15 Things I No Longer Buy *or buy less*⎟PERSONAL FINANCE TIPS | How to Save Money
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- เผยแพร่เมื่อ 12 ก.ย. 2024
- How to save money & personal finance tips // Frugal living saves money and helps you achieve bigger financial goals. Here's a look at 15 things I no longer buy, or buy less, to keep more cash in my pocket. Frugal living tips that actually work!
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I have wasted so much money over the years overbuying products. I am going to use up what I have before I buy more. The pandemic has helped me in realizing that there's nothing I need.
You are so right! 😀
Cazzie S LOLZ 👏🤣🧻🧻🧻🧻🧻
When the stores are shut down you will wish you stocked up on necessities
Same here!!
Gave up cable. Use antenna tv for free. Works great for me. No $120 cable bill.
Who do you use for internet service? Tfs
I do everything you suggested and have done them for years. It’s an amazing feeling to be debt free with money in the bank.
Yes it is!! Thanks for watching!
FYI: Southwest Airlines still lets you check two bags (up to 50 lbs) for FREE. That's the main reason why I still use them when I travel.
With the situation of the world today, I have adopted a whole new prospective on spending as a whole. I have actually shocked myself by the mind set that I now have. When I think back over the years of all the frivolous money I have spent I could have retired by now . Smh 🤦🏽♀️.
I understand completely! 😀Thank you for watching!
Realized that too
Don't be too hard on yourself life is one continuous learning process
Yup drink your alcohol before leaving the house or bring a to-go lol. Also why I enjoy all inclusive vacays. Less likely to spend to begin with.
It is not too late. Iam opening a retired account next week.
Dave Ramsey safe my life.
This video is beautiful - the contrast, the clean background, the simplicity of everything around your face.
Thank you, I appreciate it!
I sub and liked within the 1st 10 second of this video. She get straight to the point, speak clearly, and no baloney 👍
Thanks for the sub and for watching!
Amen
Same here! :-)
Binge watch her channel...you won't regret it 💙
Me too!
I just buy bar soap so there is no packaging to waste.
Cheap shoes are never a good idea. Feet are very valuable. Nobody realises this until their feet are out of action.
Exactly! 😂
I let a specialised show shop repair them. Cost 1/4th of the new price:)
Shoe shop
True!!!
I stopped buying:
Fast Food
Alcohol at restaurants
Starbucks
Designer watches
Exotic metal rings
New car every year
American grills - chillis, Applebees, etc
Cable Tv/Direct Tv
wow you must save so much money not buying a new car every year
Yes Directv Biggest STOP
MaXimumRide47 - yup huge waste of money. Its been about 4-5 years since I’ve bought a car
Cookie Lady Carriej - definitely. I was paying around $150-160 a mth not including pay perviews. Now i have my internet, home phone & basic cable rolled into 1 package for $160 a mth
Same.
Don’t cheap out on shoes or tires!
I no longer purchase tampons or maxi pads. Years ago, I came across a product called the Diva Cup. It is a silicone cup that is inserted like a tampon. I hope this information will be useful to help someone save money. Not only does the Diva Cup save me money, but it takes up WAAAY less space in my handbag!🙏🏾🖤👍🏾
I agree. Menstrual cup is the game changer. No smell, no more waste from period, it’s a hygienic way and can be worn up to 12 hours, and after few uses people get used to it. There’s a bonus as well, I think not many people know that - while inserting or pulling out a menstrual cup, people strenghten their pelvic floor. There is not need to use strenght to insert it or pull it out. We just need to start using our pelvic floor correctly… Which is very healthy not only because we get to know our bodies, but we also get prepared for pregnancy, if not pregnant before.
Kind of a female specific list. However, as a guy I can relate to a couple of those things. As far as soaps etc. go, I buy one kind of bar soap and use it for everything. I agree about buying quality shoes. When I buy shoes I find a quality shoe at a good sale price and buy 4-6 pair. I am still wearing shoes I bought in the 90s that I just put on for the first time a week ago. Of course, I only have four active pairs of shoes and that includes two different grades of boots. Like you I never buy alcohol in restaurants. That is at least partly due to the fact that I drink very little these days. I agree on the checked baggage. I never check bags. When I travel by air, I carry everything in a large brief case. I tend to take older stuff that is on its way out and toss it after I wear it. Then I just buy new stuff as I need it.
Hi Todd, Thanks for sharing! That's awesome that you still have shoes from the 90s! I had one pair from 1999 that I just got rid of last year.
@Big Bubba I used to use Ivory, but don't any more because my wife hates it.
@Big Bubba She doesn't like the way it smells so NOTHING else matters.
I love souvenirs but now I’ll usually just get a post card or small picture that I can put in a photo album or hang on my wall
Sometimes, it's worth it to pay more initially. My sandals (Naot) were expensive but now I know they were worth the money. I have three pair in somewhat different styles, worn them for years and they still perform like champions. One pair needed a repair for $38 and hopefully they will last for several more years.
I agree! The longer life is worth paying a little more upfront. Thanks for watching!
Yesssss, to number 5! I’m looking to move out soon, and I’ve been making purchases on home decor little by little. Most of the stuff I see I’m like okay I like it, but I don’t LOVE it. So I had to teach myself not to purchase it unless I REALLY love it. And that goes for clothes too!
I'm not personally a fan of minimalism also. I think life is so short and we don't know what can happen tomorrow. I prefer live simple, having less things that make me happy.
It’s interesting that you started your comment by saying you don’t like minimalism then went in to describe it exactly. Minimalism is all about being intentional about the things you have, and only having things you love
Hello. Love your channel. Right now I am in the process of purging my home. I am either throwing out, donating, or selling unnecessary items. I also agree with you about the body washes and perfumes. Over time these items lose their fragrance, and items create clutter you do not need.
I only buy one magnet per location as a souvenir - cheap and space saving!
Great tip! Thanks for sharing with us!
So smart! We started doing that at work. If anyone on the team went somewhere far away we would bring back magnets for everyone. It's only 5 people so not bad. i have a great collection now as a result!
I have never been one for souvenirs- pictures are my favorite. At Disney World I bought a hoodie and wore it for about five years . My husband had a great idea a year or so ago- buy a coaster from each place we visit. They remind us where we've been and are practical, too!
I like getting postcards as souvenirs, they double as wall art
Me too...When I first started travelling, I purchased souvenir plates, mugs, statues, quilts, magnets, etc. I was building quite the collection. About 15 or 20 years ago, I just cut all of that way down. I primarily look for magnets and if I find a Robin Ruth bag with the country's or city's name embroidered all around it, I will purchase that. The magnets are easy to pack and I will definitely get use out of the Robin Ruth bag. I later grouped all of my plates and statues on the bookshelves in my Den and my World Travels Themed Dining Room because it just looks better in a grouping than scattered all around my home. The magnets on my refrigerators also provide that WOW factor and can be a conversation starter for anyone who visits with me. My decision was primarily based upon just not really having the interest in buying these things anymore. I believe the magnets are more than enough for me to reflect on my travels. Also, as airlines have changed their policies over the years, it's just better for me to not worry about how I'm going to pack and carry things that's bigger than a magnet.
I agree with the seasonings. I now make my own curry, jerk, Italian, Cajun, Blackening, and poultry, and adobo. I recently starting making a lot of food from scratch (I make my own bread and sofrito) as many processed vegan foods are expensive.
That's a good idea! I've made homemade sofrito, but haven't tried the others. Great tip!
Amen. You're speaking my language. I spend my money on quality items at a price point that makes sense.
1. Expensive shower gel
2. Designer purses
3. Sovniour
4. Alcohol
5. Cheap shoes
6. Real jwellery
7. Special seasoning
8. Overpriced underwear
9.Checked Luggage
10.Smoothies
11. Expensive
12. Anything I'm not crazy about
That's me l buy those items and do not use them end up throwing them
@@samanthangwenya46 Its nice to buy a few real jewelry.
I get where your coming from with the shoes however focusing exclusively on price is not the way to go for this item. With shoes if you invest in a good pair you will have them for life so long as the soles can be replaced. Instead of focusing on price, shop for a quality made pair constructed of high quality materials like durable leather, a sole that’s sewn to the shoe or a leather sole. Generally if you find a pair of shoes with one of these details they are built to last. Also, if it’s cushion your worried about, just get some insoles! It’ll change your life 🔮
I always buy clothes when they have a sale. which is like every 3-5 weeks. I am pretty minimal and love finance. Whenever we need to buy something I buy a higher quality item that has amazing reviews and its a win-win because we have it for way longer than the previous item and it's good for the environment because we aren't buying things that will need to be replaced quickly. This also applies to furniture! Recently we needed a new couch and we bought a high quality one but waited until we could get a few hundred off. For shoes I always use Poshmark. We only buy new condition shoes that come in the box but I buy Timberland and Sperry boots. I also love vans and I get all three of these brands for a fraction of the cost on Poshmark. I usually will have to spend a good 20 minutes looking through posts but it's worth it. Another Poshmark tip is to hit the like button on the posting and then 9 times out of 10 you will receive an offer with a discount and you can still try to negotiate lower!
I saw some of you're video's and enjoy them a lot! Today I thought lets see some older video's and I was so amazed that your first video wasn't even a year ago. Your content and quality is so good!! thank you :)
Thank you, I appreciate! Glad you like the videos!
I’m on a serious budget I own bags so no more for now.. also shop for food at Aldi saves money
I love aldi
Soooo true about cooking ingredients. I also used to cook a bunch of fun vegan recipes which often called for some random EXPENSIVE ingredients that I would never use again on another dish.
Designer bags. I recently took my things out of storage. I have bags that I have no recollection of. I never buy a drink when I eat out. I cringe at adding three dollars or more to my bill.
I stopped buying extra and expensive makeup. I used to get sucked in by the packaging but at this point in my life I know what I like and what works. Maybe once a year I splurge on a new makeup and I even try to get it with an Ulta coupon or on QVC.
Same here, I mostly go to the drug store or buy from Avon when they have sales. Great way to rack up! Thanks for sharing.
I used to buy too many lipsticks. Now I stick with my favorite shade and don’t buy a new tube until the old one is empty.
Right there with you on this stuff. It’s amazing how aging can help change our perspective.
With the amount of tips on saving money or other changes about life we have today.
If we’re not better people few years from now on ,
then we have ourselves and only ourselves to blame.
I agree! There's so much helpful information to help reach all of our goals. Thanks for sharing!
a. Expensive shower gel
b. Designer purses
c. Souvenirs
d. Alcohol
e. Anything im not crazy about
f. Cheap shoes
g. Real jewelry
h. Spesial seasoning
i. Overprice underwear
j. Travel size toiletris
k. Cheked luggage
l. Songs
m. Smoothies
n. Expensive eyeglasses
o.
o. swiffer pads
Th😘nks
Well, depending on how expensive was your shower gel. I could buy shitty Adidas for $2 or very local brand with great ingredients and none of those cancerous crap big brands are using and still spend $5. It's just not worth it, beside that this local brand makes those gels and soaps using very addictive scents. But if you were buying some designer grade gels for $50 or $20 then I second you- don't pay for brand, pay for quality.
For me: I quit spending money on barbers, I've been making my own mustache and it looks as good if not better, I'm very proud of myself, and it saves me $20 bucks a month. After I do that for some time I will start buying some proper quality scissors and razors but I have to earn it (save for it). I'm about to make my first hair cut and I'm scares, but hey no risk no fun.
All those prices are from Poland so I'm not sure how much would you pay for some quality soap, but I suspect it would still be about $3...
I have two Coach purses and one Stone Mountain handbag. The Stone Mountain one is my favorite. I paid less than $100 with shipping for all 3. I'm making Indian foods so I'm finally using all my turmeric.
Thank you!!!👏🏿💯
1/5/22...I used to travel all over....& I learned to buy a postcard @ every stop/ on every shore excursion....That way I can DATE the postcard + I can see major attraction SPELLED CORRECTLY!
I also collected a refrigerator magnet 🧲
+ a key chain @ every stop/location.
NOT expensive + NOT bulky + NO Customs problems.
Still have all of these momentos + can remember all those good times.
ALSO BOUGHT FRIDGE MAGNETS + KEY CHAINS for friends....again inexpensive + didn't take up much room in my suitcase.
I agree with you on all of these! Especially shoes... I can’t even look at cheap shoes. They are so uncomfortable and don’t last at all.
Hi Susana, Thanks for sharing! 😀
I enjoy all of your videos. I wait for the notification of your post. 👍
Awesome! Thank you!
Recently I stopped buying makeup and I simplified my skincare routine. Part of why is because the makeup was taking a toll on my self-esteem, but it's also very financially freeing, time saving, and more eco friendly to buy fewer products.
Once the pandemic hit and the store shelves were empty I could not buy my usual brands and had to settle for cheaper products. But it taught me the "off" brand, cheaper brands were just as good. I will continue to buy the cheaper brands. I suggest try the store brand even if your usual brand is available. You might be pleasantly surprised.
Great point!
I buy Suave Body Wash, $1.88 a Bottle, I use Baby Lotion because I like the smell and it leaves me with smooth skin. I haven't bought a new purse in over a year and have no plans too. i recently bought 2 shirts for less than the price of 1. I shop the Clearance rack alot!
Thank you for sharing! I've used Suave and baby lotion too!! They make the skin feel so good. 😀
@Big Bubba I use a loofa and Body Wash, I shower twice a day and I enjoy my Body Wash!
These are great tips. Anything that causes clutter needs to go. All of these are great tips and you save so much money. Key, add toiletries and clothing to monthly budget. It works.
Wanted to give my opinion on the Souvenirs topic. To cut down on cost and clutter, we always get a postcard we visiting new places. Then on the last day of the trip, we write a few stories that happened to remember when looking back. We have quite the collection these days but it doesn't add clutter as we keep them all in a box. And it's hilarious reading them and remembering the stories we'd otherwise of forgotten. Cheers!
You can bind your postcards together and create a souvenir personalised postcard book :)
That's a great idea, thanks for sharing this with us!
Yup....could be an age thing or we just get wiser as we grow up. Have done all you have suggested here that pertains to me and it is grand. You are right on track. :)
My photos are my souvenirs too. ❤ Or something practical I will actually use. & Yes, to great, reasonably priced costume jewelry!
I've accumulated tons of seasoning during the lockdown period. Totally agree that this has cost me a lot. Thanks for the tips. :)
I just discovered your channel and I immediately shared with my daughter. Funny the things you listed are pretty the same as mine especially the shoe tip. I would add one tip, never toss a receipt. I can’t tell u how much I’ve saved purchasing something I just knew I needed or was a “good deal”. Makes returning easy and hassle free. 👍🏾
Great point, thanks for sharing!
Also its good to keep if some one accuses you of not paying for goods
1) only have 2 purses
2) use to be the same about V.S from 18-24
3) clothes...I use to buy items that caught my eye but realize I would wear those items less than 10 times a year.
Hi Tyresse, thanks for sharing your experience!
Thank you I subscribed trying to learn to be frugal since I’ll be moving in a dorm for college in the fall. I don’t want to buy useless things.
Welcome and thank you for watching! Hope the videos help your frugal journey. 😀
I used to get the off the wall brand (store brand) of shower gel to save money. The store ran out of my brand so I had to bite the bullet and get Dove. Best decision. I was using twice as much soap in the Target brand.
Since the pandemic, I STOP the bottle waters!! Lord.. best decision I made.
Bought a water filter,and a dozen reuseable water bottles.
Good savings.
No cable. Get an antenna,plus apps like Netflix,Hulu etc and you have a whole world to watch on TV .
Great tips!
Regarding seasonings. If you have a Whole Foods nearby they sell spices. If recipe calls for quarter teaspoon of whole cardamom you can buy just that amount..
You have lots of good ideas. Thanks.
The pandemic has made me realise I wasted thousands of pounds the last five years on coffees I regret.. But you have to enjoy life a little.
One jar of coffee and powder milk £5:40....lasts me 2 months. Better than £200 plus.
You are SO RIGHT across the board. Being wiser & confident in what you REALLY want! Lived and learned!
Thank you!
I started making my own body butters, waxing, and doing my own feet.
Yup
How ?👀
Yup i wax my own underarms and pandemic forced me to learn to do my own gel manicure..I like doing my personal care tho
Yes I do my own sugar wax
I love the color scheme and decor in the background of the video👌
Thank you!
I was on the designer handbag kick for many years and still have quite a few of them but have since sold a bunch of them on Poshmark. Of course didn't make back nothing that I spent on them.
I hear ya, I've spent so much money on designer handbags, now that I'm a minimalist I own 1 Louis Vuitton and sold all the rest and lost a lot of money on them and they were in amazing shape.
Its a good lesson to learn - things depreciate. Things are only worth what people are willing to pay, not what you paid for them. Learning that lesson definitely made me rethink future purchases after I tried selling my designer bags too.
I totally agree about the shoes. I really need the name of the floor tool you use I'm in need for that.
Thanks for all the great content
You are so welcome! It's a microfiber mop system, I think we got it online from Microfiber Wholesale, but it might be cheaper elsewhere.
Souvenirs: yes, they become a pain, but I like the memory, so they need functionality. Most often it is one ornament that go on the Christmas tree. As I hang them, the memories of the trip or visit come back. I do not have a designer tree. The decorations are very eclectic.
Skin care and body products: finding and sticking with a good brand seem to be the more economical way to go.
This is a very useful question when deciding between two price points: what does the extra dollars buy me?
Great video. Thank you.
Thank you...totally agree with choosing souvenirs that have functionality.
I also no longer by my eyeglasses from the optometrist where I go, they are way too expensive. I started buying them from Firmoo, and I get the whole works, for only $60 to $70, and they have been the best pairs of glasses I have ever owned. 🤓
Thanks for the tip! I'll have to check them out too. 😀
@@thebrokenwallet Zenni is another option.
I’ve been getting my eyeglasses from Costco. The optometrist’s Office was charging hundreds of dollars. Costco quality and accuracy of the prescription is just as good.
Aren’t you suppose to check your eyes every two years to see if you need adjustments for the grade?
@@st4rstuck Yes I do that, but I always ask for my eye prescription, make sure you asked for your PD, that way it's easier for you to get your prescription online.😊
I love to shop the 2nd hand stores and private re-sale shops! I am constantly amazed at what I can find in clothes and things for the house. I go to the stores in the Phoenix, AZ area in the wealthier parts of town because people there have nicer clothes and household furnishings to give away or re-sell on consignment. I have found shoes at Ross Dress for Less that were brand name higher end shoes for $35 that fit like a glove and are now at least 5 years old and still holding up.
That's awesome! Shopping in wealthier areas is a great tip. Thanks!
I love your channel. I agree with you. I no longer shop at bath and body. It is expensive and has many chemicals. I also carry an old school Dooney purses.... your tips are very helpful. Thank you.
You're welcome, and thanks for watching!
I agree with your topics. I quit carrying a purse. I now have a small change purse that has my cards in is all I carry into a store. Cooking for me is simple ingredients. I was a clothes horse in my 20s and 30s. No longer. I wear comfortable clothes and shoes. It is so easy to get caught up in all the hype. I quit buying beauty supplies because I wasn't using any more. I found the Aldi brand worked better @ a fraction of the price. I think we have all learned different coping skills the past few years.
You are on point! I stopped buying expensive lotions and gels too. I use the Nivea brand of lotion and love it.
Yes, that's a good brand!
My items I am working on not buying...1. black pants...2. pajamas...3. house slippers ( still not doing well with these ) 4. socks 5. black work shoes 6. Glasses goblets flutes etc. 7. Body and Bath body spray 8. hair scrunchies 9. I will use all the soap I own before I buy more...yep Body and Bath ...10. Decorative papers napkins ( until they run out ...I should have enough for 2022...) I'm doing great on 9 out of 10....but I am also working on not going into ROSS...dds...Akira...and thrifts....doing real good ...real good...
Seasonings. In my area we have Sprouts. You can purchase just the amount you need.
You sound like a minimalist to me 😉
I might be a mini one 🤔I have a bit more decluttering to do lol. Thanks for watching!
I love your list and the reasons for you not to buy them or buy them less. I'm in the process of trimming down things I need and simplifying my life. Your video is very helpful. 🙏
Glad you liked it!
As far as souvenirs, I find a pretty rock or shell and write the location on it. You could make a cool bowl of them in your room/living room/ etc. with a succulent in the center.
Great tip, thanks for sharing!
VERY GOOD advice!! You see past all the marketing...I gotta have that.
Glad it was helpful!
My souvenirs: really special keychain for every country (or city I want to remember). I keep them all in one small box. I travel extensively (multiple countries in a year), so going through this box is really fun and takes up almost no room.
art postcards are what i collect!
I dont buy name brand items often.mostly,cat food,dish soap,trash bags,laundry soap.
I had to force my husband to stop buying the $1 for 8 trashbag deals.those are a complete waste of money.you run through several boxes to toss out your trash,and the bags still burst,spilling trash everywhere. Cheap dish soap dont get dishes clean,and cheap laundry soap dont get laundry clean
I make my own reusable hand towels. With all this hand washing because of covid-19 i have saved and will a pretty penny. I make my own reusable personal hygiene products for years😍
I buy cheap shoes. Sometime target has shoes for $5-10 bucks. I can wear the out and not feel bad. I also am saving for a nice gold ring. I would like to give it to my daughter when it is time. But this woman is really on point!
Like that table in the back. Nice grouping
Thank you!
I also haven't purchase real jewelry in almost 20 years. I have tons of costume jewelry. When I buy I spray them all with acrylic to preserve them. I have had some for many years. Another product I buy much less of are sanitary napkins. Two years ago I started using menstrual cups and I wish I did it sooner. I went from using 3-4 sanitary napkins per day per cycle to 0-1 sanitary napkin per month. I stopped buying cheap flip flops and buy more sturdy slides. They give better foot support and are more durable. I've also learned to make my own bath scrubs.
Great tips, thanks! Love acrylic spray, it makes a big difference!
Good tip
@@thebrokenwallet What spray do you use? I buy costume gold jewelry and it tarnishes within two or three wearings....
@@Sharolynn10 Hi, it's clear crystal spray by Krylon. I think Walmart has it for about $4 in the paint section. Thanks!
So glad I found your channel
Absolutely!! Thank you for watching!
All that I needed for a 3 week trip to travel through France was a single wheelie carry on bag.
Yes! It's surprising how little we often need for trips. 😀 If only I had tried a carry-on earlier, I could have saved $100s on baggage fees
When I need to go for a longer time on a trip, I take a powedered laundry detergent so I can do some hand washing.
That’s a good idea!
Thank you for this! Just discovered your channel and your videos are extremely helpful!
Glad you like them!
Your tips are always practical! Love it. I will definitely utilize the alcohol tip and souvenirs. All of my souvenirs from my cruises are tucked away collecting dust! lol
I know right! I think mine are tucked away in a cabinet 😀
I never purchased designer bags (I've always been cash deficient) 😅 love getting them as presents though.
I’m happy to have ran across ur channel. I relate u so much more than some of the other finance you tubers on here. Thanks for representing.
Thank you! I'm glad you like the videos!
I just happened upon your video and had to subscribe! I'm retiring in a few months and I've been researching about minimalism and living on less money. Thank you!
Welcome aboard!
I agree on the souvenirs... now I just buy a beautiful piece of jewelry that’s local made. I’m a costume jewelry kind of gal so it’s not expensive
That's a good idea...I might have to switch to jewelry as souvenirs. Never thought of that, thanks!
Ross has huge bottles of body wash, shampoo, conditioner etc for very reasonable prices. You can fill up your empty bottles with them as they're almost too big to fit in the shower.
Thanks for the tip! I've got to check there!
I feel like I could have sat alongside you for most of these things on your list! We are the same on just about all of these. The handbags, shoes, jewelry, travel toiletries, carry on, smoothies, smelly bath stuff, etc. I think the only thing is the bras. Personally prefer to spend more for a perfectly fitted one and justify it because I need to wear them everyday! Oh, and I need to switch over to the microfiber instead of the Swiffer! The rest, spot on! Love your videos - thank you!! Stay well!
Hi A. Kim, Thanks for sharing!!
🤔 I never thought about getting my lotion from the drug store. I used to use jergens but stopped because I found a lotion from the body shop that I really like. And it's very moisturizing and that's big for me. I'm also a dark skinned sista and I hate for my skin to be white and dry. I have so much lotion left cause I buy it when it's on sale and I buy a lot at a time. So when I'm through with everything I'll go to a drugstore and see what they have. Thanks for the tip
Yes, I can't be dry either! I love Vaseline's Intensive Care. It's creamy and helps retain moisture. Thanks for watching!
Have you tried buying shea oil? It's leftover from when they make shea butter. It's my favorite moisturizer. I used to spend a lot of money making body butter but this is cheaper for the same benefits
I no longer buy paper napkins and use cloth ones. Haven't bought a paper napkin for almost 12 years. We use microfiber clothes for cleaning and reuse them. One package (25) of microfiber towels = 1 case (12) paper towels. I can use the mircrofiber 500 times, paper towels (1). You can also attach a microfiber to a swifter instead of using the disposable pads. Spending money on quality shoes is a health benefit, thank goodness my shoes are practical not fashionable. To live well, you must write down where you are spending your money in a journal, record every penny spent, at the end of 30 days look at where you spent the most money and figure out if you can cut back. For shoes, If you spend $365 for a pair of shoes and wear them every day, it is $1/day, not too bad. Every time I use my credit card, I make an entry in my check book register (yes, I still use one) and ear mark it MC, VISA, AMEX etc. When the bill comes i have the money in my account to pay it. Writing it down and subtracting the amount makes me accountable, guess that is why they call it accounting.
Great tips! Microfiber cloth’s are the best. Wish I would’ve discovered them years earlier.
If you have the bathroom pump dispensers (save them) to make more great product, any shower gel, handsoap, dr.bronners, shampoo, etc.....use 3 or 4 tablespoons of product, and mix it in one cup of hot water, put it in the foaming dispenser, and it makes product last longer and does a great job...saves money too...
3 tablespoons of blue dawn and one cup of hot water, fills up a foaming dispenser.....for handwashing , etc......
Great tip!
I really enjoyed this!! The only part that wouldn't apply to me personally would be the music/Spotify portion. I just can't justify spending over a hundred dollars a year on music streaming subscriptions when I definitely spend significantly less buying the odd album or song here and there and just listening to the robust music library that I already own. That's just what works for me though! I already have a large collection of favorites, so I spend probably less than $30 a year buying music. Thank you so much for your insight and tips! I am enjoying your channel so much. 😊💜👍
Thank you! Glad you liked the videos!
Use TH-cam. There is all kids of music on here.
I buy food as souvenir hihi. You can order soda and a glasd with ice cubes extra. I also bought cheap shoes and fast fashion but they last 3 months or are pure plastic. I am happy with belerinas. Now I finally i started buying sustainable cloths and they are great!
That's awesome, Thank you for sharing!
Thank you for that last tip. That’s going to help save me money moving forward!
Happy to help!
Savings is very crucial in a time like this
Yes it is! Thanks for sharing!
Yes! I don't get the expensive soap. My husband likes to splurge on it sometimes, BUT he is the one that splurges on it. We have started to just get 1 Christmas ornament on a trip
Hi Cassie, Thanks for sharing!! 😀
I really felt that first comment about buying stuff from Bath and Body Works! I, too, have been swayed by their buy 3 get 3 options and I went way too crazy. I'm still trying to get through all of my lotions after a year!
Yes, it does accumulate fast 😂 Thanks for watching!
I thrift and shop at discount stores like big lots for body care and paper goods for cheap. Aldi is an awesome groceries store for splurge items like wine cause they have 2.50 and 5.00 wine and snacks. Cookies are 85 cent. Produce and meat quality is excellent as well
Smart, wise and beautiful - you just got yourself a new subscriber 🤩 🤗
Yay! Thank you for the compliment!
New subscriber here. I’ve had to stay out of bath and body works, especially near candle day lol
Thanks for subbing!
I don't buy anything unless I really need them.. I wear out. Clothes come from thrift stores.
That's an excellent way to save money! Thank you for watching!
Price pump flats 40- 70; costume jewelry is okay... Yes ma'am... Ty you for confirming that using items that are not price gouged is okay...
Thank you so much for your great tips.i found out along time ago ,you got yo have a budget.!I realize I was spending alot on Amazon, so I really made up my mind I have to cut-back when I saw the amount on my written down paper and bank statements ,reality set in,and ask myself,is or was that a impulse buying because we are at home more..but when I buy somethings ,I also give away ,or donate items be cause I hate clutter. and things can pile up very fast,but I also go threw my closet often,households items too,because sometimes we buy to many gadget s because they are the latest items out.i been using your tips for awhile and my own,because my sisters are financial people (retired)and another will retired in a few years,who keeps me on top of my personal issues even at 62 yrs young so thank you too!.
You're welcome and thanks for sharing your experience!
LOL … you got me w the Bath & Body lotions and stuff you no longer buy 💯 that’s true. I don’t