From Kshs. 30,000 Salary To A Millionaire, A Proven Formula | Reuben Kimani | Episode 3

Every young person desires to be financially independent. Often, people underestimate the power of money that is within their grasp. They find themselves continually waiting for bigger amounts that they think will be adequate to start saving or investing. There are various methods one can use to save and invest and ultimately grow their wealth.
However, it is important to note that you can still invest with the little money that you have rather than wait for huge amounts.
Watch this video as Username Investments CEO, Reuben Kimani shares on how you can move from Kshs 30,000 salary to a millionaire, a proven formula.
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#ReubenKimani

[@bettyobiero8408]

Am 50yrs and i believe its never too late if you start immediately

[@assignmentservices3310]

Yes

[@magdanjery2146]

you can do it. just start❤❤❤

[@AmBlessed9319]

My ratio is 10:20:70. 10.Tithe, 20.Savings, 70.Needs and Wants

[@swifttech5851]

Yeah. Adjust wants and needs. -5%, -5%

[@philu2548]

very nice

[@palabrahamsen524]

Being an economist, this is not new. What you are saying is true but it has a side to it that you are not touching upon and that is risk. All investments are associated with a level of risk. And by raising debt to fund an investment, so called gearing, adds to that risk. Not advisable. You should never invest more than you can afford to loose. Furthermore, if you have decided to invest, you should not do it just because you want to be a millionaire. You do it because you are genuine interested in the investment itself. Money comes if the underlying activities turns a profit. And last but not least: Do your due diligence properly and particularly how to exit. I have seen so many cases whereas exiting is super hard and even impossible. Then your invested money is trapped and basically worthless for you. And then the Golden Rule: If it looks to good to be true, that is probably what it is. If the ones asking for your money promising unrealistic profits, then it just to walk-away.

[@palabrahamsen524]

Goes without saying: If the investments involves any kind of recruitment and commission fees, it is for certain a walk-away.

[@magdalinenjoroge1509]

I dont have a monthly income but whatever i get i save 30% of it in mmfs, i hope it will pay off in the long run

[@sahraahmedkoshin]

Hi @magdalinenjoroge1509, please what is mmfs? Thanks

[@denis5855]

@@sahraahmedkoshin MMFs is money market funds, like Cytonn and Sanlam.

[@scholasticakathure2821]

​@@sahraahmedkoshinMoney Market Fund

[@msylvini]

​@@sahraahmedkoshinmoney market fund

[@victornyakundi294]

A million can't be 100M in ten years through compounding even if the rate of return is 20%annually, a return that is unrealistic.

[@betterlifesolutions]

I like what you said about basically starting something even if you think you're imperfect since it's better than DOING NOTHING

[@stonebabzzlui9581]

Thanks sir... Wow this 50-30-20%

[@teejayangel6638]

Wow! These pple are blessed with knowledge of prosperity! You hate them, until you want to learn how to grow rich. Never hate! Bless you Sir for sharing your knowledge!

[@nokrachsamguy5106]

Thank you so much sir

[@sikazwejerry4620]

Let's use proven formula in leading our private, public and spiritual lives. Designing formulas take time. For this reason using already designed formulas is better than wasting time designing new systems and experimenting them.

[@rachealwambui3413]

Educate us more on money market

[@makesuperaffiliatepassivei6338]

"A small business is an amazing way to serve and leave an impact on the world you live in." - Nicole Snow

[@TopG_Tyrus]

This is educative
umenijenga mahali mzae🤜🤛💯

[@mulamaibrahim674]

Soft spoken and on point

[@tamaduni]

Now anyone can invest in any company globally ..Apple..google ..etc ..

[@fredricknyakuna2842]

I have a 100 k in my bank account how can i master the art of investiment? Where can i invest it

[@childofgod8365]

Fonds, money markets...try CIC... government fonds

[@kingpharaoh6981]

Since I started following your videos i have learned a lot.

[@fidelliswambui6217]

What about Money Market Funds??

[@Kihungu_JM]

This video has been pretty inspirational and I have a lot to take away

[@czarlifestyle5335]

This is pure 100% legit Information

[@fredricknyakuna2842]

Watching you live from Oman its my first time

[@sandebrian2537]

Thanks brother Reuben I have learned something

[@ngila_benja]

Gaining tips

[@ElizabethNjogu-o5d]

Nice

[@musakibwana4596]

Thank you. Very educative and inspirational. A wake-up call indeed!

[@stellawambua8403]

Please do research on what investment could bail out a plus 55 years who needs to prepare for retirement. Advice

[@michaelmbage9165]

What about money market funds

[@simonkanyugi7552]

please tell us which sacco do you prefer.

[@briankipkemboi9516]

Dear sir, Thanks you for this wisdom

[@pm2331]

Quite informative 👍

[@evelynenduta205]

very informative

[@helloMoto-k2]

Thank you for this

[@peternganga9100]

How can I connect with you.i earn 40k per month and I don't have any where to invest.

[@teejayangel6638]

Start with Money market funds (MMFs).

[@mohamedabdimohamed1996]

@@teejayangel6638 how does MMFs works

[@marywanjiku8162]

@@mohamedabdimohamed1996 Open an account with them deposit and then the money earns interest , If you require your money back should be available within 72 hours

[@andytownsend19]

@@enockabuga892 Tell us

[@emmanuelwafula1364]

Thanks alot sir. Keep educating us more and be blessed.

[@RogersNgobi-gc3cx]

good ideas

[@ev.jasonkinyua]

Thank you sir, I now understand where my problem began

[@angiemusyoka]

Ev. Jason I hope you also found a solution.

[@aluochaphey8696]

Thank you much this really opened my mind

[@shikalbk2491]

I will definitely need good advice because either the location or just mare bad luck is on our side because we have not been able to make a fraction in terms of profit compared to the amount of money spent investing in real estate as you have mentioned in your video. I would definitely want to hear your honest opinion.

[@brendamagu-kariuki674]

Love this! Helpful and enjoyable. Thanks.

[@lynnetaleima6198]

Here to learn

[@Danielleitich]

great advice indeed

[@peninahcorvino449]

Please explain how the username works

[@rodgeranzaya2597]

real talk

[@stefanoh]

hello, is money market funds good for investments

[@puritynjagi8767]

Thanks for your advice

[@favouredone5489]

Whooooh that's profound. Is it possible to join a sacco when you are abroad?

[@ReubenKimani001]

Hello Eliud,
Thank you for your feedback.
Most SACCOs in Kenya have embraced digitization enabling Kenyans from anywhere in the world to join SACCOs back at home.
There are quite a number of SACCOs in Kenya. I am not able to recommend a specific one, but you might find this information helpful:
1. venasnews.co.ke/2021/03/22/list-of-the-best-dividend-paying-saccos-in-kenya/
To invest with Username, you can call us on 0725 000222 / email [e-mail]

[@teejayangel6638]

Try Kimisitu SACCO.

[@allbyhisgrace8925]

My friends recommended Bandari sacco to me,one is in Germany and another In Norway both with Bandari.I am going to contact contact and take it from there.

[@clementmacharia3578]

I like

[@HARON2020]

Is it good to save money on till numbers

[@lucymuthoni4543]

And if someone is being paid in hrs,,, where my salary varies according to my working hrs a month,, I may get 50k, 35k, 40k, 20k, 60k. if I may have to save constantly??

[@marywaithera3916]

Si unipatie idea ya job

[@samuelmuiruri5126]

Join a sacco and investment the money you choose.... consistently

[@simontherevivalist6087]

Woow! I love this great content

[@alimasiga8422]

Thanks for the knowledge

[@gilbertotieno3984]

God bless you Sir

[@faithkoech7219]

Thank you , point on dot

[@wadzanaichow7865]

Thanks for the information.

[@josephngetich7554]

thanks much

[@wanguinosa9085]

Where can one learn how to trade stock

[@wanguinosa9085]

Wisdom

[@Tamiaris4291]

Thanks it's very useful.

[@emilykawira8627]

great piece of information. How do i became a stock broker

[@newtonmwiti9797]

Valuable information.

[@ruthotanga2960]

Sir help me I have 20 k in my bank would help me kind of business I can start with

[@willybillylaw]

Does 20% percent also include savings

[@childofgod8365]

Which plots are those to pay in installments?

[@peternganga9100]

How to invest if you are out of country.

[@mercygk329]

It easy bro inbox me

[@davidgitash2165]

@@mercygk329 hi

[@beatricemusyoka2168]

Very valuable information

[@ptagates]

On point 💯

[@dansaali5536]

Great video and informative

[@nigelcharles7386]

Very educative

[@samuelndegwamburu3273]

Where can I find you for more advice

[@alextai4990]

I want to be successful but need guidance

[@nellymakky9335]

Which investment fr about 5 yrs to retire

[@allbyhisgrace8925]

@@nellymakky9335 land at a cheaper rate and resale I'm 2 to 3 years for a double or triple the amount.

[@pcodesdev]

Between buying a plot and constructing a house for my mom which one would you advise

[@angiemusyoka]

Buy a plot sweetheart. It is an asset...you can resell it later at a higher cost or even build your rentals. A house for mom is a great blessing but a liability dear. It will only take from you. Am not an expert though...just sharing what I have learnt so far. All the best! ❤

[@denniswriter9532]

Does your mum have a house not necessary u build her a new house u can do face lifting of the existing one. Second is the money you have the only one or u ave a job or income generating project? Those are among other things u shud consider

[@Mbishaltd]

so informative

[@hoseamganda8880]

very informative

[@doreenwafula1871]

Thank you for the information