford those R20k payments, only a few people xan afford that. What job you have sir ?
My kids often say that my 18-year-old car embarrasses them🤣 If you saw my pay slip, you might wonder how I manage to make it work. The answer is simple: I’m financially disciplined. I have no store accounts or credit cards, and I’ve developed a culture of saving-a common theme and lifestyle among people who pay off their mortgages in just a few months
@@muzinkosi9773You're an amazing example Sir 🙏🏽
What's your profession?@@muzinkosi9773
What's your net between cause you can't just pay 22700 with out proper income
This won’t trend because it’s not drama and has no one’s downfall. Really appreciate such informative content
No it's won't trend cos people don't even have jobs
Your comment is unnecessary
😂😂😂 Yhooo it's true but I am glad I came across this video
I am taking notes
It's going straight to my status. I will make it trend
I can attest to what Percy is saying, we worked together in 2011, he taught me about saving and living below one's means. Such a disciplined and gentle soul.
@Christiano-fclub R3 000 was a lot in 2010.
Ok now, this makes so much sense. No fancy jargon, just clear basic english and basic concepts. Thank you sir.
Simplified it and made it sound so doable.👌
Straight to the point ❤
00:04 Percy Singo paid off his house in just 3 years through disciplined saving.
02:23 Percy Singo emphasizes lifestyle changes to achieve debt-free living.
06:40 Paying off debt faster saves significant interest costs.
08:48 Paying off debts faster requires extra contributions beyond minimum payments.
13:15 Sacrifice lifestyle for financial benefits to pay off your home quickly.
15:27 Risks in property investment and essential saving strategies.
19:16 Percy uses personal savings to build income-generating properties.
21:06 Empowerment through financial education and investment strategies.
24:50 Investing in townships offers significant financial opportunities.
26:52 Start small in property investment for long-term success.
30:46 Wealthy individuals prioritize assets over material possessions.
32:49 Gratitude expressed for support and assistance.
Thank you
You're a literal star!! ✨ Thank you 😊😊
Thank you
Thanj you sir,thats veey eye opening❤
I never wanted any bond jn my life so I saved up n paid cash, I live a debt free life no bonds,no credit card debt, car payment etc.I live a modest simple life n Iam a cheap guy, it has made my life so much easy.Ive been driving the same car small Toyota from 2014 which i bought cash from my savings to now n still love it.I head a man on radio year back on radio 702 saying "Don't owe anyone anywhere you will have the freedom to tell anyone anywhere anytime where to get off"
@@mankgabanemantlaneni hahahaha last part had me rolling on the floor. But tjo black tax is real. Its as if the spirits know u hv some money saved somewhere. Before u know it thid person needs money for an emergency op, that person urgently needs fees money. For me borrowing from the bank first has always worked because my first oblifation is to see l hv paid them then l attend to my family then if therd is anything else left l can help wherd l can.
the conversation we need to have as black people.
Specifically this generation and our kids at home we need to make it a tradition to teach our kids money well there still young.
True that dear
..and coloureds ..eish
@arnoldhanyane true! I'm watching these w my young adults..they can't make the same mistakes I did
Amen my sister
Percy is visionary.
He's a good teacher again.
I'm gonna buy his book with my first salary
If you asked someone who did finance to explain this we would all be lost. See how simple and clear this gentleman put it. 🙏
How refreshing....
A man who understands finances. This is basic, but most our people don't get it.
That lesson from The Church ❤
Percy is spot on, I settled my bond in 8 years. I'm still saving every penny even today. I'm not a fancy person and thank God I don't succumb to pressure. I still drive my 2004 car which is in mint condition also paid off. I think as a nation we have a bad relationship with money, we think money is for consumption
When he said he’s strategy was to save half of this salary, I was very proud of myself because I’m doing exactly that ❤️🙌🏽May God continue to guide me I’m thankful for the video 🙏🏾
My goodness! Please share how you manage to save 50% of your salary if your net is less than R100K per month.
Word of the day “Be accountable for every money you receive”
This video is everyday motivation.. Imagine waking up to this everyday while u planning to get out of debt.
The first 5 years of payment towards a bond goes towards interest. It is better to pay more monthly. Even R200.00 extra makes a difference
Shu the black child needs this man
The secret is learning to manage yourself, the pressures from outside and within. That part!! it is simple and yet so profound.
This is the kind of content e need as south africans to leave a simple life
This is what we wanted to hear as South Africans. Financial freedom. Thank you Sir
He reminds me of myself , Im saving 13k a month in an investment plan, bought land, saving to build my house, car bought cash and debt free, important thing is working on your credit score, living below your means and spoil yourself once a month.
How can we contact this gentleman?
I’m interested in your investment plan, been hearing about investing so would love to learn more
@@pertunialamulame too
The other thing put your annual bonus towards the bond and stop buying designer clothes and expensive alcohol. Leave an easy life. I used to save a lot when I was earning a little now I'm in debt but I pray God to payout my small debts I will overcome and payout my bond early because I'll put double the money on my bond
I want this book. What a humble, intelligent and disciplined individual.
This man is smart and very disciplined!
Sacrifice the first five years to living a simple life. I like this. I think this can apply even if you've been working for a long time but want to make life changes.
What a very inspiring podcast. Respect money and money will respect you.
Well said
I like the discipline...
I am glad he saw the light and think like an investor instead of a saver....
I hope this gets to a million views one day for all Africans coz media never pushes this!
Habits goes a long way.
This man started to develop saving habits and lifestyle from his first jo6. He taught himself to save half of his salary that was 6k saving 3k
He continued doing that when he got better salary as well
What valuable tips 👍I'm glad I came across this video. I purchased an apartment in 2020 and it took away ALL my R10 000 residual income from my salary. Covid hit and I had to undergo debt review. Fortunately I started a multi level network marketing business in March this year to supplement my income and now I know exactly where to place my monthly profits (R12000) from my newly established business. I am paying off my bond in 3 years. 💃💃💃
Mind sharing the side hustle?
I'd like to know more on your networking side hustle
Me too
What is that.
Good presenter...good questions..
Satisfaction answers.. tank u guys..
This is a very important conversation. To make the story more interesting, it is narrated by someone with lived experience. Not some scammer masquerading as a financial adviser
You completely changed my attitude,was paying 18000 instalments for two cars, never again
I learned this from my parents as a child. There's never a reason to pay a bond in over 5 years. If you can pay a car in 4-6, why not a house.
That was priceless education! Make sure to buy your parents presents of gratitude every single Christmas that you have them!! 😉👍
I'm glad I listened to this. I promise myself I will do better starting from now 🙏❤️
This is so enlightening, thank you Justice inviting him. Kuddos to Percy for humility by giving lessons without making people who don't save feel horrible about themselves;making his lessons more effective.
I thank God I watched this. This is the information we need❤
The story of my life which many struggle to comprehend. I think Percy’s simple English should be understood by everyone now! Make your decision about lifestyle first. Well-done! Very inspirational 👏🏻👏🏻
Great interview. Very practical not complex or fancy. I'm definitely gonna rearrange somethings TODAY. God knew what he was doing with you from a young age.
Learnt finance in church. Such a great testimony.
This guy is full of wisdom. Hearing him talk about his achievements, you can tell he is focused and ambitious. He knows what he wants in life and lives exactly that.
I can also tell slay queens will not win here😂
mhk! thank you so much my brother,great timing to listen.my 2025 will never be the same
I was able to relate to this soo much. The simple english and tone made it very easy to absorb. Please keep using this kind of communication in your seminars and so forth… 😃
And coming from better family background help a lot .
I paid out a lot in short period of time unfortunately I did that for my family now I’m doing things for myself and isn’t an easy task to do but yeah all that is doable. Well-done my brother 🎉
BEST INTERVIEW EVER😎
I loved everything about this episode! 'Saying you can't save is admitting that you can't manage yourself'. Word 👏
Wow, we really need ds as society. People are drowning in debts and it's painful
I pay extra on my bond monthly but unfortunately when my finances are not financing i withdraw the extra cash and repeat the same cycle over and over,moving forward I will do better as i have learned a lot from this episode...i respect you my brother for staying so disciplined 🎉
Close the access to your bond.
You can instruct your bank to close the access account.
If you are in a corner that would be the first place to tap on before borrowing with interest. However, when things get better you can ask them not to give you access and ask them to capitalise that amount. That is the first place I go to as well.
Keep on
Don't feel bad. You're the normal bond holder. Life happens. I think you're responding well to it. All you need is to keep your commitment to pay in that extra amount whenever you have it. One day, you'll pay off your bond before the 20 years. Just keep pushing.
Amen
Church taught me about finances that’s why I know the difference between the two English words “saving” and “investing”
Good church you go to. A lot are only interested in collecting 10% from you.
Yoooooo I wish I received these kind of financial literacy on my first job after school, even now am still in debt
Same here....😢
I'm inspired by Percy....we need more conversations like this
As a uni student this has opened my eyes. There were soo many mistakes I made in terms of saving in my first year!!! This has really helped me
Excellent interview. I was totally inspired by this humble man.
I really enjoyed this insert 😭, this is a smart man . Thank you so much .
This gentleman just motivated me. Im into properties but I just cant understand why am running into a loss and not seeing the profit. Now I have a plan and am going to make it. At some stage I was thinking of giving up cause Tenants in township are headache and having agents running it for you is just waste of time beacuse you still run into the same issue.
Good luck with your plan!
Fantastic conversation, with an honest and uncomplicated guest.
22:06 I can’t wait to place my order, very informative. Percy is intelligent.thank you for sharing your experience and knowledge with us
Oh my goodness I looove this. God bless and multiply the work of your hands sir
he earns good money honestly...
Wow! Mr Percy .thanks for the information I am so grateful and impressed. You are God send. May You be blessed and go higher the Sky is the limit bhuti wam.❤
Powerful we need part 2
A very big saving. I paid all my annual increase into my bond. All extra money l got l paid it into my bond. An access bond account helped me to move money between the 2 accounts. I paid my bond of over a million rands in 9 years.
Congratulations and Well done!!! 👏👏👏😊👍
Yohhh I’ve learnt alot I needed this guy to teach me something
Very very good sound advice. A book in 33 minutes.
Owning a home is my biggest dream
May God bless you with it soon 🙏
@Private_accountsssssss I recieve my brother
Ndivuke ndithi phakamani my house needs to rest a buit niyayisinda lol...
Me too
God bless you as you plan
My dad advised me about this a few months ago and I am definitely using this method when I buy a house or car.
Thank you for sharing this wisdom. I hope to turn my finances around.
What an advise at a right time, just when I am busy sorting my debts and buy myself that property. Thank you Percy I want that book.
Woooooooow this episode just opened my eyes
👏👏 Syabonga
Kudos to the host, he was well prepared.
I am here to learn from this master!
I need to change my spending habits 😢. Such an educational podcast, thank you.
Saving is the way to go, I have achieved a lot and still working torwards achieving more. Thank you for this interview.
Do not look at the capital debt...look at the interest that you are paying. If that is not enough to make you realize that you are throwing money away, then, nothing will be.
I took transfer of my second apartment in July 2020. My latest installation on a R2,3 million property is R2900
I told myself long ago that the banks will not get rich through the interests that I pay. I am stingy like that😀
Thank you brother for sharing this i’ve been saying that bond is a scam that is been scamming our parents
This man is very stingy, haha. We must admit that he's giving solid advice, and what he does requires a ton of discipline. Much respect, Percy. Stinginess is not always a bad thing, as people may make it seem.
Woooooow❤❤ when i buy a car, i will make sure in two years am done
Whatever Percy is taking about, I can testify and relate. Yes, it's difficult and challenging when you start, but as you go on, it's easy. Acquiring and building units is the way to go with a lot of financial discipline. With one or no clothing accounts at all you can and you will make it. Also, get an education for you to run your own finances wisely.
I have to totally different degrees, but I have also started investing in properties, and I enjoy it. And remember, compete with yourself, and age doesn't matter. It's never too late.
"I'm always living below my means" Wise words from a very wise man.Thanks my dear humble brother,fly high,the world is waiting for you❤
Wow very interesting story. I also believe that as a fellow Civil Engineer, the knowledge from the practice must have given you an advantage in the design of the properties and it has allowed you to save on design costs. Well Done man. This is Black Excellency.
Thanks Mr Singo you are a real breath of fresh air, i m impressed by your journey, stay blessed.
This guy reminds me so much of my Dad
If we could be disciplined like our parents we'd be far.
It is always eye opening and so refreshing to listen to Percy... Definitely gettig myself the book
Very interesting and eye opening about what to do with your salary and the sacrifices you hv to do and the consistency to have a better life its possible if you are consistent
Thank you for the brilliant teaching. You are so smart
This is very informative and how I wish our children would watch this video. I shared this video with my daughters to watch and I hope they will gain more information about saving and investing at the same time.
Mr Singo, free financial education 🙌🙌
Good interview from both sides. Im 24 and it has been really helpful. Siyabonga bafwethu
Well done and welcome to the club! On track to pay off a 3rd one in similar time frame.
Thank you so much for making this video, it is very very useful. Ngiyabonga 🙏🏾
I like ".... Your salary is a seed to start your investment portfolio" 🎉
Let he/she who has ears... Hear
I love this and have learnt a lot. Thank you for this great content 🙏🏾
Best episode I watched today.
I really enjoyed to humble realistic talk ! A reminder to build wealth n stop chasing clout
Great and accessible podcast, Justify. Even though property isn't my thing, I admire the way Percy has made a success of it. "Live below your means" and "just start and keep going" were my key takeaways from his journey. It's a pity he didn't share the hard lessons he's learnt along the way - there are always plenty of those, and they are very useful motivators for those who may feel discouraged on their wealth-building journeys. Wishing everyone who watches this episode perseverance and great success on your journey to wealth and financial freedom. 😉
Great interview. Very informative and practical. Thanks Percy!
Very powerful and motivating. Thank you very much
This simply means when you qualify for a certain amount , don't take out a loan of that amount; go below that. That's how you will be able to pay extra
This is very inspirational. I'm definitely getting my self this book.
I wish people did not rush to move out of home. Delay that step for as long as you can, and try to live peaceably with your family.
Some homes are toxic
More content like this please!
I must apologize to my first love, money, as we have been apart for much too long 😪.
I bought mine in 2001 at R120 000 in 2013 sold for R540 000