IQT Explains: Fintech

In this episode of IQT Explains, Rita Waite and Ming Luo join our Vishal Sandesara to discuss fintech from their unique perspectives as an investor and technologist, respectively. Hear more about the evolution of currency exchange, global trends in fintech, and regional differences in payment etiquette. While recent developments in digital payment methods have allowed for a new level of consumer convenience, they have also led to record amounts of fraud and identity theft. This episode focuses on what is currently being done and what can be done in the future to enhance digital security so that we can continue to reap the benefits of financial technology without succumbing to the risks.
Topics
● Introduction to Fintech and its Impact on the Financial Landscape
● Fintech Revolution and Digital Payments
● Fraud and Identity Verification Issues in Fintech
● Evolving Stages of Fintech
● Opportunities and Concerns in Fintech
● Risk Assessment and Challenges in Fintech
● Security vs. Convenience
● Global Trends and Leaders in Fintech
IQT’s website: www.iqt.org/
Featured in this Episode
Vishal Sandesara
VP Operations, IQT Labs
/ vishals
Rita Waite
Principal
/ ritacwaite
Ming Luo
VP, Technology
/ ming-luo-312b775
Chapters
02:25 - Fintech's Global Transformation
06:35 - Fintech 2.0 and 3.0: Maturity and Record Fraud
08:46 - Fintech Safeguards: Do We Need to Start from Scratch?
10:44 - Enhancing Digital Identity Verification
15:56 - Exploring Fraud, Identity, and Trust Solutions in Fintech
18:33 - The Role of Identity Verification in Financial Services
23:15 - Global Regulations Impacting Credit Card Networks and Payments
24:49 - Credit Card Fees, Mobile Payments, and Regional Differences
30:13 - Chip and PIN Credit Cards: Enhancing Security
32:03 - Avoiding Fraud: Tips and Tricks