I've become increasingly better at budgeting over the years & then even more while getting into minimalism a couple years ago. Your videos are so fun & informational in an easy to understand way and I appreciate that! It's like having a financial advisor in my pocket whispering "you don't need to buy that." 😃!
Pay bills when they arrive is a habit I've had for years and it's great to just know those obligations are dealt with and see what you are really working with as a stock pile afterwards. I often find when asked about budgeting from friends people think they take home more pay than they do so they never budget on the right amount. Love your videos! If you ever get in to investing in the American markets please do videos!
I would love you to do a giveaway of a 30min chat/planning session with you! As a young woman with a new small business it would be great to be able to talk to another woman about finances!
I like all the rituals except #5 as we use a combination of budgeting and credit cards (which we pay in full every month) and then we take advantage of companies who offer bonus qantas frequent flyer points if you spend a certain amount within a timeframe (which we budgeted we would have anyhow). By doing this we have managed to purchase 3 return tickets from Adelaide to Dallas for a holiday we are taking this year using only frequent flyer points, so thats at least a saving of $3, 000!!!
I just wanted to say thank you for making finances easily understood and manageable! I love all of your videos, not just the ones about wealth/finances. I know beauty isn't really the point of your channel, but you always look so polished and put together. I would love a sneak at your makeup bag or a "get ready with me"! 😊
I have for years whenever I do use cash and get a $5.00 bill, I restrict myself from spending it. When I reach $100.00 , I start over and continue the process. It has helped me build my savings tremendously.
Thanks for listing all your make up! I was wondering what you were wearing in the video and was very happy to discover all the details in the information box. And of course also a lot of thanks for all the great tips and tricks and life style hacks. I really do enjoy your videos greatly!!
Mike Hunt Is Wet Hey Mike, my father was a gambling addict which bankrupted my family. I learnt good financial habits on my own, but recently my mother in law was diagnosed with an unfortunate illness and my husband and I are paying for her medical bills. Money worries have always been a problem for me but Canna helps me get my finances back and track and helps me feel like there's a future with opportunities I'm creating. I appreciate her advice & that's why I left my comment. I hope you have a lovely evening & are free from any such troubles.
Hi Canna. Thanks for your video. As always I got something out of it. But the link to your earlier video about 5 habits of your clients didn't work. Please can you post the link again. Thanks. 😊
Some people don't really see the point in paying for stuff in cash (instead of pulling your card) but I do think it makes a difference. It makes you want to spend less or reconsider your purchase. I have a budget for myself every month that I can use for dinner, drinks or make up or things like that ( stuff that I run out of and need to repurchase) and I haven't even touched a single penny yet :) I feel proud. Every penny that I don't spend that month I will save and put in an envelope and put it away. I am not sure what the destination of these extra savings will be but I think it will go towards my holiday at the end of may.
I think tip #5 is great! at first, I too thought that it was very inconvenient when u mentioned it but yeah, you are right. usually when I pay with cash, I'm more conscience about my spending. cause I have only limit of what I can spend n what I can bring in my wallet. whereas with my debit card, I have my whole salary as a limit.
We usually pay for everything on credit card then pay our income into our offset and pay it off each month in full but this means we don't actually have any cash. Is it better to build up savings and store that in the offset rather than the offset being emptied each month? I feel like we really need to change how we do things, it's almost like we are a month behind each month
I think that's very sensible Emma... I try and use cash when I can as well... It's amazing how it can stop you from purchasing something if you don't have enough cash in your wallet! xCC
I am very excited for your app! I use cash more often and every single coin I get back in change goes into a coin container at the end of the day. I have $145 saved so far (it is an electronic coin counter). once it is filled I will put it in my savings! :) I love your tip videos. looking forward to Frugal February video.
I love these videos Canna - I had to chuckle when I did 4000 AUD to GBP. Me thinks the cost of living in Aus must be extortionate or I need a new job!!
So happy to hear you are creating an app! Will it be based in Australian dollars only or will it be available to us outside of Australia? Love your videos, they are so inspirational.
Hi Canna! Great video!!! Just wondering what you think about people starting a small share/ETF/managed fund portfolio whilst also paying off your mortgage? They say you should pay down your mortgage quickly but by the time your mortgage is gone there won't be as many years for your portfolio to grow? Just wondering if it's sensible for people to have the best of both words by paying down good mortgage AND starting a small investment portfolio? Thanks again for the vid- love your work :)
Hi there, my video on How To Build Wealth | Debt & Investing should help answer all your questions, here is the link for you th-cam.com/video/bsM_JDUY4-w/w-d-xo.html... Unfortunately I can't give you a definite answer because I don't know your financial history and current situation. xCC
hello! first of all, I love your videos! I truly feel inspired after watching them. I'm curious as to your thoughts/opinion on credit cards that have some sort of a "cash back" incentive, whether it be actual cash back or points that can be redeemed for something. Hoping to see a video about this soon. Take care, xo.
Hi Chelle, my video on Credit Card Debt - How To Use Credit Cards Wisely! should answer all your credit card queries and concerns... Don't forget to look in the description box for the links to help you choose the right card for you! th-cam.com/video/90XQwYCiZ6c/w-d-xo.html xCC
Hey,could you be so kind to recommend me some of your favorite investing books,im still new to stocks and stuff and kinda confused,your book recommendation would be so helpful,Thank you.
Hi there, I have already done a video on My Top 4 Recommended Money & Finance Books, here is the link for you th-cam.com/video/C05HarT9OFY/w-d-xo.html and also Motivated Money - My favourite book th-cam.com/video/C05HarT9OFY/w-d-xo.html xCC
Hey,i just watched the video i really liked it and i will read some of books for sure,but im not sure if any of them is about stocks/shares ,they seem to be about money/wealth in general,am i wrong?i would really like to read some
Here is the link to an interview with Peter Thornhill about his book "Motivated Money" it is about using your money and investing...th-cam.com/video/s-6LwJEQZaU/w-d-xo.html and here is the link to investing and shares / Peter's stories! th-cam.com/video/s-6LwJEQZaU/w-d-xo.html xCC
The problem I want to point out with paying for everything in cash is that if you pay for large purchases in cash, the government gets suspicious. I had a friend who was a waiter so he bought everything from tips and the police thought he was a drug dealer
Siobhan O'Connell gosh! Well firstly I am glad to hear that he wasn't a drug dealer but at the end of the day he wasn't doing anything bad and the government can suspect anything they like but your friend was being wise and sensible with his cash. So he is in the clear! xCC
re the coffee comment, if you live in the UK and have a local waitrose, get a waitrose card (free) and you can get one free cup of coffee a day. Great cheap way to meet a friend / have a lunch break without spending money xxx
Sugar Mamma when I was younger I'd get the train to work and buy a cappuccino everyday at the station, one day realised I was spending £40 on cappuccinos!! What a waste!!
I've become increasingly better at budgeting over the years & then even more while getting into minimalism a couple years ago. Your videos are so fun & informational in an easy to understand way and I appreciate that! It's like having a financial advisor in my pocket whispering "you don't need to buy that." 😃!
Pay bills when they arrive is a habit I've had for years and it's great to just know those obligations are dealt with and see what you are really working with as a stock pile afterwards. I often find when asked about budgeting from friends people think they take home more pay than they do so they never budget on the right amount. Love your videos! If you ever get in to investing in the American markets please do videos!
I would love you to do a giveaway of a 30min chat/planning session with you! As a young woman with a new small business it would be great to be able to talk to another woman about finances!
I like all the rituals except #5 as we use a combination of budgeting and credit cards (which we pay in full every month) and then we take advantage of companies who offer bonus qantas frequent flyer points if you spend a certain amount within a timeframe (which we budgeted we would have anyhow). By doing this we have managed to purchase 3 return tickets from Adelaide to Dallas for a holiday we are taking this year using only frequent flyer points, so thats at least a saving of $3, 000!!!
so excited for the budget app! xx
Jo U me too!
I just wanted to say thank you for making finances easily understood and manageable! I love all of your videos, not just the ones about wealth/finances. I know beauty isn't really the point of your channel, but you always look so polished and put together. I would love a sneak at your makeup bag or a "get ready with me"! 😊
Thank you! I will be publishing a makeup video soon so stay tuned! xCC
These videos are whats keeping me on track with my budget this year. Please keep them coming Canna! :)
Bindi Bryce Thank you so much for the great feedback... these kind of comments keep me motivated to make more! xCC
OMG the tip number 2 is soooo creative! Love it. Thank you Canna!❤
Sarra Chib thank you! This is the focus around The $1,000 Project xCC
I have for years whenever I do use cash and get a $5.00 bill, I restrict myself from spending it. When I reach $100.00 , I start over and continue the process. It has helped me build my savings tremendously.
I love this idea... thank you for sharing with us Thelma! xCC
Thanks for listing all your make up! I was wondering what you were wearing in the video and was very happy to discover all the details in the information box.
And of course also a lot of thanks for all the great tips and tricks and life style hacks. I really do enjoy your videos greatly!!
mswindkind my pleasure! I will be sharing make up details in most videos now! xCC
You are doing such important work!! Thank you for your advice.
Mike Hunt Is Wet Hey Mike, my father was a gambling addict which bankrupted my family. I learnt good financial habits on my own, but recently my mother in law was diagnosed with an unfortunate illness and my husband and I are paying for her medical bills. Money worries have always been a problem for me but Canna helps me get my finances back and track and helps me feel like there's a future with opportunities I'm creating. I appreciate her advice & that's why I left my comment. I hope you have a lovely evening & are free from any such troubles.
Wonderful advice Canna! 🤗 thank you!! xx
My pleasure Zoey! xCC
Love this Canna, they are all fantastic and I especially like no2 - thank you so much for sharing !
Thanks for the great feedback Andy! xCC
Hi Canna. Thanks for your video. As always I got something out of it. But the link to your earlier video about 5 habits of your clients didn't work. Please can you post the link again. Thanks. 😊
i have been re-watching some of your old videos again, can't wait to try your application when it is out.
Tsvetelina Peeva hopefully it won't be too much longer! xCC
thank you for replying back Canna, your channel is such an inspiration.
Super excited for your app!
Brooke Meredith thank you! Hopefully June will be the month it launches! xCC
This is great! So important
thanks a lot.
Excelent information, I do the five rituals you said now I see that I'm not the only one. Kisses to you beautiful Sugar Mama.
I do like your videos. thank you for sharing
Thank you for watching Natalia xCC
Some people don't really see the point in paying for stuff in cash (instead of pulling your card) but I do think it makes a difference. It makes you want to spend less or reconsider your purchase. I have a budget for myself every month that I can use for dinner, drinks or make up or things like that ( stuff that I run out of and need to repurchase) and I haven't even touched a single penny yet :) I feel proud. Every penny that I don't spend that month I will save and put in an envelope and put it away. I am not sure what the destination of these extra savings will be but I think it will go towards my holiday at the end of may.
I love these ideas Diane! Thank you for sharing them with us all! xCC
Any video for fitness regime of yours? Love your TV:)
I think tip #5 is great! at first, I too thought that it was very inconvenient when u mentioned it but yeah, you are right. usually when I pay with cash, I'm more conscience about my spending. cause I have only limit of what I can spend n what I can bring in my wallet. whereas with my debit card, I have my whole salary as a limit.
Exactly! It can be risky having full access to your debit card when buying things particularly when your whole salary is in it! xCC
"Good", very good 😀😎😀
We usually pay for everything on credit card then pay our income into our offset and pay it off each month in full but this means we don't actually have any cash. Is it better to build up savings and store that in the offset rather than the offset being emptied each month? I feel like we really need to change how we do things, it's almost like we are a month behind each month
I've just gone for cash this month, it's made me more responsible with my budgets.
I think that's very sensible Emma... I try and use cash when I can as well... It's amazing how it can stop you from purchasing something if you don't have enough cash in your wallet! xCC
Very nice and inspiring video. :)
sdctx17 Thank you! xCC
I used my pay raise money for a trip to Yosemite... does that count?
I am very excited for your app! I use cash more often and every single coin I get back in change goes into a coin container at the end of the day. I have $145 saved so far (it is an electronic coin counter). once it is filled I will put it in my savings! :) I love your tip videos. looking forward to Frugal February video.
I love this idea Amanda! Coins really do add up! xCC
I love these videos Canna - I had to chuckle when I did 4000 AUD to GBP. Me thinks the cost of living in Aus must be extortionate or I need a new job!!
I love your videos. Xo from Paris
Oh thank you! xCC
So happy to hear you are creating an app! Will it be based in Australian dollars only or will it be available to us outside of Australia? Love your videos, they are so inspirational.
It will be available to everyone! xCC
Hi Canna! Great video!!! Just wondering what you think about people starting a small share/ETF/managed fund portfolio whilst also paying off your mortgage? They say you should pay down your mortgage quickly but by the time your mortgage is gone there won't be as many years for your portfolio to grow? Just wondering if it's sensible for people to have the best of both words by paying down good mortgage AND starting a small investment portfolio? Thanks again for the vid- love your work :)
Hi there, my video on How To Build Wealth | Debt & Investing should help answer all your questions, here is the link for you th-cam.com/video/bsM_JDUY4-w/w-d-xo.html... Unfortunately I can't give you a definite answer because I don't know your financial history and current situation. xCC
Can you do a video on what to do with your tax refund check
hello! first of all, I love your videos! I truly feel inspired after watching them. I'm curious as to your thoughts/opinion on credit cards that have some sort of a "cash back" incentive, whether it be actual cash back or points that can be redeemed for something. Hoping to see a video about this soon. Take care, xo.
Hi Chelle, my video on Credit Card Debt - How To Use Credit Cards Wisely! should answer all your credit card queries and concerns... Don't forget to look in the description box for the links to help you choose the right card for you! th-cam.com/video/90XQwYCiZ6c/w-d-xo.html xCC
Hey,could you be so kind to recommend me some of your favorite investing books,im still new to stocks and stuff and kinda confused,your book recommendation would be so helpful,Thank you.
Hi there, I have already done a video on My Top 4 Recommended Money & Finance Books, here is the link for you th-cam.com/video/C05HarT9OFY/w-d-xo.html and also Motivated Money - My favourite book th-cam.com/video/C05HarT9OFY/w-d-xo.html xCC
Hey,i just watched the video i really liked it and i will read some of books for sure,but im not sure if any of them is about stocks/shares ,they seem to be about money/wealth in general,am i wrong?i would really like to read some
Here is the link to an interview with Peter Thornhill about his book "Motivated Money" it is about using your money and investing...th-cam.com/video/s-6LwJEQZaU/w-d-xo.html and here is the link to investing and shares / Peter's stories! th-cam.com/video/s-6LwJEQZaU/w-d-xo.html xCC
dgk dgk also I did a video on my top 5 recommended finance books! xCC
The problem I want to point out with paying for everything in cash is that if you pay for large purchases in cash, the government gets suspicious. I had a friend who was a waiter so he bought everything from tips and the police thought he was a drug dealer
Siobhan O'Connell gosh! Well firstly I am glad to hear that he wasn't a drug dealer but at the end of the day he wasn't doing anything bad and the government can suspect anything they like but your friend was being wise and sensible with his cash. So he is in the clear! xCC
re the coffee comment, if you live in the UK and have a local waitrose, get a waitrose card (free) and you can get one free cup of coffee a day. Great cheap way to meet a friend / have a lunch break without spending money xxx
Catherine Morgan oh wow! Thank you for sharing this information!!! xCC
Sugar Mamma when I was younger I'd get the train to work and buy a cappuccino everyday at the station, one day realised I was spending £40 on cappuccinos!! What a waste!!
£40 a month I mean!