It's not What You Earn, It's What You Save That Matters ~ Dr Caroline Njoki

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  • เผยแพร่เมื่อ 20 ต.ค. 2024
  • Dr. Caroline shares what she has been able to achieve after attending the nakuru program.
    Call 0792 283 011 or email marylin@centonomy .com or click on this link centonomy.com/n... to get more information on the 13th July 2019 intake at the rift valley sports club

ความคิดเห็น • 410

  • @joycekiboi4483
    @joycekiboi4483 2 ปีที่แล้ว +15

    This is something I have to listen a million times, just realised how reckless I have been with my finances.. Thanks Doctor for such an excellent presentation. Learnt alot. Blessings.

    • @Centonomy101
      @Centonomy101  2 ปีที่แล้ว +1

      Hi Joyce. We are glad this has been of help.

  • @alexkingori6095
    @alexkingori6095 2 ปีที่แล้ว +5

    2022 it's wen I get to listen to this🙄. Thank u. Still so relevant

  • @evekemboi2416
    @evekemboi2416 5 ปีที่แล้ว +21

    She speaks and looks to have the best personality

  • @terrykarey3553
    @terrykarey3553 5 ปีที่แล้ว +16

    I will never despise my 5 shillings coin again, now I understand the value of every coin I have no matter how small it is. .just know how to budget it, kidogo kidogo hujaza kibaba.

  • @Top_Ranking_Hustler
    @Top_Ranking_Hustler 4 ปีที่แล้ว +16

    Nice presentation Dr. Bulk buying is not the secret. The secret is managing the stock you have bought in bulk. Failure to manage would result in wastage.

  • @claireruthnguru731
    @claireruthnguru731 5 ปีที่แล้ว +7

    Girl... This talk is something else ..you are a great role model... Looking forward to more from you

  • @eliciphanjuguna4605
    @eliciphanjuguna4605 4 ปีที่แล้ว +5

    Dr. Njoki, I also wish to travel in and out of Kenya.still looking for ways to make money. You are very practical and inspiring!

  • @victornafwa2471
    @victornafwa2471 3 ปีที่แล้ว +6

    Saving is not enough.Investing what you have earned is magical.What you earn matters alot.Infact it determines what you save.Good insight.

  • @cafisdiamond1574
    @cafisdiamond1574 5 ปีที่แล้ว +12

    Thank you Dr Njoki. I am in that bad debt and what you said hit hard. Thank you for the advise. I now have to figure out how to get out of this bad debt and get back on track.

  • @ronaldoriku5274
    @ronaldoriku5274 5 ปีที่แล้ว +6

    I always read Saturday magazine because of you and your colleague Weceke Nduati ,infact since I started reading bit my life have changed complete .(if you don't plan earlier before you receive money ,money will come and pass like water on your hands .)

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      hi Ronald. Thank you for this affirmation. Kindly share and subscribe to the youtube page.

  • @carolynemusolo6188
    @carolynemusolo6188 5 ปีที่แล้ว +14

    Her level of brilliance is awesome.

  • @mohammadswabir2092
    @mohammadswabir2092 5 ปีที่แล้ว +6

    I never felt bored listern to you, i have listern every word you had uttered and it all makes sense to me. I like your presentation very interesting

  • @conrado.
    @conrado. 3 ปีที่แล้ว +11

    I watched ths clip a year ago. I am here to rewatch

  • @weareafrican4850
    @weareafrican4850 5 ปีที่แล้ว +13

    This is the best clip I have watched on TH-cam for 2019. Thanks so much dr

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi prince. Kindly subscribe and share.

  • @georgeirungu6212
    @georgeirungu6212 5 ปีที่แล้ว +4

    Asante Dr.Catherine,l have learnt soo much today, very educative and resourceful presentation, am also in health facility ( rehab).... Muranga, real estate & hardware business (wife).... Nairobi, l related so much, Godbless

  • @rhodahj7121
    @rhodahj7121 3 ปีที่แล้ว +2

    Dont know where i have been what an educative bettee late than never actually i needed this be blssd .

  • @goodluckmachangu5941
    @goodluckmachangu5941 5 ปีที่แล้ว +10

    From Tanzania. Thank you very much for this video. I am learning a lot

  • @julius7546
    @julius7546 5 ปีที่แล้ว +5

    Am just overwhelmed by this lecture, earning more than 70k and not been able to save alot thus is something I can't afford to miss

  • @cassandrakemmy3987
    @cassandrakemmy3987 5 ปีที่แล้ว +9

    I real appreciate you Dr njoki,u have an inspiring message. Thumbs

  • @magzdue
    @magzdue 5 ปีที่แล้ว +6

    Network and get out of your comfort zone. That is what i got. Thanks Daktari. Very informative

  • @patiencekibet
    @patiencekibet 3 ปีที่แล้ว +3

    I am there hapo kwa 'Dr. Njoki, I have this brand of drug....'
    I shall join centonomy because I have watched this

    • @Centonomy101
      @Centonomy101  3 ปีที่แล้ว

      Hi Patience . We are glad you have decided to join. Kindly email maureen@centonomy.com and she will give you all the details.

    • @patiencekibet
      @patiencekibet 3 ปีที่แล้ว +1

      @@Centonomy101 alright

    • @Centonomy101
      @Centonomy101  3 ปีที่แล้ว

      @@patiencekibet most welcome

  • @gladysandsammy1382
    @gladysandsammy1382 2 ปีที่แล้ว +3

    Thanks Dr Njoki, it's a nice presentation. Very helpful.

    • @Centonomy101
      @Centonomy101  2 ปีที่แล้ว +1

      Thank you sammy. We appreciate you.

  • @digitalstrategyandmarketing
    @digitalstrategyandmarketing 3 ปีที่แล้ว +2

    Like in improving personal finance, the greatest problem for people looking to incorporate technology at work is mentality. Not having a digital mindset. When you change your mind, you change your life

  • @jamesouma4435
    @jamesouma4435 5 ปีที่แล้ว +19

    Dr. Njoki, thanks for the insightful message. All the points hit home.

  • @clifferox2292
    @clifferox2292 5 ปีที่แล้ว +10

    Just bounced on this channel and I should say am impressed and informed with your presentation Doctor.Keep it up.

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      Hi cliffe. Thank you and welcome to our channel. Kindly subscribe for this and many more informative videos.

  • @evelynbabirye4486
    @evelynbabirye4486 2 ปีที่แล้ว +1

    Centonomy class? It's just so amazing been miss using my ka little money

  • @dominickjoseph7667
    @dominickjoseph7667 3 ปีที่แล้ว +2

    Asante Dr,umenibadirisha asubuhi ya leo

  • @annnduku5548
    @annnduku5548 4 ปีที่แล้ว +2

    Wow!
    What an insightful info? Women with brains. I always feel encouranged by these testmonies. The only challenge is money but no human is limited.

    • @nginakairu6667
      @nginakairu6667 2 ปีที่แล้ว

      Iiiiiiiiiiiiìiiiieiiiiiiiiiiiiiiiiiiiiiiiiiieieiiiiiiiie

  • @terrynjoki3086
    @terrynjoki3086 หลายเดือนก่อน +1

    I have enjoyed her talk

    • @Centonomy101
      @Centonomy101  หลายเดือนก่อน +1

      Hi Terry, we are glad the message has been beneficial to you.

  • @samoramarchero1483
    @samoramarchero1483 4 ปีที่แล้ว +2

    Very nice guide, I applied most of your basic advice before I made my first million and I made it, thanks a lot congorat

  • @LizikiJWells
    @LizikiJWells 5 ปีที่แล้ว +5

    I am Liziki Jim from Kampala; so inspired by Dr. Caroline's presentation. It's educative !

  • @wangarekieni7247
    @wangarekieni7247 5 ปีที่แล้ว +12

    Our MPs need to go through this course

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      true all need this course

  • @josephkimanthi2273
    @josephkimanthi2273 5 ปีที่แล้ว +3

    Its OK to talk about wealth. Very informative presentation. My lecturer in Anaesthesia.

  • @leria6282
    @leria6282 5 ปีที่แล้ว +5

    Really such an empowering speach, I like it thanks so much

  • @JaimeRodrigues-j2b
    @JaimeRodrigues-j2b 4 หลายเดือนก่อน +1

    Inspired...Obrigado 🇲🇿🇲🇿

  • @lynettembeyha2282
    @lynettembeyha2282 4 หลายเดือนก่อน +1

    But thank God. I am enlightened. Centonomy classes here I come!

  • @batteanord1344
    @batteanord1344 5 ปีที่แล้ว +3

    Waoow,so educative,greetings from Kampala Uganda, hope to attend centonomy one day,

  • @nanjalakenya8738
    @nanjalakenya8738 5 ปีที่แล้ว +5

    Wow! This is the best video av watched! I have watched and got inspired. Would like to know more about this Centonomy. Watching from Sweden 🇸🇪

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi nanjala. Glad that this video has gone global. Kindly subscribe and share this video. Kindly go to centonomy.com to find out more about us.

  • @silversilver3383
    @silversilver3383 5 ปีที่แล้ว +7

    That's my lecturer .. Thank you Daktari

  • @versitymuthoni2697
    @versitymuthoni2697 5 ปีที่แล้ว +4

    Thanks to this Dr for the great message,, centonomy and above all God for giving us centonomy to those who love the world of business,, I'm 19 and in college,, can't wait that time I will land in centonomy class live but I thank God atleast for now i can reach you,, Im in love with business,, God expand your territories centonomy

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi, muthoni. Thank you for your wishes on us and that our message is reaching you. When we go online you'll be able to hear of it. for now, implement the lessons we share here on the youtube page by subscribing and sharing the word to others.

  • @nyauskobies5522
    @nyauskobies5522 5 ปีที่แล้ว +180

    Look like Rosemary Odinga

    • @lucyvibesgermany
      @lucyvibesgermany 5 ปีที่แล้ว +3

      Switched sisters??!!

    • @ruthwambui6009
      @ruthwambui6009 5 ปีที่แล้ว +3

      Nyaus Kobies , ngai, Rosemary ondinga twin. She is an Ondinga

    • @tabbywaithera9112
      @tabbywaithera9112 5 ปีที่แล้ว

      By the spot on😃

    •  5 ปีที่แล้ว

      Waaaaa...she seriously does

    • @palsonbett4869
      @palsonbett4869 5 ปีที่แล้ว

      Nice brief..op ll follow the footsteps.

  • @michaelngicho2139
    @michaelngicho2139 2 ปีที่แล้ว +1

    Many thanks Njoki.

  • @suzannemaina4773
    @suzannemaina4773 2 ปีที่แล้ว +2

    This is such an eye opener! Great knowledge shared. Thank you so much for sharing.

  • @carolwanjiru8385
    @carolwanjiru8385 5 ปีที่แล้ว +6

    Relationships are gold. Thanks so much, I have learned that it's the key thing

  • @dawaiahmed6891
    @dawaiahmed6891 5 ปีที่แล้ว +4

    Thank you very much Dr for the useful information about how to save money and make investments, actually we are in need for such precious information.

  • @zaidazainab2407
    @zaidazainab2407 5 ปีที่แล้ว +2

    I thank God he landed me here in this insight....i have learned alot especially that point of tracking money...really that my weakness i never do the value of each coin i waste....
    Thanks Dr. Njoki am grateful for your imformative advice...thumbs up...
    Looking forward for a good change Inshallah🙏

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      hi Tinah. Thank you for your comment. Yes, all is achievable if you have discipline and have a target you want to achieve.

  • @lynettembeyha2282
    @lynettembeyha2282 4 หลายเดือนก่อน +3

    I wish I came across this 4 years ago.

    • @Centonomy101
      @Centonomy101  4 หลายเดือนก่อน +1

      It's never too late Lynette . You can start implementing and changing your lifestyle now.

    • @fildasagal2555
      @fildasagal2555 3 หลายเดือนก่อน

      Me I don't even have hope am at edge

  • @lucywanjiru4218
    @lucywanjiru4218 5 ปีที่แล้ว +9

    Thank you soo much Dr.Caroline you've really tought me alot on how to manage my expenditures and how to save my earnings.Be blesses together with the whole of Centonomy team.

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi Lucy. Thank for your commitment. Kindly subscribe and share this with others.

  • @fredadick460
    @fredadick460 5 ปีที่แล้ว +6

    I like daktari Beautiful and marvelous talk. she is a joyful mama

  • @mbuukelly9434
    @mbuukelly9434 5 ปีที่แล้ว +6

    This morning I am educated, thank you Dr.Njoki

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      We are glad you are. Kindly share so that this impacts many.

  • @2005engineer
    @2005engineer 4 ปีที่แล้ว +1

    Thanks Dr. Njoki for the invaluable insight

  • @mollygambiza9186
    @mollygambiza9186 5 ปีที่แล้ว +3

    Thank you so much! You have opened my eyes, stopped me from drowning

  • @undisachahilu90
    @undisachahilu90 4 ปีที่แล้ว +2

    Very inspiring Dr Njoki❤️❤️❤️

  • @faragfuraha
    @faragfuraha 4 ปีที่แล้ว +3

    Thanks for this my anaesthesia teacher at Egerton university, so inspiring.

  • @teche_
    @teche_ 3 ปีที่แล้ว +2

    It is 2021 but this video remains informative. I have learnt a lot information is power

    • @Centonomy101
      @Centonomy101  3 ปีที่แล้ว

      Hi Tweens. We are glad this is helpful. Kindly share with others hers too and subscribe

  • @CoachCollo
    @CoachCollo 5 ปีที่แล้ว +12

    as the 147th viewer let me say thank you for this video and your story. I really want to join Centonomy, I will find away

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi Collins. Yes there is a way always. Just prioritize your money and you will join and from joining you will gain more wealth

  • @switshie
    @switshie 3 ปีที่แล้ว +8

    Very very good and enlightening presentation. I've learnt alot. However, the fact that you confess to leave the theatre room to run to your business...very unethical!

  • @gilbertotieno5909
    @gilbertotieno5909 5 ปีที่แล้ว +2

    Your intelligence is mind bogling. I would like to here more from you.

  • @ndukachibundom
    @ndukachibundom 5 ปีที่แล้ว +3

    I love this presentation. I learnt a lot. it's simple and straight forward

  • @agapeshekinah4444
    @agapeshekinah4444 2 ปีที่แล้ว +1

    I really needed this ❤️ thank you Dr.
    I have alot of work to do

  • @jackiemwikali2823
    @jackiemwikali2823 3 ปีที่แล้ว +3

    Thanks for this powerful message.
    Mindset

  • @haronouma2394
    @haronouma2394 5 ปีที่แล้ว +4

    This is a great lesson learned thank you very much

  • @okanivutivi4127
    @okanivutivi4127 4 ปีที่แล้ว +2

    Thanks for the information.

  • @mohammadswabir2092
    @mohammadswabir2092 5 ปีที่แล้ว +4

    Woooow i have learned alot here, thank you very much.

  • @duncanoiro6582
    @duncanoiro6582 4 ปีที่แล้ว +3

    So informative. .I really wish I could meet the centonomy advisers to help in proper investment

  • @mercychebet3074
    @mercychebet3074 4 ปีที่แล้ว +1

    Wow so inspiring indeed ,now am totally changed ,must subscribed

  • @carolyne4c
    @carolyne4c 5 ปีที่แล้ว +4

    Very inspiring. Reminds me of reading Tony Robins book......mastering the money game.

  • @mwalimumwanyumba9396
    @mwalimumwanyumba9396 5 ปีที่แล้ว +1

    Dr. be blessed you have changed my way of life approach

  • @nomsamanomano1733
    @nomsamanomano1733 4 ปีที่แล้ว +1

    Thank you DR Caroline

  • @hannahwanguinjuguna8443
    @hannahwanguinjuguna8443 5 ปีที่แล้ว +2

    Freedom flexibility is my definition of wealth and i want to achieve this with entrepreneurship in fashion although am an accountant,thanks for the lessons Daktari

  • @samuelkarari6257
    @samuelkarari6257 5 ปีที่แล้ว +12

    this education sounds much effective than the whole of 844 combined!!

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      Hi Samuel. Yes here at centonomy all our programs are practical and taught by industry professionals.

    • @samuelkarari6257
      @samuelkarari6257 5 ปีที่แล้ว +1

      truly inspiring hope to be part of the program some day

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      @@samuelkarari6257 we'll be glad to have you join us.

    • @lindakisero6106
      @lindakisero6106 5 ปีที่แล้ว +1

      Looks like Rossy Odinga'!!
      I like your presentations madam!!

  • @emileuwamahoro3820
    @emileuwamahoro3820 5 ปีที่แล้ว +3

    Hi, wonderful and very educative programme

  • @brucetayebwa5076
    @brucetayebwa5076 5 ปีที่แล้ว +2

    Thx sister, so educative seminar. May God bless you 🙏🙏🙏

  • @adenibrahim5603
    @adenibrahim5603 5 ปีที่แล้ว +1

    Very educative program... You really saved me now and now hence you taught me how to save my small money.....

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      Hi aden.we are glad that you have benefited from this video. Kindly subscribe and share so that others can benefit

  • @igwemeshack4856
    @igwemeshack4856 5 ปีที่แล้ว +2

    This is really nice. Of a truth, you can't solve a problem without identifying it

  • @isabellmuya1523
    @isabellmuya1523 4 ปีที่แล้ว +16

    The reason I became a financial advisor on money markets and life policies.They are the best investments.I do it passionately.
    The satisfaction of seeing a client receive their money after saving little by little is amazing
    That's my line of work.I take people through that.

    • @faithmasila6935
      @faithmasila6935 4 ปีที่แล้ว

      Hey.. I'm interested in starting to invest I'm 23 years can you advise me please

  • @JJ-cb6zt
    @JJ-cb6zt 4 ปีที่แล้ว +1

    Thanks...ur message is great it has opened my eyes

  • @muhumuzadavid6270
    @muhumuzadavid6270 5 ปีที่แล้ว +6

    Dr Carol thanks alot for that wonderful inspiration...kip it up

    • @monicahkinya4165
      @monicahkinya4165 5 ปีที่แล้ว

      Thank you Daktari this has really challenged me

  • @jiwekichwa2857
    @jiwekichwa2857 5 ปีที่แล้ว +6

    Wow!!!this lady looks, speaks and acts like Rosemary Odinga.

  • @goldnwani3526
    @goldnwani3526 4 ปีที่แล้ว +1

    Thank you madam.You simplified your teaching

  • @morrisbusolo2171
    @morrisbusolo2171 5 ปีที่แล้ว +1

    very inspiring teaching DR. MADAM NJOKI

  • @sylviekemunto1749
    @sylviekemunto1749 5 ปีที่แล้ว +2

    This information is timely. Thanks alot Dr. Njoki

  • @Carolowoko
    @Carolowoko 4 ปีที่แล้ว +3

    Watching in 2020 and inspired

    • @Centonomy101
      @Centonomy101  4 ปีที่แล้ว

      Welcome Carol. It's never late. Subscribe and share and implement

  • @atukwasapromise9915
    @atukwasapromise9915 4 ปีที่แล้ว +1

    Thank you so much for teaching me how to get save money 🙏🙏🙏🙏

  • @emmakikwai8977
    @emmakikwai8977 2 ปีที่แล้ว +2

    A lot of insight into wealth creation in a lay man's language. Thank you Dr.
    Are there online classes ?

    • @Centonomy101
      @Centonomy101  2 ปีที่แล้ว +1

      Hi Emma. Thank you for your inquiry. Yes all our programs are now online. Kindly email maureen@centonomy.com and she will give you all the details

  • @FranciscaKamau
    @FranciscaKamau 5 ปีที่แล้ว +1

    Thanks for a very objective opinion from your personal experience on which course to start, my question is answered.

  • @GGM219
    @GGM219 5 ปีที่แล้ว +6

    Good Dr Njoki very educative speech also bring us how to buy bonds and shares

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +2

      Hi Ruth. thank you for your view and comment on this video. Buying bonds, bills, shares and all investment types are taught in our program by industry professionals.

  • @kenmngeera9044
    @kenmngeera9044 3 ปีที่แล้ว +1

    Dr njoki thanks

  • @stevelumumba1824
    @stevelumumba1824 5 ปีที่แล้ว +1

    Thank you Dr njoki I love this kind of talks

  • @DominicaTraditionalWear
    @DominicaTraditionalWear 5 ปีที่แล้ว +2

    Excellent for professionals and income earners.
    Any suggestions for rural areas and those living from hand to mouth?

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      Hi. Even if it's hand to mouth we encourage you to save even as little as 10 kshs for a goal

    • @akungwinancy7054
      @akungwinancy7054 3 ปีที่แล้ว

      Work with what you earn. Budget plan and do not leave beyond your means

  • @duncanmbogo996
    @duncanmbogo996 2 ปีที่แล้ว +1

    very inspiring talk

  • @Matriedge
    @Matriedge 5 ปีที่แล้ว +2

    Lovely Dr. Njoki

  • @janetkatiwanorman2567
    @janetkatiwanorman2567 5 ปีที่แล้ว +9

    You are the reason I am attending centonomy!! September 2019 I am in!

  • @zackowaga8152
    @zackowaga8152 5 ปีที่แล้ว +2

    very important lesson. thanks Dr. Njoki

  • @titusmutungi1296
    @titusmutungi1296 5 ปีที่แล้ว +3

    Powerful presentation!! I am indeed changed and have also learned something new in the business world!!

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว

      Hi Titus. We are glad you have learned and gained. Kindly subscribe and share with others so that they grow as well

  • @christinamitini8395
    @christinamitini8395 3 ปีที่แล้ว +2

    Beautiful Lady

  • @wafulathadeus3980
    @wafulathadeus3980 5 ปีที่แล้ว +4

    Hi Dr njoki you're smart i like it, thank you for being the light of kenya

  • @muzitoanthonykaiso
    @muzitoanthonykaiso 5 ปีที่แล้ว +3

    Great work, Centonomy, I'm in kigali and I really want to Join the program

    • @Centonomy101
      @Centonomy101  5 ปีที่แล้ว +1

      Hi Anthony. Thank you for your comment. Unfortunately we don't have a program outside Kenya. An online setup will be best once we launch.

    • @Centonomy101
      @Centonomy101  4 ปีที่แล้ว

      Hi WE ARE ONLINE NOW. All our life transforming classes are available online at the comfort of your home. kindly click on this link centonomy.com/online-courses/ or contact us on 0700 036433 for our online classes starting first week of June 2020.

  • @happinessmosoti4101
    @happinessmosoti4101 4 ปีที่แล้ว +2

    Wow am enlightened now no more silly mistakes

    • @Centonomy101
      @Centonomy101  4 ปีที่แล้ว

      thank you mosoti, we celebrate that you have learnt something . What we encourage you to do is to implement .

  • @robertbor4882
    @robertbor4882 5 ปีที่แล้ว +1

    You inspire alot.thanks for the insight now interested.