5 Best Personal Loan Options For Most Credit Scores

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  • เผยแพร่เมื่อ 21 เม.ย. 2023
  • Bad Credit Personal Loans - bit.ly/43WGt8J
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    Discover Untapped Options for Loans with Less Than Perfect Credit

ความคิดเห็น • 123

  • @850club
    @850club  11 หลายเดือนก่อน +14

    Bad Credit Personal Loans - bit.ly/43WGt8J
    Fair/Good Credit Personal Loans
    Upstart Personal Loans- bit.ly/3qZ5WMC
    Download Our Free E-Book: Everything You Need To Know About Credit
    bit.ly/3lfcHe3?r=lp

  • @jacobmccullough4261
    @jacobmccullough4261 3 หลายเดือนก่อน +7

    I’m currently looking to get a car loan but I take care of my own finances and I rent my own apartment. I’m 19 so I’m not too knowledgeable on these kind of things yet

  • @NobodyUR
    @NobodyUR 6 หลายเดือนก่อน +28

    Lending club has saved my ass a few times. Start their they won’t do a hard inquiry usually until your 95 percent likely to get approved. That and you can move the payment at least once without question. I have my mortgage due the 15th so I set lending club to 31st which means they will take it automatically at the end of each month feb 28, another month the 30th , unless there’s a 31st I’m which they will draw it on that date.
    They have better rates when it was peer to peer but they no longer are in the peer to peer few are now

    • @Hippieeeee
      @Hippieeeee 29 วันที่ผ่านมา

      Hey bro how can I contact you for questions regarding them??

    • @crazyjrp
      @crazyjrp 2 วันที่ผ่านมา

      I did the Lending Tree years ago to pay off a loan, and to help with my credit.

    • @NobodyUR
      @NobodyUR 13 ชั่วโมงที่ผ่านมา

      @@crazyjrp lending tree is a loan aggregator for multiple partner lenders. You may have gotten a loan offer on lending club on that platform though. Either way all good ✌️

  • @ardiehudson3337
    @ardiehudson3337 11 หลายเดือนก่อน +172

    They all denied me 😂

    • @850club
      @850club  11 หลายเดือนก่อน +15

      Lets fix that! You should consider becoming a TH-cam Member on this channel so we can help you improve your score and answer ALL of your Credit questions every week 🙌🏿. Click "Join" on any video or the channel homepage as we are going live again soon 🚀😎

    • @irayonjones626
      @irayonjones626 10 หลายเดือนก่อน +9

      Same

    • @AthletesTheory
      @AthletesTheory 10 หลายเดือนก่อน +2

      Lol

    • @joshgathers4108
      @joshgathers4108 9 หลายเดือนก่อน +2

      Same

    • @witt6131
      @witt6131 8 หลายเดือนก่อน +34

      😂😂😂😂😂😂 boi dis shit get real out here

  • @coreygoree1256
    @coreygoree1256 2 หลายเดือนก่อน +1

    Love it ❤️

  • @barrybeard2561
    @barrybeard2561 5 หลายเดือนก่อน +7

    Who would in there right mind get a loan at 28% percent interest

  • @titusnixon
    @titusnixon 7 หลายเดือนก่อน +1

    with those leaders you better off using your credit card. I get email from them somehow, and their rates are insane. I know you need a mix of financial product, but not like that. Those are sub-prime Leanders, there a step above pay day lenders

  • @platano3000x
    @platano3000x 5 หลายเดือนก่อน +1

    The thing i had most of those avant was great but i messed up by doing bankruptcy now cant get a loan out there to build my credit

  • @MonrowNephewHerrod
    @MonrowNephewHerrod 11 หลายเดือนก่อน +88

    My credit score is 609 and still got denied by upstart.. ALL CAP!

    • @christopheribarra1838
      @christopheribarra1838 11 หลายเดือนก่อน +8

      Damn man I'll let u know how it goes for me 😂😅

    • @850club
      @850club  11 หลายเดือนก่อน +32

      It's more than the score bro. Income, accounts, etc play a role as well. Scores alone don't guarantee an automatic yes boss.

    • @MonrowNephewHerrod
      @MonrowNephewHerrod 11 หลายเดือนก่อน +20

      Negro all my accounts are paid in full and all o have is four paid in full accounts

    • @yesimladyp4967
      @yesimladyp4967 10 หลายเดือนก่อน +12

      @@MonrowNephewHerrodthat’s why. You have too few paid accounts. And if they’re not all active that’s even worse.

    • @favoredone1222
      @favoredone1222 10 หลายเดือนก่อน

      Same

  • @Fresnorth1300
    @Fresnorth1300 6 หลายเดือนก่อน +63

    I’m at 821 and still got denied 🤦‍♂️

    • @nivedlahash2699
      @nivedlahash2699 6 หลายเดือนก่อน

      @@jayroberts1678lmfboooo you feel me

    • @vivenams3559
      @vivenams3559 6 หลายเดือนก่อน +2

      HOW????

    • @kourronburkes1808
      @kourronburkes1808 6 หลายเดือนก่อน +13

      If you apply and your income is being largely consumed then that’s a factor. Just say you don’t pay as much in bills so you can free up your capital

    • @dani9954
      @dani9954 5 หลายเดือนก่อน +7

      My friend had really good credit like you but he had to get a co-signer to buy a new car because he didn’t have a 2 year credit history. So you could get denied for a loan because you have a short credit history 🤷‍♂️

    • @Elanjdriab23
      @Elanjdriab23 5 หลายเดือนก่อน +5

      Same I’m at 821 and stillll was denied . I’m over it

  • @cecejay4life491
    @cecejay4life491 7 หลายเดือนก่อน +5

    They all denied me 🤦🏻‍♂️

  • @jayk5114
    @jayk5114 11 วันที่ผ่านมา

    I have a 580 FICO and every single one of these lenders, even the ones that say bad credit is okay, always decline me. I make like 40k a year but half of it is in cash tips, not in my bank account so I guess they only go based on what's in my account but I still would have enough to pay them considering I only need around 2.5k for the loan. What should I do?

    • @NebraskaFalls-ee7qp
      @NebraskaFalls-ee7qp 7 วันที่ผ่านมา

      You have to lie about your income , have someone make stubs if needed and always say 55, 000 plus . It sucks but truth

  • @clintkillzbeatz330
    @clintkillzbeatz330 หลายเดือนก่อน +1

    Well what about 700s credit score

  • @jayyaguirre9376
    @jayyaguirre9376 7 หลายเดือนก่อน +1

    Can you co sign a loan? If you can then would a credit score of 650 be good with a salary of 100k, could I get approved? I’m the one with the income and my co signer has the credit but a really low income

    • @850club
      @850club  7 หลายเดือนก่อน

      Absolutely! Thanks for watching and subscribing 😎

  • @user-il6sq8rx7y
    @user-il6sq8rx7y 9 หลายเดือนก่อน +19

    All of those require a 620 score

    • @850club
      @850club  9 หลายเดือนก่อน +1

      Many of them, yes. If you want more options for lower scores, you can try - bit.ly/43WGt8J

    • @user-il6sq8rx7y
      @user-il6sq8rx7y 9 หลายเดือนก่อน

      @@850club that isn’t a lender.

    • @blyssthaengineer4281
      @blyssthaengineer4281 2 หลายเดือนก่อน

      I still got denied w a 624

  • @Moneykingkevo
    @Moneykingkevo หลายเดือนก่อน +1

    The unicorn card will fix your credit score

  • @benjaminmccarter4318
    @benjaminmccarter4318 6 หลายเดือนก่อน +2

    Ok and what about when they all deny u with a 680 credit score?? What now?

    • @850club
      @850club  6 หลายเดือนก่อน +2

      We suggest trying again in 30 days. You can also call each of them to find out why you were denied. It also could be the amount you were looking to get approved for as well. Keep us posted 😎

  • @tyler238
    @tyler238 ปีที่แล้ว +10

    Are they’re interest rates really high or something? What’s there catch?

    • @850club
      @850club  ปีที่แล้ว +12

      No catch at all. The rates are based on the scores of course but worth the Soft Pull to see what can be approved etc. Thanks for watching and subscribing 😎

    • @crystal6770
      @crystal6770 ปีที่แล้ว +5

      It all be good to know which credit bureaus they pull from.

    • @seana601
      @seana601 11 หลายเดือนก่อน

      How to apply

    • @Whyineedahandle
      @Whyineedahandle 11 หลายเดือนก่อน +3

      @@seana601go onto the site and apply. What you mean? He can’t do the whole process for you

    • @JAnchorYouTube
      @JAnchorYouTube 8 หลายเดือนก่อน

      @@crystal6770they look at all

  • @lindajuste3401
    @lindajuste3401 11 หลายเดือนก่อน +9

    They charge a high Regination rate

    • @smallbiznetwork5616
      @smallbiznetwork5616 8 หลายเดือนก่อน

      Hello. Are you looking to get a loan with low interest rate ?

    • @All_glory_to_jesus_
      @All_glory_to_jesus_ 8 หลายเดือนก่อน

      @@smallbiznetwork5616you do loans?

  • @RetainTV
    @RetainTV 8 หลายเดือนก่อน +26

    Have a 722 got denied lol

    • @smallbiznetwork5616
      @smallbiznetwork5616 8 หลายเดือนก่อน

      Hello buddy .Do you still need help with this ?

    • @winstonharper67
      @winstonharper67 7 หลายเดือนก่อน +3

      How is that possible?

    • @platano3000x
      @platano3000x 5 หลายเดือนก่อน

      Huh 723 is great i used to be on 600 something when i was approved avant is great wish i can go back but messup my credit now lol

  • @Christiangrey999
    @Christiangrey999 7 หลายเดือนก่อน +4

    I have a 750 credit score where should I go to get a loan?

    • @850club
      @850club  7 หลายเดือนก่อน

      I say start with any of the options I mentioned as they are all soft pulls. Once you see the terms you want, you can choose one. Thanks for watching and subscribing 😎

    • @Neiri-qg2wk
      @Neiri-qg2wk 4 หลายเดือนก่อน +1

      Credit union. Personal line of credit is your best option

  • @dumbshi1023
    @dumbshi1023 10 หลายเดือนก่อน

    Genius

  • @johanwelss-fo2tt
    @johanwelss-fo2tt 7 หลายเดือนก่อน

    i need home loans

  • @jmaurice72
    @jmaurice72 7 หลายเดือนก่อน +1

    Listen guys I have a credit score of 712 and still got denied so....

    • @850club
      @850club  7 หลายเดือนก่อน

      It's could be your current debt to income ratio, or credit history boss. This companies survive off of giving loans so trust me, they want you to have the money. We just have to keep doing what you're doing boss 😎

  • @tjsg2011
    @tjsg2011 8 หลายเดือนก่อน +2

    What is the difference between Upstart and Upgrade?

    • @smallbiznetwork5616
      @smallbiznetwork5616 8 หลายเดือนก่อน

      Hello. Are you looking to get a loan with low interest rate ?

  • @CPMWork1-br7mc
    @CPMWork1-br7mc 3 หลายเดือนก่อน

    ❤❤❤

  • @Billybaconandeggs
    @Billybaconandeggs 7 หลายเดือนก่อน

    they all denied me

  • @1lovisions355
    @1lovisions355 หลายเดือนก่อน +1

    Don’t waste y’all time guys.

  • @brooklygirl1
    @brooklygirl1 7 หลายเดือนก่อน +1

    My credit score is 520 to 530 None of those will take me

    • @850club
      @850club  7 หลายเดือนก่อน +1

      Lets us help you with a custom Game Plan! Or become a member so we can answer your credit questions. You deserve more than that score. Email us when you can at Info@the850club.com Let's go 🚀

  • @alonzocrawford7495
    @alonzocrawford7495 9 หลายเดือนก่อน +2

    I hav a question? How long should it take to pay off 5000 loan ?

    • @850club
      @850club  8 หลายเดือนก่อน +1

      Depends on the rate and term unfortunately. Thanks for watching and subscribing 😎

    • @smallbiznetwork5616
      @smallbiznetwork5616 8 หลายเดือนก่อน +1

      Hello. Are you looking to get a loan with low interest rate ?

  • @cal1believer
    @cal1believer 3 หลายเดือนก่อน

    My credit score is 4.00

  • @rrhopewell
    @rrhopewell 7 หลายเดือนก่อน +1

    It didn’t work for me 🥺

    • @850club
      @850club  7 หลายเดือนก่อน

      No worries. We may have to increase your score. Grab our free ebook or Advanced Credit Blueprint at www.park850.com to increase your credit score 🚀 Thanks for watching and subscribing 😎

  • @kscanlan5442
    @kscanlan5442 4 ชั่วโมงที่ผ่านมา

    🤔🤐

  • @DareAjStash
    @DareAjStash 5 หลายเดือนก่อน

    Don’t apply for nun of these spot they all horrible maybe rok financial or bhg loans

  • @SIXFIGURECPNS
    @SIXFIGURECPNS 9 หลายเดือนก่อน +5

    All false info if you have bad credit you won’t get approved. Shit has to be 700+

    • @850club
      @850club  8 หลายเดือนก่อน +1

      Did you apply or this your opinion?

    • @SonicBoomC98
      @SonicBoomC98 7 หลายเดือนก่อน +1

      I disagree depending on who you go to. I had Avant once before when I knew my credit was trash..Discover works better if you have an account with them

    • @nogenre5792
      @nogenre5792 7 หลายเดือนก่อน

      @@SonicBoomC98discover is a better choice if you already have an account with them

  • @rubenluvsmig
    @rubenluvsmig 16 ชั่วโมงที่ผ่านมา

    Bad information here

  • @TheeOwlette
    @TheeOwlette 3 หลายเดือนก่อน +1

    Why do they care about college

    • @850club
      @850club  3 หลายเดือนก่อน

      Great question. It's just a another positive thing to consider on your application Outside of just your credit score

  • @vendrick4571
    @vendrick4571 6 หลายเดือนก่อน +2

    I have a 757 credit score and got denied what the fuck. I put in for a loan of 6,500$

    • @SonicBoomC98
      @SonicBoomC98 5 หลายเดือนก่อน +1

      These places are full of crap, especially the ones that claim credit is guaranteed or they don't do a credit check

    • @Neiri-qg2wk
      @Neiri-qg2wk 4 หลายเดือนก่อน

      Go to a credit union for a personal line of credit

  • @Gator3000
    @Gator3000 5 หลายเดือนก่อน

    Would if you below 500??? Lol

  • @boricuacx4
    @boricuacx4 10 หลายเดือนก่อน +1

    Rip off

    • @smallbiznetwork5616
      @smallbiznetwork5616 8 หลายเดือนก่อน

      Hello. Are you looking to get a loan with low interest rate ?

  • @yungjohnson76
    @yungjohnson76 7 หลายเดือนก่อน

    Oh yea they suck

  • @Ylime28
    @Ylime28 8 หลายเดือนก่อน +2

    Burnt egg 🥚

  • @antwanmeave8504
    @antwanmeave8504 7 หลายเดือนก่อน +4

    upstart approved me thanks

    • @850club
      @850club  7 หลายเดือนก่อน +1

      Congrats boss 😎

    • @jermariangreen3455
      @jermariangreen3455 18 ชั่วโมงที่ผ่านมา +1

      What did you do to get approved?